Sterling Financial Planning 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
1ST CONSTITUTION BANCORP	COM	31986N102	302	17,121	SH		SOLE		0	0	17,121
3M CO	COM	88579Y101	99	513	SH		SOLE		0	0	513
ABBOTT LABS	COM	002824100	144	1,200	SH		SOLE		0	0	1,200
ABBVIE INC	COM	00287Y109	271	2,502	SH		SOLE		0	0	2,502
ACNB CORP	COM	000868109	2	84	SH		SOLE		0	0	84
ACTIVISION BLIZZARD INC	COM	00507V109	2	25	SH		SOLE		0	0	25
ADMA BIOLOGICS INC	COM	000899104	0	100	SH		SOLE		0	0	100
ADVANCED MICRO DEVICES INC	COM	007903107	12	150	SH		SOLE		0	0	150
AGILENT TECHNOLOGIES INC	COM	00846U101	17	132	SH		SOLE		0	0	132
ALEXION PHARMACEUTICALS INC	COM	015351109	3	18	SH		SOLE		0	0	18
ALLIANCEBERNSTEIN GLOBAL HIG	COM	01879R106	19	1,613	SH		SOLE		0	0	1,613
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	8	200	SH		SOLE		0	0	200
ALPHA PRO TECH LTD	COM	020772109	4	400	SH		SOLE		0	0	400
ALPHABET INC	CAP STK CL A	02079K305	390	189	SH		SOLE		0	0	189
ALPHABET INC	CAP STK CL C	02079K107	323	156	SH		SOLE		0	0	156
ALTRIA GROUP INC	COM	02209S103	58	1,140	SH		SOLE		0	0	1,140
AMAZON COM INC	COM	023135106	888	287	SH		SOLE		0	0	287
AMC ENTMT HLDGS INC	CL A COM	00165C104	4	357	SH		SOLE		0	0	357
AMERICAN ELEC PWR CO INC	COM	025537101	17	205	SH		SOLE		0	0	205
AMERICAN EXPRESS CO	COM	025816109	25	180	SH		SOLE		0	0	180
AMERICAN WTR WKS CO INC NEW	COM	030420103	4	26	SH		SOLE		0	0	26
AMERIPRISE FINL INC	COM	03076C106	2	10	SH		SOLE		0	0	10
AMGEN INC	COM	031162100	87	348	SH		SOLE		0	0	348
AMPHENOL CORP NEW	CL A	032095101	3	52	SH		SOLE		0	0	52
ANALOG DEVICES INC	COM	032654105	11	69	SH		SOLE		0	0	69
APPLE INC	COM	037833100	1,954	15,994	SH		SOLE		0	0	15,994
ARBOR REALTY TRUST INC	COM	038923108	8	511	SH		SOLE		0	0	511
ARCHER DANIELS MIDLAND CO	COM	039483102	11	200	SH		SOLE		0	0	200
ARES CAPITAL CORP	COM	04010L103	5	250	SH		SOLE		0	0	250
ARK ETF TR	INNOVATION ETF	00214Q104	197	1,645	SH		SOLE		0	0	1,645
ARK ETF TR	AUTNMUS TECHNLGY	00214Q203	4	51	SH		SOLE		0	0	51
ARK ETF TR	GENOMIC REV ETF	00214Q302	4	45	SH		SOLE		0	0	45
ASANA INC	CL A	04342Y104	21	750	SH		SOLE		0	0	750
ASTRAZENECA PLC	SPONSORED ADR	046353108	10	200	SH		SOLE		0	0	200
AT&T INC	COM	00206R102	212	7,008	SH		SOLE		0	0	7,008
ATHERSYS INC NEW	COM	04744L106	13	7,000	SH		SOLE		0	0	7,000
AUTOMATIC DATA PROCESSING IN	COM	053015103	245	1,300	SH		SOLE		0	0	1,300
AUTOZONE INC	COM	053332102	3	2	SH		SOLE		0	0	2
BARCLAYS PLC	ADR	06738E204	43	4,200	SH		SOLE		0	0	4,200
BARRICK GOLD CORP	COM	067901108	11	578	SH		SOLE		0	0	578
BECTON DICKINSON & CO	COM	075887109	411	1,692	SH		SOLE		0	0	1,692
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	815	3,190	SH		SOLE		0	0	3,190
BEYOND MEAT INC	COM	08862E109	2	16	SH		SOLE		0	0	16
BK OF AMERICA CORP	COM	060505104	75	1,944	SH		SOLE		0	0	1,944
BLACKSTONE GROUP INC	COM	09260D107	6	84	SH		SOLE		0	0	84
BOEING CO	COM	097023105	99	387	SH		SOLE		0	0	387
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	4	46	SH		SOLE		0	0	46
BOSTON PROPERTIES INC	COM	101121101	25	250	SH		SOLE		0	0	250
BP PLC	SPONSORED ADR	055622104	28	1,155	SH		SOLE		0	0	1,155
BRIGHTHOUSE FINL INC	COM	10922N103	2	48	SH		SOLE		0	0	48
