Heartland Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Aflac Inc	Com	001055102	269,875	2,609	SH		SOLE	0	2,609	0	0
Aflac Inc	Com	001055102	66,202	640	SH		DFND	0	340	0	300
AT&T Inc	Com	00206R102	484,910	21,296	SH		SOLE	0	21,296	0	0
Abbott Laboratories	Com	002824100	669,611	5,920	SH		SOLE	0	5,920	0	0
Abbott Laboratories	Com	002824100	90,488	800	SH		DFND	0	800	0	0
AbbVie Inc	Com	00287Y109	1,322,621	7,443	SH		SOLE	0	7,443	0	0
AbbVie Inc	Com	00287Y109	142,160	800	SH		DFND	0	800	0	0
Advanced Micro Devices	Com	007903107	728,847	6,034	SH		SOLE	0	6,034	0	0
Air Products and Chemicals, Inc.	Com	009158106	409,536	1,412	SH		SOLE	0	1,412	0	0
Alliant Energy Corporation	Com	018802108	269,678	4,560	SH		SOLE	0	4,560	0	0
Alphabet Inc., 'C'	Com	02079K107	207,770	1,091	SH		SOLE	0	1,091	0	0
Alphabet Inc., 'C'	Com	02079K107	190,440	1,000	SH		DFND	0	1,000	0	0
Alphabet Inc. Class A	Com	02079K305	7,125,063	37,639	SH		SOLE	0	37,639	0	0
Alphabet Inc. Class A	Com	02079K305	189,300	1,000	SH		DFND	0	1,000	0	0
Amazon.com, Inc.	Com	023135106	5,091,603	23,208	SH		SOLE	0	23,208	0	0
Amazon.com, Inc.	Com	023135106	171,124	780	SH		DFND	0	780	0	0
American Electric Power Inc	Com	025537101	386,167	4,187	SH		SOLE	0	4,187	0	0
American Express	Com	025816109	252,272	850	SH		SOLE	0	850	0	0
American Express	Com	025816109	111,296	375	SH		DFND	0	375	0	0
Ameriprise Financial	Com	03076C106	1,281,559	2,407	SH		SOLE	0	2,407	0	0
Ameriprise Financial	Com	03076C106	106,486	200	SH		DFND	0	100	0	100
Amphenol Corp Class A	Com	032095101	490,525	7,063	SH		SOLE	0	7,063	0	0
Apple Inc.	Com	037833100	12,628,180	50,428	SH		SOLE	0	50,428	0	0
Apple Inc.	Com	037833100	420,706	1,680	SH		DFND	0	1,680	0	0
Arista Networks Inc	Com	040413205	1,183,003	10,703	SH		SOLE	0	10,703	0	0
Automatic Data Processing, Inc.	Com	053015103	927,661	3,169	SH		SOLE	0	3,169	0	0
Automatic Data Processing, Inc.	Com	053015103	278,094	950	SH		DFND	0	950	0	0
iPath Bloomberg Commodity Index Total Return	Com	06738C778	7,698,937	239,917	SH		SOLE	0	239,614	0	303
Berkshire Hathaway Inc. Class B	Com	084670702	1,125,041	2,482	SH		SOLE	0	2,482	0	0
Berkshire Hathaway Inc. Class B	Com	084670702	271,968	600	SH		DFND	0	600	0	0
Blackrock Inc	Com	09290D101	230,650	225	SH		SOLE	0	225	0	0
Boston Scientific Corp	Com	101137107	793,519	8,884	SH		SOLE	0	8,884	0	0
Broadcom Inc.	Com	11135F101	3,972,578	17,135	SH		SOLE	0	17,135	0	0
CBOE Global Mkts Inc	Com	12503M108	753,658	3,857	SH		SOLE	0	3,857	0	0
CBRE Group, Inc. Class A	Com	12504L109	249,845	1,903	SH		SOLE	0	1,903	0	0
CF Industries Holdings, Inc	Com	125269100	210,996	2,473	SH		SOLE	0	2,473	0	0
Caterpillar Inc	Com	149123101	1,070,868	2,952	SH		SOLE	0	2,952	0	0
CenterPoint Energy Inc	Com	15189T107	330,373	10,412	SH		SOLE	0	10,412	0	0
Chevron Corporation	Com	166764100	651,635	4,499	SH		SOLE	0	4,499	0	0
Chevron Corporation	Com	166764100	167,145	1,154	SH		DFND	0	741	0	413
Chipotle Mexican Grill, Inc.	Com	169656105	794,935	13,183	SH		SOLE	0	13,183	0	0
Cisco Systems, Inc.	Com	17275R102	198,853	3,359	SH		SOLE	0	3,359	0	0
Cisco Systems, Inc.	Com	17275R102	76,960	1,300	SH		DFND	0	1,300	0	0
