Koss-Olinger Consulting 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ADIENT PLC	ORD SHS	G0084W101	228	5,034	SH		SOLE		1,099	0	3,935
MEDTRONIC PLC	SHS	G5960L103	218	1,760	SH		SOLE		1,123	0	637
PANGAEA LOGISTICS SOLUTION L	SHS	G6891L105	188	37,543	SH		SOLE		37,543	0	0
CRISPR THERAPEUTICS AG	NAMEN AKT	H17182108	2,048	12,650	SH		SOLE		12,500	0	150
GARMIN LTD	SHS	H2906T109	447	3,087	SH		SOLE		531	0	2,556
MILLICOM INTL CELLULAR S A	COM STK	L6388F110	1,063	26,864	SH		SOLE		19,532	0	7,332
CERAGON NETWORKS LTD	ORD	M22013102	848	225,000	SH		SOLE		215,000	0	10,000
MIND C T I LTD	ORD	M70240102	184	59,151	SH		SOLE		49,491	0	9,660
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	337	488	SH		SOLE		406	0	82
AMMO INC	COM	00175J107	205	20,977	SH		SOLE		17,798	0	3,179
AT&T INC	COM	00206R102	819	28,453	SH		SOLE		10,099	0	18,354
ARK ETF TR	GENOMIC REV ETF	00214Q302	1,943	21,000	SH		SOLE		0	0	21,000
ARK ETF TR	ARK SPACE EXPL	00214Q807	252	12,000	SH		SOLE		0	0	12,000
ABBOTT LABS	COM	002824100	269	2,320	SH		SOLE		1,521	0	799
ABBVIE INC	COM	00287Y109	541	4,803	SH		SOLE		3,685	0	1,118
ADVANCED EMISSIONS SOLUTIONS	COM	00770C101	144	19,422	SH		SOLE		19,422	0	0
AEGON N V	NY REGISTRY SHS	007924103	234	56,735	SH		SOLE		17,246	0	39,489
AIR PRODS & CHEMS INC	COM	009158106	207	721	SH		SOLE		221	0	500
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	845	3,724	SH		SOLE		2,954	0	770
ALPHABET INC	CAP STK CL C	02079K107	915	365	SH		SOLE		107	0	258
ALPHABET INC	CAP STK CL A	02079K305	239	98	SH		SOLE		0	0	98
ALTRIA GROUP INC	COM	02209S103	211	4,426	SH		SOLE		0	0	4,426
AMAZON COM INC	COM	023135106	1,428	415	SH		SOLE		216	0	199
AMBEV SA	SPONSORED ADR	02319V103	1,291	375,306	SH		SOLE		278,784	0	96,522
AMERICAN AIRLS GROUP INC	COM	02376R102	539	25,405	SH		SOLE		25,000	0	405
AMERICAN ELEC PWR CO INC	COM	025537101	204	2,409	SH		SOLE		300	0	2,109
AMERICAN EXPRESS CO	COM	025816109	215	1,302	SH		SOLE		0	0	1,302
AMGEN INC	COM	031162100	699	2,867	SH		SOLE		2,336	0	531
AMPHENOL CORP NEW	CL A	032095101	383	5,600	SH		SOLE		0	0	5,600
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	1,305	18,126	SH		SOLE		13,864	0	4,262
APARTMENT INCOME REIT CORP	COM	03750L109	979	20,632	SH		SOLE		16,863	0	3,769
APPLE INC	COM	037833100	2,659	19,416	SH		SOLE		3,245	0	16,171
AQUABOUNTY TECHNOLOGIES INC	COM NEW	03842K200	536	100,000	SH		SOLE		100,000	0	0
ARCTURUS THERAPEUTICS HLDGS	COM	03969T109	1,990	58,800	SH		SOLE		15,000	0	43,800
ASTRAZENECA PLC	SPONSORED ADR	046353108	744	12,428	SH		SOLE		10,727	0	1,701
AXOGEN INC	COM	05463X106	219	10,117	SH		SOLE		0	0	10,117
AYRO INC	COM	054748108	390	80,000	SH		SOLE		0	0	80,000
BP PLC	SPONSORED ADR	055622104	388	14,678	SH		SOLE		14,252	0	426
BEAM THERAPEUTICS INC	COM	07373V105	1,931	15,000	SH		SOLE		15,000	0	0
BERKELEY LTS INC	COM	084310101	986	22,000	SH		SOLE		22,000	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	419	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,588	16,507	SH		SOLE		9,309	0	7,198
