Klaas Financial Asset Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES INTERNATIONAL SMALLCAP EQUITY FACTOR ETF	ETF	46434V266	3,244,220	98,369	SH		SOLE	0	98,369	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	15,971,147	195,294	SH		SOLE	0	195,294	0	0
NUVEEN ESG SMALL-CAP ETF	ETF	67092P607	1,511,630	36,346	SH		SOLE	0	36,346	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	5,426,572	47,204	SH		SOLE	0	47,204	0	0
ISHARES ESG AWARE USD CORPORATE BOND ETF	ETF	46435G193	2,269,803	98,730	SH		SOLE	0	98,730	0	0
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	2,267,656	92,633	SH		SOLE	0	92,633	0	0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND PIMCO ENHANCED SH	ETF	72201R833	2,464,336	24,511	SH		SOLE	0	24,511	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	3,417,635	30,923	SH		SOLE	0	30,923	0	0
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF	ETF	46435U168	350,466	14,990	SH		SOLE	0	14,990	0	0
ISHARES IBONDS 2024 TERM HIGH YIELD & INCOME ETF	ETF	46435U184	401,088	17,203	SH		SOLE	0	17,203	0	0
AVANTIS U.S. SMALL CAP VALUE ETF	ETF	025072877	15,727,443	167,831	SH		SOLE	0	167,831	0	0
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	ETF	025072802	2,045,743	31,062	SH		SOLE	0	31,062	0	0
NUVEEN ESG HIGH YIELD CORPORATE BOND ETF	ETF	67092P854	450,955	21,350	SH		SOLE	0	21,350	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	1,205,092	50,338	SH		SOLE	0	50,338	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	902,625	38,856	SH		SOLE	0	38,856	0	0
ISHARES FLOATING RATE BOND ETF	ETF	46429B655	753,748	14,762	SH		SOLE	0	14,762	0	0
ISHARES 0-3 MONTH TREASURY BOND ETF	ETF	46436E718	958,155	9,514	SH		SOLE	0	9,514	0	0
ISHARES ESG ADVANCED MSCI EAFE ETF	ETF	46436E759	3,311,186	48,601	SH		SOLE	0	48,601	0	0
ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF	ETF	46436E528	300,587	13,035	SH		SOLE	0	13,035	0	0
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	267,262	8,365	SH		SOLE	0	8,365	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	9,465,785	415,713	SH		SOLE	0	415,713	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	110,451,266	957,947	SH		SOLE	0	957,946	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	17,139,973	230,935	SH		SOLE	0	230,934	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	42,750,582	833,670	SH		SOLE	0	833,669	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	4,708,947	91,259	SH		SOLE	0	91,258	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464289511	9,595,664	186,287	SH		SOLE	0	186,287	0	0
BLACKROCK SHORT DURATION BOND ETF	ETF	46431W507	7,908,581	156,730	SH		SOLE	0	156,729	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,700,158	9,101	SH		SOLE	0	9,101	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	2,001,819	23,707	SH		SOLE	0	23,707	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	275,634	11,557	SH		SOLE	0	11,557	0	0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	1,867,434	43,888	SH		SOLE	0	43,888	0	0
ISHARES 10-20 YEAR TREASURY BOND ETF	ETF	464288653	712,103	6,780	SH		SOLE	0	6,780	0	0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288638	72,276,460	1,400,707	SH		SOLE	0	1,400,706	0	0
ISHARES 3-7 YEAR TREASURY BOND ETF	ETF	464288661	23,419,724	202,225	SH		SOLE	0	202,225	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	47,571,749	260,510	SH		SOLE	0	260,510	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	5,092,517	80,412	SH		SOLE	0	80,412	0	0
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	518,737	5,480	SH		SOLE	0	5,480	0	0
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	7,191,849	76,008	SH		SOLE	0	76,007	0	0
ISHARES GLOBAL REIT ETF	ETF	46434V647	15,939,267	673,111	SH		SOLE	0	673,110	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	1,262,268	27,687	SH		SOLE	0	27,687	0	0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	853,927	9,523	SH		SOLE	0	9,523	0	0
ISHARES MSCI ACWI ETF	ETF	464288257	2,691,705	24,441	SH		SOLE	0	24,441	0	0
ISHARES MSCI INTL QUALITY FACTOR ETF	ETF	46434V456	28,861,098	727,713	SH		SOLE	0	727,713	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	1,237,374	49,874	SH		SOLE	0	49,874	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	1,364,448	54,469	SH		SOLE	0	54,469	0	0
ISHARES MSCI INTL MOMENTUM FACTOR ETF	ETF	46434V449	21,242,339	541,482	SH		SOLE	0	541,482	0	0