Garrett Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
A-MARK PRECIOUS METALS INC	COM	00181T107	712,140	22,000	SH		SOLE	0	0	0	22,000
ABBOTT LABS	COM	002824100	211,041	2,031	SH		SOLE	0	0	0	2,031
ABBVIE INC	COM	00287Y109	298,788	1,742	SH		SOLE	0	0	0	1,742
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,135,057	3,741	SH		SOLE	0	0	0	3,741
ALPHABET INC	CAP STK CL A	02079K305	7,379,148	40,511	SH		SOLE	0	0	0	40,511
ALPHABET INC	CAP STK CL C	02079K107	592,813	3,232	SH		SOLE	0	0	0	3,232
AMAZON COM INC	COM	023135106	7,251,315	37,523	SH		SOLE	0	0	0	37,523
AMERICAN CENTY ETF TR	US EQT ETF	025072885	1,020,410	11,314	SH		SOLE	0	0	0	11,314
AMERICAN CENTY ETF TR	AVANTIS US MID C	025072125	4,860,320	81,961	SH		SOLE	0	53	0	81,908
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	29,823,013	479,008	SH		SOLE	0	211	0	478,797
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	11,283,666	184,706	SH		SOLE	0	75	0	184,631
AMERICAN CENTY ETF TR	DIVERSIFIED MU	025072505	345,721	6,865	SH		SOLE	0	0	0	6,865
AMERICAN TOWER CORP NEW	COM	03027X100	3,085,800	15,875	SH		SOLE	0	0	0	15,875
APPLE INC	COM	037833100	9,533,477	45,264	SH		SOLE	0	0	0	45,264
ARISTA NETWORKS INC	COM	040413106	3,239,837	9,244	SH		SOLE	0	0	0	9,244
BANK AMERICA CORP	COM	060505104	274,537	6,903	SH		SOLE	0	0	0	6,903
BANK NEW YORK MELLON CORP	COM	064058100	2,008,651	33,539	SH		SOLE	0	0	0	33,539
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,067,493	2,624	SH		SOLE	0	0	0	2,624
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	20,100,132	385,060	SH		SOLE	0	163	0	384,897
BLACKROCK ETF TRUST II	HIGH YLD MUNI IN	092528108	210,507	9,298	SH		SOLE	0	0	0	9,298
BLACKROCK INC	COM	09247X101	2,617,107	3,324	SH		SOLE	0	0	0	3,324
BLACKSTONE INC	COM	09260D107	2,140,403	17,289	SH		SOLE	0	0	0	17,289
BONDBLOXX ETF TRUST	BB RT USD HI YLD	09789C705	668,461	16,770	SH		SOLE	0	0	0	16,770
BONDBLOXX ETF TRUST	JP MORGAN USD EM	09789C879	587,649	14,305	SH		SOLE	0	0	0	14,305
BOOKING HOLDINGS INC	COM	09857L108	202,037	51	SH		SOLE	0	0	0	51
BRISTOL-MYERS SQUIBB CO	COM	110122108	423,592	10,200	SH		SOLE	0	0	0	10,200
BROADCOM INC	COM	11135F101	5,107,276	3,181	SH		SOLE	0	0	0	3,181
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	609,287	18,525	SH		SOLE	0	0	0	18,525
CAPITAL GRP FIXED INCM ETF T	SHORT DURATION	14020Y409	332,058	13,068	SH		SOLE	0	0	0	13,068
CAPITAL GRP FIXED INCM ETF T	MUNICIPAL INCOME	14020Y201	220,224	8,202	SH		SOLE	0	0	0	8,202
CAPITAL ONE FINL CORP	COM	14040H105	2,186,833	15,795	SH		SOLE	0	0	0	15,795
CATERPILLAR INC	COM	149123101	2,319,392	6,963	SH		SOLE	0	0	0	6,963
CHARLES RIV LABS INTL INC	COM	159864107	1,919,128	9,290	SH		SOLE	0	0	0	9,290
CHEVRON CORP NEW	COM	166764100	3,932,574	25,141	SH		SOLE	0	0	0	25,141
CISCO SYS INC	COM	17275R102	2,879,526	60,609	SH		SOLE	0	0	0	60,609
COCA COLA CO	COM	191216100	372,528	5,853	SH		SOLE	0	0	0	5,853
COMCAST CORP NEW	CL A	20030N101	2,263,778	57,808	SH		SOLE	0	0	0	57,808
CONSTELLATION ENERGY CORP	COM	21037T109	486,476	2,429	SH		SOLE	0	0	0	2,429
CROWDSTRIKE HLDGS INC	CL A	22788C105	2,278,320	5,946	SH		SOLE	0	0	0	5,946
