| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| 3M CO COM | COM | 88579Y101 | 292 | 1,648 | SH | | DFND | 1 | 0 | 0 | 1,648 |
| ABBVIE INC COM | COM | 00287Y109 | 974 | 7,200 | SH | | DFND | 1 | 0 | 0 | 7,200 |
| ADOBE SYS INC | COM | 00724F101 | 656 | 1,157 | SH | | DFND | 1 | 0 | 0 | 1,157 |
| AIR PRODS & CHEMS INC COM | COM | 009158106 | 429 | 1,411 | SH | | DFND | 1 | 0 | 0 | 1,411 |
| ALLSTATE CORP | COM | 020002101 | 351 | 2,987 | SH | | DFND | 1 | 0 | 0 | 2,987 |
| ALPHABET INC CAP STK CL C | CAP STK CL C | 02079K107 | 792 | 274 | SH | | DFND | 1 | 0 | 0 | 274 |
| ALTRIA GROUP INC COM | COM | 02209S103 | 425 | 8,976 | SH | | DFND | 1 | 0 | 0 | 8,976 |
| AMAZON COM INC COM | COM | 023135106 | 1,333 | 400 | SH | | DFND | 1 | 0 | 0 | 400 |
| AMERICAN AIRLS GROUP INC COM | COM | 02376R102 | 294 | 16,413 | SH | | DFND | 1 | 0 | 0 | 16,413 |
| AMERICAN EXPRESS CO COM | COM | 025816109 | 324 | 1,981 | SH | | DFND | 1 | 0 | 0 | 1,981 |
| AMERICAN TOWER CORP NEW COM | COM | 03027X100 | 725 | 2,481 | SH | | DFND | 1 | 0 | 0 | 2,481 |
| ANALOG DEVICES INC COM | COM | 032654105 | 537 | 3,058 | SH | | DFND | 1 | 0 | 0 | 3,058 |
| ANNALY CAPITAL MANAGEMENT INC COM | COM | 035710409 | 543 | 69,492 | SH | | DFND | 1 | 0 | 0 | 69,492 |
| APPLE INC | COM | 037833100 | 7,465 | 42,041 | SH | | DFND | 1 | 0 | 0 | 42,041 |
| ARES MANAGEMENT CORPORATION CL A COM STK | CL A COM STK | 03990B101 | 496 | 6,110 | SH | | DFND | 1 | 0 | 0 | 6,110 |
| ARK INNOVATION ETF | INNOVATION ETF | 00214Q104 | 805 | 8,517 | SH | | DFND | 1 | 0 | 0 | 8,517 |
| ASTRA SPACE INC COM CL A | COM CL A | 04634X103 | 399 | 57,581 | SH | | DFND | 1 | 0 | 0 | 57,581 |
| AT&T INC COM | COM | 00206R102 | 450 | 18,327 | SH | | DFND | 1 | 0 | 0 | 18,327 |
| AUTODESK INC COM | COM | 052769106 | 396 | 1,409 | SH | | DFND | 1 | 0 | 0 | 1,409 |
| AVERY DENNISON CORP COM | COM | 053611109 | 321 | 1,484 | SH | | DFND | 1 | 0 | 0 | 1,484 |
| B&G FOODS INC CLASS A | COM | 05508R106 | 401 | 13,079 | SH | | DFND | 1 | 0 | 0 | 13,079 |
| BANK NEW YORK MELLON CORP COM | COM | 064058100 | 577 | 9,937 | SH | | DFND | 1 | 0 | 0 | 9,937 |
| BARRICK GOLD CORP F | COM | 067901108 | 694 | 36,475 | SH | | DFND | 1 | 0 | 0 | 36,475 |
| BAUSCH HEALTH COS INC COM | COM | 071734107 | 706 | 25,602 | SH | | DFND | 1 | 0 | 0 | 25,602 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | CL B NEW | 084670702 | 967 | 3,237 | SH | | DFND | 1 | 0 | 0 | 3,237 |
