Berger Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M	COM	88579Y101	1,293	9,993	SH		SOLE	NONE	0	0	9,993
A F L A C Inc	COM	001055102	4,169	75,345	SH		SOLE	NONE	0	0	75,345
Abbott Laboratories	COM	002824100	379	3,492	SH		SOLE	NONE	0	0	3,492
Abbvie Inc	COM	00287Y109	632	4,128	SH		SOLE	NONE	0	0	4,128
Accenture Ltd	SHS CLASS A	G1151C101	263	948	SH		SOLE	NONE	0	0	948
Adobe Systems Inc	COM	00724F101	502	1,370	SH		SOLE	NONE	0	0	1,370
Allstate Corporation	COM	020002101	4,909	38,734	SH		SOLE	NONE	0	0	38,734
Altria Group	COM	02209S103	356	8,520	SH		SOLE	NONE	0	0	8,520
Amazon Com Inc	COM	023135106	9,878	93,008	SH		SOLE	NONE	0	0	93,008
Amer Electric Pwr Co Inc	COM	025537101	216	2,254	SH		SOLE	NONE	0	0	2,254
Amgen Incorporated	COM	031162100	1,020	4,192	SH		SOLE	NONE	0	0	4,192
Anthem Inc	COM	036752103	306	634	SH		SOLE	NONE	0	0	634
Apple Inc.	COM	037833100	23,562	172,341	SH		SOLE	NONE	0	0	172,341
Applied Materials Inc	COM	038222105	222	2,439	SH		SOLE	NONE	0	0	2,439
Assurant Inc	COM	04621X108	5,154	29,817	SH		SOLE	NONE	0	0	29,817
AT&T	COM	00206R102	378	18,045	SH		SOLE	NONE	0	0	18,045
Autozone Inc	COM	053332102	256	119	SH		SOLE	NONE	0	0	119
Avago Technologies	COM	11135F101	316	650	SH		SOLE	NONE	0	0	650
Bank Montreal Quebec (ADR)	COM	063671101	858	8,924	SH		SOLE	NONE	0	0	8,924
Bank of America	COM	060505104	312	10,034	SH		SOLE	NONE	0	0	10,034
Bank Of America	7.25%CNV PFD L	060505682	314	261	SH		SOLE	NONE	0	0	261
Becton Dickinson & Co	COM	075887109	944	3,828	SH		SOLE	NONE	0	0	3,828
Best Buy Inc	COM	086516101	202	3,099	SH		SOLE	NONE	0	0	3,099
Boeing Company Stock	COM	097023105	2,774	20,289	SH		SOLE	NONE	0	0	20,289
Bristol Myers Squibb	COM	110122108	467	6,062	SH		SOLE	NONE	0	0	6,062
C H Robinson Worldwide	COM NEW	12541W209	22,220	219,195	SH		SOLE	NONE	0	0	219,195
C M S Energy Corp	COM	125896100	4,887	72,398	SH		SOLE	NONE	0	0	72,398
C S X Corp	COM	126408103	281	9,659	SH		SOLE	NONE	0	0	9,659
C V S Corp Del	COM	126650100	204	2,203	SH		SOLE	NONE	0	0	2,203
Canadian Imperial Bank of Commerce	COM	136069101	504	10,373	SH		SOLE	NONE	0	0	10,373
Catepillar Tractor	COM	149123101	406	2,273	SH		SOLE	NONE	0	0	2,273
Cdw Corp	COM	12514G108	3,929	24,935	SH		SOLE	NONE	0	0	24,935
Chevron Corp	COM	166764100	522	3,607	SH		SOLE	NONE	0	0	3,607
CHURCH & DWIGHT INC	COM	171340102	5,497	59,325	SH		SOLE	NONE	0	0	59,325
Cion Investment Corporation	COM	17259U204	2,524	290,132	SH		SOLE	NONE	0	0	290,132
Cisco Systems	COM	17275R102	718	16,834	SH		SOLE	NONE	0	0	16,834
Coca Cola Company	COM	191216100	811	12,898	SH		SOLE	NONE	0	0	12,898
Constellation Brand Cl A	CL A	21036P108	402	1,725	SH		SOLE	NONE	0	0	1,725
Costco Whsl Corp New	COM	22160K105	7,361	15,357	SH		SOLE	NONE	0	0	15,357
