Garrett Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
A-MARK PRECIOUS METALS INC	COM	00181T107	971,520	22,000	SH		SOLE	0	0	0	22,000
ABBOTT LABS	COM	002824100	231,554	2,031	SH		SOLE	0	0	0	2,031
ABBVIE INC	COM	00287Y109	366,128	1,854	SH		SOLE	0	0	0	1,854
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,362,665	3,855	SH		SOLE	0	0	0	3,855
ALPHABET INC	CAP STK CL A	02079K305	7,355,013	44,347	SH		SOLE	0	0	0	44,347
ALPHABET INC	CAP STK CL C	02079K107	649,032	3,882	SH		SOLE	0	0	0	3,882
AMAZON COM INC	COM	023135106	7,744,989	41,566	SH		SOLE	0	0	0	41,566
AMENTUM HOLDINGS INC	COM	023939101	504,584	15,646	SH		SOLE	0	0	0	15,646
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	34,937,148	521,217	SH		SOLE	0	211	0	521,006
AMERICAN CENTY ETF TR	DIVERSIFIED MU	025072505	352,998	6,865	SH		SOLE	0	0	0	6,865
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	12,939,290	200,299	SH		SOLE	0	75	0	200,224
AMERICAN CENTY ETF TR	US EQT ETF	025072885	1,033,900	10,866	SH		SOLE	0	0	0	10,866
AMERICAN CENTY ETF TR	AVANTIS US MID C	025072125	5,999,956	93,370	SH		SOLE	0	53	0	93,317
AMERICAN TOWER CORP NEW	COM	03027X100	3,703,431	15,925	SH		SOLE	0	0	0	15,925
APPLE INC	COM	037833100	13,947,373	59,860	SH		SOLE	0	0	0	59,860
ARISTA NETWORKS INC	COM	040413106	4,015,525	10,462	SH		SOLE	0	0	0	10,462
BANK AMERICA CORP	COM	060505104	281,880	7,104	SH		SOLE	0	0	0	7,104
BANK NEW YORK MELLON CORP	COM	064058100	2,642,939	36,779	SH		SOLE	0	0	0	36,779
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,377,154	2,992	SH		SOLE	0	0	0	2,992
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	24,066,232	449,584	SH		SOLE	0	163	0	449,421
BLACKROCK ETF TRUST II	HIGH YLD MUNI IN	092528108	215,528	9,298	SH		SOLE	0	0	0	9,298
BLACKROCK INC	COM	09247X101	3,408,808	3,590	SH		SOLE	0	0	0	3,590
BLACKSTONE INC	COM	09260D107	2,745,193	17,927	SH		SOLE	0	0	0	17,927
BONDBLOXX ETF TRUST	BB RT USD HI YLD	09789C705	673,334	16,379	SH		SOLE	0	0	0	16,379
BONDBLOXX ETF TRUST	JP MORGAN USD EM	09789C879	607,839	14,182	SH		SOLE	0	0	0	14,182
BOOKING HOLDINGS INC	COM	09857L108	257,181	61	SH		SOLE	0	0	0	61
BROADCOM INC	COM	11135F101	5,731,494	33,226	SH		SOLE	0	0	0	33,226
CAPITAL GROUP CONSERVATIVE E	SHS	14020U100	769,354	28,228	SH		SOLE	0	0	0	28,228
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	649,286	18,663	SH		SOLE	0	0	0	18,663
CAPITAL GRP FIXED INCM ETF T	SHORT DURATION	14020Y409	365,357	14,101	SH		SOLE	0	0	0	14,101
CAPITAL GRP FIXED INCM ETF T	MUNICIPAL INCOME	14020Y201	238,929	8,701	SH		SOLE	0	0	0	8,701
CAPITAL ONE FINL CORP	COM	14040H105	2,451,696	16,374	SH		SOLE	0	0	0	16,374
CATERPILLAR INC	COM	149123101	2,857,934	7,307	SH		SOLE	0	0	0	7,307
CHARLES RIV LABS INTL INC	COM	159864107	1,926,367	9,780	SH		SOLE	0	0	0	9,780
CHEVRON CORP NEW	COM	166764100	4,132,562	28,061	SH		SOLE	0	0	0	28,061
CISCO SYS INC	COM	17275R102	3,269,118	61,426	SH		SOLE	0	0	0	61,426
COCA COLA CO	COM	191216100	339,287	4,721	SH		SOLE	0	0	0	4,721
COMCAST CORP NEW	CL A	20030N101	2,376,230	56,888	SH		SOLE	0	0	0	56,888
CONSTELLATION ENERGY CORP	COM	21037T109	631,924	2,430	SH		SOLE	0	0	0	2,430
COSTCO WHSL CORP NEW	COM	22160K105	204,833	231	SH		SOLE	0	0	0	231
CROWDSTRIKE HLDGS INC	CL A	22788C105	1,745,552	6,224	SH		SOLE	0	0	0	6,224
