The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ABBOTT LABS | COM | 002824100 | 345,070 | 3,143 | SH | SOLE | 0 | 0 | 3,143 | ||
ABBVIE INC | COM | 00287Y109 | 219,628 | 1,359 | SH | SOLE | 0 | 0 | 1,359 | ||
ACV AUCTIONS INC | COM CL A | 00091G104 | 180,620 | 22,000 | SH | SOLE | 0 | 0 | 22,000 | ||
ALPHABET INC | CAP STK CL C | 02079K107 | 260,867 | 2,940 | SH | SOLE | 0 | 0 | 2,940 | ||
ALPHABET INC | CAP STK CL A | 02079K305 | 512,617 | 5,810 | SH | SOLE | 0 | 0 | 5,810 | ||
AMAZON COM INC | COM | 023135106 | 621,600 | 7,400 | SH | SOLE | 0 | 0 | 7,400 | ||
AMERICAN EXPRESS CO | COM | 025816109 | 239,946 | 1,624 | SH | SOLE | 0 | 0 | 1,624 | ||
APPLE INC | COM | 037833100 | 3,166,717 | 24,372 | SH | SOLE | 0 | 0 | 24,372 | ||
CHEVRON CORP NEW | COM | 166764100 | 487,316 | 2,715 | SH | SOLE | 0 | 0 | 2,715 | ||
COMMUNITY BK SYS INC | COM | 203607106 | 202,070 | 3,210 | SH | SOLE | 0 | 0 | 3,210 | ||
DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 | 260,749 | 10,860 | SH | SOLE | 0 | 0 | 10,860 | ||
DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | 729,513 | 26,999 | SH | SOLE | 0 | 0 | 26,999 | ||
DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 2,558,015 | 113,892 | SH | SOLE | 0 | 0 | 113,892 | ||
DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | 8,470,986 | 379,015 | SH | SOLE | 0 | 0 | 379,015 | ||
DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | 11,065,465 | 455,744 | SH | SOLE | 0 | 0 | 455,744 | ||
EXXON MOBIL CORP | COM | 30231G102 | 442,303 | 4,010 | SH | SOLE | 0 | 0 | 4,010 | ||
HONEYWELL INTL INC | COM | 438516106 | 262,518 | 1,225 | SH | SOLE | 0 | 0 | 1,225 | ||
INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 1,414,902 | 10,017 | SH | SOLE | 0 | 0 | 10,017 | ||
INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 254,032 | 954 | SH | SOLE | 0 | 0 | 954 | ||
ISHARES INC | CORE MSCI EMKT | 46434G103 | 10,790,548 | 231,061 | SH | SOLE | 0 | 0 | 231,061 | ||
ISHARES TR | S&P MC 400GR ETF | 464287606 | 212,482 | 3,111 | SH | SOLE | 0 | 0 | 3,111 | ||
ISHARES TR | RUSSELL 2000 ETF | 464287655 | 275,141 | 1,578 | SH | SOLE | 0 | 0 | 1,578 | ||
ISHARES TR | S&P MC 400VL ETF | 464287705 | 473,256 | 4,695 | SH | SOLE | 0 | 0 | 4,695 | ||
ISHARES TR | RUS 1000 VAL ETF | 464287598 | 512,562 | 3,380 | SH | SOLE | 0 | 0 | 3,380 | ||
ISHARES TR | RUS 1000 GRW ETF | 464287614 | 556,168 | 2,596 | SH | SOLE | 0 | 0 | 2,596 | ||
ISHARES TR | MBS ETF | 464288588 | 568,465 | 6,129 | SH | SOLE | 0 | 0 | 6,129 | ||
ISHARES TR | RUS MDCP VAL ETF | 464287473 | 591,063 | 5,611 | SH | SOLE | 0 | 0 | 5,611 | ||
ISHARES TR | NEW YORK MUN ETF | 464288323 | 622,879 | 11,887 | SH | SOLE | 0 | 0 | 11,887 | ||
ISHARES TR | SELECT DIVID ETF | 464287168 | 1,083,712 | 8,986 | SH | SOLE | 0 | 0 | 8,986 | ||
ISHARES TR | ISHS 1-5YR INVS | 464288646 | 1,093,251 | 21,944 | SH | SOLE | 0 | 0 | 21,944 | ||
ISHARES TR | CORE S&P500 ETF | 464287200 | 1,155,175 | 3,007 | SH | SOLE | 0 | 0 | 3,007 | ||
ISHARES TR | SHRT NAT MUN ETF | 464288158 | 1,493,877 | 14,327 | SH | SOLE | 0 | 0 | 14,327 | ||
ISHARES TR | CORE US AGGBD ET | 464287226 | 1,516,245 | 15,633 | SH | SOLE | 0 | 0 | 15,633 | ||
ISHARES TR | MICRO-CAP ETF | 464288869 | 1,888,472 | 17,513 | SH | SOLE | 0 | 0 | 17,513 | ||
ISHARES TR | NATIONAL MUN ETF | 464288414 | 1,919,198 | 18,188 | SH | SOLE | 0 | 0 | 18,188 | ||
ISHARES TR | CORE 1 5 YR USD | 46432F859 | 2,793,181 | 60,146 | SH | SOLE | 0 | 0 | 60,146 | ||
ISHARES TR | 0-5YR INVT GR CP | 46434V100 | 3,614,436 | 75,521 | SH | SOLE | 0 | 0 | 75,521 | ||