BRISTOL-MYERS SQUIBB CO	RIGHT 12/30/2030	110122140	0	375	SH		SOLE		0	0	375
BRISTOL-MYERS SQUIBB CO	COM	110122108	43	676	SH		SOLE		0	0	676
BROADCOM INC	COM	11135F101	6	14	SH		SOLE		0	0	14
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	22	145	SH		SOLE		0	0	145
BURLINGTON STORES INC	COM	122017106	4	14	SH		SOLE		0	0	14
CALLAWAY GOLF CO	COM	131193104	19	700	SH		SOLE		0	0	700
CANOPY GROWTH CORP	COM	138035100	6	180	SH		SOLE		0	0	180
CARNIVAL CORP	UNIT 99/99/9999	143658300	9	338	SH		SOLE		0	0	338
CATERPILLAR INC	COM	149123101	237	1,022	SH		SOLE		0	0	1,022
CBRE GROUP INC	CL A	12504L109	7	84	SH		SOLE		0	0	84
CDK GLOBAL INC	COM	12508E101	32	600	SH		SOLE		0	0	600
CELANESE CORP DEL	COM	150870103	5	36	SH		SOLE		0	0	36
CEL-SCI CORP	COM PAR NEW	150837607	23	1,500	SH		SOLE		0	0	1,500
CHARTER COMMUNICATIONS INC N	CL A	16119P108	1	1	SH		SOLE		0	0	1
CHEVRON CORP NEW	COM	166764100	236	2,255	SH		SOLE		0	0	2,255
CHUBB LIMITED	COM	H1467J104	82	516	SH		SOLE		0	0	516
CISCO SYS INC	COM	17275R102	91	1,769	SH		SOLE		0	0	1,769
COCA COLA CO	COM	191216100	13	242	SH		SOLE		0	0	242
COLGATE PALMOLIVE CO	COM	194162103	107	1,360	SH		SOLE		0	0	1,360
COMCAST CORP NEW	CL A	20030N101	33	618	SH		SOLE		0	0	618
CONOCOPHILLIPS	COM	20825C104	78	1,470	SH		SOLE		0	0	1,470
CONSOLIDATED EDISON INC	COM	209115104	132	1,768	SH		SOLE		0	0	1,768
CORTEVA INC	COM	22052L104	30	653	SH		SOLE		0	0	653
COSTCO WHSL CORP NEW	COM	22160K105	443	1,257	SH		SOLE		0	0	1,257
CRISPR THERAPEUTICS AG	NAMEN AKT	H17182108	13	106	SH		SOLE		0	0	106
CSX CORP	COM	126408103	5	50	SH		SOLE		0	0	50
CUMBERLAND PHARMACEUTICALS I	COM	230770109	67	22,031	SH		SOLE		0	0	22,031
CUMMINS INC	COM	231021106	10	38	SH		SOLE		0	0	38
DANAHER CORPORATION	COM	235851102	5	24	SH		SOLE		0	0	24
DARDEN RESTAURANTS INC	COM	237194105	11	75	SH		SOLE		0	0	75
DATADOG INC	CL A COM	23804L103	54	650	SH		SOLE		0	0	650
DAVITA INC	COM	23918K108	22	200	SH		SOLE		0	0	200
DEERE & CO	COM	244199105	729	1,948	SH		SOLE		0	0	1,948
DELTA AIR LINES INC DEL	COM NEW	247361702	38	795	SH		SOLE		0	0	795
DICERNA PHARMACEUTICALS INC	COM	253031108	3	100	SH		SOLE		0	0	100
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	133	4,736	SH		SOLE		0	0	4,736
DIREXION SHS ETF TR	DLY TECH BULL 3X	25459W102	7	170	SH		SOLE		0	0	170
DIREXION SHS ETF TR	DLY SCOND 3XBU	25459W458	26	690	SH		SOLE		0	0	690
DISNEY WALT CO	COM	254687106	276	1,496	SH		SOLE		0	0	1,496
DOLLAR GEN CORP NEW	COM	256677105	4	20	SH		SOLE		0	0	20
DOMINION ENERGY INC	COM	25746U109	29	383	SH		SOLE		0	0	383
DOW INC	COM	260557103	42	653	SH		SOLE		0	0	653
DRAFTKINGS INC	COM CL A	26142R104	1	20	SH		SOLE		0	0	20
DROPBOX INC	CL A	26210C104	1	50	SH		SOLE		0	0	50
DUKE ENERGY CORP NEW	COM NEW	26441C204	14	147	SH		SOLE		0	0	147
DUPONT DE NEMOURS INC	COM	26614N102	50	653	SH		SOLE		0	0	653
EASTMAN CHEM CO	COM	277432100	3	24	SH		SOLE		0	0	24
EBAY INC.	COM	278642103	6	100	SH		SOLE		0	0	100
EDWARDS LIFESCIENCES CORP	COM	28176E108	66	785	SH		SOLE		0	0	785
EMERSON ELEC CO	COM	291011104	27	300	SH		SOLE		0	0	300
ENBRIDGE INC	COM	29250N105	8	208	SH		SOLE		0	0	208
ENTERPRISE PRODS PARTNERS L	COM	293792107	41	1,850	SH		SOLE		0	0	1,850
