Berger Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	922,004	9,848	SH		SOLE		0	0	9,848
ABBOTT LABS	COM	002824100	321,931	3,324	SH		SOLE		0	0	3,324
ABBVIE INC	COM	00287Y109	815,577	5,471	SH		SOLE		0	0	5,471
ABRDN NATL MUN INCOME FD	SH BEN INT	24610T108	350,817	40,745	SH		SOLE		0	0	40,745
ADOBE INC	COM	00724F101	713,351	1,399	SH		SOLE		0	0	1,399
ADVANCED MICRO DEVICES INC	COM	007903107	301,469	2,932	SH		SOLE		0	0	2,932
ALPHABET INC	CAP STK CL A	02079K305	2,770,195	21,169	SH		SOLE		0	0	21,169
ALPHABET INC	CAP STK CL C	02079K107	1,944,282	14,746	SH		SOLE		0	0	14,746
ALTRIA GROUP INC	COM	02209S103	314,742	7,485	SH		SOLE		0	0	7,485
AMAZON COM INC	COM	023135106	11,133,949	87,586	SH		SOLE		0	0	87,586
AMGEN INC	COM	031162100	1,232,574	4,586	SH		SOLE		0	0	4,586
AMPLIFY ETF TR	CWP ENHANCED DIV	032108409	543,075	15,637	SH		SOLE		0	0	15,637
APPLE INC	COM	037833100	28,814,907	168,302	SH		SOLE		0	0	168,302
APPLIED MATLS INC	COM	038222105	284,485	2,055	SH		SOLE		0	0	2,055
ASSURANT INC	COM	04621X108	5,168,237	35,996	SH		SOLE		0	0	35,996
AT&T INC	COM	00206R102	260,288	17,329	SH		SOLE		0	0	17,329
AUTOZONE INC	COM	053332102	337,819	133	SH		SOLE		0	0	133
BANK AMERICA CORP	7.25%CNV PFD L	060505682	251,360	226	SH		SOLE		0	0	226
BANK AMERICA CORP	COM	060505104	408,215	14,909	SH		SOLE		0	0	14,909
BANK MONTREAL QUE	COM	063671101	719,761	8,531	SH		SOLE		0	0	8,531
BARRICK GOLD CORP	COM	067901108	161,011	11,066	SH		SOLE		0	0	11,066
BECTON DICKINSON & CO	COM	075887109	586,963	2,270	SH		SOLE		0	0	2,270
BEST BUY INC	COM	086516101	206,064	2,966	SH		SOLE		0	0	2,966
BIO-TECHNE CORP	COM	09073M104	2,980,377	43,784	SH		SOLE		0	0	43,784
BLACKSTONE INC	COM	09260D107	205,718	1,920	SH		SOLE		0	0	1,920
BLOCK INC	CL A	852234103	460,526	10,405	SH		SOLE		0	0	10,405
BOEING CO	COM	097023105	3,732,010	19,470	SH		SOLE		0	0	19,470
BOOKING HOLDINGS INC	COM	09857L108	225,129	73	SH		SOLE		0	0	73
BP PLC	SPONSORED ADR	055622104	244,518	6,315	SH		SOLE		0	0	6,315
BRISTOL-MYERS SQUIBB CO	COM	110122108	374,616	6,454	SH		SOLE		0	0	6,454
BROADCOM INC	COM	11135F101	616,002	742	SH		SOLE		0	0	742
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	18,991,694	220,500	SH		SOLE		0	0	220,500
CAMDEN PPTY TR	SH BEN INT	133131102	3,702,998	39,152	SH		SOLE		0	0	39,152
CANADIAN IMPERIAL BK COMM TO	COM	136069101	405,174	10,494	SH		SOLE		0	0	10,494
CATERPILLAR INC	COM	149123101	559,567	2,050	SH		SOLE		0	0	2,050
CDW CORP	COM	12514G108	4,894,826	24,261	SH		SOLE		0	0	24,261
CHEMED CORP NEW	COM	16359R103	252,816	486	SH		SOLE		0	0	486
CHENIERE ENERGY INC	COM NEW	16411R208	225,374	1,358	SH		SOLE		0	0	1,358
CHEVRON CORP NEW	COM	166764100	541,100	3,209	SH		SOLE		0	0	3,209
CHURCH & DWIGHT CO INC	COM	171340102	3,606,407	39,358	SH		SOLE		0	0	39,358
CION INVT CORP	COM	17259U204	3,702,490	350,283	SH		SOLE		0	0	350,283
CISCO SYS INC	COM	17275R102	814,606	15,153	SH		SOLE		0	0	15,153
COCA COLA CO	COM	191216100	745,302	13,314	SH		SOLE		0	0	13,314
