Berger Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	2,760	24,980	SH		SOLE	NONE	0	0	24,980
ABBOTT LABS	COM	002824100	340	3,517	SH		SOLE	NONE	0	0	3,517
ABBVIE INC	COM	00287Y109	594	4,427	SH		SOLE	NONE	0	0	4,427
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	241	935	SH		SOLE	NONE	0	0	935
ADOBE SYSTEMS INCORPORATED	COM	00724F101	385	1,400	SH		SOLE	NONE	0	0	1,400
AFLAC INC	COM	001055102	4,362	77,615	SH		SOLE	NONE	0	0	77,615
AGNC INVT CORP	COM	00123Q104	186	22,114	SH		SOLE	NONE	0	0	22,114
ALLSTATE CORP	COM	020002101	4,925	39,550	SH		SOLE	NONE	0	0	39,550
ALPHABET INC	CAP STK CL A	02079K305	6,236	65,201	SH		SOLE	NONE	0	0	65,201
ALPHABET INC	CAP STK CL C	02079K107	1,776	18,471	SH		SOLE	NONE	0	0	18,471
ALPS ETF TR	ALERIAN MLP	00162Q452	263	7,194	SH		SOLE	NONE	0	0	7,194
ALTRIA GROUP INC	COM	02209S103	334	8,276	SH		SOLE	NONE	0	0	8,276
AMAZON COM INC	COM	023135106	10,594	93,750	SH		SOLE	NONE	0	0	93,750
AMGEN INC	COM	031162100	1,009	4,478	SH		SOLE	NONE	0	0	4,478
APPLE INC	COM	037833100	23,688	171,405	SH		SOLE	NONE	0	0	171,405
ASSURANT INC	COM	04621X108	4,425	30,462	SH		SOLE	NONE	0	0	30,462
AT&T INC	COM	00206R102	281	18,320	SH		SOLE	NONE	0	0	18,320
AUTOZONE INC	COM	053332102	266	124	SH		SOLE	NONE	0	0	124
BANK MONTREAL QUE	COM	063671101	810	9,247	SH		SOLE	NONE	0	0	9,247
BARRICK GOLD CORP	COM	067901108	297	19,132	SH		SOLE	NONE	0	0	19,132
BECTON DICKINSON & CO	COM	075887109	703	3,155	SH		SOLE	NONE	0	0	3,155
BIO-TECHNE CORP	COM	09073M104	3,106	10,936	SH		SOLE	NONE	0	0	10,936
BK OF AMERICA CORP	7.25%CNV PFD L	060505682	306	261	SH		SOLE	NONE	0	0	261
BK OF AMERICA CORP	COM	060505104	296	9,807	SH		SOLE	NONE	0	0	9,807
BLOCK INC	CL A	852234103	1,297	23,595	SH		SOLE	NONE	0	0	23,595
BOEING CO	COM	097023105	2,446	20,198	SH		SOLE	NONE	0	0	20,198
BOSTON SCIENTIFIC CORP	COM	101137107	248	6,403	SH		SOLE	NONE	0	0	6,403
BRISTOL-MYERS SQUIBB CO	COM	110122108	443	6,225	SH		SOLE	NONE	0	0	6,225
BROADCOM INC	COM	11135F101	362	814	SH		SOLE	NONE	0	0	814
BUNGE LIMITED	COM	G16962105	298	3,613	SH		SOLE	NONE	0	0	3,613
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	21,126	219,350	SH		SOLE	NONE	0	0	219,350
CANADIAN IMPERIAL BK COMM TO	COM	136069101	460	10,519	SH		SOLE	NONE	0	0	10,519
CATERPILLAR INC	COM	149123101	357	2,179	SH		SOLE	NONE	0	0	2,179
CDW CORP	COM	12514G108	4,022	25,770	SH		SOLE	NONE	0	0	25,770
CHENIERE ENERGY INC	COM NEW	16411R208	326	1,966	SH		SOLE	NONE	0	0	1,966
CHEVRON CORP NEW	COM	166764100	460	3,203	SH		SOLE	NONE	0	0	3,203
CHURCH & DWIGHT CO INC	COM	171340102	3,958	55,398	SH		SOLE	NONE	0	0	55,398
CION INVT CORP	COM	17259U204	3,622	426,124	SH		SOLE	NONE	0	0	426,124
CISCO SYS INC	COM	17275R102	657	16,427	SH		SOLE	NONE	0	0	16,427
CMS ENERGY CORP	COM	125896100	4,311	74,018	SH		SOLE	NONE	0	0	74,018
COCA COLA CO	COM	191216100	734	13,109	SH		SOLE	NONE	0	0	13,109
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	2,965	51,619	SH		SOLE	NONE	0	0	51,619
