Keystone Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	611,169	5,606	SH		SOLE		0	0	5,606
ABBVIE INC	COM	00287Y109	1,015,205	7,535	SH		SOLE		0	0	7,535
ADVANCED MICRO DEVICES INC	COM	007903107	250,716	2,201	SH		SOLE		0	0	2,201
ALLEGION PLC	ORD SHS	G0176J109	423,191	3,526	SH		SOLE		0	0	3,526
ALPHABET INC	CAP STK CL A	02079K305	956,164	7,988	SH		SOLE		0	0	7,988
ALPHABET INC	CAP STK CL C	02079K107	300,817	2,487	SH		SOLE		0	0	2,487
ALTRIA GROUP INC	COM	02209S103	581,428	12,835	SH		SOLE		0	0	12,835
AMAZON COM INC	COM	023135106	2,374,627	18,216	SH		SOLE		0	0	18,216
AMGEN INC	COM	031162100	519,359	2,339	SH		SOLE		0	0	2,339
APOLLO GLOBAL MGMT INC	COM	03769M106	302,555	3,939	SH		SOLE		0	0	3,939
APPLE INC	COM	037833100	14,814,544	76,375	SH		SOLE		0	0	76,375
ARCHER DANIELS MIDLAND CO	COM	039483102	231,249	3,060	SH		SOLE		0	0	3,060
AT&T INC	COM	00206R102	195,206	12,239	SH		SOLE		0	0	12,239
AXT INC	COM	00246W103	511,480	148,686	SH		SOLE		0	0	148,686
BELPOINTE PREP LLC	UNIT RP LTD LB A	080694102	1,141,923	13,272	SH		SOLE		0	0	13,272
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	4,660,290	9	SH		SOLE		0	0	9
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,652,486	4,846	SH		SOLE		0	0	4,846
BLACKROCK MUNIHLDNGS CALI QL	COM	09254L107	266,172	24,532	SH		SOLE		0	0	24,532
BLACKSTONE INC	COM	09260D107	207,416	2,231	SH		SOLE		0	0	2,231
BOEING CO	COM	097023105	403,527	1,911	SH		SOLE		0	0	1,911
BP PLC	SPONSORED ADR	055622104	264,463	7,494	SH		SOLE		0	0	7,494
BRISTOL-MYERS SQUIBB CO	COM	110122108	471,409	7,372	SH		SOLE		0	0	7,372
CALIFORNIA BANCORP INC	COM	13005U101	393,750	26,250	SH		SOLE		0	0	26,250
CARDINAL HEALTH INC	COM	14149Y108	308,983	3,267	SH		SOLE		0	0	3,267
CHEVRON CORP NEW	COM	166764100	265,426	1,687	SH		SOLE		0	0	1,687
COCA COLA CO	COM	191216100	295,731	4,911	SH		SOLE		0	0	4,911
CONOCOPHILLIPS	COM	20825C104	5,767,615	55,667	SH		SOLE		0	0	55,667
COSTCO WHSL CORP NEW	COM	22160K105	2,234,348	4,150	SH		SOLE		0	0	4,150
CUMMINS INC	COM	231021106	269,468	1,099	SH		SOLE		0	0	1,099
DANAHER CORPORATION	COM	235851102	315,401	1,314	SH		SOLE		0	0	1,314
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	344,724	12,697	SH		SOLE		0	0	12,697
DISNEY WALT CO	COM	254687106	709,972	7,952	SH		SOLE		0	0	7,952
EXXON MOBIL CORP	COM	30231G102	436,833	4,073	SH		SOLE		0	0	4,073
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	335,881	7,395	SH		SOLE		0	0	7,395
FIRST TR EXCH TRADED FD III	SHRT DUR MNG MUN	33739P830	227,010	11,500	SH		SOLE		0	0	11,500
FIRST TR EXCHANGE-TRADED ALP	MID CP GR ALPH	33737M102	284,902	4,398	SH		SOLE		0	0	4,398
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	1,291,022	17,195	SH		SOLE		0	0	17,195
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	1,129,919	19,019	SH		SOLE		0	0	19,019
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	535,646	11,373	SH		SOLE		0	0	11,373
FIRST TR EXCHNG TRADED FD VI	CBOE EQT BUFER	33740F847	1,748,866	43,434	SH		SOLE		0	0	43,434
FIRST TR EXCHNG TRADED FD VI	CBOE EQT DEP NOV	33740F839	1,823,567	50,236	SH		SOLE		0	0	50,236
FIRST TR EXCHNG TRADED FD VI	CBOE VEST NAS100	33740F557	1,443,580	64,880	SH		SOLE		0	0	64,880