BHP GROUP LTD	SPONSORED ADS	088606108	480	6,590	SH		SOLE		6,590	0	0
BLACKBAUD INC	COM	09227Q100	940	12,279	SH		SOLE		9,845	0	2,434
BLACKSTONE MTG TR INC	NOTE 4.375% 5/0	09257WAB6	306	300,000	PRN		SOLE		300,000	0	0
BLADE AIR MOBILITY INC	CL A COM	092667104	420	40,000	SH		SOLE		40,000	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,001	14,986	SH		SOLE		11,666	0	3,320
CVS HEALTH CORP	COM	126650100	2,087	25,013	SH		SOLE		18,315	0	6,698
CARNIVAL CORP	UNIT 99/99/9999	143658300	1,585	60,143	SH		SOLE		30,000	0	30,143
CHEVRON CORP NEW	COM	166764100	257	2,457	SH		SOLE		0	0	2,457
CITIGROUP INC	COM NEW	172967424	240	3,388	SH		SOLE		0	0	3,388
CLEAN ENERGY FUELS CORP	COM	184499101	131	12,909	SH		SOLE		11,137	0	1,772
CLOUDFLARE INC	CL A COM	18915M107	267	2,520	SH		SOLE		0	0	2,520
COCA COLA CO	COM	191216100	1,584	29,277	SH		SOLE		0	0	29,277
CODA OCTOPUS GROUP INC	COM NEW	19188U206	141	16,319	SH		SOLE		16,319	0	0
CODEXIS INC	COM	192005106	227	10,000	SH		SOLE		10,000	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	3,949	15,590	SH		SOLE		12,015	0	3,575
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	524	15,675	SH		SOLE		0	0	15,675
COMPASS MINERALS INTL INC	COM	20451N101	985	16,620	SH		SOLE		12,427	0	4,193
CORTEVA INC	COM	22052L104	635	14,318	SH		SOLE		10,579	0	3,739
COUPANG INC	CL A	22266T109	836	20,000	SH		SOLE		20,000	0	0
DBX ETF TR	XTRACK USD HIGH	233051432	348	8,637	SH		SOLE		0	0	8,637
DAVITA INC	COM	23918K108	545	4,523	SH		SOLE		430	0	4,093
DELTA AIR LINES INC DEL	COM NEW	247361702	270	6,236	SH		SOLE		5,000	0	1,236
DISNEY WALT CO	COM	254687106	2,793	15,887	SH		SOLE		7,433	0	8,455
DOVER MOTORSPORTS INC	COM	260174107	127	56,334	SH		SOLE		56,334	0	0
DRIVE SHACK INC	COM	262077100	108	32,680	SH		SOLE		27,078	0	5,602
DROPBOX INC	CL A	26210C104	1,061	35,000	SH		SOLE		25,000	0	10,000
DUPONT DE NEMOURS INC	COM	26614N102	1,193	15,408	SH		SOLE		9,823	0	5,585
EHANG HLDGS LTD	ADS	26853E102	430	10,000	SH		SOLE		10,000	0	0
EBAY INC.	COM	278642103	232	3,304	SH		SOLE		0	0	3,304
EDITAS MEDICINE INC	COM	28106W103	1,818	32,100	SH		SOLE		32,000	0	100
EXACT SCIENCES CORP	COM	30063P105	622	5,000	SH		SOLE		0	0	5,000
EXCHANGE TRADED CONCEPTS TR	EMQQ EM INTERN	301505889	692	10,920	SH		SOLE		0	0	10,920
EXXON MOBIL CORP	COM	30231G102	2,693	42,687	SH		SOLE		29,856	0	12,831
FNCB BANCORP INC	COM	302578109	116	15,977	SH		SOLE		15,977	0	0
FACEBOOK INC	CL A	30303M102	921	2,649	SH		SOLE		1,722	0	927
FIDUS INVT CORP	COM	316500107	236	13,910	SH		SOLE		0	0	13,910
FIFTH THIRD BANCORP	COM	316773100	243	6,356	SH		SOLE		0	0	6,356
FIRSTENERGY CORP	COM	337932107	1,062	28,529	SH		SOLE		21,069	0	7,460
FLEXIBLE SOLUTIONS INTL INC	COM	33938T104	164	41,874	SH		SOLE		41,874	0	0
FORD MTR CO DEL	COM	345370860	307	20,682	SH		SOLE		9,758	0	10,924
FUTUREFUEL CORP	COM	36116M106	107	11,157	SH		SOLE		9,262	0	1,895
GENERAL ELECTRIC CO	COM	369604103	805	59,814	SH		SOLE		601	0	59,213
