Heartland Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	355,853	21,207	SH		SOLE	0	21,207	0	0
AbbVie Inc	Com	00287Y109	859,619	5,547	SH		SOLE	0	5,547	0	0
AbbVie Inc	Com	00287Y109	123,976	800	SH		DFND	0	800	0	0
Advanced Micro Devices	Com	007903107	638,580	4,332	SH		SOLE	0	4,332	0	0
Air Products and Chemicals, Inc.	Com	009158106	416,724	1,522	SH		SOLE	0	1,522	0	0
Alliant Energy Corporation	Com	018802108	233,928	4,560	SH		SOLE	0	4,560	0	0
Alphabet Inc., 'C'	Com	02079K107	156,010	1,107	SH		SOLE	0	1,107	0	0
Alphabet Inc., 'C'	Com	02079K107	140,930	1,000	SH		DFND	0	1,000	0	0
Alphabet Inc. Class A	Com	02079K305	5,662,334	40,535	SH		SOLE	0	40,535	0	0
Alphabet Inc. Class A	Com	02079K305	139,690	1,000	SH		DFND	0	1,000	0	0
Amazon.com, Inc.	Com	023135106	3,657,652	24,073	SH		SOLE	0	24,073	0	0
Amazon.com, Inc.	Com	023135106	118,513	780	SH		DFND	0	780	0	0
American Express	Com	025816109	177,036	945	SH		SOLE	0	945	0	0
American Express	Com	025816109	70,253	375	SH		DFND	0	375	0	0
Ameriprise Financial	Com	03076C106	978,062	2,575	SH		SOLE	0	2,575	0	0
Ameriprise Financial	Com	03076C106	75,966	200	SH		DFND	0	200	0	0
Amgen Inc	Com	031162100	302,133	1,049	SH		SOLE	0	1,049	0	0
Analog Devices Inc	Com	032654105	779,547	3,926	SH		SOLE	0	3,926	0	0
Apple Inc.	Com	037833100	9,291,883	48,262	SH		SOLE	0	48,262	0	0
Apple Inc.	Com	037833100	323,450	1,680	SH		DFND	0	1,680	0	0
Arista Networks, Inc.	Com	040413106	1,896,798	8,054	SH		SOLE	0	8,054	0	0
Automatic Data Processing, Inc.	Com	053015103	740,379	3,178	SH		SOLE	0	3,178	0	0
Automatic Data Processing, Inc.	Com	053015103	221,322	950	SH		DFND	0	950	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	12,390,702	407,723	SH		SOLE	0	407,410	0	313
iPath Bloomberg Commodity Index Total Return	Com	06738C778	10,849	357	SH		DFND	0	357	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	883,090	2,476	SH		SOLE	0	2,476	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	424,782	1,191	SH		DFND	0	1,191	0	0
BlackRock, Inc.	Com	09247X101	202,138	249	SH		SOLE	0	249	0	0
BorgWarner Inc	Com	099724106	826,665	23,059	SH		SOLE	0	23,059	0	0
Boston Scientific Corp	Com	101137107	763,439	13,206	SH		SOLE	0	13,206	0	0
CBOE Global Mkts Inc	Com	12503M108	738,524	4,136	SH		SOLE	0	4,136	0	0
CF Industries Holdings, Inc	Com	125269100	213,140	2,681	SH		SOLE	0	2,681	0	0
CVS Health Corp	Com	126650100	236,801	2,999	SH		SOLE	0	2,999	0	0
CVS Health Corp	Com	126650100	50,929	645	SH		DFND	0	645	0	0
Cadence Design System Inc	Com	127387108	1,829,509	6,717	SH		SOLE	0	6,717	0	0
CenterPoint Energy Inc	Com	15189T107	329,726	11,541	SH		SOLE	0	11,541	0	0
Chevron Corporation	Com	166764100	276,244	1,852	SH		SOLE	0	1,852	0	0