ENVISTA HOLDINGS CORPORATION	COM	29415F104	59	1,448	SH		SOLE		0	0	1,448
EQUITY RESIDENTIAL	SH BEN INT	29476L107	36	500	SH		SOLE		0	0	500
EVERGY INC	COM	30034W106	5	78	SH		SOLE		0	0	78
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	91	1,435	SH		SOLE		0	0	1,435
EXPEDITORS INTL WASH INC	COM	302130109	22	200	SH		SOLE		0	0	200
EXXON MOBIL CORP	COM	30231G102	610	10,927	SH		SOLE		0	0	10,927
EYEGATE PHARMACEUTICALS INC	COM NEW	30233M503	6	1,171	SH		SOLE		0	0	1,171
FACEBOOK INC	CL A	30303M102	696	2,364	SH		SOLE		0	0	2,364
FEDEX CORP	COM	31428X106	85	300	SH		SOLE		0	0	300
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	32	767	SH		SOLE		0	0	767
FIRST TR EXCHANGE TRADED FD	CHINDIA ETF	33733A102	15	242	SH		SOLE		0	0	242
FIRST TR INTER DUR PFD & IN	COM	33718W103	0	17	SH		SOLE		0	0	17
FORD MTR CO DEL	COM	345370860	65	5,319	SH		SOLE		0	0	5,319
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	12	128	SH		SOLE		0	0	128
FOUR CORNERS PPTY TR INC	COM	35086T109	1	34	SH		SOLE		0	0	34
FRONTLINE LTD	SHS NEW	G3682E192	1	200	SH		SOLE		0	0	200
GABELLI DIVID & INCOME TR	COM	36242H104	4	155	SH		SOLE		0	0	155
GENERAL DYNAMICS CORP	COM	369550108	203	1,119	SH		SOLE		0	0	1,119
GENERAL ELECTRIC CO	COM	369604103	73	5,547	SH		SOLE		0	0	5,547
GILEAD SCIENCES INC	COM	375558103	39	600	SH		SOLE		0	0	600
GLOBAL X FDS	INTERNET OF THNG	37954Y780	11	320	SH		SOLE		0	0	320
GLOBAL X FDS	REIT ETF	37950E127	14	1,512	SH		SOLE		0	0	1,512
HAWAIIAN ELEC INDUSTRIES	COM	419870100	4	100	SH		SOLE		0	0	100
HEALTHSTREAM INC	COM	42222N103	4	200	SH		SOLE		0	0	200
HERSHEY CO	COM	427866108	142	900	SH		SOLE		0	0	900
HOME DEPOT INC	COM	437076102	417	1,367	SH		SOLE		0	0	1,367
HOPE BANCORP INC	COM	43940T109	4	281	SH		SOLE		0	0	281
IAC INTERACTIVECORP NEW	COM	44891N109	27	125	SH		SOLE		0	0	125
IDEXX LABS INC	COM	45168D104	49	100	SH		SOLE		0	0	100
INGERSOLL RAND INC	COM	45687V106	12	245	SH		SOLE		0	0	245
INNOVATOR ETFS TR	S&P 500 PWR	45782C656	6	202	SH		SOLE		0	0	202
INNOVATOR ETFS TR	DOUBLE STACKR 9	45782C136	54	2,058	SH		SOLE		0	0	2,058
INNOVATOR ETFS TR	S&P 500 PWR BU	45782C870	60	2,177	SH		SOLE		0	0	2,177
INNOVATOR ETFS TR	S&P 500 POWER	45782C508	471	14,913	SH		SOLE		0	0	14,913
INNOVATOR ETFS TR	S&P 500 PWRETF	45782C797	18	624	SH		SOLE		0	0	624
INNOVATOR ETFS TR	S&P 500 PWR BUFR	45782C383	20	675	SH		SOLE		0	0	675
INNOVATOR ETFS TR	S&P 500 ULTRA	45782C425	62	2,313	SH		SOLE		0	0	2,313
INNOVATOR ETFS TR	S&P 500 POWER	45782C573	120	4,037	SH		SOLE		0	0	4,037
INNOVATOR ETFS TR	S&P 500 BUFFER	45782C409	74	2,157	SH		SOLE		0	0	2,157
INNOVATOR ETFS TR	S&P 500 PWR BU	45782C748	10	323	SH		SOLE		0	0	323
INNOVATOR ETFS TR	S&P 500 ULTRA	45782C375	33	1,141	SH		SOLE		0	0	1,141
INNOVATOR ETFS TR	S&P 500 ULTRA	45782C649	29	1,036	SH		SOLE		0	0	1,036
INNOVATOR ETFS TR	DOUBLE STACKR 9	45782C219	75	2,688	SH		SOLE		0	0	2,688
INTEL CORP	COM	458140100	98	1,536	SH		SOLE		0	0	1,536
INTERNATIONAL BUSINESS MACHS	COM	459200101	357	2,677	SH		SOLE		0	0	2,677
INTERNATIONAL GAME TECHNOLOG	SHS USD	G4863A108	2	145	SH		SOLE		0	0	145
INTERPUBLIC GROUP COS INC	COM	460690100	56	1,932	SH		SOLE		0	0	1,932
INVESCO EXCH TRADED FD TR II	S&P INTL QULTY	46138E214	199	6,802	SH		SOLE		0	0	6,802