Danaher Corp Del	COM	235851102	611	2,408	SH		SOLE	NONE	0	0	2,408
Deere & Co	COM	244199105	245	819	SH		SOLE	NONE	0	0	819
Delta Airlines	COM NEW	247361702	210	7,249	SH		SOLE	NONE	0	0	7,249
Dollar General Corp	COM	256677105	503	2,050	SH		SOLE	NONE	0	0	2,050
Donaldson Company Inc	COM	257651109	1,623	33,719	SH		SOLE	NONE	0	0	33,719
EDWARDS LIFESCIENCES CORP	COM	28176E108	664	6,979	SH		SOLE	NONE	0	0	6,979
Electronic Arts Inc	COM	285512109	4,204	34,560	SH		SOLE	NONE	0	0	34,560
Eli Lilly & Company	COM	532457108	467	1,439	SH		SOLE	NONE	0	0	1,439
Enbridge Inc	COM	29250N105	283	6,703	SH		SOLE	NONE	0	0	6,703
Enphase Energy Inc	COM	29355A107	376	1,926	SH		SOLE	NONE	0	0	1,926
Etho Climate Leadership US ETF	ETHO CLIMATE LEA	26924G888	1,027	21,595	SH		SOLE	NONE	0	0	21,595
Everest Reinsurance Hldg	COM	G3223R108	3,654	13,037	SH		SOLE	NONE	0	0	13,037
Exxon Mobil Corporation	COM	30231G102	765	8,929	SH		SOLE	NONE	0	0	8,929
Fastenal Co	COM	311900104	342	6,844	SH		SOLE	NONE	0	0	6,844
First Trust NASDAQ Cln Edge GrnEngyETF	NAS CLNEDG GREEN	33733E500	777	14,886	SH		SOLE	NONE	0	0	14,886
First Trust NYSE Arca Biotech ETF	NY ARCA BIOTECH	33733E203	17,969	132,555	SH		SOLE	NONE	0	0	132,555
First Trust Preferred Sec & Inc ETF	PFD SECS INC ETF	33739E108	25,616	1,486,687	SH		SOLE	NONE	0	0	1,486,687
First Trust Senior Loan ETF	SENIOR LN FD	33738D309	2,809	63,694	SH		SOLE	NONE	0	0	63,694
First Trust STOXX European Sel Div ETF	COMMON SHS	33735T109	343	31,543	SH		SOLE	NONE	0	0	31,543
First Trust Tactical High Yield ETF	FIRST TR TA HIYL	33738D408	380	9,711	SH		SOLE	NONE	0	0	9,711
Fiserv Inc	COM	337738108	1,734	19,495	SH		SOLE	NONE	0	0	19,495
Ford Motor Company	COM	345370860	145	13,033	SH		SOLE	NONE	0	0	13,033
Franklin Liberty Short Dur US Govt ETF	LIBERTY SHRT ETF	353506108	723	7,915	SH		SOLE	NONE	0	0	7,915
Gartner Inc	COM	366651107	3,962	16,385	SH		SOLE	NONE	0	0	16,385
General Mills Inc	COM	370334104	232	3,069	SH		SOLE	NONE	0	0	3,069
Genuine Parts Co	COM	372460105	4,777	35,918	SH		SOLE	NONE	0	0	35,918
Gilead Sciences Inc	COM	375558103	4,274	69,151	SH		SOLE	NONE	0	0	69,151
Global Net Lease Inc	COM NEW	379378201	198	13,953	SH		SOLE	NONE	0	0	13,953
Global X S&P 500 Covered Call ETF	S&P 500 COVERED	37954Y475	1,217	28,514	SH		SOLE	NONE	0	0	28,514
Goldman Sachs Future Tech Leaders Eq ETF	FUTURE TECH LEAD	38149W812	12,874	560,959	SH		SOLE	NONE	0	0	560,959
Goldman Sachs Group Inc	COM	38141G104	334	1,124	SH		SOLE	NONE	0	0	1,124
Google Class A Share	CAP STK CL C	02079K107	1,730	791	SH		SOLE	NONE	0	0	791
Google Class C Share	CAP STK CL A	02079K305	6,819	3,129	SH		SOLE	NONE	0	0	3,129
Grainger WW Inc	COM	384802104	3,762	8,279	SH		SOLE	NONE	0	0	8,279
