Berger Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	900,405	8,996	SH		SOLE		0	0	8,996
ABBOTT LABS	COM	002824100	365,234	3,350	SH		SOLE		0	0	3,350
ABBVIE INC	COM	00287Y109	775,155	5,753	SH		SOLE		0	0	5,753
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	205,823	667	SH		SOLE		0	0	667
ADOBE SYSTEMS INCORPORATED	COM	00724F101	681,653	1,394	SH		SOLE		0	0	1,394
ADVANCED MICRO DEVICES INC	COM	007903107	272,815	2,395	SH		SOLE		0	0	2,395
ALPHABET INC	CAP STK CL C	02079K107	1,821,102	15,054	SH		SOLE		0	0	15,054
ALPHABET INC	CAP STK CL A	02079K305	2,496,361	20,855	SH		SOLE		0	0	20,855
ALTRIA GROUP INC	COM	02209S103	358,140	7,906	SH		SOLE		0	0	7,906
AMAZON COM INC	COM	023135106	11,582,372	88,849	SH		SOLE		0	0	88,849
AMERICAN EXPRESS CO	COM	025816109	200,476	1,151	SH		SOLE		0	0	1,151
AMGEN INC	COM	031162100	1,007,226	4,537	SH		SOLE		0	0	4,537
AMPLIFY ETF TR	CWP ENHANCED DIV	032108409	556,561	15,460	SH		SOLE		0	0	15,460
APPLE INC	COM	037833100	33,110,753	170,700	SH		SOLE		0	0	170,700
APPLIED MATLS INC	COM	038222105	289,142	2,000	SH		SOLE		0	0	2,000
ASSURANT INC	COM	04621X108	4,504,420	35,829	SH		SOLE		0	0	35,829
AT&T INC	COM	00206R102	250,905	15,731	SH		SOLE		0	0	15,731
AUTOZONE INC	COM	053332102	306,684	123	SH		SOLE		0	0	123
BANK AMERICA CORP	COM	060505104	399,510	13,925	SH		SOLE		0	0	13,925
BANK AMERICA CORP	7.25%CNV PFD L	060505682	264,832	226	SH		SOLE		0	0	226
BANK MONTREAL QUE	COM	063671101	785,788	8,701	SH		SOLE		0	0	8,701
BARRICK GOLD CORP	COM	067901108	187,957	11,102	SH		SOLE		0	0	11,102
BECTON DICKINSON & CO	COM	075887109	649,233	2,459	SH		SOLE		0	0	2,459
BEST BUY INC	COM	086516101	232,809	2,841	SH		SOLE		0	0	2,841
BIO-TECHNE CORP	COM	09073M104	3,570,742	43,743	SH		SOLE		0	0	43,743
BLACKSTONE INC	COM	09260D107	211,098	2,271	SH		SOLE		0	0	2,271
BLOCK INC	CL A	852234103	937,639	14,085	SH		SOLE		0	0	14,085
BOEING CO	COM	097023105	4,173,789	19,766	SH		SOLE		0	0	19,766
BOOKING HOLDINGS INC	COM	09857L108	207,926	77	SH		SOLE		0	0	77
BP PLC	SPONSORED ADR	055622104	217,902	6,175	SH		SOLE		0	0	6,175
BRISTOL-MYERS SQUIBB CO	COM	110122108	428,945	6,707	SH		SOLE		0	0	6,707
BROADCOM INC	COM	11135F101	610,160	703	SH		SOLE		0	0	703
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	21,345,067	226,233	SH		SOLE		0	0	226,233
CAMDEN PPTY TR	SH BEN INT	133131102	4,183,704	38,428	SH		SOLE		0	0	38,428
CANADIAN IMPERIAL BK COMM TO	COM	136069101	447,884	10,494	SH		SOLE		0	0	10,494
CATERPILLAR INC	COM	149123101	513,206	2,086	SH		SOLE		0	0	2,086
CDW CORP	COM	12514G108	4,423,941	24,109	SH		SOLE		0	0	24,109
CHEMED CORP NEW	COM	16359R103	255,869	472	SH		SOLE		0	0	472
CHENIERE ENERGY INC	COM NEW	16411R208	206,905	1,358	SH		SOLE		0	0	1,358
CHEVRON CORP NEW	COM	166764100	503,984	3,203	SH		SOLE		0	0	3,203
CHURCH & DWIGHT CO INC	COM	171340102	4,201,573	41,919	SH		SOLE		0	0	41,919
CION INVT CORP	COM	17259U204	3,781,363	364,293	SH		SOLE		0	0	364,293
CISCO SYS INC	COM	17275R102	810,817	15,671	SH		SOLE		0	0	15,671
COCA COLA CO	COM	191216100	811,106	13,469	SH		SOLE		0	0	13,469
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	4,742,988	72,656	SH		SOLE		0	0	72,656
