Annapolis Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	60,754	578	SH		SOLE		0	0	578
ABBOTT LABS	COM	002824100	140,549	1,388	SH		SOLE		0	0	1,388
ABBVIE INC	COM	00287Y109	173,236	1,087	SH		SOLE		0	0	1,087
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	3,716	13	SH		SOLE		0	0	13
ADOBE SYSTEMS INCORPORATED	COM	00724F101	2,313	6	SH		SOLE		0	0	6
ADVISORSHARES TR	PURE US CANNABIS	00768Y453	29	5	SH		SOLE		0	0	5
AFLAC INC	COM	001055102	22,582	350	SH		SOLE		0	0	350
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	307	3	SH		SOLE		0	0	3
ALPHABET INC	CAP STK CL A	02079K305	248,641	2,397	SH		SOLE		0	0	2,397
ALPHABET INC	CAP STK CL C	02079K107	1,165,528	11,207	SH		SOLE		0	0	11,207
ALTRIA GROUP INC	COM	02209S103	7,452	167	SH		SOLE		0	0	167
AMAZON COM INC	COM	023135106	361,412	3,499	SH		SOLE		0	0	3,499
AMERICAN CENTY ETF TR	AVANTIS ALL EQT	025072232	108,722	1,881	SH		SOLE		0	0	1,881
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	2,479,484	46,880	SH		SOLE		0	0	46,880
AMERICAN CENTY ETF TR	AVANTIS RESPON U	025072281	59,844	1,239	SH		SOLE		0	0	1,239
AMERICAN CENTY ETF TR	AVANTIS US SMALL	025072323	77,183	1,750	SH		SOLE		0	0	1,750
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	13,459,633	236,010	SH		SOLE		0	0	236,010
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	1,431,430	24,477	SH		SOLE		0	0	24,477
AMERICAN CENTY ETF TR	REAL ESTATE ETF	025072356	22,140	534	SH		SOLE		0	0	534
AMERICAN CENTY ETF TR	US EQT ETF	025072885	4,844,152	68,343	SH		SOLE		0	0	68,343
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	9,456	185	SH		SOLE		0	0	185
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,726,737	23,315	SH		SOLE		0	0	23,315
AMERICAN ELEC PWR CO INC	COM	025537101	10,191	112	SH		SOLE		0	0	112
AMERICAN EXPRESS CO	COM	025816109	27,877	169	SH		SOLE		0	0	169
AMERICAN INTL GROUP INC	COM NEW	026874784	6,950	138	SH		SOLE		0	0	138
AMERICAN TOWER CORP NEW	COM	03027X100	20,434	100	SH		SOLE		0	0	100
AMERIPRISE FINL INC	COM	03076C106	2,146	7	SH		SOLE		0	0	7
AMGEN INC	COM	031162100	65,273	270	SH		SOLE		0	0	270
AMPLIFY ETF TR	SEYMOUR CANNBS	032108854	34	8	SH		SOLE		0	0	8
ANALOG DEVICES INC	COM	032654105	14,200	72	SH		SOLE		0	0	72
ANSYS INC	COM	03662Q105	10,650	32	SH		SOLE		0	0	32
APOLLO GLOBAL MGMT INC	COM	03769M106	7,895	125	SH		SOLE		0	0	125
APPLE INC	COM	037833100	1,943,196	11,784	SH		SOLE		0	0	11,784
APTIV PLC	SHS	G6095L109	14,024	125	SH		SOLE		0	0	125
APYX MEDICAL CORPORATION	COM	03837C106	4,516	1,568	SH		SOLE		0	0	1,568
ARCH CAP GROUP LTD	ORD	G0450A105	160,513	2,365	SH		SOLE		0	0	2,365
ARK ETF TR	AUTNMUS TECHNLGY	00214Q203	1,509	30	SH		SOLE		0	0	30
ARK ETF TR	INNOVATION ETF	00214Q104	6,818	169	SH		SOLE		0	0	169
AT&T INC	COM	00206R102	41,353	2,148	SH		SOLE		0	0	2,148
ATMOS ENERGY CORP	COM	049560105	18,652	166	SH		SOLE		0	0	166
AUTOMATIC DATA PROCESSING IN	COM	053015103	211,722	951	SH		SOLE		0	0	951
AUTONATION INC	COM	05329W102	155,858	1,160	SH		SOLE		0	0	1,160
BANK AMERICA CORP	COM	060505104	342,406	11,972	SH		SOLE		0	0	11,972
BECTON DICKINSON & CO	COM	075887109	1,733	7	SH		SOLE		0	0	7
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	465,600	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	681,147	2,206	SH		SOLE		0	0	2,206
BHP GROUP LTD	SPONSORED ADS	088606108	4,566	72	SH		SOLE		0	0	72
BLACKROCK INC	COM	09247X101	34,126	51	SH		SOLE		0	0	51
BLACKROCK INNOVATION AND GRW	SHS BEN INT	09260Q108	10,295	1,282	SH		SOLE		0	0	1,282
BLOCK H & R INC	COM	093671105	3,032	86	SH		SOLE		0	0	86
BOEING CO	COM	097023105	43,761	206	SH		SOLE		0	0	206
BRIGHTHOUSE FINL INC	COM	10922N103	45	1	SH		SOLE		0	0	1
BRISTOL-MYERS SQUIBB CO	COM	110122108	213,891	3,086	SH		SOLE		0	0	3,086
BROADCOM INC	COM	11135F101	50,682	79	SH		SOLE		0	0	79
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	29,314	200	SH		SOLE		0	0	200
BROOKFIELD RENEWABLE CORP	CL A SUB VTG	11284V105	33,343	954	SH		SOLE		0	0	954
BROWN & BROWN INC	COM	115236101	68,904	1,200	SH		SOLE		0	0	1,200
