MoneyLion (ML) 10-Q/A 11 Aug 22 2022 Q1 Quarterly report (amended) Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	May 06, 2022
Document Information Line Items
Entity Registrant Name	MoneyLion Inc.
Trading Symbol	ML
Document Type	10-Q/A
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		235,665,550
Amendment Flag	true
Amendment Description	MoneyLion Inc. (together with its consolidated subsidiaries, as context requires, the “Company,” “we,” “our” or “us”) is filing this Amendment No. 1 to the Quarterly Report on Form 10-Q/A (the “Amendment”) to amend and restate its Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2022, originally filed with the Securities and Exchange Commission (“SEC”) on May 16, 2022 (the “Original Filing”), to restate certain of the Company’s financial statements (collectively, the “Original Financial Statements”) as a result of an error related to the classification and related accounting treatment of certain consideration paid and payable to the sellers (the “Selling Members”) of Malka Media Group LLC (“MALKA”) as equity instead of a liability in connection with the Company’s acquisition of MALKA (the “MALKA Acquisition”), as described in more detail below.Restatement Background — In connection with the preparation of the Company’s unaudited consolidated financial statements as of and for the three and six months ended June 30, 2022, the Company’s management, in consultation with its advisors, identified an error arising from the manner in which the Company classified and accounted for certain consideration paid and payable to the Selling Members.Upon the closing of the MALKA Acquisition, the Company (i) issued $30.0 million in restricted shares (the “Closing Consideration Shares”) of MoneyLion’s Class A common stock, par value $0.0001 per share (the “MoneyLion Class A Common Stock”), at a price per share of $9.00 and (ii) paid to the Selling Members approximately $10.0 million in cash in exchange for all of the issued and outstanding membership interests of MALKA. The Membership Interest Purchase Agreement governing the MALKA Acquisition includes a make-whole provision with respect to the Closing Consideration Shares issued pursuant to which the Company was and may be required to issue additional restricted shares of MoneyLion Class A Common Stock or pay additional cash, as determined by the Company in its sole discretion, on each of December 31, 2021, March 31, 2022, June 30, 2022 and September 30, 2022 (the “Make-Whole Provision”). The Company originally classified the Closing Consideration Shares and the Make-Whole Provision as equity and recorded the fair value as stockholders’ equity on the consolidated balance sheet as of November 15, 2021, the closing date of the MALKA Acquisition (the “MALKA Acquisition Closing Date”). The Company’s management, in consultation with its advisors, has now determined that the Make-Whole Provision should not have been classified as equity and should have been classified as a liability within the scope of Accounting Standards Codification 480, Distinguishing Liabilities from Equity, as of the MALKA Acquisition Closing Date, with subsequent changes in the fair value of such liability recorded in the consolidated statement of operations under change in fair value of contingent consideration from mergers and acquisitions.As a result, the Company’s management has noted errors related to net loss and basic and diluted loss per share in the consolidated statements of operations for the year ended December 31, 2021 and three months ended March 31, 2022 and accounts payable and accrued liabilities as of December 31, 2021, other liabilities as of March 31, 2022 and additional paid-in capital and accumulated deficit as of December 31, 2021 and March 31, 2022 in the consolidated balance sheets, along with related impacts to the consolidated statements of cash flows for the year ended December 31, 2021 and three months ended March 31, 2022 and the consolidated statements of redeemable convertible preferred stock, redeemable noncontrolling interests and stockholders’ equity (deficit) for the year ended December 31, 2021 and three months ended March 31, 2022.The manner in which the Company accounted for the Make-Whole Provision had no effect on the Company’s previously reported cash position.In light of the foregoing, on August 8, 2022, the Audit Committee of the Company’s board of directors, based on the recommendation of and after consultation with management and the Company’s advisors, concluded that (a) the Company’s audited consolidated financial statements as of and for the year ended December 31, 2021 and related financial information contained in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2021, originally filed with the SEC on March 17, 2022 (the “FY 2021 10-K”), and (b) Company’s Original Financial Statements and related financial information contained in the Original Filing should no longer be relied upon and should be restated in order to correct the error described above. On August 11, 2022, the Company filed Amendment No. 1 to the Annual Report on Form 10-K/A to amend and restate the FY 2021 10-K in order to correct the Make-Whole Provision classification error described above and restate the financial statements and related financial information contained in the FY 2021 10-K.
Entity Central Index Key	0001807846
Entity Current Reporting Status	Yes
Entity Filer Category	Non-accelerated Filer
Document Period End Date	Mar. 31, 2022
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Shell Company	false
Entity Ex Transition Period	false
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	001-39346
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	85-0849243
Entity Address, Address Line One	30 West 21st Street
Entity Address, Address Line Two	9th Floor
Entity Address, State or Province	NY
Entity Address, City or Town	New York
Entity Address, Postal Zip Code	10010
City Area Code	(212)
Local Phone Number	300-9865
Title of 12(b) Security	Class A common stock, par value $0.0001 per share
Security Exchange Name	NYSE
Entity Interactive Data Current	Yes

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash	$ 185,009	$ 201,763
Restricted cash, including amounts held by variable interest entities (VIEs) of $61,888 and $39,396	63,978	44,461
Consumer receivables	153,634	153,741
Allowance for credit losses on consumer receivables	(22,291)	(22,323)
Consumer receivables, net, including amounts held by VIEs of $128,895 and $92,796	131,343	131,418
Enterprise receivables	14,207	6,002
Property and equipment, net	2,140	1,801
Intangible assets, net	212,948	25,124
Goodwill	161,678	52,541
Other assets	37,932	28,428
Total assets	809,235	491,538
Liabilities:
Secured loans	88,290	43,591
Accounts payable and accrued liabilities	44,961	36,868
Warrant liability	4,350	8,260
Other debt, including amounts held by VIEs of $152,625 and $143,000	152,625	143,000
Other liabilities	91,881	38,135
Total liabilities	382,107	269,854
Commitments and contingencies (Note 17)
Redeemable convertible preferred stock (Series A), $0.0001 par value; 45,000,000 and 0 shares authorized as of March 31, 2022 and December 31, 2021, respectively, 28,693,931 shares issued and outstanding as of March 31, 2022 and 0 shares issued and outstanding as of December 31, 2021	193,647
Stockholders’ equity:
Class A Common Stock, $0.0001 par value; 2,000,000,000 shares authorized as of March 31, 2022 and December 31, 2021, 236,520,057 and 235,550,057 issued and outstanding, respectively, as of March 31, 2022 and 231,452,448 and 230,482,448 issued and outstanding, respectively, as of December 31, 2021	24	23
Additional paid-in capital	722,048	701,234
Accumulated deficit	(478,891)	(469,873)
Treasury stock at cost, 970,000 shares at March 31, 2022 and December 31, 2021	(9,700)	(9,700)
Total stockholders’ equity	233,481	221,684
Total liabilities, redeemable convertible preferred stock and stockholders’ equity	$ 809,235	$ 491,538

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Restricted cash, including amounts held by variable interest entities (in Dollars)	$ 61,888	$ 39,396
Consumer receivables, net, including amounts held by VIEs (in Dollars)	128,895	92,796
Other debt, including amounts held by VIEs (in Dollars)	$ 152,625	$ 143,000
Treasury stock, shares	970,000	970,000
Redeemable Convertible Preferred Stock (Series A)
Redeemable convertible preferred stock, par value (in Dollars per share)	$ 0.0001	$ 0.0001
Redeemable convertible preferred stock, shares authorized	45,000,000	0
Redeemable convertible preferred stock, shares issued	28,693,931	0
Redeemable convertible preferred stock, shares outstanding	28,693,931	0
Class A Common Stock
Common Stock, par value (in Dollars per share)	$ 0.0001	$ 0.0001
Common stock, shares authorized	2,000,000,000	2,000,000,000
Common stock, shares issued	236,520,057	231,452,448
Common stock, shares outstanding	235,550,057	230,482,448

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Revenue
Service and subscription revenue		$ 67,146	$ 31,468
Net interest income on loan receivables		2,568	1,662
Total revenue, net		69,714	33,130
Operating expenses
Provision for credit losses on consumer receivables		23,044	5,708
Compensation and benefits		22,043	7,057
Marketing		11,416	4,363
Direct costs		21,204	9,903
Professional services		7,288	3,586
Technology-related costs		4,505	2,199
Other operating expenses		10,769	1,082
Total operating expenses		100,269	33,898
Net loss before other (expense) income and income taxes		(30,555)	(768)
Interest expense		(6,174)	(1,471)
Change in fair value of warrant liability		3,910	(31,230)
Change in fair value of subordinated convertible notes			(39,939)
Change in fair value of contingent consideration from mergers and acquisitions		(4,660)
Other (expense) income		(916)	27
Net loss before income taxes		(38,395)	(73,381)
Income tax (benefit) expense		(28,417)	25
Net loss		(9,978)	(73,406)
Net income attributable to redeemable noncontrolling interests			(2,767)
Accrual of dividends on preferred stock		(1,028)	(4,842)
Net loss attributable to common shareholders		$ (11,006)	$ (81,015)
Net loss per share, basic and diluted (in Dollars per share)	[1]	$ (0.05)	$ (1.68)
Weighted average shares used in computing net loss per share, basic and diluted (in Shares)	[1]	230,737,284	48,348,187
[1] Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion’s common stock (the “Legacy MoneyLion Common Stock”) for MoneyLion Class A Common Stock at an exchange ratio of approximately 16.4078 (the “Exchange Ratio”) in September 2021 as a result of the Business Combination. See Note 4, “Business Combination,” for details.

Consolidated Statements of Op_2

Consolidated Statements of Operations (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Income Statement [Abstract]
Net loss per share, basic and diluted	$ (0.05)	$ (1.68)
Weighted average shares used in computing net loss per share, basic and diluted	230,737,284	48,348,187

Consolidated Statements of Rede

Consolidated Statements of Redeemable Convertible Preferred Stock, Redeemable Noncontrolling Interests and Stockholders’ Equity (Deficit) (Unaudited) - USD ($) $ in Thousands		Class A Common Stock	Redeemable Convertible Preferred Stock (Series A)	Additional Paid-in Capital	Accumulated Deficit	Treasury Stock	Redeemable Convertible Preferred Stock (All Series)	Redeemable Noncontrolling Interests	Total
Balances at Dec. 31, 2020					$ (327,629)	$ (1,000)	$ 288,183	$ 71,852	$ (328,629)
Balances (in Shares) at Dec. 31, 2020	[1]	47,870,720					116,264,374
Stock-based compensation				518					518
Exercise of stock options and warrants				245					245
Exercise of stock options and warrants (in Shares)	[1]	732,444
Accrued dividends on redeemable convertible preferred stock				(763)	(4,079)		4,842		(4,842)
Contributions from redeemable noncontrolling interests								21,000
Redemptions by redeemable noncontrolling interests								(2,656)
Distributions to redeemable noncontrolling interests								(1,969)
Net income (loss)					(76,173)			2,767	(76,173)
Balances at Mar. 31, 2021					(407,881)	(1,000)	$ 293,025	$ 90,994	(408,881)
Balances (in Shares) at Mar. 31, 2021	[1]	48,603,164					116,264,374
Balances at Dec. 31, 2021		$ 23		701,234	(469,873)	(9,700)			221,684
Balances (in Shares) at Dec. 31, 2021		230,482,448
Stock-based compensation				3,268					3,268
Exercise of stock options and warrants and vesting of RSUs				421					421
Exercise of stock options and warrants and vesting of RSUs (in Shares)		899,901
Issuance of common stock in connection with earnout and make-whole provisions related to the acquisition of Malka Media Group LLC		$ 1		10,277					10,278
Issuance of common stock in connection with earnout and make-whole provisions related to the acquisition of Malka Media Group LLC (in Shares)		4,167,708
Issuance of options and preferred stock in connection with Even Acquisition			$ 193,647	8,963					8,963
Issuance of options and preferred stock in connection with Even Acquisition (in Shares)			28,693,931
Accrued dividends on preferred stock				(1,028)					(1,028)
Other				(1,087)	960				(127)
Net income (loss)					(9,978)				(9,978)
Balances at Mar. 31, 2022		$ 24	$ 193,647	$ 722,048	$ (478,891)	$ (9,700)			$ 233,481
Balances (in Shares) at Mar. 31, 2022		235,550,057	28,693,931
[1] Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion Common Stock for MoneyLion Class A Common Stock at the Exchange Ratio of approximately 16.4078 in September 2021 as a result of the Business Combination. See Note 4, “Business Combination,” for details.

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net loss	$ (9,978)	$ (73,406)
Adjustments to reconcile net loss to net cash (used in) provided by operating activities:
Provision for credit losses on consumer receivables	23,044	5,708
Depreciation and amortization expense	3,421	514
Change in deferred fees and costs, net	259	1,694
Change in fair value of warrants	(3,910)	31,230
Change in fair value of subordinated convertible notes		39,939
Change in fair value of contingent consideration from mergers and acquisitions	4,660
Losses (gains) on foreign currency translation	29	(4)
Expenses related to debt modification and prepayments	730
Stock compensation expense	3,268	518
Deferred income taxes	(28,442)
Accrued interest receivable	(34)	(83)
Enterprise receivables	1,658	71
Other assets	666	11
Accounts payable and accrued liabilities	(2,350)	(2,901)
Other liabilities	(1,672)
Net cash (used in) provided by operating activities	(8,651)	3,291
Cash flows from investing activities:
Net originations and collections of finance receivables	(22,872)	(15,110)
Purchase of property, equipment and software	(823)	(35)
Acquisition of Even Financial, net of cash acquired	(18,584)
Net cash used in investing activities	(42,279)	(15,145)
Cash flows from financing activities:
Repayments to secured/senior lenders	(24,028)	(1,127)
Fees related to debt prepayment	(375)
Proceeds from special purpose vehicle credit facilities	10,000
Proceeds from issuance of subordinated convertible notes		36,750
Borrowings from secured lenders	69,300
Payment of deferred financing costs	(1,625)
Proceeds from issuance of common stock related to exercise of stock options and warrants	421	245
Contributions from redeemable noncontrolling interests		16,844
Distributions to noncontrolling interests		(1,969)
Net cash provided by financing activities	53,693	50,743
Net change in cash and restricted cash	2,763	38,889
Cash and restricted cash, beginning of period	246,224	20,927
Cash and restricted cash, end of period	248,987	59,816
Supplemental disclosure of cash flow information:
Cash paid for interest	4,990	569
Supplemental disclosure of non-cash investing and financing activities:
Accrued dividends on preferred stock	1,028	4,842
Lease liabilities incurred in exchange for operating right-of-use assets	$ 6,578

