Heartland Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES Corp	Com	00130H105	267,458	12,902	SH		SOLE	0	12,902	0	0
AT&T Inc	Com	00206R102	395,097	24,771	SH		SOLE	0	24,771	0	0
AbbVie Inc	Com	00287Y109	708,141	5,256	SH		SOLE	0	5,256	0	0
AbbVie Inc	Com	00287Y109	107,784	800	SH		DFND	0	800	0	0
Advanced Micro Devices	Com	007903107	519,316	4,559	SH		SOLE	0	4,559	0	0
Air Products and Chemicals, Inc.	Com	009158106	463,672	1,548	SH		SOLE	0	1,548	0	0
Alliant Energy Corporation	Com	018802108	239,309	4,560	SH		SOLE	0	4,560	0	0
Alphabet Inc., 'C'	Com	02079K107	156,172	1,291	SH		SOLE	0	1,291	0	0
Alphabet Inc., 'C'	Com	02079K107	120,970	1,000	SH		DFND	0	1,000	0	0
Alphabet Inc. Class A	Com	02079K305	5,126,751	42,830	SH		SOLE	0	42,830	0	0
Alphabet Inc. Class A	Com	02079K305	119,700	1,000	SH		DFND	0	1,000	0	0
Amazon.com, Inc.	Com	023135106	3,295,762	25,282	SH		SOLE	0	25,282	0	0
Amazon.com, Inc.	Com	023135106	101,681	780	SH		DFND	0	780	0	0
American Electric Power Inc	Com	025537101	395,319	4,695	SH		SOLE	0	4,695	0	0
American Express	Com	025816109	166,709	957	SH		SOLE	0	957	0	0
American Express	Com	025816109	65,325	375	SH		DFND	0	375	0	0
Ameriprise Financial	Com	03076C106	869,595	2,618	SH		SOLE	0	2,618	0	0
Ameriprise Financial	Com	03076C106	83,040	250	SH		DFND	0	250	0	0
Analog Devices Inc	Com	032654105	805,929	4,137	SH		SOLE	0	4,137	0	0
Apple Inc.	Com	037833100	10,007,688	51,594	SH		SOLE	0	51,594	0	0
Apple Inc.	Com	037833100	325,870	1,680	SH		DFND	0	1,680	0	0
Archer-Daniels-Midland	Com	039483102	171,975	2,276	SH		SOLE	0	2,276	0	0
Archer-Daniels-Midland	Com	039483102	52,892	700	SH		DFND	0	700	0	0
Arista Networks, Inc.	Com	040413106	1,403,764	8,662	SH		SOLE	0	8,662	0	0
Automatic Data Processing, Inc.	Com	053015103	727,065	3,308	SH		SOLE	0	3,308	0	0
Automatic Data Processing, Inc.	Com	053015103	208,801	950	SH		DFND	0	950	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	4,736,760	154,948	SH		SOLE	0	154,948	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	6,970	228	SH		DFND	0	228	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	870,573	2,553	SH		SOLE	0	2,553	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	406,131	1,191	SH		DFND	0	1,191	0	0
BorgWarner Inc	Com	099724106	1,178,682	24,099	SH		SOLE	0	24,099	0	0
Boston Scientific Corp	Com	101137107	738,220	13,648	SH		SOLE	0	13,648	0	0
CBOE Global Mkts Inc	Com	12503M108	591,925	4,289	SH		SOLE	0	4,289	0	0
CF Industries Holdings, Inc	Com	125269100	204,234	2,942	SH		SOLE	0	2,942	0	0
Cadence Design System Inc	Com	127387108	1,647,503	7,025	SH		SOLE	0	7,025	0	0
CenterPoint Energy Inc	Com	15189T107	352,045	12,077	SH		SOLE	0	12,077	0	0
Chevron Corporation	Com	166764100	790,369	5,023	SH		SOLE	0	5,023	0	0
Chevron Corporation	Com	166764100	205,184	1,304	SH		DFND	0	1,304	0	0