| BIO-TECHNE CORP COM | COM | 09073M104 | 567 | 1,097 | SH | | DFND | 1 | 0 | 0 | 1,097 |
| BK OF AMERICA CORP COM | COM | 060505104 | 451 | 10,159 | SH | | DFND | 1 | 0 | 0 | 10,159 |
| BLACKROCK CAP INVT CORP 5 06/15/2022 | NOTE 5.000% 6/1 | 092533AC2 | 20 | 20,000 | SH | | DFND | 1 | 0 | 0 | 20,000 |
| BLACKROCK INC | COM | 09247X101 | 423 | 463 | SH | | DFND | 1 | 0 | 0 | 463 |
| BLACKROCK TAX MUNICPAL BD TR SHS | SHS | 09248X100 | 19,765 | 754,996 | SH | | DFND | 1 | 0 | 0 | 754,996 |
| BLACKSTONE MTG TR INC COM CL A | COM CL A | 09257W100 | 329 | 10,750 | SH | | DFND | 1 | 0 | 0 | 10,750 |
| BOEING CO COM | COM | 097023105 | 219 | 1,089 | SH | | DFND | 1 | 0 | 0 | 1,089 |
| BOOT BARN HLDGS INC COM | COM | 099406100 | 394 | 3,204 | SH | | DFND | 1 | 0 | 0 | 3,204 |
| BP PLC SPONSORED ADR | SPONSORED ADR | 055622104 | 689 | 25,902 | SH | | DFND | 1 | 0 | 0 | 25,902 |
| BRISTOL-MYERS SQUIBB CO COM | COM | 110122108 | 592 | 9,503 | SH | | DFND | 1 | 0 | 0 | 9,503 |
| BROADCOM INC COM | COM | 11135F101 | 976 | 1,467 | SH | | DFND | 1 | 0 | 0 | 1,467 |
| CATALENT INC COM | COM | 148806102 | 456 | 3,568 | SH | | DFND | 1 | 0 | 0 | 3,568 |
| CBS CORP CL B | CL B | 92556H206 | 679 | 22,506 | SH | | DFND | 1 | 0 | 0 | 22,506 |
| CDW CORP COM | COM | 12514G108 | 269 | 1,316 | SH | | DFND | 1 | 0 | 0 | 1,316 |
| CHARLES SCHWAB CORP | COM | 808513105 | 338 | 4,029 | SH | | DFND | 1 | 0 | 0 | 4,029 |
| CHEVRON CORP NEW COM | COM | 166764100 | 477 | 4,066 | SH | | DFND | 1 | 0 | 0 | 4,066 |
| CISCO SYS INC | COM | 17275R102 | 471 | 7,442 | SH | | DFND | 1 | 0 | 0 | 7,442 |
| COCA COLA CO COM | COM | 191216100 | 263 | 4,457 | SH | | DFND | 1 | 0 | 0 | 4,457 |
| COGNIZANT TECH SOLUTIONS CORP | CL A | 192446102 | 364 | 4,105 | SH | | DFND | 1 | 0 | 0 | 4,105 |
| COMCAST CORP NEW CL A | CL A | 20030N101 | 724 | 14,399 | SH | | DFND | 1 | 0 | 0 | 14,399 |
| CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | SBI CONS DISCR | 81369Y407 | 9,619 | 47,050 | SH | | DFND | 1 | 0 | 0 | 47,050 |
| CORSAIR GAMING INC COM | COM | 22041X102 | 452 | 21,550 | SH | | DFND | 1 | 0 | 0 | 21,550 |
| COSTCO WHOLESALE CORP | COM | 22160K105 | 583 | 1,028 | SH | | DFND | 1 | 0 | 0 | 1,028 |
| CUMMINS INC COM | COM | 231021106 | 285 | 1,308 | SH | | DFND | 1 | 0 | 0 | 1,308 |
| CVS HEALTH CORP COM | COM | 126650100 | 208 | 2,021 | SH | | DFND | 1 | 0 | 0 | 2,021 |