BROWN FORMAN CORP	CL A	115637100	35,203	540	SH		SOLE		0	0	540
BROWN FORMAN CORP	CL B	115637209	576,567	8,971	SH		SOLE		0	0	8,971
CALLON PETE CO DEL	COM	13123X508	12,674	379	SH		SOLE		0	0	379
CANOPY GROWTH CORP	COM	138035100	44	25	SH		SOLE		0	0	25
CAPITAL ONE FINL CORP	COM	14040H105	29,865	311	SH		SOLE		0	0	311
CARGURUS INC	COM CL A	141788109	18,680	1,000	SH		SOLE		0	0	1,000
CARRIER GLOBAL CORPORATION	COM	14448C104	14,549	318	SH		SOLE		0	0	318
CATERPILLAR INC	COM	149123101	16,935	74	SH		SOLE		0	0	74
CENTENE CORP DEL	COM	15135B101	5,563	88	SH		SOLE		0	0	88
CENTRAIS ELETRICAS BRASILEIR	SPONSORED ADR	15234Q207	2,633	397	SH		SOLE		0	0	397
CHEVRON CORP NEW	COM	166764100	101,160	620	SH		SOLE		0	0	620
CHIPOTLE MEXICAN GRILL INC	COM	169656105	29,041	17	SH		SOLE		0	0	17
CHUBB LIMITED	COM	H1467J104	33,594	173	SH		SOLE		0	0	173
CISCO SYS INC	COM	17275R102	659,293	12,612	SH		SOLE		0	0	12,612
CITIGROUP INC	COM NEW	172967424	1,454	31	SH		SOLE		0	0	31
COCA COLA CO	COM	191216100	44,166	712	SH		SOLE		0	0	712
COMCAST CORP NEW	CL A	20030N101	53,643	1,415	SH		SOLE		0	0	1,415
CONDUENT INC	COM	206787103	175	51	SH		SOLE		0	0	51
CONOCOPHILLIPS	COM	20825C104	18,950	191	SH		SOLE		0	0	191
CONSOLIDATED EDISON INC	COM	209115104	28,701	300	SH		SOLE		0	0	300
CONSTELLATION BRANDS INC	CL A	21036P108	16,942	75	SH		SOLE		0	0	75
CONSTELLATION ENERGY CORP	COM	21037T109	7,301	93	SH		SOLE		0	0	93
CORBUS PHARMACEUTICALS HLDGS	COM NEW	21833P301	168	23	SH		SOLE		0	0	23
CORNING INC	COM	219350105	3,528	100	SH		SOLE		0	0	100
CORTEVA INC	COM	22052L104	5,127	85	SH		SOLE		0	0	85
COSTAR GROUP INC	COM	22160N109	14,459	210	SH		SOLE		0	0	210
COSTCO WHSL CORP NEW	COM	22160K105	70,150	141	SH		SOLE		0	0	141
CRH PLC	ADR	12626K203	5,189	102	SH		SOLE		0	0	102
CSX CORP	COM	126408103	53,892	1,800	SH		SOLE		0	0	1,800
CUBESMART	COM	229663109	664,413	14,375	SH		SOLE		0	0	14,375
D R HORTON INC	COM	23331A109	43,961	450	SH		SOLE		0	0	450
DANAHER CORPORATION	COM	235851102	36,798	146	SH		SOLE		0	0	146
DBV TECHNOLOGIES S A	SPONSORED ADR	23306J101	457	270	SH		SOLE		0	0	270
DEERE & CO	COM	244199105	56,152	136	SH		SOLE		0	0	136
DESKTOP METAL INC	COM CL A	25058X105	1,150	500	SH		SOLE		0	0	500
DIAGEO PLC	SPON ADR NEW	25243Q205	11,958	66	SH		SOLE		0	0	66
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	329,800	7,760	SH		SOLE		0	0	7,760
DIMENSIONAL ETF TRUST	EMERGING MARKETS	25434V682	39,874	1,334	SH		SOLE		0	0	1,334
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	5,252,358	228,165	SH		SOLE		0	0	228,165
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	1,318,675	30,790	SH		SOLE		0	0	30,790
DIMENSIONAL ETF TRUST	INTERNATIONAL	25434V690	37,293	1,241	SH		SOLE		0	0	1,241
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	539,208	16,730	SH		SOLE		0	0	16,730
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	8,639,685	320,582	SH		SOLE		0	0	320,582
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	413,938	17,119	SH		SOLE		0	0	17,119
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	490,645	20,611	SH		SOLE		0	0	20,611
DIMENSIONAL ETF TRUST	NATL MUN BD ETF	25434V849	626,018	12,957	SH		SOLE		0	0	12,957
DIMENSIONAL ETF TRUST	SHORT DURATION F	25434V864	8,475,929	181,653	SH		SOLE		0	0	181,653
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	17,307,604	601,585	SH		SOLE		0	0	601,585
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	3,719,724	145,986	SH		SOLE		0	0	145,986
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	1,832,231	41,239	SH		SOLE		0	0	41,239
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	1,188,167	47,262	SH		SOLE		0	0	47,262
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	300,946	12,249	SH		SOLE		0	0	12,249
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	1,509,446	45,085	SH		SOLE		0	0	45,085
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	1,789,451	83,269	SH		SOLE		0	0	83,269