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	8	285	SH		SOLE		0	0	285
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	58	1,594	SH		SOLE		0	0	1,594
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	32	2,139	SH		SOLE		0	0	2,139
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	97	2,252	SH		SOLE		0	0	2,252
INVESCO EXCH TRADED FD TR II	S&P SMLCP INFO	46138E115	36	262	SH		SOLE		0	0	262
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	578	4,084	SH		SOLE		0	0	4,084
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	1,268	7,188	SH		SOLE		0	0	7,188
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	1,467	9,670	SH		SOLE		0	0	9,670
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	24	144	SH		SOLE		0	0	144
INVESCO QQQ TR	UNIT SER 1	46090E103	647	2,027	SH		SOLE		0	0	2,027
ISHARES GOLD TR	ISHARES	464285105	5,966	366,895	SH		SOLE		0	0	366,895
ISHARES INC	EM MKT SM-CP ETF	464286475	4	64	SH		SOLE		0	0	64
ISHARES INC	CORE MSCI EMKT	46434G103	15	234	SH		SOLE		0	0	234
ISHARES INC	JP MORGAN EM ETF	464286517	140	3,294	SH		SOLE		0	0	3,294
ISHARES INC	MSCI EMRG CHN	46434G764	12	201	SH		SOLE		0	0	201
ISHARES INC	EM MKTS DIV ETF	464286319	36	915	SH		SOLE		0	0	915
ISHARES INC	MSCI JPN ETF NEW	46434G822	2	32	SH		SOLE		0	0	32
ISHARES TR	TIPS BD ETF	464287176	38	299	SH		SOLE		0	0	299
ISHARES TR	SELECT DIVID ETF	464287168	246	2,152	SH		SOLE		0	0	2,152
ISHARES TR	INTL SEL DIV ETF	464288448	3,609	114,657	SH		SOLE		0	0	114,657
ISHARES TR	EAFE SML CP ETF	464288273	702	9,768	SH		SOLE		0	0	9,768
ISHARES TR	U.S. MED DVC ETF	464288810	269	815	SH		SOLE		0	0	815
ISHARES TR	JPMORGAN USD EMG	464288281	859	7,886	SH		SOLE		0	0	7,886
ISHARES TR	GL CLEAN ENE ETF	464288224	40	1,639	SH		SOLE		0	0	1,639
ISHARES TR	CORE S&P SCP ETF	464287804	2,260	20,828	SH		SOLE		0	0	20,828
ISHARES TR	GLOBAL ENERG ETF	464287341	4	142	SH		SOLE		0	0	142
ISHARES TR	SP SMCP600VL ETF	464287879	7,748	76,909	SH		SOLE		0	0	76,909
ISHARES TR	US TREAS BD ETF	46429B267	26	1,011	SH		SOLE		0	0	1,011
ISHARES TR	RUS 2000 GRW ETF	464287648	24	79	SH		SOLE		0	0	79
ISHARES TR	CORE MSCI TOTAL	46432F834	8	108	SH		SOLE		0	0	108
ISHARES TR	BARCLAYS 7 10 YR	464287440	2	15	SH		SOLE		0	0	15
ISHARES TR	PFD AND INCM SEC	464288687	770	20,040	SH		SOLE		0	0	20,040
ISHARES TR	NASDAQ BIOTECH	464287556	153	1,014	SH		SOLE		0	0	1,014
ISHARES TR	RUS 1000 VAL ETF	464287598	55	366	SH		SOLE		0	0	366
ISHARES TR	RUS MDCP VAL ETF	464287473	47	432	SH		SOLE		0	0	432
ISHARES TR	IBOXX HI YD ETF	464288513	4	42	SH		SOLE		0	0	42
ISHARES TR	S&P 500 GRWT ETF	464287309	7,879	121,010	SH		SOLE		0	0	121,010
ISHARES TR	S&P MC 400GR ETF	464287606	8,808	112,396	SH		SOLE		0	0	112,396
ISHARES TR	RUS 1000 GRW ETF	464287614	49	200	SH		SOLE		0	0	200
ISHARES TR	CORE MSCI EAFE	46432F842	38	526	SH		SOLE		0	0	526
ISHARES TR	CORE S&P MCP ETF	464287507	6,564	25,219	SH		SOLE		0	0	25,219
ISHARES TR	RUSSELL 2000 ETF	464287655	31	141	SH		SOLE		0	0	141
ISHARES TR	TRANS AVG ETF	464287192	29	112	SH		SOLE		0	0	112
ISHARES TR	S&P 500 VAL ETF	464287408	3,826	27,089	SH		SOLE		0	0	27,089
ISHARES TR	RUS MID CAP ETF	464287499	19	250	SH		SOLE		0	0	250