COHEN & STEERS REIT & PFD &	COM	19247X100	214,349	11,287	SH		SOLE		0	0	11,287
COINBASE GLOBAL INC	COM CL A	19260Q107	264,449	3,696	SH		SOLE		0	0	3,696
COLGATE PALMOLIVE CO	COM	194162103	4,639,757	60,225	SH		SOLE		0	0	60,225
COMCAST CORP NEW	CL A	20030N101	5,048,290	121,499	SH		SOLE		0	0	121,499
CONSTELLATION BRANDS INC	CL A	21036P108	396,656	1,612	SH		SOLE		0	0	1,612
COSTCO WHSL CORP NEW	COM	22160K105	8,149,841	15,138	SH		SOLE		0	0	15,138
CSX CORP	COM	126408103	280,584	8,228	SH		SOLE		0	0	8,228
CVS HEALTH CORP	COM	126650100	243,112	3,517	SH		SOLE		0	0	3,517
DANAHER CORPORATION	COM	235851102	612,908	2,554	SH		SOLE		0	0	2,554
DEERE & CO	COM	244199105	343,226	847	SH		SOLE		0	0	847
DELAWARE INVTS NATL MUN INCO	SH BEN INT	24610T108	441,667	43,991	SH		SOLE		0	0	43,991
DELTA AIR LINES INC DEL	COM NEW	247361702	447,257	9,408	SH		SOLE		0	0	9,408
DISNEY WALT CO	COM	254687106	763,250	8,549	SH		SOLE		0	0	8,549
DOLLAR GEN CORP NEW	COM	256677105	273,740	1,612	SH		SOLE		0	0	1,612
DONALDSON INC	COM	257651109	2,135,385	34,161	SH		SOLE		0	0	34,161
DTE ENERGY CO	COM	233331107	4,355,938	39,592	SH		SOLE		0	0	39,592
ECOLAB INC	COM	278865100	334,922	1,794	SH		SOLE		0	0	1,794
EDWARDS LIFESCIENCES CORP	COM	28176E108	549,190	5,822	SH		SOLE		0	0	5,822
ELECTRONIC ARTS INC	COM	285512109	4,784,551	36,889	SH		SOLE		0	0	36,889
ELEVANCE HEALTH INC	COM	036752103	307,968	693	SH		SOLE		0	0	693
ENPHASE ENERGY INC	COM	29355A107	266,964	1,594	SH		SOLE		0	0	1,594
ETF MANAGERS TR	ETHO CLIMATE LEA	26924G888	1,312,382	24,644	SH		SOLE		0	0	24,644
EXACT SCIENCES CORP	COM	30063P105	227,051	2,418	SH		SOLE		0	0	2,418
EXPEDITORS INTL WASH INC	COM	302130109	5,118,216	42,254	SH		SOLE		0	0	42,254
EXXON MOBIL CORP	COM	30231G102	1,130,481	10,541	SH		SOLE		0	0	10,541
F5 INC	COM	315616102	4,605,435	31,488	SH		SOLE		0	0	31,488
FASTENAL CO	COM	311900104	431,862	7,321	SH		SOLE		0	0	7,321
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	240,767	5,301	SH		SOLE		0	0	5,301
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	24,314,954	1,522,539	SH		SOLE		0	0	1,522,539
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	25,392,418	532,671	SH		SOLE		0	0	532,671
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	518,995	10,145	SH		SOLE		0	0	10,145
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	16,909,413	110,418	SH		SOLE		0	0	110,418
FIRST TR EXCHNG TRADED FD VI	TCW OPPORTUNIS	33740F805	247,176	5,596	SH		SOLE		0	0	5,596
FIRST TR STOXX EUROPEAN SELE	COMMON SHS	33735T109	276,089	24,325	SH		SOLE		0	0	24,325
FISERV INC	COM	337738108	2,378,685	18,856	SH		SOLE		0	0	18,856
FORD MTR CO DEL	COM	345370860	230,466	15,232	SH		SOLE		0	0	15,232
FRANKLIN ETF TR	SHRT DUR US GOVT	353506108	466,416	5,215	SH		SOLE		0	0	5,215
GARTNER INC	COM	366651107	210,537	601	SH		SOLE		0	0	601
GENERAL MLS INC	COM	370334104	257,156	3,353	SH		SOLE		0	0	3,353
GENUINE PARTS CO	COM	372460105	4,806,106	28,400	SH		SOLE		0	0	28,400
GLOBAL X FDS	S&P 500 COVERED	37954Y475	1,589,055	38,710	SH		SOLE		0	0	38,710
GOLDMAN SACHS ETF TR	INNOVAT EQ ETF	38149W820	17,295,944	352,019	SH		SOLE		0	0	352,019
