Koss-Olinger Consulting 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
CALEDONIA MNG CORP PLC	SHS NEW	G1757E113	123	10,125	SH		SOLE		8,360	0	1,765
MEDTRONIC PLC	SHS	G5960L103	383	3,056	SH		SOLE		2,209	0	847
PANGAEA LOGISTICS SOLUTION L	SHS	G6891L105	190	37,543	SH		SOLE		37,543	0	0
REDBALL ACQUISITION CORP	COM CL A	G7417R105	106	10,778	SH		SOLE		7,790	0	2,988
MILLICOM INTL CELLULAR S A	COM STK	L6388F110	1,074	29,711	SH		SOLE		20,245	0	9,466
CERAGON NETWORKS LTD	ORD	M22013102	35	10,000	SH		SOLE		0	0	10,000
MIND C T I LTD	ORD	M70240102	188	59,677	SH		SOLE		49,491	0	10,186
AMMO INC	COM	00175J107	105	17,013	SH		SOLE		11,653	0	5,360
AT&T INC	COM	00206R102	563	20,830	SH		SOLE		3,253	0	17,577
ABBOTT LABS	COM	002824100	277	2,341	SH		SOLE		1,521	0	820
ABBVIE INC	COM	00287Y109	397	3,682	SH		SOLE		2,579	0	1,103
ACTIVISION BLIZZARD INC	COM	00507V109	538	6,951	SH		SOLE		2,933	0	4,018
ADOBE SYSTEMS INCORPORATED	COM	00724F101	326	566	SH		SOLE		470	0	96
ADVANCED EMISSIONS SOLUTIONS	COM	00770C101	124	19,422	SH		SOLE		19,422	0	0
AEGON N V	NY REGISTRY SHS	007924103	204	40,108	SH		SOLE		7,000	0	33,108
AIR PRODS & CHEMS INC	COM	009158106	585	2,284	SH		SOLE		847	0	1,437
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	666	4,500	SH		SOLE		2,678	0	1,822
ALPHABET INC	CAP STK CL C	02079K107	952	357	SH		SOLE		100	0	257
ALPHABET INC	CAP STK CL A	02079K305	604	226	SH		SOLE		56	0	170
ALTRIA GROUP INC	COM	02209S103	202	4,441	SH		SOLE		0	0	4,441
AMAZON COM INC	COM	023135106	1,560	475	SH		SOLE		229	0	246
AMBEV SA	SPONSORED ADR	02319V103	797	288,809	SH		SOLE		235,617	0	53,192
AMERICAN EXPRESS CO	COM	025816109	218	1,302	SH		SOLE		0	0	1,302
AMERICAN TOWER CORP NEW	COM	03027X100	287	1,082	SH		SOLE		1,038	0	44
AMPHENOL CORP NEW	CL A	032095101	410	5,600	SH		SOLE		0	0	5,600
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	1,112	19,720	SH		SOLE		14,081	0	5,639
ANTHEM INC	COM	036752103	298	800	SH		SOLE		793	0	7
APARTMENT INCOME REIT CORP	COM	03750L109	772	15,818	SH		SOLE		14,345	0	1,473
APPLE INC	COM	037833100	2,568	18,146	SH		SOLE		1,965	0	16,181
ARCTURUS THERAPEUTICS HLDGS	COM	03969T109	2,093	43,800	SH		SOLE		0	0	43,800
ASTRAZENECA PLC	SPONSORED ADR	046353108	537	8,949	SH		SOLE		7,248	0	1,701
AXOGEN INC	COM	05463X106	160	10,117	SH		SOLE		0	0	10,117
BECTON DICKINSON & CO	COM	075887109	360	1,464	SH		SOLE		1,454	0	10
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,324	15,843	SH		SOLE		9,437	0	6,406
BLACKBAUD INC	COM	09227Q100	751	10,669	SH		SOLE		8,871	0	1,798
BLACKSTONE MORTGAGE TRUST IN	NOTE 4.375% 5/0	09257WAB6	304	300,000	PRN		SOLE		300,000	0	0
BOSTON BEER INC	CL A	100557107	279	547	SH		SOLE		232	0	315
BOSTON SCIENTIFIC CORP	COM	101137107	292	6,731	SH		SOLE		6,672	0	59
BRISTOL-MYERS SQUIBB CO	COM	110122108	597	10,094	SH		SOLE		6,770	0	3,324