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	5,060,377	96,022	SH		SOLE		0	0	96,022
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	404,614	16,230	SH		SOLE		0	0	16,230
DIMENSIONAL ETF TRUST	US SUSTAINABILTY	25434V716	124,023	4,659	SH		SOLE		0	0	4,659
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	2,927,477	65,786	SH		SOLE		0	0	65,786
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	1,033,338	44,811	SH		SOLE		0	0	44,811
DISNEY WALT CO	COM	254687106	120,657	1,205	SH		SOLE		0	0	1,205
DOLLAR GEN CORP NEW	COM	256677105	133,643	635	SH		SOLE		0	0	635
DOMINION ENERGY INC	COM	25746U109	27,340	489	SH		SOLE		0	0	489
DOUGLAS DYNAMICS INC	COM	25960R105	12,762	400	SH		SOLE		0	0	400
DOW INC	COM	260557103	11,019	201	SH		SOLE		0	0	201
DRAFTKINGS INC NEW	COM CL A	26142V105	388	20	SH		SOLE		0	0	20
DUPONT DE NEMOURS INC	COM	26614N102	6,101	85	SH		SOLE		0	0	85
EASTMAN CHEM CO	COM	277432100	3,458	41	SH		SOLE		0	0	41
EATON CORP PLC	SHS	G29183103	6,169	36	SH		SOLE		0	0	36
EBAY INC.	COM	278642103	7,987	180	SH		SOLE		0	0	180
EDWARDS LIFESCIENCES CORP	COM	28176E108	17,208	208	SH		SOLE		0	0	208
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	6,398	513	SH		SOLE		0	0	513
ENGINE NO 1 ETF TRUST	TRANSFRM 500 ETF	29287L106	34,408	723	SH		SOLE		0	0	723
EQUINOR ASA	SPONSORED ADR	29446M102	1,280	45	SH		SOLE		0	0	45
EQUITY RESIDENTIAL	SH BEN INT	29476L107	13,980	233	SH		SOLE		0	0	233
EXELON CORP	COM	30161N101	11,688	279	SH		SOLE		0	0	279
EXXON MOBIL CORP	COM	30231G102	227,764	2,077	SH		SOLE		0	0	2,077
F&G ANNUITIES & LIFE INC	COMMON STOCK	30190A104	363	20	SH		SOLE		0	0	20
FASTENAL CO	COM	311900104	94,342	1,749	SH		SOLE		0	0	1,749
FEDEX CORP	COM	31428X106	36,465	160	SH		SOLE		0	0	160
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	10,479	300	SH		SOLE		0	0	300
FIRST TR EXCHANGE-TRADED FD	FT CBOE VEST S&P	33739Q705	721	14	SH		SOLE		0	0	14
FIRSTENERGY CORP	COM	337932107	9,094	227	SH		SOLE		0	0	227
FIVE BELOW INC	COM	33829M101	13,800	67	SH		SOLE		0	0	67
FMC CORP	COM NEW	302491303	104	85	SH		SOLE		0	0	85
FORD MTR CO DEL	COM	345370860	4,023	319	SH		SOLE		0	0	319
FRESENIUS MED CARE AG&CO KGA	SPONSORED ADR	358029106	49,494	2,328	SH		SOLE		0	0	2,328
FS CREDIT OPPORTUNITIES CORP	COMMON STOCK	30290Y101	19,821	4,464	SH		SOLE		0	0	4,464
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	10,500	128	SH		SOLE		0	0	128
GENERAC HLDGS INC	COM	368736104	2,161	20	SH		SOLE		0	0	20
GENERAL DYNAMICS CORP	COM	369550108	35,644	156	SH		SOLE		0	0	156
GENERAL ELECTRIC CO	COM NEW	369604301	37,257	390	SH		SOLE		0	0	390
GENERAL MTRS CO	COM	37045V100	21,238	579	SH		SOLE		0	0	579
GENUINE PARTS CO	COM	372460105	19,743	118	SH		SOLE		0	0	118
GLOBAL MED REIT INC	COM NEW	37954A204	40,687	4,466	SH		SOLE		0	0	4,466
GLOBAL X FDS	CANNABIS ETF NEW	37954Y145	55	6	SH		SOLE		0	0	6
GLOBAL X FDS	US PFD ETF	37954Y657	15,491	780	SH		SOLE		0	0	780
GLOBANT S A	COM	L44385109	12,629	77	SH		SOLE		0	0	77
GOLDMAN SACHS GROUP INC	COM	38141G104	16,949	52	SH		SOLE		0	0	52
GRAND CANYON ED INC	COM	38526M106	12,529	110	SH		SOLE		0	0	110
HANESBRANDS INC	COM	410345102	879	167	SH		SOLE		0	0	167
HANNON ARMSTRONG SUST INFR C	COM	41068X100	244,173	8,537	SH		SOLE		0	0	8,537
HEICO CORP NEW	COM	422806109	16,933	99	SH		SOLE		0	0	99
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	1,593	100	SH		SOLE		0	0	100
HOME DEPOT INC	COM	437076102	257,640	873	SH		SOLE		0	0	873
HONEYWELL INTL INC	COM	438516106	43,958	230	SH		SOLE		0	0	230
HP INC	COM	40434L105	2,935	100	SH		SOLE		0	0	100
HUMANA INC	COM	444859102	31,070	64	SH		SOLE		0	0	64
IDEXX LABS INC	COM	45168D104	10,502	21	SH		SOLE		0	0	21
ILLUMINA INC	COM	452327109	23,255	100	SH		SOLE		0	0	100
INFOSYS LTD	SPONSORED ADR	456788108	3,349	192	SH		SOLE		0	0	192
INTEL CORP	COM	458140100	19,668	602	SH		SOLE		0	0	602
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,669	16	SH		SOLE		0	0	16
INTERNATIONAL BUSINESS MACHS	COM	459200101	54,272	414	SH		SOLE		0	0	414
