4Thought Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DBX ETF TR	XTRACK MSCI CHNA	233051762	86,000	2,992	SH		SOLE		0	0	0
ETF SER SOLUTIONS	VIDENTCORE EQ FD	26922A503	21,000	504	SH		SOLE		0	0	0
ETF MANAGERS TR	ETHO CLIMATE LEA	26924G888	44,000	891	SH		SOLE		0	0	0
GLOBAL X FDS	GBL X FTSE ETF	37950E648	19,000	1,276	SH		SOLE		0	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	100,000	374	SH		SOLE		0	0	0
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	263,000	12,807	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2029 HG	46138J395	381,000	19,098	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO 28 HYCORP	46138J452	303,000	14,643	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2029	46138J577	714,000	40,196	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2027	46138J585	500,000	23,374	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 26	46138J635	551,000	24,454	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	718,000	36,602	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	709,000	37,452	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	521,000	23,577	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	717,000	35,592	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	518,000	23,413	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	2,581,000	126,013	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 HY	46138J858	825,000	35,402	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	2,600,000	123,929	SH		SOLE		0	0	0
INVESCO EXCHNG TRAD SLF INDE	BULLETSHS 2030	46139W841	413,000	17,076	SH		SOLE		0	0	0
ISHARES INC	MSCI AUST ETF	464286103	13,000	582	SH		SOLE		0	0	0
ISHARES INC	MSCI FRONTIER	464286145	47,000	1,847	SH		SOLE		0	0	0
ISHARES INC	MSCI BRAZIL ETF	464286400	11,000	393	SH		SOLE		0	0	0
ISHARES INC	MSCI CDA ETF	464286509	13,000	405	SH		SOLE		0	0	0
ISHARES INC	MSCI JAPN SMCETF	464286582	10,000	156	SH		SOLE		0	0	0
ISHARES INC	MSCI ISRAEL ETF	464286632	2,000	41	SH		SOLE		0	0	0
ISHARES INC	MSCI CHILE ETF	464286640	2,000	73	SH		SOLE		0	0	0
ISHARES INC	MSCI TURKEY ETF	464286715	10,000	271	SH		SOLE		0	0	0
ISHARES INC	MSCI STH KOR ETF	464286772	11,000	203	SH		SOLE		0	0	0
ISHARES INC	MSCI MEXICO ETF	464286822	8,000	165	SH		SOLE		0	0	0
ISHARES INC	MSCI HONG KG ETF	464286871	3,000	135	SH		SOLE		0	0	0
ISHARES TR	TIPS BD ETF	464287176	371,000	3,483	SH		SOLE		0	0	0
ISHARES TR	CORE S&P500 ETF	464287200	10,409,000	27,091	SH		SOLE		0	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	2,494,000	23,652	SH		SOLE		0	0	0
ISHARES TR	20 YR TR BD ETF	464287432	847,000	8,505	SH		SOLE		0	0	0
ISHARES TR	MSCI EAFE ETF	464287465	4,401,000	67,047	SH		SOLE		0	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	104,000	429	SH		SOLE		0	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	349,000	1,629	SH		SOLE		0	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	5,946,000	62,826	SH		SOLE		0	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	390,000	4,610	SH		SOLE		0	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	133,000	1,852	SH		SOLE		0	0	0
ISHARES TR	NEW ZEALAND ETF	464289123	2,000	36	SH		SOLE		0	0	0
ISHARES TR	MSCI PERU ETF	464289842	1,000	46	SH		SOLE		0	0	0
ISHARES TR	CHINA SM-CAP ETF	46429B200	10,000	274	SH		SOLE		0	0	0
ISHARES TR	MSCI INDIA ETF	46429B598	18,000	420	SH		SOLE		0	0	0
ISHARES TR	MSCI POLAND ETF	46429B606	3,000	210	SH		SOLE		0	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	1,789,000	29,025	SH		SOLE		0	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	1,826,000	39,102	SH		SOLE		0	0	0
ISHARES INC	MSCI TAIWAN ETF	46434G772	4,000	88	SH		SOLE		0	0	0
ISHARES INC	MSCI JPN ETF NEW	46434G822	37,000	685	SH		SOLE		0	0	0
ISHARES INC	ESG AWR MSCI EM	46434G863	25,000	820	SH		SOLE		0	0	0
ISHARES TR	MSCI SAUDI ARBIA	46434V423	4,000	116	SH		SOLE		0	0	0
ISHARES TR	MSCI LW CRB TG	46434V464	21,000	153	SH		SOLE		0	0	0
ISHARES TR	MSCI UAE ETF	46434V761	2,000	160	SH		SOLE		0	0	0
ISHARES TR	MSCI QATAR ETF	46434V779	1,000	51	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC23 ETF	46434VAX8	269,000	10,728	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	3,104,000	127,647	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	84,000	3,449	SH		SOLE		0	0	0
ISHARES TR	ESG AWRE 1 5 YR	46435G243	60,000	2,535	SH		SOLE		0	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	24,000	363	SH		SOLE		0	0	0
ISHARES TR	MSCI GBL SUS DEV	46435G532	21,000	266	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC2026	46435GAA0	2,879,000	123,296	SH		SOLE		0	0	0
ISHARES TR	IBDS DEC28 ETF	46435U515	2,993,000	123,204	SH		SOLE		0	0	0
ISHARES TR	ESG AWR US AGRGT	46435U549	59,000	1,262	SH		SOLE		0	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	24,000	723	SH		SOLE		0	0	0
ISHARES TR	IBONDS 27 ETF	46435UAA9	3,548,000	151,803	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 29	46436E205	2,929,000	132,108	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 2032	46436E312	3,619,000	149,662	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 2031	46436E486	3,609,000	181,425	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 2030	46436E726	3,631,000	174,557	SH		SOLE		0	0	0
NUSHARES ETF TR	ESG HI TLD CRP	67092P854	30,000	1,479	SH		SOLE		0	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	27,073,000	70,793	SH		SOLE		0	0	0
SPDR GOLD TR	GOLD SHS	78463V107	19,000	113	SH		SOLE		0	0	0
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	22,000	459	SH		SOLE		0	0	0
SPDR SER TR	FTSE INT GVT ETF	78464A490	303,000	7,348	SH		SOLE		0	0	0
SPDR SER TR	BLOOMBERG INTL T	78464A516	271,000	12,104	SH		SOLE		0	0	0
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	267,000	2,964	SH		SOLE		0	0	0
SPDR SER TR	SPDR S&P 500 ETF	78468R796	134,000	1,430	SH		SOLE		0	0	0
VANECK ETF TRUST	VANECK RUSSIA ET	92189F403	3,000	453	SH		SOLE		0	0	0
VANECK ETF TRUST	RUSSIA SML CAP	92189F734	1,000	91	SH		SOLE		0	0	0
VANECK ETF TRUST	AFRICA INDEX ETF	92189F866	14,000	881	SH		SOLE		0	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	110,000	1,279	SH		SOLE		0	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,440,000	113,906	SH		SOLE		0	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	124,000	2,245	SH		SOLE		0	0	0
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	2,135,000	28,199	SH		SOLE		0	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	5,929,000	29,093	SH		SOLE		0	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	1,054,000	7,508	SH		SOLE		0	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	119,000	649	SH		SOLE		0	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	150,000	784	SH		SOLE		0	0	0
WISDOMTREE TR	EUR HDG SMLCAP	97717X552	29,000	941	SH		SOLE		0	0	0