Hartford Core Bond ETF	CORE BD ETF	41653L701	45,945	1,288,085	SH		SOLE	NONE	0	0	1,288,085
Hartford Total Return Bond ETF	TOTAL RTRN ETF	41653L305	9,204	269,111	SH		SOLE	NONE	0	0	269,111
Henry Schein Inc	COM	806407102	3,660	47,696	SH		SOLE	NONE	0	0	47,696
Home Depot	COM	437076102	2,650	9,664	SH		SOLE	NONE	0	0	9,664
Honeywell Incorporated	COM	438516106	918	5,279	SH		SOLE	NONE	0	0	5,279
Independence Realty Trust Inc	COM	45378A106	10,319	497,805	SH		SOLE	NONE	0	0	497,805
INNOVATOR INTRTL DPD PWR BFR APR ETF	INTRNL DEV APRL	45782C367	232	10,165	SH		SOLE	NONE	0	0	10,165
Intel Corporporation	COM	458140100	545	14,555	SH		SOLE	NONE	0	0	14,555
International Paper	COM	460146103	4,111	98,279	SH		SOLE	NONE	0	0	98,279
Intl Business Machines	COM	459200101	5,338	37,804	SH		SOLE	NONE	0	0	37,804
Intuit Inc	COM	461202103	1,832	4,754	SH		SOLE	NONE	0	0	4,754
Intuitive Surgical Inc	COM NEW	46120E602	1,029	5,129	SH		SOLE	NONE	0	0	5,129
Invesco DWA Technology Momentum ETF	DWA TECHNOLOGY	46137V811	208	1,917	SH		SOLE	NONE	0	0	1,917
Iqvia Hldgs Inc	COM	46266C105	201	928	SH		SOLE	NONE	0	0	928
Iron Mountain Inc	COM	46284V101	4,910	100,841	SH		SOLE	NONE	0	0	100,841
iShares Core Dividend Growth ETF	CORE DIV GRWTH	46434V621	219	4,594	SH		SOLE	NONE	0	0	4,594
iShares Edge MSCI Min Vol EAFE ETF	MSCI EAFE MIN VL	46429B689	285	4,497	SH		SOLE	NONE	0	0	4,497
iShares Edge MSCI Min Vol USA	MSCI USA MIN VOL	46429B697	2,139	30,469	SH		SOLE	NONE	0	0	30,469
Ishares EM Debt	JPMORGAN USD EMG	464288281	2,387	27,972	SH		SOLE	NONE	0	0	27,972
iShares ESG 1-5 Year USD Corp Bd ETF	ESG AWRE 1 5 YR	46435G243	590	24,477	SH		SOLE	NONE	0	0	24,477
iShares Global Clean Energy	GL CLEAN ENE ETF	464288224	887	46,559	SH		SOLE	NONE	0	0	46,559
iShares Global Green Bond ETF	USD GRN BOND ETF	46435U440	2,022	42,345	SH		SOLE	NONE	0	0	42,345
Ishares Lehman Aggregate Fund	CORE US AGGBD ET	464287226	19,593	192,691	SH		SOLE	NONE	0	0	192,691
Ishares MSCI Growth ETF	EAFE GRWTH ETF	464288885	1,497	18,601	SH		SOLE	NONE	0	0	18,601
iShares MSCI Intl Quality Factor ETF	MSCI INTL QUALTY	46434V456	306	9,884	SH		SOLE	NONE	0	0	9,884
Ishares Nasdaq Bio Fund	ISHARES BIOTECH	464287556	439	3,733	SH		SOLE	NONE	0	0	3,733
Ishares Tr Barclays Bond	20 YR TR BD ETF	464287432	11,276	98,167	SH		SOLE	NONE	0	0	98,167
Ishares Tr S&P Smallcap	CORE S&P SCP ETF	464287804	324	3,509	SH		SOLE	NONE	0	0	3,509
J B Hunt Transport Svcs	COM	445658107	333	2,112	SH		SOLE	NONE	0	0	2,112
Jack Henry & Assoc Inc	COM	426281101	208	1,156	SH		SOLE	NONE	0	0	1,156
Johnson & Johnson	COM	478160104	7,318	41,228	SH		SOLE	NONE	0	0	41,228
JP Morgan Chase	COM	46625H100	692	6,141	SH		SOLE	NONE	0	0	6,141
Jp Morgan Intl Resh Enh Equity Etf	INTRNL RES EQT	46641Q134	219	4,545	SH		SOLE	NONE	0	0	4,545