CSX CORP	COM	126408103	2,019,281	60,367	SH		SOLE	0	0	0	60,367
CVS HEALTH CORP	COM	126650100	211,199	3,576	SH		SOLE	0	0	0	3,576
DANAHER CORPORATION	COM	235851102	205,127	821	SH		SOLE	0	0	0	821
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	6,231,363	166,214	SH		SOLE	0	0	0	166,214
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	332,053	12,616	SH		SOLE	0	0	0	12,616
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	1,793,179	69,315	SH		SOLE	0	0	0	69,315
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	6,970,061	116,013	SH		SOLE	0	35	0	115,978
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	4,026,507	158,399	SH		SOLE	0	0	0	158,399
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	7,810,546	242,263	SH		SOLE	0	0	0	242,263
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	2,368,289	79,821	SH		SOLE	0	0	0	79,821
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	521,053	16,288	SH		SOLE	0	0	0	16,288
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	1,468,042	66,427	SH		SOLE	0	0	0	66,427
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	5,428,999	130,693	SH		SOLE	0	0	0	130,693
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,354,512	23,491	SH		SOLE	0	0	0	23,491
ELI LILLY & CO	COM	532457108	2,459,917	2,717	SH		SOLE	0	0	0	2,717
ENBRIDGE INC	COM	29250N105	2,658,486	74,698	SH		SOLE	0	0	0	74,698
EVERGY INC	COM	30034W106	272,531	5,145	SH		SOLE	0	0	0	5,145
EXELON CORP	COM	30161N101	250,057	7,225	SH		SOLE	0	0	0	7,225
EXXON MOBIL CORP	COM	30231G102	377,133	3,276	SH		SOLE	0	0	0	3,276
FEDEX CORP	COM	31428X106	2,298,888	7,667	SH		SOLE	0	0	0	7,667
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	725,872	16,156	SH		SOLE	0	0	0	16,156
GILEAD SCIENCES INC	COM	375558103	1,856,536	27,059	SH		SOLE	0	0	0	27,059
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	273,819	2,736	SH		SOLE	0	0	0	2,736
GRACO INC	COM	384109104	796,605	10,048	SH		SOLE	0	0	0	10,048
GRAINGER W W INC	COM	384802104	360,896	400	SH		SOLE	0	0	0	400
HOME DEPOT INC	COM	437076102	2,990,531	8,687	SH		SOLE	0	0	0	8,687
HONEYWELL INTL INC	COM	438516106	384,799	1,802	SH		SOLE	0	0	0	1,802
INNOVATOR ETFS TRUST	EQUITY DEF PROTN	45783Y541	703,778	26,280	SH		SOLE	0	0	0	26,280
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	240,047	12,519	SH		SOLE	0	0	0	12,519
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	1,601,883	64,540	SH		SOLE	0	0	0	64,540
INVESCO EXCH TRD SLF IDX FD	BULSHS 2029 MUNI	46138J478	1,281,797	55,937	SH		SOLE	0	0	0	55,937
INVESCO EXCH TRD SLF IDX FD	BULSHS 2028 MUNI	46138J486	1,283,063	55,233	SH		SOLE	0	0	0	55,233
INVESCO EXCH TRD SLF IDX FD	INVSC 30 MUNI BD	46138J445	1,279,915	58,788	SH		SOLE	0	0	0	58,788
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	1,435,569	61,100	SH		SOLE	0	0	0	61,100
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 MUNI	46138J494	1,424,743	60,679	SH		SOLE	0	0	0	60,679
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	367,611	17,976	SH		SOLE	0	0	0	17,976
INVESCO EXCH TRD SLF IDX FD	BULLETSHS 31 MUN	46138J411	1,279,503	61,045	SH		SOLE	0	0	0	61,045