FIRST TR EXCHNG TRADED FD VI	CBOE VEST NAS100	33740U836	1,497,518	70,191	SH		SOLE		0	0	70,191
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US BUF	33740F748	6,420,764	164,782	SH		SOLE		0	0	164,782
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US DEP	33740U802	271,496	8,832	SH		SOLE		0	0	8,832
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F722	9,968,682	240,557	SH		SOLE		0	0	240,557
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U737	798,843	25,612	SH		SOLE		0	0	25,612
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U208	708,591	18,169	SH		SOLE		0	0	18,169
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U786	524,756	16,082	SH		SOLE		0	0	16,082
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F631	1,203,646	36,820	SH		SOLE		0	0	36,820
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U885	1,083,649	33,028	SH		SOLE		0	0	33,028
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F516	248,712	7,645	SH		SOLE		0	0	7,645
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F433	421,620	13,998	SH		SOLE		0	0	13,998
FIRST TR EXCHNG TRADED FD VI	FT CBOE DEEP BFR	33740U406	221,812	6,570	SH		SOLE		0	0	6,570
FIRST TR EXCHNG TRADED FD VI	FT CBOE EQTY BFR	33740U505	2,785,784	77,306	SH		SOLE		0	0	77,306
FIRST TR EXCHNG TRADED FD VI	FT CBOE US EQ MD	33740F458	705,444	22,705	SH		SOLE		0	0	22,705
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST 100	33740F649	394,848	17,635	SH		SOLE		0	0	17,635
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST BFR	33740F623	1,565,067	42,083	SH		SOLE		0	0	42,083
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST MAR	33740F599	874,859	24,554	SH		SOLE		0	0	24,554
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST U S	33740F441	246,835	7,902	SH		SOLE		0	0	7,902
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740U307	5,640,279	148,496	SH		SOLE		0	0	148,496
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740F482	882,661	27,761	SH		SOLE		0	0	27,761
FIRST TR EXCHNG TRADED FD VI	US EQT BUFFER	33740F763	2,741,843	68,830	SH		SOLE		0	0	68,830
FIRST TR EXCHNG TRADED FD VI	US EQT DEEP DUFR	33740F771	764,379	21,611	SH		SOLE		0	0	21,611
FIRST TR EXCHNG TRADED FD VI	VEST US BUFFER	33740F862	3,285,536	85,073	SH		SOLE		0	0	85,073
FIRST TR EXCHNG TRADED FD VI	VEST US EQTY BUF	33740F664	867,124	22,977	SH		SOLE		0	0	22,977
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	1,077,847	16,164	SH		SOLE		0	0	16,164
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	2,398,149	28,546	SH		SOLE		0	0	28,546
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	942,861	9,789	SH		SOLE		0	0	9,789
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	496,255	4,642	SH		SOLE		0	0	4,642
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	394,536	2,681	SH		SOLE		0	0	2,681
FIRST TR SML CP CORE ALPHA F	COM SHS	33734Y109	612,251	7,443	SH		SOLE		0	0	7,443
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	582,227	14,523	SH		SOLE		0	0	14,523
FIRST TRUST LRGCP GWT ALPHAD	COM SHS	33735K108	1,156,743	11,420	SH		SOLE		0	0	11,420
FLOWERS FOODS INC	COM	343498101	306,867	12,334	SH		SOLE		0	0	12,334
GENERAL MLS INC	COM	370334104	490,161	6,391	SH		SOLE		0	0	6,391
