Heartland Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES Corp	Com	00130H105	341,984	14,202	SH		SOLE	0	14,202	0	0
AT&T Inc	Com	00206R102	508,758	26,429	SH		SOLE	0	26,429	0	0
AbbVie Inc	Com	00287Y109	772,307	4,846	SH		SOLE	0	4,846	0	0
AbbVie Inc	Com	00287Y109	127,496	800	SH		DFND	0	800	0	0
Advanced Micro Devices	Com	007903107	486,522	4,964	SH		SOLE	0	4,964	0	0
Agilent Technologies	Com	00846U101	805,415	5,822	SH		SOLE	0	5,822	0	0
Air Products and Chemicals, Inc.	Com	009158106	485,098	1,689	SH		SOLE	0	1,689	0	0
Alliant Energy Corporation	Com	018802108	243,504	4,560	SH		SOLE	0	4,560	0	0
Alphabet Inc., 'C'	Com	02079K107	135,200	1,300	SH		SOLE	0	1,300	0	0
Alphabet Inc., 'C'	Com	02079K107	104,000	1,000	SH		DFND	0	1,000	0	0
Alphabet Inc. Class A	Com	02079K305	4,803,633	46,309	SH		SOLE	0	46,309	0	0
Alphabet Inc. Class A	Com	02079K305	103,730	1,000	SH		DFND	0	1,000	0	0
Amazon.com, Inc.	Com	023135106	2,882,721	27,909	SH		SOLE	0	27,909	0	0
Amazon.com, Inc.	Com	023135106	80,566	780	SH		DFND	0	780	0	0
American Electric Power Inc	Com	025537101	471,510	5,182	SH		SOLE	0	5,182	0	0
American Express	Com	025816109	157,857	957	SH		SOLE	0	957	0	0
American Express	Com	025816109	61,856	375	SH		DFND	0	375	0	0
Ameriprise Financial	Com	03076C106	882,107	2,878	SH		SOLE	0	2,878	0	0
Ameriprise Financial	Com	03076C106	76,625	250	SH		DFND	0	250	0	0
Analog Devices Inc	Com	032654105	885,321	4,489	SH		SOLE	0	4,489	0	0
Apple Inc.	Com	037833100	9,171,243	55,617	SH		SOLE	0	55,617	0	0
Apple Inc.	Com	037833100	277,032	1,680	SH		DFND	0	1,680	0	0
Archer-Daniels-Midland	Com	039483102	181,306	2,276	SH		SOLE	0	2,276	0	0
Archer-Daniels-Midland	Com	039483102	55,762	700	SH		DFND	0	700	0	0
Arista Networks, Inc.	Com	040413106	1,537,262	9,158	SH		SOLE	0	9,158	0	0
Automatic Data Processing, Inc.	Com	053015103	803,917	3,611	SH		SOLE	0	3,611	0	0
Automatic Data Processing, Inc.	Com	053015103	211,499	950	SH		DFND	0	950	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	6,237,761	197,460	SH		SOLE	0	197,460	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	9,856	312	SH		DFND	0	312	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	858,998	2,782	SH		SOLE	0	2,782	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	367,745	1,191	SH		DFND	0	1,191	0	0
BorgWarner Inc	Com	099724106	1,309,911	26,673	SH		SOLE	0	26,673	0	0
Boston Scientific Corp	Com	101137107	757,504	15,141	SH		SOLE	0	15,141	0	0
CBOE Global Mkts Inc	Com	12503M108	633,076	4,716	SH		SOLE	0	4,716	0	0
CF Industries Holdings, Inc	Com	125269100	221,239	3,052	SH		SOLE	0	3,052	0	0
CVS Health Corp	Com	126650100	355,127	4,779	SH		SOLE	0	4,779	0	0
CVS Health Corp	Com	126650100	55,361	745	SH		DFND	0	745	0	0
Cadence Design System Inc	Com	127387108	1,616,222	7,693	SH		SOLE	0	7,693	0	0
CenterPoint Energy Inc	Com	15189T107	388,489	13,187	SH		SOLE	0	13,187	0	0
Chevron Corporation	Com	166764100	883,675	5,416	SH		SOLE	0	5,416	0	0