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	641,033	30,438	SH		SOLE	0	0	0	30,438
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	1,564,009	64,389	SH		SOLE	0	0	0	64,389
INVESCO QQQ TR	UNIT SER 1	46090E103	639,612	1,335	SH		SOLE	0	0	0	1,335
ISHARES GOLD TR	ISHARES NEW	464285204	223,472	5,087	SH		SOLE	0	0	0	5,087
ISHARES INC	CORE MSCI EMKT	46434G103	388,093	7,250	SH		SOLE	0	0	0	7,250
ISHARES INC	ESG AWR MSCI EM	46434G863	234,609	6,997	SH		SOLE	0	0	0	6,997
ISHARES INC	MSCI GBL MIN VOL	464286525	318,420	3,043	SH		SOLE	0	0	0	3,043
ISHARES TR	CRE U S REIT ETF	464288521	816,382	15,242	SH		SOLE	0	0	0	15,242
ISHARES TR	EAFE GRWTH ETF	464288885	347,104	3,393	SH		SOLE	0	0	0	3,393
ISHARES TR	MSCI INTL VLU FT	46435G409	455,724	16,608	SH		SOLE	0	0	0	16,608
ISHARES TR	IBONDS DEC 29	46436E205	2,815,081	124,176	SH		SOLE	0	0	0	124,176
ISHARES TR	CORE HIGH DV ETF	46429B663	477,302	4,391	SH		SOLE	0	0	0	4,391
ISHARES TR	MSCI USA MMENTM	46432F396	695,296	3,568	SH		SOLE	0	0	0	3,568
ISHARES TR	MSCI INTL QUALTY	46434V456	261,440	6,695	SH		SOLE	0	0	0	6,695
ISHARES TR	MSCI USA ESG SLC	464288802	2,483,248	22,099	SH		SOLE	0	0	0	22,099
ISHARES TR	IBDS DEC28 ETF	46435U515	3,165,766	127,806	SH		SOLE	0	0	0	127,806
ISHARES TR	RUS MD CP GR ETF	464287481	246,853	2,237	SH		SOLE	0	0	0	2,237
ISHARES TR	CORE S&P500 ETF	464287200	1,318,571	2,410	SH		SOLE	0	0	0	2,410
ISHARES TR	S&P 500 GRWT ETF	464287309	426,794	4,612	SH		SOLE	0	0	0	4,612
ISHARES TR	ESG AWARE MSCI	46435U663	1,913,456	49,700	SH		SOLE	0	0	0	49,700
ISHARES TR	CORE S&P MCP ETF	464287507	1,523,889	26,040	SH		SOLE	0	0	0	26,040
ISHARES TR	RUS 1000 GRW ETF	464287614	2,406,495	6,602	SH		SOLE	0	0	0	6,602
ISHARES TR	RUSSELL 2000 ETF	464287655	611,713	3,015	SH		SOLE	0	0	0	3,015
ISHARES TR	CORE 1 5 YR USD	46432F859	5,977,999	126,198	SH		SOLE	0	0	0	126,198
ISHARES TR	S&P 500 VAL ETF	464287408	338,539	1,860	SH		SOLE	0	0	0	1,860
ISHARES TR	EAFE VALUE ETF	464288877	368,522	6,948	SH		SOLE	0	0	0	6,948
ISHARES TR	ISHS 1-5YR INVS	464288646	378,600	7,389	SH		SOLE	0	0	0	7,389
ISHARES TR	IBONDS DEC 2032	46436E312	2,238,938	91,162	SH		SOLE	0	0	0	91,162
ISHARES TR	BROAD USD HIGH	46435U853	755,195	20,816	SH		SOLE	0	0	0	20,816
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	1,360,985	54,158	SH		SOLE	0	0	0	54,158
ISHARES TR	MSCI EAFE ETF	464287465	622,798	7,951	SH		SOLE	0	0	0	7,951
ISHARES TR	ESG AWRE 1 5 YR	46435G243	1,771,754	72,346	SH		SOLE	0	0	0	72,346
ISHARES TR	MSCI USA VALUE	46432F388	609,868	5,895	SH		SOLE	0	0	0	5,895
ISHARES TR	RUS 2000 GRW ETF	464287648	243,365	927	SH		SOLE	0	0	0	927
ISHARES TR	CORE MSCI TOTAL	46432F834	2,871,030	42,496	SH		SOLE	0	0	0	42,496
ISHARES TR	CORE S&P SCP ETF	464287804	468,717	4,394	SH		SOLE	0	0	0	4,394
ISHARES TR	MSCI USA QLT FCT	46432F339	14,557,852	85,253	SH		SOLE	0	132	0	85,121
ISHARES TR	ESG AW MSCI EAFE	46435G516	968,049	12,288	SH		SOLE	0	0	0	12,288
ISHARES TR	NATIONAL MUN ETF	464288414	6,351,126	59,607	SH		SOLE	0	0	0	59,607
ISHARES TR	SHRT NAT MUN ETF	464288158	1,023,564	9,790	SH		SOLE	0	0	0	9,790
ISHARES TR	IBONDS DEC 2031	46436E486	2,646,752	130,446	SH		SOLE	0	0	0	130,446