INTERPUBLIC GROUP COS INC	COM	460690100	183,966	4,940	SH		SOLE		0	0	4,940
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	397	3	SH		SOLE		0	0	3
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	146,400	4,000	SH		SOLE		0	0	4,000
INVESCO EXCHANGE TRADED FD T	NASDAQ INTERNT	46137V530	50,721	360	SH		SOLE		0	0	360
INVESCO EXCHANGE TRADED FD T	S&P500 EQL TEC	46137V282	46,403	168	SH		SOLE		0	0	168
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	7,481,309	51,731	SH		SOLE		0	0	51,731
INVESCO EXCHANGE TRADED FD T	WILDERHIL CLAN	46137V134	63,525	1,572	SH		SOLE		0	0	1,572
INVESCO QQQ TR	UNIT SER 1	46090E103	172,366	537	SH		SOLE		0	0	537
IONQ INC	COM	46222L108	29,779	4,842	SH		SOLE		0	0	4,842
ISHARES GOLD TR	ISHARES NEW	464285204	1,720	46	SH		SOLE		0	0	46
ISHARES INC	CORE MSCI EMKT	46434G103	1,567,448	32,126	SH		SOLE		0	0	32,126
ISHARES INC	ESG AWR MSCI EM	46434G863	1,039	33	SH		SOLE		0	0	33
ISHARES INC	MSCI EMRG CHN	46434G764	48,739	988	SH		SOLE		0	0	988
ISHARES TR	7-10 YR TRSY BD	464287440	30,629	309	SH		SOLE		0	0	309
ISHARES TR	COHEN STEER REIT	464287564	14,885	268	SH		SOLE		0	0	268
ISHARES TR	CORE MSCI EAFE	46432F842	2,806,356	41,980	SH		SOLE		0	0	41,980
ISHARES TR	CORE MSCI TOTAL	46432F834	1,921	31	SH		SOLE		0	0	31
ISHARES TR	CORE S&P MCP ETF	464287507	3,363,652	13,446	SH		SOLE		0	0	13,446
ISHARES TR	CORE S&P SCP ETF	464287804	1,264,848	13,080	SH		SOLE		0	0	13,080
ISHARES TR	CORE S&P500 ETF	464287200	5,235,570	12,736	SH		SOLE		0	0	12,736
ISHARES TR	CORE US AGGBD ET	464287226	126,942	1,274	SH		SOLE		0	0	1,274
ISHARES TR	EAFE SML CP ETF	464288273	150,085	2,522	SH		SOLE		0	0	2,522
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,653	23	SH		SOLE		0	0	23
ISHARES TR	EXPANDED TECH	464287515	1,982,074	6,505	SH		SOLE		0	0	6,505
ISHARES TR	GL CLEAN ENE ETF	464288224	113,993	5,763	SH		SOLE		0	0	5,763
ISHARES TR	JPMORGAN USD EMG	464288281	11,648	135	SH		SOLE		0	0	135
ISHARES TR	MBS ETF	464288588	103,351	1,091	SH		SOLE		0	0	1,091
ISHARES TR	MRGSTR MD CP ETF	464288208	42,448	700	SH		SOLE		0	0	700
ISHARES TR	MSCI ACWI ETF	464288257	2,553	28	SH		SOLE		0	0	28
ISHARES TR	MSCI EAFE ETF	464287465	2,880,254	40,272	SH		SOLE		0	0	40,272
ISHARES TR	MSCI EMG MKT ETF	464287234	3,789	96	SH		SOLE		0	0	96
ISHARES TR	MSCI GBL SUS DEV	46435G532	823,576	10,400	SH		SOLE		0	0	10,400
ISHARES TR	MSCI KLD400 SOC	464288570	1,348,136	17,286	SH		SOLE		0	0	17,286
ISHARES TR	MSCI USA ESG SLC	464288802	878	10	SH		SOLE		0	0	10
ISHARES TR	MSCI USA MIN VOL	46429B697	72,740	1,000	SH		SOLE		0	0	1,000
ISHARES TR	MSCI USA QLT FCT	46432F339	175,465	1,414	SH		SOLE		0	0	1,414
ISHARES TR	NATIONAL MUN ETF	464288414	431	4	SH		SOLE		0	0	4
ISHARES TR	PFD AND INCM SEC	464288687	14,986	480	SH		SOLE		0	0	480
ISHARES TR	RUS 1000 GRW ETF	464287614	25,166	103	SH		SOLE		0	0	103
ISHARES TR	RUS 1000 VAL ETF	464287598	914	6	SH		SOLE		0	0	6
ISHARES TR	RUS 2000 GRW ETF	464287648	5,671	25	SH		SOLE		0	0	25
ISHARES TR	RUS 2000 VAL ETF	464287630	177,356	1,294	SH		SOLE		0	0	1,294
ISHARES TR	RUS MDCP VAL ETF	464287473	1,857,880	17,494	SH		SOLE		0	0	17,494
ISHARES TR	RUS MID CAP ETF	464287499	490,909	7,021	SH		SOLE		0	0	7,021
ISHARES TR	RUSSELL 2000 ETF	464287655	26,404	148	SH		SOLE		0	0	148
ISHARES TR	S&P 500 GRWT ETF	464287309	33,159	519	SH		SOLE		0	0	519
ISHARES TR	SP SMCP600VL ETF	464287879	492,284	5,260	SH		SOLE		0	0	5,260
ISHARES TR	TIPS BD ETF	464287176	6,836	62	SH		SOLE		0	0	62
ISHARES TR	U.S. MED DVC ETF	464288810	19,757	366	SH		SOLE		0	0	366
ISHARES TR	U.S. UTILITS ETF	464287697	81,534	974	SH		SOLE		0	0	974
ISHARES TR	US TREAS BD ETF	46429B267	1,964	84	SH		SOLE		0	0	84
ISHARES TR	USD INV GRDE ETF	464288620	1,166	23	SH		SOLE		0	0	23
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	710	13	SH		SOLE		0	0	13
JANUS HENDERSON GROUP PLC	ORD SHS	G4474Y214	2,718	102	SH		SOLE		0	0	102
JOHNSON & JOHNSON	COM	478160104	347,355	2,241	SH		SOLE		0	0	2,241
JOHNSON CTLS INTL PLC	SHS	G51502105	17,464	290	SH		SOLE		0	0	290