Chipotle Mexican Grill, Inc.	Com	169656105	583,947	273	SH		SOLE	0	273	0	0
Cintas Corporation	Com	172908105	212,750	428	SH		SOLE	0	428	0	0
Coca-Cola Co	Com	191216100	528,732	8,780	SH		SOLE	0	8,780	0	0
Commerce Bancshares Inc	Com	200525103	217,981	4,476	SH		SOLE	0	4,476	0	0
Commerce Bancshares Inc	Com	200525103	34,285	704	SH		DFND	0	704	0	0
ConocoPhillips	Com	20825C104	399,002	3,851	SH		SOLE	0	3,851	0	0
Constellation Energy Corporation	Com	21037T109	376,545	4,113	SH		SOLE	0	4,113	0	0
Costco Wholesale Corporation	Com	22160K105	560,992	1,042	SH		SOLE	0	1,042	0	0
Cummins Inc.	Com	231021106	521,210	2,126	SH		SOLE	0	2,126	0	0
Cummins Inc.	Com	231021106	36,774	150	SH		DFND	0	150	0	0
Deere & Co	Com	244199105	692,470	1,709	SH		SOLE	0	1,709	0	0
Diamondback Energy, Inc.	Com	25278X109	228,172	1,737	SH		SOLE	0	1,737	0	0
Equinix, Inc.	Com	29444U700	216,367	276	SH		SOLE	0	276	0	0
Exelon Corp	Com	30161N101	416,404	10,221	SH		SOLE	0	10,221	0	0
Exxon Mobil Corporation	Com	30231G102	1,778,956	16,587	SH		SOLE	0	16,587	0	0
Exxon Mobil Corporation	Com	30231G102	198,413	1,850	SH		DFND	0	1,850	0	0
Meta Platforms, Inc.	Com	30303M102	1,949,455	6,793	SH		SOLE	0	6,793	0	0
Fox Corporation Class B	Com	35137L204	593,345	18,606	SH		SOLE	0	18,606	0	0
Freeport-McMoRan, Inc	Com	35671D857	465,440	11,636	SH		SOLE	0	11,636	0	0
Gallagher, Arthur J. & CO.	Com	363576109	623,359	2,839	SH		SOLE	0	2,839	0	0
General Dynamics Corporation	Com	369550108	496,351	2,307	SH		SOLE	0	2,307	0	0
General Dynamics Corporation	Com	369550108	86,060	400	SH		DFND	0	400	0	0
General Mills	Com	370334104	590,283	7,696	SH		SOLE	0	7,696	0	0
Genuine Parts	Com	372460105	243,353	1,438	SH		SOLE	0	1,438	0	0
Globe Life Inc	Com	37959E102	417,433	3,808	SH		SOLE	0	3,808	0	0
Grainger (W.W.)	Com	384802104	622,986	790	SH		SOLE	0	790	0	0
HBT Financial, Inc.	Com	404111106	1,598,748	86,700	SH		SOLE	0	0	0	86,700
HCA Healthcare	Com	40412C101	648,537	2,137	SH		SOLE	0	2,137	0	0
Hershey Company	Com	427866108	504,394	2,020	SH		SOLE	0	2,020	0	0
Home Depot, Inc.	Com	437076102	914,524	2,944	SH		SOLE	0	2,944	0	0
Home Depot, Inc.	Com	437076102	186,384	600	SH		DFND	0	600	0	0
Host Hotels and Resorts Inc	Com	44107P104	359,236	21,345	SH		SOLE	0	21,345	0	0
Hunt (J.B.) Transport	Com	445658107	269,916	1,491	SH		SOLE	0	1,491	0	0
Huntington Bancshares	Com	446150104	374,433	34,734	SH		SOLE	0	34,734	0	0
IDEX Corp	Com	45167R104	405,980	1,886	SH		SOLE	0	1,886	0	0
IDEXX Laboratories, Inc.	Com	45168D104	929,628	1,851	SH		SOLE	0	1,851	0	0
Ingersoll Rand Inc	Com	45687V106	585,887	8,964	SH		SOLE	0	8,964	0	0
Intuit Inc.	Com	461202103	354,639	774	SH		SOLE	0	774	0	0
Intuitive Surgical, Inc.	Com	46120E602	765,604	2,239	SH		SOLE	0	2,239	0	0
Iron Mountain Inc	Com	46284V101	447,742	7,880	SH		SOLE	0	7,880	0	0
Iron Mountain Inc	Com	46284V101	37,501	660	SH		DFND	0	660	0	0