ISHARES TR	0-5 YR TIPS ETF	46429B747	296,220	2,977	SH		SOLE	0	0	0	2,977
ISHARES TR	MSCI USA MIN VOL	46429B697	3,192,348	38,022	SH		SOLE	0	0	0	38,022
ISHARES TR	IBONDS 27 ETF	46435UAA9	3,217,273	135,578	SH		SOLE	0	0	0	135,578
ISHARES TR	MSCI EAFE MIN VL	46429B689	1,437,421	20,726	SH		SOLE	0	0	0	20,726
ISHARES TR	PFD AND INCM SEC	464288687	785,753	24,905	SH		SOLE	0	0	0	24,905
ISHARES TR	CORE MSCI INTL	46435G326	1,183,030	18,023	SH		SOLE	0	0	0	18,023
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	3,308,412	133,082	SH		SOLE	0	0	0	133,082
ISHARES TR	AGGRES ALLOC ETF	464289859	1,257,509	16,816	SH		SOLE	0	0	0	16,816
ISHARES TR	CORE US AGGBD ET	464287226	2,715,782	27,978	SH		SOLE	0	0	0	27,978
ISHARES TR	IBONDS DEC2026	46435GAA0	3,313,269	139,096	SH		SOLE	0	0	0	139,096
ISHARES TR	ESG AWR MSCI USA	46435G425	1,577,768	13,223	SH		SOLE	0	0	0	13,223
ISHARES TR	IBONDS DEC 2030	46436E726	2,748,613	129,286	SH		SOLE	0	0	0	129,286
ISHARES TR	CORE INTL AGGR	46435G672	807,056	16,167	SH		SOLE	0	0	0	16,167
ISHARES TR	RUS 1000 VAL ETF	464287598	1,872,999	10,735	SH		SOLE	0	0	0	10,735
ISHARES TR	CORE S&P TTL STK	464287150	421,907	3,552	SH		SOLE	0	0	0	3,552
ISHARES TR	BLACKROCK ULTRA	46434V878	788,440	15,603	SH		SOLE	0	0	0	15,603
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	52,539,280	1,134,023	SH		SOLE	0	481	0	1,133,542
J P MORGAN EXCHANGE TRADED F	ACTIVE BOND ETF	46654Q716	4,583,527	87,723	SH		SOLE	0	0	0	87,723
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	922,358	18,275	SH		SOLE	0	0	0	18,275
J P MORGAN EXCHANGE TRADED F	INTL BD OPP ETF	46641Q852	11,775,427	249,876	SH		SOLE	0	59	0	249,817
J P MORGAN EXCHANGE TRADED F	BETABUILDERS USD	46641Q878	238,666	5,218	SH		SOLE	0	0	0	5,218
J P MORGAN EXCHANGE TRADED F	BETABUILDERS US	46641Q241	12,964,874	285,507	SH		SOLE	0	0	0	285,507
J P MORGAN EXCHANGE TRADED F	MUNICIPAL ETF	46641Q647	9,528,281	189,147	SH		SOLE	0	0	0	189,147
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	203,890	3,597	SH		SOLE	0	0	0	3,597
JACOBS SOLUTIONS INC	COM	46982L108	1,780,185	12,742	SH		SOLE	0	0	0	12,742
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	330,669	6,499	SH		SOLE	0	0	0	6,499
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	26,231,741	587,497	SH		SOLE	0	249	0	587,248
JANUS DETROIT STR TR	B-BBB CLO ETF	47103U753	281,162	5,717	SH		SOLE	0	0	0	5,717
JOHNSON & JOHNSON	COM	478160104	3,417,991	23,385	SH		SOLE	0	0	0	23,385
JPMORGAN CHASE & CO.	COM	46625H100	3,524,016	17,423	SH		SOLE	0	0	0	17,423
KLA CORP	COM NEW	482480100	3,693,827	4,480	SH		SOLE	0	0	0	4,480
KROGER CO	COM	501044101	320,401	6,417	SH		SOLE	0	0	0	6,417
LANDMARK BANCORP INC	COM	51504L107	201,885	10,515	SH		SOLE	0	0	0	10,515
LOCKHEED MARTIN CORP	COM	539830109	305,483	654	SH		SOLE	0	0	0	654
LPL FINL HLDGS INC	COM	50212V100	1,984,427	7,105	SH		SOLE	0	0	0	7,105
MASTERCARD INCORPORATED	CL A	57636Q104	3,403,114	7,714	SH		SOLE	0	0	0	7,714
MCDONALDS CORP	COM	580135101	2,687,554	10,546	SH		SOLE	0	0	0	10,546
MCKESSON CORP	COM	58155Q103	3,214,563	5,504	SH		SOLE	0	0	0	5,504
