Heartland Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES Corp	Com	00130H105	199,135	13,101	SH		SOLE	0	13,101	0	0
AT&T Inc	Com	00206R102	377,137	25,109	SH		SOLE	0	25,109	0	0
AbbVie Inc	Com	00287Y109	793,446	5,323	SH		SOLE	0	5,323	0	0
AbbVie Inc	Com	00287Y109	119,248	800	SH		DFND	0	800	0	0
Advanced Micro Devices	Com	007903107	475,337	4,623	SH		SOLE	0	4,623	0	0
Air Products and Chemicals, Inc.	Com	009158106	446,072	1,574	SH		SOLE	0	1,574	0	0
Alliant Energy Corporation	Com	018802108	220,932	4,560	SH		SOLE	0	4,560	0	0
Alphabet Inc., 'C'	Com	02079K107	145,958	1,107	SH		SOLE	0	1,107	0	0
Alphabet Inc., 'C'	Com	02079K107	131,850	1,000	SH		DFND	0	1,000	0	0
Alphabet Inc. Class A	Com	02079K305	5,648,179	43,162	SH		SOLE	0	43,162	0	0
Alphabet Inc. Class A	Com	02079K305	130,860	1,000	SH		DFND	0	1,000	0	0
Amazon.com, Inc.	Com	023135106	3,234,950	25,448	SH		SOLE	0	25,448	0	0
Amazon.com, Inc.	Com	023135106	99,154	780	SH		DFND	0	780	0	0
American Electric Power Inc	Com	025537101	358,875	4,771	SH		SOLE	0	4,771	0	0
Ameriprise Financial	Com	03076C106	878,927	2,666	SH		SOLE	0	2,666	0	0
Ameriprise Financial	Com	03076C106	65,936	200	SH		DFND	0	200	0	0
Analog Devices Inc	Com	032654105	735,903	4,203	SH		SOLE	0	4,203	0	0
Apple Inc.	Com	037833100	8,814,918	51,486	SH		SOLE	0	51,486	0	0
Apple Inc.	Com	037833100	287,633	1,680	SH		DFND	0	1,680	0	0
Archer-Daniels-Midland	Com	039483102	162,832	2,159	SH		SOLE	0	2,159	0	0
Archer-Daniels-Midland	Com	039483102	42,989	570	SH		DFND	0	570	0	0
Arista Networks, Inc.	Com	040413106	1,614,170	8,776	SH		SOLE	0	8,776	0	0
Automatic Data Processing, Inc.	Com	053015103	809,071	3,363	SH		SOLE	0	3,363	0	0
Automatic Data Processing, Inc.	Com	053015103	228,551	950	SH		DFND	0	950	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	5,424,750	168,785	SH		SOLE	0	168,785	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	7,232	225	SH		DFND	0	225	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	907,978	2,592	SH		SOLE	0	2,592	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	417,207	1,191	SH		DFND	0	1,191	0	0
BorgWarner Inc	Com	099724106	988,056	24,475	SH		SOLE	0	24,475	0	0
Boston Scientific Corp	Com	101137107	732,389	13,871	SH		SOLE	0	13,871	0	0
CBOE Global Mkts Inc	Com	12503M108	680,295	4,355	SH		SOLE	0	4,355	0	0
CF Industries Holdings, Inc	Com	125269100	255,591	2,981	SH		SOLE	0	2,981	0	0
Cadence Design System Inc	Com	127387108	1,671,028	7,132	SH		SOLE	0	7,132	0	0
CenterPoint Energy Inc	Com	15189T107	329,100	12,257	SH		SOLE	0	12,257	0	0
Chevron Corporation	Com	166764100	851,868	5,052	SH		SOLE	0	5,052	0	0
Chevron Corporation	Com	166764100	194,587	1,154	SH		DFND	0	1,154	0	0
Chipotle Mexican Grill, Inc.	Com	169656105	511,081	279	SH		SOLE	0	279	0	0
Cintas Corporation	Com	172908105	209,239	435	SH		SOLE	0	435	0	0
Coca-Cola Co	Com	191216100	499,286	8,919	SH		SOLE	0	8,919	0	0