iShares Global Infrastructure ETF	Com	464288372	6,137,586	130,726	SH		SOLE	0	130,726	0	0
iShares Global Infrastructure ETF	Com	464288372	9,108	194	SH		DFND	0	194	0	0
JPMorgan Chase Co.	Com	46625H100	2,964,213	20,381	SH		SOLE	0	20,381	0	0
JPMorgan Chase Co.	Com	46625H100	94,536	650	SH		DFND	0	650	0	0
Johnson & Johnson	Com	478160104	1,474,287	8,907	SH		SOLE	0	8,907	0	0
Johnson & Johnson	Com	478160104	313,991	1,897	SH		DFND	0	1,897	0	0
Keysight Technologies Inc	Com	49338L103	1,029,483	6,148	SH		SOLE	0	6,148	0	0
Las Vegas Sands Corp	Com	517834107	285,708	4,926	SH		SOLE	0	4,926	0	0
Lennar Corp.	Com	526057104	298,112	2,379	SH		SOLE	0	2,379	0	0
Eli Lilly and Co	Com	532457108	2,587,363	5,517	SH		SOLE	0	5,517	0	0
MSCI Inc	Com	55354G100	689,387	1,469	SH		SOLE	0	1,469	0	0
Marathon Petroleum Corp	Com	56585A102	248,008	2,127	SH		SOLE	0	2,127	0	0
MarketAxess Holdings Inc.	Com	57060D108	627,669	2,401	SH		SOLE	0	2,401	0	0
Martin Marietta Materials Inc	Com	573284106	388,743	842	SH		SOLE	0	842	0	0
MasterCard Inc 'A'	Com	57636Q104	2,161,577	5,496	SH		SOLE	0	5,496	0	0
McDonald's Corp	Com	580135101	544,897	1,826	SH		SOLE	0	1,826	0	0
McDonald's Corp	Com	580135101	104,444	350	SH		DFND	0	350	0	0
Merck & Co., Inc.	Com	58933Y105	1,894,011	16,414	SH		SOLE	0	16,414	0	0
Microsoft Corporation	Com	594918104	7,142,145	20,973	SH		SOLE	0	20,973	0	0
Microsoft Corporation	Com	594918104	471,307	1,384	SH		DFND	0	1,384	0	0
Mondelez International 'A'	Com	609207105	656,168	8,996	SH		SOLE	0	8,996	0	0
Monolithic Power Systems Inc	Com	609839105	883,816	1,636	SH		SOLE	0	1,636	0	0
Monster Beverage Corporation	Com	61174X109	552,688	9,622	SH		SOLE	0	9,622	0	0
Morningstar	Com	617700109	221,559	1,130	SH		DFND	0	1,130	0	0
Netflix Inc	Com	64110L106	842,217	1,912	SH		SOLE	0	1,912	0	0
NextEra Energy, Inc.	Com	65339F101	276,618	3,728	SH		SOLE	0	3,728	0	0
NIKE, Inc. Class B	Com	654106103	390,599	3,539	SH		SOLE	0	3,539	0	0
Nucor Corp	Com	670346105	440,778	2,688	SH		SOLE	0	2,688	0	0
NVIDIA Corporation	Com	67066G104	4,707,367	11,128	SH		SOLE	0	11,128	0	0
Old Dominion Freight Line, Inc	Com	679580100	603,062	1,631	SH		SOLE	0	1,631	0	0
ON Semiconductor Corp	Com	682189105	1,328,187	14,043	SH		SOLE	0	14,043	0	0
Paccar Inc	Com	693718108	631,223	7,546	SH		SOLE	0	7,546	0	0
Paycom Software Inc	Com	70432V102	550,927	1,715	SH		SOLE	0	1,715	0	0
Pepsico Inc	Com	713448108	1,074,091	5,799	SH		SOLE	0	5,799	0	0
Pepsico Inc	Com	713448108	162,068	875	SH		DFND	0	875	0	0
Principal Financial Group, Inc.	Com	74251V102	428,344	5,648	SH		SOLE	0	5,648	0	0
Procter & Gamble Company	Com	742718109	1,729,229	11,396	SH		SOLE	0	11,396	0	0
Procter & Gamble Company	Com	742718109	136,566	900	SH		DFND	0	900	0	0
Progressive Corporation	Com	743315103	637,097	4,813	SH		SOLE	0	4,813	0	0
