SHF (SHFS) 10-Q2023 Q1 Quarterly report

Filed: 15 May 23, 5:16pm

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Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Bad

New words: ACL, adequacy, administer, administering, AFCO, Alliance, analyzed, appointed, appraiser, arose, arriving, assembled, attempt, attempting, award, awarded, baseline, bifurcation, breakdown, building, CECL, client, compelled, compression, CPA, defense, divert, drawn, dropped, eligible, encourage, exert, facility, finite, floor, footnote, forecast, foremost, FPA, free, goal, guarantor, healthy, implicit, incorrectly, indirect, ineffective, ix, judgement, LGD, lifestyle, litigation, lived, macroeconomic, matching, meaningful, memorandum, memorialized, merged, minimum, modification, omitted, opposed, outlook, package, PD, predict, preliminary, premium, provisional, Reform, relevant, requisite, restructure, restructured, restructuring, RSU, scenario, segment, simple, simplified, Sunset, superseded, surviving, talent, team, tested, testing, Top, troubled, unaffiliated, undiscounted, unfunded, unique, usage, varied, varying, vested, vesting, vii, viii, vintage, whichever, workforce, workout, xi, xii, xiii, xiv, xix, xv, xvi, xvii, xviii, xx, xxi, xxii, xxiii, xxiv, xxv

Removed: acquire, adversely, amounted, assessing, began, Carlo, carry, constituted, covering, enter, failure, fractional, impacted, increasing, input, Monte, negative, offset, overhead, permanent, principally, proceed, publicly, quote, restate, satisfying, split, stage, supplement, trade, treatment

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Exhibit 32.2

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADDED BY

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of SHF Holdings, Inc. (the “Company”) on Form 10-Q for the quarterly period ended March 31, 2023, as filed with the Securities and Exchange Commission (the “Report”), I, James H. Dennedy, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. §1350, as added by §906 of the Sarbanes-Oxley Act of 2002, that:

1.	The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2.	To my knowledge, the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the period covered by the Report.

Date: May 15, 2023	By:	/s/ James H. Dennedy
		James H. Dennedy
		Chief Financial Officer
		(Principal Financial and Accounting Officer)