GENIE ENERGY LTD	CL B	372284208	69	10,888	SH		SOLE		10,888	0	0
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	446	11,544	SH		SOLE		0	0	11,544
GOLDMAN SACHS GROUP INC	COM	38141G104	356	939	SH		SOLE		0	0	939
GOLDMAN SACHS ETF TR	ACES ULTRA SHR	381430230	250	4,921	SH		SOLE		0	0	4,921
HANESBRANDS INC	COM	410345102	951	50,952	SH		SOLE		35,609	0	15,343
HOLICITY INC	COM CL A	435063102	494	40,000	SH		SOLE		40,000	0	0
HOME DEPOT INC	COM	437076102	260	814	SH		SOLE		0	0	814
HORMEL FOODS CORP	COM	440452100	620	12,981	SH		SOLE		1,310	0	11,671
IEC ELECTRS CORP NEW	COM	44949L105	105	10,023	SH		SOLE		0	0	10,023
INGREDION INC	COM	457187102	1,030	11,386	SH		SOLE		8,278	0	3,108
INNOVATIVE INDL PPTYS INC	COM	45781V101	382	2,000	SH		SOLE		0	0	2,000
INTEL CORP	COM	458140100	2,481	44,197	SH		SOLE		28,780	0	15,417
INTELLIA THERAPEUTICS INC	COM	45826J105	1,295	8,000	SH		SOLE		8,000	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	326	2,224	SH		SOLE		1,000	0	1,224
INVESCO QQQ TR	UNIT SER 1	46090E103	1,626	4,589	SH		SOLE		0	0	4,589
INVESCO EXCHANGE TRADED FD T	S&P500 PUR VAL	46137V258	9,554	123,811	SH		SOLE		13,455	0	110,356
INVESCO EXCHANGE TRADED FD T	S&P500 EQL TEC	46137V282	1,299	4,479	SH		SOLE		2,987	0	1,492
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	41,885	277,880	SH		SOLE		24,589	0	253,291
INVESCO EXCH TRADED FD TR II	S&P GBL WATER	46138E263	485	9,040	SH		SOLE		0	0	9,040
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	363	5,966	SH		SOLE		0	0	5,966
INVESCO EXCH TRADED FD TR II	S&P 500 HB ETF	46138E370	1,228	16,255	SH		SOLE		10,955	0	5,300
INVESCO EXCH TRADED FD TR II	S&P 500 ENHNCD	46138E396	10,170	241,608	SH		SOLE		15,153	0	226,455
IROBOT CORP	COM	462726100	280	3,000	SH		SOLE		0	0	3,000
ISHARES TR	CORE S&P500 ETF	464287200	8,500	19,771	SH		SOLE		3,160	0	16,611
ISHARES TR	MSCI EMG MKT ETF	464287234	372	6,744	SH		SOLE		222	0	6,522
ISHARES TR	IBOXX INV CP ETF	464287242	464	3,455	SH		SOLE		0	0	3,455
ISHARES TR	S&P 500 GRWT ETF	464287309	4,562	62,720	SH		SOLE		31,143	0	31,577
ISHARES TR	S&P 500 VAL ETF	464287408	1,987	13,460	SH		SOLE		174	0	13,286
ISHARES TR	MSCI EAFE ETF	464287465	449	5,689	SH		SOLE		0	0	5,689
ISHARES TR	RUS MDCP VAL ETF	464287473	1,218	10,597	SH		SOLE		230	0	10,367
ISHARES TR	RUSSELL 2000 ETF	464287655	304	1,324	SH		SOLE		0	0	1,324
ISHARES TR	EAFE GRWTH ETF	464288885	1,211	11,288	SH		SOLE		9,934	0	1,354
ISHARES TR	GRWT ALLOCAT ETF	464289867	411	7,332	SH		SOLE		0	0	7,332
ISHARES TR	MODERT ALLOC ETF	464289875	210	4,657	SH		SOLE		0	0	4,657
ISHARES TR	CONSER ALLOC ETF	464289883	248	6,234	SH		SOLE		0	0	6,234
ISHARES TR	0-5 YR TIPS ETF	46429B747	30,682	288,613	SH		SOLE		28,109	0	260,504
ISHARES TR	CORE 1 5 YR USD	46432F859	29,784	580,695	SH		SOLE		57,984	0	522,711
JPMORGAN CHASE & CO	COM	46625H100	420	2,702	SH		SOLE		0	0	2,702
JABIL INC	COM	466313103	834	14,349	SH		SOLE		8,101	0	6,248