JPMorgan Diversified Return EMkts Eq ETF	DIV RTN EM EQT	46641Q308	3,080	62,306	SH		SOLE	NONE	0	0	62,306
JPMorgan US Aggregate Bond ETF	US AGGREGATE ETF	46641Q241	44,313	923,768	SH		SOLE	NONE	0	0	923,768
Kellogg Company	COM	487836108	5,090	71,343	SH		SOLE	NONE	0	0	71,343
Kimberly-Clark Corp	COM	494368103	4,890	36,182	SH		SOLE	NONE	0	0	36,182
Leidos Holdings Inc	COM	525327102	5,034	49,989	SH		SOLE	NONE	0	0	49,989
Lexicon Pharmaceuticals	COM NEW	528872302	20	10,929	SH		SOLE	NONE	0	0	10,929
Lockheed Martin Corp	COM	539830109	6,835	15,896	SH		SOLE	NONE	0	0	15,896
Lowes Companies Inc	COM	548661107	220	1,262	SH		SOLE	NONE	0	0	1,262
MasterCard Inc	CL A	57636Q104	6,564	20,806	SH		SOLE	NONE	0	0	20,806
McDonalds Corp	COM	580135101	520	2,108	SH		SOLE	NONE	0	0	2,108
Medtronic	SHS	G5960L103	4,488	5,003	SH		SOLE	NONE	0	0	5,003
Merck & Co	COM	58933Y105	980	10,748	SH		SOLE	NONE	0	0	10,748
Meta Platforms Inc Class A	CL A	30303M102	498	3,088	SH		SOLE	NONE	0	0	3,088
Microsoft Corp	COM	594918104	10,057	39,160	SH		SOLE	NONE	0	0	39,160
Morgan Stanley Group Inc	COM NEW	617446448	457	6,011	SH		SOLE	NONE	0	0	6,011
NETFix Inc	COM	64110L106	334	1,910	SH		SOLE	NONE	0	0	1,910
Network Appliance Inc	COM	64110D104	3,652	55,983	SH		SOLE	NONE	0	0	55,983
NextEra Energy Inc	COM	65339F101	3,233	41,739	SH		SOLE	NONE	0	0	41,739
NFJ Covered Call	COM	92840R101	130	11,240	SH		SOLE	NONE	0	0	11,240
Nuveen ESG High Yield Corporate Bd ETF	ESG HI TLD CRP	67092P854	279	13,678	SH		SOLE	NONE	0	0	13,678
Nvidia Corp	COM	67066G104	1,782	11,752	SH		SOLE	NONE	0	0	11,752
Oracle Corporation	COM	68389X105	480	6,869	SH		SOLE	NONE	0	0	6,869
Pacer US Cash Cows 100 ETF	US CASH COWS 100	69374H881	225	5,228	SH		SOLE	NONE	0	0	5,228
Paycom Software Inc	COM	70432V102	369	1,317	SH		SOLE	NONE	0	0	1,317
Paypal Inc	COM	70450Y103	572	8,190	SH		SOLE	NONE	0	0	8,190
Pepsico Incorporated	COM	713448108	1,068	6,408	SH		SOLE	NONE	0	0	6,408
Pfizer Incorporated	COM	717081103	1,040	19,828	SH		SOLE	NONE	0	0	19,828
Philip Morris International	COM	718172109	357	3,618	SH		SOLE	NONE	0	0	3,618
Phillips	COM	718546104	4,511	55,021	SH		SOLE	NONE	0	0	55,021
Piedmont Office Rlty Tr	COM CL A	720190206	132	10,025	SH		SOLE	NONE	0	0	10,025
PowerShares QQQ	UNIT SER 1	46090E103	1,428	5,096	SH		SOLE	NONE	0	0	5,096
PowerShares S&P 500Low Volatility Portfolio	S&P500 LOW VOL	46138E354	577	9,310	SH		SOLE	NONE	0	0	9,310
Procter & Gamble Co	COM	742718109	776	5,397	SH		SOLE	NONE	0	0	5,397
Public Storage Inc	COM	74460D109	674	2,155	SH		SOLE	NONE	0	0	2,155
Qualcomm Inc	COM	747525103	406	3,176	SH		SOLE	NONE	0	0	3,176
QUEST DIAGNOSTICS INC	COM	74834L100	4,542	34,154	SH		SOLE	NONE	0	0	34,154
Rangold Res LTD ADR fsponsored ADR	COM	067901108	195	11,008	SH		SOLE	NONE	0	0	11,008