Description of Business and Bas

Description of Business and Basis Of Presentation	3 Months Ended
	Mar. 31, 2022
Description of Business and Basis of Presentation [Abstract]
DESCRIPTION OF BUSINESS AND BASIS OF PRESENTATION	1. DESCRIPTION OF BUSINESS AND BASIS OF PRESENTATION On September 22, 2021 (the “Business Combination Closing Date”), MoneyLion Inc., formerly known as Fusion Acquisition Corp. (prior to the Business Combination Closing Date, “Fusion” and after the Business Combination Closing Date, “MoneyLion” or the “Company”), consummated the previously announced business combination (the “Business Combination”) pursuant to the terms of the Agreement and Plan of Merger, dated as of February 11, 2021 and amended on June 28, 2021 and September 4, 2021 (the “Merger Agreement”), by and among Fusion, ML Merger Sub Inc., a Delaware corporation and a wholly owned subsidiary of Fusion (“Merger Sub”), and MoneyLion Technologies Inc., formerly known as MoneyLion Inc. (prior to the Business Combination Closing Date, “MoneyLion” or the “Company”, and after the Business Combination Closing Date, “Legacy MoneyLion”), a Delaware corporation. Pursuant to the terms of the Merger Agreement, immediately upon the completion of the Business Combination and the other transactions contemplated by the Merger Agreement (the “Business Combination Closing”), each of the following transactions occurred in the following order: (i) Merger Sub merged with and into Legacy MoneyLion, with Legacy MoneyLion surviving the merger as a wholly owned subsidiary of Fusion (the “Merger”); (ii) Legacy MoneyLion changed its name to “MoneyLion Technologies Inc.”; and (iii) Fusion changed its name to “MoneyLion Inc.” Following the Business Combination, MoneyLion Inc. became a publicly traded company, with Legacy MoneyLion, a subsidiary of MoneyLion, continuing the existing business operations. MoneyLion’s Class A common stock, par value $0.0001 per share (the “MoneyLion Class A Common Stock”), is listed on the New York Stock Exchange (the “NYSE”) under the ticker symbol “ML.” As previously announced, on February 11, 2021, concurrently with the execution of the Merger Agreement, Fusion entered into subscription agreements (the “Subscription Agreements”) with certain investors (collectively, the “PIPE Investors”) pursuant to which, among other things, Fusion agreed to issue and sell in private placements an aggregate of 25,000,000 shares (“PIPE Shares”) of MoneyLion Class A Common Stock to the PIPE Investors for $10.00 per share, for an aggregate commitment amount of $250,000 (the “PIPE Financing”). Pursuant to the Subscription Agreements, Fusion gave certain re-sale registration rights to the PIPE Investors with respect to the PIPE Shares. The PIPE Financing was consummated substantially concurrently with the Business Combination Closing. MoneyLion was founded in 2013, and the Company’s headquarters is located in New York, New York. The Company operates a personal finance platform (the “Platform”) that provides a mobile app that is designed to help users simplify their personal financial management and improve their financial health, giving users access to credit, investment, banking and other financial services and provide them with a single place to track spending, savings and credit. The Platform is based upon analytical models that power recommendations which are designed to help users achieve their financial goals ranging from building savings, improving credit health and managing unexpected expenses. Investment management services are provided by ML Wealth LLC, a wholly owned subsidiary of the Company, which is a Securities and Exchange Commission (“SEC”) registered investment advisor. On November 15, 2021, MoneyLion acquired MALKA Media Group LLC (“MALKA”). MALKA is a creator network and content platform that produces digital media and content across entertainment, sports, games, live streaming and other sectors. MALKA’s content capabilities can drive industry-leading customer acquisition and retention at scale to help accelerate MoneyLion’s customer growth. By combining MALKA’s capabilities with MoneyLion’s financial products and extensive first-party data, MoneyLion hopes to turn the MoneyLion mobile application into a daily destination for its customers with personalized content that educates, informs and supports customers’ financial decisions. On February 17, 2022, MoneyLion acquired Even Financial Inc. (“Even Financial”). Even Financial digitally connects and matches consumers with real-time personalized financial product recommendations from banks, insurance and fintech companies on mobile apps, websites and other consumer touchpoints through its marketplace technology. Even Financial’s infrastructure leverages machine learning and advanced data science to solve a significant pain point in financial services customer acquisition, bridging Product Partners and Channel Partners (as defined herein) via its application programming interface (“API”) and embedded finance marketplaces. The acquisition strengthens MoneyLion’s platform by improving consumers’ abilities to find and access the right financial products to help them manage their financial lives. Even Financial’s network includes over 400 Product Partners and 500 Channel Partners, covering a breadth of financial services including loans, credit cards, mortgages, savings, and insurance products. The acquisition also expands MoneyLion’s addressable market, extends the reach of its own products and diversifies its revenue mix. Basis of Presentation Reclassification Receivable funding— Beginning in the fourth quarter of 2021, MoneyLion transitioned its primary source of funding for originated receivables from IIA to special purpose vehicle financings from third-party institutional lenders. For more information on the alternative financing sources, see Note 10. “Debt” for discussion of the ROAR 1 SPV Credit Facility and the ROAR 2 SPV Credit Facility and Note 9. “Variable Interest Entities” regarding VIE considerations related to the ROAR 1 SPV Credit Facility and the ROAR 2 SPV Credit Facility.

Restatement of Previously Issue

Restatement of Previously Issued Financial Statements	3 Months Ended
	Mar. 31, 2022
Condensed Financial Information Disclosure [Abstract]
RESTATEMENT OF PREVIOUSLY ISSUED FINANCIAL STATEMENTS	2. RESTATEMENT OF PREVIOUSLY ISSUED FINANCIAL STATEMENTS Upon the closing of the MALKA Acquisition (as defined herein), the Company (i) issued $30.0 million in restricted shares (the “Closing Consideration Shares”) of MoneyLion Class A Common Stock at a price per share of $9.00 and (ii) paid to the sellers of MALKA approximately $10.0 million in cash in exchange for all of the issued and outstanding membership interests of MALKA. The Membership Interest Purchase Agreement governing the MALKA Acquisition includes a make-whole provision with respect to the Closing Consideration Shares issued pursuant to which the Company was and may be required to issue additional restricted shares of MoneyLion Class A Common Stock or pay additional cash, as determined by the Company in its sole discretion, on each of December 31, 2021, March 31, 2022, June 30, 2022 and September 30, 2022 (the “Make-Whole Provision”). The Company originally classified the Closing Consideration Shares and the Make-Whole Provision as equity and recorded the fair value as stockholders’ equity on the consolidated balance sheet as of November 15, 2021, the closing date of the MALKA Acquisition (the “MALKA Acquisition Closing Date”). The Company’s management, in consultation with its advisors, has now determined that the Make-Whole Provision should not have been classified as equity and should have been classified as a liability within the scope of Accounting Standards Codification 480, Distinguishing Liabilities from Equity In addition, it was identified that the accrued dividend on the Series A Redeemable Convertible Preferred Stock, as defined in Note 3, “Summary of Significant Accounting Policies,” should have been classified as a liability as opposed to temporary equity. This reclassification was not considered material and is reflected in the adjustments below. The impact of the restatement on the Company’s financial statements is reflected in the following tables: Consolidated Balance Sheet as of March 31, 2022 As Adjustment As Accounts payable and accrued liabilities $ 43,933 $ 1,028 $ 44,961 Other liabilities $ 81,948 $ 9,933 $ 91,881 Total liabilities $ 371,146 $ 10,961 $ 382,107 Redeemable convertible preferred stock (Series A) $ 194,675 $ (1,028 ) $ 193,647 Additional paid-in capital $ 723,394 $ (1,346 ) $ 722,048 Accumulated deficit $ (470,304 ) $ (8,587 ) $ (478,891 ) Total stockholders’ equity $ 243,414 $ (9,933 ) $ 233,481 Consolidated Balance Sheet as of December 31, 2021 As Adjustment As Other liabilities $ 26,585 $ 11,550 $ 38,135 Total liabilities $ 258,304 $ 11,550 $ 269,854 Additional paid-in capital $ 708,175 $ (6,941 ) $ 701,234 Accumulated deficit $ (465,264 ) $ (4,609 ) $ (469,873 ) Total stockholders’ equity $ 233,234 $ (11,550 ) $ 221,684 Consolidated Statement of Operations for the Three Months Ended March 31, 2022 As Adjustment As (amounts in thousands except share Change in fair value of contingent consideration from mergers and acquisitions $ (682 ) $ (3,978 ) $ (4,660 ) Net loss before income taxes $ (34,417 ) $ (3,978 ) $ (38,395 ) Net loss $ (6,000 ) $ (3,978 ) $ (9,978 ) Net loss attributable to common shareholders $ (7,028 ) $ (3,978 ) $ (11,006 ) Net loss per share, basic and diluted $ (0.03 ) $ (0.02 ) $ (0.05 ) Consolidated Statement of Cash Flows for the Three Months Ended March 31, 2022 As Adjustment As Net loss $ (6,000 ) $ (3,978 ) $ (9,978 ) Change in fair value of contingent consideration from mergers and acquisitions $ 682 $ 3,978 $ 4,660

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (As Restated) In the opinion of the Company, the accompanying consolidated financial statements contain all adjustments, consisting of normal recurring adjustments and adjustments to eliminate intercompany transactions and balances, necessary for a fair presentation of its financial position and its results of operations, changes in redeemable convertible preferred stock, redeemable noncontrolling interests and stockholders’ equity (deficit) and cash flows. The Company’s accounting policies are set forth in Part II, Item 8 “Summary of Significant Accounting Policies” of the Company’s Notes to Consolidated Financial Statements included in the Company’s Annual Report on Form 10-K/A for the fiscal year ended December 31, 2021. Included herein are certain updates to those policies. Revenue Recognition and Related Receivables— Three Months Ended 2022 2021 Consumer revenues Service and subscription fees $ 46,394 $ 30,472 Net interest income on finance receivables 2,568 1,662 Total consumer revenues 48,962 32,134 Enterprise service revenues 20,752 996 Total revenue, net $ 69,714 $ 33,130 Service and subscription fees— The membership subscription fee is recognized on a daily basis throughout the term of the individual subscription agreements, as the control of the membership services is delivered to the customer evenly throughout that term. Subscription receivables are recorded at the amount billed to the customer. The Company policy is to suspend recognition of subscription revenue when the last scheduled subscription payment is 30 days past due, or when, in the Company’s estimation, the collectability of the account is uncertain. Membership subscription revenue is recognized gross over time. As the Company performs promised services to members, including those services that the members receive access to as part of the Credit Builder Plus membership, revenue is recognized in an amount that reflects the consideration the Company expects to be entitled to in exchange for those services. The Company evaluates whether it is appropriate to recognize revenue on a gross basis or net of costs associated with the transaction based upon its evaluation of whether the Company obtains control of the specified services by considering if it is primarily responsible for fulfilment of the promise, and has the latitude in establishing pricing, among other factors. Most service fees are related to the Company’s Instacash advance product. Users may obtain cash from interest-free Instacash advances in 1-3 business days or may elect to receive cash immediately through the Company’s instant transfer option. The Company charges a fee when the instant transfer option is elected by a customer. Instant transfer fees are recognized gross over the term of the Instacash advance, as the services related to these fees are not distinct from the services of the Instacash advance. The receivable related to the instant transfer option fee is recorded at the amount billed to the customer. With respect to the Company’s Instacash advance service, the Company provides customers with the option to provide a tip for the offering. Fees earned on tips are recognized gross over the term of the Instacash advance, as the services related to these fees are not distinct from the services of the Instacash advance. Advances typically include a term of 30 days or less, depending on the individual’s pay cycle. The Company’s policy is to suspend the account when an advance is 60 days or more past the scheduled payment date on a contractual basis or when, in the Company’s estimation, the collectability of the account is uncertain. The receivable related to the tip is recorded at the amount billed to the customer. Net interest income on loan receivables— Enterprise service revenues— The Company has a single performance obligation to provide lead generating services to financial institutions and financial service providers (“Product Partners”) whereby qualified consumers are matched with financial solutions offered by the Product Partners based on qualification and preference. Lead generation fees are earned through the operation of a robust technology platform via an API that connects consumers to financial institutions and financial service providers. The Company’s API platform functions as a powerful definitive search, comparison and ad recommendation engine that provides consumers with personalized financial solution options and matches the demand and supply of financial services. The lead generating services conducted through the API comprise a series of distinct services that are substantially the same and have the same pattern of transfer. The Company is entitled to receive transaction fees that are based on performance structure, including but not limited to cost per funded loan, cost per approved credit card, cost per click or cost per savings accounts, or revenue share based on successful lead conversion. The transaction fees and revenue share are considered revenue from contracts with Product Partners, including financial institutions and other financial service providers. These fees and revenue share to which the Company expects to be entitled are deemed variable consideration because the loan volume over the contractual term is not known. Because the lead generating service performance obligation is a series of distinct services, the Company applies the variable consideration exception and allocates the variable consideration to the period in which the fees are earned, and recognizes revenue over time. The Company generates advertising fees by displaying ads on the Company’s mobile application and by sending emails or other messages to potential end-users to promote the enterprise clients’ services. For advertising services, the Company enters into agreements with the enterprise clients in the form of a signed contract, which specifies the terms of the services and fees, prior to running advertising and promotional campaigns. The Company recognizes revenue from the display of impression-based ads and distribution of impression-based emails in the period in which the impressions are delivered in accordance with the contractual terms of the enterprise clients’ arrangements. Impressions are considered delivered when a member clicks on the advertisement or promotion. Digital media and content production services provided to enterprise clients are generally earned and recognized over time as the performance obligations within the contracts are satisfied. Payment terms vary from contract to contract such that collections may occur in advance of services being rendered, as services are rendered or after services are rendered. Contracts for digital media and content production services are typically short-term in duration. Allowance for Losses on Receivables— The Company’s charge-off policy is to charge-off finance receivables for loans and related accrued interest receivables, net of expected recoveries, in the month in which the account becomes 90 days contractually past due and charge-off finance receivables for advances and related fee receivables in the month in which the account becomes 60 days past due. If an account is deemed to be uncollectable prior to this date, the Company will charge-off the receivable in the month it is deemed uncollectable. The Company determines the past due status using the contractual terms of the finance receivables. This is the credit quality indicator used to evaluate the required allowance for losses on finance receivables for each portfolio of products. An allowance for losses on service and subscription fee receivables is established to provide probable losses incurred in the Company’s service and subscription fee receivables at the balance sheet date and is established through a provision for losses on receivables. Charge-offs, net of recoveries, are charged directly to the allowance. The allowance is based on management’s assessment of historical charge-offs and recoveries on these receivables, as well as certain qualitative factors including current economic conditions that may affect the customers’ ability to pay. Prior to the period ended June 30, 2021, the allowance related to these receivables had not been material to the consolidated financial statements. Receivables from enterprise services have a low rate of default, and as such the related allowance is not material. The Company monitors enterprise receivable default rates for any indication of a deterioration in average credit quality that may result in more material levels of allowance for losses. Intangible Assets— Stock-Based Compensation The Company accounts for its stock options granted to employees or directors as stock-based compensation expense based on their grant date fair value. The Company uses a Black-Scholes option valuation model to measure the fair value of options at the date of grant. Some PSU awards are issued with a market condition which are valued on the grant date utilizing a Monte Carlo simulation model. The Black-Scholes option pricing model and the Monte Carlo simulation model require estimates of future stock price volatility, expected term, risk-free interest rate and forfeitures. The fair value of all awards is recognized as an expense over the requisite service period in the Company’s consolidated statement of operations. Forfeitures are accounted for as they are incurred. Valuation of consideration transferred related to mergers and acquisitions The Company determined that the consideration related to the shares of MoneyLion’s Series A Redeemable Convertible Preferred Stock, par value $0.0001 per share (the “Series A Redeemable Convertible Preferred Stock”), transferred as part of the consideration for the Even Acquisition meets the criteria for equity treatment. The fair value of this consideration was estimated using a Monte Carlo Simulation Model and recorded to equity on the date of issuance. Leases Since an implicit rate of return is not readily determinable for the Company’s leases, an incremental borrowing rate is used in determining the present value of lease payments. The incremental borrowing rate is determined using the rate of interest the Company pays to borrow funds on a collateralized basis, adjusted for differences in the lease term compared to the Company’s debt using the differences in daily U.S. treasury par yield curve that correspond to the terms of the Company’s lease and debt. These rates are updated on a quarterly basis for measurement of new lease obligations. Some leases include renewal options; however, generally it is not reasonably certain that these options will be exercised at lease commencement. Lease expense is recognized on a straight-line basis over the lease term. Leases with an initial term of 12 months or less are not recognized on the Company’s balance sheet. The Company separates lease and non-lease components for its real estate leases. Recently Adopted Accounting Pronouncements— Leases (Topic 842) Recently Issued Accounting Pronouncements Not Yet Adopted— In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments In December 2019, the FASB issued ASU No. 2019-12, Simplifying the Accounting for Income Taxes (Topic 740) In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitating of the Effects of Reference Rate Reform on Financial Reporting In August 2020, the FASB issued ASU 2020-06, Debt—Debt With Conversion and Other Options (Subtopic 470-20) and Derivatives and Hedging—Contracts in Entity’s Own Equity (Subtopic 815-40): Accounting for Convertible Instruments and Contracts in an Entity’s Own Equity

