Heartland Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES Corp	Com	00130H105	212,130	11,831	SH		SOLE	0	11,831	0	0
AT&T Inc	Com	00206R102	426,026	24,206	SH		SOLE	0	24,206	0	0
AbbVie Inc	Com	00287Y109	1,002,278	5,504	SH		SOLE	0	5,504	0	0
AbbVie Inc	Com	00287Y109	145,680	800	SH		DFND	0	800	0	0
Advanced Micro Devices	Com	007903107	1,132,575	6,275	SH		SOLE	0	6,275	0	0
Air Products and Chemicals, Inc.	Com	009158106	352,018	1,453	SH		SOLE	0	1,453	0	0
Alliant Energy Corporation	Com	018802108	229,824	4,560	SH		SOLE	0	4,560	0	0
Alphabet Inc., 'C'	Com	02079K107	168,552	1,107	SH		SOLE	0	1,107	0	0
Alphabet Inc., 'C'	Com	02079K107	152,260	1,000	SH		DFND	0	1,000	0	0
Alphabet Inc. Class A	Com	02079K305	6,032,068	39,966	SH		SOLE	0	39,966	0	0
Alphabet Inc. Class A	Com	02079K305	150,930	1,000	SH		DFND	0	1,000	0	0
Amazon.com, Inc.	Com	023135106	4,323,167	23,967	SH		SOLE	0	23,967	0	0
Amazon.com, Inc.	Com	023135106	140,696	780	SH		DFND	0	780	0	0
American Electric Power Inc	Com	025537101	382,198	4,439	SH		SOLE	0	4,439	0	0
American Express	Com	025816109	192,398	845	SH		SOLE	0	845	0	0
American Express	Com	025816109	85,384	375	SH		DFND	0	375	0	0
Ameriprise Financial	Com	03076C106	1,109,692	2,531	SH		SOLE	0	2,531	0	0
Ameriprise Financial	Com	03076C106	87,688	200	SH		DFND	0	100	0	100
Amgen Inc	Com	031162100	408,568	1,437	SH		SOLE	0	1,437	0	0
Amphenol Corp Class A	Com	032095101	519,075	4,500	SH		SOLE	0	4,500	0	0
Apple Inc.	Com	037833100	7,725,517	45,052	SH		SOLE	0	45,052	0	0
Apple Inc.	Com	037833100	288,086	1,680	SH		DFND	0	1,680	0	0
Arista Networks, Inc.	Com	040413106	1,156,440	3,988	SH		SOLE	0	3,988	0	0
Automatic Data Processing, Inc.	Com	053015103	789,928	3,163	SH		SOLE	0	3,163	0	0
Automatic Data Processing, Inc.	Com	053015103	237,253	950	SH		DFND	0	950	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	13,590,856	437,005	SH		SOLE	0	436,679	0	326
iPath Bloomberg Commodity Index Total Return	Com	06738C778	11,631	374	SH		DFND	0	374	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	1,031,956	2,454	SH		SOLE	0	2,454	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	500,839	1,191	SH		DFND	0	1,191	0	0
BlackRock, Inc.	Com	09247X101	207,591	249	SH		SOLE	0	249	0	0
Boston Scientific Corp	Com	101137107	834,140	12,179	SH		SOLE	0	12,179	0	0
Broadcom Inc.	Com	11135F101	2,265,126	1,709	SH		SOLE	0	1,709	0	0
CBOE Global Mkts Inc	Com	12503M108	751,639	4,091	SH		SOLE	0	4,091	0	0
CF Industries Holdings, Inc	Com	125269100	221,671	2,664	SH		SOLE	0	2,664	0	0
CVS Health Corp	Com	126650100	602,268	7,551	SH		SOLE	0	7,551	0	0
CVS Health Corp	Com	126650100	51,445	645	SH		DFND	0	445	0	200
CenterPoint Energy Inc	Com	15189T107	315,612	11,078	SH		SOLE	0	11,078	0	0
Chevron Corporation	Com	166764100	755,259	4,788	SH		SOLE	0	4,788	0	0
Chevron Corporation	Com	166764100	182,032	1,154	SH		DFND	0	741	0	413
Chipotle Mexican Grill, Inc.	Com	169656105	805,175	277	SH		SOLE	0	277	0	0
Cintas Corporation	Com	172908105	289,927	422	SH		SOLE	0	422	0	0
Coca-Cola Co	Com	191216100	496,965	8,123	SH		SOLE	0	8,123	0	0
Commerce Bancshares Inc	Com	200525103	249,987	4,699	SH		SOLE	0	4,699	0	0