CSX CORP	COM	126408103	2,210,477	64,016	SH		SOLE	0	0	0	64,016
DANAHER CORPORATION	COM	235851102	275,541	991	SH		SOLE	0	0	0	991
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	6,749,205	170,048	SH		SOLE	0	0	0	170,048
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	349,463	12,616	SH		SOLE	0	0	0	12,616
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	1,872,733	68,323	SH		SOLE	0	0	0	68,323
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	6,868,479	105,897	SH		SOLE	0	35	0	105,862
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	2,699,616	84,947	SH		SOLE	0	0	0	84,947
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	7,997,067	233,219	SH		SOLE	0	0	0	233,219
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	4,385,739	162,375	SH		SOLE	0	0	0	162,375
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	502,669	14,754	SH		SOLE	0	0	0	14,754
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	1,725,564	67,300	SH		SOLE	0	0	0	67,300
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	5,814,079	134,616	SH		SOLE	0	0	0	134,616
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,778,163	24,095	SH		SOLE	0	0	0	24,095
ELI LILLY & CO	COM	532457108	2,798,945	3,159	SH		SOLE	0	0	0	3,159
ENBRIDGE INC	COM	29250N105	3,108,353	76,542	SH		SOLE	0	0	0	76,542
EVERGY INC	COM	30034W106	319,041	5,145	SH		SOLE	0	0	0	5,145
EXELON CORP	COM	30161N101	292,974	7,225	SH		SOLE	0	0	0	7,225
EXXON MOBIL CORP	COM	30231G102	408,512	3,485	SH		SOLE	0	0	0	3,485
FEDEX CORP	COM	31428X106	2,214,632	8,092	SH		SOLE	0	0	0	8,092
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	708,467	15,158	SH		SOLE	0	0	0	15,158
GILEAD SCIENCES INC	COM	375558103	2,659,008	31,715	SH		SOLE	0	0	0	31,715
GRACO INC	COM	384109104	879,300	10,048	SH		SOLE	0	0	0	10,048
GRAINGER W W INC	COM	384802104	415,524	400	SH		SOLE	0	0	0	400
HARBOR ETF TRUST	HARBOR COMMODITY	41151J505	206,791	9,148	SH		SOLE	0	0	0	9,148
HOME DEPOT INC	COM	437076102	3,719,231	9,179	SH		SOLE	0	0	0	9,179
HONEYWELL INTL INC	COM	438516106	423,549	2,049	SH		SOLE	0	0	0	2,049
INNOVATOR ETFS TRUST	EQUITY DEF PROTN	45783Y541	721,123	26,280	SH		SOLE	0	0	0	26,280
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	1,447,499	60,973	SH		SOLE	0	0	0	60,973
INVESCO EXCH TRD SLF IDX FD	INVSC 30 MUNI BD	46138J445	1,301,069	58,739	SH		SOLE	0	0	0	58,739
INVESCO EXCH TRD SLF IDX FD	BULSHS 2028 MUNI	46138J486	1,306,261	55,397	SH		SOLE	0	0	0	55,397
INVESCO EXCH TRD SLF IDX FD	BULSHS 2029 MUNI	46138J478	1,305,796	56,115	SH		SOLE	0	0	0	56,115
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	245,753	12,564	SH		SOLE	0	0	0	12,564
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	1,601,386	64,520	SH		SOLE	0	0	0	64,520
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	372,074	18,018	SH		SOLE	0	0	0	18,018
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 MUNI	46138J494	1,434,395	60,523	SH		SOLE	0	0	0	60,523
INVESCO EXCH TRD SLF IDX FD	BULLETSHS 31 MUN	46138J411	1,307,509	61,371	SH		SOLE	0	0	0	61,371
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	1,571,793	64,181	SH		SOLE	0	0	0	64,181
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	631,670	29,909	SH		SOLE	0	0	0	29,909