GOLDMAN SACHS GROUP INC	COM	38141G104	339,789	1,053	SH		SOLE		0	0	1,053
GRAINGER W W INC	COM	384802104	6,415,768	8,136	SH		SOLE		0	0	8,136
HARTFORD FDS EXCHANGE TRADED	CORE BD ETF	41653L701	43,716,006	1,265,297	SH		SOLE		0	0	1,265,297
HARTFORD FDS EXCHANGE TRADED	TOTAL RTRN ETF	41653L305	11,661,612	348,837	SH		SOLE		0	0	348,837
HARTFORD FINL SVCS GROUP INC	COM	416515104	4,402,591	61,130	SH		SOLE		0	0	61,130
HAWKINS INC	COM	420261109	3,340,113	70,038	SH		SOLE		0	0	70,038
HENRY SCHEIN INC	COM	806407102	4,653,194	57,376	SH		SOLE		0	0	57,376
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	4,784,984	284,820	SH		SOLE		0	0	284,820
HOME DEPOT INC	COM	437076102	7,450,980	23,986	SH		SOLE		0	0	23,986
HONEYWELL INTL INC	COM	438516106	1,016,382	4,898	SH		SOLE		0	0	4,898
HUMANA INC	COM	444859102	4,191,926	9,375	SH		SOLE		0	0	9,375
HUNT J B TRANS SVCS INC	COM	445658107	382,336	2,112	SH		SOLE		0	0	2,112
INCYTE CORP	COM	45337C102	3,631,790	58,342	SH		SOLE		0	0	58,342
INDEPENDENCE RLTY TR INC	COM	45378A106	6,792,198	372,788	SH		SOLE		0	0	372,788
INNOVATOR ETFS TR	INTRNL DEV JAN	45782C524	676,814	23,234	SH		SOLE		0	0	23,234
INNOVATOR ETFS TR	US EQTY ULTRA B	45782C532	324,722	10,756	SH		SOLE		0	0	10,756
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C672	1,765,842	61,265	SH		SOLE		0	0	61,265
INNOVATOR ETFS TR	US SML CP PWR B	45782C474	250,199	7,823	SH		SOLE		0	0	7,823
INNOVATOR ETFS TR	EMRGNG MKT JULY	45782C714	1,554,400	67,436	SH		SOLE		0	0	67,436
INNOVATOR ETFS TR	US SML CP PWR B	45782C284	992,739	38,643	SH		SOLE		0	0	38,643
INNOVATOR ETFS TR	INTRNL DEV APRL	45782C367	966,053	38,766	SH		SOLE		0	0	38,766
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C375	1,576,136	52,433	SH		SOLE		0	0	52,433
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C730	4,809,062	168,209	SH		SOLE		0	0	168,209
INNOVATOR ETFS TR	EMRGNG MKT APRIL	45782C359	304,179	12,350	SH		SOLE		0	0	12,350
INNOVATOR ETFS TR	INTRNL DEV JULY	45782C722	4,544,616	173,001	SH		SOLE		0	0	173,001
INSPIRE MED SYS INC	COM	457730109	545,396	1,680	SH		SOLE		0	0	1,680
INTEL CORP	COM	458140100	475,681	14,225	SH		SOLE		0	0	14,225
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,877,928	36,454	SH		SOLE		0	0	36,454
INTERPUBLIC GROUP COS INC	COM	460690100	4,891,102	126,778	SH		SOLE		0	0	126,778
INTUIT	COM	461202103	1,913,848	4,177	SH		SOLE		0	0	4,177
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,652,938	4,834	SH		SOLE		0	0	4,834
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	503,737	8,020	SH		SOLE		0	0	8,020
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	1,848,840	91,845	SH		SOLE		0	0	91,845
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	2,065,110	97,549	SH		SOLE		0	0	97,549
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	2,449,486	119,080	SH		SOLE		0	0	119,080
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	1,333,785	70,403	SH		SOLE		0	0	70,403
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	409,334	21,515	SH		SOLE		0	0	21,515
INVESCO EXCHANGE TRADED FD T	S&P MDCP QUALITY	46137V472	211,047	2,615	SH		SOLE		0	0	2,615