| D R HORTON INC COM | COM | 23331A109 | 282 | 2,606 | SH | | DFND | 1 | 0 | 0 | 2,606 |
| DISCOVER FINANCIAL SERVICES LLC | COM | 254709108 | 266 | 2,310 | SH | | DFND | 1 | 0 | 0 | 2,310 |
| DISNEY WALT CO COM | COM | 254687106 | 513 | 3,316 | SH | | DFND | 1 | 0 | 0 | 3,316 |
| DOMINION RESOURCES INC | COM | 25746U109 | 404 | 5,155 | SH | | DFND | 1 | 0 | 0 | 5,155 |
| ENERGY SELECT SECTOR SPDR FUND | ENERGY | 81369Y506 | 9,038 | 162,854 | SH | | DFND | 1 | 0 | 0 | 162,854 |
| EVERSOURCE ENERGY COM | COM | 30040W108 | 207 | 2,276 | SH | | DFND | 1 | 0 | 0 | 2,276 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 | 490 | 2,164 | SH | | DFND | 1 | 0 | 0 | 2,164 |
| EXXON MOBIL CORP COM | COM | 30231G102 | 435 | 7,123 | SH | | DFND | 1 | 0 | 0 | 7,123 |
| FIDELITY MSCI HEALTH CARE INDEX ETF | MSCI HLTH CARE I | 316092600 | 10,124 | 147,455 | SH | | DFND | 1 | 0 | 0 | 147,455 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | MSCI INFO TECH I | 316092808 | 331 | 2,445 | SH | | DFND | 1 | 0 | 0 | 2,445 |
| FINANCIAL SELECT SECTOR SPDR FUND | FINANCIAL | 81369Y605 | 250 | 6,421 | SH | | DFND | 1 | 0 | 0 | 6,421 |
| FIRST TRUST CAPITAL STRENGTH ETF | CAP STRENGTH ETF | 33733E104 | 257 | 3,040 | SH | | DFND | 1 | 0 | 0 | 3,040 |
| FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | SHS | 336917109 | 225 | 6,355 | SH | | DFND | 1 | 0 | 0 | 6,355 |
| FISERV INC COM | COM | 337738108 | 296 | 2,856 | SH | | DFND | 1 | 0 | 0 | 2,856 |
| FORD MOTOR COMPANY | COM | 345370860 | 611 | 29,446 | SH | | DFND | 1 | 0 | 0 | 29,446 |
| FREEPORT-MCMORAN INC CL B | CL B | 35671D857 | 553 | 13,274 | SH | | DFND | 1 | 0 | 0 | 13,274 |
| FS KKR CAP CORP COM | COM | 302635206 | 343 | 16,418 | SH | | DFND | 1 | 0 | 0 | 16,418 |
| GENERAC HLDGS INC COM | COM | 368736104 | 650 | 1,848 | SH | | DFND | 1 | 0 | 0 | 1,848 |
| GENERAL ELECTRIC CO COM NEW | COM NEW | 369604301 | 345 | 3,654 | SH | | DFND | 1 | 0 | 0 | 3,654 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | 447 | 1,169 | SH | | DFND | 1 | 0 | 0 | 1,169 |
| GOLUB CAP BDC INC COM | COM | 38173M102 | 328 | 21,298 | SH | | DFND | 1 | 0 | 0 | 21,298 |
| GOOGLE INC | CAP STK CL A | 02079K305 | 1,712 | 591 | SH | | DFND | 1 | 0 | 0 | 591 |
| GREENBRIER COS INC 2.875 02/01/2024 | NOTE 2.875% 2/0 | 393657AK7 | 18 | 17,000 | SH | | DFND | 1 | 0 | 0 | 17,000 |
