Five Oceans Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC	COM	00287Y109	912,685	5,012	SH		SOLE	0	0	0	5,012
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	463,764	1,338	SH		SOLE	0	0	0	1,338
ADOBE INC	COM	00724F101	421,846	836	SH		SOLE	0	0	0	836
ADVANCED MICRO DEVICES INC	COM	007903107	383,361	2,124	SH		SOLE	0	0	0	2,124
AEGON LTD	AMER REG 1 CERT	0076CA104	61,326	10,137	SH		SOLE	0	0	0	10,137
AFLAC INC	COM	001055102	256,636	2,989	SH		SOLE	0	0	0	2,989
ALPHABET INC	CAP STK CL A	02079K305	1,675,927	11,104	SH		SOLE	0	0	0	11,104
ALPHABET INC	CAP STK CL C	02079K107	1,643,038	10,791	SH		SOLE	0	0	0	10,791
AMAZON COM INC	COM	023135106	2,131,731	11,818	SH		SOLE	0	0	0	11,818
AMERICAN EXPRESS CO	COM	025816109	348,606	1,531	SH		SOLE	0	0	0	1,531
AMERICAN INTL GROUP INC	COM NEW	026874784	206,681	2,644	SH		SOLE	0	0	0	2,644
AMERIPRISE FINL INC	COM	03076C106	278,409	635	SH		SOLE	0	0	0	635
AMGEN INC	COM	031162100	424,490	1,493	SH		SOLE	0	0	0	1,493
APOLLO GLOBAL MGMT INC	COM	03769M106	217,366	1,933	SH		SOLE	0	0	0	1,933
APPLE INC	COM	037833100	4,913,731	28,655	SH		SOLE	0	0	0	28,655
APPLIED MATLS INC	COM	038222105	398,024	1,930	SH		SOLE	0	0	0	1,930
ARISTA NETWORKS INC	COM	040413106	204,146	704	SH		SOLE	0	0	0	704
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	1,898,239	1,956	SH		SOLE	0	0	0	1,956
ASTRAZENECA PLC	SPONSORED ADR	046353108	471,879	6,965	SH		SOLE	0	0	0	6,965
AUTOMATIC DATA PROCESSING IN	COM	053015103	414,069	1,658	SH		SOLE	0	0	0	1,658
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	220,117	18,591	SH		SOLE	0	0	0	18,591
BANCO SANTANDER S.A.	ADR	05964H105	332,808	68,762	SH		SOLE	0	0	0	68,762
BANK AMERICA CORP	COM	060505104	280,229	7,390	SH		SOLE	0	0	0	7,390
BANK MONTREAL QUE	COM	063671101	270,964	2,774	SH		SOLE	0	0	0	2,774
BANK NOVA SCOTIA HALIFAX	COM	064149107	213,282	4,119	SH		SOLE	0	0	0	4,119
BARCLAYS PLC	ADR	06738E204	150,236	15,898	SH		SOLE	0	0	0	15,898
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	926,826	2,204	SH		SOLE	0	0	0	2,204
BLACKROCK INC	COM	09247X101	262,616	315	SH		SOLE	0	0	0	315
BOOKING HOLDINGS INC	COM	09857L108	377,300	104	SH		SOLE	0	0	0	104
BRISTOL-MYERS SQUIBB CO	COM	110122108	340,998	6,288	SH		SOLE	0	0	0	6,288
BROADCOM INC	COM	11135F101	1,374,450	1,037	SH		SOLE	0	0	0	1,037
BUILDERS FIRSTSOURCE INC	COM	12008R107	239,833	1,150	SH		SOLE	0	0	0	1,150
CANADIAN IMPERIAL BK COMM TO	COM	136069101	205,467	4,051	SH		SOLE	0	0	0	4,051
CARRIER GLOBAL CORPORATION	COM	14448C104	206,478	3,552	SH		SOLE	0	0	0	3,552
CATERPILLAR INC	COM	149123101	436,785	1,192	SH		SOLE	0	0	0	1,192
CGI INC	CL A SUB VTG	12532H104	307,494	2,783	SH		SOLE	0	0	0	2,783
CHUBB LIMITED	COM	H1467J104	229,848	887	SH		SOLE	0	0	0	887
CINTAS CORP	COM	172908105	210,918	307	SH		SOLE	0	0	0	307
CISCO SYS INC	COM	17275R102	504,081	10,100	SH		SOLE	0	0	0	10,100
COCA COLA CO	COM	191216100	500,697	8,184	SH		SOLE	0	0	0	8,184