CONSTELLATION BRANDS INC	CL A	21036P108	398	1,732	SH		SOLE	NONE	0	0	1,732
COSTCO WHSL CORP NEW	COM	22160K105	7,199	15,243	SH		SOLE	NONE	0	0	15,243
CSX CORP	COM	126408103	247	9,274	SH		SOLE	NONE	0	0	9,274
CVS HEALTH CORP	COM	126650100	263	2,755	SH		SOLE	NONE	0	0	2,755
DANAHER CORPORATION	COM	235851102	610	2,362	SH		SOLE	NONE	0	0	2,362
DEERE & CO	COM	244199105	285	854	SH		SOLE	NONE	0	0	854
DELTA AIR LINES INC DEL	COM NEW	247361702	215	7,652	SH		SOLE	NONE	0	0	7,652
DISNEY WALT CO	COM	254687106	895	9,485	SH		SOLE	NONE	0	0	9,485
DOLLAR GEN CORP NEW	COM	256677105	463	1,931	SH		SOLE	NONE	0	0	1,931
DONALDSON INC	COM	257651109	1,653	33,719	SH		SOLE	NONE	0	0	33,719
EDWARDS LIFESCIENCES CORP	COM	28176E108	546	6,611	SH		SOLE	NONE	0	0	6,611
ELECTRONIC ARTS INC	COM	285512109	4,139	35,774	SH		SOLE	NONE	0	0	35,774
ELEVANCE HEALTH INC	COM	036752103	337	742	SH		SOLE	NONE	0	0	742
ENBRIDGE INC	COM	29250N105	232	6,263	SH		SOLE	NONE	0	0	6,263
ENPHASE ENERGY INC	COM	29355A107	450	1,621	SH		SOLE	NONE	0	0	1,621
ETF MANAGERS TR	ETHO CLIMATE LEA	26924G888	989	21,414	SH		SOLE	NONE	0	0	21,414
EVEREST RE GROUP LTD	COM	G3223R108	3,629	13,827	SH		SOLE	NONE	0	0	13,827
EXXON MOBIL CORP	COM	30231G102	832	9,534	SH		SOLE	NONE	0	0	9,534
F5 INC	COM	315616102	2,463	17,019	SH		SOLE	NONE	0	0	17,019
FASTENAL CO	COM	311900104	301	6,542	SH		SOLE	NONE	0	0	6,542
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	25,175	1,507,473	SH		SOLE	NONE	0	0	1,507,473
FIRST TR EXCHANGE-TRADED FD	FIRST TR TA HIYL	33738D408	276	7,201	SH		SOLE	NONE	0	0	7,201
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	827	14,508	SH		SOLE	NONE	0	0	14,508
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	17,749	134,484	SH		SOLE	NONE	0	0	134,484
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	3,035	68,869	SH		SOLE	NONE	0	0	68,869
FIRST TR STOXX EUROPEAN SELE	COMMON SHS	33735T109	263	28,098	SH		SOLE	NONE	0	0	28,098
FISERV INC	COM	337738108	1,799	19,228	SH		SOLE	NONE	0	0	19,228
FORD MTR CO DEL	COM	345370860	152	13,599	SH		SOLE	NONE	0	0	13,599
FRANKLIN ETF TR	SHRT DUR US GOVT	353506108	641	7,141	SH		SOLE	NONE	0	0	7,141
GARTNER INC	COM	366651107	4,647	16,794	SH		SOLE	NONE	0	0	16,794
GENERAL MLS INC	COM	370334104	240	3,130	SH		SOLE	NONE	0	0	3,130
GENUINE PARTS CO	COM	372460105	5,429	36,361	SH		SOLE	NONE	0	0	36,361
GILEAD SCIENCES INC	COM	375558103	4,403	71,376	SH		SOLE	NONE	0	0	71,376
GLOBAL X FDS	S&P 500 COVERED	37954Y475	1,457	38,240	SH		SOLE	NONE	0	0	38,240
GOLDMAN SACHS ETF TR	INNOVAT EQ ETF	38149W820	11,860	305,216	SH		SOLE	NONE	0	0	305,216
GOLDMAN SACHS GROUP INC	COM	38141G104	350	1,193	SH		SOLE	NONE	0	0	1,193
GRAINGER W W INC	COM	384802104	4,187	8,558	SH		SOLE	NONE	0	0	8,558
HARTFORD FDS EXCHANGE TRADED	CORE BD ETF	41653L701	41,928	1,243,411	SH		SOLE	NONE	0	0	1,243,411
HARTFORD FDS EXCHANGE TRADED	TOTAL RTRN ETF	41653L305	9,509	293,070	SH		SOLE	NONE	0	0	293,070
HENRY JACK & ASSOC INC	COM	426281101	210	1,150	SH		SOLE	NONE	0	0	1,150
