COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 224,341 | 1,204 | SH | | SOLE | 0 | 1,204 | 0 | 0 |
HEWLETT PACKARD ENTERPRISE CO COM | Stock | 42824C109 | 265,694 | 12,986 | SH | | SOLE | 0 | 12,986 | 0 | 0 |
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF | ETF | 46435G672 | 944,057 | 18,218 | SH | | SOLE | 0 | 18,218 | 0 | 0 |
VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 | 356,498 | 1,259 | SH | | SOLE | 0 | 1,259 | 0 | 0 |
ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 | 215,175 | 4,692 | SH | | SOLE | 0 | 4,692 | 0 | 0 |
F5 INC COM | Stock | 315616102 | 230,109 | 1,045 | SH | | SOLE | 0 | 1,045 | 0 | 0 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 1,319,942 | 12,430 | SH | | SOLE | 0 | 12,430 | 0 | 0 |
SPDR S&P 500 ETF TRUST | ETF | 78462F103 | 1,209,486 | 2,108 | SH | | SOLE | 0 | 2,108 | 0 | 0 |
PEPSICO INC COM | Stock | 713448108 | 408,120 | 2,400 | SH | | SOLE | 0 | 2,400 | 0 | 0 |
ISHARES CALIFORNIA MUNI BOND ETF | ETF | 464288356 | 613,061 | 10,550 | SH | | SOLE | 0 | 10,550 | 0 | 0 |
FIRSTENERGY CORP COM | Stock | 337932107 | 242,639 | 5,471 | SH | | SOLE | 0 | 5,471 | 0 | 0 |
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF | ETF | 78464A375 | 77,956,923 | 2,312,576 | SH | | SOLE | 0 | 2,251,617 | 0 | 60,958 |
CENCORA INC COM | Stock | 03073E105 | 510,031 | 2,266 | SH | | SOLE | 0 | 2,266 | 0 | 0 |
ISHARES CORE S&P SMALL CAP ETF | ETF | 464287804 | 454,624 | 3,887 | SH | | SOLE | 0 | 3,887 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 909,014 | 1,975 | SH | | SOLE | 0 | 1,975 | 0 | 0 |
EXELON CORP COM | Stock | 30161N101 | 206,075 | 5,082 | SH | | SOLE | 0 | 5,082 | 0 | 0 |
ALPHABET INC CAP STK CL A | Stock | 02079K305 | 257,897 | 1,555 | SH | | SOLE | 0 | 1,555 | 0 | 0 |
MICROSOFT CORP COM | Stock | 594918104 | 1,395,893 | 3,244 | SH | | SOLE | 0 | 3,117 | 0 | 127 |
VANGUARD INTERMEDIATE-TERM TREASURY ETF | ETF | 92206C706 | 4,316,586 | 71,443 | SH | | SOLE | 0 | 71,443 | 0 | 0 |
SCHWAB SHORT-TERM US TREASURY ETF | ETF | 808524862 | 903,485 | 18,446 | SH | | SOLE | 0 | 18,446 | 0 | 0 |
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF | ETF | 46435U283 | 218,666 | 8,592 | SH | | SOLE | 0 | 8,592 | 0 | 0 |
ELI LILLY & CO COM | Stock | 532457108 | 732,672 | 827 | SH | | SOLE | 0 | 827 | 0 | 0 |
FIDELITY NATL INFORMATION SVCS COM | Stock | 31620M106 | 377,629 | 4,509 | SH | | SOLE | 0 | 4,509 | 0 | 0 |
ISHARES IBONDS DEC 2024 TERM TREASURY ETF | ETF | 46436E874 | 902,400 | 37,600 | SH | | SOLE | 0 | 37,600 | 0 | 0 |
ISHARES IBONDS DEC 2025 TERM TREASURY ETF | ETF | 46436E866 | 901,787 | 38,505 | SH | | SOLE | 0 | 38,505 | 0 | 0 |
ISHARES 0-3 MONTH TREASURY BOND ETF | ETF | 46436E718 | 1,812,154 | 17,992 | SH | | SOLE | 0 | 17,992 | 0 | 0 |
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF | ETF | 25434V203 | 3,829,967 | 120,515 | SH | | SOLE | 0 | 120,515 | 0 | 0 |
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF | ETF | 25434V302 | 42,593,676 | 1,553,947 | SH | | SOLE | 0 | 1,512,995 | 0 | 40,951 |
SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 | 43,238,691 | 511,519 | SH | | SOLE | 0 | 496,812 | 0 | 14,706 |
DIMENSIONAL INTERNATIONAL VALUE ETF | ETF | 25434V807 | 41,824,265 | 1,098,326 | SH | | SOLE | 0 | 1,062,244 | 0 | 36,082 |
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 | 115,021,462 | 915,630 | SH | | SOLE | 0 | 889,873 | 0 | 25,757 |
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 | 37,776,934 | 766,111 | SH | | SOLE | 0 | 744,485 | 0 | 21,626 |
ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 | 51,513,982 | 660,013 | SH | | SOLE | 0 | 639,303 | 0 | 20,709 |
NVIDIA CORPORATION COM | Stock | 67066G104 | 261,339 | 2,152 | SH | | SOLE | 0 | 2,152 | 0 | 0 |
ISHARES SHORT TREASURY BOND ETF | ETF | 464288679 | 57,354,722 | 518,437 | SH | | SOLE | 0 | 504,615 | 0 | 13,822 |
CUMMINS INC COM | Stock | 231021106 | 498,313 | 1,539 | SH | | SOLE | 0 | 1,539 | 0 | 0 |
ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 | 370,295 | 6,450 | SH | | SOLE | 0 | 2,448 | 0 | 4,002 |
DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF | ETF | 25434V633 | 605,626 | 11,950 | SH | | SOLE | 0 | 11,950 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 | 23,081,771 | 459,065 | SH | | SOLE | 0 | 444,938 | 0 | 14,126 |
ISHARES RUSSELL MIDCAP ETF | ETF | 464287499 | 524,697 | 5,953 | SH | | SOLE | 0 | 5,953 | 0 | 0 |
VANGUARD INTERMEDIATE-TERM BOND ETF | ETF | 921937819 | 290,535,411 | 3,707,227 | SH | | SOLE | 0 | 3,602,505 | 0 | 104,722 |
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF | ETF | 808524771 | 221,308 | 3,084 | SH | | SOLE | 0 | 3,084 | 0 | 0 |
GE AEROSPACE COM NEW | Stock | 369604301 | 415,253 | 2,202 | SH | | SOLE | 0 | 2,202 | 0 | 0 |
SPDR PORTFOLIO SHORT TERM TREASURY ETF | ETF | 78468R101 | 841,126 | 28,600 | SH | | SOLE | 0 | 28,600 | 0 | 0 |
ISHARES MSCI USA QUALITY FACTOR ETF | ETF | 46432F339 | 34,203,627 | 190,762 | SH | | SOLE | 0 | 184,744 | 0 | 6,018 |
ISHARES CORE S&P 500 ETF | ETF | 464287200 | 159,337,621 | 276,235 | SH | | SOLE | 0 | 269,118 | 0 | 7,116 |
FLEX LTD ORD | Stock | Y2573F102 | 426,500 | 12,758 | SH | | SOLE | 0 | 12,758 | 0 | 0 |
UNION PAC CORP COM | Stock | 907818108 | 989,864 | 4,016 | SH | | SOLE | 0 | 4,016 | 0 | 0 |
LOCKHEED MARTIN CORP COM | Stock | 539830109 | 3,309,194 | 5,661 | SH | | SOLE | 0 | 5,661 | 0 | 0 |
JPMORGAN CHASE & CO. COM | Stock | 46625H100 | 252,610 | 1,198 | SH | | SOLE | 0 | 1,198 | 0 | 0 |
CHEVRON CORP NEW COM | Stock | 166764100 | 322,071 | 2,187 | SH | | SOLE | 0 | 2,186 | 0 | 0 |
ALBEMARLE CORP COM | Stock | 012653101 | 214,045 | 2,260 | SH | | SOLE | 0 | 2,260 | 0 | 0 |
SPDR S&P DIVIDEND ETF | ETF | 78464A763 | 314,674 | 2,215 | SH | | SOLE | 0 | 2,215 | 0 | 0 |
INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 | 405,682 | 1,835 | SH | | SOLE | 0 | 1,835 | 0 | 0 |
ISHARES MSCI USA VALUE FACTOR ETF | ETF | 46432F388 | 1,323,637 | 12,139 | SH | | SOLE | 0 | 12,139 | 0 | 0 |
HP INC COM | Stock | 40434L105 | 468,032 | 13,048 | SH | | SOLE | 0 | 13,048 | 0 | 0 |
VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 | 210,921 | 1,065 | SH | | SOLE | 0 | 1,064 | 0 | 0 |
ISHARES ULTRA SHORT-TERM BOND ACTIVE ETF | ETF | 46434V878 | 2,078,767 | 40,969 | SH | | SOLE | 0 | 40,969 | 0 | 0 |
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF | ETF | 464288612 | 456,460 | 4,262 | SH | | SOLE | 0 | 4,262 | 0 | 0 |
VANGUARD LONG-TERM BOND ETF | ETF | 921937793 | 225,510 | 3,000 | SH | | SOLE | 0 | 3,000 | 0 | 0 |
VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | 159,972,988 | 2,032,952 | SH | | SOLE | 0 | 1,977,824 | 0 | 55,127 |
AGILENT TECHNOLOGIES INC COM | Stock | 00846U101 | 363,034 | 2,445 | SH | | SOLE | 0 | 2,445 | 0 | 0 |
EXXON MOBIL CORP COM | Stock | 30231G102 | 1,325,055 | 11,304 | SH | | SOLE | 0 | 11,304 | 0 | 0 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 1,962,462 | 23,466 | SH | | SOLE | 0 | 23,466 | 0 | 0 |
APPLE INC COM | Stock | 037833100 | 613,423 | 2,633 | SH | | SOLE | 0 | 2,257 | 0 | 375 |
ISHARES RUSSELL 1000 ETF | ETF | 464287622 | 431,343 | 1,372 | SH | | SOLE | 0 | 1,372 | 0 | 0 |