Cintas Corporation	Com	172908105	305,109	1,670	SH		SOLE	0	1,670	0	0
Coca-Cola Co	Com	191216100	585,929	9,411	SH		SOLE	0	9,411	0	0
Commerce Bancshares Inc	Com	200525103	269,491	4,325	SH		SOLE	0	4,325	0	0
Commerce Bancshares Inc	Com	200525103	41,312	663	SH		DFND	0	270	0	393
Constellation Energy Corporation	Com	21037T109	812,962	3,634	SH		SOLE	0	3,634	0	0
Costco Wholesale Corporation	Com	22160K105	967,581	1,056	SH		SOLE	0	1,056	0	0
Cummins Inc.	Com	231021106	675,238	1,937	SH		SOLE	0	1,937	0	0
Cummins Inc.	Com	231021106	41,832	120	SH		DFND	0	70	0	50
Danaher Corporation	Com	235851102	706,325	3,077	SH		SOLE	0	3,077	0	0
Deere & Co	Com	244199105	676,649	1,597	SH		SOLE	0	1,597	0	0
Diamondback Energy, Inc.	Com	25278X109	241,649	1,475	SH		SOLE	0	1,475	0	0
Equinix, Inc.	Com	29444U700	299,839	318	SH		SOLE	0	318	0	0
Exelon Corp	Com	30161N101	342,712	9,105	SH		SOLE	0	9,105	0	0
Exxon Mobil Corporation	Com	30231G102	1,764,686	16,405	SH		SOLE	0	16,405	0	0
Exxon Mobil Corporation	Com	30231G102	181,793	1,690	SH		DFND	0	1,375	0	315
Meta Platforms, Inc.	Com	30303M102	3,658,266	6,248	SH		SOLE	0	6,248	0	0
Fair Isaac Inc	Com	303250104	764,517	384	SH		SOLE	0	384	0	0
Fox Corporation Class B	Com	35137L204	741,125	16,203	SH		SOLE	0	16,203	0	0
Freeport-McMoRan, Inc	Com	35671D857	402,848	10,579	SH		SOLE	0	10,579	0	0
Gallagher, Arthur J. & CO.	Com	363576109	719,560	2,535	SH		SOLE	0	2,535	0	0
General Dynamics Corporation	Com	369550108	555,437	2,108	SH		SOLE	0	2,108	0	0
General Dynamics Corporation	Com	369550108	105,396	400	SH		DFND	0	400	0	0
General Mills	Com	370334104	445,178	6,981	SH		SOLE	0	6,981	0	0
Grainger (W.W.)	Com	384802104	785,267	745	SH		SOLE	0	745	0	0
HBT Financial, Inc.	Com	404111106	2,009,763	91,770	SH		SOLE	0	5,070	0	86,700
Home Depot, Inc.	Com	437076102	1,169,304	3,006	SH		SOLE	0	3,006	0	0
Home Depot, Inc.	Com	437076102	233,394	600	SH		DFND	0	600	0	0
Host Hotels and Resorts Inc	Com	44107P104	322,105	18,385	SH		SOLE	0	18,385	0	0
Hunt (J.B.) Transport	Com	445658107	225,271	1,320	SH		SOLE	0	1,320	0	0
Huntington Bancshares	Com	446150104	484,586	29,784	SH		SOLE	0	29,784	0	0
IDEX Corp	Com	45167R104	333,190	1,592	SH		SOLE	0	1,592	0	0
Ingersoll Rand Inc	Com	45687V106	721,780	7,979	SH		SOLE	0	7,979	0	0
International Business Machines	Com	459200101	881,518	4,010	SH		SOLE	0	4,010	0	0
Intuitive Surgical, Inc.	Com	46120E602	958,319	1,836	SH		SOLE	0	1,836	0	0
Iron Mountain Inc	Com	46284V101	797,680	7,589	SH		SOLE	0	7,589	0	0
Iron Mountain Inc	Com	46284V101	57,811	550	SH		DFND	0	220	0	330
iShares Global Infrastructure ETF	Com	464288372	15,073,623	288,380	SH		SOLE	0	288,179	0	201
iShares Global Infrastructure ETF	Com	464288372	8,102	155	SH		DFND	0	155	0	0
iShares International Dev Real Estate	Com	464288489	3,279,861	169,941	SH		SOLE	0	169,941	0	0
iShares International Dev Real Estate	Com	464288489	2,007	104	SH		DFND	0	104	0	0
iShares Short Treasury Bond ETF	Com	464288679	4,704,670	42,727	SH		SOLE	0	42,727	0	0
iShares S&P Commodity ETF	Com	46428R107	6,434,058	295,547	SH		SOLE	0	295,547	0	0
iShares S&P Commodity ETF	Com	46428R107	7,576	348	SH		DFND	0	348	0	0