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	4,941,936	72,954	SH		SOLE		0	0	72,954
COHEN & STEERS REIT & PFD &	COM	19247X100	188,609	10,991	SH		SOLE		0	0	10,991
COINBASE GLOBAL INC	COM CL A	19260Q107	260,378	3,468	SH		SOLE		0	0	3,468
COLGATE PALMOLIVE CO	COM	194162103	4,535,102	63,776	SH		SOLE		0	0	63,776
COMCAST CORP NEW	CL A	20030N101	5,388,075	121,517	SH		SOLE		0	0	121,517
CONSTELLATION BRANDS INC	CL A	21036P108	391,955	1,560	SH		SOLE		0	0	1,560
COSTCO WHSL CORP NEW	COM	22160K105	8,501,435	15,048	SH		SOLE		0	0	15,048
CSX CORP	COM	126408103	216,648	7,045	SH		SOLE		0	0	7,045
CVS HEALTH CORP	COM	126650100	249,432	3,572	SH		SOLE		0	0	3,572
DANAHER CORPORATION	COM	235851102	613,786	2,474	SH		SOLE		0	0	2,474
DBX ETF TR	XTRACK USD HIGH	233051432	216,980	6,401	SH		SOLE		0	0	6,401
DEERE & CO	COM	244199105	321,984	853	SH		SOLE		0	0	853
DELTA AIR LINES INC DEL	COM NEW	247361702	373,725	10,101	SH		SOLE		0	0	10,101
DISNEY WALT CO	COM	254687106	641,021	7,909	SH		SOLE		0	0	7,909
DONALDSON INC	COM	257651109	2,019,861	33,868	SH		SOLE		0	0	33,868
DTE ENERGY CO	COM	233331107	3,998,449	40,274	SH		SOLE		0	0	40,274
ECOLAB INC	COM	278865100	270,871	1,599	SH		SOLE		0	0	1,599
EDWARDS LIFESCIENCES CORP	COM	28176E108	333,237	4,810	SH		SOLE		0	0	4,810
ELECTRONIC ARTS INC	COM	285512109	4,496,554	37,347	SH		SOLE		0	0	37,347
ELEVANCE HEALTH INC	COM	036752103	297,877	684	SH		SOLE		0	0	684
ELI LILLY & CO	COM	532457108	1,497,795	2,789	SH		SOLE		0	0	2,789
ETF MANAGERS TR	ETHO CLIMATE LEA	26924G888	1,087,796	21,735	SH		SOLE		0	0	21,735
EXPEDITORS INTL WASH INC	COM	302130109	4,866,377	42,453	SH		SOLE		0	0	42,453
EXXON MOBIL CORP	COM	30231G102	1,196,238	10,174	SH		SOLE		0	0	10,174
F5 INC	COM	315616102	5,099,920	31,649	SH		SOLE		0	0	31,649
FASTENAL CO	COM	311900104	397,194	7,269	SH		SOLE		0	0	7,269
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	24,834,524	1,555,074	SH		SOLE		0	0	1,555,074
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	314,060	7,367	SH		SOLE		0	0	7,367
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	16,680,624	113,978	SH		SOLE		0	0	113,978
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	25,622,574	542,391	SH		SOLE		0	0	542,391
FIRST TR EXCHNG TRADED FD VI	TCW OPPORTUNIS	33740F805	235,340	5,596	SH		SOLE		0	0	5,596
FIRST TR STOXX EUROPEAN SELE	COMMON SHS	33735T109	258,974	23,780	SH		SOLE		0	0	23,780
FISERV INC	COM	337738108	2,096,651	18,561	SH		SOLE		0	0	18,561
FORD MTR CO DEL	COM	345370860	187,553	15,101	SH		SOLE		0	0	15,101
FRANKLIN ETF TR	SHRT DUR US GOVT	353506108	418,631	4,689	SH		SOLE		0	0	4,689
GARTNER INC	COM	366651107	200,325	583	SH		SOLE		0	0	583
GENERAL ELECTRIC CO	COM NEW	369604301	221,117	2,000	SH		SOLE		0	0	2,000
GENERAL MLS INC	COM	370334104	433,172	6,769	SH		SOLE		0	0	6,769
GENUINE PARTS CO	COM	372460105	4,168,367	28,871	SH		SOLE		0	0	28,871
GLOBAL X FDS	S&P 500 COVERED	37954Y475	1,436,048	36,926	SH		SOLE		0	0	36,926
GOLDMAN SACHS ETF TR	INNOVAT EQ ETF	38149W820	16,854,130	360,867	SH		SOLE		0	0	360,867