Chevron Corporation	Com	166764100	212,761	1,304	SH		DFND	0	1,304	0	0
Chipotle Mexican Grill, Inc.	Com	169656105	503,946	295	SH		SOLE	0	295	0	0
Cintas Corporation	Com	172908105	229,027	495	SH		SOLE	0	495	0	0
Coca-Cola Co	Com	191216100	602,497	9,713	SH		SOLE	0	9,713	0	0
Commerce Bancshares Inc	Com	200525103	304,062	5,211	SH		SOLE	0	5,211	0	0
Commerce Bancshares Inc	Com	200525103	41,078	704	SH		DFND	0	704	0	0
ConocoPhillips	Com	20825C104	403,586	4,068	SH		SOLE	0	4,068	0	0
Constellation Energy Corporation	Com	21037T109	355,213	4,525	SH		SOLE	0	4,525	0	0
Costco Wholesale Corporation	Com	22160K105	543,576	1,094	SH		SOLE	0	1,094	0	0
Cummins Inc.	Com	231021106	547,035	2,290	SH		SOLE	0	2,290	0	0
Cummins Inc.	Com	231021106	35,832	150	SH		DFND	0	150	0	0
Deere & Co	Com	244199105	772,086	1,870	SH		SOLE	0	1,870	0	0
Diamondback Energy, Inc.	Com	25278X109	257,769	1,907	SH		SOLE	0	1,907	0	0
Equinix, Inc.	Com	29444U700	207,660	288	SH		SOLE	0	288	0	0
Exelon Corp	Com	30161N101	465,817	11,120	SH		SOLE	0	11,120	0	0
Exxon Mobil Corporation	Com	30231G102	1,937,034	17,664	SH		SOLE	0	17,664	0	0
Exxon Mobil Corporation	Com	30231G102	202,871	1,850	SH		DFND	0	1,850	0	0
Meta Platforms, Inc.	Com	30303M102	1,574,290	7,428	SH		SOLE	0	7,428	0	0
Fox Corporation Class B	Com	35137L204	630,677	20,143	SH		SOLE	0	20,143	0	0
Freeport-McMoRan, Inc	Com	35671D857	521,521	12,748	SH		SOLE	0	12,748	0	0
Gallagher, Arthur J. & CO.	Com	363576109	601,287	3,143	SH		SOLE	0	3,143	0	0
General Dynamics Corporation	Com	369550108	576,002	2,524	SH		SOLE	0	2,524	0	0
General Dynamics Corporation	Com	369550108	91,284	400	SH		DFND	0	400	0	0
General Mills	Com	370334104	714,787	8,364	SH		SOLE	0	8,364	0	0
Genuine Parts	Com	372460105	268,365	1,604	SH		SOLE	0	1,604	0	0
Globe Life Inc	Com	37959E102	456,803	4,152	SH		SOLE	0	4,152	0	0
Grainger (W.W.)	Com	384802104	584,800	849	SH		SOLE	0	849	0	0
HBT Financial, Inc.	Com	404111106	1,709,724	86,700	SH		SOLE	0	0	0	86,700
HCA Healthcare	Com	40412C101	619,384	2,349	SH		SOLE	0	2,349	0	0
Hershey Company	Com	427866108	569,115	2,237	SH		SOLE	0	2,237	0	0
Home Depot, Inc.	Com	437076102	993,079	3,365	SH		SOLE	0	3,365	0	0
Home Depot, Inc.	Com	437076102	177,072	600	SH		DFND	0	600	0	0
Host Hotels and Resorts Inc	Com	44107P104	385,371	23,370	SH		SOLE	0	23,370	0	0
Hunt (J.B.) Transport	Com	445658107	278,630	1,588	SH		SOLE	0	1,588	0	0
Huntington Bancshares	Com	446150104	411,051	36,701	SH		SOLE	0	36,701	0	0
IDEX Corp	Com	45167R104	474,767	2,055	SH		SOLE	0	2,055	0	0
IDEXX Laboratories, Inc.	Com	45168D104	943,151	1,886	SH		SOLE	0	1,886	0	0
Incyte Corporation	Com	45337C102	601,214	8,319	SH		SOLE	0	8,319	0	0
Ingersoll Rand Inc	Com	45687V106	554,223	9,526	SH		SOLE	0	9,526	0	0
Intuit Inc.	Com	461202103	377,172	846	SH		SOLE	0	846	0	0
Intuitive Surgical, Inc.	Com	46120E602	565,100	2,212	SH		SOLE	0	2,212	0	0