| HCI GROUP INC 4.25 03/01/2037 | NOTE 4.250% 3/0 | 40416EAD5 | 26 | 19,000 | SH | | DFND | 1 | 0 | 0 | 19,000 |
| HERCULES CAPITAL INC COM | COM | 427096508 | 306 | 18,453 | SH | | DFND | 1 | 0 | 0 | 18,453 |
| HOME DEPOT | COM | 437076102 | 1,765 | 4,255 | SH | | DFND | 1 | 0 | 0 | 4,255 |
| HONEYWELL INTL INC | COM | 438516106 | 503 | 2,414 | SH | | DFND | 1 | 0 | 0 | 2,414 |
| HORIZON THERAPEUTICS PUB L SHS | SHS | G46188101 | 251 | 2,337 | SH | | DFND | 1 | 0 | 0 | 2,337 |
| HP INC COM | COM | 40434L105 | 686 | 18,219 | SH | | DFND | 1 | 0 | 0 | 18,219 |
| IDACORP INC COM | COM | 451107106 | 277 | 2,447 | SH | | DFND | 1 | 0 | 0 | 2,447 |
| INGREDION INC COM | COM | 457187102 | 278 | 2,882 | SH | | DFND | 1 | 0 | 0 | 2,882 |
| INMODE LTD SHS | SHS | M5425M103 | 205 | 2,910 | SH | | DFND | 1 | 0 | 0 | 2,910 |
| INSPIRE MED SYS INC COM | COM | 457730109 | 800 | 3,480 | SH | | DFND | 1 | 0 | 0 | 3,480 |
| INTERPUBLIC GROUP COS INC COM | COM | 460690100 | 894 | 23,885 | SH | | DFND | 1 | 0 | 0 | 23,885 |
| INTL BUSINESS MACHINES | COM | 459200101 | 706 | 5,285 | SH | | DFND | 1 | 0 | 0 | 5,285 |
| INTUITIVE SURGICAL INC COM NEW | COM NEW | 46120E602 | 466 | 1,297 | SH | | DFND | 1 | 0 | 0 | 1,297 |
| INVESCO DWA HEALTHCARE MOMENTUM ETF | DWA HEALTHCARE | 46137V852 | 220 | 1,420 | SH | | DFND | 1 | 0 | 0 | 1,420 |
| INVESCO DYNAMIC SEMICONDUCTORS ETF | DYNMC SEMICNDT | 46137V647 | 550 | 3,585 | SH | | DFND | 1 | 0 | 0 | 3,585 |
| INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF | NATL AMT MUNI | 46138E537 | 699 | 25,798 | SH | | DFND | 1 | 0 | 0 | 25,798 |
| IQVIA HLDGS INC COM | COM | 46266C105 | 396 | 1,405 | SH | | DFND | 1 | 0 | 0 | 1,405 |
| ISHARES CONVERTIBLE BOND ETF | CONV BD ETF | 46435G102 | 2,215 | 24,848 | SH | | DFND | 1 | 0 | 0 | 24,848 |
| ISHARES FLOATING RATE BOND ETF | FLTG RATE NT ETF | 46429B655 | 370 | 7,300 | SH | | DFND | 1 | 0 | 0 | 7,300 |
| ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF | IBOXX HI YD ETF | 464288513 | 4,212 | 48,411 | SH | | DFND | 1 | 0 | 0 | 48,411 |
| ISHARES MSCI USA QUALITY FACTOR ETF | MSCI USA QLT FCT | 46432F339 | 5,660 | 38,889 | SH | | DFND | 1 | 0 | 0 | 38,889 |
| ISHARES RUSSELL 1000 GROWTH ETF | RUS 1000 GRW ETF | 464287614 | 6,806 | 22,272 | SH | | DFND | 1 | 0 | 0 | 22,272 |
| ISHARES RUSSELL MID-CAP ETF | RUS MID CAP ETF | 464287499 | 5,604 | 67,517 | SH | | DFND | 1 | 0 | 0 | 67,517 |