GOLDMAN SACHS GROUP INC	COM	38141G104	349,579	1,080	SH		SOLE		0	0	1,080
GRAINGER W W INC	COM	384802104	5,558,868	8,035	SH		SOLE		0	0	8,035
HARTFORD FDS EXCHANGE TRADED	TOTAL RTRN ETF	41653L305	12,045,716	375,373	SH		SOLE		0	0	375,373
HARTFORD FDS EXCHANGE TRADED	CORE BD ETF	41653L701	42,419,347	1,278,303	SH		SOLE		0	0	1,278,303
HARTFORD FINL SVCS GROUP INC	COM	416515104	4,399,194	62,039	SH		SOLE		0	0	62,039
HAWKINS INC	COM	420261109	4,121,737	70,038	SH		SOLE		0	0	70,038
HENRY SCHEIN INC	COM	806407102	4,329,369	58,308	SH		SOLE		0	0	58,308
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	5,007,725	288,297	SH		SOLE		0	0	288,297
HOME DEPOT INC	COM	437076102	7,148,563	23,658	SH		SOLE		0	0	23,658
HONEYWELL INTL INC	COM	438516106	915,148	4,954	SH		SOLE		0	0	4,954
HUMANA INC	COM	444859102	4,663,583	9,586	SH		SOLE		0	0	9,586
HUNT J B TRANS SVCS INC	COM	445658107	507,496	2,692	SH		SOLE		0	0	2,692
INCYTE CORP	COM	45337C102	3,480,990	60,256	SH		SOLE		0	0	60,256
INDEPENDENCE RLTY TR INC	COM	45378A106	5,060,937	359,697	SH		SOLE		0	0	359,697
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C375	1,563,883	52,433	SH		SOLE		0	0	52,433
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C730	5,022,656	177,479	SH		SOLE		0	0	177,479
INNOVATOR ETFS TR	US EQTY ULTRA B	45782C532	316,004	10,756	SH		SOLE		0	0	10,756
INNOVATOR ETFS TR	US SML CP PWR B	45782C474	240,332	7,823	SH		SOLE		0	0	7,823
INNOVATOR ETFS TR	INTRNL DEV JAN	45782C524	618,880	22,216	SH		SOLE		0	0	22,216
INNOVATOR ETFS TR	EMRGNG MKT APRIL	45782C359	354,094	14,718	SH		SOLE		0	0	14,718
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C672	2,588,858	90,330	SH		SOLE		0	0	90,330
INNOVATOR ETFS TR	US SML CP PWR B	45782C284	1,764,386	70,519	SH		SOLE		0	0	70,519
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C839	283,232	10,033	SH		SOLE		0	0	10,033
INNOVATOR ETFS TR	EMRGNG MKT JULY	45782C714	2,689,991	119,502	SH		SOLE		0	0	119,502
INNOVATOR ETFS TR	INTRNL DEV APRL	45782C367	936,037	38,766	SH		SOLE		0	0	38,766
INNOVATOR ETFS TR	INTRNL DEV JULY	45782C722	6,490,416	254,926	SH		SOLE		0	0	254,926
INSPIRE MED SYS INC	COM	457730109	318,100	1,603	SH		SOLE		0	0	1,603
INTEL CORP	COM	458140100	512,665	14,421	SH		SOLE		0	0	14,421
INTERNATIONAL BUSINESS MACHS	COM	459200101	5,323,456	37,943	SH		SOLE		0	0	37,943
INTERPUBLIC GROUP COS INC	COM	460690100	3,713,574	129,573	SH		SOLE		0	0	129,573
INTUIT	COM	461202103	2,048,642	4,010	SH		SOLE		0	0	4,010
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,778,877	6,086	SH		SOLE		0	0	6,086
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	455,858	7,754	SH		SOLE		0	0	7,754
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	2,690,295	133,779	SH		SOLE		0	0	133,779
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	1,001,873	53,476	SH		SOLE		0	0	53,476
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	2,151,368	114,524	SH		SOLE		0	0	114,524
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	3,561,881	172,321	SH		SOLE		0	0	172,321