JPMORGAN CHASE & CO	COM	46625H100	192,089	1,474	SH		SOLE		0	0	1,474
KEURIG DR PEPPER INC	COM	49271V100	13,407	380	SH		SOLE		0	0	380
KROGER CO	COM	501044101	15,732	319	SH		SOLE		0	0	319
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,181	80	SH		SOLE		0	0	80
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	11,471	50	SH		SOLE		0	0	50
LENNAR CORP	CL A	526057104	23,020	219	SH		SOLE		0	0	219
LILLY ELI & CO	COM	532457108	183,387	534	SH		SOLE		0	0	534
LINCOLN NATL CORP IND	COM	534187109	5,618	250	SH		SOLE		0	0	250
LINDE PLC	SHS	G54950103	11,019	31	SH		SOLE		0	0	31
LIVE NATION ENTERTAINMENT IN	COM	538034109	1,400	20	SH		SOLE		0	0	20
LOCKHEED MARTIN CORP	COM	539830109	6,619	14	SH		SOLE		0	0	14
LOUISIANA PAC CORP	COM	546347105	814	15	SH		SOLE		0	0	15
LOWES COS INC	COM	548661107	82,788	414	SH		SOLE		0	0	414
LULULEMON ATHLETICA INC	COM	550021109	364,190	1,000	SH		SOLE		0	0	1,000
M & T BK CORP	COM	55261F104	37,187	311	SH		SOLE		0	0	311
MAGNA INTL INC	COM	559222401	17,250	322	SH		SOLE		0	0	322
MARATHON PETE CORP	COM	56585A102	11,191	83	SH		SOLE		0	0	83
MASTERCARD INCORPORATED	CL A	57636Q104	81,768	225	SH		SOLE		0	0	225
MCCORMICK & CO INC	COM NON VTG	579780206	33,284	400	SH		SOLE		0	0	400
MCDONALDS CORP	COM	580135101	63,192	226	SH		SOLE		0	0	226
MDU RES GROUP INC	COM	552690109	30,115	988	SH		SOLE		0	0	988
MERCK & CO INC	COM	58933Y105	235,335	2,212	SH		SOLE		0	0	2,212
META PLATFORMS INC	CL A	30303M102	712,543	3,362	SH		SOLE		0	0	3,362
METLIFE INC	COM	59156R108	6,084	105	SH		SOLE		0	0	105
MICRON TECHNOLOGY INC	COM	595112103	24,499	406	SH		SOLE		0	0	406
MICROSOFT CORP	COM	594918104	984,941	3,416	SH		SOLE		0	0	3,416
MODERNA INC	COM	60770K107	5,990	39	SH		SOLE		0	0	39
MONDELEZ INTL INC	CL A	609207105	13,526	194	SH		SOLE		0	0	194
MORGAN STANLEY	COM NEW	617446448	264,717	3,015	SH		SOLE		0	0	3,015
MOTOROLA SOLUTIONS INC	COM NEW	620076307	4,006	14	SH		SOLE		0	0	14
NASDAQ INC	COM	631103108	7,381	135	SH		SOLE		0	0	135
NAVIENT CORPORATION	COM	63938C108	9,299	581	SH		SOLE		0	0	581
NCR CORP NEW	COM	62886E108	284	12	SH		SOLE		0	0	12
NETFLIX INC	COM	64110L106	109,172	316	SH		SOLE		0	0	316
NEXTERA ENERGY INC	COM	65339F101	220,912	2,866	SH		SOLE		0	0	2,866
NICE LTD	SPONSORED ADR	653656108	2,518	11	SH		SOLE		0	0	11
NIKE INC	CL B	654106103	6,132	50	SH		SOLE		0	0	50
NORFOLK SOUTHN CORP	COM	655844108	66,356	313	SH		SOLE		0	0	313
NORTHROP GRUMMAN CORP	COM	666807102	18,469	40	SH		SOLE		0	0	40
NOVARTIS AG	SPONSORED ADR	66987V109	14,812	161	SH		SOLE		0	0	161
NOVAVAX INC	COM NEW	670002401	1,040	150	SH		SOLE		0	0	150
NUVEEN MUN VALUE FD INC	COM	670928100	32,597	3,700	SH		SOLE		0	0	3,700
NVIDIA CORPORATION	COM	67066G104	13,611	49	SH		SOLE		0	0	49
NXP SEMICONDUCTORS N V	COM	N6596X109	15,291	82	SH		SOLE		0	0	82
OCEANFIRST FINL CORP	COM	675234108	32,340	1,750	SH		SOLE		0	0	1,750
OGE ENERGY CORP	COM	670837103	20,111	534	SH		SOLE		0	0	534
ON HLDG AG	NAMEN AKT A	H5919C104	12,412	400	SH		SOLE		0	0	400
OPENDOOR TECHNOLOGIES INC	COM	683712103	528	300	SH		SOLE		0	0	300
ORACLE CORP	COM	68389X105	13,009	140	SH		SOLE		0	0	140
OREILLY AUTOMOTIVE INC	COM	67103H107	4,245	5	SH		SOLE		0	0	5
ORGANON & CO	COMMON STOCK	68622V106	3,105	132	SH		SOLE		0	0	132
ORMAT TECHNOLOGIES INC	COM	686688102	24,838	293	SH		SOLE		0	0	293
OTIS WORLDWIDE CORP	COM	68902V107	12,660	150	SH		SOLE		0	0	150
PALANTIR TECHNOLOGIES INC	CL A	69608A108	202,995	24,023	SH		SOLE		0	0	24,023
PARAMOUNT GLOBAL	CLASS B COM	92556H206	36,611	1,641	SH		SOLE		0	0	1,641
PARKER-HANNIFIN CORP	COM	701094104	2,353	7	SH		SOLE		0	0	7
PAYCHEX INC	COM	704326107	2,751	24	SH		SOLE		0	0	24
PAYCOM SOFTWARE INC	COM	70432V102	11,553	38	SH		SOLE		0	0	38
PAYPAL HLDGS INC	COM	70450Y103	13,670	180	SH		SOLE		0	0	180
PEPSICO INC	COM	713448108	109,380	600	SH		SOLE		0	0	600
PFIZER INC	COM	717081103	138,272	3,389	SH		SOLE		0	0	3,389
PG&E CORP	COM	69331C108	10,560	653	SH		SOLE		0	0	653
PHILIP MORRIS INTL INC	COM	718172109	42,790	440	SH		SOLE		0	0	440