| ISHARES S&P 100 ETF | S&P 100 ETF | 464287101 | 258 | 1,180 | SH | | DFND | 1 | 0 | 0 | 1,180 |
| ISHARES S&P SMALL-CAP FUND | CORE S&P SCP ETF | 464287804 | 3,922 | 34,252 | SH | | DFND | 1 | 0 | 0 | 34,252 |
| ISHARES U.S. FINANCIAL SERVICES ETF | U.S. FIN SVC ETF | 464287770 | 304 | 1,579 | SH | | DFND | 1 | 0 | 0 | 1,579 |
| JOHNSON & JOHNSON COM | COM | 478160104 | 413 | 2,419 | SH | | DFND | 1 | 0 | 0 | 2,419 |
| JPMORGAN CHASE & CO COM | COM | 46625H100 | 1,017 | 6,424 | SH | | DFND | 1 | 0 | 0 | 6,424 |
| KEYCORP COM | COM | 493267108 | 432 | 18,704 | SH | | DFND | 1 | 0 | 0 | 18,704 |
| KIMBERLY-CLARK CORP COM | COM | 494368103 | 690 | 4,834 | SH | | DFND | 1 | 0 | 0 | 4,834 |
| KINDER MORGAN INC | COM | 49456B101 | 668 | 42,130 | SH | | DFND | 1 | 0 | 0 | 42,130 |
| L3HARRIS TECHNOLOGIES INC COM | COM | 502431109 | 377 | 1,769 | SH | | DFND | 1 | 0 | 0 | 1,769 |
| LAM RESEARCH CORP COM | COM | 512807108 | 455 | 633 | SH | | DFND | 1 | 0 | 0 | 633 |
| LILLY ELI & CO COM | COM | 532457108 | 617 | 2,234 | SH | | DFND | 1 | 0 | 0 | 2,234 |
| MACYS INC COM | COM | 55616P104 | 588 | 22,481 | SH | | DFND | 1 | 0 | 0 | 22,481 |
| MATERIALS SELECT SECTOR SPDR FUND | SBI MATERIALS | 81369Y100 | 4,706 | 51,947 | SH | | DFND | 1 | 0 | 0 | 51,947 |
| MCDONALDS CORP COM | COM | 580135101 | 217 | 812 | SH | | DFND | 1 | 0 | 0 | 812 |
| MERCK & CO INC | COM | 58933Y105 | 1,105 | 14,419 | SH | | DFND | 1 | 0 | 0 | 14,419 |
| META PLATFORMS INC CL A | CL A | 30303M102 | 316 | 942 | SH | | DFND | 1 | 0 | 0 | 942 |
| MICROCHIP TECHNOLOGY INC. COM | COM | 595017104 | 519 | 5,971 | SH | | DFND | 1 | 0 | 0 | 5,971 |
| MICRON TECHNOLOGY | COM | 595112103 | 892 | 9,577 | SH | | DFND | 1 | 0 | 0 | 9,577 |
| MICROSOFT | COM | 594918104 | 880 | 2,617 | SH | | DFND | 1 | 0 | 0 | 2,617 |
| MONDELEZ INTL INC CL A | CL A | 609207105 | 258 | 3,905 | SH | | DFND | 1 | 0 | 0 | 3,905 |
| MORGAN STANLEY COM NEW | COM NEW | 617446448 | 369 | 3,761 | SH | | DFND | 1 | 0 | 0 | 3,761 |
| NETAPP INC COM | COM | 64110D104 | 440 | 4,788 | SH | | DFND | 1 | 0 | 0 | 4,788 |
| NEXTERA ENERGY INC COM | COM | 65339F101 | 1,336 | 14,314 | SH | | DFND | 1 | 0 | 0 | 14,314 |
| NORFOLK SOUTHERN CRP | COM | 655844108 | 400 | 1,346 | SH | | DFND | 1 | 0 | 0 | 1,346 |
| NUCOR CORP COM | COM | 670346105 | 243 | 2,136 | SH | | DFND | 1 | 0 | 0 | 2,136 |