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	2,183,393	102,845	SH		SOLE		0	0	102,845
INVESCO EXCHANGE TRADED FD T	S&P MDCP QUALITY	46137V472	256,131	3,180	SH		SOLE		0	0	3,180
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	559,959	3,952	SH		SOLE		0	0	3,952
INVESCO QQQ TR	UNIT SER 1	46090E103	2,044,578	5,707	SH		SOLE		0	0	5,707
ISHARES TR	CORE S&P SCP ETF	464287804	413,420	4,383	SH		SOLE		0	0	4,383
ISHARES TR	ESG AWRE 1 5 YR	46435G243	376,367	15,834	SH		SOLE		0	0	15,834
ISHARES TR	EAFE GRWTH ETF	464288885	1,931,727	22,384	SH		SOLE		0	0	22,384
ISHARES TR	MSCI USA MIN VOL	46429B697	1,371,609	18,950	SH		SOLE		0	0	18,950
ISHARES TR	JPMORGAN USD EMG	464288281	3,378,197	40,938	SH		SOLE		0	0	40,938
ISHARES TR	S&P 500 GRWT ETF	464287309	848,135	12,396	SH		SOLE		0	0	12,396
ISHARES TR	USD GRN BOND ETF	46435U440	1,111,910	24,638	SH		SOLE		0	0	24,638
ISHARES TR	GL CLEAN ENE ETF	464288224	317,161	21,694	SH		SOLE		0	0	21,694
ISHARES TR	RUS 1000 VAL ETF	464287598	621,871	4,096	SH		SOLE		0	0	4,096
ISHARES TR	EAFE SML CP ETF	464288273	270,541	4,791	SH		SOLE		0	0	4,791
ISHARES TR	IBOXX HI YD ETF	464288513	234,676	3,183	SH		SOLE		0	0	3,183
ISHARES TR	1 3 YR TREAS BD	464287457	561,597	6,936	SH		SOLE		0	0	6,936
ISHARES TR	CORE S&P500 ETF	464287200	1,002,227	2,334	SH		SOLE		0	0	2,334
ISHARES TR	CORE DIV GRWTH	46434V621	212,336	4,287	SH		SOLE		0	0	4,287
ISHARES TR	MSCI EAFE MIN VL	46429B689	281,799	4,321	SH		SOLE		0	0	4,321
ISHARES TR	MSCI INTL QUALTY	46434V456	330,223	9,825	SH		SOLE		0	0	9,825
ISHARES TR	TIPS BD ETF	464287176	245,920	2,371	SH		SOLE		0	0	2,371
ISHARES TR	MSCI EAFE ETF	464287465	476,558	6,915	SH		SOLE		0	0	6,915
ISHARES TR	IBOXX INV CP ETF	464287242	775,155	7,598	SH		SOLE		0	0	7,598
ISHARES TR	CORE S&P MCP ETF	464287507	314,764	1,262	SH		SOLE		0	0	1,262
ISHARES TR	20 YR TR BD ETF	464287432	9,515,893	107,294	SH		SOLE		0	0	107,294
ISHARES TR	CORE US AGGBD ET	464287226	19,637,881	208,825	SH		SOLE		0	0	208,825
ISHARES TR	RUSEL 2500 ETF	46435G268	6,694,113	122,805	SH		SOLE		0	0	122,805
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	364,560	7,265	SH		SOLE		0	0	7,265
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	235,027	4,388	SH		SOLE		0	0	4,388
J P MORGAN EXCHANGE TRADED F	BETABUILDERS US	46641Q241	43,720,691	988,485	SH		SOLE		0	0	988,485
J P MORGAN EXCHANGE TRADED F	INTRNL RES EQT	46641Q134	253,530	4,663	SH		SOLE		0	0	4,663
J P MORGAN EXCHANGE TRADED F	DIV RTN EM EQT	46641Q308	2,954,605	58,658	SH		SOLE		0	0	58,658
JOHNSON & JOHNSON	COM	478160104	2,161,831	13,880	SH		SOLE		0	0	13,880
JPMORGAN CHASE & CO	COM	46625H100	895,870	6,178	SH		SOLE		0	0	6,178
KELLANOVA	COM	487836108	4,114,724	69,143	SH		SOLE		0	0	69,143
KIMBERLY-CLARK CORP	COM	494368103	4,489,607	37,150	SH		SOLE		0	0	37,150
LEGG MASON ETF INVT	FRANKLIN INTL LW	52468L505	436,768	16,022	SH		SOLE		0	0	16,022
LEIDOS HOLDINGS INC	COM	525327102	4,465,777	48,457	SH		SOLE		0	0	48,457
LEXICON PHARMACEUTICALS INC	COM NEW	528872302	11,913	10,929	SH		SOLE		0	0	10,929