COMCAST CORP NEW	CL A	20030N101	383,084	8,837	SH		SOLE	0	0	0	8,837
COSTCO WHSL CORP NEW	COM	22160K105	1,224,957	1,672	SH		SOLE	0	0	0	1,672
CVS HEALTH CORP	COM	126650100	428,231	5,369	SH		SOLE	0	0	0	5,369
D R HORTON INC	COM	23331A109	346,871	2,108	SH		SOLE	0	0	0	2,108
DANAHER CORPORATION	COM	235851102	267,450	1,071	SH		SOLE	0	0	0	1,071
DECKERS OUTDOOR CORP	COM	243537107	221,196	235	SH		SOLE	0	0	0	235
DEERE & CO	COM	244199105	264,106	643	SH		SOLE	0	0	0	643
DIAGEO PLC	SPON ADR NEW	25243Q205	287,366	1,932	SH		SOLE	0	0	0	1,932
DIMENSIONAL ETF TRUST	GLOBAL REAL EST	25434V658	265,829	10,412	SH		SOLE	0	0	0	10,412
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	671,999	22,237	SH		SOLE	0	0	0	22,237
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	1,604,158	28,153	SH		SOLE	0	0	0	28,153
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	10,814,508	338,482	SH		SOLE	0	0	0	338,482
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	2,371,538	38,042	SH		SOLE	0	0	0	38,042
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	600,962	11,041	SH		SOLE	0	0	0	11,041
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	513,324	13,968	SH		SOLE	0	0	0	13,968
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	959,648	37,722	SH		SOLE	0	0	0	37,722
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	8,870,153	215,034	SH		SOLE	0	0	0	215,034
DIMENSIONAL ETF TRUST	SHORT DURATION F	25434V864	1,354,517	28,795	SH		SOLE	0	0	0	28,795
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	553,279	13,189	SH		SOLE	0	0	0	13,189
DIMENSIONAL ETF TRUST	NATL MUN BD ETF	25434V849	756,071	15,722	SH		SOLE	0	0	0	15,722
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	494,667	22,113	SH		SOLE	0	0	0	22,113
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	4,723,157	176,567	SH		SOLE	0	0	0	176,567
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	350,564	13,989	SH		SOLE	0	0	0	13,989
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	2,293,703	89,984	SH		SOLE	0	0	0	89,984
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	238,611	5,834	SH		SOLE	0	0	0	5,834
DIMENSIONAL ETF TRUST	INTERNATIONAL	25434V690	4,127,841	122,597	SH		SOLE	0	0	0	122,597
DIMENSIONAL ETF TRUST	EMERGING MARKETS	25434V682	10,475,433	325,324	SH		SOLE	0	0	0	325,324
DIMENSIONAL ETF TRUST	US SUSTAINABILTY	25434V716	2,612,992	75,937	SH		SOLE	0	0	0	75,937
DISNEY WALT CO	COM	254687106	350,684	2,866	SH		SOLE	0	0	0	2,866
EATON CORP PLC	SHS	G29183103	291,105	931	SH		SOLE	0	0	0	931
ELEVANCE HEALTH INC	COM	036752103	411,202	793	SH		SOLE	0	0	0	793
ELI LILLY & CO	COM	532457108	926,550	1,191	SH		SOLE	0	0	0	1,191
FERRARI N V	COM	N3167Y103	225,381	517	SH		SOLE	0	0	0	517
GENERAL ELECTRIC CO	COM NEW	369604301	221,343	1,261	SH		SOLE	0	0	0	1,261
GILEAD SCIENCES INC	COM	375558103	241,872	3,302	SH		SOLE	0	0	0	3,302
