4Thought Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DBX ETF TR	XTRACK MSCI CHNA	233051762	102,800	3,396	SH		SOLE		0	0	0
ETF SER SOLUTIONS	VIDENT US EQUITY	26922A503	21,132	473	SH		SOLE		0	0	0
ETF MANAGERS TR	ETHO CLIMATE LEA	26924G888	44,957	862	SH		SOLE		0	0	0
GLOBAL X FDS	GBL X FTSE ETF	37950E648	16,659	1,101	SH		SOLE		0	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	125,439	391	SH		SOLE		0	0	0
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	267,434	12,857	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2029 HG	46138J395	392,019	19,094	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO 28 HYCORP	46138J452	307,587	14,571	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2029	46138J577	824,117	45,047	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2027	46138J585	517,357	23,692	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 26	46138J635	566,125	24,759	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	823,848	41,050	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	799,846	41,746	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	536,717	23,875	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	808,184	39,851	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	535,849	23,864	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	2,683,931	130,351	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 HY	46138J858	1,032,359	43,828	SH		SOLE		0	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	2,721,513	129,104	SH		SOLE		0	0	0
INVESCO EXCHNG TRAD SLF INDE	BULLETSHS 2030	46139W841	420,779	16,818	SH		SOLE		0	0	0
ISHARES INC	MSCI AUST ETF	464286103	12,117	528	SH		SOLE		0	0	0
ISHARES INC	MSCI FRONTIER	464286145	69,819	2,728	SH		SOLE		0	0	0
ISHARES INC	MSCI BRAZIL ETF	464286400	8,850	323	SH		SOLE		0	0	0
ISHARES INC	MSCI CDA ETF	464286509	14,524	425	SH		SOLE		0	0	0
ISHARES INC	MSCI JAPN SMCETF	464286582	7,575	111	SH		SOLE		0	0	0
ISHARES INC	MSCI ISRAEL ETF	464286632	2,772	51	SH		SOLE		0	0	0
ISHARES INC	MSCI CHILE ETF	464286640	1,921	67	SH		SOLE		0	0	0
ISHARES INC	MSCI TURKEY ETF	464286715	4,590	141	SH		SOLE		0	0	0
ISHARES INC	MSCI STH KOR ETF	464286772	12,910	211	SH		SOLE		0	0	0
ISHARES INC	MSCI MEXICO ETF	464286822	7,790	131	SH		SOLE		0	0	0
ISHARES INC	MSCI HONG KG ETF	464286871	2,524	123	SH		SOLE		0	0	0
ISHARES TR	TIPS BD ETF	464287176	2,068,254	18,760	SH		SOLE		0	0	0
ISHARES TR	CORE S&P500 ETF	464287200	12,043,300	29,297	SH		SOLE		0	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	961,133	8,769	SH		SOLE		0	0	0
ISHARES TR	20 YR TR BD ETF	464287432	848,405	7,976	SH		SOLE		0	0	0
ISHARES TR	MSCI EAFE ETF	464287465	4,809,349	67,245	SH		SOLE		0	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	106,901	427	SH		SOLE		0	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	1,159,909	4,747	SH		SOLE		0	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	6,538,944	67,621	SH		SOLE		0	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	400,514	4,642	SH		SOLE		0	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	140,478	1,801	SH		SOLE		0	0	0
ISHARES TR	NEW ZEALAND ETF	464289123	1,858	37	SH		SOLE		0	0	0
ISHARES TR	MSCI PERU ETF	464289842	1,386	45	SH		SOLE		0	0	0
ISHARES TR	CHINA SM-CAP ETF	46429B200	10,426	310	SH		SOLE		0	0	0
ISHARES TR	MSCI INDIA ETF	46429B598	18,543	471	SH		SOLE		0	0	0
ISHARES TR	MSCI POLAND ETF	46429B606	3,824	247	SH		SOLE		0	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	1,965,016	29,394	SH		SOLE		0	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	1,949,707	39,961	SH		SOLE		0	0	0
ISHARES INC	MSCI TAIWAN ETF	46434G772	4,779	105	SH		SOLE		0	0	0
ISHARES INC	MSCI JPN ETF NEW	46434G822	30,084	513	SH		SOLE		0	0	0
ISHARES INC	ESG AWR MSCI EM	46434G863	24,816	788	SH		SOLE		0	0	0
ISHARES TR	MSCI SAUDI ARBIA	46434V423	5,135	133	SH		SOLE		0	0	0
ISHARES TR	MSCI LW CRB TG	46434V464	21,150	143	SH		SOLE		0	0	0
ISHARES TR	MSCI UAE ETF	46434V761	2,425	171	SH		SOLE		0	0	0
ISHARES TR	MSCI QATAR ETF	46434V779	1,046	58	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC23 ETF	46434VAX8	504,999	20,048	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	3,129,713	127,587	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	88,771	3,610	SH		SOLE		0	0	0
ISHARES TR	ESG AWRE 1 5 YR	46435G243	62,989	2,618	SH		SOLE		0	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	25,173	350	SH		SOLE		0	0	0
ISHARES TR	MSCI GBL SUS DEV	46435G532	20,907	264	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC2026	46435GAA0	2,881,505	121,429	SH		SOLE		0	0	0
ISHARES TR	IBDS DEC28 ETF	46435U515	3,043,661	122,039	SH		SOLE		0	0	0
ISHARES TR	ESG AWR US AGRGT	46435U549	64,283	1,338	SH		SOLE		0	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	23,314	686	SH		SOLE		0	0	0
ISHARES TR	IBONDS 27 ETF	46435UAA9	3,671,291	154,126	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 29	46436E205	2,974,487	130,004	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 2032	46436E312	3,791,919	151,253	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 2031	46436E486	3,813,162	184,745	SH		SOLE		0	0	0
ISHARES TR	IBONDS DEC 2030	46436E726	3,809,357	176,932	SH		SOLE		0	0	0
NUSHARES ETF TR	ESG HI TLD CRP	67092P854	31,823	1,533	SH		SOLE		0	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	30,644,642	74,854	SH		SOLE		0	0	0
SPDR GOLD TR	GOLD SHS	78463V107	18,964	104	SH		SOLE		0	0	0
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	24,097	476	SH		SOLE		0	0	0
SPDR SER TR	FTSE INT GVT ETF	78464A490	320,063	7,405	SH		SOLE		0	0	0
SPDR SER TR	BLOOMBERG INTL T	78464A516	276,751	11,970	SH		SOLE		0	0	0
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	273,006	2,941	SH		SOLE		0	0	0
SPDR SER TR	SPDR S&P 500 ETF	78468R796	140,445	4,225	SH		SOLE		0	0	0
VANECK ETF TRUST	AFRICA INDEX ETF	92189F866	15,093	945	SH		SOLE		0	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	92,414	1,004	SH		SOLE		0	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,749,420	117,560	SH		SOLE		0	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	123,285	2,023	SH		SOLE		0	0	0
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	2,319,245	29,092	SH		SOLE		0	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,463,017	30,642	SH		SOLE		0	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	349,869	2,533	SH		SOLE		0	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	121,760	642	SH		SOLE		0	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	160,860	788	SH		SOLE		0	0	0
WISDOMTREE TR	EUR HDG SMLCAP	97717X552	30,710	907	SH		SOLE		0	0	0