Business Combination

Business Combination	3 Months Ended
	Mar. 31, 2022
Business Combinations [Abstract]
BUSINESS COMBINATION	4. BUSINESS COMBINATION On September 21, 2021, Fusion held a Special Meeting (the “Special Meeting”) at which the Fusion stockholders considered and adopted, among other matters, the Merger Agreement and the transactions contemplated therein (the “Business Combination Transactions”). On September 22, 2021, the parties to the Merger Agreement consummated the Business Combination Transactions and the MoneyLion Class A Common Stock and Public Warrants (as defined herein) began trading on the NYSE under the symbols “ML” and “ML WS”, respectively. See Part II, Item 8 “Business Combination” in the Company’s Annual Report on Form 10-K/A for the fiscal year ended December 31, 2021 further discussion of these matters.

Consumer Receivables

Consumer Receivables	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
CONSUMER RECEIVABLES	5. CONSUMER RECEIVABLES The Company’s finance receivables consist of secured personal loans and principal amounts of Instacash advances. Accrued interest receivables represent the interest accrued on the loan receivables based upon the daily principal amount outstanding. Fees receivables represent the amounts due to the Company for tips and instant transfer fees related to the Instacash advance product. Subscription receivables represent the amounts billed to customers for subscription services. The credit quality and future repayment of consumer receivables are dependent upon the customer’s ability to perform under the terms of the agreement. Factors such as unemployment rates and housing values, among others, may impact the customer’s ability to perform under the loan or advance terms. When assessing provision for losses on consumer receivables, the Company takes into account the composition of the outstanding consumer receivables, charge-off rates to date and the forecasted principal loss rates. The tables below show consumer receivables balances as of March 31, 2022 and December 31, 2021 and the consumer receivables activity, charge-off rates and aging by product for the three months ended March 31, 2022 and 2021. Consumer receivables consisted of the following: March 31, December 31, 2022 2021 Unsecured personal loan receivables $ - $ 1 Secured personal loan receivables 71,610 77,491 Loan receivables 71,610 77,492 Instacash receivables 66,951 62,783 Finance receivables 138,561 140,275 Fees receivable 9,567 8,366 Membership receivables 3,408 3,099 Deferred loan origination costs 992 929 Accrued interest receivable 1,106 1,072 Receivables, before allowance for credit losses $ 153,634 $ 153,741 Changes in the allowance for losses on consumer receivables were as follows: Three Months Ended 2022 2021 Beginning balance $ 22,323 $ 9,127 Provision for credit losses on receivables 23,044 5,708 Receivables charged off (37,284 ) (14,436 ) Recoveries 14,208 9,828 Ending balance $ 22,291 $ 10,227 Changes in the allowance for losses on finance receivables were as follows: Three Months Ended 2022 2021 Beginning balance $ 21,625 $ 9,127 Provision for credit losses on receivables 19,502 4,859 Finance receivables charged off (32,958 ) (12,962 ) Recoveries 13,269 9,203 Ending balance $ 21,438 $ 10,227 Changes in the allowance for losses on fees receivable were as follows: Three Months Ended 2022 2021 Beginning balance $ 420 $ - Provision for credit losses on receivables 2,001 615 Fees receivable charged off (2,708 ) (948 ) Recoveries 779 333 Ending balance $ 492 $ - Changes in the allowance for losses on subscription receivables were as follows: Three Months Ended 2022 2021 Beginning balance $ 278 $ - Provision for credit losses on receivables 1,541 234 Membership receivables charged off (1,618 ) (526 ) Recoveries 160 292 Ending balance $ 361 $ - The following is an assessment of the repayment performance of loans as of March 31, 2022 and December 31, 2021 and presents the contractual delinquency of the loans receivable portfolio: March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 60,642 84.7 % $ 66,514 85.8 % Delinquency: 31 to 60 days 5,887 8.2 % 6,577 8.5 % 61 to 90 days 5,081 7.1 % 4,401 5.7 % Total delinquency 10,968 15.3 % 10,978 14.2 % Loan receivables before allowance for loan losses $ 71,610 100.0 % $ 77,492 100.0 % The following is an assessment of the repayment performance of Instacash receivables as of March 31, 2022 and December 31, 2021 and presents the contractual delinquency of the Instacash receivables portfolio: March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 60,364 90.2 % $ 55,963 89.1 % Delinquency: 31 to 60 days 6,587 9.8 % 6,820 10.9 % 61 to 90 days - 0.0 % - 0.0 % Total delinquency 6,587 9.8 % 6,820 10.9 % Instacash receivables before allowance for loan losses $ 66,951 100.0 % $ 62,783 100.0 % The following is an assessment of the repayment performance of fees receivable as of March 31, 2022 and December 31, 2021 and presents the contractual delinquency of the fees receivable portfolio: March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 7,725 80.7 % $ 6,682 79.9 % Delinquency: 31 to 60 days 1,842 19.3 % 1,684 20.1 % 61 to 90 days - 0.0 % - 0.0 % Total delinquency 1,842 19.3 % 1,684 20.1 % Fees receivable before allowance for loan losses $ 9,567 100.0 % $ 8,366 100.0 % The following is an assessment of the repayment performance of subscription receivables as of March 31, 2022 and December 31, 2021 and presents the contractual delinquency of the subscription receivables portfolio: March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 2,486 72.9 % $ 2,227 71.8 % Delinquency: 31 to 60 days 466 13.7 % 514 16.6 % 61 to 90 days 456 13.4 % 358 11.6 % Total delinquency 922 27.1 % 872 28.2 % Membership receivables before allowance for loan losses $ 3,408 100.0 % $ 3,099 100.0 %

Property and Equipment

Property and Equipment	3 Months Ended
	Mar. 31, 2022
Property, Plant and Equipment [Abstract]
PROPERTY AND EQUIPMENT	6. PROPERTY AND EQUIPMENT Property and equipment consisted of the following: March 31, December 31, 2022 2021 Leasehold improvements $ 486 $ 545 Furniture and fixtures 612 573 Computers and equipment 2,230 2,209 Construction in process 33 - 3,361 3,327 Less: accumulated depreciation (1,221 ) (1,526 ) Furniture and equipment, net $ 2,140 $ 1,801 Total depreciation expense related to property and equipment was $230 and $63 for the three months ended March 31, 2022 and 2021, respectively.

Intangible Assets

Intangible Assets	3 Months Ended
	Mar. 31, 2022
Intangible Assets [Abstract]
INTANGIBLE ASSETS	7. INTANGIBLE ASSETS Goodwill as of March 31, 2022 and December 31, 2021 was $161,678 and $52,541, respectively. The increase relates to goodwill acquired from the acquisition of Even Financial. See Note 18, “Mergers and Acquisitions,” for more information regarding goodwill and other intangible assets acquired from Even Financial. Intangible assets consisted of the following: March 31, December 31, Useful Life 2022 2021 Proprietary technology and capitalized internal-use software 3 - 7 years $ 34,791 $ 11,623 Work in process 2,291 1,481 Customer relationships 10 - 15 years 159,820 5,960 Trade names 10 - 15 years 24,980 11,820 Less: accumulated amortization (8,934 ) (5,760 ) Intangible assets, net $ 212,948 $ 25,124 For the three months ended March 31, 2022 and 2021, total amortization expense was $3,191 and $451, respectively. The following table summarizes estimated future amortization expense of intangible assets placed in service at March 31, 2022 for the years ending: Remainder of 2022 $ 16,951 2023 22,219 2024 22,087 2025 22,087 2026 22,087 Thereafter 105,226 $ 210,657

Other Assets

Other Assets	3 Months Ended
	Mar. 31, 2022
Other Assets [Abstract]
OTHER ASSETS	8. OTHER ASSETS Other assets consisted of the following: March 31, December 31, 2022 2021 Receivable from payment processors $ 18,309 $ 18,576 Prepaid expenses 8,370 8,836 Operating lease right-of-use assets 8,722 - Other 2,531 1,016 Total other assets $ 37,932 $ 28,428

Variable Interest Entities

Variable Interest Entities	3 Months Ended
	Mar. 31, 2022
Variable Interest Entities [Abstract]
VARIABLE INTEREST ENTITIES	9. VARIABLE INTEREST ENTITIES The following table summarizes the VIEs’ assets and liabilities included in the Company’s consolidated financial statements, after intercompany eliminations, as of March 31, 2022 and December 31, 2021: March 31, December 31, 2022 2021 Assets: Restricted cash $ 61,888 $ 39,396 Consumer receivables 152,491 109,877 Allowance for losses on consumer receivables (23,596 ) (17,081 ) Consumer receivables, net 128,895 92,796 Total assets $ 190,783 $ 132,192 Liabilities: Other debt $ 152,625 $ 143,000 Total liabilities $ 152,625 $ 143,000 Beginning in the fourth quarter of 2021, the Company’s primary source of funding for originated receivables became special purpose vehicle financings from third-party lenders (the “SPV Credit Facilities”). The Company may sell certain loan and Instacash receivables to wholly owned, bankruptcy-remote special purpose subsidiaries (the “SPV Borrowers”), which pledge such receivables as collateral to support the financing of additional receivables. The underlying loan and Instacash receivables are originated and serviced by other wholly owned subsidiaries of the Company. The SPV Borrowers are required to maintain pledged collateral consisting of loan and Instacash receivables with a net asset balance that equals or exceeds 90% of the aggregate principal amounts of the loans financed through the SPV Credit Facilities. Proceeds received from the SPV Credit Facilities can only be used to purchase loan and Instacash receivables. The payments and interest, as applicable, received from the loan and Instacash receivables held by the SPV Borrowers are used to repay obligations under the SPV Credit Facilities. While the SPV Credit Facilities and related agreements provide assurances to the third-party lenders regarding the quality of loan and Instacash receivables and certain origination and servicing functions to be performed by other wholly owned subsidiaries of the Company, the third-party lender may absorb losses in the event that the payments and interest, as applicable, received in connection with the loan and Instacash receivables are not sufficient to repay the loans made through the SPV Credit Facilities. The Company is required to evaluate the SPV Borrowers for consolidation, which the Company has concluded are VIEs. The Company has the ability to direct the activities of the SPV Borrowers that most significantly impact the economic performance of the wholly owned subsidiaries that act as the originators and servicer of the loan and Instacash receivables held by the SPV Borrowers. Additionally, the Company has the obligation to absorb losses related to the pledged collateral in excess of the aggregate principal amount of the receivables and the right to proceeds related to the excess loan and Instacash receivables securing the SPV Credit Facilities once all loans and interest under such SPV Credit Facilities are repaid, which exposes the Company to losses and returns that could potentially be significant to the SPV Borrowers. Accordingly, the Company determined it is the primary beneficiary of the SPV Borrowers and is required to consolidate them as indirect wholly owned VIEs. For more information, see Note 10. “Debt” for discussion of the ROAR 1 SPV Credit Facility and the ROAR 2 SPV Credit Facility.