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	19,279	591	SH		SOLE		0	0	591
PNC FINL SVCS GROUP INC	COM	693475105	354,430	2,789	SH		SOLE		0	0	2,789
POLARIS INC	COM	731068102	4,315	39	SH		SOLE		0	0	39
PPG INDS INC	COM	693506107	4,008	30	SH		SOLE		0	0	30
PRICE T ROWE GROUP INC	COM	74144T108	101,793	902	SH		SOLE		0	0	902
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	28,168	379	SH		SOLE		0	0	379
PROCTER AND GAMBLE CO	COM	742718109	96,054	646	SH		SOLE		0	0	646
PROGRESSIVE CORP	COM	743315103	6,009	42	SH		SOLE		0	0	42
PROLOGIS INC.	COM	74340W103	6,988	56	SH		SOLE		0	0	56
PROSHARES TR	SP500 EX FINLS	74347B573	158,315	1,800	SH		SOLE		0	0	1,800
PRUDENTIAL FINL INC	COM	744320102	2,979	36	SH		SOLE		0	0	36
QUALCOMM INC	COM	747525103	177,975	1,395	SH		SOLE		0	0	1,395
QUANTUMSCAPE CORP	COM CL A	74767V109	3,575	437	SH		SOLE		0	0	437
QUEST DIAGNOSTICS INC	COM	74834L100	85,879	607	SH		SOLE		0	0	607
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	68,258	697	SH		SOLE		0	0	697
REGIONS FINANCIAL CORP NEW	COM	7591EP100	18,560	1,000	SH		SOLE		0	0	1,000
REPUBLIC SVCS INC	COM	760759100	1,758	13	SH		SOLE		0	0	13
RESTAURANT BRANDS INTL INC	COM	76131D103	16,248	242	SH		SOLE		0	0	242
RIO TINTO PLC	SPONSORED ADR	767204100	3,362	49	SH		SOLE		0	0	49
RITCHIE BROS AUCTIONEERS	COM	767744105	11,596	206	SH		SOLE		0	0	206
ROCKET COS INC	COM CL A	77311W101	1,812	200	SH		SOLE		0	0	200
ROYAL BK CDA SUSTAINABL	COM	780087102	5,066	53	SH		SOLE		0	0	53
RPM INTL INC	COM	749685103	57,579	660	SH		SOLE		0	0	660
S&P GLOBAL INC	COM	78409V104	10,688	31	SH		SOLE		0	0	31
SALESFORCE INC	COM	79466L302	11,788	59	SH		SOLE		0	0	59
SANDY SPRING BANCORP INC	COM	800363103	25,980	1,000	SH		SOLE		0	0	1,000
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	226,340	6,504	SH		SOLE		0	0	6,504
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	567,374	16,831	SH		SOLE		0	0	16,831
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	9,762	204	SH		SOLE		0	0	204
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	80,842	1,105	SH		SOLE		0	0	1,105
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,926,532	29,377	SH		SOLE		0	0	29,377
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	640,866	13,249	SH		SOLE		0	0	13,249
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	16,177	238	SH		SOLE		0	0	238
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	241,304	5,755	SH		SOLE		0	0	5,755
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	6,107,915	113,932	SH		SOLE		0	0	113,932
SCIENCE APPLICATIONS INTL CO	COM	808625107	4,836	45	SH		SOLE		0	0	45
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,991	20	SH		SOLE		0	0	20
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	2,317	31	SH		SOLE		0	0	31
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	34,566	267	SH		SOLE		0	0	267
SERVICENOW INC	COM	81762P102	8,365	18	SH		SOLE		0	0	18
SHELL PLC	SPON ADS	780259305	12	0	SH		SOLE		0	0	0
SHOPIFY INC	CL A	82509L107	24,162	504	SH		SOLE		0	0	504
SHORE BANCSHARES INC	COM	825107105	6,641	465	SH		SOLE		0	0	465
SNAP INC	CL A	83304A106	16,815	1,500	SH		SOLE		0	0	1,500
SOFI TECHNOLOGIES INC	COM	83406F102	6,070	1,000	SH		SOLE		0	0	1,000
SONY GROUP CORPORATION	SPONSORED ADR	835699307	4,352	48	SH		SOLE		0	0	48
SOUTHERN CO	COM	842587107	19,483	280	SH		SOLE		0	0	280
SOUTHWEST AIRLS CO	COM	844741108	19,743	607	SH		SOLE		0	0	607
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	407,127	1,224	SH		SOLE		0	0	1,224
SPDR GOLD TR	GOLD SHS	78463V107	414,444	2,262	SH		SOLE		0	0	2,262
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	3,937,547	122,589	SH		SOLE		0	0	122,589
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,319,038	67,947	SH		SOLE		0	0	67,947
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	4,696,987	151,662	SH		SOLE		0	0	151,662
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,377,598	3,365	SH		SOLE		0	0	3,365