INVESCO QQQ TR	UNIT SER 1	46090E103	2,152,303	5,826	SH		SOLE		0	0	5,826
ISHARES TR	MSCI INTL QUALTY	46434V456	259,671	7,294	SH		SOLE		0	0	7,294
ISHARES TR	ISHARES BIOTECH	464287556	473,307	3,728	SH		SOLE		0	0	3,728
ISHARES TR	TIPS BD ETF	464287176	364,032	3,383	SH		SOLE		0	0	3,383
ISHARES TR	USD GRN BOND ETF	46435U440	1,480,478	31,813	SH		SOLE		0	0	31,813
ISHARES TR	GL CLEAN ENE ETF	464288224	528,655	28,731	SH		SOLE		0	0	28,731
ISHARES TR	RUSSELL 2000 ETF	464287655	200,567	1,071	SH		SOLE		0	0	1,071
ISHARES TR	CORE S&P SCP ETF	464287804	385,416	3,868	SH		SOLE		0	0	3,868
ISHARES TR	JPMORGAN USD EMG	464288281	3,284,348	37,952	SH		SOLE		0	0	37,952
ISHARES TR	20 YR TR BD ETF	464287432	10,834,013	105,246	SH		SOLE		0	0	105,246
ISHARES TR	CORE S&P500 ETF	464287200	1,033,537	2,319	SH		SOLE		0	0	2,319
ISHARES TR	MSCI EAFE ETF	464287465	501,313	6,915	SH		SOLE		0	0	6,915
ISHARES TR	S&P 500 GRWT ETF	464287309	948,309	13,455	SH		SOLE		0	0	13,455
ISHARES TR	IBOXX INV CP ETF	464287242	238,388	2,204	SH		SOLE		0	0	2,204
ISHARES TR	EAFE GRWTH ETF	464288885	2,158,542	22,624	SH		SOLE		0	0	22,624
ISHARES TR	MSCI USA MIN VOL	46429B697	2,253,768	30,321	SH		SOLE		0	0	30,321
ISHARES TR	RUS 1000 VAL ETF	464287598	610,188	3,866	SH		SOLE		0	0	3,866
ISHARES TR	CORE DIV GRWTH	46434V621	266,273	5,167	SH		SOLE		0	0	5,167
ISHARES TR	EAFE SML CP ETF	464288273	216,273	3,667	SH		SOLE		0	0	3,667
ISHARES TR	MSCI EAFE MIN VL	46429B689	291,650	4,321	SH		SOLE		0	0	4,321
ISHARES TR	1 3 YR TREAS BD	464287457	476,532	5,877	SH		SOLE		0	0	5,877
ISHARES TR	CORE S&P MCP ETF	464287507	330,077	1,262	SH		SOLE		0	0	1,262
ISHARES TR	ESG AWRE 1 5 YR	46435G243	416,219	17,408	SH		SOLE		0	0	17,408
ISHARES TR	RUSEL 2500 ETF	46435G268	7,055,719	122,772	SH		SOLE		0	0	122,772
ISHARES TR	CORE US AGGBD ET	464287226	19,823,528	202,384	SH		SOLE		0	0	202,384
J P MORGAN EXCHANGE TRADED F	INTRNL RES EQT	46641Q134	266,400	4,663	SH		SOLE		0	0	4,663
J P MORGAN EXCHANGE TRADED F	BETABUILDERS US	46641Q241	44,376,775	960,952	SH		SOLE		0	0	960,952
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	339,709	6,775	SH		SOLE		0	0	6,775
J P MORGAN EXCHANGE TRADED F	DIV RTN EM EQT	46641Q308	3,038,482	60,180	SH		SOLE		0	0	60,180
JOHNSON & JOHNSON	COM	478160104	2,295,982	13,871	SH		SOLE		0	0	13,871
JPMORGAN CHASE & CO	COM	46625H100	892,559	6,137	SH		SOLE		0	0	6,137
KELLOGG CO	COM	487836108	4,574,648	67,873	SH		SOLE		0	0	67,873
KIMBERLY-CLARK CORP	COM	494368103	5,050,453	36,582	SH		SOLE		0	0	36,582
KLA CORP	COM NEW	482480100	207,342	427	SH		SOLE		0	0	427
LEGG MASON ETF INVT	FRANKLIN INTL LW	52468L505	375,571	13,813	SH		SOLE		0	0	13,813
LEIDOS HOLDINGS INC	COM	525327102	4,267,828	48,235	SH		SOLE		0	0	48,235
LEXICON PHARMACEUTICALS INC	COM NEW	528872302	25,028	10,929	SH		SOLE		0	0	10,929
LILLY ELI & CO	COM	532457108	1,301,269	2,775	SH		SOLE		0	0	2,775
LOCKHEED MARTIN CORP	COM	539830109	6,834,664	14,846	SH		SOLE		0	0	14,846
LOWES COS INC	COM	548661107	239,752	1,062	SH		SOLE		0	0	1,062
LPL FINL HLDGS INC	COM	50212V100	200,938	924	SH		SOLE		0	0	924
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	4,492,261	48,919	SH		SOLE		0	0	48,919