Debt

Debt	3 Months Ended
	Mar. 31, 2022
Debt Disclosure [Abstract]
DEBT	10. DEBT The Company’s debt as of March 31, 2022 and December 31, 2021 is presented below: March 31, December 31, 2022 2021 First Lien Loan $ - $ 24,028 Second Lien Loan - 20,000 Monroe Term Loans 90,000 - Unamortized discounts and debt issuance costs (1,710 ) (437 ) Total secured loans $ 88,290 $ 43,591 ROAR 1 SPV Credit Facility $ 83,000 $ 78,000 ROAR 2 SPV Credit Facility 73,000 68,000 Unamortized discounts and debt issuance costs (3,375 ) (3,000 ) Total other debt $ 152,625 $ 143,000 For more information regarding debt instruments outstanding as of December 31, 2021, see Part II, Item 8 “Debt” in the Company’s Annual Report on Form 10-K/A for the fiscal year ended December 31, 2021. Monroe Term Loans ● $70,000 aggregate principal amount of term loans (the “Term A-1 Loans”), available to be drawn at the closing date; ● $20,000 aggregate principal amount of term loans (the “Term A-2 Loans”), as described further below; ● $20,000 aggregate principal amount of delayed draw term loans (the “Term B Loans”), which are available to be drawn for a period of 18-months following the closing date, subject to certain conditions set forth in the Monroe Credit Agreement; and ● subject to certain conditions set forth in the Monroe Credit Agreement, the ability to incur incremental commitments of up to $60,000 million aggregate principal amount of Term A-1 Loans or Term B Loans (the “Incremental Term Loans”; the Term A-1 Loans, the Term A-2 Loans, the Term B Loans and, if applicable, the Incremental Term Loans, collectively, the “Monroe Term Loans”). In connection with the foregoing, the Company borrowed Term A-1 Loans in an aggregate principal amount of $70.0 million. Proceeds of the Term A-1 Loans were used (a) to repay in full the approximately $24.0 million aggregate principal amount outstanding under the Company’s existing first lien loan facility with Silicon Valley Bank, as lender (the “First Lien Loan”), including accrued and unpaid interest and related fees, (b) to pay transaction-related fees and expenses and (c) for general corporate purposes and working capital needs of the Company and its subsidiaries. With respect to the Term A-2 Loans, pursuant to the Monroe Credit Agreement, the lenders thereunder were deemed to have rolled over their $20.0 million aggregate principal amount of term loans outstanding under the Borrower’s existing second lien loan with affiliates of Monroe Capital (the “Second Lien Loan”) in the same aggregate principal amount as their respective commitments with respect to the Term A-2 Loans, following which all obligations in respect of the Second Lien Loan were deemed to be satisfied and paid in full. The Term A-1 Loans and Term B Loans bear annual interest, payable monthly, at a floating rate measured by reference to, at the Company’s option, either (a) a base rate then in effect (equal to the greater of (i) the federal funds rate plus 0.50%, (ii) the prime rate, (iii) 2.00% and (iv) an adjusted one-month Secured Overnight Financing Rate (“SOFR”) (subject to a floor of 1.00%) plus 1.00%) plus an applicable margin ranging from 6.00% to 8.25% per annum, depending on whether the “EBITDA Trigger Date” has occurred, the Company’s “Enterprise Value” and, once the EBITDA Trigger Date has occurred, its “Total Debt to EBITDA Ratio” (as such terms are defined in the Monroe Credit Agreement) or (b) an adjusted one-month or three-month SOFR (subject to a floor of 1.00%) plus an applicable margin ranging from 7.00% to 9.25% per annum, depending on whether the EBITDA Trigger Date has occurred, the Company’s Enterprise Value and, once the EBITDA Trigger Date has occurred, its Total Debt to EBITDA Ratio. The Term A-2 Loans bear annual interest, payable monthly, at the greater of (i) 12% and (ii) a floating rate measured by reference to the prime rate plus 5.75% per annum, subject to a cap of 15%. The interest rate as of March 31, 2022 on the Term A-1 Loans and Term A-2 Loans was 9.50% and 12.00%, respectively. The Term A-1 Loans and the Term B Loans mature on March 24, 2026, and the Term A-2 Loans mature on May 1, 2023. The Monroe Term Loans may be prepaid at the Company’s option at any time, in minimum principal amounts, and are subject to mandatory prepayment in an amount equal to 100% of the net cash proceeds upon the occurrence of certain asset dispositions and equity and debt offerings, 100% of certain extraordinary cash receipts and 0-50% of certain excess cash flow, in each case as specified in the Monroe Credit Agreement and subject to certain reinvestment rights as set forth in the Monroe Credit Agreement. Upon the occurrence of certain triggering events, including any prepayment of any Monroe Term Loans for any reason (subject to limited exceptions), the Company is required to pay a premium ranging from 0.00% to 3.00% of the principal amount of such prepayment depending on the Monroe Term Loans repaid and the date of the prepayment, plus, in the case of any Monroe Term Loans other than Term A-2 Loans and in the event the prepayment occurs within 12 months after the closing date, all interest that would have otherwise been payable on the amount of the principal prepayment from the date of prepayment to and including the date that is 12 months after the closing date. The Monroe Credit Agreement contains customary representations and warranties and customary affirmative and negative covenants, including financial covenants with respect to minimum adjusted revenue, EBITDA, liquidity and unrestricted cash (all as defined in the Monroe Credit Agreement). The negative covenants, among other things, limit or restrict the ability of the “Loan Parties” (as defined in the Monroe Credit Agreement) and their subsidiaries to: incur additional indebtedness; incur additional liens; make dividends, distributions and other restricted payments; merge, consolidate, sell, transfer, dispose of, convey or lease assets or equity interests; purchase or otherwise acquire assets or equity interests; modify organizational documents; enter into certain transactions with affiliates; enter into restrictive agreements; engage in other business activities; and make investments. The obligations under the Monroe Credit Agreement are guaranteed by MoneyLion Inc., as parent, and each of its direct and indirect existing and future wholly-owned subsidiary, other than SPVs, certain foreign subsidiaries, certain regulated subsidiaries and certain other excluded subsidiaries (the “Guarantors”). The Monroe Credit Agreement is entered into by MoneyLion Technologies Inc. The Monroe Credit Agreement is secured with a perfected, first-priority security interest in substantially all tangible and intangible assets of MoneyLion Technologies Inc. and each Guarantor, subject to certain customary exceptions. The settlement of the First Lien Loan was accounted for as a debt extinguishment and the Second Lien Loan was accounted for as a debt modification resulting in total expense recognized of $730 comprised of settlement fees and the write off of unamortized deferred financing costs.

Leases

Leases	3 Months Ended
	Mar. 31, 2022
Leases Disclosure [Abstract]
LEASES	11. LEASES All long-term leases identified by the Company are classified as operating leases. Lease expenses related to long-term leases were $620 for the three months ended March 31, 2022. Short-term lease expense, variable lease expense and sublease income were not material for the three months ended March 31, 2022. The right-of-use assets and lease liabilities were $8,722 and $8,977, respectively, and were included in other assets and other liabilities, respectively, on the March 31, 2022 consolidated balance sheet. Maturities of the Company’s long-term operating lease liabilities were as follows: March 31, 2022 Remainder of 2022 $ 1,733 2023 2,870 2024 2,683 2025 2,496 2026 1,268 Thereafter 1,672 Total lease payments 12,722 Less: imputed interest 3,745 Lease liabilities $ 8,977 Weighted-average remaining lease term (years) 4.8 Weighted-average discount rate 14.3 %

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2022
Income Tax Disclosure [Abstract]
INCOME TAXES	12. INCOME TAXES (As Restated) As of March 31, 2022 and December 31, 2021, the Company maintained a valuation allowance of $66,049 and $83,153, respectively. The valuation allowance was recorded due to the fact that the Company has incurred operating losses to date. Realization of deferred tax assets is dependent upon future earnings, if any, the timing and amount of which are uncertain. Accordingly, the net deferred tax assets have been fully offset by a valuation allowance. The valuation allowance decreased by approximately $17,100 during the three months ended March 31, 2022 and increased by approximately $22,800 during the three months ended March 31, 2021. The Company’s financial statements included a full valuation allowance against net deferred tax assets before the acquisition of Even Financial. After considering the Even Acquisition, the projected consolidated results, and the available net deferred tax liability from Even Financial of approximately $28,400, the Company was able to release part of the valuation allowance due to the change in the overall net deferred tax asset. While this adjustment is a result of the Even Acquisition, ASC 805 requires that the benefits be recognized in income or equity, as applicable, and not as a component of acquisition accounting. The partially offsetting increase to the valuation allowance of approximately $11,300 was in relation to normal business operations. Total U.S. federal and state operating loss carryforwards as of March 31, 2022 and December 31, 2021 were approximately $703,800 and $517,700, respectively. U.S. federal net operating loss carryforwards begin to expire in 2033, and state operating loss carryforwards begin to expire in 2027. U.S. federal net operating losses of approximately $341,300 carry forward indefinitely. As of March 31, 2022, the Company’s federal research and development credit carryforwards for income tax purposes were approximately $1,200. If not used, the current carryforwards will expire beginning in 2034. The Company has completed a review to determine whether the future utilization of net operating loss and credit carryforwards will be restricted due to ownership changes that have occurred. The study determined that there will be no limit after December 31, 2025. Due to the net operating loss carryovers, the statute of limitations remains open for federal and state returns.

Common and Preferred Stock

Common and Preferred Stock	3 Months Ended
	Mar. 31, 2022
Redeemable Convertible Preferred Stock [Abstract]
COMMON AND PREFERRED STOCK	13. COMMON AND PREFERRED STOCK (As Restated) MoneyLion Class A Common Stock— Subject to preferences that may be applicable to any outstanding preferred stock, the holders of shares of MoneyLion Class A Common Stock are entitled to receive ratably such dividends, if any, as may be declared from time to time by MoneyLion’s board of directors out of funds legally available therefor. In the event of any voluntary or involuntary liquidation, dissolution or winding up of MoneyLion’s affairs, the holders of the shares of MoneyLion Class A Common Stock are entitled to share ratably in all assets remaining after payment of MoneyLion’s debts and other liabilities, subject to prior distribution rights of preferred stock or any class or series of stock having a preference over the shares of MoneyLion Class A Common Stock, then outstanding, if any. The holders of shares of MoneyLion Class A Common Stock have no preemptive or conversion rights or other subscription rights. There are no redemption or sinking fund provisions applicable to the shares of MoneyLion Class A Common Stock. The rights, preferences and privileges of holders of shares of MoneyLion Class A Common Stock will be subject to those of the holders of any shares of the preferred stock MoneyLion may issue in the future. Series A Redeemable Convertible Preferred Stock Holders of the Series A Redeemable Convertible Preferred Stock are entitled to a 30 cent cumulative annual dividend per share, payable at the Company’s election in either cash or MoneyLion Class A Common Stock (or a combination thereof), with any dividends on the MoneyLion Class A Common Stock valued based on the per share volume-weighted average price of the shares of MoneyLion Class A Common Stock on the NYSE for the 20 trading days ending on the trading day immediately prior to the date on which the dividend is paid. Upon a liquidation of the Company, holders of the Series A Redeemable Convertible Redeemable Preferred Stock will be entitled to a liquidation preference of the greater of $10.00 per share or the amount per share that such holder would have received had the Series A Redeemable Convertible Preferred Stock been converted into MoneyLion Class A Common Stock immediately prior to the liquidation. Redemption of the Series A Redeemable Convertible Preferred Stock via a liquidation event is not considered probable based on management’s assessment at March 31, 2022. Shares of Series A Convertible Redeemable Preferred Stock are convertible into shares of MoneyLion Class A Common Stock on a one-for-one basis, subject to customary anti-dilution adjustments. The Series A Redeemable Convertible Preferred Stock (i) is convertible at any time upon the holder’s election and (ii) automatically converts into MoneyLion Class A Common Stock if the per share volume-weighted average price of the shares of MoneyLion Class A Common Stock on the NYSE equals or exceeds $10.00 on any 20 trading days (which may be consecutive or nonconsecutive) within any consecutive 30 trading day period that ends no later than the last day of the lockup period that applies to such shares of Series A Redeemable Convertible Preferred Stock. Preferred Stock Issued Before the Business Combination— Pursuant to the Merger Agreement, all outstanding shares of Legacy MoneyLion’s redeemable convertible preferred stock automatically converted into 116,264,374 shares of MoneyLion Class A Common Stock after giving effect to the Exchange Ratio upon the Business Combination Closing. See Part II, Item 8 “Business Combination” in the Company’s Annual Report on Form 10-K/A for the fiscal year ended December 31, 2021 for further discussion of the Business Combination.

Stock-Based Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2022
Share-Based Payment Arrangement [Abstract]
STOCK-BASED COMPENSATION	14. STOCK-BASED COMPENSATION 2021 Stock Incentive Plan At the Special Meeting, Fusion stockholders approved the Company’s Omnibus Incentive Plan (the “2021 Plan”). As of the Business Combination Closing, each Legacy MoneyLion option to purchase shares of Legacy MoneyLion Common Stock (a “Legacy MoneyLion Option”) that was outstanding and unexercised as of immediately prior to the Business Combination Closing Date automatically converted into the right to receive an option to acquire a number of shares of MoneyLion Class A Common Stock equal to the number of shares of Legacy MoneyLion Common Stock subject to such Legacy MoneyLion Option as of immediately prior to the Business Combination Closing Date, multiplied by the Exchange Ratio (rounded down to the nearest whole share), at an exercise price per share equal to the exercise price per share of such Legacy MoneyLion Option in effect immediately prior to the Business Combination Closing Date, divided by the Exchange Ratio (rounded up to the nearest whole cent). The intent behind the terms in the Merger Agreement related to the exchange of the Legacy MoneyLion Options was to provide the holders with awards of equal value to the original awards. Accordingly, the impact of the conversion was such that the number of shares issuable under the modified awards and the related exercise prices were adjusted using the Exchange Ratio with all other terms remaining unchanged. The conversion ratio adjustment was without substance (akin to a stock split), and therefore, the effect of the change in the number of shares and the exercise price and share value were equal and offsetting to one another. As a result, the fair value of the modified awards was equal to the fair value of the awards immediately before the modification and, therefore, there was no incremental compensation expense to be recognized. There were no changes to the vesting period within the 2021 Plan. Stock-based compensation of $3,268 and $518 was recognized during the three months ended March 31, 2022 and 2021, respectively. The number of units awarded under the 2021 Plan are generally based on a weighted average of the MoneyLion Class A Common Stock in the days leading up to the grant. Fair values for options are calculated using a Black-Scholes option pricing model and PSUs with market conditions are fair valued using a Monte Carlo simulation model. Other grants are generally valued using the share price of MoneyLion Class A Common Stock on the day of grant. The following table represents activity within the 2021 Plan for the three months ended March 31, 2022: Type Vesting Conditions Units Granted Weighted Average Grant Date Fair Value Weighted Average Strike Price Restricted Stock Unit Service-based 10,990,884 $ 2.42 n/a Performance Stock Unit Service and performance-based 2,492,919 $ 2.69 n/a Performance Stock Unit Service and market-based 9,303,278 $ 0.92 n/a Options Service-based 822,631 $ 2.07 $ 1.14

Stock Warrants

Stock Warrants	3 Months Ended
	Mar. 31, 2022
Stock Warrants [Abstract]
STOCK WARRANTS	15. STOCK WARRANTS Public Warrants and Private Placement Warrants As a result of the Business Combination, MoneyLion acquired from Fusion, as of September 22, 2021, public warrants outstanding to purchase an aggregate of 17,500,000 shares of the MoneyLion Class A Common Stock (the “Public Warrants”) and private placement warrants outstanding to purchase an aggregate of 8,100,000 shares of the MoneyLion Class A Common Stock (the “Private Placement Warrants”). The Public Warrants meet the conditions for equity classification in accordance with ASC 815-40. At the time of the Business Combination, the Public Warrants assumed by the Company were recorded at fair value within additional paid-in capital in the amount of $23,275. The Private Placement Warrants are accounted for as liabilities in accordance with ASC 815-40 and are presented within warrant liability on the consolidated balance sheets. The warrant liability is measured at fair value at inception and on a recurring basis, with changes in fair value presented within change in fair value of warrants liability in the consolidated statement of operations. The Private Placement Warrants were valued using a Black-Scholes Option Pricing Model, which is calculated using Level 3 inputs. The primary unobservable input utilized in determining fair value of the Private Placement Warrants is the expected volatility of the MoneyLion Class A Common Stock. The following table presents the quantitative information regarding Level 3 fair value measurement of the Private Placement Warrants: March 31, 2022 Strike price $ 11.50 Expected Volatility 68 % Expected Dividend - Expected Term in Years 4.48 Risk Free Interest Rate 2.43 % Warrant Value Per Share $ 0.54 The following table presents the changes in the liability related to the Private Placement Warrants: March 31, 2022 Private Placement Warrants Warrants payable balance, December 31, 2021 $ 8,260 Mark-to-market adjustment $ (3,910 ) Warrants payable balance, March 31, 2022 $ 4,350 For more information regarding the Public Warrants and Private Placement Warrants, see Part II, Item 8 “Stock Warrants” in the Company’s Annual Report on Form 10-K/A for the fiscal year ended December 31, 2021. Legacy MoneyLion Warrants For details on Legacy MoneyLion warrants, see Part II, Item 8 “Business Combination” in the Company’s Annual Report on Form 10-K/A for the fiscal year ended December 31, 2021.