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	375,050	3,717	SH		SOLE	0	0	0	3,717
GOLDMAN SACHS GROUP INC	COM	38141G104	295,725	708	SH		SOLE	0	0	0	708
GRAINGER W W INC	COM	384802104	283,827	279	SH		SOLE	0	0	0	279
HOME DEPOT INC	COM	437076102	944,423	2,462	SH		SOLE	0	0	0	2,462
HSBC HLDGS PLC	SPON ADR NEW	404280406	313,266	7,959	SH		SOLE	0	0	0	7,959
ILLINOIS TOOL WKS INC	COM	452308109	200,979	749	SH		SOLE	0	0	0	749
ING GROEP N.V.	SPONSORED ADR	456837103	254,886	15,457	SH		SOLE	0	0	0	15,457
INTEL CORP	COM	458140100	353,316	7,999	SH		SOLE	0	0	0	7,999
INTERNATIONAL BUSINESS MACHS	COM	459200101	450,093	2,357	SH		SOLE	0	0	0	2,357
INTUIT	COM	461202103	267,150	411	SH		SOLE	0	0	0	411
ISHARES INC	CORE MSCI EMKT	46434G103	828,358	16,053	SH		SOLE	0	0	0	16,053
ISHARES TR	NATIONAL MUN ETF	464288414	213,727	1,986	SH		SOLE	0	0	0	1,986
ISHARES TR	JPMORGAN USD EMG	464288281	410,862	4,582	SH		SOLE	0	0	0	4,582
ISHARES TR	CORE MSCI INTL	46435G326	244,890	3,648	SH		SOLE	0	0	0	3,648
ISHARES TR	0-3 MNTH TREASRY	46436E718	4,111,586	40,826	SH		SOLE	0	0	0	40,826
ISHARES TR	CORE US AGGBD ET	464287226	1,327,103	13,550	SH		SOLE	0	0	0	13,550
ISHARES TR	CORE S&P TTL STK	464287150	508,144	4,407	SH		SOLE	0	0	0	4,407
ISHARES TR	RUS MDCP VAL ETF	464287473	1,566,617	12,500	SH		SOLE	0	0	0	12,500
ISHARES TR	RUS 2000 VAL ETF	464287630	1,213,469	7,641	SH		SOLE	0	0	0	7,641
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	208,744	4,138	SH		SOLE	0	0	0	4,138
JOHNSON & JOHNSON	COM	478160104	807,718	5,106	SH		SOLE	0	0	0	5,106
JPMORGAN CHASE & CO	COM	46625H100	1,203,202	6,007	SH		SOLE	0	0	0	6,007
KLA CORP	COM NEW	482480100	282,222	404	SH		SOLE	0	0	0	404
KROGER CO	COM	501044101	247,430	4,331	SH		SOLE	0	0	0	4,331
LAM RESEARCH CORP	COM	512807108	352,680	363	SH		SOLE	0	0	0	363
LINDE PLC	SHS	G54950103	245,625	529	SH		SOLE	0	0	0	529
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	82,018	31,667	SH		SOLE	0	0	0	31,667
LOCKHEED MARTIN CORP	COM	539830109	264,734	582	SH		SOLE	0	0	0	582
LOWES COS INC	COM	548661107	327,838	1,287	SH		SOLE	0	0	0	1,287
MARATHON PETE CORP	COM	56585A102	319,176	1,584	SH		SOLE	0	0	0	1,584
MASTERCARD INCORPORATED	CL A	57636Q104	1,019,002	2,116	SH		SOLE	0	0	0	2,116
MCDONALDS CORP	COM	580135101	385,708	1,368	SH		SOLE	0	0	0	1,368
MCKESSON CORP	COM	58155Q103	287,752	536	SH		SOLE	0	0	0	536
MERCK & CO INC	COM	58933Y105	416,302	3,155	SH		SOLE	0	0	0	3,155
META PLATFORMS INC	CL A	30303M102	3,105,770	6,396	SH		SOLE	0	0	0	6,396
MICROSOFT CORP	COM	594918104	4,508,856	10,717	SH		SOLE	0	0	0	10,717
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	254,134	24,842	SH		SOLE	0	0	0	24,842
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	97,212	24,425	SH		SOLE	0	0	0	24,425
MORGAN STANLEY	COM NEW	617446448	283,704	3,013	SH		SOLE	0	0	0	3,013
NATWEST GROUP PLC	SPONS ADR	639057207	74,623	10,974	SH		SOLE	0	0	0	10,974
NETFLIX INC	COM	64110L106	1,683,636	2,772	SH		SOLE	0	0	0	2,772