ISHARES TR	MSCI EMG MKT ETF	464287234	195	3,662	SH		SOLE		0	0	3,662
ISHARES TR	EXPANDED TECH	464287515	163	477	SH		SOLE		0	0	477
ISHARES TR	S&P MC 400VL ETF	464287705	9,548	93,676	SH		SOLE		0	0	93,676
ISHARES TR	MBS ETF	464288588	1	13	SH		SOLE		0	0	13
ISHARES TR	20 YR TR BD ETF	464287432	3	22	SH		SOLE		0	0	22
ISHARES TR	RUS MD CP GR ETF	464287481	29	288	SH		SOLE		0	0	288
ISHARES TR	MSCI EAFE ETF	464287465	78	1,034	SH		SOLE		0	0	1,034
ISHARES TR	CORE S&P500 ETF	464287200	5,037	12,663	SH		SOLE		0	0	12,663
ISHARES TR	EAFE GRWTH ETF	464288885	1,350	13,437	SH		SOLE		0	0	13,437
ISHARES TR	U.S. REAL ES ETF	464287739	10	104	SH		SOLE		0	0	104
ISHARES TR	S&P SML 600 GWT	464287887	8,525	66,479	SH		SOLE		0	0	66,479
ITT INC	COM	45073V108	80	878	SH		SOLE		0	0	878
J P MORGAN EXCHANGE-TRADED F	BETABULDR DEVE	46641Q688	3	116	SH		SOLE		0	0	116
J P MORGAN EXCHANGE-TRADED F	BETABULDRS CDA	46641Q696	4	126	SH		SOLE		0	0	126
J P MORGAN EXCHANGE-TRADED F	BETBULD JAPAN	46641Q712	4	154	SH		SOLE		0	0	154
J P MORGAN EXCHANGE-TRADED F	BETBULD EUROPE	46641Q720	3	124	SH		SOLE		0	0	124
JOHNSON & JOHNSON	COM	478160104	1,686	10,258	SH		SOLE		0	0	10,258
JPMORGAN CHASE & CO	COM	46625H100	218	1,429	SH		SOLE		0	0	1,429
KIMBERLY-CLARK CORP	COM	494368103	17	120	SH		SOLE		0	0	120
KINDER MORGAN INC DEL	COM	49456B101	58	3,496	SH		SOLE		0	0	3,496
KRAFT HEINZ CO	COM	500754106	2	42	SH		SOLE		0	0	42
L3HARRIS TECHNOLOGIES INC	COM	502431109	20	100	SH		SOLE		0	0	100
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	7	29	SH		SOLE		0	0	29
LAKELAND BANCORP INC	COM	511637100	794	45,570	SH		SOLE		0	0	45,570
LAUDER ESTEE COS INC	CL A	518439104	5	18	SH		SOLE		0	0	18
LI AUTO INC	SPONSORED ADS	50202M102	4	153	SH		SOLE		0	0	153
LIBERTY BROADBAND CORP	COM SER A	530307107	3	24	SH		SOLE		0	0	24
LIBERTY BROADBAND CORP	COM SER C	530307305	7	48	SH		SOLE		0	0	48
LIBERTY MEDIA CORP DEL	COM C SIRIUSXM	531229607	8	192	SH		SOLE		0	0	192
LIBERTY MEDIA CORP DEL	COM SER A FRMLA	531229870	1	24	SH		SOLE		0	0	24
LIBERTY MEDIA CORP DEL	COM A SIRIUSXM	531229409	4	96	SH		SOLE		0	0	96
LIBERTY MEDIA CORP DEL	COM SER C FRMLA	531229854	2	48	SH		SOLE		0	0	48
LIBERTY MEDIA CORP DEL	COM A BRAVES GRP	531229706	0	9	SH		SOLE		0	0	9
LIBERTY MEDIA CORP DEL	COM C BRAVES GRP	531229888	1	19	SH		SOLE		0	0	19
LILLY ELI & CO	COM	532457108	177	946	SH		SOLE		0	0	946
LOWES COS INC	COM	548661107	214	1,124	SH		SOLE		0	0	1,124
LUMINAR TECHNOLOGIES INC	COM CL A	550424105	17	700	SH		SOLE		0	0	700
MANPOWERGROUP INC	COM	56418H100	13	128	SH		SOLE		0	0	128
MARRIOTT INTL INC NEW	CL A	571903202	77	523	SH		SOLE		0	0	523
MARRIOTT VACTINS WORLDWID CO	COM	57164Y107	7	40	SH		SOLE		0	0	40
MARTIN MIDSTREAM PRTNRS L P	UNIT L P INT	573331105	1	441	SH		SOLE		0	0	441
MARVELL TECHNOLOGY GROUP LTD	ORD	G5876H105	44	900	SH		SOLE		0	0	900
MATCH GROUP INC NEW	COM	57667L107	37	269	SH		SOLE		0	0	269
MCDONALDS CORP	COM	580135101	514	2,294	SH		SOLE		0	0	2,294
MEDICAL PPTYS TRUST INC	COM	58463J304	13	590	SH		SOLE		0	0	590
MEDTRONIC PLC	SHS	G5960L103	87	734	SH		SOLE		0	0	734
MERCK & CO. INC	COM	58933Y105	97	1,259	SH		SOLE		0	0	1,259