CIGNA CORP NEW	COM	125523100	688	3,435	SH		SOLE		2,229	0	1,206
CVS HEALTH CORP	COM	126650100	1,594	18,783	SH		SOLE		13,792	0	4,991
CARNIVAL CORP	UNIT 99/99/9999	143658300	754	30,128	SH		SOLE		0	0	30,128
CENTENE CORP DEL	COM	15135B101	234	3,761	SH		SOLE		3,720	0	41
CHEVRON CORP NEW	COM	166764100	249	2,457	SH		SOLE		0	0	2,457
CITIGROUP INC	COM NEW	172967424	241	3,434	SH		SOLE		0	0	3,434
CLEAN ENERGY FUELS CORP	COM	184499101	107	13,136	SH		SOLE		11,137	0	1,999
CLOUDFLARE INC	CL A COM	18915M107	284	2,520	SH		SOLE		0	0	2,520
COCA COLA CO	COM	191216100	1,239	23,605	SH		SOLE		17,793	0	5,812
CODA OCTOPUS GROUP INC	COM NEW	19188U206	146	16,319	SH		SOLE		16,319	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	896	3,941	SH		SOLE		340	0	3,601
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	485	15,089	SH		SOLE		0	0	15,089
COMCAST CORP NEW	CL A	20030N101	370	6,612	SH		SOLE		4,983	0	1,629
COMPASS MINERALS INTL INC	COM	20451N101	852	13,224	SH		SOLE		10,525	0	2,699
CONOCOPHILLIPS	COM	20825C104	491	7,239	SH		SOLE		2,472	0	4,767
CONSTELLATION BRANDS INC	CL A	21036P108	319	1,515	SH		SOLE		585	0	930
CORTEVA INC	COM	22052L104	513	12,184	SH		SOLE		9,163	0	3,021
CREDIT SUISSE GROUP	SPONSORED ADR	225401108	381	38,671	SH		SOLE		16,335	0	22,336
DBX ETF TR	XTRACK USD HIGH	233051432	367	9,160	SH		SOLE		0	0	9,160
DAVITA INC	COM	23918K108	506	4,351	SH		SOLE		430	0	3,921
DISNEY WALT CO	COM	254687106	1,323	7,820	SH		SOLE		433	0	7,388
DISCOVERY INC	COM SER C	25470F302	373	15,360	SH		SOLE		6,776	0	8,584
DOVER MOTORSPORTS INC	COM	260174107	136	56,334	SH		SOLE		56,334	0	0
DRIVE SHACK INC	COM	262077100	105	37,464	SH		SOLE		26,574	0	10,890
DROPBOX INC	CL A	26210C104	292	10,000	SH		SOLE		0	0	10,000
DUPONT DE NEMOURS INC	COM	26614N102	864	12,708	SH		SOLE		8,957	0	3,751
EBAY INC.	COM	278642103	514	7,378	SH		SOLE		4,038	0	3,340
ENEL AMERICAS S A	SPONSORED ADR	29274F104	385	65,824	SH		SOLE		26,517	0	39,307
EXCHANGE TRADED CONCEPTS TR	EMQQ EM INTERN	301505889	736	14,848	SH		SOLE		7,056	0	7,792
EXXON MOBIL CORP	COM	30231G102	1,649	28,029	SH		SOLE		14,252	0	13,777
FNCB BANCORP INC	COM	302578109	131	15,977	SH		SOLE		15,977	0	0
FACEBOOK INC	CL A	30303M102	691	2,035	SH		SOLE		1,100	0	935
FIDUS INVT CORP	COM	316500107	243	13,910	SH		SOLE		0	0	13,910
FIFTH THIRD BANCORP	COM	316773100	270	6,356	SH		SOLE		0	0	6,356
FIRSTENERGY CORP	COM	337932107	725	20,348	SH		SOLE		16,913	0	3,435
FLEXIBLE SOLUTIONS INTL INC	COM	33938T104	151	41,874	SH		SOLE		41,874	0	0
FORD MTR CO DEL	COM	345370860	293	20,682	SH		SOLE		9,758	0	10,924
FRESENIUS MED CARE AG&CO KGA	SPONSORED ADR	358029106	256	7,330	SH		SOLE		7,262	0	68
FUTUREFUEL CORP	COM	36116M106	81	11,363	SH		SOLE		9,262	0	2,101
GENERAL ELECTRIC CO	COM NEW	369604301	770	7,474	SH		SOLE		75	0	7,399