iShares iBonds Dec 2025 Term Corporate ETF	Com	46434VBD1	1,097,090	43,796	SH		SOLE	0	43,796	0	0
iShares iBonds Dec 2026 Term Corporate ETF	Com	46435GAA0	1,617,985	67,220	SH		SOLE	0	67,220	0	0
iShares iBonds 2025 Term High Yield & Income	Com	46435U168	232,046	10,002	SH		SOLE	0	10,002	0	0
iShares iBonds Dec 2028 Term Corporate ETF	Com	46435U515	981,409	39,414	SH		SOLE	0	39,414	0	0
iShares iBonds Dec 2027 Term Corporate ETF	Com	46435UAA9	1,919,651	80,119	SH		SOLE	0	80,119	0	0
iShares iBonds 2027 Term High Yield & Income	Com	46436E478	239,569	10,772	SH		SOLE	0	10,772	0	0
iShares iBonds 2026 Term High Yield & Income	Com	46436E528	230,782	9,969	SH		SOLE	0	9,969	0	0
iShares iBonds Dec 2028 Term Treasury ETF	Com	46436E833	390,651	17,835	SH		SOLE	0	17,835	0	0
iShares iBonds Dec 2027 Term Treasury ETF	Com	46436E841	391,883	17,655	SH		SOLE	0	17,655	0	0
iShares iBonds Dec 2026 Term Treasury ETF	Com	46436E858	393,085	17,233	SH		SOLE	0	17,233	0	0
JPMorgan Chase Co.	Com	46625H100	4,255,092	17,751	SH		SOLE	0	17,751	0	0
JPMorgan Chase Co.	Com	46625H100	141,429	590	SH		DFND	0	490	0	100
Johnson & Johnson	Com	478160104	374,421	2,589	SH		SOLE	0	2,589	0	0
Johnson & Johnson	Com	478160104	274,344	1,897	SH		DFND	0	1,897	0	0
KLA Corporation	Com	482480100	647,763	1,028	SH		SOLE	0	1,028	0	0
Lennar Corp.	Com	526057104	301,241	2,209	SH		SOLE	0	2,209	0	0
Eli Lilly and Co	Com	532457108	3,586,712	4,646	SH		SOLE	0	4,646	0	0
MSCI Inc	Com	55354G100	804,613	1,341	SH		SOLE	0	1,341	0	0
Marathon Petroleum Corp	Com	56585A102	270,630	1,940	SH		SOLE	0	1,940	0	0
Martin Marietta Materials Inc	Com	573284106	389,958	755	SH		SOLE	0	755	0	0
MasterCard Inc. Class A	Com	57636Q104	2,646,014	5,025	SH		SOLE	0	5,025	0	0
McDonald's Corp	Com	580135101	412,803	1,424	SH		SOLE	0	1,424	0	0
McDonald's Corp	Com	580135101	101,462	350	SH		DFND	0	350	0	0
McKesson Corp	Com	58155Q103	487,843	856	SH		SOLE	0	856	0	0
Merck & Co., Inc.	Com	58933Y105	816,233	8,205	SH		SOLE	0	8,205	0	0
Microsoft Corporation	Com	594918104	9,214,833	21,862	SH		SOLE	0	21,862	0	0
Microsoft Corporation	Com	594918104	583,356	1,384	SH		DFND	0	1,384	0	0
Mondelez International 'A'	Com	609207105	465,954	7,801	SH		SOLE	0	7,801	0	0
Monolithic Power Systems Inc	Com	609839105	304,134	514	SH		SOLE	0	514	0	0
Monster Beverage Corporation	Com	61174X109	455,748	8,671	SH		SOLE	0	8,671	0	0
Netflix Inc	Com	64110L106	1,522,375	1,708	SH		SOLE	0	1,708	0	0
NextEra Energy, Inc.	Com	65339F101	260,808	3,638	SH		SOLE	0	3,638	0	0
Nucor Corp	Com	670346105	276,836	2,372	SH		SOLE	0	2,372	0	0
NVIDIA Corporation	Com	67066G104	9,165,830	68,254	SH		SOLE	0	68,254	0	0
Old Dominion Freight Line, Inc	Com	679580100	518,792	2,941	SH		SOLE	0	2,941	0	0
Oracle Corp	Com	68389X105	121,647	730	SH		SOLE	0	730	0	0
Oracle Corp	Com	68389X105	133,312	800	SH		DFND	0	800	0	0
Paccar Inc	Com	693718108	705,672	6,784	SH		SOLE	0	6,784	0	0
Palantir Technologies Inc	Com	69608A108	1,345,760	17,794	SH		SOLE	0	17,794	0	0
Palo Alto Networks Inc	Com	697435105	785,157	4,315	SH		SOLE	0	4,315	0	0
Paycom Software Inc	Com	70432V102	297,411	1,451	SH		SOLE	0	1,451	0	0
Pepsico Inc	Com	713448108	288,762	1,899	SH		SOLE	0	1,899	0	0