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	489,242	4,889	SH		SOLE		0	0	4,889
HIGHLAND OPPORTUNITIES	HIGHLAND INCOME	43010E404	151,352	16,761	SH		SOLE		0	0	16,761
HOME DEPOT INC	COM	437076102	594,807	1,915	SH		SOLE		0	0	1,915
HONEYWELL INTL INC	COM	438516106	201,275	970	SH		SOLE		0	0	970
INDEPENDENCE RLTY TR INC	COM	45378A106	549,625	30,166	SH		SOLE		0	0	30,166
INGERSOLL RAND INC	COM	45687V106	598,959	9,164	SH		SOLE		0	0	9,164
INNOVATOR ETFS TR	GRWT100 PWR BF	45782C334	631,645	15,151	SH		SOLE		0	0	15,151
INNOVATOR ETFS TR	GRWT100 PWR BF	45782C466	277,922	6,943	SH		SOLE		0	0	6,943
INNOVATOR ETFS TR	US EQTY PWR BF	45782C680	3,156,972	101,185	SH		SOLE		0	0	101,185
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C383	2,472,032	73,202	SH		SOLE		0	0	73,202
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	937,160	28,000	SH		SOLE		0	0	28,000
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C318	626,134	20,976	SH		SOLE		0	0	20,976
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C508	911,877	25,972	SH		SOLE		0	0	25,972
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C417	957,754	31,106	SH		SOLE		0	0	31,106
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C656	2,071,066	63,316	SH		SOLE		0	0	63,316
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C540	749,466	22,520	SH		SOLE		0	0	22,520
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C573	4,616,100	136,128	SH		SOLE		0	0	136,128
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	330,140	2,164	SH		SOLE		0	0	2,164
INVESCO QQQ TR	UNIT SER 1	46090E103	6,625,859	17,936	SH		SOLE		0	0	17,936
ISHARES INC	MSCI EMERG MRKT	464286533	1,493,889	27,171	SH		SOLE		0	0	27,171
ISHARES TR	0-5 YR TIPS ETF	46429B747	489,747	5,018	SH		SOLE		0	0	5,018
ISHARES TR	10-20 YR TRS ETF	464288653	802,327	7,243	SH		SOLE		0	0	7,243
ISHARES TR	CORE S&P MCP ETF	464287507	548,206	2,097	SH		SOLE		0	0	2,097
ISHARES TR	CORE S&P SCP ETF	464287804	392,223	3,936	SH		SOLE		0	0	3,936
ISHARES TR	CORE S&P TTL STK	464287150	866,984	8,861	SH		SOLE		0	0	8,861
ISHARES TR	CORE S&P500 ETF	464287200	21,834,568	48,988	SH		SOLE		0	0	48,988
ISHARES TR	CORE TOTAL USD	46434V613	9,917,611	218,113	SH		SOLE		0	0	218,113
ISHARES TR	EAFE GRWTH ETF	464288885	2,898,780	30,382	SH		SOLE		0	0	30,382
ISHARES TR	EAFE VALUE ETF	464288877	1,777,336	36,317	SH		SOLE		0	0	36,317
ISHARES TR	ESG AWR MSCI USA	46435G425	6,007,757	61,643	SH		SOLE		0	0	61,643
ISHARES TR	FALN ANGLS USD	46435G474	371,524	14,644	SH		SOLE		0	0	14,644
ISHARES TR	FLTG RATE NT ETF	46429B655	888,450	17,482	SH		SOLE		0	0	17,482
ISHARES TR	GLOBAL TECH ETF	464287291	697,604	11,217	SH		SOLE		0	0	11,217
ISHARES TR	IBDS DEC28 ETF	46435U515	626,763	25,582	SH		SOLE		0	0	25,582
ISHARES TR	JPMORGAN USD EMG	464288281	353,116	4,080	SH		SOLE		0	0	4,080
ISHARES TR	MBS ETF	464288588	3,500,808	37,536	SH		SOLE		0	0	37,536
ISHARES TR	MSCI EAFE ETF	464287465	822,813	11,349	SH		SOLE		0	0	11,349
ISHARES TR	MSCI EMG MKT ETF	464287234	230,516	5,827	SH		SOLE		0	0	5,827
ISHARES TR	MSCI USA MIN VOL	46429B697	2,415,656	32,499	SH		SOLE		0	0	32,499
ISHARES TR	MSCI USA QLT FCT	46432F339	4,637,401	34,384	SH		SOLE		0	0	34,384
ISHARES TR	MSCI USA VALUE	46432F388	619,018	6,600	SH		SOLE		0	0	6,600