METLIFE INC	COM	59156R108	25	403	SH		SOLE		0	0	403
MICROSOFT CORP	COM	594918104	393	1,668	SH		SOLE		0	0	1,668
MONDELEZ INTL INC	CL A	609207105	74	1,257	SH		SOLE		0	0	1,257
NEXTERA ENERGY INC	COM	65339F101	127	1,680	SH		SOLE		0	0	1,680
NGL ENERGY PARTNERS LP	COM UNIT REPST	62913M107	4	1,811	SH		SOLE		0	0	1,811
NIO INC	SPON ADS	62914V106	4	103	SH		SOLE		0	0	103
NORFOLK SOUTHN CORP	COM	655844108	283	1,054	SH		SOLE		0	0	1,054
NORTHROP GRUMMAN CORP	COM	666807102	6	20	SH		SOLE		0	0	20
NOVOCURE LTD	ORD SHS	G6674U108	20	150	SH		SOLE		0	0	150
NUSHARES ETF TR	NUVEEN ESG MIDVL	67092P508	30	875	SH		SOLE		0	0	875
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	3	59	SH		SOLE		0	0	59
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	39	2,612	SH		SOLE		0	0	2,612
NVIDIA CORPORATION	COM	67066G104	18	33	SH		SOLE		0	0	33
OMEGA HEALTHCARE INVS INC	COM	681936100	90	2,449	SH		SOLE		0	0	2,449
ONE LIBERTY PPTYS INC	COM	682406103	16	726	SH		SOLE		0	0	726
ORACLE CORP	COM	68389X105	52	741	SH		SOLE		0	0	741
PALANTIR TECHNOLOGIES INC	CL A	69608A108	23	1,000	SH		SOLE		0	0	1,000
PAYPAL HLDGS INC	COM	70450Y103	73	300	SH		SOLE		0	0	300
PEPSICO INC	COM	713448108	452	3,196	SH		SOLE		0	0	3,196
PFIZER INC	COM	717081103	388	10,698	SH		SOLE		0	0	10,698
PHILIP MORRIS INTL INC	COM	718172109	28	310	SH		SOLE		0	0	310
PHILLIPS 66	COM	718546104	62	756	SH		SOLE		0	0	756
PINTEREST INC	CL A	72352L106	7	100	SH		SOLE		0	0	100
PNC FINL SVCS GROUP INC	COM	693475105	175	997	SH		SOLE		0	0	997
PPG INDS INC	COM	693506107	153	1,020	SH		SOLE		0	0	1,020
PPL CORP	COM	69351T106	44	1,523	SH		SOLE		0	0	1,523
PROCTER AND GAMBLE CO	COM	742718109	309	2,279	SH		SOLE		0	0	2,279
PROGRESSIVE CORP	COM	743315103	4	46	SH		SOLE		0	0	46
PROSHARES TR	LARGE CAP CRE	74347R248	8	86	SH		SOLE		0	0	86
PRUDENTIAL FINL INC	COM	744320102	59	651	SH		SOLE		0	0	651
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	121	2,006	SH		SOLE		0	0	2,006
QUALCOMM INC	COM	747525103	20	150	SH		SOLE		0	0	150
QUANTUMSCAPE CORP	COM CL A	74767V109	12	260	SH		SOLE		0	0	260
RACKSPACE TECHNOLOGY INC	COM	750102105	17	700	SH		SOLE		0	0	700
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	60	778	SH		SOLE		0	0	778
REALTY INCOME CORP	COM	756109104	591	9,301	SH		SOLE		0	0	9,301
REGENERON PHARMACEUTICALS	COM	75886F107	7	15	SH		SOLE		0	0	15
RESMED INC	COM	761152107	19	100	SH		SOLE		0	0	100
ROBLOX CORP	CL A	771049103	10	150	SH		SOLE		0	0	150
ROYAL CARIBBEAN GROUP	COM	V7780T103	9	100	SH		SOLE		0	0	100
ROYAL GOLD INC	COM	780287108	48	446	SH		SOLE		0	0	446
RPM INTL INC	COM	749685103	1	10	SH		SOLE		0	0	10
S&P GLOBAL INC	COM	78409V104	17	48	SH		SOLE		0	0	48
SALESFORCE COM INC	COM	79466L302	14	66	SH		SOLE		0	0	66
SCHLUMBERGER LTD	COM	806857108	8	300	SH		SOLE		0	0	300
SCHWAB STRATEGIC TR	US REIT ETF	808524847	39	943	SH		SOLE		0	0	943
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	221	6,939	SH		SOLE		0	0	6,939
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	5	160	SH		SOLE		0	0	160
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	45	882	SH		SOLE		0	0	882
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	13	402	SH		SOLE		0	0	402
