AF Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC	COM	023135106	363,183	2,786	SH		SOLE		0	0	2,786
APPLE INC	COM	037833100	346,707	1,787	SH		SOLE		0	0	1,787
CATERPILLAR INC	COM	149123101	506,863	2,060	SH		SOLE		0	0	2,060
CHEVRON CORP NEW	COM	166764100	689,193	4,380	SH		SOLE		0	0	4,380
CLOROX CO DEL	COM	189054109	318,080	2,000	SH		SOLE		0	0	2,000
FAIR ISAAC CORP	COM	303250104	291,798,756	360,597	SH		SOLE		0	0	360,597
ISHARES TR	CORE S&P TTL STK	464287150	341,853	3,494	SH		SOLE		0	0	3,494
ISHARES TR	SELECT DIVID ETF	464287168	370,150	3,267	SH		SOLE		0	0	3,267
NVIDIA CORPORATION	COM	67066G104	208,126	492	SH		SOLE		0	0	492
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	474,672	9,181	SH		SOLE		0	0	9,181
SPDR S&P 500 ETF TR	TR UNIT	78462F103	310,296	700	SH		SOLE		0	0	700
TESLA INC	COM	88160R101	368,834	1,409	SH		SOLE		0	0	1,409
VANGUARD INDEX FDS	GROWTH ETF	922908736	462,640	1,635	SH		SOLE		0	0	1,635
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,177,756	5,347	SH		SOLE		0	0	5,347
VANGUARD STAR FDS	VG TL INTL STK F	921909768	252,640	4,505	SH		SOLE		0	0	4,505
WELLS FARGO CO NEW	COM	949746101	1,367,467	32,040	SH		SOLE		0	0	32,040