ISHARES TR	NATIONAL MUN ETF	464288414	2,759,734	25,857	SH		SOLE		0	0	25,857
ISHARES TR	PFD AND INCM SEC	464288687	593,982	19,204	SH		SOLE		0	0	19,204
ISHARES TR	RUS 1000 ETF	464287622	247,893	1,017	SH		SOLE		0	0	1,017
ISHARES TR	RUS 1000 GRW ETF	464287614	660,951	2,402	SH		SOLE		0	0	2,402
ISHARES TR	RUS 1000 VAL ETF	464287598	1,356,956	8,598	SH		SOLE		0	0	8,598
ISHARES TR	RUS 2000 GRW ETF	464287648	305,612	1,259	SH		SOLE		0	0	1,259
ISHARES TR	RUS 2000 VAL ETF	464287630	293,850	2,087	SH		SOLE		0	0	2,087
ISHARES TR	RUS MD CP GR ETF	464287481	202,536	2,096	SH		SOLE		0	0	2,096
ISHARES TR	RUS MDCP VAL ETF	464287473	323,589	2,946	SH		SOLE		0	0	2,946
ISHARES TR	RUS MID CAP ETF	464287499	300,153	4,110	SH		SOLE		0	0	4,110
ISHARES TR	RUSSELL 2000 ETF	464287655	1,597,188	8,529	SH		SOLE		0	0	8,529
ISHARES TR	RUSSELL 3000 ETF	464287689	228,778	899	SH		SOLE		0	0	899
ISHARES TR	SELECT DIVID ETF	464287168	535,581	4,727	SH		SOLE		0	0	4,727
ISHARES TR	SHRT NAT MUN ETF	464288158	231,489	2,225	SH		SOLE		0	0	2,225
ISHARES TR	SP SMCP600VL ETF	464287879	330,479	3,475	SH		SOLE		0	0	3,475
ISHARES TR	U.S. MED DVC ETF	464288810	231,325	4,097	SH		SOLE		0	0	4,097
ISHARES TR	U.S. TECH ETF	464287721	2,037,973	18,719	SH		SOLE		0	0	18,719
ISHARES TR	US HLTHCARE ETF	464287762	235,973	842	SH		SOLE		0	0	842
ISHARES TR	US INFRASTRUC	46435U713	451,328	11,549	SH		SOLE		0	0	11,549
ISHARES TR	US TREAS BD ETF	46429B267	3,070,794	134,096	SH		SOLE		0	0	134,096
JOHNSON & JOHNSON	COM	478160104	1,345,212	8,127	SH		SOLE		0	0	8,127
JPMORGAN CHASE & CO	COM	46625H100	600,558	4,129	SH		SOLE		0	0	4,129
KIMBERLY-CLARK CORP	COM	494368103	263,840	1,911	SH		SOLE		0	0	1,911
LILLY ELI & CO	COM	532457108	387,982	827	SH		SOLE		0	0	827
LOWES COS INC	COM	548661107	207,280	918	SH		SOLE		0	0	918
MARKFORGED HOLDING CORPORATI	COM	57064N102	42,350	35,000	SH		SOLE		0	0	35,000
MCDONALDS CORP	COM	580135101	612,229	2,052	SH		SOLE		0	0	2,052
MERCK & CO INC	COM	58933Y105	501,491	4,346	SH		SOLE		0	0	4,346
META PLATFORMS INC	CL A	30303M102	417,269	1,454	SH		SOLE		0	0	1,454
MICROSOFT CORP	COM	594918104	7,111,304	20,882	SH		SOLE		0	0	20,882
MONDELEZ INTL INC	CL A	609207105	361,499	4,956	SH		SOLE		0	0	4,956
NEXTERA ENERGY INC	COM	65339F101	274,577	3,701	SH		SOLE		0	0	3,701
NORTHERN DYNASTY MINERALS LT	COM NEW	66510M204	5,100	21,250	SH		SOLE		0	0	21,250
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	142,611	12,654	SH		SOLE		0	0	12,654
NVIDIA CORPORATION	COM	67066G104	1,007,277	2,381	SH		SOLE		0	0	2,381
ORACLE CORP	COM	68389X105	361,312	3,034	SH		SOLE		0	0	3,034
PARKER-HANNIFIN CORP	COM	701094104	479,313	1,229	SH		SOLE		0	0	1,229
PEAKSTONE REALTY TRUST	COMMON SHARES	39818P799	832,702	29,825	SH		SOLE		0	0	29,825
PEPSICO INC	COM	713448108	462,584	2,497	SH		SOLE		0	0	2,497
PFIZER INC	COM	717081103	647,311	17,648	SH		SOLE		0	0	17,648
PHILIP MORRIS INTL INC	COM	718172109	773,814	7,927	SH		SOLE		0	0	7,927
PHILLIPS 66	COM	718546104	1,797,253	18,843	SH		SOLE		0	0	18,843
PIMCO ETF TR	ACTIVE BD ETF	72201R775	250,397	2,733	SH		SOLE		0	0	2,733
PIMCO ETF TR	INV GRD CRP BD	72201R817	334,251	3,524	SH		SOLE		0	0	3,524
PROCTER AND GAMBLE CO	COM	742718109	394,201	2,598	SH		SOLE		0	0	2,598