NIKE INC	CL B	654106103	252,148	2,683	SH		SOLE	0	0	0	2,683
NOKIA CORP	SPONSORED ADR	654902204	69,865	19,736	SH		SOLE	0	0	0	19,736
NOMURA HLDGS INC	SPONSORED ADR	65535H208	78,581	12,240	SH		SOLE	0	0	0	12,240
NOVARTIS AG	SPONSORED ADR	66987V109	536,465	5,546	SH		SOLE	0	0	0	5,546
NOVO-NORDISK A S	ADR	670100205	2,881,553	22,442	SH		SOLE	0	0	0	22,442
NUCOR CORP	COM	670346105	218,284	1,103	SH		SOLE	0	0	0	1,103
NVIDIA CORPORATION	COM	67066G104	2,837,178	3,140	SH		SOLE	0	0	0	3,140
NVR INC	COM	62944T105	210,599	26	SH		SOLE	0	0	0	26
ORACLE CORP	COM	68389X105	533,843	4,250	SH		SOLE	0	0	0	4,250
ORANGE	SPONSORED ADR	684060106	145,501	12,362	SH		SOLE	0	0	0	12,362
PACCAR INC	COM	693718108	294,115	2,374	SH		SOLE	0	0	0	2,374
PARKER-HANNIFIN CORP	COM	701094104	261,777	471	SH		SOLE	0	0	0	471
PEPSICO INC	COM	713448108	399,023	2,280	SH		SOLE	0	0	0	2,280
PFIZER INC	COM	717081103	310,911	11,204	SH		SOLE	0	0	0	11,204
PHILLIPS 66	COM	718546104	247,787	1,517	SH		SOLE	0	0	0	1,517
PROCTER AND GAMBLE CO	COM	742718109	662,142	4,081	SH		SOLE	0	0	0	4,081
PROGRESSIVE CORP	COM	743315103	292,237	1,413	SH		SOLE	0	0	0	1,413
PULTE GROUP INC	COM	745867101	277,185	2,298	SH		SOLE	0	0	0	2,298
QUALCOMM INC	COM	747525103	435,944	2,575	SH		SOLE	0	0	0	2,575
REGENERON PHARMACEUTICALS	COM	75886F107	270,460	281	SH		SOLE	0	0	0	281
RELIANCE INC	COM	759509102	208,863	625	SH		SOLE	0	0	0	625
RELX PLC	SPONSORED ADR	759530108	532,251	12,295	SH		SOLE	0	0	0	12,295
ROYAL BK CDA	COM	780087102	612,241	6,069	SH		SOLE	0	0	0	6,069
RTX CORPORATION	COM	75513E101	265,282	2,720	SH		SOLE	0	0	0	2,720
S&P GLOBAL INC	COM	78409V104	219,958	517	SH		SOLE	0	0	0	517
SALESFORCE INC	COM	79466L302	359,609	1,194	SH		SOLE	0	0	0	1,194
SANOFI	SPONSORED ADR	80105N105	230,024	4,733	SH		SOLE	0	0	0	4,733
SAP SE	SPON ADR	803054204	339,352	1,740	SH		SOLE	0	0	0	1,740
SCHLUMBERGER LTD	COM STK	806857108	319,981	5,838	SH		SOLE	0	0	0	5,838
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	8,886,564	145,562	SH		SOLE	0	0	0	145,562
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	4,481,515	114,852	SH		SOLE	0	0	0	114,852
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,715,860	22,583	SH		SOLE	0	0	0	22,583
SHERWIN WILLIAMS CO	COM	824348106	393,178	1,132	SH		SOLE	0	0	0	1,132
SIRIUS XM HOLDINGS INC	COM	82968B103	52,415	13,509	SH		SOLE	0	0	0	13,509
SONY GROUP CORP	SPONSORED ADR	835699307	546,507	6,374	SH		SOLE	0	0	0	6,374
SPDR SER TR	PORTFOLIO S&P400	78464A847	393,495	7,377	SH		SOLE	0	0	0	7,377
SPDR SER TR	PORTFOLIO S&P500	78464A854	849,720	13,810	SH		SOLE	0	0	0	13,810
SPDR SER TR	PORTFOLIO S&P600	78468R853	289,663	6,730	SH		SOLE	0	0	0	6,730
STEEL DYNAMICS INC	COM	858119100	219,825	1,483	SH		SOLE	0	0	0	1,483
STELLANTIS N.V	SHS	N82405106	351,203	12,410	SH		SOLE	0	0	0	12,410
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	233,870	19,870	SH		SOLE	0	0	0	19,870