GENIE ENERGY LTD	CL B	372284208	71	10,888	SH		SOLE		10,888	0	0
GILEAD SCIENCES INC	COM	375558103	295	4,224	SH		SOLE		4,088	0	136
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	269	7,040	SH		SOLE		6,977	0	63
GLOBAL PMTS INC	COM	37940X102	396	2,515	SH		SOLE		1,009	0	1,506
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	407	11,544	SH		SOLE		0	0	11,544
GOLDMAN SACHS GROUP INC	COM	38141G104	355	939	SH		SOLE		0	0	939
GOLDMAN SACHS ETF TR	ACES ULTRA SHR	381430230	249	4,921	SH		SOLE		0	0	4,921
HANESBRANDS INC	COM	410345102	683	39,831	SH		SOLE		32,191	0	7,640
HOME DEPOT INC	COM	437076102	246	750	SH		SOLE		0	0	750
HORMEL FOODS CORP	COM	440452100	535	13,043	SH		SOLE		1,310	0	11,733
INGREDION INC	COM	457187102	778	8,746	SH		SOLE		7,442	0	1,304
INNOVATIVE INDL PPTYS INC	COM	45781V101	462	2,000	SH		SOLE		0	0	2,000
INTEL CORP	COM	458140100	2,321	43,563	SH		SOLE		28,702	0	14,861
INTERNATIONAL BUSINESS MACHS	COM	459200101	308	2,219	SH		SOLE		1,000	0	1,219
INVESCO QQQ TR	UNIT SER 1	46090E103	1,670	4,665	SH		SOLE		0	0	4,665
INVESCO EXCHANGE TRADED FD T	S&P500 PUR VAL	46137V258	260	3,433	SH		SOLE		0	0	3,433
INVESCO EXCHANGE TRADED FD T	S&P500 EQL TEC	46137V282	1,309	4,540	SH		SOLE		2,534	0	2,006
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	40,935	273,225	SH		SOLE		23,983	0	249,242
INVESCO EXCH TRADED FD TR II	S&P GBL WATER	46138E263	595	10,662	SH		SOLE		0	0	10,662
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	363	5,966	SH		SOLE		0	0	5,966
INVESCO EXCH TRADED FD TR II	S&P 500 HB ETF	46138E370	1,205	16,491	SH		SOLE		9,412	0	7,079
INVESCO EXCH TRADED FD TR II	S&P 500 ENHNCD	46138E396	3,499	84,948	SH		SOLE		14,860	0	70,088
IONIS PHARMACEUTICALS INC	COM	462222100	383	11,432	SH		SOLE		4,616	0	6,816
ISHARES TR	CORE S&P500 ETF	464287200	8,293	19,249	SH		SOLE		3,160	0	16,089
ISHARES TR	MSCI EMG MKT ETF	464287234	334	6,621	SH		SOLE		222	0	6,399
ISHARES TR	IBOXX INV CP ETF	464287242	483	3,630	SH		SOLE		0	0	3,630
ISHARES TR	S&P 500 GRWT ETF	464287309	4,635	62,707	SH		SOLE		31,143	0	31,564
ISHARES TR	S&P 500 VAL ETF	464287408	17,436	119,900	SH		SOLE		6,868	0	113,032
ISHARES TR	MSCI EAFE ETF	464287465	436	5,589	SH		SOLE		0	0	5,589
ISHARES TR	RUS MDCP VAL ETF	464287473	1,196	10,563	SH		SOLE		230	0	10,333
ISHARES TR	RUSSELL 2000 ETF	464287655	257	1,175	SH		SOLE		0	0	1,175
ISHARES TR	EAFE GRWTH ETF	464288885	1,200	11,275	SH		SOLE		9,899	0	1,376
ISHARES TR	GRWT ALLOCAT ETF	464289867	406	7,328	SH		SOLE		0	0	7,328
ISHARES TR	MODERT ALLOC ETF	464289875	208	4,657	SH		SOLE		0	0	4,657
ISHARES TR	CONSER ALLOC ETF	464289883	247	6,241	SH		SOLE		0	0	6,241
ISHARES TR	0-5 YR TIPS ETF	46429B747	32,011	303,045	SH		SOLE		28,109	0	274,936
ISHARES TR	CORE 1 5 YR USD	46432F859	29,139	570,576	SH		SOLE		55,979	0	514,597