MASTERCARD INCORPORATED	CL A	57636Q104	7,474,102	19,004	SH		SOLE		0	0	19,004
MCDONALDS CORP	COM	580135101	631,715	2,117	SH		SOLE		0	0	2,117
MCKESSON CORP	COM	58155Q103	225,291	527	SH		SOLE		0	0	527
MEDTRONIC PLC	SHS	G5960L103	4,151,184	47,119	SH		SOLE		0	0	47,119
MERCK & CO INC	COM	58933Y105	5,980,975	51,833	SH		SOLE		0	0	51,833
META PLATFORMS INC	CL A	30303M102	870,124	3,032	SH		SOLE		0	0	3,032
METLIFE INC	COM	59156R108	3,817,629	67,533	SH		SOLE		0	0	67,533
MICROSOFT CORP	COM	594918104	12,955,495	38,044	SH		SOLE		0	0	38,044
MOLINA HEALTHCARE INC	COM	60855R100	4,564,991	15,154	SH		SOLE		0	0	15,154
MORGAN STANLEY	COM NEW	617446448	493,291	5,776	SH		SOLE		0	0	5,776
NETAPP INC	COM	64110D104	5,458,457	71,446	SH		SOLE		0	0	71,446
NETFLIX INC	COM	64110L106	884,064	2,007	SH		SOLE		0	0	2,007
NEXTERA ENERGY INC	COM	65339F101	2,792,957	37,641	SH		SOLE		0	0	37,641
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	182,738	8,394	SH		SOLE		0	0	8,394
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	82,726	3,800	SH	Call	SOLE		0	0	3,800
NUSHARES ETF TR	ESG HI TLD CRP	67092P854	206,600	10,049	SH		SOLE		0	0	10,049
NUVEEN PFD & INCOME SECS FD	COM	67072C105	190,143	29,803	SH		SOLE		0	0	29,803
NVIDIA CORPORATION	COM	67066G104	4,788,931	11,321	SH		SOLE		0	0	11,321
ORACLE CORP	COM	68389X105	776,346	6,519	SH		SOLE		0	0	6,519
PACER FDS TR	US CASH COWS 100	69374H881	392,996	8,210	SH		SOLE		0	0	8,210
PALO ALTO NETWORKS INC	COM	697435105	256,022	1,002	SH		SOLE		0	0	1,002
PAYCOM SOFTWARE INC	COM	70432V102	440,174	1,370	SH		SOLE		0	0	1,370
PAYPAL HLDGS INC	COM	70450Y103	352,869	5,288	SH		SOLE		0	0	5,288
PEPSICO INC	COM	713448108	1,162,045	6,274	SH		SOLE		0	0	6,274
PFIZER INC	COM	717081103	770,267	21,000	SH		SOLE		0	0	21,000
PGIM ETF TR	JENNISON FOC GWT	69344A875	41,141,426	636,286	SH		SOLE		0	0	636,286
PGIM ETF TR	PGIM ULTRA SH BD	69344A107	223,219	4,518	SH		SOLE		0	0	4,518
PHILIP MORRIS INTL INC	COM	718172109	380,954	3,902	SH		SOLE		0	0	3,902
PHILLIPS 66	COM	718546104	4,439,583	46,546	SH		SOLE		0	0	46,546
PROCTER AND GAMBLE CO	COM	742718109	735,223	4,845	SH		SOLE		0	0	4,845
PRUDENTIAL FINL INC	COM	744320102	4,175,420	47,330	SH		SOLE		0	0	47,330
PUBLIC STORAGE	COM	74460D109	622,562	2,133	SH		SOLE		0	0	2,133
QUALCOMM INC	COM	747525103	361,358	3,036	SH		SOLE		0	0	3,036
REALTY INCOME CORP	COM	756109104	241,783	4,044	SH		SOLE		0	0	4,044
REGENERON PHARMACEUTICALS	COM	75886F107	252,927	352	SH		SOLE		0	0	352
ROYAL CARIBBEAN GROUP	COM	V7780T103	411,122	3,963	SH		SOLE		0	0	3,963
ROYAL CARIBBEAN GROUP	COM	V7780T103	134,862	1,300	SH	Call	SOLE		0	0	1,300
SALESFORCE INC	COM	79466L302	385,973	1,827	SH		SOLE		0	0	1,827
SCHWAB CHARLES CORP	COM	808513105	279,285	4,927	SH		SOLE		0	0	4,927
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	8,164,935	186,414	SH		SOLE		0	0	186,414
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	409,309	12,676	SH		SOLE		0	0	12,676
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	559,464	8,339	SH		SOLE		0	0	8,339
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	5,282,836	74,375	SH		SOLE		0	0	74,375