INVESCO QQQ TR	UNIT SER 1	46090E103	657,430	1,347	SH		SOLE	0	0	0	1,347
ISHARES GOLD TR	ISHARES NEW	464285204	224,992	4,527	SH		SOLE	0	0	0	4,527
ISHARES INC	MSCI GBL MIN VOL	464286525	348,515	3,043	SH		SOLE	0	0	0	3,043
ISHARES INC	ESG AWR MSCI EM	46434G863	376,115	10,330	SH		SOLE	0	0	0	10,330
ISHARES INC	CORE MSCI EMKT	46434G103	551,997	9,615	SH		SOLE	0	0	0	9,615
ISHARES TR	PFD AND INCM SEC	464288687	779,875	23,469	SH		SOLE	0	0	0	23,469
ISHARES TR	MSCI EAFE MIN VL	46429B689	1,630,607	21,260	SH		SOLE	0	0	0	21,260
ISHARES TR	CORE S&P US VLU	464287663	214,933	2,251	SH		SOLE	0	0	0	2,251
ISHARES TR	RUS 2000 GRW ETF	464287648	294,792	1,038	SH		SOLE	0	0	0	1,038
ISHARES TR	MSCI USA VALUE	46432F388	642,761	5,895	SH		SOLE	0	0	0	5,895
ISHARES TR	CORE MSCI TOTAL	46432F834	3,418,476	47,067	SH		SOLE	0	0	0	47,067
ISHARES TR	CORE S&P SCP ETF	464287804	264,865	2,265	SH		SOLE	0	0	0	2,265
ISHARES TR	IBONDS 27 ETF	46435UAA9	3,484,993	143,003	SH		SOLE	0	0	0	143,003
ISHARES TR	RUS 1000 VAL ETF	464287598	2,019,920	10,642	SH		SOLE	0	0	0	10,642
ISHARES TR	CORE INTL AGGR	46435G672	818,823	15,801	SH		SOLE	0	0	0	15,801
ISHARES TR	CORE S&P TTL STK	464287150	785,125	6,250	SH		SOLE	0	0	0	6,250
ISHARES TR	CORE MSCI INTL	46435G326	1,141,284	16,113	SH		SOLE	0	0	0	16,113
ISHARES TR	BLACKROCK ULTRA	46434V878	888,949	17,520	SH		SOLE	0	0	0	17,520
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,425,082	16,931	SH		SOLE	0	0	0	16,931
ISHARES TR	ESG AWRE 1 5 YR	46435G243	2,310,216	91,821	SH		SOLE	0	0	0	91,821
ISHARES TR	MSCI USA MIN VOL	46429B697	3,591,439	39,332	SH		SOLE	0	0	0	39,332
ISHARES TR	MSCI USA QLT FCT	46432F339	19,320,164	107,753	SH		SOLE	0	132	0	107,621
ISHARES TR	IBONDS DEC 2031	46436E486	2,931,374	138,142	SH		SOLE	0	0	0	138,142
ISHARES TR	NATIONAL MUN ETF	464288414	7,016,412	64,590	SH		SOLE	0	0	0	64,590
ISHARES TR	SHRT NAT MUN ETF	464288158	973,357	9,166	SH		SOLE	0	0	0	9,166
ISHARES TR	0-5 YR TIPS ETF	46429B747	356,780	3,521	SH		SOLE	0	0	0	3,521
ISHARES TR	EAFE GRWTH ETF	464288885	440,611	4,093	SH		SOLE	0	0	0	4,093
ISHARES TR	MODERT ALLOC ETF	464289875	213,100	4,724	SH		SOLE	0	0	0	4,724
ISHARES TR	MSCI INTL QUALTY	46434V456	277,776	6,695	SH		SOLE	0	0	0	6,695
ISHARES TR	IBDS DEC28 ETF	46435U515	3,438,518	134,685	SH		SOLE	0	0	0	134,685
ISHARES TR	IBONDS DEC 29	46436E205	3,087,953	131,346	SH		SOLE	0	0	0	131,346
ISHARES TR	CORE HIGH DV ETF	46429B663	516,469	4,391	SH		SOLE	0	0	0	4,391
ISHARES TR	MSCI USA MMENTM	46432F396	662,417	3,267	SH		SOLE	0	0	0	3,267
ISHARES TR	MSCI INTL VLU FT	46435G409	416,314	14,098	SH		SOLE	0	0	0	14,098
ISHARES TR	CRE U S REIT ETF	464288521	783,133	12,719	SH		SOLE	0	0	0	12,719
ISHARES TR	BROAD USD HIGH	46435U853	791,502	21,023	SH		SOLE	0	0	0	21,023
ISHARES TR	EAFE VALUE ETF	464288877	474,623	8,250	SH		SOLE	0	0	0	8,250
ISHARES TR	ISHS 1-5YR INVS	464288646	389,092	7,389	SH		SOLE	0	0	0	7,389
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	1,264,862	50,173	SH		SOLE	0	0	0	50,173
ISHARES TR	IBONDS DEC 2032	46436E312	2,516,289	97,872	SH		SOLE	0	0	0	97,872
ISHARES TR	MSCI USA ESG SLC	464288802	2,660,039	22,099	SH		SOLE	0	0	0	22,099
ISHARES TR	CORE S&P500 ETF	464287200	1,044,804	1,811	SH		SOLE	0	0	0	1,811