Realty Income Corp	COM	756109104	265	3,882	SH		SOLE	NONE	0	0	3,882
Regeneron Pharms Inc	COM	75886F107	260	440	SH		SOLE	NONE	0	0	440
Salesforce Com	COM	79466L302	254	1,539	SH		SOLE	NONE	0	0	1,539
Schwab International Equity ETF	INTL EQTY ETF	808524805	9,894	314,585	SH		SOLE	NONE	0	0	314,585
Schwab International Small-Cap Eq ETF	INTL SCEQT ETF	808524888	201	6,443	SH		SOLE	NONE	0	0	6,443
Schwab Short-Term US Treasury ETF	SHT TM US TRES	808524862	215	4,377	SH		SOLE	NONE	0	0	4,377
Schwab US Broad Market ETF	US BRD MKT ETF	808524102	230	5,207	SH		SOLE	NONE	0	0	5,207
Schwab US Dividend Equity ETF	US DIVIDEND EQ	808524797	15,314	213,787	SH		SOLE	NONE	0	0	213,787
Schwab US Large-Cap ETF	US LRG CAP ETF	808524201	31,470	704,658	SH		SOLE	NONE	0	0	704,658
Schwab US Large-Cap Growth ETF	US LCAP GR ETF	808524300	14,910	257,114	SH		SOLE	NONE	0	0	257,114
Schwab US Large-Cap Value ETF	US LCAP VA ETF	808524409	532	8,519	SH		SOLE	NONE	0	0	8,519
Schwab US Mid-Cap ETF	US MID-CAP ETF	808524508	10,353	165,038	SH		SOLE	NONE	0	0	165,038
Schwab US Small-Cap ETF	US SML CAP ETF	808524607	7,232	185,488	SH		SOLE	NONE	0	0	185,488
Schwab US TIPS ETF	US TIPS ETF	808524870	308	5,513	SH		SOLE	NONE	0	0	5,513
Southern Copper Corp	COM	84265V105	217	4,359	SH		SOLE	NONE	0	0	4,359
Southwest Airlines	COM	844741108	291	8,062	SH		SOLE	NONE	0	0	8,062
SPDR500	TR UNIT	78462F103	3,026	8,022	SH		SOLE	NONE	0	0	8,022
SPDRGold Shares	GOLD SHS	78463V107	340	2,017	SH		SOLE	NONE	0	0	2,017
SPDRUtilities	SBI INT-UTILS	81369Y886	518	7,385	SH		SOLE	NONE	0	0	7,385
SPDR Blmbg Barclays Convert Secs ETF	BBG CONV SEC ETF	78464A359	270	4,177	SH		SOLE	NONE	0	0	4,177
SPDR Port S&P 1500Comps Stk Mkt ETF	PORTFOLI S&P1500	78464A805	786	16,904	SH		SOLE	NONE	0	0	16,904
SPDR Portfolio Developed Wld ex-US ETF	PORTFOLIO DEVLPD	78463X889	2,164	75,024	SH		SOLE	NONE	0	0	75,024
SPDR S&P International Small Cap ETF	S&P INTL SMLCP	78463X871	231	7,983	SH		SOLE	NONE	0	0	7,983
Square Inc	CL A	852234103	1,577	25,652	SH		SOLE	NONE	0	0	25,652
Starbucks Corp	COM	855244109	431	5,645	SH		SOLE	NONE	0	0	5,645
Strategy Shs	NS 7HANDL IDX	86280R506	11,063	537,058	SH		SOLE	NONE	0	0	537,058
Streettracks SPDRDividend	S&P DIVID ETF	78464A763	360	3,036	SH		SOLE	NONE	0	0	3,036
T J X Cos Inc	COM	872540109	3,360	60,155	SH		SOLE	NONE	0	0	60,155
Taiwan Semiconductr Adrf	SPONSORED ADS	874039100	256	3,135	SH		SOLE	NONE	0	0	3,135
Target Corporation	COM	87612E106	786	5,562	SH		SOLE	NONE	0	0	5,562
Techne Corp Common	COM	09073M104	4,345	12,536	SH		SOLE	NONE	0	0	12,536
Tesla Motors Inc.	COM	88160R101	2,975	4,417	SH		SOLE	NONE	0	0	4,417
Texas Instruments Inc	COM	882508104	3,564	23,198	SH		SOLE	NONE	0	0	23,198