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	171	1,770	SH		SOLE		0	0	1,770
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	208	5,522	SH		SOLE		0	0	5,522
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	5,453	105,544	SH		SOLE		0	0	105,544
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	19	259	SH		SOLE		0	0	259
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	1,851	49,401	SH		SOLE		0	0	49,401
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	17	256	SH		SOLE		0	0	256
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	55	1,390	SH		SOLE		0	0	1,390
SELECTIVE INS GROUP INC	COM	816300107	1,155	15,924	SH		SOLE		0	0	15,924
SERVICENOW INC	COM	81762P102	27	54	SH		SOLE		0	0	54
SIMON PPTY GROUP INC NEW	COM	828806109	37	324	SH		SOLE		0	0	324
SIRIUS XM HOLDINGS INC	COM	82968B103	1	125	SH		SOLE		0	0	125
SL GREEN RLTY CORP	COM	78440X804	35	498	SH		SOLE		0	0	498
SNOWFLAKE INC	CL A	833445109	8	35	SH		SOLE		0	0	35
SOUTHERN CO	COM	842587107	39	626	SH		SOLE		0	0	626
SPDR GOLD TR	GOLD SHS	78463V107	2,859	17,872	SH		SOLE		0	0	17,872
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	66	1,914	SH		SOLE		0	0	1,914
SPDR INDEX SHS FDS	PORTFLI MSCI GBL	78463X475	37	710	SH		SOLE		0	0	710
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	3	54	SH		SOLE		0	0	54
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	12	407	SH		SOLE		0	0	407
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,041	2,626	SH		SOLE		0	0	2,626
SPDR SER TR	FTSE INT GVT ETF	78464A490	78	1,399	SH		SOLE		0	0	1,399
SPDR SER TR	S&P 600 SMCP VAL	78464A300	142	1,733	SH		SOLE		0	0	1,733
SPDR SER TR	S&P 600 SMCP GRW	78464A201	127	1,479	SH		SOLE		0	0	1,479
SPDR SER TR	S&P REGL BKG	78464A698	13	193	SH		SOLE		0	0	193
SPDR SER TR	S&P 400 MDCP VAL	78464A839	325	4,960	SH		SOLE		0	0	4,960
SPDR SER TR	PRTFLO S&P500 GW	78464A409	34	610	SH		SOLE		0	0	610
SPDR SER TR	S&P BK ETF	78464A797	4	76	SH		SOLE		0	0	76
SPDR SER TR	S&P 400 MDCP GRW	78464A821	178	2,373	SH		SOLE		0	0	2,373
SPDR SER TR	S&P DIVID ETF	78464A763	250	2,117	SH		SOLE		0	0	2,117
STARBUCKS CORP	COM	855244109	62	565	SH		SOLE		0	0	565
STRYKER CORPORATION	COM	863667101	165	677	SH		SOLE		0	0	677
SUMO LOGIC INC	COM	86646P103	17	900	SH		SOLE		0	0	900
SUNCOKE ENERGY INC	COM	86722A103	1	126	SH		SOLE		0	0	126
TELADOC HEALTH INC	COM	87918A105	10	55	SH		SOLE		0	0	55
TESLA INC	COM	88160R101	311	466	SH		SOLE		0	0	466
TEXAS INSTRS INC	COM	882508104	166	877	SH		SOLE		0	0	877
T-MOBILE US INC	COM	872590104	5	40	SH		SOLE		0	0	40
TORONTO DOMINION BK ONT	COM NEW	891160509	261	4,000	SH		SOLE		0	0	4,000
TOYOTA MOTOR CORP	SP ADR REP2COM	892331307	9	60	SH		SOLE		0	0	60
TRANE TECHNOLOGIES PLC	SHS	G8994E103	29	178	SH		SOLE		0	0	178
TRUIST FINL CORP	COM	89832Q109	44	756	SH		SOLE		0	0	756
UBER TECHNOLOGIES INC	COM	90353T100	23	430	SH		SOLE		0	0	430
UNION PAC CORP	COM	907818108	246	1,115	SH		SOLE		0	0	1,115
UNITED AIRLS HLDGS INC	COM	910047109	39	686	SH		SOLE		0	0	686
UNITED PARCEL SERVICE INC	CL B	911312106	662	3,894	SH		SOLE		0	0	3,894
UNITED RENTALS INC	COM	911363109	7	22	SH		SOLE		0	0	22
UNITED STS COMMODITY INDEX F	COMM IDX FND	911717106	2	48	SH		SOLE		0	0	48