ISHARES TR	RUS MD CP GR ETF	464287481	246,074	2,098	SH		SOLE	0	0	0	2,098
ISHARES TR	MSCI EAFE ETF	464287465	669,621	8,007	SH		SOLE	0	0	0	8,007
ISHARES TR	IBONDS DEC 2030	46436E726	3,031,592	136,743	SH		SOLE	0	0	0	136,743
ISHARES TR	IBONDS DEC2026	46435GAA0	3,562,693	146,613	SH		SOLE	0	0	0	146,613
ISHARES TR	ESG AWR MSCI USA	46435G425	1,903,804	15,088	SH		SOLE	0	0	0	15,088
ISHARES TR	CORE US AGGBD ET	464287226	3,112,575	30,735	SH		SOLE	0	0	0	30,735
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	3,508,700	139,789	SH		SOLE	0	0	0	139,789
ISHARES TR	ESG AWARE MSCI	46435U663	2,115,847	50,594	SH		SOLE	0	0	0	50,594
ISHARES TR	AGGRES ALLOC ETF	464289859	1,379,769	17,485	SH		SOLE	0	0	0	17,485
ISHARES TR	CORE 1 5 YR USD	46432F859	7,466,342	153,376	SH		SOLE	0	0	0	153,376
ISHARES TR	CORE S&P MCP ETF	464287507	1,245,046	19,978	SH		SOLE	0	0	0	19,978
ISHARES TR	RUS 1000 GRW ETF	464287614	2,429,084	6,471	SH		SOLE	0	0	0	6,471
ISHARES TR	S&P 500 GRWT ETF	464287309	595,086	6,215	SH		SOLE	0	0	0	6,215
ISHARES TR	RUSSELL 2000 ETF	464287655	717,816	3,250	SH		SOLE	0	0	0	3,250
ISHARES TR	CORE MSCI EAFE	46432F842	443,785	5,686	SH		SOLE	0	0	0	5,686
ISHARES TR	S&P 500 VAL ETF	464287408	518,754	2,631	SH		SOLE	0	0	0	2,631
J P MORGAN EXCHANGE TRADED F	BETABUILDERS US	46641Q241	8,018,773	169,458	SH		SOLE	0	0	0	169,458
J P MORGAN EXCHANGE TRADED F	SHORT DURA CORE	46641Q274	283,837	5,973	SH		SOLE	0	0	0	5,973
J P MORGAN EXCHANGE TRADED F	MUNICIPAL ETF	46641Q647	13,884,685	270,815	SH		SOLE	0	0	0	270,815
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	314,849	5,291	SH		SOLE	0	0	0	5,291
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	46641Q837	1,084,180	21,367	SH		SOLE	0	0	0	21,367
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	61,914,987	1,283,478	SH		SOLE	0	481	0	1,282,997
J P MORGAN EXCHANGE TRADED F	ACTIVE BOND ETF	46654Q716	10,178,945	186,257	SH		SOLE	0	0	0	186,257
J P MORGAN EXCHANGE TRADED F	INTL BD OPP ETF	46641Q852	13,578,143	279,070	SH		SOLE	0	59	0	279,011
J P MORGAN EXCHANGE TRADED F	BETABUILDERS USD	46641Q878	247,630	5,229	SH		SOLE	0	0	0	5,229
JACOBS SOLUTIONS INC	COM	46982L108	2,055,261	15,701	SH		SOLE	0	0	0	15,701
JANUS DETROIT STR TR	B-BBB CLO ETF	47103U753	291,938	5,964	SH		SOLE	0	0	0	5,964
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	30,953,675	663,530	SH		SOLE	0	249	0	663,281
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	307,264	6,039	SH		SOLE	0	0	0	6,039
JOHNSON & JOHNSON	COM	478160104	4,059,265	25,048	SH		SOLE	0	0	0	25,048
JPMORGAN CHASE & CO.	COM	46625H100	3,817,555	18,105	SH		SOLE	0	0	0	18,105
KLA CORP	COM NEW	482480100	3,611,869	4,664	SH		SOLE	0	0	0	4,664
KROGER CO	COM	501044101	367,694	6,417	SH		SOLE	0	0	0	6,417
LANDMARK BANCORP INC	COM	51504L107	212,379	10,519	SH		SOLE	0	0	0	10,519
LOWES COS INC	COM	548661107	394,628	1,457	SH		SOLE	0	0	0	1,457
LPL FINL HLDGS INC	COM	50212V100	1,854,526	7,972	SH		SOLE	0	0	0	7,972
MASTERCARD INCORPORATED	CL A	57636Q104	4,294,585	8,697	SH		SOLE	0	0	0	8,697
MCDONALDS CORP	COM	580135101	3,476,307	11,416	SH		SOLE	0	0	0	11,416
MCKESSON CORP	COM	58155Q103	2,774,690	5,612	SH		SOLE	0	0	0	5,612
MEDTRONIC PLC	SHS	G5960L103	2,933,755	32,586	SH		SOLE	0	0	0	32,586