Chevron Corporation	Com	166764100	172,131	1,154	SH		DFND	0	1,154	0	0
Chipotle Mexican Grill, Inc.	Com	169656105	635,775	278	SH		SOLE	0	278	0	0
Cintas Corporation	Com	172908105	257,336	427	SH		SOLE	0	427	0	0
Coca-Cola Co	Com	191216100	533,434	9,052	SH		SOLE	0	9,052	0	0
Commerce Bancshares Inc	Com	200525103	251,016	4,700	SH		SOLE	0	4,700	0	0
Commerce Bancshares Inc	Com	200525103	33,873	634	SH		DFND	0	634	0	0
ConocoPhillips	Com	20825C104	372,469	3,209	SH		SOLE	0	3,209	0	0
Constellation Energy Corporation	Com	21037T109	458,793	3,925	SH		SOLE	0	3,925	0	0
Costco Wholesale Corporation	Com	22160K105	739,290	1,120	SH		SOLE	0	1,120	0	0
Cummins Inc.	Com	231021106	488,004	2,037	SH		SOLE	0	2,037	0	0
Cummins Inc.	Com	231021106	28,748	120	SH		DFND	0	120	0	0
Danaher Corporation	Com	235851102	311,615	1,347	SH		SOLE	0	1,347	0	0
Deere & Co	Com	244199105	644,191	1,611	SH		SOLE	0	1,611	0	0
Diamondback Energy, Inc.	Com	25278X109	250,144	1,613	SH		SOLE	0	1,613	0	0
Equinix, Inc.	Com	29444U700	223,093	277	SH		SOLE	0	277	0	0
Exelon Corp	Com	30161N101	354,836	9,884	SH		SOLE	0	9,884	0	0
Exxon Mobil Corporation	Com	30231G102	854,429	8,546	SH		SOLE	0	8,546	0	0
Exxon Mobil Corporation	Com	30231G102	168,966	1,690	SH		DFND	0	1,690	0	0
Meta Platforms, Inc.	Com	30303M102	2,279,856	6,441	SH		SOLE	0	6,441	0	0
Fox Corporation Class B	Com	35137L204	487,165	17,619	SH		SOLE	0	17,619	0	0
Freeport-McMoRan, Inc	Com	35671D857	473,932	11,133	SH		SOLE	0	11,133	0	0
Gallagher, Arthur J. & CO.	Com	363576109	615,497	2,737	SH		SOLE	0	2,737	0	0
General Dynamics Corporation	Com	369550108	566,081	2,180	SH		SOLE	0	2,180	0	0
General Dynamics Corporation	Com	369550108	103,868	400	SH		DFND	0	400	0	0
Globe Life Inc	Com	37959E102	443,791	3,646	SH		SOLE	0	3,646	0	0
Grainger (W.W.)	Com	384802104	632,290	763	SH		SOLE	0	763	0	0
HBT Financial, Inc.	Com	404111106	1,830,237	86,700	SH		SOLE	0	0	0	86,700
Home Depot, Inc.	Com	437076102	1,074,998	3,102	SH		SOLE	0	3,102	0	0
Home Depot, Inc.	Com	437076102	207,930	600	SH		DFND	0	600	0	0
Host Hotels and Resorts Inc	Com	44107P104	397,305	20,406	SH		SOLE	0	20,406	0	0
Hunt (J.B.) Transport	Com	445658107	290,222	1,453	SH		SOLE	0	1,453	0	0
Huntington Bancshares	Com	446150104	141,955	11,160	SH		SOLE	0	11,160	0	0
IDEX Corp	Com	45167R104	385,370	1,775	SH		SOLE	0	1,775	0	0
IDEXX Laboratories, Inc.	Com	45168D104	795,387	1,433	SH		SOLE	0	1,433	0	0
Ingersoll Rand Inc	Com	45687V106	656,307	8,486	SH		SOLE	0	8,486	0	0
Intuit Inc.	Com	461202103	457,522	732	SH		SOLE	0	732	0	0
Intuitive Surgical, Inc.	Com	46120E602	923,354	2,737	SH		SOLE	0	2,737	0	0
Iron Mountain Inc	Com	46284V101	565,998	8,088	SH		SOLE	0	8,088	0	0
Iron Mountain Inc	Com	46284V101	38,489	550	SH		DFND	0	550	0	0