LOCKHEED MARTIN CORP	COM	539830109	6,083,667	14,876	SH		SOLE		0	0	14,876
LOWES COS INC	COM	548661107	211,259	1,016	SH		SOLE		0	0	1,016
LPL FINL HLDGS INC	COM	50212V100	215,115	905	SH		SOLE		0	0	905
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	4,688,133	49,505	SH		SOLE		0	0	49,505
MASTERCARD INCORPORATED	CL A	57636Q104	7,253,979	18,322	SH		SOLE		0	0	18,322
MCDONALDS CORP	COM	580135101	532,834	2,023	SH		SOLE		0	0	2,023
MCKESSON CORP	COM	58155Q103	204,347	470	SH		SOLE		0	0	470
MEDTRONIC PLC	SHS	G5960L103	3,450,897	44,039	SH		SOLE		0	0	44,039
MERCK & CO INC	COM	58933Y105	5,518,140	53,600	SH		SOLE		0	0	53,600
META PLATFORMS INC	CL A	30303M102	954,668	3,180	SH		SOLE		0	0	3,180
METLIFE INC	COM	59156R108	4,329,809	68,825	SH		SOLE		0	0	68,825
MICROSOFT CORP	COM	594918104	11,990,908	37,976	SH		SOLE		0	0	37,976
MOLINA HEALTHCARE INC	COM	60855R100	5,005,569	15,266	SH		SOLE		0	0	15,266
MORGAN STANLEY	COM NEW	617446448	461,493	5,651	SH		SOLE		0	0	5,651
NETAPP INC	COM	64110D104	5,401,414	71,184	SH		SOLE		0	0	71,184
NETFLIX INC	COM	64110L106	737,831	1,954	SH		SOLE		0	0	1,954
NEXTERA ENERGY INC	COM	65339F101	1,692,311	29,539	SH		SOLE		0	0	29,539
NUVEEN PFD & INCOME SECS FD	COM	67072C105	157,287	25,492	SH		SOLE		0	0	25,492
NVIDIA CORPORATION	COM	67066G104	4,825,804	11,094	SH		SOLE		0	0	11,094
OPORTUN FINL CORP	COM	68376D104	1,134,248	157,098	SH		SOLE		0	0	157,098
ORACLE CORP	COM	68389X105	742,875	7,014	SH		SOLE		0	0	7,014
PACER FDS TR	US CASH COWS 100	69374H881	395,488	8,001	SH		SOLE		0	0	8,001
PALO ALTO NETWORKS INC	COM	697435105	261,636	1,116	SH		SOLE		0	0	1,116
PARKER-HANNIFIN CORP	COM	701094104	200,603	515	SH		SOLE		0	0	515
PAYCOM SOFTWARE INC	COM	70432V102	322,920	1,245	SH		SOLE		0	0	1,245
PAYPAL HLDGS INC	COM	70450Y103	244,889	4,189	SH		SOLE		0	0	4,189
PEPSICO INC	COM	713448108	1,085,814	6,408	SH		SOLE		0	0	6,408
PFIZER INC	COM	717081103	872,307	26,298	SH		SOLE		0	0	26,298
PGIM ETF TR	PGIM ULTRA SH BD	69344A107	215,202	4,348	SH		SOLE		0	0	4,348
PGIM ETF TR	JENNISON FOC GWT	69344A875	40,477,549	647,240	SH		SOLE		0	0	647,240
PHILIP MORRIS INTL INC	COM	718172109	357,858	3,865	SH		SOLE		0	0	3,865
PHILLIPS 66	COM	718546104	5,578,826	46,432	SH		SOLE		0	0	46,432
PROCTER AND GAMBLE CO	COM	742718109	967,249	6,631	SH		SOLE		0	0	6,631
PRUDENTIAL FINL INC	COM	744320102	4,538,560	47,830	SH		SOLE		0	0	47,830
PUBLIC STORAGE	COM	74460D109	539,383	2,047	SH		SOLE		0	0	2,047
QUALCOMM INC	COM	747525103	346,432	3,119	SH		SOLE		0	0	3,119
REGENERON PHARMACEUTICALS	COM	75886F107	273,223	332	SH		SOLE		0	0	332
ROYAL CARIBBEAN GROUP	COM	V7780T103	355,384	3,857	SH		SOLE		0	0	3,857
ROYAL CARIBBEAN GROUP	COM	V7780T103	119,782	1,300	PRN	Call	SOLE		0	0	1,300
SALESFORCE INC	COM	79466L302	374,535	1,847	SH		SOLE		0	0	1,847
SCHWAB CHARLES CORP	COM	808513105	247,560	4,509	SH		SOLE		0	0	4,509
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	26,882,617	369,673	SH		SOLE		0	0	369,673
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	8,308,906	200,601	SH		SOLE		0	0	200,601