Commerce Bancshares Inc	Com	200525103	214,758	4,476	SH		SOLE	0	4,476	0	0
Commerce Bancshares Inc	Com	200525103	28,980	604	SH		DFND	0	604	0	0
ConocoPhillips	Com	20825C104	466,501	3,894	SH		SOLE	0	3,894	0	0
Constellation Energy Corporation	Com	21037T109	455,627	4,177	SH		SOLE	0	4,177	0	0
Costco Wholesale Corporation	Com	22160K105	597,728	1,058	SH		SOLE	0	1,058	0	0
Cummins Inc.	Com	231021106	491,189	2,150	SH		SOLE	0	2,150	0	0
Cummins Inc.	Com	231021106	27,415	120	SH		DFND	0	120	0	0
Danaher Corporation	Com	235851102	354,039	1,427	SH		SOLE	0	1,427	0	0
Deere & Co	Com	244199105	653,622	1,732	SH		SOLE	0	1,732	0	0
Diamondback Energy, Inc.	Com	25278X109	272,589	1,760	SH		SOLE	0	1,760	0	0
Equinix, Inc.	Com	29444U700	204,079	281	SH		SOLE	0	281	0	0
Exelon Corp	Com	30161N101	392,449	10,385	SH		SOLE	0	10,385	0	0
Exxon Mobil Corporation	Com	30231G102	1,970,288	16,757	SH		SOLE	0	16,757	0	0
Exxon Mobil Corporation	Com	30231G102	198,710	1,690	SH		DFND	0	1,690	0	0
Meta Platforms, Inc.	Com	30303M102	2,071,149	6,899	SH		SOLE	0	6,899	0	0
Fox Corporation Class B	Com	35137L204	545,168	18,877	SH		SOLE	0	18,877	0	0
Freeport-McMoRan, Inc	Com	35671D857	440,544	11,814	SH		SOLE	0	11,814	0	0
Gallagher, Arthur J. & CO.	Com	363576109	658,034	2,887	SH		SOLE	0	2,887	0	0
General Dynamics Corporation	Com	369550108	513,976	2,326	SH		SOLE	0	2,326	0	0
General Dynamics Corporation	Com	369550108	88,388	400	SH		DFND	0	400	0	0
General Mills	Com	370334104	500,594	7,823	SH		SOLE	0	7,823	0	0
Genuine Parts	Com	372460105	211,517	1,465	SH		SOLE	0	1,465	0	0
Globe Life Inc	Com	37959E102	421,111	3,873	SH		SOLE	0	3,873	0	0
Grainger (W.W.)	Com	384802104	554,856	802	SH		SOLE	0	802	0	0
HBT Financial, Inc.	Com	404111106	1,581,408	86,700	SH		SOLE	0	0	0	86,700
HCA Healthcare	Com	40412C101	633,399	2,575	SH		SOLE	0	2,575	0	0
Hershey Company	Com	427866108	410,564	2,052	SH		SOLE	0	2,052	0	0
Home Depot, Inc.	Com	437076102	903,458	2,990	SH		SOLE	0	2,990	0	0
Home Depot, Inc.	Com	437076102	181,296	600	SH		DFND	0	600	0	0
Host Hotels and Resorts Inc	Com	44107P104	347,835	21,645	SH		SOLE	0	21,645	0	0
Hunt (J.B.) Transport	Com	445658107	285,796	1,516	SH		SOLE	0	1,516	0	0
Huntington Bancshares	Com	446150104	366,018	35,194	SH		SOLE	0	35,194	0	0
IDEX Corp	Com	45167R104	396,902	1,908	SH		SOLE	0	1,908	0	0
IDEXX Laboratories, Inc.	Com	45168D104	646,722	1,479	SH		SOLE	0	1,479	0	0
Ingersoll Rand Inc	Com	45687V106	579,406	9,093	SH		SOLE	0	9,093	0	0
Intuit Inc.	Com	461202103	401,088	785	SH		SOLE	0	785	0	0
Intuitive Surgical, Inc.	Com	46120E602	769,892	2,634	SH		SOLE	0	2,634	0	0
Iron Mountain Inc	Com	46284V101	475,897	8,005	SH		SOLE	0	8,005	0	0
Iron Mountain Inc	Com	46284V101	32,698	550	SH		DFND	0	550	0	0
iShares Global Infrastructure ETF	Com	464288372	6,321,163	146,019	SH		SOLE	0	146,019	0	0
