Rebalance 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	575,362	3,510	SH		SOLE	0	3,509	0	0
INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF	ETF	46138J858	2,519,796	107,203	SH		SOLE	0	107,202	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	146,244,638	688,502	SH		SOLE	0	688,501	0	0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	9,912,267	160,159	SH		SOLE	0	160,159	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	438,002	11,542	SH		SOLE	0	11,541	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	517,220	3,546	SH		SOLE	0	3,546	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	4,784,342	237,909	SH		SOLE	0	237,908	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	59,665,645	788,602	SH		SOLE	0	788,602	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	4,774,358	11,169	SH		SOLE	0	11,168	0	0
ISHARES MSCI JAPAN ETF	ETF	46434G822	449,690	7,459	SH		SOLE	0	7,458	0	0
ISHARES TIPS BOND ETF	ETF	464287176	28,748,624	277,175	SH		SOLE	0	277,175	0	0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	2,422,089	107,725	SH		SOLE	0	107,725	0	0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	ETF	922042718	2,705,806	25,478	SH		SOLE	0	25,478	0	0
SPDR GOLD SHARES	ETF	78463V107	1,007,269	5,875	SH		SOLE	0	5,875	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	4,788,781	18,004	SH		SOLE	0	18,003	0	0
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	179,957,875	3,609,987	SH		SOLE	0	3,609,987	0	0
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	87,533,625	2,577,551	SH		SOLE	0	2,577,550	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	2,871,277	36,745	SH		SOLE	0	36,745	0	0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	ETF	46138J817	1,860,405	82,758	SH		SOLE	0	82,758	0	0
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	ETF	46435U853	44,067,408	1,269,588	SH		SOLE	0	1,269,588	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	34,177,350	362,317	SH		SOLE	0	362,316	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	2,590,469	7,395	SH		SOLE	0	7,395	0	0
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	38,067,785	1,590,133	SH		SOLE	0	1,590,133	0	0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	61,348,032	807,423	SH		SOLE	0	807,423	0	0
PG&E CORP COM	Stock	69331C108	275,581	17,085	SH		SOLE	0	17,085	0	0
MICROSOFT CORP COM	Stock	594918104	585,716	1,855	SH		SOLE	0	1,855	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	3,164,515	168,457	SH		SOLE	0	168,456	0	0
AMERIPRISE FINL INC COM	Stock	03076C106	210,995	640	SH		SOLE	0	640	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	2,326,887	12,307	SH		SOLE	0	12,307	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	1,056,726	5,400	SH		SOLE	0	5,400	0	0
VANGUARD FTSE EUROPE ETF	ETF	922042874	1,260,619	21,761	SH		SOLE	0	21,761	0	0
SCHWAB US TIPS ETF	ETF	808524870	3,875,132	76,750	SH		SOLE	0	76,750	0	0
VANGUARD S&P 500 ETF	ETF	922908363	2,449,386	6,237	SH		SOLE	0	6,237	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	1,271,996	14,554	SH		SOLE	0	14,553	0	0
ELI LILLY & CO COM	Stock	532457108	382,974	713	SH		SOLE	0	713	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	696,660	6,677	SH		SOLE	0	6,676	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	2,200,996	12,453	SH		SOLE	0	12,453	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	750,106	8,211	SH		SOLE	0	8,211	0	0
VANGUARD FTSE PACIFIC ETF	ETF	922042866	1,377,258	20,593	SH		SOLE	0	20,592	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	2,025,883	12,702	SH		SOLE	0	12,702	0	0
VANECK MORTGAGE REIT INCOME ETF	ETF	92189F452	403,053	35,449	SH		SOLE	0	35,448	0	0
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	440,625	16,818	SH		SOLE	0	16,817	0	0
DIMENSIONAL U.S. EQUITY ETF	ETF	25434V401	286,463	6,154	SH		SOLE	0	6,153	0	0
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	1,239,396	5,787	SH		SOLE	0	5,786	0	0
SPDR DOW JONES INTERNATIONAL REAL ESTATE ETF	ETF	78463X863	618,954	26,028	SH		SOLE	0	26,028	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	12,665,825	181,511	SH		SOLE	0	181,510	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	673,782	12,990	SH		SOLE	0	12,989	0	0
ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	ETF	464286475	1,021,836	18,715	SH		SOLE	0	18,714	0	0
ROCKWELL AUTOMATION INC COM	Stock	773903109	309,508	1,083	SH		SOLE	0	1,082	0	0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	318,330	5,381	SH		SOLE	0	5,380	0	0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	ETF	464288513	8,378,831	113,658	SH		SOLE	0	113,657	0	0
ISHARES PREFERRED & INCOME SECURITIES ETF	ETF	464288687	14,225,463	471,823	SH		SOLE	0	471,822	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	231,471	566	SH		SOLE	0	566	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	239,283	1,650	SH		SOLE	0	1,650	0	0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288638	7,118,827	146,327	SH		SOLE	0	146,327	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	67,508,036	1,544,100	SH		SOLE	0	1,544,099	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	1,187,396	10,324	SH		SOLE	0	10,324	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	28,080,505	716,157	SH		SOLE	0	716,156	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	25,372,421	245,571	SH		SOLE	0	245,571	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	277,195	1,858	SH		SOLE	0	1,858	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	1,165,463	20,639	SH		SOLE	0	20,638	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	72,016,949	765,812	SH		SOLE	0	765,811	0	0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	ETF	46138J866	10,705,338	504,255	SH		SOLE	0	504,255	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	5,893,798	285,138	SH		SOLE	0	285,137	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	5,181,256	21,143	SH		SOLE	0	21,142	0	0
SPDR DOW JONES REIT ETF	ETF	78464A607	2,713,912	32,721	SH		SOLE	0	32,721	0	0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	394,457	4,780	SH		SOLE	0	4,780	0	0
EXXON MOBIL CORP COM	Stock	30231G102	356,267	3,030	SH		SOLE	0	3,030	0	0
LOWES COS INC COM	Stock	548661107	259,800	1,250	SH		SOLE	0	1,250	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	2,986,520	11,977	SH		SOLE	0	11,977	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	2,041,608	29,623	SH		SOLE	0	29,622	0	0
APPLE INC COM	Stock	037833100	2,586,283	15,106	SH		SOLE	0	15,105	0	0
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	201,782	2,166	SH		SOLE	0	2,165	0	0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	ETF	78468R663	745,345	8,117	SH		SOLE	0	8,117	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	4,392,620	28,933	SH		SOLE	0	28,933	0	0