MEDTRONIC PLC	SHS	G5960L103	2,581,720	32,800	SH		SOLE	0	0	0	32,800
MERCK & CO INC	COM	58933Y105	3,286,349	26,546	SH		SOLE	0	0	0	26,546
META PLATFORMS INC	CL A	30303M102	4,199,272	8,328	SH		SOLE	0	0	0	8,328
MICROCHIP TECHNOLOGY INC.	COM	595017104	601,247	6,571	SH		SOLE	0	0	0	6,571
MICROSOFT CORP	COM	594918104	11,050,956	24,725	SH		SOLE	0	0	0	24,725
MOTOROLA SOLUTIONS INC	COM NEW	620076307	201,518	522	SH		SOLE	0	0	0	522
NRG ENERGY INC	COM NEW	629377508	560,128	7,194	SH		SOLE	0	0	0	7,194
NUCOR CORP	COM	670346105	2,195,895	13,891	SH		SOLE	0	0	0	13,891
NUSHARES ETF TR	NUVEEN ESG LRGVL	67092P300	1,032,309	27,317	SH		SOLE	0	0	0	27,317
NUSHARES ETF TR	NUVEEN ESG INTL	67092P805	608,716	19,554	SH		SOLE	0	0	0	19,554
NUSHARES ETF TR	NUVEEN ESG EMRGN	67092P888	214,624	7,486	SH		SOLE	0	0	0	7,486
NUSHARES ETF TR	NUVEEN ESG US	67092P870	4,194,306	192,223	SH		SOLE	0	0	0	192,223
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	963,532	11,872	SH		SOLE	0	0	0	11,872
NVIDIA CORPORATION	COM	67066G104	7,776,746	62,949	SH		SOLE	0	0	0	62,949
ORACLE CORP	COM	68389X105	695,975	4,929	SH		SOLE	0	0	0	4,929
PEPSICO INC	COM	713448108	3,542,385	21,478	SH		SOLE	0	0	0	21,478
PROCTER AND GAMBLE CO	COM	742718109	4,017,821	24,362	SH		SOLE	0	0	0	24,362
PROSPECT CAP CORP	NOTE 6.375% 3/0	74348TAT9	9,937	10,000	PRN		SOLE	0	0	0	10,000
QUALCOMM INC	COM	747525103	233,041	1,170	SH		SOLE	0	0	0	1,170
RTX CORPORATION	COM	75513E101	2,896,297	28,850	SH		SOLE	0	0	0	28,850
SALESFORCE INC	COM	79466L302	3,202,952	12,458	SH		SOLE	0	0	0	12,458
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	2,576,656	40,984	SH		SOLE	0	0	0	40,984
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	765,376	7,590	SH		SOLE	0	0	0	7,590
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	4,122,935	107,312	SH		SOLE	0	0	0	107,312
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	691,220	8,889	SH		SOLE	0	0	0	8,889
SCHWAB STRATEGIC TR	MUN BD ETF	808524649	5,829,942	113,423	SH		SOLE	0	0	0	113,423
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,653,153	25,730	SH		SOLE	0	0	0	25,730
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	1,067,000	19,428	SH		SOLE	0	0	0	19,428
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	402,559	8,364	SH		SOLE	0	0	0	8,364
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,181,650	15,951	SH		SOLE	0	0	0	15,951
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	214,690	1,473	SH		SOLE	0	0	0	1,473
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	444,681	5,807	SH		SOLE	0	0	0	5,807
SELECT SECTOR SPDR TR	ENERGY	81369Y506	304,608	3,342	SH		SOLE	0	0	0	3,342
SERVICENOW INC	COM	81762P102	1,030,538	1,310	SH		SOLE	0	0	0	1,310
SKECHERS U S A INC	CL A	830566105	1,676,920	24,261	SH		SOLE	0	0	0	24,261
SKYWORKS SOLUTIONS INC	COM	83088M102	2,825,446	26,510	SH		SOLE	0	0	0	26,510
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	369,227	944	SH		SOLE	0	0	0	944
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	15,977,569	424,146	SH		SOLE	0	122	0	424,024
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	15,761,963	449,315	SH		SOLE	0	0	0	449,315