JPMORGAN CHASE & CO	COM	46625H100	442	2,702	SH		SOLE		0	0	2,702
JABIL INC	COM	466313103	838	14,349	SH		SOLE		8,101	0	6,248
J P MORGAN EXCHANGE-TRADED F	DIVERSFD EQT ETF	46641Q845	26,583	614,926	SH		SOLE		64,412	0	550,514
JOHNSON & JOHNSON	COM	478160104	928	5,747	SH		SOLE		5,394	0	353
JONES LANG LASALLE INC	COM	48020Q107	1,094	4,408	SH		SOLE		3,407	0	1,001
KELLOGG CO	COM	487836108	962	15,047	SH		SOLE		12,474	0	2,573
KONINKLIJKE PHILIPS N V	NY REGIS SHS NEW	500472303	298	6,706	SH		SOLE		6,647	0	59
KRAFT HEINZ CO	COM	500754106	441	11,986	SH		SOLE		0	0	11,986
LGL GROUP INC	COM	50186A108	159	11,537	SH		SOLE		9,072	0	2,465
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,043	4,734	SH		SOLE		0	0	4,734
LAM RESEARCH CORP	COM	512807108	315	553	SH		SOLE		292	0	261
LAS VEGAS SANDS CORP	COM	517834107	334	9,136	SH		SOLE		4,071	0	5,065
LILLY ELI & CO	COM	532457108	463	2,004	SH		SOLE		1,508	0	496
LOCKHEED MARTIN CORP	COM	539830109	402	1,165	SH		SOLE		467	0	698
MP MATERIALS CORP	COM CL A	553368101	393	12,200	SH		SOLE		0	0	12,200
MACERICH CO	COM	554382101	923	55,229	SH		SOLE		49,664	0	5,565
MALIBU BOATS INC	COM CL A	56117J100	376	5,370	SH		SOLE		2,348	0	3,022
MERCK & CO INC	COM	58933Y105	2,012	26,791	SH		SOLE		18,491	0	8,300
MICROSOFT CORP	COM	594918104	1,495	5,302	SH		SOLE		1,807	0	3,495
NIO INC	SPON ADS	62914V106	357	10,019	SH		SOLE		0	0	10,019
NIKE INC	CL B	654106103	507	3,492	SH		SOLE		456	0	3,036
NOVO-NORDISK A S	ADR	670100205	274	2,859	SH		SOLE		2,257	0	602
NVIDIA CORPORATION	COM	67066G104	581	2,807	SH		SOLE		1,997	0	810
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	536	9,848	SH		SOLE		0	0	9,848
NUSHARES ETF TR	NUVEEN ESG MIDVL	67092P508	554	15,265	SH		SOLE		0	0	15,265
NUSHARES ETF TR	NUVEEN ESG US	67092P870	915	35,366	SH		SOLE		0	0	35,366
ORANGE	SPONSORED ADR	684060106	283	26,122	SH		SOLE		25,892	0	230
PACER FDS TR	TRENDPILOT US BD	69374H642	63,600	2,345,129	SH		SOLE		240,190	0	2,104,939
PACER FDS TR	BNCHMRK INFRA	69374H741	1,425	36,616	SH		SOLE		21,630	0	14,986
PAYPAL HLDGS INC	COM	70450Y103	860	3,304	SH		SOLE		0	0	3,304
PFIZER INC	COM	717081103	421	9,785	SH		SOLE		5,848	0	3,937
PHILIP MORRIS INTL INC	COM	718172109	201	2,124	SH		SOLE		0	0	2,124
PILGRIMS PRIDE CORP	COM	72147K108	902	31,011	SH		SOLE		24,609	0	6,402
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	404	3,959	SH		SOLE		0	0	3,959
PINTEREST INC	CL A	72352L106	359	7,055	SH		SOLE		3,076	0	3,979
PROCTER AND GAMBLE CO	COM	742718109	942	6,739	SH		SOLE		741	0	5,998
PROSHARES TR	MSCI EAFE DIVD	74347B839	1,342	29,047	SH		SOLE		29,047	0	0
PROSHARES TR	MSCI EMRG MKTS	74347B847	1,287	22,191	SH		SOLE		22,191	0	0
PZENA INVT MGMT INC	CLASS A	74731Q103	154	15,617	SH		SOLE		15,617	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	966	11,233	SH		SOLE		8,496	0	2,737