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	5,642,658	83,373	SH		SOLE		0	0	83,373
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	401,449	12,676	SH		SOLE		0	0	12,676
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	26,222,522	370,584	SH		SOLE		0	0	370,584
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	279,309	5,532	SH		SOLE		0	0	5,532
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	528,508	8,199	SH		SOLE		0	0	8,199
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	9,286,717	273,460	SH		SOLE		0	0	273,460
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	31,405,640	620,665	SH		SOLE		0	0	620,665
SELECT SECTOR SPDR TR	ENERGY	81369Y506	543,319	6,011	SH		SOLE		0	0	6,011
SOUTHERN CO	COM	842587107	417,444	6,450	SH		SOLE		0	0	6,450
SPDR GOLD TR	GOLD SHS	78463V107	411,309	2,399	SH		SOLE		0	0	2,399
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	6,547,008	211,126	SH		SOLE		0	0	211,126
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	222,636	7,640	SH		SOLE		0	0	7,640
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,512,356	8,216	SH		SOLE		0	0	8,216
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	733,458	1,606	SH		SOLE		0	0	1,606
SPDR SER TR	PORTFOLI S&P1500	78464A805	818,657	15,596	SH		SOLE		0	0	15,596
SPDR SER TR	BBG CONV SEC ETF	78464A359	274,707	4,052	SH		SOLE		0	0	4,052
SPDR SER TR	S&P DIVID ETF	78464A763	348,270	3,028	SH		SOLE		0	0	3,028
STARBUCKS CORP	COM	855244109	563,089	6,169	SH		SOLE		0	0	6,169
STRATEGY SHS	NS 7HANDL IDX	86280R506	6,212,491	325,091	SH		SOLE		0	0	325,091
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	292,332	3,364	SH		SOLE		0	0	3,364
TARGET CORP	COM	87612E106	548,562	4,961	SH		SOLE		0	0	4,961
TE CONNECTIVITY LTD	SHS	H84989104	4,558,479	36,902	SH		SOLE		0	0	36,902
TESLA INC	COM	88160R101	2,630,484	10,513	SH		SOLE		0	0	10,513
TEXAS INSTRS INC	COM	882508104	4,271,677	26,864	SH		SOLE		0	0	26,864
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,762,796	5,458	SH		SOLE		0	0	5,458
TORONTO DOMINION BK ONT	COM NEW	891160509	282,439	4,687	SH		SOLE		0	0	4,687
TOYOTA MOTOR CORP	ADS	892331307	303,059	1,686	SH		SOLE		0	0	1,686
TRACTOR SUPPLY CO	COM	892356106	232,696	1,146	SH		SOLE		0	0	1,146
TRAVELERS COMPANIES INC	COM	89417E109	4,344,184	26,601	SH		SOLE		0	0	26,601
UNION PAC CORP	COM	907818108	479,064	2,353	SH		SOLE		0	0	2,353
UNITEDHEALTH GROUP INC	COM	91324P102	10,641,467	21,106	SH		SOLE		0	0	21,106
US BANCORP DEL	COM NEW	902973304	341,462	10,329	SH		SOLE		0	0	10,329
VALERO ENERGY CORP	COM	91913Y100	5,004,453	35,315	SH		SOLE		0	0	35,315
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,098,355	30,071	SH		SOLE		0	0	30,071
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	334,035	4,444	SH		SOLE		0	0	4,444
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	580,131	12,129	SH		SOLE		0	0	12,129
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,494,761	13,195	SH		SOLE		0	0	13,195