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,772,987	16,120	SH		SOLE	0	0	0	16,120
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	644,771	1,205	SH		SOLE	0	0	0	1,205
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,037,157	176,163	SH		SOLE	0	0	0	176,163
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,395,178	21,800	SH		SOLE	0	0	0	21,800
SPDR SER TR	PORTFLI HIGH YLD	78468R606	1,907,137	82,098	SH		SOLE	0	0	0	82,098
SPDR SER TR	ICE PFD SEC ETF	78464A292	613,692	18,087	SH		SOLE	0	0	0	18,087
SPDR SER TR	PORTFOLIO INTRMD	78464A375	14,480,126	444,721	SH		SOLE	0	343	0	444,378
SPDR SER TR	PRTFLO S&P500 HI	78468R788	3,534,597	87,860	SH		SOLE	0	0	0	87,860
SPDR SER TR	S&P 600 SMCP VAL	78464A300	425,859	5,438	SH		SOLE	0	0	0	5,438
SPDR SER TR	PORTFOLIO SH TSR	78468R101	248,571	8,610	SH		SOLE	0	0	0	8,610
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,332,055	112,190	SH		SOLE	0	0	0	112,190
SPDR SER TR	PRTFLO S&P500 GW	78464A409	29,057,824	362,634	SH		SOLE	0	280	0	362,354
SPDR SER TR	PORTFOLIO S&P600	78468R853	634,188	15,271	SH		SOLE	0	0	0	15,271
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	2,810,507	112,017	SH		SOLE	0	0	0	112,017
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	4,458,462	175,254	SH		SOLE	0	0	0	175,254
SPDR SER TR	PORTFOLI S&P1500	78464A805	3,930,678	59,242	SH		SOLE	0	0	0	59,242
SPDR SER TR	PRTFLO S&P500 VL	78464A508	28,007,049	574,621	SH		SOLE	0	463	0	574,158
SPDR SER TR	S&P DIVID ETF	78464A763	368,617	2,898	SH		SOLE	0	0	0	2,898
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	1,245,538	56,487	SH		SOLE	0	0	0	56,487
SSGA ACTIVE ETF TR	ULT SHT TRM BD	78467V707	1,090,333	26,942	SH		SOLE	0	0	0	26,942
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	235,083	5,624	SH		SOLE	0	0	0	5,624
STRYKER CORPORATION	COM	863667101	281,387	827	SH		SOLE	0	0	0	827
SYNOPSYS INC	COM	871607107	1,036,595	1,742	SH		SOLE	0	0	0	1,742
T-MOBILE US INC	COM	872590104	2,071,877	11,760	SH		SOLE	0	0	0	11,760
THE CIGNA GROUP	COM	125523100	1,660,123	5,022	SH		SOLE	0	0	0	5,022
TJX COS INC NEW	COM	872540109	2,076,820	18,863	SH		SOLE	0	0	0	18,863
UNION PAC CORP	COM	907818108	231,011	1,021	SH		SOLE	0	0	0	1,021
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	248,894	2,511	SH		SOLE	0	0	0	2,511
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	1,384,000	18,480	SH		SOLE	0	0	0	18,480
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	8,428,068	109,884	SH		SOLE	0	0	0	109,884
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,097,000	29,105	SH		SOLE	0	0	0	29,105
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	3,800,537	78,088	SH		SOLE	0	0	0	78,088
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	4,900,363	26,848	SH		SOLE	0	0	0	26,848
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	961,140	1,922	SH		SOLE	0	0	0	1,922
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	239,641	1,593	SH		SOLE	0	0	0	1,593
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	508,053	3,010	SH		SOLE	0	0	0	3,010
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,897,454	8,702	SH		SOLE	0	0	0	8,702