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	25,356,420	349,166	SH		SOLE		0	0	349,166
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	25,316,242	337,775	SH		SOLE		0	0	337,775
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	32,044,863	611,893	SH		SOLE		0	0	611,893
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	10,125,116	284,014	SH		SOLE		0	0	284,014
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	211,414	1,216	SH		SOLE		0	0	1,216
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	469,779	7,179	SH		SOLE		0	0	7,179
SELECT SECTOR SPDR TR	ENERGY	81369Y506	443,108	5,459	SH		SOLE		0	0	5,459
SOUTHERN CO	COM	842587107	454,729	6,473	SH		SOLE		0	0	6,473
SOUTHERN COPPER CORP	COM	84265V105	207,111	2,887	SH		SOLE		0	0	2,887
SOUTHWEST AIRLS CO	COM	844741108	265,815	7,341	SH		SOLE		0	0	7,341
SPDR GOLD TR	GOLD SHS	78463V107	427,135	2,396	SH		SOLE		0	0	2,396
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	233,103	7,640	SH		SOLE		0	0	7,640
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	6,075,111	186,697	SH		SOLE		0	0	186,697
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,885,442	8,765	SH		SOLE		0	0	8,765
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	768,915	1,606	SH		SOLE		0	0	1,606
SPDR SER TR	S&P DIVID ETF	78464A763	367,266	2,996	SH		SOLE		0	0	2,996
SPDR SER TR	BBG CONV SEC ETF	78464A359	283,396	4,051	SH		SOLE		0	0	4,051
SPDR SER TR	PORTFOLI S&P1500	78464A805	913,612	16,782	SH		SOLE		0	0	16,782
STARBUCKS CORP	COM	855244109	625,441	6,314	SH		SOLE		0	0	6,314
STRATEGY SHS	NS 7HANDL IDX	86280R506	6,952,684	341,991	SH		SOLE		0	0	341,991
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	335,257	3,322	SH		SOLE		0	0	3,322
TARGET CORP	COM	87612E106	702,669	5,327	SH		SOLE		0	0	5,327
TE CONNECTIVITY LTD	SHS	H84989104	5,141,900	36,686	SH		SOLE		0	0	36,686
TESLA INC	COM	88160R101	3,518,618	13,442	SH		SOLE		0	0	13,442
TEXAS INSTRS INC	COM	882508104	4,774,563	26,522	SH		SOLE		0	0	26,522
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,999,493	5,749	SH		SOLE		0	0	5,749
TORONTO DOMINION BK ONT	COM NEW	891160509	286,115	4,614	SH		SOLE		0	0	4,614
TOYOTA MOTOR CORP	ADS	892331307	271,025	1,686	SH		SOLE		0	0	1,686
TRACTOR SUPPLY CO	COM	892356106	245,864	1,112	SH		SOLE		0	0	1,112
TRAVELERS COMPANIES INC	COM	89417E109	4,508,703	25,963	SH		SOLE		0	0	25,963
UNION PAC CORP	COM	907818108	487,474	2,382	SH		SOLE		0	0	2,382
UNITED PARCEL SERVICE INC	CL B	911312106	219,793	1,226	SH		SOLE		0	0	1,226
UNITEDHEALTH GROUP INC	COM	91324P102	10,148,188	21,114	SH		SOLE		0	0	21,114
US BANCORP DEL	COM NEW	902973304	328,118	9,931	SH		SOLE		0	0	9,931
VALERO ENERGY CORP	COM	91913Y100	4,099,621	34,950	SH		SOLE		0	0	34,950
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	489,382	6,476	SH		SOLE		0	0	6,476
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	426,037	5,861	SH		SOLE		0	0	5,861
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	405,308	8,292	SH		SOLE		0	0	8,292
VANGUARD INDEX FDS	MID CAP ETF	922908629	292,560	1,329	SH		SOLE		0	0	1,329
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,141,922	5,633	SH		SOLE		0	0	5,633
