Exhibit 4.13
Part two, special terms
Article 2 8 the covenant
28.1 The Lender
name | Xinjiang Tianshan Rural Commercial Bank Co., Ltd. [Tianshan District Sub-branch] | ||
certificate type | business license | ID Number |
[*] |
Legal representative / responsible person | Guoliang Yang | Business contact person | [*] |
postal address | 251 South Road | ||
zip code | 830000 | contact number | [*] |
fax NO | / | Other modes of communication | / |
28.2 The Borrower
Borrower name | Xinjiang United Family Trading Co., Ltd | ||
certificate type | business license | ID Number |
[*] |
legal representative | Baolin Wang | accredited representative | |
postal address | [*] | ||
zip code | 830000 | contact number | [*] |
fax NO | / | mail box | / |
28.3 The Guarantor
Name of mortgagor | / |
/ | |
/ | |
Name of the pledgee | / |
/ | |
/ |
Name of guarantor | Li Gang Xiong Ying |
/ |
Article 29, loan details
Loan types | Corporate working capital loans |
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value of loan | the capital form of a Chinese numeral | RMB three million only |
the ordinary form of a Chinese numeral | RMB 3,000,000 only | |
credit period | A total of [12] months | From [November 15,2023] To [November 14,2024] |
intended use of the loan | [ P a ying a d v e r t i s i n g f e e ] | |
lending rate | Interest calculation method | Calculated as simple interest |
Interest rate type | [Fixed rate] (Fixed rate / floating rate). If it is the floating rate, the interest rate adjustment cycle is [ (Immediate adjustment / monthly / quarterly / half-year / year). | |
exercise rate | The loan prime rate (LPR) issued by the People's Bank of China is the pricing benchmark [plus 205 basis points], and the current LPR is [3.45%], so the annual interest rate is [5.5%] |
Article 30, repayment method
30.1 | The Borrower and the Lender agree to pay the principal and interest in the following way [30.1.2]: |
30.1.1 | The interest shall be repaid to the principal and interest of the loan in a lump sum upon maturity. |
30.1.2 | Settlement by [month] (month / quarter / year) and repayment at maturity. |
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30.1.3 | Pay the interest by [ ] (month / quarter / year), repay the principal in [ ] times, and the specific repayment time and amount is as follows: |
order numbe | Repayment time | Amount of repayment principal |
1 | / | / |
2 | / | / |
3 | / | / |
4 | / | / |
5 | Date | Yuan |
30.1.4 | [/] (average principal / average principal) repayment, and the first repayment amount is [/] Yuan, the average monthly repayment amount is [/] yuan, the specific repayment details are attached to the list. |
30.1.5. | Other repayment methods: [/]. |
30.2 | The borrower shall designate the following accounts as accounts for loan issuance, fund withdrawal and principal and interest repayment: |
30.2.1 | Loan issuance account; |
Account name: [Xinjiang United Family Trading Co., Ltd.]
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Account number: [*]
Opening Bank: [Tianshan District Sub-branch]
line number: [ ]
30.2.2 | Fund withdrawal account (project capital corresponding to the loan ratio of the lender [ ]; through [%] of operating or rental revenue deposited into the account): |
Account name: [Xinjiang United Family Trading Co., Ltd.]
Account number: [*]
Opening Bank: [Tianshan District Sub-branch]
line number:[ ]
30.2.3 | Service account: |
Account name: [Xinjiang United Family Trading Co., Ltd.]
Account number: [*]
Opening Bank: [Tianshan District Sub-branch]
line number:[ ]
Article 31 Loan guarantee
The guarantor provides guarantee for the loan under this contract, and the guarantee content shall be subject to the provisions of the guarantee contract.
Article 32 Other agreed matters: [ ]
Article 3 3. This contract is made in [ ] originals, including the borrower, lender, guarantor, the notary public and / or the collateral registration authority shall hold one copy each, which shall have the same legal effect.
Clause 3 4 Contract No. The number of this contract is: [*].
(below are the signature pages)
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(This page is a signature page)
Statement: The Lender has advised the Borrower, the mortgagor, the pledgor and / or the guarantor of the relevant provisions (especially the boldface terms), and the Lender has explained the concept, content and legal effect of the relevant provisions.
This person has known and understood the above terms and confirms that there is no misunderstanding or doubt about this contract.
The borrower, mortgagor, pledgor and / or guarantor in the corresponding signature column. | |
The borrower’s signature | |
Borrower and Legal Representative / Responsible Person / Authorized Agent (signature):
Date of signing: | |
The mortgagor’s signature |
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Mortgagor and Legal Representative / Responsible Person / Authorized Agent (signature): |
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Date of signing: |
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(This page is a signature page)
The pledgee signs the column |
Pledgor and Legal Representative / Responsible Person / Authorized Agent (signature):
Date of signing: |
The guarantor’s signature |
Guarantor and Legal representative / Responsible Person / Authorized agent (signature and seal)
Date of signing: |
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(This page is a signature page)
The lender’s signature | |
Principal (signature): The Lender (Signature and seal): Owner (signature and seal) | |
date of signature: November 2023 | Signing location:
subbranch |
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