Commerce Bancshares Inc	Com	200525103	33,676	633	SH		DFND	0	258	0	375
ConocoPhillips	Com	20825C104	464,063	3,646	SH		SOLE	0	3,646	0	0
Constellation Energy Corporation	Com	21037T109	689,491	3,730	SH		SOLE	0	3,730	0	0
Costco Wholesale Corporation	Com	22160K105	815,417	1,113	SH		SOLE	0	1,113	0	0
Cummins Inc.	Com	231021106	599,907	2,036	SH		SOLE	0	2,036	0	0
Cummins Inc.	Com	231021106	35,358	120	SH		DFND	0	70	0	50
Danaher Corporation	Com	235851102	542,891	2,174	SH		SOLE	0	2,174	0	0
Deere & Co	Com	244199105	628,021	1,529	SH		SOLE	0	1,529	0	0
Diamondback Energy, Inc.	Com	25278X109	312,514	1,577	SH		SOLE	0	1,577	0	0
Equinix, Inc.	Com	29444U700	233,568	283	SH		SOLE	0	283	0	0
Exelon Corp	Com	30161N101	365,293	9,723	SH		SOLE	0	9,723	0	0
Exxon Mobil Corporation	Com	30231G102	1,908,428	16,418	SH		SOLE	0	16,418	0	0
Exxon Mobil Corporation	Com	30231G102	196,446	1,690	SH		DFND	0	1,375	0	315
Meta Platforms, Inc.	Com	30303M102	3,119,852	6,425	SH		SOLE	0	6,425	0	0
F5 Networks	Com	315616102	215,943	1,139	SH		SOLE	0	1,139	0	0
Fox Corporation Class B	Com	35137L204	477,639	16,689	SH		SOLE	0	16,689	0	0
Freeport-McMoRan, Inc	Com	35671D857	513,552	10,922	SH		SOLE	0	10,922	0	0
Gallagher, Arthur J. & CO.	Com	363576109	679,109	2,716	SH		SOLE	0	2,716	0	0
General Dynamics Corporation	Com	369550108	612,438	2,168	SH		SOLE	0	2,168	0	0
General Dynamics Corporation	Com	369550108	112,996	400	SH		DFND	0	400	0	0
General Mills	Com	370334104	520,577	7,440	SH		SOLE	0	7,440	0	0
Globe Life Inc	Com	37959E102	416,023	3,575	SH		SOLE	0	3,575	0	0
Grainger (W.W.)	Com	384802104	778,235	765	SH		SOLE	0	765	0	0
HBT Financial, Inc.	Com	404111106	1,650,768	86,700	SH		SOLE	0	0	0	86,700
HCA Healthcare	Com	40412C101	215,127	645	SH		SOLE	0	645	0	0
Hershey Company	Com	427866108	362,548	1,864	SH		SOLE	0	1,864	0	0
Home Depot, Inc.	Com	437076102	1,166,144	3,040	SH		SOLE	0	3,040	0	0
Home Depot, Inc.	Com	437076102	230,160	600	SH		DFND	0	600	0	0
Host Hotels and Resorts Inc	Com	44107P104	419,163	20,269	SH		SOLE	0	20,269	0	0
Hunt (J.B.) Transport	Com	445658107	289,311	1,452	SH		SOLE	0	1,452	0	0
Huntington Bancshares	Com	446150104	439,662	31,517	SH		SOLE	0	31,517	0	0
IDEX Corp	Com	45167R104	428,499	1,756	SH		SOLE	0	1,756	0	0
IDEXX Laboratories, Inc.	Com	45168D104	771,020	1,428	SH		SOLE	0	1,428	0	0
Ingersoll Rand Inc	Com	45687V106	797,295	8,397	SH		SOLE	0	8,397	0	0
International Business Machines	Com	459200101	807,379	4,228	SH		SOLE	0	4,228	0	0
Intuit Inc.	Com	461202103	1,305,850	2,009	SH		SOLE	0	2,009	0	0
Intuitive Surgical, Inc.	Com	46120E602	998,922	2,503	SH		SOLE	0	2,503	0	0
Iron Mountain Inc	Com	46284V101	646,733	8,063	SH		SOLE	0	8,063	0	0
Iron Mountain Inc	Com	46284V101	44,116	550	SH		DFND	0	220	0	330
iShares Global Infrastructure ETF	Com	464288372	13,766,466	289,090	SH		SOLE	0	288,874	0	216
iShares Global Infrastructure ETF	Com	464288372	11,762	247	SH		DFND	0	247	0	0
iShares Short Treasury Bond ETF	Com	464288679	5,435,915	49,176	SH		SOLE	0	49,176	0	0
iShares iBonds Dec 2025 Term Corporate ETF	Com	46434VBD1	581,472	23,437	SH		SOLE	0	23,437	0	0
iShares iBonds Dec 2024 Term Corporate ETF	Com	46434VBG4	518,234	20,688	SH		SOLE	0	20,688	0	0