HENRY SCHEIN INC	COM	806407102	3,313	50,375	SH		SOLE	NONE	0	0	50,375
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	3,530	294,648	SH		SOLE	NONE	0	0	294,648
HOME DEPOT INC	COM	437076102	2,719	9,853	SH		SOLE	NONE	0	0	9,853
HONEYWELL INTL INC	COM	438516106	899	5,384	SH		SOLE	NONE	0	0	5,384
HUNT J B TRANS SVCS INC	COM	445658107	330	2,112	SH		SOLE	NONE	0	0	2,112
INDEPENDENCE RLTY TR INC	COM	45378A106	7,777	464,877	SH		SOLE	NONE	0	0	464,877
INNOVATOR ETFS TR	EMRGNG MKT JULY	45782C714	878	40,977	SH		SOLE	NONE	0	0	40,977
INNOVATOR ETFS TR	INTRNL DEV APRL	45782C367	220	10,165	SH		SOLE	NONE	0	0	10,165
INNOVATOR ETFS TR	INTRNL DEV JULY	45782C722	2,617	122,960	SH		SOLE	NONE	0	0	122,960
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C375	2,243	80,998	SH		SOLE	NONE	0	0	80,998
INNOVATOR ETFS TR	US EQTY ULTRA B	45782C532	293	10,494	SH		SOLE	NONE	0	0	10,494
INNOVATOR ETFS TR	US SML CP PWR B	45782C284	641	27,772	SH		SOLE	NONE	0	0	27,772
INTEL CORP	COM	458140100	344	13,350	SH		SOLE	NONE	0	0	13,350
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	266	2,948	SH		SOLE	NONE	0	0	2,948
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,743	39,921	SH		SOLE	NONE	0	0	39,921
INTERNATIONAL PAPER CO	COM	460146103	3,247	102,424	SH		SOLE	NONE	0	0	102,424
INTUIT	COM	461202103	1,754	4,528	SH		SOLE	NONE	0	0	4,528
INTUITIVE SURGICAL INC	COM NEW	46120E602	958	5,110	SH		SOLE	NONE	0	0	5,110
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	558	9,655	SH		SOLE	NONE	0	0	9,655
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	906	43,413	SH		SOLE	NONE	0	0	43,413
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	497	24,387	SH		SOLE	NONE	0	0	24,387
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	376	18,855	SH		SOLE	NONE	0	0	18,855
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	326	17,467	SH		SOLE	NONE	0	0	17,467
INVESCO QQQ TR	UNIT SER 1	46090E103	1,392	5,208	SH		SOLE	NONE	0	0	5,208
IRON MTN INC DEL	COM	46284V101	4,494	102,202	SH		SOLE	NONE	0	0	102,202
ISHARES TR	20 YR TR BD ETF	464287432	10,132	98,896	SH		SOLE	NONE	0	0	98,896
ISHARES TR	CORE S&P SCP ETF	464287804	306	3,509	SH		SOLE	NONE	0	0	3,509
ISHARES TR	CORE US AGGBD ET	464287226	19,210	199,402	SH		SOLE	NONE	0	0	199,402
ISHARES TR	EAFE GRWTH ETF	464288885	1,428	19,677	SH		SOLE	NONE	0	0	19,677
ISHARES TR	ESG AWRE 1 5 YR	46435G243	409	17,401	SH		SOLE	NONE	0	0	17,401
ISHARES TR	GL CLEAN ENE ETF	464288224	867	45,398	SH		SOLE	NONE	0	0	45,398
ISHARES TR	ISHARES BIOTECH	464287556	436	3,725	SH		SOLE	NONE	0	0	3,725
ISHARES TR	JPMORGAN USD EMG	464288281	2,449	30,849	SH		SOLE	NONE	0	0	30,849
ISHARES TR	MSCI EAFE MIN VL	46429B689	258	4,531	SH		SOLE	NONE	0	0	4,531
ISHARES TR	MSCI INTL QUALTY	46434V456	261	9,391	SH		SOLE	NONE	0	0	9,391
ISHARES TR	MSCI USA MIN VOL	46429B697	2,023	30,611	SH		SOLE	NONE	0	0	30,611
ISHARES TR	USD GRN BOND ETF	46435U440	1,877	41,198	SH		SOLE	NONE	0	0	41,198