Iron Mountain Inc	Com	46284V101	458,624	8,668	SH		SOLE	0	8,668	0	0
Iron Mountain Inc	Com	46284V101	34,921	660	SH		DFND	0	660	0	0
iShares Global Infrastructure ETF	Com	464288372	7,400,989	155,157	SH		SOLE	0	155,157	0	0
iShares Global Infrastructure ETF	Com	464288372	12,068	253	SH		DFND	0	253	0	0
JPMorgan Chase Co.	Com	46625H100	2,801,936	21,502	SH		SOLE	0	21,502	0	0
JPMorgan Chase Co.	Com	46625H100	84,702	650	SH		DFND	0	650	0	0
Johnson & Johnson	Com	478160104	1,497,920	9,664	SH		SOLE	0	9,664	0	0
Johnson & Johnson	Com	478160104	294,035	1,897	SH		DFND	0	1,897	0	0
Keysight Technologies Inc	Com	49338L103	1,041,385	6,449	SH		SOLE	0	6,449	0	0
Las Vegas Sands Corp	Com	517834107	308,334	5,367	SH		SOLE	0	5,367	0	0
Lennar Corp.	Com	526057104	289,998	2,759	SH		SOLE	0	2,759	0	0
Eli Lilly and Co	Com	532457108	2,157,708	6,283	SH		SOLE	0	6,283	0	0
MSCI Inc	Com	55354G100	907,817	1,622	SH		SOLE	0	1,622	0	0
Marathon Petroleum Corp	Com	56585A102	298,648	2,215	SH		SOLE	0	2,215	0	0
MarketAxess Holdings Inc.	Com	57060D108	1,029,875	2,632	SH		SOLE	0	2,632	0	0
Martin Marietta Materials Inc	Com	573284106	334,822	943	SH		SOLE	0	943	0	0
MasterCard Inc 'A'	Com	57636Q104	2,212,077	6,087	SH		SOLE	0	6,087	0	0
McDonald's Corp	Com	580135101	536,012	1,917	SH		SOLE	0	1,917	0	0
McDonald's Corp	Com	580135101	97,864	350	SH		DFND	0	350	0	0
Merck & Co., Inc.	Com	58933Y105	1,870,443	17,581	SH		SOLE	0	17,581	0	0
Microsoft Corporation	Com	594918104	6,468,875	22,438	SH		SOLE	0	22,438	0	0
Microsoft Corporation	Com	594918104	403,620	1,400	SH		DFND	0	1,400	0	0
Mondelez International 'A'	Com	609207105	691,134	9,913	SH		SOLE	0	9,913	0	0
Monolithic Power Systems Inc	Com	609839105	864,933	1,728	SH		SOLE	0	1,728	0	0
Monster Beverage Corporation	Com	61174X109	570,562	10,564	SH		SOLE	0	10,564	0	0
Morningstar	Com	617700109	229,424	1,130	SH		DFND	0	1,130	0	0
Mosaic Company	Com	61945C103	258,580	5,636	SH		SOLE	0	5,636	0	0
Netflix Inc	Com	64110L106	708,234	2,050	SH		SOLE	0	2,050	0	0
NextEra Energy, Inc.	Com	65339F101	309,168	4,011	SH		SOLE	0	4,011	0	0
NIKE, Inc. Class B	Com	654106103	480,136	3,915	SH		SOLE	0	3,915	0	0
Nucor Corp	Com	670346105	453,061	2,933	SH		SOLE	0	2,933	0	0
NVIDIA Corporation	Com	67066G104	3,430,182	12,349	SH		SOLE	0	12,349	0	0
Old Dominion Freight Line, Inc	Com	679580100	630,895	1,851	SH		SOLE	0	1,851	0	0
ON Semiconductor Corp	Com	682189105	1,242,209	15,090	SH		SOLE	0	15,090	0	0
Paccar Inc	Com	693718108	592,115	8,089	SH		SOLE	0	8,089	0	0
Paycom Software Inc	Com	70432V102	566,371	1,863	SH		SOLE	0	1,863	0	0
Pepsico Inc	Com	713448108	1,124,426	6,168	SH		SOLE	0	6,168	0	0
Pepsico Inc	Com	713448108	159,513	875	SH		DFND	0	875	0	0
Pfizer Inc	Com	717081103	175,481	4,301	SH		SOLE	0	4,301	0	0
Pfizer Inc	Com	717081103	28,560	700	SH		DFND	0	700	0	0
Principal Financial Group, Inc.	Com	74251V102	437,448	5,886	SH		SOLE	0	5,886	0	0
Procter & Gamble Company	Com	742718109	1,858,774	12,501	SH		SOLE	0	12,501	0	0
