Financial Management Network 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COM	00206R102	218	7,987	SH		SOLE		7,987	0	0
ARK ETF TR	INNOVATION ETF	00214Q104	348	3,249	SH		SOLE		3,249	0	0
ABBOTT LABS	COM	002824100	292	2,524	SH		SOLE		2,524	0	0
ABBVIE INC	COM	00287Y109	274	2,522	SH		SOLE		2,522	0	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,336	2,393	SH		SOLE		2,393	0	0
THE ALGER ETF TRUST	MID CAP 40 ETF	015564107	3,326	149,618	SH		SOLE		149,618	0	0
ALPHABET INC	CAP STK CL C	02079K107	2,531	946	SH		SOLE		946	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,323	869	SH		SOLE		869	0	0
AMAZON COM INC	COM	023135106	4,478	1,404	SH		SOLE		1,404	0	0
AMERICAN EXPRESS CO	COM	025816109	600	3,475	SH		SOLE		3,475	0	0
AMGEN INC	COM	031162100	492	2,325	SH		SOLE		2,325	0	0
APPLE INC	COM	037833100	9,626	69,183	SH		SOLE		69,183	0	0
ARES CAPITAL CORP	COM	04010L103	1,939	93,992	SH		SOLE		93,992	0	0
BK OF AMERICA CORP	COM	060505104	628	14,496	SH		SOLE		14,496	0	0
BECTON DICKINSON & CO	COM	075887109	424	1,764	SH		SOLE		1,764	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,238	3	SH		SOLE		3	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,289	4,710	SH		SOLE		4,710	0	0
BOEING CO	COM	097023105	1,408	6,291	SH		SOLE		6,291	0	0
CATERPILLAR INC	COM	149123101	613	3,174	SH		SOLE		3,174	0	0
CHEVRON CORP NEW	COM	166764100	632	6,037	SH		SOLE		6,037	0	0
CISCO SYS INC	COM	17275R102	541	9,972	SH		SOLE		9,972	0	0
CLOUDFLARE INC	CL A COM	18915M107	749	6,469	SH		SOLE		6,469	0	0
COHEN & STEERS SELECT PFD &	COM	19248Y107	298	10,470	SH		SOLE		10,470	0	0
COSTCO WHSL CORP NEW	COM	22160K105	2,100	4,770	SH		SOLE		4,770	0	0
DISNEY WALT CO	COM	254687106	1,832	10,563	SH		SOLE		10,563	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,114	10,477	SH		SOLE		10,477	0	0
EXXON MOBIL CORP	COM	30231G102	399	6,464	SH		SOLE		6,464	0	0
EYENOVIA INC	COM	30234E104	285	55,000	SH		SOLE		55,000	0	0
FACEBOOK INC	CL A	30303M102	702	2,152	SH		SOLE		2,152	0	0
FORD MTR CO DEL	COM	345370860	193	13,460	SH		SOLE		13,460	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	205	549	SH		SOLE		549	0	0
HOME DEPOT INC	COM	437076102	1,775	5,436	SH		SOLE		5,436	0	0
IDEXX LABS INC	COM	45168D104	256	417	SH		SOLE		417	0	0
INTEL CORP	COM	458140100	201	3,767	SH		SOLE		3,767	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	306	2,121	SH		SOLE		2,121	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	2,431	6,895	SH		SOLE		6,895	0	0
ISHARES GOLD TR	ISHARES NEW	464285204	2,482	73,752	SH		SOLE		73,752	0	0
ISHARES TR	CORE S&P TTL STK	464287150	216	2,200	SH		SOLE		2,200	0	0
ISHARES TR	CORE S&P500 ETF	464287200	17,238	40,062	SH		SOLE		40,062	0	0
ISHARES TR	CORE US AGGBD ET	464287226	382	3,324	SH		SOLE		3,324	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	6,870	93,877	SH		SOLE		93,877	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	389	4,517	SH		SOLE		4,517	0	0
ISHARES TR	RUS MDCP VAL ETF	464287473	889	7,772	SH		SOLE		7,772	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	336	3,040	SH		SOLE		3,040	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	11,034	41,487	SH		SOLE		41,487	0	0
ISHARES TR	ISHARES BIOTECH	464287556	212	1,359	SH		SOLE		1,359	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	1,237	4,566	SH		SOLE		4,566	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	572	3,512	SH		SOLE		3,512	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	721	3,271	SH		SOLE		3,271	0	0
ISHARES TR	CORE S&P US GWT	464287671	232	2,286	SH		SOLE		2,286	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	5,159	46,500	SH		SOLE		46,500	0	0
ISHARES TR	S&P SML 600 GWT	464287887	1,003	7,657	SH		SOLE		7,657	0	0
ISHARES TR	GL CLEAN ENE ETF	464288224	265	12,478	SH		SOLE		12,478	0	0
ISHARES TR	CALIF MUN BD ETF	464288356	1,225	19,763	SH		SOLE		19,763	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	2,772	50,738	SH		SOLE		50,738	0	0
ISHARES TR	MODERT ALLOC ETF	464289875	473	10,615	SH		SOLE		10,615	0	0
ISHARES TR	US TREAS BD ETF	46429B267	642	24,161	SH		SOLE		24,161	0	0
ISHARES TR	MSCI EAFE MIN VL	46429B689	3,301	44,032	SH		SOLE		44,032	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	1,582	21,593	SH		SOLE		21,593	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	203	3,341	SH		SOLE		3,341	0	0
ISHARES INC	ESG AWR MSCI EM	46434G863	551	13,553	SH		SOLE		13,553	0	0
ISHARES TR	GLOBAL REIT ETF	46434V647	776	27,885	SH		SOLE		27,885	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	213	2,164	SH		SOLE		2,164	0	0
ISHARES TR	MSCI GLOBAL IMP	46435G532	2,570	27,299	SH		SOLE		27,299	0	0