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	32,564,390	121,731	SH		SOLE	0	0	0	121,731
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,059,559	4,236	SH		SOLE	0	0	0	4,236
VANGUARD INDEX FDS	MID CAP ETF	922908629	321,381	1,327	SH		SOLE	0	0	0	1,327
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,313,498	15,682	SH		SOLE	0	0	0	15,682
VANGUARD INDEX FDS	VALUE ETF	922908744	10,553,462	65,791	SH		SOLE	0	0	0	65,791
VANGUARD INDEX FDS	GROWTH ETF	922908736	5,846,093	15,631	SH		SOLE	0	0	0	15,631
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,136,925	10,094	SH		SOLE	0	0	0	10,094
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	4,323,247	73,725	SH		SOLE	0	0	0	73,725
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	898,653	7,649	SH		SOLE	0	0	0	7,649
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,740,265	85,472	SH		SOLE	0	0	0	85,472
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	1,856,572	38,248	SH		SOLE	0	0	0	38,248
VANGUARD MALVERN FDS	CORE BD ETF	922020748	4,612,366	60,665	SH		SOLE	0	0	0	60,665
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	9,342,355	186,437	SH		SOLE	0	0	0	186,437
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,024,021	37,833	SH		SOLE	0	0	0	37,833
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,254,247	16,231	SH		SOLE	0	0	0	16,231
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	289,660	4,995	SH		SOLE	0	0	0	4,995
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	1,971,478	43,425	SH		SOLE	0	0	0	43,425
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,948,549	16,152	SH		SOLE	0	0	0	16,152
VANGUARD STAR FDS	VG TL INTL STK F	921909768	1,306,293	21,663	SH		SOLE	0	0	0	21,663
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	8,077,446	163,445	SH		SOLE	0	0	0	163,445
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,226,067	10,338	SH		SOLE	0	0	0	10,338
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	746,223	10,889	SH		SOLE	0	0	0	10,889
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	245,953	3,026	SH		SOLE	0	0	0	3,026
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	2,517,524	43,959	SH		SOLE	0	0	0	43,959
VANGUARD WORLD FD	ESG US STK ETF	921910733	2,414,243	24,987	SH		SOLE	0	0	0	24,987
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	302,479	1,533	SH		SOLE	0	0	0	1,533
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	250,044	796	SH		SOLE	0	0	0	796
VEEVA SYS INC	CL A COM	922475108	1,745,732	9,539	SH		SOLE	0	0	0	9,539
VISA INC	COM CL A	92826C839	243,572	928	SH		SOLE	0	0	0	928
WALMART INC	COM	931142103	3,912,962	57,790	SH		SOLE	0	0	0	57,790
WASTE MGMT INC DEL	COM	94106L109	2,154,743	10,100	SH		SOLE	0	0	0	10,100
WISDOMTREE TR	INTL QULTY DIV	97717X131	28,876,732	778,558	SH		SOLE	0	350	0	778,208
WISDOMTREE TR	US QTLY DIV GRT	97717X669	12,935,155	165,729	SH		SOLE	0	287	0	165,442
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	785,742	15,618	SH		SOLE	0	0	0	15,618
WISDOMTREE TR	US LARGECAP FUND	97717W588	249,703	4,390	SH		SOLE	0	0	0	4,390
YUM BRANDS INC	COM	988498101	239,620	1,809	SH		SOLE	0	0	0	1,809