iShares iBonds Dec 2026 Term Corporate ETF	Com	46435GAA0	629,926	26,412	SH		SOLE	0	26,412	0	0
iShares iBonds Dec 2027 Term Corporate ETF	Com	46435UAA9	590,311	24,803	SH		SOLE	0	24,803	0	0
JPMorgan Chase Co.	Com	46625H100	3,704,549	18,495	SH		SOLE	0	18,495	0	0
JPMorgan Chase Co.	Com	46625H100	118,177	590	SH		DFND	0	490	0	100
JPMorgan Income Fund Class I	Com	46637K224	3,739,505	446,242	SH		SOLE	0	445,902	0	339
JPMorgan Income Fund Class I	Com	46637K224	3,250	388	SH		DFND	0	388	0	0
Johnson & Johnson	Com	478160104	1,020,958	6,454	SH		SOLE	0	6,454	0	0
Johnson & Johnson	Com	478160104	300,086	1,897	SH		DFND	0	1,897	0	0
KLA Corporation	Com	482480100	1,112,123	1,592	SH		SOLE	0	1,592	0	0
Las Vegas Sands Corp	Com	517834107	234,511	4,536	SH		SOLE	0	4,536	0	0
Lennar Corp.	Com	526057104	402,433	2,340	SH		SOLE	0	2,340	0	0
Eli Lilly and Co	Com	532457108	3,713,981	4,774	SH		SOLE	0	4,774	0	0
MSCI Inc	Com	55354G100	804,806	1,436	SH		SOLE	0	1,436	0	0
Marathon Petroleum Corp	Com	56585A102	402,396	1,997	SH		SOLE	0	1,997	0	0
MarketAxess Holdings Inc.	Com	57060D108	488,270	2,227	SH		SOLE	0	2,227	0	0
Martin Marietta Materials Inc	Com	573284106	488,082	795	SH		SOLE	0	795	0	0
MasterCard Inc. Class A	Com	57636Q104	2,534,021	5,262	SH		SOLE	0	5,262	0	0
McDonald's Corp	Com	580135101	511,175	1,813	SH		SOLE	0	1,813	0	0
McDonald's Corp	Com	580135101	98,683	350	SH		DFND	0	350	0	0
McKesson Corp	Com	58155Q103	537,924	1,002	SH		SOLE	0	1,002	0	0
Merck & Co., Inc.	Com	58933Y105	1,386,399	10,507	SH		SOLE	0	10,507	0	0
Microsoft Corporation	Com	594918104	8,276,825	19,673	SH		SOLE	0	19,673	0	0
Microsoft Corporation	Com	594918104	582,276	1,384	SH		DFND	0	1,384	0	0
Mondelez International 'A'	Com	609207105	623,770	8,911	SH		SOLE	0	8,911	0	0
Monolithic Power Systems Inc	Com	609839105	546,001	806	SH		SOLE	0	806	0	0
Monster Beverage Corporation	Com	61174X109	539,922	9,108	SH		SOLE	0	9,108	0	0
Morningstar	Com	617700109	348,458	1,130	SH		DFND	0	1,130	0	0
NetApp Inc	Com	64110D104	1,303,622	12,419	SH		SOLE	0	12,419	0	0
Netflix Inc	Com	64110L106	1,065,864	1,755	SH		SOLE	0	1,755	0	0
NextEra Energy, Inc.	Com	65339F101	211,478	3,309	SH		SOLE	0	3,309	0	0
NIKE, Inc. Class B	Com	654106103	303,367	3,228	SH		SOLE	0	3,228	0	0
Nucor Corp	Com	670346105	500,093	2,527	SH		SOLE	0	2,527	0	0
NVIDIA Corporation	Com	67066G104	7,128,185	7,889	SH		SOLE	0	7,889	0	0
Old Dominion Freight Line, Inc	Com	679580100	341,246	1,556	SH		SOLE	0	1,556	0	0
Oracle Corp	Com	68389X105	112,672	897	SH		SOLE	0	897	0	0
Oracle Corp	Com	68389X105	100,488	800	SH		DFND	0	800	0	0
Paccar Inc	Com	693718108	885,937	7,151	SH		SOLE	0	7,151	0	0
Palo Alto Networks Inc	Com	697435105	1,084,524	3,817	SH		SOLE	0	3,817	0	0
Paycom Software Inc	Com	70432V102	309,262	1,554	SH		SOLE	0	1,554	0	0
Pepsico Inc	Com	713448108	884,851	5,056	SH		SOLE	0	5,056	0	0
Pepsico Inc	Com	713448108	153,134	875	SH		DFND	0	875	0	0
Principal Financial Group, Inc.	Com	74251V102	454,163	5,262	SH		SOLE	0	5,262	0	0
Procter & Gamble Company	Com	742718109	1,794,485	11,060	SH		SOLE	0	11,060	0	0