J P MORGAN EXCHANGE TRADED F	DIV RTN EM EQT	46641Q308	2,753	61,720	SH		SOLE	NONE	0	0	61,720
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	366	7,294	SH		SOLE	NONE	0	0	7,294
J P MORGAN EXCHANGE TRADED F	US AGGREGATE ETF	46641Q241	42,547	935,093	SH		SOLE	NONE	0	0	935,093
JOHNSON & JOHNSON	COM	478160104	6,857	41,975	SH		SOLE	NONE	0	0	41,975
JPMORGAN CHASE & CO	COM	46625H100	672	6,427	SH		SOLE	NONE	0	0	6,427
KELLOGG CO	COM	487836108	5,053	72,540	SH		SOLE	NONE	0	0	72,540
KIMBERLY-CLARK CORP	COM	494368103	4,188	37,218	SH		SOLE	NONE	0	0	37,218
LEIDOS HOLDINGS INC	COM	525327102	4,476	51,168	SH		SOLE	NONE	0	0	51,168
LEXICON PHARMACEUTICALS INC	COM NEW	528872302	26	10,929	SH		SOLE	NONE	0	0	10,929
LILLY ELI & CO	COM	532457108	657	2,033	SH		SOLE	NONE	0	0	2,033
LOCKHEED MARTIN CORP	COM	539830109	6,314	16,345	SH		SOLE	NONE	0	0	16,345
LOWES COS INC	COM	548661107	248	1,318	SH		SOLE	NONE	0	0	1,318
M & T BK CORP	COM	55261F104	393	2,229	SH		SOLE	NONE	0	0	2,229
MASTERCARD INCORPORATED	CL A	57636Q104	5,740	20,188	SH		SOLE	NONE	0	0	20,188
MCDONALDS CORP	COM	580135101	462	2,004	SH		SOLE	NONE	0	0	2,004
MEDTRONIC PLC	SHS	G5960L103	3,651	45,214	SH		SOLE	NONE	0	0	45,214
MERCK & CO INC	COM	58933Y105	1,072	12,452	SH		SOLE	NONE	0	0	12,452
META PLATFORMS INC	CL A	30303M102	415	3,061	SH		SOLE	NONE	0	0	3,061
MICROSOFT CORP	COM	594918104	9,479	40,701	SH		SOLE	NONE	0	0	40,701
MORGAN STANLEY	COM NEW	617446448	477	6,043	SH		SOLE	NONE	0	0	6,043
NETAPP INC	COM	64110D104	3,614	58,436	SH		SOLE	NONE	0	0	58,436
NETFLIX INC	COM	64110L106	464	1,971	SH		SOLE	NONE	0	0	1,971
NEXTERA ENERGY INC	COM	65339F101	3,355	42,787	SH		SOLE	NONE	0	0	42,787
NVIDIA CORPORATION	COM	67066G104	1,483	12,218	SH		SOLE	NONE	0	0	12,218
ORACLE CORP	COM	68389X105	419	6,869	SH		SOLE	NONE	0	0	6,869
PACER FDS TR	US CASH COWS 100	69374H881	302	7,364	SH		SOLE	NONE	0	0	7,364
PAYCOM SOFTWARE INC	COM	70432V102	468	1,417	SH		SOLE	NONE	0	0	1,417
PAYPAL HLDGS INC	COM	70450Y103	627	7,285	SH		SOLE	NONE	0	0	7,285
PEPSICO INC	COM	713448108	1,043	6,386	SH		SOLE	NONE	0	0	6,386
PFIZER INC	COM	717081103	880	20,120	SH		SOLE	NONE	0	0	20,120
PHILIP MORRIS INTL INC	COM	718172109	327	3,936	SH		SOLE	NONE	0	0	3,936
PHILLIPS 66	COM	718546104	4,564	56,540	SH		SOLE	NONE	0	0	56,540
PIEDMONT OFFICE REALTY TR IN	COM CL A	720190206	106	10,025	SH		SOLE	NONE	0	0	10,025
PROCTER AND GAMBLE CO	COM	742718109	675	5,343	SH		SOLE	NONE	0	0	5,343
PUBLIC STORAGE	COM	74460D109	671	2,292	SH		SOLE	NONE	0	0	2,292
QUALCOMM INC	COM	747525103	358	3,171	SH		SOLE	NONE	0	0	3,171
QUEST DIAGNOSTICS INC	COM	74834L100	4,319	35,203	SH		SOLE	NONE	0	0	35,203
REALTY INCOME CORP	COM	756109104	229	3,937	SH		SOLE	NONE	0	0	3,937
REGENERON PHARMACEUTICALS	COM	75886F107	279	405	SH		SOLE	NONE	0	0	405
SALESFORCE INC	COM	79466L302	215	1,497	SH		SOLE	NONE	0	0	1,497
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	8,595	305,531	SH		SOLE	NONE	0	0	305,531