iShares Global Infrastructure ETF	Com	464288372	8,355	193	SH		DFND	0	193	0	0
iShares Short Treasury Bond ETF	Com	464288679	276,838	2,506	SH		SOLE	0	2,506	0	0
JPMorgan Chase Co.	Com	46625H100	2,974,070	20,508	SH		SOLE	0	20,508	0	0
JPMorgan Chase Co.	Com	46625H100	85,562	590	SH		DFND	0	590	0	0
Johnson & Johnson	Com	478160104	1,366,551	8,774	SH		SOLE	0	8,774	0	0
Johnson & Johnson	Com	478160104	295,458	1,897	SH		DFND	0	1,897	0	0
Keysight Technologies Inc	Com	49338L103	824,159	6,229	SH		SOLE	0	6,229	0	0
Las Vegas Sands Corp	Com	517834107	229,658	5,010	SH		SOLE	0	5,010	0	0
Lennar Corp.	Com	526057104	271,597	2,420	SH		SOLE	0	2,420	0	0
Eli Lilly and Co	Com	532457108	2,738,289	5,098	SH		SOLE	0	5,098	0	0
MSCI Inc	Com	55354G100	766,542	1,494	SH		SOLE	0	1,494	0	0
Marathon Petroleum Corp	Com	56585A102	319,176	2,109	SH		SOLE	0	2,109	0	0
MarketAxess Holdings Inc.	Com	57060D108	520,854	2,438	SH		SOLE	0	2,438	0	0
Martin Marietta Materials Inc	Com	573284106	351,371	856	SH		SOLE	0	856	0	0
MasterCard Inc. Class A	Com	57636Q104	2,208,782	5,579	SH		SOLE	0	5,579	0	0
McDonald's Corp	Com	580135101	480,515	1,824	SH		SOLE	0	1,824	0	0
McDonald's Corp	Com	580135101	92,204	350	SH		DFND	0	350	0	0
McKesson Corp	Com	58155Q103	473,117	1,088	SH		SOLE	0	1,088	0	0
Merck & Co., Inc.	Com	58933Y105	1,361,617	13,226	SH		SOLE	0	13,226	0	0
Microsoft Corporation	Com	594918104	6,678,744	21,152	SH		SOLE	0	21,152	0	0
Microsoft Corporation	Com	594918104	436,998	1,384	SH		DFND	0	1,384	0	0
Mondelez International 'A'	Com	609207105	643,893	9,278	SH		SOLE	0	9,278	0	0
Monolithic Power Systems Inc	Com	609839105	765,534	1,657	SH		SOLE	0	1,657	0	0
Monster Beverage Corporation	Com	61174X109	517,374	9,771	SH		SOLE	0	9,771	0	0
Morningstar	Com	617700109	264,691	1,130	SH		DFND	0	1,130	0	0
Netflix Inc	Com	64110L106	729,901	1,933	SH		SOLE	0	1,933	0	0
NextEra Energy, Inc.	Com	65339F101	216,671	3,782	SH		SOLE	0	3,782	0	0
NIKE, Inc. Class B	Com	654106103	340,885	3,565	SH		SOLE	0	3,565	0	0
Nucor Corp	Com	670346105	427,148	2,732	SH		SOLE	0	2,732	0	0
NVIDIA Corporation	Com	67066G104	4,917,127	11,304	SH		SOLE	0	11,304	0	0
Old Dominion Freight Line, Inc	Com	679580100	677,127	1,655	SH		SOLE	0	1,655	0	0
ON Semiconductor Corp	Com	682189105	1,323,236	14,236	SH		SOLE	0	14,236	0	0
Paccar Inc	Com	693718108	650,658	7,653	SH		SOLE	0	7,653	0	0
Paycom Software Inc	Com	70432V102	450,871	1,739	SH		SOLE	0	1,739	0	0
Pepsico Inc	Com	713448108	986,141	5,820	SH		SOLE	0	5,820	0	0
Pepsico Inc	Com	713448108	148,260	875	SH		DFND	0	875	0	0
Pfizer Inc	Com	717081103	257,101	7,751	SH		SOLE	0	7,751	0	0
Pfizer Inc	Com	717081103	23,219	700	SH		DFND	0	700	0	0
Principal Financial Group, Inc.	Com	74251V102	413,105	5,732	SH		SOLE	0	5,732	0	0
Procter & Gamble Company	Com	742718109	1,713,709	11,749	SH		SOLE	0	11,749	0	0
Procter & Gamble Company	Com	742718109	131,274	900	SH		DFND	0	900	0	0