| NVIDIA CORPORATION COM | COM | 67066G104 | 831 | 2,826 | SH | | DFND | 1 | 0 | 0 | 2,826 |
| OLD DOMINION FREIGHT LINE INC COM | COM | 679580100 | 554 | 1,548 | SH | | DFND | 1 | 0 | 0 | 1,548 |
| PACIRA BIOSCIENCES INC 2.375 04/01/2022 | NOTE 2.375% 4/0 | 695127AD2 | 19 | 19,000 | SH | | DFND | 1 | 0 | 0 | 19,000 |
| PHILIP MORRIS INTL INC | COM | 718172109 | 728 | 7,668 | SH | | DFND | 1 | 0 | 0 | 7,668 |
| PIONEER NAT RES CO COM | COM | 723787107 | 466 | 2,567 | SH | | DFND | 1 | 0 | 0 | 2,567 |
| PNC FINL SVCS GROUP INC COM | COM | 693475105 | 454 | 2,266 | SH | | DFND | 1 | 0 | 0 | 2,266 |
| PRICE T ROWE GROUP INC COM | COM | 74144T108 | 382 | 1,944 | SH | | DFND | 1 | 0 | 0 | 1,944 |
| QUALCOMM INC COM | COM | 747525103 | 589 | 3,222 | SH | | DFND | 1 | 0 | 0 | 3,222 |
| REDWOOD TRUST INC 4.75 08/15/2023 | NOTE 4.750% 8/1 | 758075AC9 | 30 | 30,000 | SH | | DFND | 1 | 0 | 0 | 30,000 |
| S&P GLOBAL INC COM | COM | 78409V104 | 478 | 1,013 | SH | | DFND | 1 | 0 | 0 | 1,013 |
| SALESFORCE COM INC COM | COM | 79466L302 | 399 | 1,573 | SH | | DFND | 1 | 0 | 0 | 1,573 |
| SCHLUMBERGER LTD COM STK | COM STK | 806857108 | 237 | 7,919 | SH | | DFND | 1 | 0 | 0 | 7,919 |
| SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF | SCHWB FDT INT LG | 808524755 | 26,911 | 827,788 | SH | | DFND | 1 | 0 | 0 | 827,788 |
| SCHWAB INTERNATIONAL EQUITY ETF | INTL EQTY ETF | 808524805 | 272 | 7,008 | SH | | DFND | 1 | 0 | 0 | 7,008 |
| SCHWAB US DIVIDEND EQUITY ETF | US DIVIDEND EQ | 808524797 | 4,114 | 50,897 | SH | | DFND | 1 | 0 | 0 | 50,897 |
| SERVICENOW INC COM | COM | 81762P102 | 538 | 830 | SH | | DFND | 1 | 0 | 0 | 830 |
| SKILLZ INC COM | COM | 83067L109 | 175 | 23,642 | SH | | DFND | 1 | 0 | 0 | 23,642 |
| SOUTHERN CO COM | COM | 842587107 | 348 | 5,081 | SH | | DFND | 1 | 0 | 0 | 5,081 |
| SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF | BLOOMBERG CONV | 78464A359 | 332 | 4,006 | SH | | DFND | 1 | 0 | 0 | 4,006 |
| SPDR DOW JONES INDUSTRIAL AVERAGE ETF | UT SER 1 | 78467X109 | 390 | 1,075 | SH | | DFND | 1 | 0 | 0 | 1,075 |
| SPDR GOLD ETF | GOLD SHS | 78463V107 | 343 | 2,012 | SH | | DFND | 1 | 0 | 0 | 2,012 |
| SPDR S&P 500 ETF | TR UNIT | 78462F103 | 24,172 | 50,893 | SH | | DFND | 1 | 0 | 0 | 50,893 |
| STARWOOD PPTY TR INC COM | COM | 85571B105 | 282 | 11,624 | SH | | DFND | 1 | 0 | 0 | 11,624 |
| SYNEOS HEALTH INC CL A | CL A | 87166B102 | 222 | 2,167 | SH | | DFND | 1 | 0 | 0 | 2,167 |