VANGUARD INDEX FDS	MID CAP ETF	922908629	333,079	1,599	SH		SOLE		0	0	1,599
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	6,838,908	17,415	SH		SOLE		0	0	17,415
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	244,993	1,709	SH		SOLE		0	0	1,709
VANGUARD INDEX FDS	VALUE ETF	922908744	1,985,753	14,397	SH		SOLE		0	0	14,397
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,150,853	5,881	SH		SOLE		0	0	5,881
VANGUARD INDEX FDS	GROWTH ETF	922908736	8,616,510	31,642	SH		SOLE		0	0	31,642
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,091,216	206,356	SH		SOLE		0	0	206,356
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	234,889	4,055	SH		SOLE		0	0	4,055
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	760,357	16,082	SH		SOLE		0	0	16,082
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	260,352	4,520	SH		SOLE		0	0	4,520
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	672,137	8,944	SH		SOLE		0	0	8,944
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	224,566	2,956	SH		SOLE		0	0	2,956
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	271,367	1,746	SH		SOLE		0	0	1,746
VANGUARD STAR FDS	VG TL INTL STK F	921909768	582,920	10,892	SH		SOLE		0	0	10,892
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,950,255	113,226	SH		SOLE		0	0	113,226
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	252,436	4,267	SH		SOLE		0	0	4,267
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	213,282	1,404	SH		SOLE		0	0	1,404
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	527,347	5,201	SH		SOLE		0	0	5,201
VANGUARD WORLD FDS	INF TECH ETF	92204A702	250,185	603	SH		SOLE		0	0	603
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	327,730	1,394	SH		SOLE		0	0	1,394
VECTOR GROUP LTD	COM	92240M108	277,170	26,050	SH		SOLE		0	0	26,050
VERIZON COMMUNICATIONS INC	COM	92343V104	302,278	9,327	SH		SOLE		0	0	9,327
VISA INC	COM CL A	92826C839	6,879,098	29,908	SH		SOLE		0	0	29,908
WALMART INC	COM	931142103	5,779,905	36,140	SH		SOLE		0	0	36,140
WASTE MGMT INC DEL	COM	94106L109	221,635	1,454	SH		SOLE		0	0	1,454
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	246,415	221	SH		SOLE		0	0	221
WELLS FARGO CO NEW	COM	949746101	293,588	7,185	SH		SOLE		0	0	7,185
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	227,377	8,063	SH		SOLE		0	0	8,063
WISDOMTREE TR	INTL SMCAP DIV	97717W760	274,707	4,780	SH		SOLE		0	0	4,780
WISDOMTREE TR	US LARGECAP FUND	97717W588	383,568	8,384	SH		SOLE		0	0	8,384
WISDOMTREE TR	US SMALLCAP FUND	97717W562	331,016	7,650	SH		SOLE		0	0	7,650
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	256,530	5,545	SH		SOLE		0	0	5,545
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,281,768	37,108	SH		SOLE		0	0	37,108
WOLVERINE WORLD WIDE INC	COM	978097103	185,380	23,000	SH		SOLE		0	0	23,000
WP CAREY INC	COM	92936U109	407,179	7,529	SH		SOLE		0	0	7,529
XCEL ENERGY INC	COM	98389B100	1,458,316	25,486	SH		SOLE		0	0	25,486
ZOETIS INC	CL A	98978V103	249,176	1,432	SH		SOLE		0	0	1,432