ISHARES TR	ESG AWR US AGRGT	46435U549	1,217	22,044	SH		SOLE		22,044	0	0
JPMORGAN CHASE & CO	COM	46625H100	869	5,204	SH		SOLE		5,204	0	0
JOHNSON & JOHNSON	COM	478160104	545	3,425	SH		SOLE		3,425	0	0
LEGGETT & PLATT INC	COM	524660107	957	23,544	SH		SOLE		23,544	0	0
LENNAR CORP	CL A	526057104	207	2,238	SH		SOLE		2,238	0	0
LOCKHEED MARTIN CORP	COM	539830109	280	810	SH		SOLE		810	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	726	2,110	SH		SOLE		2,110	0	0
MCDONALDS CORP	COM	580135101	818	3,366	SH		SOLE		3,366	0	0
MICROSOFT CORP	COM	594918104	3,890	13,742	SH		SOLE		13,742	0	0
NIKE INC	CL B	654106103	821	5,580	SH		SOLE		5,580	0	0
NVIDIA CORPORATION	COM	67066G104	1,385	7,021	SH		SOLE		7,021	0	0
PALO ALTO NETWORKS INC	COM	697435105	282	600	SH		SOLE		600	0	0
PAYPAL HLDGS INC	COM	70450Y103	251	984	SH		SOLE		984	0	0
PEPSICO INC	COM	713448108	429	2,855	SH		SOLE		2,855	0	0
PRICE T ROWE GROUP INC	COM	74144T108	218	1,125	SH		SOLE		1,125	0	0
PROCTER AND GAMBLE CO	COM	742718109	392	2,825	SH		SOLE		2,825	0	0
QUALCOMM INC	COM	747525103	352	2,776	SH		SOLE		2,776	0	0
RWT HLDGS INC	NOTE 5.750%10/0	749772AD1	512	500,000	SH		SOLE		500,000	0	0
REALTY INCOME CORP	COM	756109104	454	6,826	SH		SOLE		6,826	0	0
ROCKWELL AUTOMATION INC	COM	773903109	732	2,500	SH		SOLE		2,500	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	645	1,505	SH		SOLE		1,505	0	0
SPDR GOLD TR	GOLD SHS	78463V107	1,175	7,103	SH		SOLE		7,103	0	0
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	587	15,449	SH		SOLE		15,449	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,509	41,951	SH		SOLE		41,951	0	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	976	15,396	SH		SOLE		15,396	0	0
SPDR SER TR	PRTFLO S&P500 VL	78464A508	527	13,382	SH		SOLE		13,382	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,730	14,521	SH		SOLE		14,521	0	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,155	24,749	SH		SOLE		24,749	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,212	24,028	SH		SOLE		24,028	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	284	835	SH		SOLE		835	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	991	22,928	SH		SOLE		22,928	0	0
SAREPTA THERAPEUTICS INC	COM	803607100	249	2,635	SH		SOLE		2,635	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	425	4,091	SH		SOLE		4,091	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	203	2,633	SH		SOLE		2,633	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	221	2,192	SH		SOLE		2,192	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	301	5,494	SH		SOLE		5,494	0	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	425	4,311	SH		SOLE		4,311	0	0
SIMON PPTY GROUP INC NEW	COM	828806109	2,114	15,988	SH		SOLE		15,988	0	0
SKYWORKS SOLUTIONS INC	COM	83088M102	252	1,576	SH		SOLE		1,576	0	0
SQUARE INC	CL A	852234103	260	1,147	SH		SOLE		1,147	0	0
STARBUCKS CORP	COM	855244109	534	4,792	SH		SOLE		4,792	0	0
SUN LIFE FINANCIAL INC.	COM	866796105	414	17,890	SH		SOLE		17,890	0	0
TARGET CORP	COM	87612E106	610	2,702	SH		SOLE		2,702	0	0
TESLA INC	COM	88160R101	1,856	2,375	SH		SOLE		2,375	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	212	372	SH		SOLE		372	0	0
UNION PAC CORP	COM	907818108	255	1,239	SH		SOLE		1,239	0	0
VANECK ETF TRUST	BDC INCOME ETF	92189F411	1,119	65,960	SH		SOLE		65,960	0	0
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	762	23,169	SH		SOLE		23,169	0	0
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	20,555	279,358	SH		SOLE		279,358	0	0
VANECK ETF TRUST	MRNGSTR DURA DIV	92189H102	3,915	127,876	SH		SOLE		127,876	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	3,513	22,851	SH		SOLE		22,851	0	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	589	2,536	SH		SOLE		2,536	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	1,279	25,491	SH		SOLE		25,491	0	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	7,796	31,975	SH		SOLE		31,975	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,137	7,958	SH		SOLE		7,958	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,377	13,337	SH		SOLE		13,337	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	360	1,253	SH		SOLE		1,253	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,263	5,697	SH		SOLE		5,697	0	0
VEREIT INC	COM	92339V308	382	8,219	SH		SOLE		8,219	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	221	4,058	SH		SOLE		4,058	0	0
VISA INC	COM CL A	92826C839	4,871	21,674	SH		SOLE		21,674	0	0
WALMART INC	COM	931142103	257	1,891	SH		SOLE		1,891	0	0
WORKDAY INC	CL A	98138H101	250	1,000	SH		SOLE		1,000	0	0
YUM BRANDS INC	COM	988498101	338	2,746	SH		SOLE		2,746	0	0