ISHARES TR | CRE U S REIT ETF | 464288521 | 16,455,470 | 332,770 | SH | SOLE | 0 | 0 | 332,770 | ||
ISHARES TR | CORE MSCI EAFE | 46432F842 | 22,878,424 | 371,162 | SH | SOLE | 0 | 0 | 371,162 | ||
JOHNSON & JOHNSON | COM | 478160104 | 875,831 | 4,958 | SH | SOLE | 0 | 0 | 4,958 | ||
JPMORGAN CHASE & CO | COM | 46625H100 | 243,794 | 1,818 | SH | SOLE | 0 | 0 | 1,818 | ||
LOWES COS INC | COM | 548661107 | 371,583 | 1,865 | SH | SOLE | 0 | 0 | 1,865 | ||
MANNKIND CORP | COM NEW | 56400P706 | 88,610 | 16,814 | SH | SOLE | 0 | 0 | 16,814 | ||
MARSH & MCLENNAN COS INC | COM | 571748102 | 256,660 | 1,551 | SH | SOLE | 0 | 0 | 1,551 | ||
MICROSOFT CORP | COM | 594918104 | 1,892,296 | 7,890 | SH | SOLE | 0 | 0 | 7,890 | ||
NEXTERA ENERGY INC | COM | 65339F101 | 424,270 | 5,075 | SH | SOLE | 0 | 0 | 5,075 | ||
PEPSICO INC | COM | 713448108 | 313,084 | 1,733 | SH | SOLE | 0 | 0 | 1,733 | ||
PFIZER INC | COM | 717081103 | 337,859 | 6,594 | SH | SOLE | 0 | 0 | 6,594 | ||
PROCTER AND GAMBLE CO | COM | 742718109 | 472,413 | 3,117 | SH | SOLE | 0 | 0 | 3,117 | ||
RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 | 1,227,390 | 12,162 | SH | SOLE | 0 | 0 | 12,162 | ||
ROCKWELL AUTOMATION INC | COM | 773903109 | 259,631 | 1,008 | SH | SOLE | 0 | 0 | 1,008 | ||
SCHWAB STRATEGIC TR | 5 10YR CORP BD | 808524698 | 258,859 | 6,006 | SH | SOLE | 0 | 0 | 6,006 | ||
SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 344,889 | 5,224 | SH | SOLE | 0 | 0 | 5,224 | ||
SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 390,071 | 9,629 | SH | SOLE | 0 | 0 | 9,629 | ||
SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 432,941 | 9,589 | SH | SOLE | 0 | 0 | 9,589 | ||
SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 546,077 | 11,320 | SH | SOLE | 0 | 0 | 11,320 | ||
SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 | 665,114 | 13,510 | SH | SOLE | 0 | 0 | 13,510 | ||
SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | 3,339,241 | 173,107 | SH | SOLE | 0 | 0 | 173,107 | ||
SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 5,857,945 | 181,867 | SH | SOLE | 0 | 0 | 181,867 | ||
SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | 5,928,834 | 250,479 | SH | SOLE | 0 | 0 | 250,479 | ||
SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 8,654,304 | 193,133 | SH | SOLE | 0 | 0 | 193,133 | ||
SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | 18,688,855 | 593,863 | SH | SOLE | 0 | 0 | 593,863 | ||
SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | 76,490,168 | 1,675,579 | SH | SOLE | 0 | 0 | 1,675,579 | ||
SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 | 237,195 | 1,746 | SH | SOLE | 0 | 0 | 1,746 | ||
SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | 206,088 | 622 | SH | SOLE | 0 | 0 | 622 | ||
SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 | 1,099,381 | 33,355 | SH | SOLE | 0 | 0 | 33,355 | ||
SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | 2,403,168 | 80,942 | SH | SOLE | 0 | 0 | 80,942 | ||
SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 10,600,578 | 27,719 | SH | SOLE | 0 | 0 | 27,719 | ||
SPDR SER TR | PORTFOLIO INTRMD | 78464A375 | 224,434 | 7,051 | SH | SOLE | 0 | 0 | 7,051 | ||
SPDR SER TR | S&P DIVID ETF | 78464A763 | 482,675 | 3,858 | SH | SOLE | 0 | 0 | 3,858 | ||
SPDR SER TR | PORTFOLIO SHORT | 78464A474 | 1,685,854 | 57,381 | SH | SOLE | 0 | 0 | 57,381 | ||
SPDR SER TR | S&P 600 SMCP VAL | 78464A300 | 9,909,995 | 133,522 | SH | SOLE | 0 | 0 | 133,522 | ||
SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 | 11,792,479 | 469,259 | SH | SOLE | 0 | 0 | 469,259 | ||