Procter & Gamble Company	Com	742718109	133,821	900	SH		DFND	0	900	0	0
Progressive Corporation	Com	743315103	774,956	5,417	SH		SOLE	0	5,417	0	0
Public Storage	Com	74460D109	515,451	1,706	SH		SOLE	0	1,706	0	0
Quanta Services	Com	74762E102	540,913	3,246	SH		SOLE	0	3,246	0	0
Realty Income Corp com	Com	756109104	498,138	7,867	SH		SOLE	0	7,867	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	349,210	425	SH		SOLE	0	425	0	0
Regions Financial Corp	Com	7591EP100	217,449	11,716	SH		SOLE	0	11,716	0	0
Ross Stores, Inc.	Com	778296103	258,851	2,439	SH		SOLE	0	2,439	0	0
Schlumberger Ltd	Com	806857108	959,218	19,536	SH		SOLE	0	19,536	0	0
Charles Schwab Corporation	Com	808513105	539,776	10,305	SH		SOLE	0	10,305	0	0
Sempra Energy	Com	816851109	472,526	3,126	SH		SOLE	0	3,126	0	0
Snap On Tools Corp Com	Com	833034101	504,643	2,044	SH		SOLE	0	2,044	0	0
Snap On Tools Corp Com	Com	833034101	34,565	140	SH		DFND	0	140	0	0
Starbucks Corporation	Com	855244109	945,605	9,081	SH		SOLE	0	9,081	0	0
Stryker Corporation	Com	863667101	1,154,155	4,043	SH		SOLE	0	4,043	0	0
Synopsys Inc	Com	871607107	1,533,799	3,971	SH		SOLE	0	3,971	0	0
TJX Companies Inc	Com	872540109	361,553	4,614	SH		SOLE	0	4,614	0	0
T-Mobile US Inc	Com	872590104	348,920	2,409	SH		SOLE	0	2,409	0	0
Tesla Motors Inc	Com	88160R101	717,604	3,459	SH		SOLE	0	3,459	0	0
Tesla Motors Inc	Com	88160R101	37,343	180	SH		DFND	0	180	0	0
Tractor Supply Company	Com	892356106	787,384	3,350	SH		SOLE	0	3,350	0	0
Ulta Beauty Inc	Com	90384S303	805,955	1,477	SH		SOLE	0	1,477	0	0
Union Pacific Corporation	Com	907818108	541,188	2,689	SH		SOLE	0	2,689	0	0
United Airlines Holdings Inc	Com	910047109	258,155	5,834	SH		SOLE	0	5,834	0	0
United Parcel 'B'	Com	911312106	336,379	1,734	SH		SOLE	0	1,734	0	0
United Parcel 'B'	Com	911312106	36,858	190	SH		DFND	0	190	0	0
United Rentals Inc	Com	911363109	617,781	1,561	SH		SOLE	0	1,561	0	0
UnitedHealth Group Incorporated	Com	91324P102	1,164,934	2,465	SH		SOLE	0	2,465	0	0
Valero Energy Corporation	Com	91913Y100	794,603	5,692	SH		SOLE	0	5,692	0	0
Vanguard Total Bond Market	Com	921937835	2,405,603	32,583	SH		SOLE	0	32,583	0	0
Verizon Communications Inc.	Com	92343V104	385,555	9,914	SH		SOLE	0	9,914	0	0
Verizon Communications Inc.	Com	92343V104	25,279	650	SH		DFND	0	650	0	0
VICI Properties Inc	Com	925652109	466,107	14,289	SH		SOLE	0	14,289	0	0
Wal-Mart Stores	Com	931142103	1,128,582	7,654	SH		SOLE	0	7,654	0	0
Waste Management, Inc.	Com	94106L109	297,948	1,826	SH		SOLE	0	1,826	0	0
Wells Fargo	Com	949746101	620,134	16,590	SH		SOLE	0	16,590	0	0
Wells Fargo	Com	949746101	63,546	1,700	SH		DFND	0	1,700	0	0
Zoetis Inc.	Com	98978V103	550,251	3,306	SH		SOLE	0	3,306	0	0
Accenture Plc Class A	Com	G1151C101	1,116,660	3,907	SH		SOLE	0	3,907	0	0
Eaton Corporation PLC	Com	G29183103	679,534	3,966	SH		SOLE	0	3,966	0	0
Linde plc	Com	G54950103	316,342	890	SH		SOLE	0	890	0	0