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	347	13,779	SH		SOLE	NONE	0	0	13,779
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	211	4,377	SH		SOLE	NONE	0	0	4,377
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	15,168	228,335	SH		SOLE	NONE	0	0	228,335
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	15,193	272,233	SH		SOLE	NONE	0	0	272,233
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	507	8,664	SH		SOLE	NONE	0	0	8,664
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	31,560	745,219	SH		SOLE	NONE	0	0	745,219
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	10,595	175,043	SH		SOLE	NONE	0	0	175,043
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	7,276	192,491	SH		SOLE	NONE	0	0	192,491
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	286	5,513	SH		SOLE	NONE	0	0	5,513
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	3,280	61,625	SH		SOLE	NONE	0	0	61,625
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	486	7,412	SH		SOLE	NONE	0	0	7,412
SOUTHERN CO	COM	842587107	487	7,164	SH		SOLE	NONE	0	0	7,164
SOUTHWEST AIRLS CO	COM	844741108	224	7,265	SH		SOLE	NONE	0	0	7,265
SPDR GOLD TR	GOLD SHS	78463V107	530	3,427	SH		SOLE	NONE	0	0	3,427
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,145	83,151	SH		SOLE	NONE	0	0	83,151
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	208	7,983	SH		SOLE	NONE	0	0	7,983
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,801	7,841	SH		SOLE	NONE	0	0	7,841
SPDR SER TR	BBG CONV SEC ETF	78464A359	264	4,175	SH		SOLE	NONE	0	0	4,175
SPDR SER TR	PORTFOLI S&P1500	78464A805	1,193	27,042	SH		SOLE	NONE	0	0	27,042
SPDR SER TR	S&P DIVID ETF	78464A763	365	3,272	SH		SOLE	NONE	0	0	3,272
STARBUCKS CORP	COM	855244109	491	5,825	SH		SOLE	NONE	0	0	5,825
STRATEGY SHS	NS 7HANDL IDX	86280R506	8,510	443,248	SH		SOLE	NONE	0	0	443,248
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	218	3,177	SH		SOLE	NONE	0	0	3,177
TARGET CORP	COM	87612E106	795	5,357	SH		SOLE	NONE	0	0	5,357
TESLA INC	COM	88160R101	3,450	13,006	SH		SOLE	NONE	0	0	13,006
TEXAS INSTRS INC	COM	882508104	3,772	24,369	SH		SOLE	NONE	0	0	24,369
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,034	5,983	SH		SOLE	NONE	0	0	5,983
TJX COS INC NEW	COM	872540109	3,918	63,073	SH		SOLE	NONE	0	0	63,073
TORO CO	COM	891092108	801	9,257	SH		SOLE	NONE	0	0	9,257
TORONTO DOMINION BK ONT	COM NEW	891160509	236	3,856	SH		SOLE	NONE	0	0	3,856
TOYOTA MOTOR CORP	ADS	892331307	216	1,660	SH		SOLE	NONE	0	0	1,660
TRACTOR SUPPLY CO	COM	892356106	3,711	19,962	SH		SOLE	NONE	0	0	19,962
TRAVELERS COMPANIES INC	COM	89417E109	4,534	29,594	SH		SOLE	NONE	0	0	29,594
UNION PAC CORP	COM	907818108	476	2,441	SH		SOLE	NONE	0	0	2,441
UNITEDHEALTH GROUP INC	COM	91324P102	10,231	20,257	SH		SOLE	NONE	0	0	20,257
US BANCORP DEL	COM NEW	902973304	314	7,783	SH		SOLE	NONE	0	0	7,783
VALERO ENERGY CORP	COM	91913Y100	5,783	54,126	SH		SOLE	NONE	0	0	54,126