REGENERON PHARMACEUTICALS	COM	75886F107	283	467	SH		SOLE		463	0	4
REVOLVE GROUP INC	CL A	76156B107	1,544	25,000	SH		SOLE		0	0	25,000
RINGCENTRAL INC	CL A	76680R206	373	1,713	SH		SOLE		751	0	962
ROCKY BRANDS INC	COM	774515100	233	4,898	SH		SOLE		4,084	0	814
ROKU INC	COM CL A	77543R102	1,896	6,050	SH		SOLE		0	0	6,050
SK TELECOM LTD	SPONSORED ADR	78440P108	417	13,844	SH		SOLE		5,566	0	8,278
SPDR SER TR	S&P 600 SMCP GRW	78464A201	3,870	44,420	SH		SOLE		6,564	0	37,856
SPDR SER TR	PRTFLO S&P500 GW	78464A409	427	6,666	SH		SOLE		0	0	6,666
SPDR SER TR	PORTFOLIO SHORT	78464A474	813	26,003	SH		SOLE		0	0	26,003
SPDR SER TR	PRTFLO S&P500 VL	78464A508	563	14,442	SH		SOLE		0	0	14,442
SPDR SER TR	S&P DIVID ETF	78464A763	1,405	11,952	SH		SOLE		114	0	11,838
SPDR SER TR	S&P 400 MDCP GRW	78464A821	5,466	72,259	SH		SOLE		10,104	0	62,156
SPDR SER TR	S&P 400 MDCP VAL	78464A839	6,096	92,050	SH		SOLE		10,347	0	81,703
SPDR SER TR	PORTFOLIO S&P400	78464A847	22,859	495,212	SH		SOLE		65,225	0	429,987
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	481	9,960	SH		SOLE		0	0	9,960
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,201	3,550	SH		SOLE		0	0	3,550
SPDR SER TR	BLOMBERG BRC INV	78468R200	485	15,804	SH		SOLE		67	0	15,737
SALESFORCE COM INC	COM	79466L302	1,207	4,452	SH		SOLE		3,666	0	786
SANOFI	SPONSORED ADR	80105N105	297	6,162	SH		SOLE		5,223	0	939
SAP SE	SPON ADR	803054204	226	1,672	SH		SOLE		1,337	0	335
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	125,838	1,209,635	SH		SOLE		149,089	0	1,060,546
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,151	29,749	SH		SOLE		117	0	29,632
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	566	10,426	SH		SOLE		126	0	10,300
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	254	4,970	SH		SOLE		0	0	4,970
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	809	5,420	SH		SOLE		0	0	5,420
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	10,238	741,866	SH		SOLE		0	0	741,866
STARBUCKS CORP	COM	855244109	290	2,631	SH		SOLE		0	0	2,631
STEEL DYNAMICS INC	COM	858119100	591	10,100	SH		SOLE		0	0	10,100
SURGALIGN HOLDINGS INC	COM	86882C105	66	60,730	SH		SOLE		40,764	0	19,966
TAITRON COMPONENTS INC	CL A	874028103	138	35,861	SH		SOLE		35,861	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	435	3,896	SH		SOLE		2,663	0	1,233
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	798	5,180	SH		SOLE		3,448	0	1,732
TAPESTRY INC	COM	876030107	212	5,729	SH		SOLE		1,060	0	4,669
TARGET CORP	COM	87612E106	558	2,440	SH		SOLE		333	0	2,107
TELEFONICA S A	SPONSORED ADR	879382208	857	181,865	SH		SOLE		145,032	0	36,833
10X GENOMICS INC	CL A COM	88025U109	737	5,063	SH		SOLE		0	0	5,063
TESLA INC	COM	88160R101	6,709	8,652	SH		SOLE		0	0	8,652