Net Loss Per Share

Net Loss Per Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
NET LOSS PER SHARE	16. NET LOSS PER SHARE (As Restated) The following table sets forth the computation of net loss per common share for the three months ended March 31, 2022 and 2021: Three Months Ended 2022 2021 Numerator: Net loss $ (9,978 ) $ (73,406 ) Net income attributable to redeemable noncontrolling interests - (2,767 ) Accrual of dividends on preferred stock (1,028 ) (4,842 ) Net loss attributable to common shareholders $ (11,006 ) $ (81,015 ) Denominator: Weighted-average common shares outstanding - basic and diluted (1) 230,737,284 48,348,187 Net loss per share attributable to common stockholders - basic and diluted (1) $ (0.05 ) $ (1.68 ) (1) Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion’s Common Stock for MoneyLion Class A Common Stock at the Exchange Ratio of approximately 16.4078 in September 2021 as a result of the Business Combination. See Note 4, “Business Combination,” for details. For the three months ended March 31, 2022 and 2021, the Company’s potentially dilutive securities, which include stock options, RSUs, PSUs, preferred stock, the right to receive earnout shares and warrants to purchase shares of common stock and preferred stock, have been excluded from the computation of diluted net loss per share as the effect would be antidilutive. Therefore, the weighted-average number of common shares outstanding used to calculate both basic and diluted net loss per share is the same for the three months ended March 31, 2022 and 2021. The following potential common shares have been excluded from the computation of diluted net loss per share for the three months ended March 31, 2022 and 2021: March 31, 2022 2021 Conversion of convertible preferred stock (1) 28,693,931 116,264,374 Warrants to purchase common stock and redeemable convertible preferred stock (1) 25,599,889 14,738,710 PSUs, RSUs and options to purchase common stock (1) 65,193,606 41,090,725 Right to receive earnout shares 17,500,000 - Total common stock equivalents 136,987,426 172,093,809 (1) Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion Common Stock for MoneyLion Class A Common Stock at the Exchange Ratio of approximately 16.4078 in September 2021 as a result of the Business Combination. See Note 4, “Business Combination” for details.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	17. COMMITMENTS AND CONTINGENCIES Legal Matters— The Company is also in the process of responding to Civil Investigative Demands (“CIDs”) or other investigatory requests relating to its provision of consumer financial services from the office of the Attorney General of the Commonwealth of Virginia, the New York Attorney General’s Office, as well as the Colorado Department of Law. The Company is cooperating with each of these state regulators and intends to take any corrective actions required to maintain compliance with applicable state laws. The Company cannot predict the outcome or any potential impact on its financial condition or operations at this time. We have received and are in the process of responding to CIDs from the Consumer Financial Protection Bureau (the “CFPB”) relating to the Company’s compliance with the Military Lending Act and its membership model. The Company will continue to provide to the CFPB all of the information and documents required by the CIDs and intends to continue to fully cooperate with the CFPB in this investigation. The investigation is ongoing and any potential impact on the Company’s financial condition or operations are unknown at this time. We have received and are in the process of responding to investigative subpoenas from the SEC concerning IIA, which primarily held assets from institutional investors and was the Company’s primary source of funding for originated receivables through the end of the fourth quarter of 2021. The Company is cooperating with the investigation and cannot predict its outcome or any potential impact on the Company’s financial condition or operations.

Mergers and Acquisitions

Mergers and Acquisitions	3 Months Ended
	Mar. 31, 2022
Mergers and Acquisitions [Abstract]
MERGERS AND ACQUISITIONS	18. MERGERS AND ACQUISITIONS (As Restated) Even Financial— Even Financial digitally connects and matches consumers with real-time personalized financial product recommendations from banks, insurance and fintech companies on mobile apps, websites and other consumer touchpoints through its marketplace technology. Even Financial’s infrastructure leverages machine learning and advanced data science to solve a significant pain point in financial services customer acquisition, seamlessly bridging financial institutions and channel partners via its industry-leading API and embedded finance marketplaces. The Even Acquisition strengthens MoneyLion’s platform by improving consumers’ abilities to find and access the right financial products to help them manage their financial lives. Even Financial’s growing network includes over 400 Product Partners and 500 Channel Partners, covering a breadth of financial services including loans, credit cards, mortgages, savings and insurance products. The Even Acquisition also expands MoneyLion’s addressable market, extends the reach of MoneyLion’s own products, diversifies its revenue mix and furthers MoneyLion’s ambition to be the premier financial super app for hardworking Americans. At the closing of the Even Acquisition, the Company (i) issued to the equityholders of Even Financial an aggregate of 28,164,811 shares of the Company’s Series A Redeemable Convertible Preferred Stock, along with an additional 529,120 shares of Series A Redeemable Convertible Preferred Stock to advisors of Even Financial for transaction expenses, valued at $193,647, (ii) paid to certain Even Financial management equityholders approximately $14,514 million in cash and (iii) exchanged 8,883,228 options to acquire Even Financial common stock for 5,901,846 options to acquire MoneyLion Class A Common Stock, of which the vested portion at the acquisition date was valued at $8,963. The equityholders and advisors of Even Financial are also entitled to receive an additional payment from the Company of up to an aggregate of 8,000,000 shares of Series A Redeemable Convertible Preferred Stock, based on the attributed revenue of Even Financial’s business during the 13-month period commencing January 1, 2022 (the “Earnout”), and certain recipients of options to acquire shares of the Company’s Class A common stock are entitled to receive dividend equivalents in lieu of receiving Series A Redeemable Convertible Preferred Stock, subject to certain conditions (the “Preferred Stock Equivalents”). The combined value of the Earnout and Preferred Stock Equivalents was $45,336 as of the closing of the Even Acquisition. The total purchase price was approximately $271,030, subject to customary purchase price adjustments for working capital and inclusive of amounts used to repay approximately $5,703 of existing indebtedness of Even Financial and pay $2,868 of seller transaction costs. The fair value of Even Financial’s acquired assets and liabilities were as follows: February 17, 2022 Assets Cash and cash equivalents $ 4,501 Enterprise receivables 9,863 Property and equipment 441 Intangible assets 190,320 Goodwill 109,375 Other assets 3,354 Total assets 317,854 Liabilities and Equity Liabilities: Accounts payable and accrued liabilities 9,258 Other liabilities 37,566 Total liabilities 46,824 Net assets and liabilities acquired $ 271,030 The Earnout and Preferred Share Equivalents were valued at $46,424 as of March 31, 2022, and were included in other liabilities on the consolidated balance sheet. The $368 change in fair value for the three months ended March 31, 2022 was included on the consolidated statement of operations as a component of the change in fair value of contingent consideration from mergers and acquisitions. Due to the closing of the Even Acquisition occurring on February 17, 2022, there has not been sufficient time to finalize business combination accounting and related valuations of assets and liabilities acquired and consideration transferred as required by U.S. GAAP. Therefore, all balances recorded and disclosed as of March 31, 2022 are preliminary and subject to change. The Company’s pro forma revenue and net loss for the three months ended March 31, 2022 and 2021 below have been prepared as if Even Financial had been purchased on January 1, 2021. The Company made certain pro forma adjustments related to amortization of intangible assets, intercompany activity and interest expense. Three Months Ended 2022 2021 Revenue $ 78,813 $ 41,603 Net loss $ (14,347 ) $ (82,357 ) The unaudited pro forma financial information above is not necessarily indicative of what the Company’s consolidated results actually would have been if the Even Acquisition had been completed at January 1, 2021. In addition, the unaudited pro forma information above does not attempt to project the Company’s future results. MALKA The total purchase price of the MALKA Acquisition was approximately $52,685. Upon the closing of the MALKA Acquisition, MoneyLion issued 3,206,167 restricted shares of MoneyLion Class A Common Stock and paid $10,000 in cash to the sellers in exchange for all of the issued and outstanding membership interests of MALKA. The Make-Whole Provision related to the restricted shares of MoneyLion Class A Common Stock issued was valued at $10,870 as of the MALKA Acquisition Closing Date. MoneyLion also paid down $2,196 of MALKA debt facilities. The sellers may also earn up to an additional $35 million payable in restricted shares of MoneyLion Class A Common Stock if MALKA’s revenue and EBITDA exceeds certain targets in 2021 and 2022. The $35 million payable in earnout restricted shares based on 2021 and 2022 operating performance was valued at $11,782 as of the MALKA Acquisition. The payable in restricted shares based on 2021 and 2022 operating performance and the Make-Whole Provision were valued at $22,855 and $29,561 as of March 31, 2022 and December 31, 2021, respectively, and were included in other liabilities on the consolidated balance sheets. The $4,292 change in fair value for the three months ended March 31, 2022 was included on the consolidated statement of operations as a component of the change in fair value of contingent consideration from mergers and acquisitions. The fair value of MALKA’s acquired assets and liabilities were as follows: November 15, 2021 Assets Cash and cash equivalents $ 51 Other receivables 4,760 Property and equipment 1,281 Intangible assets 17,780 Goodwill 30,976 Other assets 98 Total assets 54,946 Liabilities and Equity Liabilities: Accounts payable and accrued liabilities 1,971 Other liabilities 290 Total liabilities 2,261 Net assets and liabilities acquired $ 52,685