J P MORGAN EXCHANGE-TRADED F	DIVERSFD EQT ETF	46641Q845	26,697	601,421	SH		SOLE		67,934	0	533,487
JOHNSON & JOHNSON	COM	478160104	1,547	9,392	SH		SOLE		6,045	0	3,347
JONES LANG LASALLE INC	COM	48020Q107	1,217	6,226	SH		SOLE		4,557	0	1,669
KELLOGG CO	COM	487836108	1,290	20,054	SH		SOLE		14,792	0	5,262
KFORCE INC	COM	493732101	201	3,197	SH		SOLE		2,625	0	572
KRAFT HEINZ CO	COM	500754106	236	5,786	SH		SOLE		0	0	5,786
LGL GROUP INC	COM	50186A108	118	11,367	SH		SOLE		9,072	0	2,295
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,023	4,734	SH		SOLE		0	0	4,734
LAM RESEARCH CORP	COM	512807108	489	752	SH		SOLE		435	0	317
LAZYDAYS HLDGS INC	COM	52110H100	237	10,789	SH		SOLE		0	0	10,789
LILLY ELI & CO	COM	532457108	749	3,263	SH		SOLE		2,767	0	496
LITHIUM AMERS CORP NEW	COM NEW	53680Q207	445	30,000	SH		SOLE		30,000	0	0
MP MATERIALS CORP	COM CL A	553368101	450	12,200	SH		SOLE		0	0	12,200
MACERICH CO	COM	554382101	1,215	66,592	SH		SOLE		56,311	0	10,281
MASTERCARD INCORPORATED	CL A	57636Q104	335	918	SH		SOLE		693	0	225
MERCK & CO INC	COM	58933Y105	2,021	25,983	SH		SOLE		18,736	0	7,247
MICROSOFT CORP	COM	594918104	1,466	5,413	SH		SOLE		1,905	0	3,508
MUSTANG BIO INC	COM	62818Q104	332	100,000	SH		SOLE		100,000	0	0
NIO INC	SPON ADS	62914V106	1,597	30,019	SH		SOLE		20,000	0	10,019
NANO DIMENSION LTD	SPONSORD ADS NEW	63008G203	412	50,000	SH		SOLE		50,000	0	0
NETEASE INC	SPONSORED ADS	64110W102	500	4,342	SH		SOLE		3,717	0	625
NEXTERA ENERGY INC	COM	65339F101	273	3,496	SH		SOLE		0	0	3,496
NIKE INC	CL B	654106103	554	3,586	SH		SOLE		493	0	3,093
NOVARTIS AG	SPONSORED ADR	66987V109	324	3,555	SH		SOLE		3,074	0	481
NOVO-NORDISK A S	ADR	670100205	364	4,349	SH		SOLE		3,747	0	602
NVIDIA CORPORATION	COM	67066G104	635	794	SH		SOLE		611	0	183
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	451	8,254	SH		SOLE		0	0	8,254
NUSHARES ETF TR	NUVEEN ESG MIDVL	67092P508	463	12,779	SH		SOLE		0	0	12,779
NUSHARES ETF TR	NUVEEN ESG US	67092P870	537	20,589	SH		SOLE		0	0	20,589
OPPENHEIMER HLDGS INC	CL A NON VTG	683797104	203	3,985	SH		SOLE		3,218	0	767
PACER FDS TR	TRENDPILOT US BD	69374H642	63,550	2,293,399	SH		SOLE		240,186	0	2,053,213
PACER FDS TR	BNCHMRK INFRA	69374H741	1,462	36,247	SH		SOLE		25,553	0	10,694
PACIFIC BIOSCIENCES CALIF IN	COM	69404D108	525	15,000	SH		SOLE		15,000	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	528	20,032	SH		SOLE		20,032	0	0
PAYPAL HLDGS INC	COM	70450Y103	988	3,389	SH		SOLE		0	0	3,389
PEPSICO INC	COM	713448108	400	1,841	SH		SOLE		696	0	1,145
PFIZER INC	COM	717081103	454	11,587	SH		SOLE		7,650	0	3,937
PHILIP MORRIS INTL INC	COM	718172109	210	2,118	SH		SOLE		0	0	2,118
PILGRIMS PRIDE CORP	COM	72147K108	773	34,854	SH		SOLE		27,036	0	7,818
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	377	3,696	SH		SOLE		0	0	3,696
PROCTER AND GAMBLE CO	COM	742718109	906	6,715	SH		SOLE		723	0	5,992
PROSHARES TR	MSCI EAFE DIVD	74347B839	1,318	28,717	SH		SOLE		28,717	0	0
PROSHARES TR	MSCI EMRG MKTS	74347B847	1,333	21,861	SH		SOLE		0	0	21,861