iShares Core US Aggregate Bond	Com	464287226	651,378	6,563	SH		SOLE	0	6,563	0	0
iShares Global Infrastructure ETF	Com	464288372	12,498,550	265,644	SH		SOLE	0	265,443	0	201
iShares Global Infrastructure ETF	Com	464288372	10,774	229	SH		DFND	0	229	0	0
iShares Short Treasury Bond ETF	Com	464288679	4,285,599	38,914	SH		SOLE	0	38,914	0	0
JPMorgan Chase Co.	Com	46625H100	3,249,250	19,102	SH		SOLE	0	19,102	0	0
JPMorgan Chase Co.	Com	46625H100	100,359	590	SH		DFND	0	590	0	0
Johnson & Johnson	Com	478160104	1,197,964	7,643	SH		SOLE	0	7,643	0	0
Johnson & Johnson	Com	478160104	297,336	1,897	SH		DFND	0	1,897	0	0
Keysight Technologies Inc	Com	49338L103	900,608	5,661	SH		SOLE	0	5,661	0	0
Las Vegas Sands Corp	Com	517834107	233,944	4,754	SH		SOLE	0	4,754	0	0
Lennar Corp.	Com	526057104	351,585	2,359	SH		SOLE	0	2,359	0	0
Eli Lilly and Co	Com	532457108	2,890,117	4,958	SH		SOLE	0	4,958	0	0
MSCI Inc	Com	55354G100	817,930	1,446	SH		SOLE	0	1,446	0	0
Marathon Petroleum Corp	Com	56585A102	298,649	2,013	SH		SOLE	0	2,013	0	0
Martin Marietta Materials Inc	Com	573284106	398,629	799	SH		SOLE	0	799	0	0
MasterCard Inc. Class A	Com	57636Q104	2,249,840	5,275	SH		SOLE	0	5,275	0	0
McDonald's Corp	Com	580135101	536,683	1,810	SH		SOLE	0	1,810	0	0
McDonald's Corp	Com	580135101	103,779	350	SH		DFND	0	350	0	0
McKesson Corp	Com	58155Q103	474,092	1,024	SH		SOLE	0	1,024	0	0
Merck & Co., Inc.	Com	58933Y105	1,203,036	11,035	SH		SOLE	0	11,035	0	0
Microsoft Corporation	Com	594918104	7,251,179	19,283	SH		SOLE	0	19,283	0	0
Microsoft Corporation	Com	594918104	520,439	1,384	SH		DFND	0	1,384	0	0
Mondelez International 'A'	Com	609207105	641,368	8,855	SH		SOLE	0	8,855	0	0
Monolithic Power Systems Inc	Com	609839105	984,017	1,560	SH		SOLE	0	1,560	0	0
Monster Beverage Corporation	Com	61174X109	528,975	9,182	SH		SOLE	0	9,182	0	0
Morningstar	Com	617700109	323,451	1,130	SH		DFND	0	1,130	0	0
Netflix Inc	Com	64110L106	862,751	1,772	SH		SOLE	0	1,772	0	0
NIKE, Inc. Class B	Com	654106103	366,749	3,378	SH		SOLE	0	3,378	0	0
Nucor Corp	Com	670346105	448,501	2,577	SH		SOLE	0	2,577	0	0
NVIDIA Corporation	Com	67066G104	5,395,917	10,896	SH		SOLE	0	10,896	0	0
Old Dominion Freight Line, Inc	Com	679580100	633,531	1,563	SH		SOLE	0	1,563	0	0
ON Semiconductor Corp	Com	682189105	1,109,111	13,278	SH		SOLE	0	13,278	0	0
Paccar Inc	Com	693718108	703,666	7,206	SH		SOLE	0	7,206	0	0
Pepsico Inc	Com	713448108	893,528	5,261	SH		SOLE	0	5,261	0	0
Pepsico Inc	Com	713448108	148,610	875	SH		DFND	0	875	0	0
Pfizer Inc	Com	717081103	378,876	13,160	SH		SOLE	0	13,160	0	0
Pfizer Inc	Com	717081103	20,153	700	SH		DFND	0	700	0	0
Procter & Gamble Company	Com	742718109	1,628,206	11,111	SH		SOLE	0	11,111	0	0