Progressive Corporation	Com	743315103	682,291	4,898	SH		SOLE	0	4,898	0	0
Public Storage	Com	74460D109	417,943	1,586	SH		SOLE	0	1,586	0	0
Quanta Services	Com	74762E102	569,628	3,045	SH		SOLE	0	3,045	0	0
Realty Income Corp com	Com	756109104	360,017	7,209	SH		SOLE	0	7,209	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	816,376	992	SH		SOLE	0	992	0	0
Regions Financial Corp	Com	7591EP100	190,903	11,099	SH		SOLE	0	11,099	0	0
Ross Stores, Inc.	Com	778296103	254,815	2,256	SH		SOLE	0	2,256	0	0
Schlumberger Ltd	Com	806857108	1,075,577	18,449	SH		SOLE	0	18,449	0	0
Charles Schwab Corporation	Com	808513105	501,237	9,130	SH		SOLE	0	9,130	0	0
Sempra Energy	Com	816851109	390,492	5,740	SH		SOLE	0	5,740	0	0
Snap On Tools Corp Com	Com	833034101	482,318	1,891	SH		SOLE	0	1,891	0	0
Snap On Tools Corp Com	Com	833034101	30,607	120	SH		DFND	0	120	0	0
Starbucks Corporation	Com	855244109	790,672	8,663	SH		SOLE	0	8,663	0	0
Stryker Corporation	Com	863667101	774,720	2,835	SH		SOLE	0	2,835	0	0
Synopsys Inc	Com	871607107	1,718,843	3,745	SH		SOLE	0	3,745	0	0
TJX Companies Inc	Com	872540109	381,473	4,292	SH		SOLE	0	4,292	0	0
T-Mobile US Inc	Com	872590104	312,452	2,231	SH		SOLE	0	2,231	0	0
Tesla Motors Inc	Com	88160R101	835,735	3,340	SH		SOLE	0	3,340	0	0
Tesla Motors Inc	Com	88160R101	37,533	150	SH		DFND	0	150	0	0
Thermo Fisher Scientific Inc.	Com	883556102	540,590	1,068	SH		SOLE	0	1,068	0	0
Tractor Supply Company	Com	892356106	616,866	3,038	SH		SOLE	0	3,038	0	0
Ulta Beauty Inc	Com	90384S303	533,266	1,335	SH		SOLE	0	1,335	0	0
Union Pacific Corporation	Com	907818108	519,460	2,551	SH		SOLE	0	2,551	0	0
United Airlines Holdings Inc	Com	910047109	212,304	5,019	SH		SOLE	0	5,019	0	0
United Parcel 'B'	Com	911312106	241,910	1,552	SH		SOLE	0	1,552	0	0
United Parcel 'B'	Com	911312106	29,615	190	SH		DFND	0	190	0	0
United Rentals Inc	Com	911363109	653,962	1,471	SH		SOLE	0	1,471	0	0
UnitedHealth Group Incorporated	Com	91324P102	1,373,918	2,725	SH		SOLE	0	2,725	0	0
Valero Energy Corporation	Com	91913Y100	772,178	5,449	SH		SOLE	0	5,449	0	0
Verizon Communications Inc.	Com	92343V104	289,454	8,931	SH		SOLE	0	8,931	0	0
Verizon Communications Inc.	Com	92343V104	18,474	570	SH		DFND	0	570	0	0
VICI Properties Inc	Com	925652109	380,861	13,088	SH		SOLE	0	13,088	0	0
Wal-Mart Stores	Com	931142103	1,150,376	7,193	SH		SOLE	0	7,193	0	0
Waste Management, Inc.	Com	94106L109	247,867	1,626	SH		SOLE	0	1,626	0	0
Wells Fargo	Com	949746101	622,870	15,244	SH		SOLE	0	15,244	0	0
Wells Fargo	Com	949746101	69,462	1,700	SH		DFND	0	1,700	0	0
Zoetis Inc.	Com	98978V103	870,944	5,006	SH		SOLE	0	5,006	0	0
Accenture Plc Class A	Com	G1151C101	1,113,888	3,627	SH		SOLE	0	3,627	0	0
Eaton Corporation PLC	Com	G29183103	787,643	3,693	SH		SOLE	0	3,693	0	0
Linde plc	Com	G54950103	299,742	805	SH		SOLE	0	805	0	0