Klaas Financial Asset Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
iShares 1-3 Year Treasury Bond ETF	ETF	464287457	18,699,601	228,100	SH		SOLE	0	228,099	0	0
Nuveen ESG U.S. Small Cap ETF	ETF	67092P607	1,129,641	26,972	SH		SOLE	0	26,972	0	0
iShares ESG Aware MSCI U.S. Stock Market ETF	ETF	46435G425	7,627,432	59,210	SH		SOLE	0	59,210	0	0
iShares ESG Aware Year Corporate Bond ETF	ETF	46435G193	3,438,377	151,337	SH		SOLE	0	151,337	0	0
iShares ESG Aware 1-5 Year Corporate Bond ETF	ETF	46435G243	3,483,614	141,037	SH		SOLE	0	141,037	0	0
JP Morgan U.S. Momentum Factor ETF	ETF	46641Q779	24,697,390	423,844	SH		SOLE	0	423,844	0	0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	2,251,228	22,436	SH		SOLE	0	22,436	0	0
iShares S&P Small Cap ETF	ETF	464287804	3,029,966	26,297	SH		SOLE	0	26,297	0	0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	272,641	11,379	SH		SOLE	0	11,379	0	0
iShares MSCI International Developed Markets ETF	ETF	46435G326	43,813,296	679,592	SH		SOLE	0	679,592	0	0
ISHARES IBONDS 2025 TERM HIGH YIELD AND INCOME ETF	ETF	46435U168	367,813	15,854	SH		SOLE	0	15,854	0	0
Avantis U.S. Small Cap Value ETF	ETF	025072877	8,445,217	87,488	SH		SOLE	0	87,488	0	0
Avantis International Small Cap Value ETF	ETF	025072802	5,259,570	80,817	SH		SOLE	0	80,817	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	1,102,150	47,262	SH		SOLE	0	47,262	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	827,592	36,282	SH		SOLE	0	36,282	0	0
ISHARES FLOATING RATE BOND ETF	ETF	46429B655	687,389	13,510	SH		SOLE	0	13,510	0	0
ISHARES 0-3 MONTH TREASURY BOND ETF	ETF	46436E718	873,888	8,711	SH		SOLE	0	8,711	0	0
iShares ESG Advanced MSCI EAFE ETF	ETF	46436E759	2,732,974	42,293	SH		SOLE	0	42,293	0	0
ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF	ETF	46436E528	320,928	13,863	SH		SOLE	0	13,863	0	0
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	275,509	7,965	SH		SOLE	0	7,965	0	0
ISHARES IBONDS 2027 TERM HIGH YIELD AND INCOME ETF	ETF	46436E478	275,109	12,370	SH		SOLE	0	12,370	0	0
iShares U.S. Treasury Bond ETF	ETF	46429B267	10,013,696	435,757	SH		SOLE	0	435,757	0	0
iShares S&P Total U.S. Stock Market ETF	ETF	464287150	152,644,718	1,186,788	SH		SOLE	0	1,186,788	0	0
Dimensional Sustainable Emerging Markets ETF	ETF	25434V682	1,211,744	36,574	SH		SOLE	0	36,574	0	0
iShares MSCI EAFE ETF	ETF	46432F842	1,233,555	17,552	SH		SOLE	0	17,552	0	0
iShares 1-5 Year Investment Grade Corporate Bond ETF	ETF	464288646	48,920,386	946,236	SH		SOLE	0	946,235	0	0
iShares MSCI Emerging Markets ETF	ETF	46434G103	5,501,539	105,353	SH		SOLE	0	105,353	0	0
iShares 10 Year Investment Grade Corporate Bond ETF	ETF	464289511	10,227,104	207,026	SH		SOLE	0	207,026	0	0
BlackRock Short Duration Bond ETF	ETF	46431W507	8,952,372	177,275	SH		SOLE	0	177,274	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,553,191	8,137	SH		SOLE	0	8,137	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	2,112,332	20,805	SH		SOLE	0	20,805	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	1,170,043	48,610	SH		SOLE	0	48,610	0	0
Dimensional Emerging Markets ETF	ETF	25434V732	26,373,120	1,006,992	SH		SOLE	0	1,006,992	0	0
iShares 0-5 Year High-Yield Corporate Bond ETF	ETF	46434V407	1,918,984	45,036	SH		SOLE	0	45,036	0	0
iShares 10-20 Year Treasury Bond ETF	ETF	464288653	752,025	7,555	SH		SOLE	0	7,555	0	0
iShares 5-10 Year Investment Grade Corporate Bond ETF	ETF	464288638	77,947,796	1,513,256	SH		SOLE	0	1,513,255	0	0
iShares 3-7 Year Treasury Bond ETF	ETF	464288661	26,992,757	233,602	SH		SOLE	0	233,602	0	0
Vanguard Dividend Appreciation ETF	ETF	921908844	25,036,396	127,848	SH		SOLE	0	127,847	0	0
iShares 7-10 Year Treasury Bond ETF	ETF	464287440	547,489	5,922	SH		SOLE	0	5,922	0	0
iShares 20 Year Treasury Bond ETF	ETF	464287432	8,223,360	94,164	SH		SOLE	0	94,164	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	1,206,225	26,686	SH		SOLE	0	26,686	0	0
iShares JP Morgan Emerging Markets Bond ETF	ETF	464288281	908,653	10,205	SH		SOLE	0	10,205	0	0
ISHARES MSCI ACWI ETF	ETF	464288257	2,690,181	22,895	SH		SOLE	0	22,895	0	0
iShares MSCI International Quality Factor ETF	ETF	46434V456	10,321,903	278,069	SH		SOLE	0	278,068	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	1,249,218	49,869	SH		SOLE	0	49,869	0	0
iShares MSCI International Momentum Factor ETF	ETF	46434V449	10,500,331	280,758	SH		SOLE	0	280,757	0	0