Subsequent Events

Subsequent Events	3 Months Ended
	Mar. 31, 2022
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	19. SUBSEQUENT EVENTS The Company has evaluated subsequent events through May 16, 2022, the date on which these consolidated financial statements were available to be issued, and concluded that there were no material subsequent events requiring disclosure.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Revenue Recognition and Related Receivables	Revenue Recognition and Related Receivables— Three Months Ended 2022 2021 Consumer revenues Service and subscription fees $ 46,394 $ 30,472 Net interest income on finance receivables 2,568 1,662 Total consumer revenues 48,962 32,134 Enterprise service revenues 20,752 996 Total revenue, net $ 69,714 $ 33,130
Service and subscription fees	Service and subscription fees— The membership subscription fee is recognized on a daily basis throughout the term of the individual subscription agreements, as the control of the membership services is delivered to the customer evenly throughout that term. Subscription receivables are recorded at the amount billed to the customer. The Company policy is to suspend recognition of subscription revenue when the last scheduled subscription payment is 30 days past due, or when, in the Company’s estimation, the collectability of the account is uncertain. Membership subscription revenue is recognized gross over time. As the Company performs promised services to members, including those services that the members receive access to as part of the Credit Builder Plus membership, revenue is recognized in an amount that reflects the consideration the Company expects to be entitled to in exchange for those services. The Company evaluates whether it is appropriate to recognize revenue on a gross basis or net of costs associated with the transaction based upon its evaluation of whether the Company obtains control of the specified services by considering if it is primarily responsible for fulfilment of the promise, and has the latitude in establishing pricing, among other factors. Most service fees are related to the Company’s Instacash advance product. Users may obtain cash from interest-free Instacash advances in 1-3 business days or may elect to receive cash immediately through the Company’s instant transfer option. The Company charges a fee when the instant transfer option is elected by a customer. Instant transfer fees are recognized gross over the term of the Instacash advance, as the services related to these fees are not distinct from the services of the Instacash advance. The receivable related to the instant transfer option fee is recorded at the amount billed to the customer. With respect to the Company’s Instacash advance service, the Company provides customers with the option to provide a tip for the offering. Fees earned on tips are recognized gross over the term of the Instacash advance, as the services related to these fees are not distinct from the services of the Instacash advance. Advances typically include a term of 30 days or less, depending on the individual’s pay cycle. The Company’s policy is to suspend the account when an advance is 60 days or more past the scheduled payment date on a contractual basis or when, in the Company’s estimation, the collectability of the account is uncertain. The receivable related to the tip is recorded at the amount billed to the customer.
Net interest income on loan receivables	Net interest income on loan receivables—
Enterprise service revenues	Enterprise service revenues— The Company has a single performance obligation to provide lead generating services to financial institutions and financial service providers (“Product Partners”) whereby qualified consumers are matched with financial solutions offered by the Product Partners based on qualification and preference. Lead generation fees are earned through the operation of a robust technology platform via an API that connects consumers to financial institutions and financial service providers. The Company’s API platform functions as a powerful definitive search, comparison and ad recommendation engine that provides consumers with personalized financial solution options and matches the demand and supply of financial services. The lead generating services conducted through the API comprise a series of distinct services that are substantially the same and have the same pattern of transfer. The Company is entitled to receive transaction fees that are based on performance structure, including but not limited to cost per funded loan, cost per approved credit card, cost per click or cost per savings accounts, or revenue share based on successful lead conversion. The transaction fees and revenue share are considered revenue from contracts with Product Partners, including financial institutions and other financial service providers. These fees and revenue share to which the Company expects to be entitled are deemed variable consideration because the loan volume over the contractual term is not known. Because the lead generating service performance obligation is a series of distinct services, the Company applies the variable consideration exception and allocates the variable consideration to the period in which the fees are earned, and recognizes revenue over time. The Company generates advertising fees by displaying ads on the Company’s mobile application and by sending emails or other messages to potential end-users to promote the enterprise clients’ services. For advertising services, the Company enters into agreements with the enterprise clients in the form of a signed contract, which specifies the terms of the services and fees, prior to running advertising and promotional campaigns. The Company recognizes revenue from the display of impression-based ads and distribution of impression-based emails in the period in which the impressions are delivered in accordance with the contractual terms of the enterprise clients’ arrangements. Impressions are considered delivered when a member clicks on the advertisement or promotion. Digital media and content production services provided to enterprise clients are generally earned and recognized over time as the performance obligations within the contracts are satisfied. Payment terms vary from contract to contract such that collections may occur in advance of services being rendered, as services are rendered or after services are rendered. Contracts for digital media and content production services are typically short-term in duration.
Allowance for Losses on Receivables	Allowance for Losses on Receivables— The Company’s charge-off policy is to charge-off finance receivables for loans and related accrued interest receivables, net of expected recoveries, in the month in which the account becomes 90 days contractually past due and charge-off finance receivables for advances and related fee receivables in the month in which the account becomes 60 days past due. If an account is deemed to be uncollectable prior to this date, the Company will charge-off the receivable in the month it is deemed uncollectable. The Company determines the past due status using the contractual terms of the finance receivables. This is the credit quality indicator used to evaluate the required allowance for losses on finance receivables for each portfolio of products. An allowance for losses on service and subscription fee receivables is established to provide probable losses incurred in the Company’s service and subscription fee receivables at the balance sheet date and is established through a provision for losses on receivables. Charge-offs, net of recoveries, are charged directly to the allowance. The allowance is based on management’s assessment of historical charge-offs and recoveries on these receivables, as well as certain qualitative factors including current economic conditions that may affect the customers’ ability to pay. Prior to the period ended June 30, 2021, the allowance related to these receivables had not been material to the consolidated financial statements. Receivables from enterprise services have a low rate of default, and as such the related allowance is not material. The Company monitors enterprise receivable default rates for any indication of a deterioration in average credit quality that may result in more material levels of allowance for losses.
Intangible Assets	Intangible Assets—
Stock-Based Compensation	Stock-Based Compensation The Company accounts for its stock options granted to employees or directors as stock-based compensation expense based on their grant date fair value. The Company uses a Black-Scholes option valuation model to measure the fair value of options at the date of grant. Some PSU awards are issued with a market condition which are valued on the grant date utilizing a Monte Carlo simulation model. The Black-Scholes option pricing model and the Monte Carlo simulation model require estimates of future stock price volatility, expected term, risk-free interest rate and forfeitures. The fair value of all awards is recognized as an expense over the requisite service period in the Company’s consolidated statement of operations. Forfeitures are accounted for as they are incurred.
Valuation of consideration transferred related to mergers and acquisitions	Valuation of consideration transferred related to mergers and acquisitions The Company determined that the consideration related to the shares of MoneyLion’s Series A Redeemable Convertible Preferred Stock, par value $0.0001 per share (the “Series A Redeemable Convertible Preferred Stock”), transferred as part of the consideration for the Even Acquisition meets the criteria for equity treatment. The fair value of this consideration was estimated using a Monte Carlo Simulation Model and recorded to equity on the date of issuance.
Leases	Leases Since an implicit rate of return is not readily determinable for the Company’s leases, an incremental borrowing rate is used in determining the present value of lease payments. The incremental borrowing rate is determined using the rate of interest the Company pays to borrow funds on a collateralized basis, adjusted for differences in the lease term compared to the Company’s debt using the differences in daily U.S. treasury par yield curve that correspond to the terms of the Company’s lease and debt. These rates are updated on a quarterly basis for measurement of new lease obligations. Some leases include renewal options; however, generally it is not reasonably certain that these options will be exercised at lease commencement. Lease expense is recognized on a straight-line basis over the lease term. Leases with an initial term of 12 months or less are not recognized on the Company’s balance sheet. The Company separates lease and non-lease components for its real estate leases.
Recently Adopted Accounting Pronouncements	Recently Adopted Accounting Pronouncements— Leases (Topic 842)
Recently Issued Accounting Pronouncements Not Yet Adopted	Recently Issued Accounting Pronouncements Not Yet Adopted— In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments In December 2019, the FASB issued ASU No. 2019-12, Simplifying the Accounting for Income Taxes (Topic 740) In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitating of the Effects of Reference Rate Reform on Financial Reporting In August 2020, the FASB issued ASU 2020-06, Debt—Debt With Conversion and Other Options (Subtopic 470-20) and Derivatives and Hedging—Contracts in Entity’s Own Equity (Subtopic 815-40): Accounting for Convertible Instruments and Contracts in an Entity’s Own Equity

Restatement of Previously Iss_2

Restatement of Previously Issued Financial Statements (Tables)	3 Months Ended
	Mar. 31, 2022
Condensed Financial Information Disclosure [Abstract]
Schedule of adjustments on the restated financial statements consolidated balance sheet	Consolidated Balance Sheet as of March 31, 2022 As Adjustment As Accounts payable and accrued liabilities $ 43,933 $ 1,028 $ 44,961 Other liabilities $ 81,948 $ 9,933 $ 91,881 Total liabilities $ 371,146 $ 10,961 $ 382,107 Redeemable convertible preferred stock (Series A) $ 194,675 $ (1,028 ) $ 193,647 Additional paid-in capital $ 723,394 $ (1,346 ) $ 722,048 Accumulated deficit $ (470,304 ) $ (8,587 ) $ (478,891 ) Total stockholders’ equity $ 243,414 $ (9,933 ) $ 233,481 Consolidated Balance Sheet as of December 31, 2021 As Adjustment As Other liabilities $ 26,585 $ 11,550 $ 38,135 Total liabilities $ 258,304 $ 11,550 $ 269,854 Additional paid-in capital $ 708,175 $ (6,941 ) $ 701,234 Accumulated deficit $ (465,264 ) $ (4,609 ) $ (469,873 ) Total stockholders’ equity $ 233,234 $ (11,550 ) $ 221,684
Schedule of adjustments on the restated financial statements consolidated statement of operations	Consolidated Statement of Operations for the Three Months Ended March 31, 2022 As Adjustment As (amounts in thousands except share Change in fair value of contingent consideration from mergers and acquisitions $ (682 ) $ (3,978 ) $ (4,660 ) Net loss before income taxes $ (34,417 ) $ (3,978 ) $ (38,395 ) Net loss $ (6,000 ) $ (3,978 ) $ (9,978 ) Net loss attributable to common shareholders $ (7,028 ) $ (3,978 ) $ (11,006 ) Net loss per share, basic and diluted $ (0.03 ) $ (0.02 ) $ (0.05 )
Schedule of adjustments on the restated financial statements consolidated statement of cash flows	Consolidated Statement of Cash Flows for the Three Months Ended March 31, 2022 As Adjustment As Net loss $ (6,000 ) $ (3,978 ) $ (9,978 ) Change in fair value of contingent consideration from mergers and acquisitions $ 682 $ 3,978 $ 4,660

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Schedule of revenue recognition and related receivables	Three Months Ended 2022 2021 Consumer revenues Service and subscription fees $ 46,394 $ 30,472 Net interest income on finance receivables 2,568 1,662 Total consumer revenues 48,962 32,134 Enterprise service revenues 20,752 996 Total revenue, net $ 69,714 $ 33,130

Consumer Receivables (Tables)

Consumer Receivables (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Schedule of consumer receivables	March 31, December 31, 2022 2021 Unsecured personal loan receivables $ - $ 1 Secured personal loan receivables 71,610 77,491 Loan receivables 71,610 77,492 Instacash receivables 66,951 62,783 Finance receivables 138,561 140,275 Fees receivable 9,567 8,366 Membership receivables 3,408 3,099 Deferred loan origination costs 992 929 Accrued interest receivable 1,106 1,072 Receivables, before allowance for credit losses $ 153,634 $ 153,741
Schedule of changes in the allowance for losses on consumer receivables	Three Months Ended 2022 2021 Beginning balance $ 22,323 $ 9,127 Provision for credit losses on receivables 23,044 5,708 Receivables charged off (37,284 ) (14,436 ) Recoveries 14,208 9,828 Ending balance $ 22,291 $ 10,227 Three Months Ended 2022 2021 Beginning balance $ 21,625 $ 9,127 Provision for credit losses on receivables 19,502 4,859 Finance receivables charged off (32,958 ) (12,962 ) Recoveries 13,269 9,203 Ending balance $ 21,438 $ 10,227 Three Months Ended 2022 2021 Beginning balance $ 420 $ - Provision for credit losses on receivables 2,001 615 Fees receivable charged off (2,708 ) (948 ) Recoveries 779 333 Ending balance $ 492 $ - Three Months Ended 2022 2021 Beginning balance $ 278 $ - Provision for credit losses on receivables 1,541 234 Membership receivables charged off (1,618 ) (526 ) Recoveries 160 292 Ending balance $ 361 $ -
Schedule of assessment of the repayment performance of loans	March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 60,642 84.7 % $ 66,514 85.8 % Delinquency: 31 to 60 days 5,887 8.2 % 6,577 8.5 % 61 to 90 days 5,081 7.1 % 4,401 5.7 % Total delinquency 10,968 15.3 % 10,978 14.2 % Loan receivables before allowance for loan losses $ 71,610 100.0 % $ 77,492 100.0 % March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 60,364 90.2 % $ 55,963 89.1 % Delinquency: 31 to 60 days 6,587 9.8 % 6,820 10.9 % 61 to 90 days - 0.0 % - 0.0 % Total delinquency 6,587 9.8 % 6,820 10.9 % Instacash receivables before allowance for loan losses $ 66,951 100.0 % $ 62,783 100.0 % March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 7,725 80.7 % $ 6,682 79.9 % Delinquency: 31 to 60 days 1,842 19.3 % 1,684 20.1 % 61 to 90 days - 0.0 % - 0.0 % Total delinquency 1,842 19.3 % 1,684 20.1 % Fees receivable before allowance for loan losses $ 9,567 100.0 % $ 8,366 100.0 % March 31, 2022 December 31, 2021 Amount Percent Amount Percent Current $ 2,486 72.9 % $ 2,227 71.8 % Delinquency: 31 to 60 days 466 13.7 % 514 16.6 % 61 to 90 days 456 13.4 % 358 11.6 % Total delinquency 922 27.1 % 872 28.2 % Membership receivables before allowance for loan losses $ 3,408 100.0 % $ 3,099 100.0 %

Property and Equipment (Tables)

Property and Equipment (Tables)	3 Months Ended
	Mar. 31, 2022
Property, Plant and Equipment [Abstract]
Schedule of property and equipment	March 31, December 31, 2022 2021 Leasehold improvements $ 486 $ 545 Furniture and fixtures 612 573 Computers and equipment 2,230 2,209 Construction in process 33 - 3,361 3,327 Less: accumulated depreciation (1,221 ) (1,526 ) Furniture and equipment, net $ 2,140 $ 1,801

Intangible Assets (Tables)

Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Intangible Assets [Abstract]
Schedule of Intangible assets	March 31, December 31, Useful Life 2022 2021 Proprietary technology and capitalized internal-use software 3 - 7 years $ 34,791 $ 11,623 Work in process 2,291 1,481 Customer relationships 10 - 15 years 159,820 5,960 Trade names 10 - 15 years 24,980 11,820 Less: accumulated amortization (8,934 ) (5,760 ) Intangible assets, net $ 212,948 $ 25,124
Schedule of amortization expense of intangible assets	Remainder of 2022 $ 16,951 2023 22,219 2024 22,087 2025 22,087 2026 22,087 Thereafter 105,226 $ 210,657

Other Assets (Tables)

Other Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Other Assets [Abstract]
Schedule of other assets consisted	March 31, December 31, 2022 2021 Receivable from payment processors $ 18,309 $ 18,576 Prepaid expenses 8,370 8,836 Operating lease right-of-use assets 8,722 - Other 2,531 1,016 Total other assets $ 37,932 $ 28,428

Variable Interest Entities (Tab

Variable Interest Entities (Tables)	3 Months Ended
	Mar. 31, 2022
Variable Interest Entities [Abstract]
Schedule of consolidated financial statements	March 31, December 31, 2022 2021 Assets: Restricted cash $ 61,888 $ 39,396 Consumer receivables 152,491 109,877 Allowance for losses on consumer receivables (23,596 ) (17,081 ) Consumer receivables, net 128,895 92,796 Total assets $ 190,783 $ 132,192 Liabilities: Other debt $ 152,625 $ 143,000 Total liabilities $ 152,625 $ 143,000

Debt (Tables)

Debt (Tables)	3 Months Ended
	Mar. 31, 2022
Debt Disclosure [Abstract]
Schedule of debt	March 31, December 31, 2022 2021 First Lien Loan $ - $ 24,028 Second Lien Loan - 20,000 Monroe Term Loans 90,000 - Unamortized discounts and debt issuance costs (1,710 ) (437 ) Total secured loans $ 88,290 $ 43,591 ROAR 1 SPV Credit Facility $ 83,000 $ 78,000 ROAR 2 SPV Credit Facility 73,000 68,000 Unamortized discounts and debt issuance costs (3,375 ) (3,000 ) Total other debt $ 152,625 $ 143,000

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Leases Disclosure [Abstract]
Schedule of long-term operating lease liabilities	March 31, 2022 Remainder of 2022 $ 1,733 2023 2,870 2024 2,683 2025 2,496 2026 1,268 Thereafter 1,672 Total lease payments 12,722 Less: imputed interest 3,745 Lease liabilities $ 8,977 Weighted-average remaining lease term (years) 4.8 Weighted-average discount rate 14.3 %

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2022
Share-Based Payment Arrangement [Abstract]
Schedule of represents activity within the 2021 Plan	Type Vesting Conditions Units Granted Weighted Average Grant Date Fair Value Weighted Average Strike Price Restricted Stock Unit Service-based 10,990,884 $ 2.42 n/a Performance Stock Unit Service and performance-based 2,492,919 $ 2.69 n/a Performance Stock Unit Service and market-based 9,303,278 $ 0.92 n/a Options Service-based 822,631 $ 2.07 $ 1.14

Stock Warrants (Tables)

Stock Warrants (Tables)	3 Months Ended
	Mar. 31, 2022
Stock Warrants [Abstract]
Schedule of quantitative information regarding level 3 fair value measurement of the private placement warrants	March 31, 2022 Strike price $ 11.50 Expected Volatility 68 % Expected Dividend - Expected Term in Years 4.48 Risk Free Interest Rate 2.43 % Warrant Value Per Share $ 0.54
Schedule of changes in the liability related to the private placement warrants	March 31, 2022 Private Placement Warrants Warrants payable balance, December 31, 2021 $ 8,260 Mark-to-market adjustment $ (3,910 ) Warrants payable balance, March 31, 2022 $ 4,350

Net Loss Per Share (Tables)

Net Loss Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Schdeule of computation of net loss per common share	Three Months Ended 2022 2021 Numerator: Net loss $ (9,978 ) $ (73,406 ) Net income attributable to redeemable noncontrolling interests - (2,767 ) Accrual of dividends on preferred stock (1,028 ) (4,842 ) Net loss attributable to common shareholders $ (11,006 ) $ (81,015 ) Denominator: Weighted-average common shares outstanding - basic and diluted (1) 230,737,284 48,348,187 Net loss per share attributable to common stockholders - basic and diluted (1) $ (0.05 ) $ (1.68 ) (1) Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion’s Common Stock for MoneyLion Class A Common Stock at the Exchange Ratio of approximately 16.4078 in September 2021 as a result of the Business Combination. See Note 4, “Business Combination,” for details.
Schdeule of potential common shares	March 31, 2022 2021 Conversion of convertible preferred stock (1) 28,693,931 116,264,374 Warrants to purchase common stock and redeemable convertible preferred stock (1) 25,599,889 14,738,710 PSUs, RSUs and options to purchase common stock (1) 65,193,606 41,090,725 Right to receive earnout shares 17,500,000 - Total common stock equivalents 136,987,426 172,093,809 (1) Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion Common Stock for MoneyLion Class A Common Stock at the Exchange Ratio of approximately 16.4078 in September 2021 as a result of the Business Combination. See Note 4, “Business Combination” for details.