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	27,964	61	SH		SOLE		0	0	61
SPDR SER TR	DJ REIT ETF	78464A607	4,262	48	SH		SOLE		0	0	48
SPDR SER TR	PORTFOLI S&P1500	78464A805	1,502,625	29,796	SH		SOLE		0	0	29,796
SPDR SER TR	PORTFOLIO INTRMD	78464A375	96,171	2,960	SH		SOLE		0	0	2,960
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,783,555	63,349	SH		SOLE		0	0	63,349
SPDR SER TR	PORTFOLIO S&P600	78468R853	1,736,005	45,963	SH		SOLE		0	0	45,963
SPDR SER TR	PRTFLO S&P500 VL	78464A508	3,563,488	87,512	SH		SOLE		0	0	87,512
SPDR SER TR	S&P 400 MDCP VAL	78464A839	3,429,541	51,900	SH		SOLE		0	0	51,900
SPDR SER TR	S&P 600 SMCP VAL	78464A300	3,818,923	50,130	SH		SOLE		0	0	50,130
SPDR SER TR	S&P 600 SML CAP	78464A813	27,142	323	SH		SOLE		0	0	323
SPDR SER TR	S&P BIOTECH	78464A870	82,155	1,078	SH		SOLE		0	0	1,078
STAGWELL INC	COM CL A	85256A109	18,410	2,481	SH		SOLE		0	0	2,481
STARBUCKS CORP	COM	855244109	14,787	142	SH		SOLE		0	0	142
STERIS PLC	SHS USD	G8473T100	3,444	18	SH		SOLE		0	0	18
STRYKER CORPORATION	COM	863667101	7,708	27	SH		SOLE		0	0	27
SYNCHRONY FINANCIAL	COM	87165B103	11,429	393	SH		SOLE		0	0	393
SYSCO CORP	COM	871829107	289,072	3,743	SH		SOLE		0	0	3,743
TARGET CORP	COM	87612E106	30,973	187	SH		SOLE		0	0	187
TECHNIPFMC PLC	COM	G87110105	7,221	529	SH		SOLE		0	0	529
TERADATA CORP DEL	COM	88076W103	484	12	SH		SOLE		0	0	12
TESLA INC	COM	88160R101	1,245	6	SH		SOLE		0	0	6
TEXAS INSTRS INC	COM	882508104	6,697	36	SH		SOLE		0	0	36
TFI INTL INC	COM	87241L109	7,754	65	SH		SOLE		0	0	65
THE CIGNA GROUP	COM	125523100	107,579	421	SH		SOLE		0	0	421
THERMO FISHER SCIENTIFIC INC	COM	883556102	33,430	58	SH		SOLE		0	0	58
THOMSON REUTERS CORP.	COM NEW	884903709	22,121	170	SH		SOLE		0	0	170
TIDAL ETF TR	SOFI NEXT 500	886364306	609	53	SH		SOLE		0	0	53
TIDAL ETF TR	SOFI SELCT 500	886364207	5,752	398	SH		SOLE		0	0	398
TIMKEN CO	COM	887389104	4,168	51	SH		SOLE		0	0	51
TJX COS INC NEW	COM	872540109	646,549	8,251	SH		SOLE		0	0	8,251
TORONTO DOMINION BK ONT	COM NEW	891160509	25,698	429	SH		SOLE		0	0	429
TOYOTA MOTOR CORP	ADS	892331307	3,401	24	SH		SOLE		0	0	24
TRAVELERS COMPANIES INC	COM	89417E109	120,159	701	SH		SOLE		0	0	701
TREASURE GLOBAL INC	COM	89458T106	83	50	SH		SOLE		0	0	50
TRIMBLE INC	COM	896239100	94,356	1,800	SH		SOLE		0	0	1,800
TRUIST FINL CORP	COM	89832Q109	211,932	6,215	SH		SOLE		0	0	6,215
TWILIO INC	CL A	90138F102	667	10	SH		SOLE		0	0	10
TYLER TECHNOLOGIES INC	COM	902252105	12,058	34	SH		SOLE		0	0	34
UBS GROUP AG	SHS	H42097107	6,595	309	SH		SOLE		0	0	309
UDR INC	COM	902653104	14,782	360	SH		SOLE		0	0	360
UNDER ARMOUR INC	CL A	904311107	42,905	4,521	SH		SOLE		0	0	4,521
UNDER ARMOUR INC	CL C	904311206	6,662	781	SH		SOLE		0	0	781
UNILEVER PLC	SPON ADR NEW	904767704	1,143	22	SH		SOLE		0	0	22
UNION PAC CORP	COM	907818108	471,553	2,343	SH		SOLE		0	0	2,343
UNITED PARCEL SERVICE INC	CL B	911312106	32,979	170	SH		SOLE		0	0	170
UNITEDHEALTH GROUP INC	COM	91324P102	25,520	54	SH		SOLE		0	0	54
US BANCORP DEL	COM NEW	902973304	11,032	306	SH		SOLE		0	0	306
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	15,450	174	SH		SOLE		0	0	174
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,036,364	13,549	SH		SOLE		0	0	13,549
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,428,183	32,889	SH		SOLE		0	0	32,889
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,741,521	35,368	SH		SOLE		0	0	35,368
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	3,930,814	80,352	SH		SOLE		0	0	80,352
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	10,095	72	SH		SOLE		0	0	72
VANGUARD INDEX FDS	GROWTH ETF	922908736	23,198	93	SH		SOLE		0	0	93
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	759,214	4,064	SH		SOLE		0	0	4,064
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	7,167,914	53,464	SH		SOLE		0	0	53,464
VANGUARD INDEX FDS	MID CAP ETF	922908629	10,719,948	50,825	SH		SOLE		0	0	50,825
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,718,642	20,697	SH		SOLE		0	0	20,697