THERMO FISHER SCIENTIFIC INC	COM	883556102	430	752	SH		SOLE		522	0	230
TORONTO DOMINION BK ONT	COM NEW	891160509	827	12,508	SH		SOLE		10,015	0	2,493
UFP TECHNOLOGIES INC	COM	902673102	202	3,284	SH		SOLE		2,713	0	571
UBER TECHNOLOGIES INC	COM	90353T100	438	9,787	SH		SOLE		3,505	0	6,282
ULTRALIFE CORP	COM	903899102	105	14,801	SH		SOLE		14,801	0	0
UNITED BANCORP INC OHIO	COM	909911109	311	21,723	SH		SOLE		0	0	21,723
UNITEDHEALTH GROUP INC	COM	91324P102	466	1,192	SH		SOLE		848	0	344
VANECK ETF TRUST	EMERGING MRKT HI	92189F353	35,700	1,538,814	SH		SOLE		245,652	0	1,293,162
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	1,516	20,692	SH		SOLE		16,675	0	4,017
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	210	2,457	SH		SOLE		0	0	2,457
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	413	8,179	SH		SOLE		0	0	8,179
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	1,632	31,035	SH		SOLE		0	0	31,035
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	17,343	345,901	SH		SOLE		38,792	0	307,109
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	419	7,357	SH		SOLE		25	0	7,332
VANGUARD WORLD FDS	INF TECH ETF	92204A702	359	895	SH		SOLE		0	0	895
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	808	13,156	SH		SOLE		0	0	13,156
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	403	5,971	SH		SOLE		0	0	5,971
VAXART INC	COM NEW	92243A200	668	84,000	SH		SOLE		9,000	0	75,000
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,627	6,660	SH		SOLE		0	0	6,660
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,607	7,239	SH		SOLE		0	0	7,239
VERIZON COMMUNICATIONS INC	COM	92343V104	288	5,340	SH		SOLE		879	0	4,461
VERTEX PHARMACEUTICALS INC	COM	92532F100	683	3,765	SH		SOLE		2,411	0	1,354
VIACOMCBS INC	CL B	92556H206	1,232	31,174	SH		SOLE		8,287	0	22,887
VISA INC	COM CL A	92826C839	460	2,066	SH		SOLE		1,043	0	1,023
VMWARE INC	CL A COM	928563402	378	2,542	SH		SOLE		1,111	0	1,431
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	575	37,240	SH		SOLE		16,181	0	21,059
WPP PLC NEW	ADR	92937A102	909	13,560	SH		SOLE		10,897	0	2,663
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,359	28,879	SH		SOLE		8,279	0	20,600
WELLS FARGO CO NEW	COM	949746101	1,376	29,645	SH		SOLE		20,160	0	9,485
WELLTOWER INC	COM	95040Q104	826	10,021	SH		SOLE		8,659	0	1,362
WESCO INTL INC	COM	95082P105	346	2,997	SH		SOLE		1,475	0	1,522
WESTPAC BANKING CORP	SPONSORED ADR	961214301	688	37,128	SH		SOLE		33,634	0	3,494
WISDOMTREE TR	CURRNCY INT EQ	97717X263	19,751	661,689	SH		SOLE		92,756	0	568,933
WISDOMTREE TR	EM EX ST-OWNED	97717X578	1,007	26,987	SH		SOLE		23,378	0	3,609
YUM CHINA HLDGS INC	COM	98850P109	331	5,704	SH		SOLE		2,068	0	3,636
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	460	3,142	SH		SOLE		1,526	0	1,616