Mergers and Acquisitions (Table

Mergers and Acquisitions (Tables)	3 Months Ended
	Mar. 31, 2022
Mergers and Acquisitions [Abstract]
Schedule of fair value of even financial’s acquired assets and liabilities	February 17, 2022 Assets Cash and cash equivalents $ 4,501 Enterprise receivables 9,863 Property and equipment 441 Intangible assets 190,320 Goodwill 109,375 Other assets 3,354 Total assets 317,854 Liabilities and Equity Liabilities: Accounts payable and accrued liabilities 9,258 Other liabilities 37,566 Total liabilities 46,824 Net assets and liabilities acquired $ 271,030 November 15, 2021 Assets Cash and cash equivalents $ 51 Other receivables 4,760 Property and equipment 1,281 Intangible assets 17,780 Goodwill 30,976 Other assets 98 Total assets 54,946 Liabilities and Equity Liabilities: Accounts payable and accrued liabilities 1,971 Other liabilities 290 Total liabilities 2,261 Net assets and liabilities acquired $ 52,685
Schedule of the company’s pro forma revenue and net loss	Three Months Ended 2022 2021 Revenue $ 78,813 $ 41,603 Net loss $ (14,347 ) $ (82,357 )

Description of Business and B_2

Description of Business and Basis Of Presentation (Details) - USD ($) $ / shares in Units, $ in Thousands	Feb. 11, 2021	Mar. 31, 2022
Description of Business and Basis Of Presentation (Details) [Line Items]
Aggregate of shares (in Shares)	25,000,000
Commitment amount (in Dollars)	$ 250,000
Class A Common Stock [Member]
Description of Business and Basis Of Presentation (Details) [Line Items]
Common stock, par value		$ 0.0001
Class A Common Stock [Member] | MoneyLion [Member]
Description of Business and Basis Of Presentation (Details) [Line Items]
Price per share	$ 10

Restatement of Previously Iss_3

Restatement of Previously Issued Financial Statements (Details) $ / shares in Units, $ in Millions	3 Months Ended
	Mar. 31, 2022 USD ($) $ / shares
Restatement of Previously Issued Financial Statements (Details) [Line Items]
Restricted shares issued	$ 30
Cash paid	$ 10
Class A Common Stock [Member]
Restatement of Previously Issued Financial Statements (Details) [Line Items]
Common stock price per share (in Dollars per share) | $ / shares	$ 9

Restatement of Previously Iss_4

Restatement of Previously Issued Financial Statements (Details) - Schedule of adjustments on the restated financial statements consolidated balance sheet - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
As Previously Reported [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Accounts payable and accrued liabilities	$ 43,933
Other liabilities	81,948	$ 26,585
Total liabilities	371,146	258,304
Redeemable convertible preferred stock (Series A)	194,675
Additional paid-in capital	723,394	708,175
Accumulated deficit	(470,304)	(465,264)
Total stockholders’ equity	243,414	233,234
Adjustments [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Accounts payable and accrued liabilities	1,028
Other liabilities	9,933	11,550
Total liabilities	10,961	11,550
Redeemable convertible preferred stock (Series A)	(1,028)
Additional paid-in capital	(1,346)	(6,941)
Accumulated deficit	(8,587)	(4,609)
Total stockholders’ equity	(9,933)	(11,550)
As Restated [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Accounts payable and accrued liabilities	44,961
Other liabilities	91,881	38,135
Total liabilities	382,107	269,854
Redeemable convertible preferred stock (Series A)	193,647
Additional paid-in capital	722,048	701,234
Accumulated deficit	(478,891)	(469,873)
Total stockholders’ equity	$ 233,481	$ 221,684

Restatement of Previously Iss_5

Restatement of Previously Issued Financial Statements (Details) - Schedule of adjustments on the restated financial statements consolidated statement of operations $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022 USD ($) $ / shares
As Previously Reported [Member]
Condensed Income Statements, Captions [Line Items]
Change in fair value of contingent consideration from mergers and acquisitions	$ (682)
Net loss before income taxes	(34,417)
Net loss	(6,000)
Net loss attributable to common shareholders	$ (7,028)
Net loss per share, basic and diluted (in Dollars per share) | $ / shares	$ (0.03)
Adjustments [Member]
Condensed Income Statements, Captions [Line Items]
Change in fair value of contingent consideration from mergers and acquisitions	$ (3,978)
Net loss before income taxes	(3,978)
Net loss	(3,978)
Net loss attributable to common shareholders	$ (3,978)
Net loss per share, basic and diluted (in Dollars per share) | $ / shares	$ (0.02)
As Restated [Member]
Condensed Income Statements, Captions [Line Items]
Change in fair value of contingent consideration from mergers and acquisitions	$ (4,660)
Net loss before income taxes	(38,395)
Net loss	(9,978)
Net loss attributable to common shareholders	$ (11,006)
Net loss per share, basic and diluted (in Dollars per share) | $ / shares	$ (0.05)

Restatement of Previously Iss_6

Restatement of Previously Issued Financial Statements (Details) - Schedule of adjustments on the restated financial statements consolidated statement of cash flows $ in Thousands	3 Months Ended
	Mar. 31, 2022 USD ($)
As Previously Reported [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net loss	$ (6,000)
Change in fair value of contingent consideration from mergers and acquisitions	682
Adjustments [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net loss	(3,978)
Change in fair value of contingent consideration from mergers and acquisitions	3,978
As Restated [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net loss	(9,978)
Change in fair value of contingent consideration from mergers and acquisitions	$ 4,660

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 01, 2022	Mar. 31, 2022	Dec. 31, 2021
Summary of Significant Accounting Policies (Details) [Line Items]
Lease liability right-of-use asset	$ 3,551
Series A Redeemable Convertible Preferred Stock [Member]
Summary of Significant Accounting Policies (Details) [Line Items]
Convertible preferred stock, par value		$ 0.0001	$ 0.0001

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Details) - Schedule of revenue recognition and related receivables - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Consumer revenues
Service and subscription fees	$ 46,394	$ 30,472
Net interest income on finance receivables	2,568	1,662
Total consumer revenues	48,962	32,134
Enterprise service revenues	20,752	996
Total revenue, net	$ 69,714	$ 33,130

Consumer Receivables (Details)

Consumer Receivables (Details) - Schedule of consumer receivables - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Schedule of consumer receivables [Abstract]
Unsecured personal loan receivables		$ 1
Secured personal loan receivables	71,610	77,491
Loan receivables	71,610	77,492
Instacash receivables	66,951	62,783
Finance receivables	138,561	140,275
Fees receivable	9,567	8,366
Membership receivables	3,408	3,099
Deferred loan origination costs	992	929
Accrued interest receivable	1,106	1,072
Receivables, before allowance for credit losses	$ 153,634	$ 153,741

Consumer Receivables (Details_2

Consumer Receivables (Details) - Schedule of changes in the allowance for losses on consumer receivables - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Losses on Consumer Receivables [Member]
Consumer Receivables (Details) - Schedule of changes in the allowance for losses on consumer receivables [Line Items]
Beginning balance	$ 22,323	$ 9,127
Provision for credit losses on receivables	23,044	5,708
Receivables charged off	(37,284)	(14,436)
Recoveries	14,208	9,828
Ending balance	22,291	10,227
Losses on Finance Receivables [Member]
Consumer Receivables (Details) - Schedule of changes in the allowance for losses on consumer receivables [Line Items]
Beginning balance	21,625	9,127
Provision for credit losses on receivables	19,502	4,859
Receivables charged off	(32,958)	(12,962)
Recoveries	13,269	9,203
Ending balance	21,438	10,227
Losses on Fees Receivable [Member]
Consumer Receivables (Details) - Schedule of changes in the allowance for losses on consumer receivables [Line Items]
Beginning balance	420
Provision for credit losses on receivables	2,001	615
Receivables charged off	(2,708)	(948)
Recoveries	779	333
Ending balance	492
Losses on Subscription Receivables [Member]
Consumer Receivables (Details) - Schedule of changes in the allowance for losses on consumer receivables [Line Items]
Beginning balance	278
Provision for credit losses on receivables	1,541	234
Receivables charged off	(1,618)	(526)
Recoveries	160	292
Ending balance	$ 361

Consumer Receivables (Details_3

Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Loans Receivable [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Current	$ 60,642	$ 66,514
Current	84.70%	85.80%
Total delinquency	$ 10,968	$ 10,978
Total delinquency	15.30%	14.20%
Finance receivables before allowance for loan losses	$ 71,610	$ 77,492
Finance receivables before allowance for loan losses	100%	100%
Finance Receivable Instacash [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Current	$ 60,364	$ 55,963
Current	90.20%	89.10%
Total delinquency	$ 6,587	$ 6,820
Total delinquency	9.80%	10.90%
Finance receivables before allowance for loan losses	$ 66,951	$ 62,783
Finance receivables before allowance for loan losses	100%	100%
Fees Receivable [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Current	$ 7,725	$ 6,682
Current	80.70%	79.90%
Total delinquency	$ 1,842	$ 1,684
Total delinquency	19.30%	20.10%
Finance receivables before allowance for loan losses	$ 9,567	$ 8,366
Finance receivables before allowance for loan losses	100%	100%
Subscription receivables [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Current	$ 2,486	$ 2,227
Current	72.90%	71.80%
Total delinquency	$ 922	$ 872
Total delinquency	27.10%	28.20%
Finance receivables before allowance for loan losses	$ 3,408	$ 3,099
Finance receivables before allowance for loan losses	100%	100%
Thirty One To Sixty Days [Member] | Loans Receivable [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency	$ 5,887	$ 6,577
Total delinquency	8.20%	8.50%
Thirty One To Sixty Days [Member] | Finance Receivable Instacash [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency	$ 6,587	$ 6,820
Total delinquency	9.80%	10.90%
Thirty One To Sixty Days [Member] | Fees Receivable [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency	$ 1,842	$ 1,684
Total delinquency	19.30%	20.10%
Thirty One To Sixty Days [Member] | Subscription receivables [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency	$ 466	$ 514
Total delinquency	13.70%	16.60%
Sixty One To Ninety Days [Member] | Loans Receivable [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency	$ 5,081	$ 4,401
Total delinquency	7.10%	5.70%
Sixty One To Ninety Days [Member] | Finance Receivable Instacash [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency
Total delinquency	0%	0%
Sixty One To Ninety Days [Member] | Fees Receivable [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency
Total delinquency	0%	0%
Sixty One To Ninety Days [Member] | Subscription receivables [Member]
Consumer Receivables (Details) - Schedule of assessment of the repayment performance of loans [Line Items]
Total delinquency	$ 456	$ 358
Total delinquency	13.40%	11.60%

Property and Equipment (Details

Property and Equipment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 230	$ 63

Property and Equipment (Detai_2

Property and Equipment (Details) - Schedule of property and equipment - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Property, Plant and Equipment [Line Items]
Furniture and equipment, gross	$ 3,361	$ 3,327
Less: accumulated depreciation	(1,221)	(1,526)
Furniture and equipment, net	2,140	1,801
Leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Furniture and equipment, gross	486	545
Furniture and fixtures [Member]
Property, Plant and Equipment [Line Items]
Furniture and equipment, gross	612	573
Computers and equipment [Member]
Property, Plant and Equipment [Line Items]
Furniture and equipment, gross	2,230	2,209
Construction in process [Membe]
Property, Plant and Equipment [Line Items]
Furniture and equipment, gross	$ 33

Intangible Assets (Details)

Intangible Assets (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Intangible Assets [Abstract]
Goodwill	$ 161,678		$ 52,541,000
Amortization expense	$ 3,191,000	$ 451,000

Intangible Assets (Details) - S

Intangible Assets (Details) - Schedule of Intangible assets - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Intangible Assets (Details) - Schedule of Intangible assets [Line Items]
Proprietary technology and capitalized internal-use software	$ 34,791	$ 11,623
Work in process	2,291	1,481
Customer relationships	159,820	5,960
Trade names	24,980	11,820
Less: accumulated amortization	(8,934)	(5,760)
Intangible assets, net	$ 212,948	$ 25,124
Minimum [Member]
Intangible Assets (Details) - Schedule of Intangible assets [Line Items]
Proprietary technology and capitalized internal-use software, Useful Life	3 years
Customer relationships, Useful Life	10 years
Trade names, Useful Life	10 years
Maximum [Member]
Intangible Assets (Details) - Schedule of Intangible assets [Line Items]
Proprietary technology and capitalized internal-use software, Useful Life	7 years
Customer relationships, Useful Life	15 years
Trade names, Useful Life	15 years

Intangible Assets (Details) -_2

Intangible Assets (Details) - Schedule of amortization expense of intangible assets $ in Thousands	Mar. 31, 2022 USD ($)
Schedule of amortization expense of intangible assets [Abstract]
Remainder of 2022	$ 16,951
2023	22,219
2024	22,087
2025	22,087
2026	22,087
Thereafter	105,226
Total	$ 210,657

Other Assets (Details) - Schedu

Other Assets (Details) - Schedule of other assets consisted - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Schedule of other assets consisted [Abstract]
Receivable from payment processors	$ 18,309	$ 18,576
Prepaid expenses	8,370	8,836
Operating lease right-of-use assets	8,722
Other	2,531	1,016
Total other assets	$ 37,932	$ 28,428

Variable Interest Entities (Det

Variable Interest Entities (Details)	3 Months Ended
	Mar. 31, 2022
Variable Interest Entities [Abstract]
Exceeds aggregate principal amount percentage	90%