SPDR SER TR | S&P 400 MDCP VAL | 78464A839 | 11,800,818 | 182,336 | SH | SOLE | 0 | 0 | 182,336 | ||
SPDR SER TR | PORTFOLI S&P1500 | 78464A805 | 60,958,766 | 1,289,041 | SH | SOLE | 0 | 0 | 1,289,041 | ||
TESLA INC | COM | 88160R101 | 395,408 | 3,210 | SH | SOLE | 0 | 0 | 3,210 | ||
UNITEDHEALTH GROUP INC | COM | 91324P102 | 234,340 | 442 | SH | SOLE | 0 | 0 | 442 | ||
VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 | 469,266 | 2,988 | SH | SOLE | 0 | 0 | 2,988 | ||
VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 3,089,416 | 41,039 | SH | SOLE | 0 | 0 | 41,039 | ||
VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 47,602,409 | 662,617 | SH | SOLE | 0 | 0 | 662,617 | ||
VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 297,359 | 1,459 | SH | SOLE | 0 | 0 | 1,459 | ||
VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 481,838 | 2,766 | SH | SOLE | 0 | 0 | 2,766 | ||
VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 783,215 | 4,357 | SH | SOLE | 0 | 0 | 4,357 | ||
VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 825,824 | 4,118 | SH | SOLE | 0 | 0 | 4,118 | ||
VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 1,000,978 | 4,697 | SH | SOLE | 0 | 0 | 4,697 | ||
VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 1,138,499 | 6,203 | SH | SOLE | 0 | 0 | 6,203 | ||
VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | 1,282,076 | 9,480 | SH | SOLE | 0 | 0 | 9,480 | ||
VANGUARD INDEX FDS | VALUE ETF | 922908744 | 2,876,317 | 20,491 | SH | SOLE | 0 | 0 | 20,491 | ||
VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 3,390,431 | 9,650 | SH | SOLE | 0 | 0 | 9,650 | ||
VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 4,058,279 | 49,203 | SH | SOLE | 0 | 0 | 49,203 | ||
VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 5,176,761 | 32,599 | SH | SOLE | 0 | 0 | 32,599 | ||
VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 16,885,901 | 88,320 | SH | SOLE | 0 | 0 | 88,320 | ||
VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | 671,742 | 6,534 | SH | SOLE | 0 | 0 | 6,534 | ||
VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 5,906,718 | 151,532 | SH | SOLE | 0 | 0 | 151,532 | ||
VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 1,236,013 | 24,975 | SH | SOLE | 0 | 0 | 24,975 | ||
VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 303,626 | 5,192 | SH | SOLE | 0 | 0 | 5,192 | ||
VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 854,649 | 14,781 | SH | SOLE | 0 | 0 | 14,781 | ||
VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | 2,212,584 | 48,607 | SH | SOLE | 0 | 0 | 48,607 | ||
VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | 2,916,900 | 37,633 | SH | SOLE | 0 | 0 | 37,633 | ||
VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 35,303,587 | 469,525 | SH | SOLE | 0 | 0 | 469,525 | ||
VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 494,272 | 3,255 | SH | SOLE | 0 | 0 | 3,255 | ||
VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 1,394,527 | 26,963 | SH | SOLE | 0 | 0 | 26,963 | ||
VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 8,602,867 | 204,977 | SH | SOLE | 0 | 0 | 204,977 | ||
VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 767,129 | 7,089 | SH | SOLE | 0 | 0 | 7,089 | ||
VANGUARD WORLD FD | ESG US STK ETF | 921910733 | 365,985 | 5,557 | SH | SOLE | 0 | 0 | 5,557 | ||
WISDOMTREE TR | INTL SMCAP DIV | 97717W760 | 204,188 | 3,523 | SH | SOLE | 0 | 0 | 3,523 | ||
WISDOMTREE TR | INTL EQUITY FD | 97717W703 | 259,935 | 5,526 | SH | SOLE | 0 | 0 | 5,526 |