Klaas Financial Asset Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	CORE S&P TTL STK	464287150	75,300	765,395	SH		SOLE		765,395	0	0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ISHS 5-10YR INVT	464288638	68,535	1,141,102	SH		SOLE		1,141,102	0	0
ISHARES CORE 1-5 YEAR USD BOND ETF	CORE 1 5 YR USD	46432F859	57,835	1,132,457	SH		SOLE		1,132,457	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	DIV APP ETF	921908844	32,599	212,234	SH		SOLE		212,234	0	0
ISHARES MSCI INTL QUALITY FACTOR ETF	MSCI INTL QUALTY	46434V456	20,085	530,229	SH		SOLE		530,229	0	0
ISHARES 20 YEAR TREASURY BOND ETF	20 YR TR BD ETF	464287432	15,338	106,278	SH		SOLE		106,278	0	0
ISHARES CORE MSCI EAFE ETF	CORE MSCI EAFE	46432F842	14,789	199,174	SH		SOLE		199,174	0	0
ISHARES S&P SMALL-CAP FUND	CORE S&P SCP ETF	464287804	14,386	131,752	SH		SOLE		131,752	0	0
ISHARES 3-7 YEAR TREASURY BOND ETF	3 7 YR TREAS BD	464288661	13,985	107,434	SH		SOLE		107,434	0	0
ISHARES MSCI INTL MOMENTUM FACTOR ETF	MSCI INTL MOMENT	46434V449	13,772	361,671	SH		SOLE		361,671	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	1 3 YR TREAS BD	464287457	13,252	153,824	SH		SOLE		153,824	0	0
ISHARES GLOBAL REIT ETF	GLOBAL REIT ETF	46434V647	12,838	468,351	SH		SOLE		468,351	0	0
BLACKROCK SHORT MATURITY BOND ETF	BLACKROCK ST MAT	46431W507	10,066	200,755	SH		SOLE		200,755	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	EAFE SML CP ETF	464288273	4,833	64,953	SH		SOLE		64,953	0	0
ISHARES S&P 500 GROWTH ETF	S&P 500 GRWT ETF	464287309	4,832	65,381	SH		SOLE		65,381	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	CORE MSCI EMKT	46434G103	4,785	77,471	SH		SOLE		77,471	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	10+ YR INVST GRD	464289511	3,175	45,826	SH		SOLE		45,826	0	0
ISHARES MSCI INTL SMALL-CAP MULTIFACTOR ETF	MSCI INTL SML CP	46434V266	2,841	77,992	SH		SOLE		77,992	0	0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ENHAN SHRT MA AC	72201R833	2,546	24,976	SH		SOLE		24,976	0	0
ISHARES S&P 500 VALUE ETF	S&P 500 VAL ETF	464287408	2,373	16,316	SH		SOLE		16,316	0	0
ISHARES MSCI GLOBAL MULTIFACTOR ETF	MSCI GBL MULTIFC	46434V316	2,335	63,255	SH		SOLE		63,255	0	0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	JPMORGAN USD EMG	464288281	1,946	17,680	SH		SOLE		17,680	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	CORE TOTAL USD	46434V613	1,475	27,700	SH		SOLE		27,700	0	0
ISHARES IBONDS MAR 2023 TERM CORPORATE EX-FINANCIALS ETF	IBNDS MAR23 ETF	46432FAN7	1,449	58,613	SH		SOLE		58,613	0	0
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF	IBONDS DEC22 ETF	46434VBA7	1,409	55,637	SH		SOLE		55,637	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	S&P MC 400GR ETF	464287606	1,056	13,340	SH		SOLE		13,340	0	0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF	IBONDS DEC23 ETF	46434VAX8	1,055	40,581	SH		SOLE		40,581	0	0
ISHARES 0-3 MONTH TREASURY BOND ETF	0-3 MNTH TREASRY	46436E718	1,010	10,094	SH		SOLE		10,094	0	0
ISHARES IBONDS 2022 TERM HIGH YIELD AND INCOME ETF	IBONDS 22 TRM HG	46435U176	943	38,948	SH		SOLE		38,948	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	S&P MC 400VL ETF	464287705	910	8,830	SH		SOLE		8,830	0	0
ISHARES IBONDS DEC 2023 TERM TREASURY ETF	IBONDS 23 TRM TS	46436E882	827	32,256	SH		SOLE		32,256	0	0
ISHARES ESG AWARE MSCI USA ETF	ESG AWR MSCI USA	46435G425	809	8,217	SH		SOLE		8,217	0	0
ISHARES FLOATING RATE BOND ETF	FLTG RATE NT ETF	46429B655	778	15,304	SH		SOLE		15,304	0	0
ISHARES IBONDS DEC 2022 TERM TREASURY ETF	IBONDS 22 TRM TS	46436E809	525	20,652	SH		SOLE		20,652	0	0
ISHARES ESG ADVANCED MSCI EAFE ETF	ESG EAFE ETF	46436E759	508	7,501	SH		SOLE		7,501	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	IBONDS DEC24 ETF	46434VBG4	489	18,599	SH		SOLE		18,599	0	0