Variable Interest Entities (D_2

Variable Interest Entities (Details) - Schedule of consolidated financial statements - VIE [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Assets:
Restricted cash	$ 61,888	$ 39,396
Consumer receivables	152,491	109,877
Allowance for losses on consumer receivables	(23,596)	(17,081)
Consumer receivables, net	128,895	92,796
Total assets	190,783	132,192
Liabilities:
Other debt	152,625	143,000
Total liabilities	$ 152,625	$ 143,000

Debt (Details)

Debt (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022 USD ($)
Debt (Details) [Line Items]
Monroe term loans description	In March 2022, the Company entered into a credit agreement (the “Monroe Credit Agreement”) with certain financial institutions from time to time party thereto, as lenders, and Monroe Capital Management Advisors, LLC, as administrative agent and lead arranger (“Monroe Capital”). The Monroe Credit Agreement provides for the following:   ● $70,000 aggregate principal amount of term loans (the “Term A-1 Loans”), available to be drawn at the closing date;     ● $20,000 aggregate principal amount of term loans (the “Term A-2 Loans”), as described further below;     ● $20,000 aggregate principal amount of delayed draw term loans (the “Term B Loans”), which are available to be drawn for a period of 18-months following the closing date, subject to certain conditions set forth in the Monroe Credit Agreement; and   ●subject to certain conditions set forth in the Monroe Credit Agreement, the ability to incur incremental commitments of up to $60,000 million aggregate principal amount of Term A-1 Loans or Term B Loans (the “Incremental Term Loans”; the Term A-1 Loans, the Term A-2 Loans, the Term B Loans and, if applicable, the Incremental Term Loans, collectively, the “Monroe Term Loans”).
Borrowings under the agreement (in Dollars)	$ 70,000
Aggregate principal amount outstanding (in Dollars)	$ 24,000
Debt description	The Term A-1 Loans and Term B Loans bear annual interest, payable monthly, at a floating rate measured by reference to, at the Company’s option, either (a) a base rate then in effect (equal to the greater of (i) the federal funds rate plus 0.50%, (ii) the prime rate, (iii) 2.00% and (iv) an adjusted one-month Secured Overnight Financing Rate (“SOFR”) (subject to a floor of 1.00%) plus 1.00%) plus an applicable margin ranging from 6.00% to 8.25% per annum, depending on whether the “EBITDA Trigger Date” has occurred, the Company’s “Enterprise Value” and, once the EBITDA Trigger Date has occurred, its “Total Debt to EBITDA Ratio” (as such terms are defined in the Monroe Credit Agreement) or (b) an adjusted one-month or three-month SOFR (subject to a floor of 1.00%) plus an applicable margin ranging from 7.00% to 9.25% per annum, depending on whether the EBITDA Trigger Date has occurred, the Company’s Enterprise Value and, once the EBITDA Trigger Date has occurred, its Total Debt to EBITDA Ratio. The Term A-2 Loans bear annual interest, payable monthly, at the greater of (i) 12% and (ii) a floating rate measured by reference to the prime rate plus 5.75% per annum, subject to a cap of 15%. The interest rate as of March 31, 2022 on the Term A-1 Loans and Term A-2 Loans was 9.50% and 12.00%, respectively.
Federal fund rate percentage	0.50%
Net cash proceeds percentage	100%
Monroe Term Loans [Member]
Debt (Details) [Line Items]
Equity and debt offerings percentage	100%
Minimum [Member]
Debt (Details) [Line Items]
Extraordinary cash receipts percentage	0%
Principal amount percentage	0%
Maximum [Member]
Debt (Details) [Line Items]
Extraordinary cash receipts percentage	50%
Principal amount percentage	3%
ROAR 1 SPV Finance LLC [Member]
Debt (Details) [Line Items]
Credit agreement (in Dollars)	$ 730
Second Lien Loan [Member]
Debt (Details) [Line Items]
Aggregate principal amount outstanding (in Dollars)	$ 20,000

Debt (Details) - Schedule of de

Debt (Details) - Schedule of debt - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Debt (Details) - Schedule of debt [Line Items]
Total secured loans	$ 88,290	$ 43,591
Unamortized discounts and debt issuance costs	(1,710)	(437)
Total other debt	152,625	143,000
Unamortized discounts and debt issuance costs	(3,375)	(3,000)
ROAR 1 SPV Credit Facility [Member]
Debt (Details) - Schedule of debt [Line Items]
Total other debt	83,000	78,000
ROAR 2 SPV Credit Facility [Member]
Debt (Details) - Schedule of debt [Line Items]
Total other debt	73,000	68,000
First Lien Loan [Member]
Debt (Details) - Schedule of debt [Line Items]
Total secured loans		24,028
Second Lien Loan [Member]
Debt (Details) - Schedule of debt [Line Items]
Total secured loans		20,000
Monroe Term Loan [Member]
Debt (Details) - Schedule of debt [Line Items]
Total secured loans	$ 90,000

Leases (Details)

Leases (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022 USD ($)
Leases Disclosure [Abstract]
Long-term leases	$ 620
Right of use assets	8,722
Right of use liabilities	$ 8,977

Leases (Details) - Schedule of

Leases (Details) - Schedule of long-term operating lease liabilities $ in Thousands	Mar. 31, 2022 USD ($)
Schedule of long-term operating lease liabilities [Abstract]
Remainder of 2022	$ 1,733
2023	2,870
2024	2,683
2025	2,496
2026	1,268
Thereafter	1,672
Total lease payments	12,722
Less: imputed interest	3,745
Lease liabilities	$ 8,977
Weighted-average remaining lease term (years)	4 years 9 months 18 days
Weighted-average discount rate	14.30%

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021
Income Taxes (Details) [Line Items]
Valuation allowance	$ 83,153
Valuation allowance increase (decrease)		$ 22,800,000		$ 17,100
Deferred tax liability	28,400
Offsetting increase decrease to valuation allowance	11,300
Operating loss carryforwards	$ 703,800			$ 517,700
Operating loss carryforwards, description	U.S. federal net operating loss carryforwards begin to expire in 2033, and state operating loss carryforwards begin to expire in 2027.
Forecast [Member]
Income Taxes (Details) [Line Items]
Federal research and development credit carryforwards for income tax expense			$ 1,200
U.S. Federal [Member]
Income Taxes (Details) [Line Items]
Net operating losses	$ 341,300

Common and Preferred Stock (Det

Common and Preferred Stock (Details)	3 Months Ended
	Mar. 31, 2022 $ / shares shares
Common and Preferred Stock (Details) [Line Items]
Common stock voting rights	one
Series A Redeemable Convertible Preferred Stock [Member]
Common and Preferred Stock (Details) [Line Items]
Convertible preferred stock liquidation preference per share	$ 10
Class A Common Stock [Member]
Common and Preferred Stock (Details) [Line Items]
Volume-weighted average price	$ 10
Redeemable Convertible Preferred Stock [Member]
Common and Preferred Stock (Details) [Line Items]
Redeemable convertible preferred stock (in Shares) | shares	116,264,374

Stock-Based Compensation (Detai

Stock-Based Compensation (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Share-Based Payment Arrangement [Abstract]
Stock-based compensation	$ 3,268	$ 518

Stock-Based Compensation (Det_2

Stock-Based Compensation (Details) - Schedule of represents activity within the 2021 Plan	3 Months Ended
	Mar. 31, 2022 $ / shares shares
Restricted Stock Unit [Member]
Stock-Based Compensation (Details) - Schedule of represents activity within the 2021 Plan [Line Items]
Vesting Conditions	Service-based
Units Granted (in Shares) | shares	10,990,884
Weighted Average Grant Date Fair Value	$ 2.42
Weighted Average Strike Price
Performance Stock Unit [Member]
Stock-Based Compensation (Details) - Schedule of represents activity within the 2021 Plan [Line Items]
Vesting Conditions	Service and performance-based
Units Granted (in Shares) | shares	2,492,919
Weighted Average Grant Date Fair Value	$ 2.69
Weighted Average Strike Price
Performance Stock Unit One [Member]
Stock-Based Compensation (Details) - Schedule of represents activity within the 2021 Plan [Line Items]
Vesting Conditions	Service and market-based
Units Granted (in Shares) | shares	9,303,278
Weighted Average Grant Date Fair Value	$ 0.92
Weighted Average Strike Price
Options [Member]
Stock-Based Compensation (Details) - Schedule of represents activity within the 2021 Plan [Line Items]
Vesting Conditions	Service-based
Units Granted (in Shares) | shares	822,631
Weighted Average Grant Date Fair Value	$ 2.07
Weighted Average Strike Price	$ 1.14

Stock Warrants (Details)

Stock Warrants (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Sep. 22, 2021
Stock Warrants (Details) [Line Items]
Fair value within additional paid-in capital (in Dollars)	$ 722,048	$ 701,234
Private Placement Warrants [Member]
Stock Warrants (Details) [Line Items]
Warrants outstanding			8,100,000
Fair value within additional paid-in capital (in Dollars)	$ 23,275
Class A Common Stock [Member]
Stock Warrants (Details) [Line Items]
Warrants outstanding			17,500,000

Stock Warrants (Details) - Sche

Stock Warrants (Details) - Schedule of quantitative information regarding level 3 fair value measurement of the private placement warrants - Stock Warrants [Member]	3 Months Ended
	Mar. 31, 2022 $ / shares
Stock Warrants (Details) - Schedule of quantitative information regarding level 3 fair value measurement of the private placement warrants [Line Items]
Strike price (in Dollars per share)	$ 11.5
Expected Volatility	68%
Expected Dividend
Expected Term in Years	4 years 5 months 23 days
Risk Free Interest Rate	2.43%
Warrant Value Per Share (in Dollars per share)	$ 0.54

Stock Warrants (Details) - Sc_2

Stock Warrants (Details) - Schedule of changes in the liability related to the private placement warrants - Private Placement Warrants [Member] $ in Thousands	3 Months Ended
	Mar. 31, 2022 USD ($)
Stock Warrants (Details) - Schedule of changes in the liability related to the private placement warrants [Line Items]
Warrants payable balance, December 31, 2021	$ 8,260
Mark-to-market adjustment	(3,910)
Warrants payable balance, March 31, 2022	$ 4,350

Net Loss Per Share (Details)

Net Loss Per Share (Details)	1 Months Ended
	Sep. 30, 2021
Net Loss Per Share (Details) [Line Items]
Exchange ratio	16.4078
Class A Common Stock [Member]
Net Loss Per Share (Details) [Line Items]
Exchange ratio	16.4078

Net Loss Per Share (Details) -

Net Loss Per Share (Details) - Schdeule of computation of net loss per common share - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Numerator:
Net loss		$ (9,978)	$ (73,406)
Net income attributable to redeemable noncontrolling interests			(2,767)
Accrual of dividends on preferred stock		(1,028)	(4,842)
Net loss attributable to common shareholders		$ (11,006)	$ (81,015)
Denominator:
Weighted-average common shares outstanding - basic and diluted (in Shares)	[1]	230,737,284	48,348,187
Net loss per share attributable to common stockholders - basic and diluted (in Dollars per share)	[1]	$ (0.05)	$ (1.68)
[1] Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion’s Common Stock for MoneyLion Class A Common Stock at the Exchange Ratio of approximately 16.4078 in September 2021 as a result of the Business Combination. See Note 4, “Business Combination,” for details.

Net Loss Per Share (Details) _2

Net Loss Per Share (Details) - Schdeule of potential common shares - shares		Mar. 31, 2022	Mar. 31, 2021
Schdeule of potential common shares [Abstract]
Conversion of convertible preferred stock	[1]	28,693,931	116,264,374
Warrants to purchase common stock and redeemable convertible preferred stock	[1]	25,599,889	14,738,710
PSUs, RSUs and options to purchase common stock	[1]	65,193,606	41,090,725
Right to receive earnout shares		17,500,000
Total common stock equivalents		136,987,426	172,093,809
[1] Prior period results have been adjusted to reflect the exchange of Legacy MoneyLion’s Common Stock for MoneyLion Class A Common Stock at the Exchange Ratio of approximately 16.4078 in September 2021 as a result of the Business Combination. See Note 4, “Business Combination,” for details.

Mergers and Acquisitions (Detai

Mergers and Acquisitions (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Mergers and Acquisitions (Details) [Line Items]
Cash paid to equityholders	$ 14,514,000,000
Exchange of shares (in Shares)	8,883,228
Common stock option to acquire (in Shares)	5,901,846
Class A Common stock vested value	$ 8,963,000
Aggregate shares of series A convertible preferred stock (in Shares)	8,000,000
Earnout and preferref stock equivalents	$ 45,336,000
Total purchase price	271,030,000
Working capital	5,703,000
Transaction costs	2,868,000
Preferred share value	46,424,000
Change in fair value	368,000
Common stock issued value	24,000	$ 23,000
Debt facilities	2,196,000
Restricted share amount	35,000,000
Shares payable		35,000,000
Operating performance	22,855,000	$ 29,561,000
Consideration amount	$ 4,292,000
Series A Redeemable Convertible Preferred Stock [Member]
Mergers and Acquisitions (Details) [Line Items]
Series A convertible preferred stock (in Shares)	28,164,811
Additional shares of series A convertible preferred stock (in Shares)	529,120
Transaction expenses	$ 193,647,000
MALKA acquisition [Member]
Mergers and Acquisitions (Details) [Line Items]
Operating performance	$ 11,782,000
MoneyLion [Member]
Mergers and Acquisitions (Details) [Line Items]
Total purchase price (in Shares)	52,685,000
Shares issued (in Shares)	3,206,167
Cash paid	$ 10,000,000
Common stock issued value	$ 10,870

Mergers and Acquisitions (Det_2

Mergers and Acquisitions (Details) - Schedule of fair value of even financial’s acquired assets and liabilities - USD ($) $ in Thousands	Feb. 17, 2022	Nov. 15, 2021
Assets
Cash and cash equivalents	$ 4,501	$ 51
Enterprise receivables	9,863
Property and equipment	441	1,281
Intangible assets	190,320	17,780
Goodwill	109,375	30,976
Other assets	3,354	98
Total assets	317,854	54,946
Liabilities:
Accounts payable and accrued liabilities	9,258	1,971
Other liabilities	37,566	290
Total liabilities	46,824	2,261
Net assets and liabilities acquired	$ 271,030	52,685
Assets
Other receivables		$ 4,760

Mergers and Acquisitions (Det_3

Mergers and Acquisitions (Details) - Schedule of the company’s pro forma revenue and net loss - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Schedule of the company’s pro forma revenue and net loss [Abstract]
Revenue	$ 78,813	$ 41,603
Net loss	$ (14,347)	$ (82,357)