Public Storage	Com	74460D109	456,208	1,563	SH		SOLE	0	1,563	0	0
Quanta Services	Com	74762E102	589,350	3,000	SH		SOLE	0	3,000	0	0
Realty Income Corp com	Com	756109104	424,509	7,100	SH		SOLE	0	7,100	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	650,279	905	SH		SOLE	0	905	0	0
Regions Financial Corp	Com	7591EP100	194,737	10,928	SH		SOLE	0	10,928	0	0
Ross Stores, Inc.	Com	778296103	249,041	2,221	SH		SOLE	0	2,221	0	0
Schlumberger Ltd	Com	806857108	893,395	18,188	SH		SOLE	0	18,188	0	0
Charles Schwab Corporation	Com	808513105	510,970	9,015	SH		SOLE	0	9,015	0	0
Sempra Energy	Com	816851109	410,564	2,820	SH		SOLE	0	2,820	0	0
Snap On Tools Corp Com	Com	833034101	538,339	1,868	SH		SOLE	0	1,868	0	0
Snap On Tools Corp Com	Com	833034101	40,347	140	SH		DFND	0	140	0	0
Starbucks Corporation	Com	855244109	845,972	8,540	SH		SOLE	0	8,540	0	0
Stryker Corporation	Com	863667101	1,109,612	3,637	SH		SOLE	0	3,637	0	0
Synopsys Inc	Com	871607107	1,605,357	3,687	SH		SOLE	0	3,687	0	0
TJX Companies Inc	Com	872540109	358,746	4,231	SH		SOLE	0	4,231	0	0
T-Mobile US Inc	Com	872590104	305,163	2,197	SH		SOLE	0	2,197	0	0
Tesla Motors Inc	Com	88160R101	862,794	3,296	SH		SOLE	0	3,296	0	0
Tesla Motors Inc	Com	88160R101	47,119	180	SH		DFND	0	180	0	0
Thermo Fisher Scientific Inc.	Com	883556102	506,619	971	SH		SOLE	0	971	0	0
Tractor Supply Company	Com	892356106	660,205	2,986	SH		SOLE	0	2,986	0	0
Ulta Beauty Inc	Com	90384S303	619,303	1,316	SH		SOLE	0	1,316	0	0
Union Pacific Corporation	Com	907818108	517,484	2,529	SH		SOLE	0	2,529	0	0
United Airlines Holdings Inc	Com	910047109	270,125	4,923	SH		SOLE	0	4,923	0	0
United Parcel 'B'	Com	911312106	275,149	1,535	SH		SOLE	0	1,535	0	0
United Parcel 'B'	Com	911312106	34,058	190	SH		DFND	0	190	0	0
United Rentals Inc	Com	911363109	644,896	1,448	SH		SOLE	0	1,448	0	0
UnitedHealth Group Incorporated	Com	91324P102	1,099,704	2,288	SH		SOLE	0	2,288	0	0
Valero Energy Corporation	Com	91913Y100	631,309	5,382	SH		SOLE	0	5,382	0	0
Vanguard Total Bond Market	Com	921937835	956,528	13,159	SH		SOLE	0	13,159	0	0
Verizon Communications Inc.	Com	92343V104	327,793	8,814	SH		SOLE	0	8,814	0	0
Verizon Communications Inc.	Com	92343V104	24,174	650	SH		DFND	0	650	0	0
VICI Properties Inc	Com	925652109	405,070	12,888	SH		SOLE	0	12,888	0	0
Wal-Mart Stores	Com	931142103	1,115,349	7,096	SH		SOLE	0	7,096	0	0
Waste Management, Inc.	Com	94106L109	277,299	1,599	SH		SOLE	0	1,599	0	0
Wells Fargo	Com	949746101	640,883	15,016	SH		SOLE	0	15,016	0	0
Wells Fargo	Com	949746101	72,556	1,700	SH		DFND	0	1,700	0	0
Zoetis Inc.	Com	98978V103	806,632	4,684	SH		SOLE	0	4,684	0	0
Accenture Plc Class A	Com	G1151C101	1,102,865	3,574	SH		SOLE	0	3,574	0	0
Eaton Corporation PLC	Com	G29183103	732,004	3,640	SH		SOLE	0	3,640	0	0
Linde plc	Com	G54950103	301,815	792	SH		SOLE	0	792	0	0