FIDELITY TOTAL BOND ETF	TOTAL BD ETF	316188309	454	8,536	SH		SOLE		8,536	0	0
ISHARES IBONDS 2024 TERM HIGH YIELD AND INCOME ETF	IBONDS 24 TRM HG	46435U184	421	17,005	SH		SOLE		17,005	0	0
ISHARES IBONDS 2023 TERM HIGH YIELD AND INCOME ETF	IBONDS 23 TRM HG	46435U150	416	16,860	SH		SOLE		16,860	0	0
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ESG AWRE 1 5 YR	46435G243	386	14,876	SH		SOLE		14,876	0	0
ISHARES ESG AWARE USD CORPORATE BOND ETF	ESG AWRE USD ETF	46435G193	385	13,998	SH		SOLE		13,998	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	IBONDS DEC25 ETF	46434VBD1	356	13,255	SH		SOLE		13,255	0	0
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF	IBONDS DEC21 ETF	46434VBK5	298	12,044	SH		SOLE		12,044	0	0
JPMORGAN USD EMERGING MARKETS SOVEREIGN BOND ETF	USD EMRNG MKT	46641Q746	268	5,475	SH		SOLE		5,475	0	0
NUVEEN ESG SMALL-CAP ETF	NUVEEN ESG SMLCP	67092P607	223	5,138	SH		SOLE		5,138	0	0
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	INTL SMCP VLU	025072802	157	2,437	SH		SOLE		2,437	0	0
NUVEEN ESG HIGH YIELD CORPORATE BOND ETF	ESG HI TLD CRP	67092P854	77	3,117	SH		SOLE		3,117	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ISHS 1-5YR INVS	464288646	66	1,215	SH		SOLE		1,215	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	IBONDS DEC2026	46435GAA0	60	2,268	SH		SOLE		2,268	0	0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	CORE MSCI TOTAL	46432F834	54	763	SH		SOLE		763	0	0
UNITEDHEALTH GROUP INC COM	COM	91324P102	51	130	SH		SOLE		130	0	0
ONEOK INC NEW COM	COM	682680103	44	765	SH		SOLE		765	0	0
VANGUARD EXTENDED DURATION TREASURY INDEX FUND	EXTENDED DUR	921910709	41	300	SH		SOLE		300	0	0
DOMINION ENERGY INC COM	COM	25746U109	40	552	SH		SOLE		552	0	0
MERCK & CO INC COM	COM	58933Y105	38	512	SH		SOLE		512	0	0
NISOURCE INC COM	COM	65473P105	37	1,519	SH		SOLE		1,519	0	0
JOHNSON & JOHNSON COM	COM	478160104	34	212	SH		SOLE		212	0	0
DEERE & CO COM	COM	244199105	32	96	SH		SOLE		96	0	0
BIOGEN INC COM	COM	09062X103	28	100	SH		SOLE		100	0	0
PHILLIPS 66 COM	COM	718546104	27	383	SH		SOLE		383	0	0
EVERGY INC COM	COM	30034W106	25	408	SH		SOLE		408	0	0
PUBLIC SVC ENTERPRISE GRP INC COM	COM	744573106	18	299	SH		SOLE		299	0	0
EXXON MOBIL CORP COM	COM	30231G102	18	301	SH		SOLE		301	0	0
ALLIANT ENERGY CORP COM	COM	018802108	15	265	SH		SOLE		265	0	0
VERIZON COMMUNICATIONS INC COM	COM	92343V104	15	272	SH		SOLE		272	0	0
DUPONT DE NEMOURS INC COM	COM	26614N102	12	183	SH		SOLE		183	0	0
DOW INC COM	COM	260557103	12	200	SH		SOLE		200	0	0
ZOETIS INC CL A	CL A	98978V103	10	52	SH		SOLE		52	0	0
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF	IBONDS DEC	46435U697	10	369	SH		SOLE		369	0	0
ISHARES IBONDS DEC 2023 TERM MUNI BOND ETF	IBONDS DEC2023	46435G318	10	382	SH		SOLE		382	0	0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF	IBONDS DEC2021	46435G789	10	388	SH		SOLE		388	0	0
ISHARES IBONDS DEC 2025 TERM MUNI BOND ETF	IBONDS DEC 25	46435U432	10	355	SH		SOLE		355	0	0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF	IBONDS DEC2022	46435G755	10	379	SH		SOLE		379	0	0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF	IBONDS DEC 26	46435U259	10	369	SH		SOLE		369	0	0
ONE GAS INC COM	COM	68235P108	9	150	SH		SOLE		150	0	0
CORTEVA INC COM	COM	22052L104	8	181	SH		SOLE		181	0	0
METLIFE INC COM	COM	59156R108	7	108	SH		SOLE		108	0	0
JONES LANG LASALLE INC COM	COM	48020Q107	5	20	SH		SOLE		20	0	0
CAMPBELL SOUP CO COM	COM	134429109	4	86	SH		SOLE		86	0	0
ORGANON & CO COMMON STOCK	COMMON STOCK	68622V106	2	50	SH		SOLE		50	0	0
HUDBAY MINERALS INC COM	COM	443628102	1	178	SH		SOLE		178	0	0
BRIGHTHOUSE FINL INC COM	COM	10922N103	0	9	SH		SOLE		9	0	0