MERCADOLIBRE INC	COM	58733R102	318,054	155	SH		SOLE	0	0	0	155
MERCK & CO INC	COM	58933Y105	3,051,049	26,867	SH		SOLE	0	0	0	26,867
META PLATFORMS INC	CL A	30303M102	5,507,018	9,620	SH		SOLE	0	0	0	9,620
MICROSOFT CORP	COM	594918104	11,405,413	26,506	SH		SOLE	0	0	0	26,506
MOTOROLA SOLUTIONS INC	COM NEW	620076307	234,707	522	SH		SOLE	0	0	0	522
NRG ENERGY INC	COM NEW	629377508	602,080	6,609	SH		SOLE	0	0	0	6,609
NUCOR CORP	COM	670346105	2,267,283	15,081	SH		SOLE	0	0	0	15,081
NUSHARES ETF TR	NUVEEN ESG LRGVL	67092P300	1,334,706	31,992	SH		SOLE	0	0	0	31,992
NUSHARES ETF TR	NUVEEN ESG INTL	67092P805	1,026,037	30,489	SH		SOLE	0	0	0	30,489
NUSHARES ETF TR	NUVEEN ESG US	67092P870	6,085,257	268,073	SH		SOLE	0	0	0	268,073
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	1,151,614	13,937	SH		SOLE	0	0	0	13,937
NUSHARES ETF TR	NUVEEN ESG EMRGN	67092P888	274,496	8,849	SH		SOLE	0	0	0	8,849
NVIDIA CORPORATION	COM	67066G104	8,631,986	71,080	SH		SOLE	0	0	0	71,080
ORACLE CORP	COM	68389X105	678,022	3,979	SH		SOLE	0	0	0	3,979
PEPSICO INC	COM	713448108	3,784,502	22,255	SH		SOLE	0	0	0	22,255
PROCTER AND GAMBLE CO	COM	742718109	4,365,577	25,205	SH		SOLE	0	0	0	25,205
PROSPECT CAP CORP	NOTE 6.375% 3/0	74348TAT9	10,042	10,000	PRN		SOLE	0	0	0	10,000
RTX CORPORATION	COM	75513E101	3,498,450	28,875	SH		SOLE	0	0	0	28,875
SALESFORCE INC	COM	79466L302	3,569,179	13,040	SH		SOLE	0	0	0	13,040
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,966,123	29,557	SH		SOLE	0	0	0	29,557
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	784,163	7,527	SH		SOLE	0	0	0	7,527
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	4,488,740	109,162	SH		SOLE	0	0	0	109,162
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	836,224	9,893	SH		SOLE	0	0	0	9,893
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	1,157,341	19,428	SH		SOLE	0	0	0	19,428
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,774,482	26,153	SH		SOLE	0	0	0	26,153
SCHWAB STRATEGIC TR	MUN BD ETF	808524649	5,859,774	111,551	SH		SOLE	0	0	0	111,551
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,044,730	12,999	SH		SOLE	0	0	0	12,999
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	404,526	8,259	SH		SOLE	0	0	0	8,259
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	463,602	6,460	SH		SOLE	0	0	0	6,460
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	206,387	1,340	SH		SOLE	0	0	0	1,340
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	480,900	5,794	SH		SOLE	0	0	0	5,794
SELECT SECTOR SPDR TR	ENERGY	81369Y506	205,952	2,346	SH		SOLE	0	0	0	2,346
SERVICENOW INC	COM	81762P102	1,506,153	1,684	SH		SOLE	0	0	0	1,684
SKECHERS U S A INC	CL A	830566105	1,954,599	29,208	SH		SOLE	0	0	0	29,208
SKYWORKS SOLUTIONS INC	COM	83088M102	2,689,122	27,226	SH		SOLE	0	0	0	27,226
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	399,425	944	SH		SOLE	0	0	0	944
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	19,344,442	468,615	SH		SOLE	0	122	0	468,493
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	19,265,320	512,921	SH		SOLE	0	0	0	512,921
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9,249,180	16,120	SH		SOLE	0	0	0	16,120
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	686,440	1,205	SH		SOLE	0	0	0	1,205