The Southern Company	COM	842587107	510	7,156	SH		SOLE	NONE	0	0	7,156
Thermo Electron Corp	COM	883556102	3,287	6,050	SH		SOLE	NONE	0	0	6,050
Toro Company	COM	891092108	702	9,257	SH		SOLE	NONE	0	0	9,257
Toronto Dominion Bank	COM NEW	891160509	250	3,806	SH		SOLE	NONE	0	0	3,806
Toyota Motor Corp	ADS	892331307	256	1,660	SH		SOLE	NONE	0	0	1,660
Travelers Companies Inc	COM	89417E109	4,801	28,389	SH		SOLE	NONE	0	0	28,389
Union Pacific Corp	COM	907818108	526	2,466	SH		SOLE	NONE	0	0	2,466
United Healthcare Corp	COM	91324P102	9,969	19,410	SH		SOLE	NONE	0	0	19,410
United Parcel Service	CL B	911312106	217	1,189	SH		SOLE	NONE	0	0	1,189
US Bancorp	COM NEW	902973304	322	7,001	SH		SOLE	NONE	0	0	7,001
Valero Energy Corp	COM	91913Y100	5,724	53,857	SH		SOLE	NONE	0	0	53,857
Vanguard 500ETF	S&P 500 ETF SHS	922908363	5,883	16,959	SH		SOLE	NONE	0	0	16,959
Vanguard Bond Index Fund	TOTAL BND MRKT	921937835	569	7,566	SH		SOLE	NONE	0	0	7,566
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	312	2,172	SH		SOLE	NONE	0	0	2,172
Vanguard Emerging Market ETF	FTSE EMR MKT ETF	922042858	4,353	104,512	SH		SOLE	NONE	0	0	104,512
Vanguard Extended Market ETF	EXTEND MKT ETF	922908652	336	2,564	SH		SOLE	NONE	0	0	2,564
Vanguard FTSE Developed Markets ETF	VAN FTSE DEV MKT	921943858	2,639	64,690	SH		SOLE	NONE	0	0	64,690
Vanguard FTSE Europe ETF	FTSE EUROPE ETF	922042874	215	4,079	SH		SOLE	NONE	0	0	4,079
Vanguard Growth	GROWTH ETF	922908736	5,708	25,611	SH		SOLE	NONE	0	0	25,611
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	226	2,224	SH		SOLE	NONE	0	0	2,224
Vanguard Intermediate-Term Corp Bd ETF	INT-TERM CORP	92206C870	366	4,571	SH		SOLE	NONE	0	0	4,571
Vanguard Large Cap	LARGE CAP ETF	922908637	1,074	6,232	SH		SOLE	NONE	0	0	6,232
Vanguard Meg Cap 300etf	MEGA CAP INDEX	921910873	230	1,742	SH		SOLE	NONE	0	0	1,742
Vanguard Mega Cap Value ETF	MEGA CAP VAL ETF	921910840	627	6,514	SH		SOLE	NONE	0	0	6,514
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	200	1,015	SH		SOLE	NONE	0	0	1,015
Vanguard Mortgage-Backed Securities ETF	MTG-BKD SECS ETF	92206C771	396	8,276	SH		SOLE	NONE	0	0	8,276
Vanguard Short Term Corporate Bond Etf	SHRT TRM CORP BD	92206C409	879	11,522	SH		SOLE	NONE	0	0	11,522
Vanguard Short-Term Bond ETF	SHORT TRM BOND	921937827	976	12,705	SH		SOLE	NONE	0	0	12,705
Vanguard Short-Term Government Bond ETF	SHORT TERM TREAS	92206C102	1,317	22,381	SH		SOLE	NONE	0	0	22,381
Vanguard Short-Term Infl-Prot Secs ETF	STRM INFPROIDX	922020805	535	10,670	SH		SOLE	NONE	0	0	10,670
Vanguard Small-Cap ETF	SMALL CP ETF	922908751	1,984	11,264	SH		SOLE	NONE	0	0	11,264
Vanguard Total International Bond ETF	TOTAL INT BD ETF	92203J407	607	12,251	SH		SOLE	NONE	0	0	12,251