| TARGET CORP COM | COM | 87612E106 | 737 | 3,186 | SH | | DFND | 1 | 0 | 0 | 3,186 |
| TE CONNECTIVITY LTD | SHS | H84989104 | 303 | 1,884 | SH | | DFND | 1 | 0 | 0 | 1,884 |
| TECHNOLOGY SELECT SECTOR SPDR FUND | TECHNOLOGY | 81369Y803 | 1,025 | 5,899 | SH | | DFND | 1 | 0 | 0 | 5,899 |
| TESLA INC COM | COM | 88160R101 | 1,125 | 1,065 | SH | | DFND | 1 | 0 | 0 | 1,065 |
| TEXAS INSTRS INC COM | COM | 882508104 | 481 | 2,557 | SH | | DFND | 1 | 0 | 0 | 2,557 |
| THERMO FISHER SCIENTIFIC INC COM | COM | 883556102 | 501 | 752 | SH | | DFND | 1 | 0 | 0 | 752 |
| TRUIST FINL CORP COM | COM | 89832Q109 | 343 | 5,875 | SH | | DFND | 1 | 0 | 0 | 5,875 |
| UNITEDHEALTH GROUP | COM | 91324P102 | 589 | 1,174 | SH | | DFND | 1 | 0 | 0 | 1,174 |
| UWM HOLDINGS CORPORATION COM CL A | COM CL A | 91823B109 | 560 | 94,677 | SH | | DFND | 1 | 0 | 0 | 94,677 |
| VALERO ENERGY CORP COM | COM | 91913Y100 | 866 | 11,534 | SH | | DFND | 1 | 0 | 0 | 11,534 |
| VANGUARD CONSUMER DISCRETIONARY INDEX FUND | CONSUM DIS ETF | 92204A108 | 1,624 | 4,770 | SH | | DFND | 1 | 0 | 0 | 4,770 |
| VANGUARD HEALTH CARE INDEX FUND | HEALTH CAR ETF | 92204A504 | 5,698 | 21,388 | SH | | DFND | 1 | 0 | 0 | 21,388 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | INTL HIGH ETF | 921946794 | 4,986 | 74,241 | SH | | DFND | 1 | 0 | 0 | 74,241 |
| VANGUARD MID-CAP INDEX FUND | MID CAP ETF | 922908629 | 1,122 | 4,406 | SH | | DFND | 1 | 0 | 0 | 4,406 |
| VANGUARD VALUE ETF | VALUE ETF | 922908744 | 18,308 | 124,455 | SH | | DFND | 1 | 0 | 0 | 124,455 |
| VERIZON COMMUNICATIONS | COM | 92343V104 | 1,495 | 28,786 | SH | | DFND | 1 | 0 | 0 | 28,786 |
| VISA INC | COM CL A | 92826C839 | 785 | 3,626 | SH | | DFND | 1 | 0 | 0 | 3,626 |
| VISHAY INTERTECHNOLOGY INC 2.25 06/15/2025 | NOTE 2.250% 6/1 | 928298AP3 | 24 | 24,000 | SH | | DFND | 1 | 0 | 0 | 24,000 |
| WALGREENS BOOTS ALLIANCE INC COM | COM | 931427108 | 803 | 15,400 | SH | | DFND | 1 | 0 | 0 | 15,400 |
| WELLS FARGO CO NEW COM | COM | 949746101 | 446 | 9,304 | SH | | DFND | 1 | 0 | 0 | 9,304 |
| WILLIAMS COS INC COM | COM | 969457100 | 510 | 19,608 | SH | | DFND | 1 | 0 | 0 | 19,608 |
| WISDOMTREE U.S. LARGECAP DIVIDEND FUND | US LARGECAP DIVD | 97717W307 | 287 | 4,346 | SH | | DFND | 1 | 0 | 0 | 4,346 |
| ZEBRA TECHNOLOGIES CORPORATION CL A | CL A | 989207105 | 226 | 381 | SH | | DFND | 1 | 0 | 0 | 381 |