Procter & Gamble Company	Com	742718109	146,025	900	SH		DFND	0	900	0	0
Progressive Corporation	Com	743315103	956,336	4,624	SH		SOLE	0	4,624	0	0
Public Storage	Com	74460D109	419,137	1,445	SH		SOLE	0	1,445	0	0
Quanta Services	Com	74762E102	736,533	2,835	SH		SOLE	0	2,835	0	0
Realty Income Corp com	Com	756109104	348,729	6,446	SH		SOLE	0	6,446	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	875,866	910	SH		SOLE	0	910	0	0
Regions Financial Corp	Com	7591EP100	210,421	10,001	SH		SOLE	0	10,001	0	0
Republic Services, Inc	Com	760759100	214,796	1,122	SH		SOLE	0	1,122	0	0
Ross Stores, Inc.	Com	778296103	313,333	2,135	SH		SOLE	0	2,135	0	0
salesforce.com, inc.	Com	79466L302	1,816,718	6,032	SH		SOLE	0	6,032	0	0
Schlumberger Ltd	Com	806857108	902,173	16,460	SH		SOLE	0	16,460	0	0
Charles Schwab Corporation	Com	808513105	647,805	8,955	SH		SOLE	0	8,955	0	0
Sempra Energy	Com	816851109	382,710	5,328	SH		SOLE	0	5,328	0	0
ServiceNow, Inc	Com	81762P102	866,849	1,137	SH		SOLE	0	1,137	0	0
Snap On Tools Corp Com	Com	833034101	519,274	1,753	SH		SOLE	0	1,753	0	0
Snap On Tools Corp Com	Com	833034101	35,546	120	SH		DFND	0	50	0	70
Southern Co	Com	842587107	278,351	3,880	SH		SOLE	0	3,880	0	0
Starbucks Corporation	Com	855244109	740,807	8,106	SH		SOLE	0	8,106	0	0
Stryker Corporation	Com	863667101	630,209	1,761	SH		SOLE	0	1,761	0	0
TJX Companies Inc	Com	872540109	408,824	4,031	SH		SOLE	0	4,031	0	0
T-Mobile US Inc	Com	872590104	336,233	2,060	SH		SOLE	0	2,060	0	0
Tesla Motors Inc	Com	88160R101	1,081,812	6,154	SH		SOLE	0	6,154	0	0
Tesla Motors Inc	Com	88160R101	26,369	150	SH		DFND	0	60	0	90
Thermo Fisher Scientific Inc.	Com	883556102	653,861	1,125	SH		SOLE	0	1,125	0	0
Tractor Supply Company	Com	892356106	755,062	2,885	SH		SOLE	0	2,885	0	0
Ulta Beauty Inc	Com	90384S303	676,607	1,294	SH		SOLE	0	1,294	0	0
Union Pacific Corporation	Com	907818108	412,916	1,679	SH		SOLE	0	1,679	0	0
United Airlines Holdings Inc	Com	910047109	245,002	5,117	SH		SOLE	0	5,117	0	0
United Parcel 'B'	Com	911312106	203,474	1,369	SH		SOLE	0	1,369	0	0
United Parcel 'B'	Com	911312106	28,240	190	SH		DFND	0	190	0	0
United Rentals Inc	Com	911363109	1,007,391	1,397	SH		SOLE	0	1,397	0	0
UnitedHealth Group Incorporated	Com	91324P102	1,747,775	3,533	SH		SOLE	0	3,533	0	0
Valero Energy Corporation	Com	91913Y100	829,383	4,859	SH		SOLE	0	4,859	0	0
Verizon Communications Inc.	Com	92343V104	325,819	7,765	SH		SOLE	0	7,765	0	0
Verizon Communications Inc.	Com	92343V104	23,917	570	SH		DFND	0	570	0	0
VICI Properties Inc	Com	925652109	351,582	11,802	SH		SOLE	0	11,802	0	0
Wal-Mart Stores	Com	931142103	1,624,891	27,005	SH		SOLE	0	27,005	0	0
Waste Management, Inc.	Com	94106L109	345,090	1,619	SH		SOLE	0	1,619	0	0
Wells Fargo	Com	949746101	845,057	14,580	SH		SOLE	0	14,580	0	0
Wells Fargo	Com	949746101	98,532	1,700	SH		DFND	0	1,700	0	0
Zoetis Inc.	Com	98978V103	693,761	4,100	SH		SOLE	0	4,100	0	0
Accenture Plc Class A	Com	G1151C101	503,971	1,454	SH		SOLE	0	1,454	0	0
Eaton Corporation PLC	Com	G29183103	1,090,941	3,489	SH		SOLE	0	3,489	0	0
Linde plc	Com	G54950103	344,525	742	SH		SOLE	0	742	0	0
TE Connectivity	Com	H84989104	201,448	1,387	SH		SOLE	0	1,387	0	0