Vanguard Total International Stock ETF	VG TL INTL STK F	921909768	599	11,597	SH		SOLE	NONE	0	0	11,597
Vanguard Total World Stock ETF	TT WRLD ST ETF	922042742	212	2,484	SH		SOLE	NONE	0	0	2,484
Vanguard Value ETF	VALUE ETF	922908744	705	5,349	SH		SOLE	NONE	0	0	5,349
Vector Group Ltd	COM	92240M108	321	30,531	SH		SOLE	NONE	0	0	30,531
Verizon Communications	COM	92343V104	500	98,695	SH		SOLE	NONE	0	0	98,695
Visa	COM CL A	92826C839	6,568	33,359	SH		SOLE	NONE	0	0	33,359
Wal-Mart Stores Inc	COM	931142103	518	4,258	SH		SOLE	NONE	0	0	4,258
Walt Disney Holding Co.	COM	254687106	961	10,179	SH		SOLE	NONE	0	0	10,179
Waste Management	COM	94106L109	234	1,532	SH		SOLE	NONE	0	0	1,532
WD-40 Co	COM	929236107	236	1,171	SH		SOLE	NONE	0	0	1,171
Wells Fargo & Co	PERP PFD CNV A	949746804	271	223	SH		SOLE	NONE	0	0	223
Wells Fargo & Company	COM	949746101	262	6,701	SH		SOLE	NONE	0	0	6,701
WisdomTree Earnings 500ETF	US LARGECAP FUND	97717W588	342	8,384	SH		SOLE	NONE	0	0	8,384
Wisdomtree EM Small Cap Div	EMG MKTS SMCAP	97717W281	266	5,962	SH		SOLE	NONE	0	0	5,962
WisdomTree International SmallCp Div ETF	INTL SMCAP DIV	97717W760	344	5,898	SH		SOLE	NONE	0	0	5,898
Wisdomtree Largecap Div	US LARGECAP DIVD	97717W307	2,376	40,199	SH		SOLE	NONE	0	0	40,199
WisdomTree MidCap Dividend ETF	US MIDCAP DIVID	97717W505	239	6,134	SH		SOLE	NONE	0	0	6,134
Wisdomtree Smallcap Div	US SMALLCAP DIVD	97717W604	260	9,226	SH		SOLE	NONE	0	0	9,226
WisdomTree SmallCap Earnings ETF	US SMALLCAP FUND	97717W562	411	10,007	SH		SOLE	NONE	0	0	10,007
Wolverine World Wide Inc	COM	978097103	464	23,000	SH		SOLE	NONE	0	0	23,000
Xcel Energy Inc	COM	98389B100	1,157	16,347	SH		SOLE	NONE	0	0	16,347
Zoetis Inc	CL A	98978V103	293	1,703	SH		SOLE	NONE	0	0	1,703
Cohen & Steers REIT & Preferred Income	COM	19247X100	284	13,291	SH		SOLE	NONE	0	0	13,291
Delaware Invest National Muni Inc	SH BEN INT	24610T108	679	60,036	SH		SOLE	NONE	0	0	60,036
Nuveen Pref & Income Securities Fund	COM	67072C105	266	36,626	SH		SOLE	NONE	0	0	36,626
Ishares MSCI EAFE	MSCI EAFE ETF	464287465	514	8,224	SH		SOLE	NONE	0	0	8,224
Ishares Russell 1000 Val	RUS 1000 VAL ETF	464287598	560	3,862	SH		SOLE	NONE	0	0	3,862
Ishares S&P 500	CORE S&P500 ETF	464287200	809	2,133	SH		SOLE	NONE	0	0	2,133
Ishares S&P 500Growth	S&P 500 GRWT ETF	464287309	492	8,158	SH		SOLE	NONE	0	0	8,158
Ishares S&P Midcap 400	CORE S&P MCP ETF	464287507	326	1,440	SH		SOLE	NONE	0	0	1,440
Ishares Tr Lehman Tips	TIPS BD ETF	464287176	494	4,341	SH		SOLE	NONE	0	0	4,341
SPDRMidcap 400	UTSER1 S&PDCRP	78467Y107	663	1,603	SH		SOLE	NONE	0	0	1,603
Vanguard Health Care VIPERs	HEALTH CAR ETF	92204A504	291	1,236	SH		SOLE	NONE	0	0	1,236
Vanguard Info Technology	INF TECH ETF	92204A702	337	1,031	SH		SOLE	NONE	0	0	1,031