Pepsico Inc	Com	713448108	133,053	875	SH		DFND	0	875	0	0
Principal Financial Group, Inc.	Com	74251V102	373,813	4,829	SH		SOLE	0	4,829	0	0
Procter & Gamble Company	Com	742718109	1,720,257	10,261	SH		SOLE	0	10,261	0	0
Procter & Gamble Company	Com	742718109	150,885	900	SH		DFND	0	900	0	0
Progressive Corporation	Com	743315103	1,045,898	4,365	SH		SOLE	0	4,365	0	0
Public Storage	Com	74460D109	421,612	1,408	SH		SOLE	0	1,408	0	0
Quanta Services	Com	74762E102	849,226	2,687	SH		SOLE	0	2,687	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	411,727	578	SH		SOLE	0	578	0	0
Regions Financial Corp	Com	7591EP100	268,904	11,433	SH		SOLE	0	11,433	0	0
Republic Services, Inc	Com	760759100	210,837	1,048	SH		SOLE	0	1,048	0	0
Ross Stores, Inc.	Com	778296103	300,573	1,987	SH		SOLE	0	1,987	0	0
salesforce.com, inc.	Com	79466L302	920,745	2,754	SH		SOLE	0	2,754	0	0
Charles Schwab Corporation	Com	808513105	599,333	8,098	SH		SOLE	0	8,098	0	0
Sempra Energy	Com	816851109	454,828	5,185	SH		SOLE	0	5,185	0	0
ServiceNow, Inc	Com	81762P102	900,042	849	SH		SOLE	0	849	0	0
Snap On Tools Corp Com	Com	833034101	562,179	1,656	SH		SOLE	0	1,656	0	0
Snap On Tools Corp Com	Com	833034101	40,738	120	SH		DFND	0	50	0	70
Southern Co	Com	842587107	319,402	3,880	SH		SOLE	0	3,880	0	0
Starbucks Corporation	Com	855244109	673,699	7,383	SH		SOLE	0	7,383	0	0
Stryker Corporation	Com	863667101	714,339	1,984	SH		SOLE	0	1,984	0	0
TJX Companies Inc	Com	872540109	480,824	3,980	SH		SOLE	0	3,980	0	0
T-Mobile US Inc	Com	872590104	427,995	1,939	SH		SOLE	0	1,939	0	0
Tesla Motors Inc	Com	88160R101	2,477,962	6,136	SH		SOLE	0	6,136	0	0
Tesla Motors Inc	Com	88160R101	60,576	150	SH		DFND	0	60	0	90
Thermo Fisher Scientific Inc.	Com	883556102	561,328	1,079	SH		SOLE	0	1,079	0	0
Tractor Supply Company	Com	892356106	729,946	13,757	SH		SOLE	0	13,757	0	0
Ulta Beauty Inc	Com	90384S303	504,954	1,161	SH		SOLE	0	1,161	0	0
Union Pacific Corporation	Com	907818108	385,160	1,689	SH		SOLE	0	1,689	0	0
United Airlines Holdings Inc	Com	910047109	460,060	4,738	SH		SOLE	0	4,738	0	0
United Rentals Inc	Com	911363109	921,408	1,308	SH		SOLE	0	1,308	0	0
UnitedHealth Group Incorporated	Com	91324P102	1,623,305	3,209	SH		SOLE	0	3,209	0	0
Valero Energy Corporation	Com	91913Y100	547,487	4,466	SH		SOLE	0	4,466	0	0
Verizon Communications Inc.	Com	92343V104	301,245	7,533	SH		SOLE	0	7,533	0	0
Verizon Communications Inc.	Com	92343V104	22,794	570	SH		DFND	0	570	0	0
VICI Properties Inc	Com	925652109	333,374	11,413	SH		SOLE	0	11,413	0	0
Wal-Mart Stores	Com	931142103	2,167,135	23,986	SH		SOLE	0	23,986	0	0
Waste Management, Inc.	Com	94106L109	312,371	1,548	SH		SOLE	0	1,548	0	0
Waters Corporation	Com	941848103	208,491	562	SH		SOLE	0	562	0	0
Wells Fargo	Com	949746101	983,500	14,002	SH		SOLE	0	14,002	0	0
Wells Fargo	Com	949746101	119,408	1,700	SH		DFND	0	1,700	0	0
Zebra Technologies Corp Class A	Com	989207105	287,734	745	SH		SOLE	0	745	0	0
Accenture Plc Class A	Com	G1151C101	329,275	936	SH		SOLE	0	936	0	0
Eaton Corporation PLC	Com	G29183103	1,112,428	3,352	SH		SOLE	0	3,352	0	0
Linde plc	Com	G54950103	335,355	801	SH		SOLE	0	801	0	0