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,672,671	158,608	SH		SOLE	0	0	0	158,608
SPDR SER TR	PRTFLO S&P500 GW	78464A409	36,984,158	445,915	SH		SOLE	0	280	0	445,635
SPDR SER TR	PORTFOLIO S&P600	78468R853	739,133	16,241	SH		SOLE	0	0	0	16,241
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	4,611,541	175,544	SH		SOLE	0	0	0	175,544
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	2,904,553	111,115	SH		SOLE	0	0	0	111,115
SPDR SER TR	PRTFLO S&P500 VL	78464A508	37,533,278	710,051	SH		SOLE	0	463	0	709,588
SPDR SER TR	S&P DIVID ETF	78464A763	372,369	2,622	SH		SOLE	0	0	0	2,622
SPDR SER TR	PORTFOLIO SHORT	78464A474	3,680,170	121,538	SH		SOLE	0	0	0	121,538
SPDR SER TR	PORTFOLI S&P1500	78464A805	4,159,944	59,377	SH		SOLE	0	0	0	59,377
SPDR SER TR	PORTFLI HIGH YLD	78468R606	2,374,529	98,733	SH		SOLE	0	0	0	98,733
SPDR SER TR	PORTFOLIO INTRMD	78464A375	17,509,174	519,406	SH		SOLE	0	343	0	519,063
SPDR SER TR	ICE PFD SEC ETF	78464A292	619,771	17,380	SH		SOLE	0	0	0	17,380
SPDR SER TR	PORTFOLIO SH TSR	78468R101	300,306	10,211	SH		SOLE	0	0	0	10,211
SPDR SER TR	PRTFLO S&P500 HI	78468R788	4,422,241	96,873	SH		SOLE	0	0	0	96,873
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,474,704	21,844	SH		SOLE	0	0	0	21,844
SPDR SER TR	S&P 600 SMCP VAL	78464A300	467,102	5,380	SH		SOLE	0	0	0	5,380
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	1,376,485	56,206	SH		SOLE	0	0	0	56,206
SSGA ACTIVE ETF TR	ULT SHT TRM BD	78467V707	1,100,647	26,990	SH		SOLE	0	0	0	26,990
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	274,864	6,582	SH		SOLE	0	0	0	6,582
STRYKER CORPORATION	COM	863667101	300,700	832	SH		SOLE	0	0	0	832
SYNOPSYS INC	COM	871607107	1,158,620	2,288	SH		SOLE	0	0	0	2,288
T-MOBILE US INC	COM	872590104	2,518,417	12,204	SH		SOLE	0	0	0	12,204
TESLA INC	COM	88160R101	389,962	1,491	SH		SOLE	0	0	0	1,491
THE CIGNA GROUP	COM	125523100	1,759,569	5,079	SH		SOLE	0	0	0	5,079
TJX COS INC NEW	COM	872540109	2,491,617	21,198	SH		SOLE	0	0	0	21,198
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	260,414	2,465	SH		SOLE	0	0	0	2,465
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	1,564,912	19,968	SH		SOLE	0	0	0	19,968
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,220,529	29,564	SH		SOLE	0	0	0	29,564
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	8,717,698	110,785	SH		SOLE	0	0	0	110,785
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	309,942	4,123	SH		SOLE	0	0	0	4,123
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	3,939,974	78,361	SH		SOLE	0	0	0	78,361
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	5,061,663	25,210	SH		SOLE	0	0	0	25,210
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	603,656	3,317	SH		SOLE	0	0	0	3,317
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	264,471	1,577	SH		SOLE	0	0	0	1,577
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,159,820	2,198	SH		SOLE	0	0	0	2,198
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	673,501	2,558	SH		SOLE	0	0	0	2,558
VANGUARD INDEX FDS	GROWTH ETF	922908736	6,152,037	16,024	SH		SOLE	0	0	0	16,024
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,166,063	9,131	SH		SOLE	0	0	0	9,131