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	6,360,372	16,913	SH		SOLE		0	0	16,913
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	8,532,399	53,744	SH		SOLE		0	0	53,744
VANGUARD INDEX FDS	SMALL CP ETF	922908751	8,031,356	42,368	SH		SOLE		0	0	42,368
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	21,641	100	SH		SOLE		0	0	100
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	14,969,735	73,345	SH		SOLE		0	0	73,345
VANGUARD INDEX FDS	VALUE ETF	922908744	16,785,216	121,535	SH		SOLE		0	0	121,535
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	465,438	8,705	SH		SOLE		0	0	8,705
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	6,872,997	170,124	SH		SOLE		0	0	170,124
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	6,218,639	56,926	SH		SOLE		0	0	56,926
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	82	2	SH		SOLE		0	0	2
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	111,672	1,213	SH		SOLE		0	0	1,213
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	25,871	541	SH		SOLE		0	0	541
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,619,749	51,712	SH		SOLE		0	0	51,712
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	8,291,401	103,358	SH		SOLE		0	0	103,358
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	7,943,769	170,650	SH		SOLE		0	0	170,650
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	12,765,355	167,458	SH		SOLE		0	0	167,458
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	22,078	143	SH		SOLE		0	0	143
VANGUARD STAR FDS	VG TL INTL STK F	921909768	62,940	1,140	SH		SOLE		0	0	1,140
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	15,208,509	336,695	SH		SOLE		0	0	336,695
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	69,715	661	SH		SOLE		0	0	661
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	60,319	1,152	SH		SOLE		0	0	1,152
VANGUARD WORLD FD	ESG US CORP BD	921910691	38,498	614	SH		SOLE		0	0	614
VANGUARD WORLD FD	ESG US STK ETF	921910733	131,343	1,832	SH		SOLE		0	0	1,832
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	780,113	5,450	SH		SOLE		0	0	5,450
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	994,845	9,848	SH		SOLE		0	0	9,848
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	7,354	38	SH		SOLE		0	0	38
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,431	6	SH		SOLE		0	0	6
VANGUARD WORLD FDS	INF TECH ETF	92204A702	5,397	14	SH		SOLE		0	0	14
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	10,314	58	SH		SOLE		0	0	58
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	109,165	740	SH		SOLE		0	0	740
VEEVA SYS INC	CL A COM	922475108	9,741	53	SH		SOLE		0	0	53
VERISK ANALYTICS INC	COM	92345Y106	11,704	61	SH		SOLE		0	0	61
VERIZON COMMUNICATIONS INC	COM	92343V104	40,718	1,047	SH		SOLE		0	0	1,047
VIATRIS INC	COM	92556V106	2,531	263	SH		SOLE		0	0	263
VISA INC	COM CL A	92826C839	289,474	1,284	SH		SOLE		0	0	1,284
VMWARE INC	CL A COM	928563402	12,485	100	SH		SOLE		0	0	100
WABTEC	COM	929740108	1,456	14	SH		SOLE		0	0	14
WALMART INC	COM	931142103	547,444	3,713	SH		SOLE		0	0	3,713
WARNER BROS DISCOVERY INC	COM SER A	934423104	11,084	734	SH		SOLE		0	0	734
WASTE MGMT INC DEL	COM	94106L109	37,856	232	SH		SOLE		0	0	232
WELLS FARGO CO NEW	COM	949746101	55,615	1,488	SH		SOLE		0	0	1,488
WELLTOWER INC	COM	95040Q104	35,845	500	SH		SOLE		0	0	500
WEST PHARMACEUTICAL SVSC INC	COM	955306105	15,938	46	SH		SOLE		0	0	46
WILLIAMS COS INC	COM	969457100	7,525	252	SH		SOLE		0	0	252
WILLIS TOWERS WATSON PLC LTD	SHS	G96629103	9,528	41	SH		SOLE		0	0	41
WOLFSPEED INC	COM	977852102	6,495	100	SH		SOLE		0	0	100
WOODSIDE ENERGY GROUP LTD	SPONSORED ADR	980228308	584	26	SH		SOLE		0	0	26
XCEL ENERGY INC	COM	98389B100	17,467	259	SH		SOLE		0	0	259
XEROX HOLDINGS CORP	COM NEW	98421M106	1,155	75	SH		SOLE		0	0	75
YUM CHINA HLDGS INC	COM	98850P109	5,072	80	SH		SOLE		0	0	80
ZOETIS INC	CL A	98978V103	33,288	200	SH		SOLE		0	0	200