QUALCOMM INC	COM	747525103	439,751	3,694	SH		SOLE		0	0	3,694
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	377,331	10,584	SH		SOLE		0	0	10,584
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	642,024	12,259	SH		SOLE		0	0	12,259
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	294,850	4,151	SH		SOLE		0	0	4,151
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	247,441	5,649	SH		SOLE		0	0	5,649
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	1,075,672	17,386	SH		SOLE		0	0	17,386
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	212,349	2,863	SH		SOLE		0	0	2,863
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	436,579	3,289	SH		SOLE		0	0	3,289
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	710,738	2,067	SH		SOLE		0	0	2,067
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,005,440	30,899	SH		SOLE		0	0	30,899
SPDR S&P 500 ETF TR	TR UNIT	78462F103	5,844,841	13,185	SH		SOLE		0	0	13,185
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	298,453	3,243	SH		SOLE		0	0	3,243
SPDR SER TR	PORTFLI HIGH YLD	78468R606	1,189,059	52,060	SH		SOLE		0	0	52,060
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	1,662,102	65,514	SH		SOLE		0	0	65,514
SPDR SER TR	PORTFOLIO CRPORT	78464A144	1,532,781	53,083	SH		SOLE		0	0	53,083
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,070,249	23,322	SH		SOLE		0	0	23,322
SPDR SER TR	S&P 600 SMCP GRW	78464A201	637,751	8,287	SH		SOLE		0	0	8,287
SPDR SER TR	SPDR S&P1500VL	78464A128	915,856	6,166	SH		SOLE		0	0	6,166
SPROTT PHYSICAL SILVER TR	TR UNIT	85207K107	258,472	33,180	SH		SOLE		0	0	33,180
STARBUCKS CORP	COM	855244109	1,149,931	11,608	SH		SOLE		0	0	11,608
TARGET CORP	COM	87612E106	528,076	4,004	SH		SOLE		0	0	4,004
TESLA INC	COM	88160R101	1,018,758	3,892	SH		SOLE		0	0	3,892
TINGO GROUP INC	COM	55328R109	13,332	11,018	SH		SOLE		0	0	11,018
TRANE TECHNOLOGIES PLC	SHS	G8994E103	2,016,072	10,541	SH		SOLE		0	0	10,541
UNITED PARCEL SERVICE INC	CL B	911312106	225,955	1,261	SH		SOLE		0	0	1,261
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,175,046	5,337	SH		SOLE		0	0	5,337
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,902,563	12,037	SH		SOLE		0	0	12,037
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	227,425	1,375	SH		SOLE		0	0	1,375
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	532,857	2,419	SH		SOLE		0	0	2,419
VANGUARD INDEX FDS	VALUE ETF	922908744	1,907,654	13,425	SH		SOLE		0	0	13,425
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	781,074	4,809	SH		SOLE		0	0	4,809
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	273,570	5,924	SH		SOLE		0	0	5,924
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	695,955	6,561	SH		SOLE		0	0	6,561
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	253,914	1,306	SH		SOLE		0	0	1,306
VERIZON COMMUNICATIONS INC	COM	92343V104	285,678	7,682	SH		SOLE		0	0	7,682
VISA INC	COM CL A	92826C839	930,481	3,918	SH		SOLE		0	0	3,918
VROOM INC	COM	92918V109	17,280	12,000	SH		SOLE		0	0	12,000
WALMART INC	COM	931142103	507,237	3,227	SH		SOLE		0	0	3,227
WASTE MGMT INC DEL	COM	94106L109	211,295	1,218	SH		SOLE		0	0	1,218
WELLS FARGO CO NEW	COM	949746101	1,469,679	34,435	SH		SOLE		0	0	34,435