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	34,407,194	121,511	SH		SOLE	0	0	0	121,511
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,130,528	4,228	SH		SOLE	0	0	0	4,228
VANGUARD INDEX FDS	MID CAP ETF	922908629	448,113	1,698	SH		SOLE	0	0	0	1,698
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,691,023	17,358	SH		SOLE	0	0	0	17,358
VANGUARD INDEX FDS	VALUE ETF	922908744	11,785,664	67,513	SH		SOLE	0	0	0	67,513
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	4,512,800	71,632	SH		SOLE	0	0	0	71,632
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,227,792	10,257	SH		SOLE	0	0	0	10,257
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	969,989	7,701	SH		SOLE	0	0	0	7,701
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,386,229	91,666	SH		SOLE	0	0	0	91,666
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	1,886,086	38,250	SH		SOLE	0	0	0	38,250
VANGUARD MALVERN FDS	CORE BD ETF	922020748	10,543,357	133,140	SH		SOLE	0	0	0	133,140
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	8,281,181	161,995	SH		SOLE	0	0	0	161,995
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,626,425	43,301	SH		SOLE	0	0	0	43,301
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	240,211	4,070	SH		SOLE	0	0	0	4,070
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,308,196	16,472	SH		SOLE	0	0	0	16,472
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	2,278,288	48,259	SH		SOLE	0	0	0	48,259
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	3,225,152	16,284	SH		SOLE	0	0	0	16,284
VANGUARD STAR FDS	VG TL INTL STK F	921909768	1,477,710	22,825	SH		SOLE	0	0	0	22,825
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	9,108,220	172,472	SH		SOLE	0	0	0	172,472
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	1,056,954	14,396	SH		SOLE	0	0	0	14,396
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,548,076	12,075	SH		SOLE	0	0	0	12,075
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	289,912	3,284	SH		SOLE	0	0	0	3,284
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	204,497	936	SH		SOLE	0	0	0	936
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	2,506,975	40,757	SH		SOLE	0	0	0	40,757
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	512,825	1,817	SH		SOLE	0	0	0	1,817
VANGUARD WORLD FD	ESG US STK ETF	921910733	2,484,223	24,439	SH		SOLE	0	0	0	24,439
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	281,537	874	SH		SOLE	0	0	0	874
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	313,301	1,516	SH		SOLE	0	0	0	1,516
VEEVA SYS INC	CL A COM	922475108	2,148,649	10,238	SH		SOLE	0	0	0	10,238
VERISK ANALYTICS INC	COM	92345Y106	1,659,963	6,195	SH		SOLE	0	0	0	6,195
VISA INC	COM CL A	92826C839	332,415	1,209	SH		SOLE	0	0	0	1,209
WALMART INC	COM	931142103	4,883,703	60,479	SH		SOLE	0	0	0	60,479
WASTE MGMT INC DEL	COM	94106L109	2,223,405	10,710	SH		SOLE	0	0	0	10,710
WISDOMTREE TR	INTL QULTY DIV	97717X131	33,418,993	853,614	SH		SOLE	0	350	0	853,264
WISDOMTREE TR	US QTLY DIV GRT	97717X669	17,964,130	215,889	SH		SOLE	0	287	0	215,602
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	765,805	15,249	SH		SOLE	0	0	0	15,249
WISDOMTREE TR	US LARGECAP FUND	97717W588	391,461	6,520	SH		SOLE	0	0	0	6,520