UNITEDHEALTH GROUP INC	COM	91324P102	25	67	SH		SOLE		0	0	67
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	82	992	SH		SOLE		0	0	992
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	11	126	SH		SOLE		0	0	126
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	200	2,259	SH		SOLE		0	0	2,259
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	43	760	SH		SOLE		0	0	760
VANGUARD INDEX FDS	GROWTH ETF	922908736	37	144	SH		SOLE		0	0	144
VANGUARD INDEX FDS	VALUE ETF	922908744	74	564	SH		SOLE		0	0	564
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	961	3,501	SH		SOLE		0	0	3,501
VANGUARD INDEX FDS	MID CAP ETF	922908629	517	2,337	SH		SOLE		0	0	2,337
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,650	28,850	SH		SOLE		0	0	28,850
VANGUARD INDEX FDS	SMALL CP ETF	922908751	15	70	SH		SOLE		0	0	70
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	26	128	SH		SOLE		0	0	128
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	2,167	16,069	SH		SOLE		0	0	16,069
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	36	98	SH		SOLE		0	0	98
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	1,470	6,849	SH		SOLE		0	0	6,849
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	2,060	12,436	SH		SOLE		0	0	12,436
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	33	598	SH		SOLE		0	0	598
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	839	16,118	SH		SOLE		0	0	16,118
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	163	1,223	SH		SOLE		0	0	1,223
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	22	267	SH		SOLE		0	0	267
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	13	192	SH		SOLE		0	0	192
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	33	223	SH		SOLE		0	0	223
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	4,855	98,868	SH		SOLE		0	0	98,868
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	3,523	34,851	SH		SOLE		0	0	34,851
VEREIT INC	COM	92339V308	85	2,208	SH		SOLE		0	0	2,208
VERIZON COMMUNICATIONS INC	COM	92343V104	267	4,598	SH		SOLE		0	0	4,598
VIATRIS INC	COM	92556V106	13	948	SH		SOLE		0	0	948
VISA INC	COM CL A	92826C839	6	30	SH		SOLE		0	0	30
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	1	45	SH		SOLE		0	0	45
WABTEC	COM	929740108	0	4	SH		SOLE		0	0	4
WALMART INC	COM	931142103	5	40	SH		SOLE		0	0	40
WASHINGTON FED INC	COM	938824109	40	1,300	SH		SOLE		0	0	1,300
WASTE MGMT INC DEL	COM	94106L109	13	98	SH		SOLE		0	0	98
WAYFAIR INC	CL A	94419L101	3	10	SH		SOLE		0	0	10
WEC ENERGY GROUP INC	COM	92939U106	10	112	SH		SOLE		0	0	112
WELLS FARGO CO NEW	COM	949746101	16	400	SH		SOLE		0	0	400
WEYERHAEUSER CO MTN BE	COM NEW	962166104	60	1,690	SH		SOLE		0	0	1,690
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	648	12,644	SH		SOLE		0	0	12,644
WPP PLC NEW	ADR	92937A102	6	97	SH		SOLE		0	0	97
XCEL ENERGY INC	COM	98389B100	55	829	SH		SOLE		0	0	829
YUM BRANDS INC	COM	988498101	51	470	SH		SOLE		0	0	470
YUM CHINA HLDGS INC	COM	98850P109	28	470	SH		SOLE		0	0	470
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	105	654	SH		SOLE		0	0	654
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	6	18	SH		SOLE		0	0	18