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	682	9,116	SH		SOLE	NONE	0	0	9,116
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	536	7,521	SH		SOLE	NONE	0	0	7,521
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	454	9,512	SH		SOLE	NONE	0	0	9,512
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	277	2,177	SH		SOLE	NONE	0	0	2,177
VANGUARD INDEX FDS	GROWTH ETF	922908736	5,620	26,268	SH		SOLE	NONE	0	0	26,268
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,019	6,228	SH		SOLE	NONE	0	0	6,228
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	5,665	17,255	SH		SOLE	NONE	0	0	17,255
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,786	10,451	SH		SOLE	NONE	0	0	10,451
VANGUARD INDEX FDS	VALUE ETF	922908744	740	5,995	SH		SOLE	NONE	0	0	5,995
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,903	106,967	SH		SOLE	NONE	0	0	106,967
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	655	13,614	SH		SOLE	NONE	0	0	13,614
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	346	4,577	SH		SOLE	NONE	0	0	4,577
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	308	6,832	SH		SOLE	NONE	0	0	6,832
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	948	16,408	SH		SOLE	NONE	0	0	16,408
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	817	11,003	SH		SOLE	NONE	0	0	11,003
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	241	1,779	SH		SOLE	NONE	0	0	1,779
VANGUARD STAR FDS	VG TL INTL STK F	921909768	531	11,597	SH		SOLE	NONE	0	0	11,597
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,592	71,285	SH		SOLE	NONE	0	0	71,285
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	213	2,243	SH		SOLE	NONE	0	0	2,243
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	578	6,427	SH		SOLE	NONE	0	0	6,427
VECTOR GROUP LTD	COM	92240M108	271	30,808	SH		SOLE	NONE	0	0	30,808
VERIZON COMMUNICATIONS INC	COM	92343V104	3,854	101,512	SH		SOLE	NONE	0	0	101,512
VIRTUS DIVIDEND INTEREST & P	COM	92840R101	111	10,402	SH		SOLE	NONE	0	0	10,402
VISA INC	COM CL A	92826C839	5,917	33,306	SH		SOLE	NONE	0	0	33,306
WALMART INC	COM	931142103	3,096	23,873	SH		SOLE	NONE	0	0	23,873
WASTE MGMT INC DEL	COM	94106L109	246	1,533	SH		SOLE	NONE	0	0	1,533
WELLS FARGO CO NEW	COM	949746101	258	6,416	SH		SOLE	NONE	0	0	6,416
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	268	223	SH		SOLE	NONE	0	0	223
WISDOMTREE TR	INTL SMCAP DIV	97717W760	245	4,770	SH		SOLE	NONE	0	0	4,770
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,227	40,301	SH		SOLE	NONE	0	0	40,301
WISDOMTREE TR	US LARGECAP FUND	97717W588	322	8,384	SH		SOLE	NONE	0	0	8,384
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	217	8,425	SH		SOLE	NONE	0	0	8,425
WISDOMTREE TR	US SMALLCAP FUND	97717W562	392	10,007	SH		SOLE	NONE	0	0	10,007
WOLVERINE WORLD WIDE INC	COM	978097103	354	23,000	SH		SOLE	NONE	0	0	23,000
XCEL ENERGY INC	COM	98389B100	1,047	16,365	SH		SOLE	NONE	0	0	16,365
ZOETIS INC	CL A	98978V103	242	1,629	SH		SOLE	NONE	0	0	1,629