AF Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC	COM	023135106	354,156	2,786	SH		SOLE		0	0	2,786
APPLE INC	COM	037833100	306,079	1,788	SH		SOLE		0	0	1,788
CATERPILLAR INC	COM	149123101	562,380	2,060	SH		SOLE		0	0	2,060
CHEVRON CORP NEW	COM	166764100	736,869	4,370	SH		SOLE		0	0	4,370
CLOROX CO DEL	COM	189054109	262,120	2,000	SH		SOLE		0	0	2,000
FAIR ISAAC CORP	COM	303250104	313,660,986	361,140	SH		SOLE		0	0	361,140
ISHARES TR	CORE S&P TTL STK	464287150	329,100	3,494	SH		SOLE		0	0	3,494
ISHARES TR	SELECT DIVID ETF	464287168	351,659	3,267	SH		SOLE		0	0	3,267
NVIDIA CORPORATION	COM	67066G104	214,015	492	SH		SOLE		0	0	492
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	457,726	9,182	SH		SOLE		0	0	9,182
SPDR S&P 500 ETF TR	TR UNIT	78462F103	299,236	700	SH		SOLE		0	0	700
TESLA INC	COM	88160R101	352,560	1,409	SH		SOLE		0	0	1,409
VANGUARD INDEX FDS	GROWTH ETF	922908736	445,227	1,635	SH		SOLE		0	0	1,635
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,139,289	5,364	SH		SOLE		0	0	5,364
VANGUARD STAR FDS	VG TL INTL STK F	921909768	241,108	4,505	SH		SOLE		0	0	4,505
WELLS FARGO CO NEW	COM	949746101	1,309,154	32,040	SH		SOLE		0	0	32,040