PZENA INVT MGMT INC	CLASS A	74731Q103	172	15,617	SH		SOLE		15,617	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,170	13,709	SH		SOLE		9,383	0	4,326
REVOLVE GROUP INC	CL A	76156B107	2,412	35,000	SH		SOLE		10,000	0	25,000
ROCKY BRANDS INC	COM	774515100	270	4,865	SH		SOLE		4,084	0	781
ROKU INC	COM CL A	77543R102	4,397	9,575	SH		SOLE		3,500	0	6,075
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	18,582	408,405	SH		SOLE		58,702	0	349,703
SPDR SER TR	S&P 600 SMCP GRW	78464A201	4,064	45,785	SH		SOLE		7,417	0	38,368
SPDR SER TR	PRTFLO S&P500 GW	78464A409	412	6,540	SH		SOLE		0	0	6,540
SPDR SER TR	PORTFOLIO SHORT	78464A474	760	24,280	SH		SOLE		0	0	24,280
SPDR SER TR	PRTFLO S&P500 VL	78464A508	543	13,736	SH		SOLE		0	0	13,736
SPDR SER TR	S&P DIVID ETF	78464A763	1,470	12,025	SH		SOLE		114	0	11,911
SPDR SER TR	S&P 400 MDCP GRW	78464A821	5,688	73,370	SH		SOLE		11,673	0	61,697
SPDR SER TR	S&P 400 MDCP VAL	78464A839	6,580	97,446	SH		SOLE		12,172	0	85,274
SPDR SER TR	PORTFOLIO S&P400	78464A847	23,526	498,327	SH		SOLE		0	0	498,327
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	480	9,912	SH		SOLE		0	0	9,912
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,225	3,550	SH		SOLE		0	0	3,550
SPDR SER TR	BLOMBERG BRC INV	78468R200	453	14,787	SH		SOLE		0	0	14,787
SALESFORCE COM INC	COM	79466L302	1,112	4,551	SH		SOLE		3,456	0	1,095
SANOFI	SPONSORED ADR	80105N105	334	6,336	SH		SOLE		5,363	0	973
SAP SE	SPON ADR	803054204	338	2,406	SH		SOLE		2,071	0	335
SAREPTA THERAPEUTICS INC	COM	803607100	972	12,500	SH		SOLE		12,500	0	0
SCHNITZER STEEL INDS INC	CL A	806882106	201	4,095	SH		SOLE		4,095	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	129,263	1,243,275	SH		SOLE		158,178	0	1,085,097
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	271	8,227	SH		SOLE		273	0	7,954
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,173	29,743	SH		SOLE		204	0	29,539
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	569	10,416	SH		SOLE		145	0	10,271
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	255	4,970	SH		SOLE		0	0	4,970
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	711	4,815	SH		SOLE		0	0	4,815
SKILLZ INC	COM	83067L109	652	30,000	SH		SOLE		30,000	0	0
SOUTHERN CO	COM	842587107	256	4,130	SH		SOLE		100	0	4,030
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	10,408	741,866	SH		SOLE		0	0	741,866
STARBUCKS CORP	COM	855244109	294	2,631	SH		SOLE		0	0	2,631
STEEL DYNAMICS INC	COM	858119100	602	10,100	SH		SOLE		0	0	10,100
SURGALIGN HOLDINGS INC	COM	86882C105	58	41,996	SH		SOLE		32,407	0	9,589
TAITRON COMPONENTS INC	CL A	874028103	179	35,861	SH		SOLE		35,861	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	543	4,523	SH		SOLE		3,313	0	1,210
TAPESTRY INC	COM	876030107	284	6,533	SH		SOLE		1,229	0	5,304
TARGET CORP	COM	87612E106	588	2,434	SH		SOLE		333	0	2,101
TELADOC HEALTH INC	COM	87918A105	3,326	20,000	SH		SOLE		20,000	0	0