Procter & Gamble Company	Com	742718109	131,886	900	SH		DFND	0	900	0	0
Progressive Corporation	Com	743315103	744,793	4,676	SH		SOLE	0	4,676	0	0
Public Storage	Com	74460D109	459,025	1,505	SH		SOLE	0	1,505	0	0
Quanta Services	Com	74762E102	615,462	2,852	SH		SOLE	0	2,852	0	0
Realty Income Corp com	Com	756109104	388,274	6,762	SH		SOLE	0	6,762	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	795,731	906	SH		SOLE	0	906	0	0
Ross Stores, Inc.	Com	778296103	297,954	2,153	SH		SOLE	0	2,153	0	0
Schlumberger Ltd	Com	806857108	905,184	17,394	SH		SOLE	0	17,394	0	0
Charles Schwab Corporation	Com	808513105	620,920	9,025	SH		SOLE	0	9,025	0	0
Sempra Energy	Com	816851109	415,574	5,561	SH		SOLE	0	5,561	0	0
Snap On Tools Corp Com	Com	833034101	511,536	1,771	SH		SOLE	0	1,771	0	0
Snap On Tools Corp Com	Com	833034101	34,661	120	SH		DFND	0	120	0	0
Southern Co	Com	842587107	272,066	3,880	SH		SOLE	0	3,880	0	0
Starbucks Corporation	Com	855244109	786,034	8,187	SH		SOLE	0	8,187	0	0
Stryker Corporation	Com	863667101	803,152	2,682	SH		SOLE	0	2,682	0	0
Synopsys Inc	Com	871607107	1,830,505	3,555	SH		SOLE	0	3,555	0	0
TJX Companies Inc	Com	872540109	381,713	4,069	SH		SOLE	0	4,069	0	0
T-Mobile US Inc	Com	872590104	336,052	2,096	SH		SOLE	0	2,096	0	0
Tesla Motors Inc	Com	88160R101	768,549	3,093	SH		SOLE	0	3,093	0	0
Tesla Motors Inc	Com	88160R101	37,272	150	SH		DFND	0	150	0	0
Thermo Fisher Scientific Inc.	Com	883556102	600,854	1,132	SH		SOLE	0	1,132	0	0
Tractor Supply Company	Com	892356106	624,017	2,902	SH		SOLE	0	2,902	0	0
Ulta Beauty Inc	Com	90384S303	631,597	1,289	SH		SOLE	0	1,289	0	0
Union Pacific Corporation	Com	907818108	612,085	2,492	SH		SOLE	0	2,492	0	0
United Rentals Inc	Com	911363109	801,068	1,397	SH		SOLE	0	1,397	0	0
UnitedHealth Group Incorporated	Com	91324P102	1,871,074	3,554	SH		SOLE	0	3,554	0	0
Valero Energy Corporation	Com	91913Y100	641,940	4,938	SH		SOLE	0	4,938	0	0
Verizon Communications Inc.	Com	92343V104	295,907	7,849	SH		SOLE	0	7,849	0	0
Verizon Communications Inc.	Com	92343V104	21,489	570	SH		DFND	0	570	0	0
VICI Properties Inc	Com	925652109	395,248	12,398	SH		SOLE	0	12,398	0	0
Wal-Mart Stores	Com	931142103	1,129,089	7,162	SH		SOLE	0	7,162	0	0
Waste Management, Inc.	Com	94106L109	291,933	1,630	SH		SOLE	0	1,630	0	0
Wells Fargo	Com	949746101	720,679	14,642	SH		SOLE	0	14,642	0	0
Wells Fargo	Com	949746101	83,674	1,700	SH		DFND	0	1,700	0	0
Zoetis Inc.	Com	98978V103	816,914	4,139	SH		SOLE	0	4,139	0	0
Accenture Plc Class A	Com	G1151C101	1,204,323	3,432	SH		SOLE	0	3,432	0	0
Eaton Corporation PLC	Com	G29183103	837,813	3,479	SH		SOLE	0	3,479	0	0
Linde plc	Com	G54950103	307,211	748	SH		SOLE	0	748	0	0