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	7,429,841	18,243	SH		SOLE		0	0	18,243
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	203,567	924	SH		SOLE		0	0	924
VANGUARD INDEX FDS	VALUE ETF	922908744	715,939	5,038	SH		SOLE		0	0	5,038
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,870,551	27,815	SH		SOLE		0	0	27,815
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	254,949	1,713	SH		SOLE		0	0	1,713
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,154,658	10,833	SH		SOLE		0	0	10,833
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	250,161	4,054	SH		SOLE		0	0	4,054
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	7,836,501	192,638	SH		SOLE		0	0	192,638
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	478,800	10,097	SH		SOLE		0	0	10,097
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	751,026	13,009	SH		SOLE		0	0	13,009
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	762,342	10,076	SH		SOLE		0	0	10,076
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	210,549	4,578	SH		SOLE		0	0	4,578
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	291,628	3,690	SH		SOLE		0	0	3,690
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	287,501	1,770	SH		SOLE		0	0	1,770
VANGUARD STAR FDS	VG TL INTL STK F	921909768	640,183	11,416	SH		SOLE		0	0	11,416
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,476,228	75,276	SH		SOLE		0	0	75,276
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	237,541	2,239	SH		SOLE		0	0	2,239
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	652,500	6,289	SH		SOLE		0	0	6,289
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	219,373	1,402	SH		SOLE		0	0	1,402
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	364,537	1,489	SH		SOLE		0	0	1,489
VANGUARD WORLD FDS	INF TECH ETF	92204A702	290,648	657	SH		SOLE		0	0	657
VECTOR GROUP LTD	COM	92240M108	355,489	27,751	SH		SOLE		0	0	27,751
VERIZON COMMUNICATIONS INC	COM	92343V104	417,631	11,230	SH		SOLE		0	0	11,230
VISA INC	COM CL A	92826C839	7,394,558	31,138	SH		SOLE		0	0	31,138
WALMART INC	COM	931142103	5,637,781	35,868	SH		SOLE		0	0	35,868
WASTE MGMT INC DEL	COM	94106L109	261,455	1,508	SH		SOLE		0	0	1,508
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	254,592	221	SH		SOLE		0	0	221
WELLS FARGO CO NEW	COM	949746101	272,165	6,377	SH		SOLE		0	0	6,377
WISDOMTREE TR	US LARGECAP FUND	97717W588	391,617	8,384	SH		SOLE		0	0	8,384
WISDOMTREE TR	INTL SMCAP DIV	97717W760	284,219	4,780	SH		SOLE		0	0	4,780
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	232,134	8,063	SH		SOLE		0	0	8,063
WISDOMTREE TR	US SMALLCAP FUND	97717W562	342,797	7,650	SH		SOLE		0	0	7,650
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	256,483	5,512	SH		SOLE		0	0	5,512
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,504,762	39,383	SH		SOLE		0	0	39,383
WOLVERINE WORLD WIDE INC	COM	978097103	337,870	23,000	SH		SOLE		0	0	23,000
WP CAREY INC	COM	92936U109	517,092	7,654	SH		SOLE		0	0	7,654
XCEL ENERGY INC	COM	98389B100	1,565,623	25,183	SH		SOLE		0	0	25,183
ZOETIS INC	CL A	98978V103	265,653	1,543	SH		SOLE		0	0	1,543