TELEFONICA S A	SPONSORED ADR	879382208	1,137	241,878	SH		SOLE		176,534	0	65,344
10X GENOMICS INC	CL A COM	88025U109	1,285	6,563	SH		SOLE		0	0	6,563
TESLA INC	COM	88160R101	13,321	19,599	SH		SOLE		11,010	0	8,589
THERMO FISHER SCIENTIFIC INC	COM	883556102	404	800	SH		SOLE		575	0	225
TORONTO DOMINION BK ONT	COM NEW	891160509	1,178	16,821	SH		SOLE		12,091	0	4,730
TWIST BIOSCIENCE CORP	COM	90184D100	2,865	21,500	SH		SOLE		21,500	0	0
UIPATH INC	CL A	90364P105	509	7,500	SH		SOLE		7,500	0	0
ULTRALIFE CORP	COM	903899102	124	14,801	SH		SOLE		14,801	0	0
UNITED BANCORP INC OHIO	COM	909911109	307	21,516	SH		SOLE		0	0	21,516
UNITEDHEALTH GROUP INC	COM	91324P102	719	1,796	SH		SOLE		1,452	0	344
UNITY SOFTWARE INC	COM	91332U101	2,801	25,500	SH		SOLE		25,000	0	500
VALE S A	SPONSORED ADS	91912E105	298	13,048	SH		SOLE		13,048	0	0
VANECK VECTORS ETF TR	EMERGING MKTS HI	92189F353	35,559	1,489,067	SH		SOLE		247,174	0	1,241,893
VANECK VECTORS ETF TR	MORNINGSTAR WIDE	92189F643	2,342	31,625	SH		SOLE		25,265	0	6,360
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	211	2,457	SH		SOLE		0	0	2,457
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	409	7,931	SH		SOLE		0	0	7,931
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	1,522	29,041	SH		SOLE		0	0	29,041
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,000	19,958	SH		SOLE		0	0	19,958
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	394	6,905	SH		SOLE		0	0	6,905
VANGUARD WORLD FDS	INF TECH ETF	92204A702	328	821	SH		SOLE		0	0	821
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	261	4,799	SH		SOLE		0	0	4,799
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	754	12,282	SH		SOLE		0	0	12,282
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	379	5,587	SH		SOLE		0	0	5,587
VAXART INC	COM NEW	92243A200	674	90,000	SH		SOLE		15,000	0	75,000
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,664	6,769	SH		SOLE		0	0	6,769
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,613	7,239	SH		SOLE		0	0	7,239
VERIZON COMMUNICATIONS INC	COM	92343V104	512	9,134	SH		SOLE		4,675	0	4,459
VIACOMCBS INC	CL B	92556H206	1,028	22,752	SH		SOLE		4,036	0	18,716
VISA INC	COM CL A	92826C839	655	2,801	SH		SOLE		1,778	0	1,023
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	704	41,077	SH		SOLE		34,908	0	6,169
WPP PLC NEW	ADR	92937A102	1,275	18,812	SH		SOLE		13,582	0	5,230
WALMART INC	COM	931142103	206	1,458	SH		SOLE		463	0	995
WALGREENS BOOTS ALLIANCE INC	COM	931427108	2,819	53,579	SH		SOLE		33,279	0	20,300
WELLS FARGO CO NEW	COM	949746101	1,310	28,922	SH		SOLE		20,202	0	8,720
WELLTOWER INC	COM	95040Q104	1,048	12,607	SH		SOLE		10,268	0	2,339
WESCO INTL INC	COM	95082P105	508	4,939	SH		SOLE		2,986	0	1,953
WESTPAC BANKING CORP	SPONSORED ADR	961214301	905	46,836	SH		SOLE		39,160	0	7,676
WISDOMTREE TR	CURRNCY INT EQ	97717X263	19,635	639,606	SH		SOLE		0	0	639,606
WISDOMTREE TR	EM EX ST-OWNED	97717X578	1,076	25,584	SH		SOLE		22,039	0	3,545