SUPER MICRO COMPUTER INC	COM	86800U104	203,016	201	SH		SOLE	0	0	0	201
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	218,351	15,720	SH		SOLE	0	0	0	15,720
TARGET CORP	COM	87612E106	279,815	1,579	SH		SOLE	0	0	0	1,579
TELEFONAKTIEBOLAGET LM ERICS	ADR B SEK 10	294821608	101,814	18,478	SH		SOLE	0	0	0	18,478
TELEFONICA S A	SPONSORED ADR	879382208	83,008	18,823	SH		SOLE	0	0	0	18,823
TESLA INC	COM	88160R101	883,521	5,026	SH		SOLE	0	0	0	5,026
TEXAS INSTRS INC	COM	882508104	216,020	1,240	SH		SOLE	0	0	0	1,240
THE CIGNA GROUP	COM	125523100	398,783	1,098	SH		SOLE	0	0	0	1,098
THERMO FISHER SCIENTIFIC INC	COM	883556102	360,350	620	SH		SOLE	0	0	0	620
TJX COS INC NEW	COM	872540109	282,658	2,787	SH		SOLE	0	0	0	2,787
TORONTO DOMINION BK ONT	COM NEW	891160509	321,765	5,329	SH		SOLE	0	0	0	5,329
TOTALENERGIES SE	SPONSORED ADS	89151E109	213,924	3,108	SH		SOLE	0	0	0	3,108
TOYOTA MOTOR CORP	ADS	892331307	1,072,912	4,263	SH		SOLE	0	0	0	4,263
TRANE TECHNOLOGIES PLC	SHS	G8994E103	219,146	730	SH		SOLE	0	0	0	730
TRAVELERS COMPANIES INC	COM	89417E109	347,051	1,508	SH		SOLE	0	0	0	1,508
U HAUL HOLDING COMPANY	COM SER N	023586506	313,329	4,699	SH		SOLE	0	0	0	4,699
UBS GROUP AG	SHS	H42097107	269,445	8,771	SH		SOLE	0	0	0	8,771
UNILEVER PLC	SPON ADR NEW	904767704	527,748	10,515	SH		SOLE	0	0	0	10,515
UNION PAC CORP	COM	907818108	333,727	1,357	SH		SOLE	0	0	0	1,357
UNITED RENTALS INC	COM	911363109	268,253	372	SH		SOLE	0	0	0	372
UNITEDHEALTH GROUP INC	COM	91324P102	1,070,531	2,164	SH		SOLE	0	0	0	2,164
VALERO ENERGY CORP	COM	91913Y100	227,188	1,331	SH		SOLE	0	0	0	1,331
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	382,810	5,271	SH		SOLE	0	0	0	5,271
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	578,017	11,751	SH		SOLE	0	0	0	11,751
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	772,704	1,607	SH		SOLE	0	0	0	1,607
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	306,342	1,965	SH		SOLE	0	0	0	1,965
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	329,534	1,717	SH		SOLE	0	0	0	1,717
VANGUARD INDEX FDS	VALUE ETF	922908744	306,137	1,880	SH		SOLE	0	0	0	1,880
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,181,348	12,241	SH		SOLE	0	0	0	12,241
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,380,093	33,040	SH		SOLE	0	0	0	33,040
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	534,527	4,837	SH		SOLE	0	0	0	4,837
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	406,591	8,490	SH		SOLE	0	0	0	8,490
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	23,066,763	397,223	SH		SOLE	0	0	0	397,223
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,906,328	57,930	SH		SOLE	0	0	0	57,930
VANGUARD WORLD FD	ESG US STK ETF	921910733	327,563	3,515	SH		SOLE	0	0	0	3,515
VERIZON COMMUNICATIONS INC	COM	92343V104	370,759	8,836	SH		SOLE	0	0	0	8,836
VERTEX PHARMACEUTICALS INC	COM	92532F100	236,176	565	SH		SOLE	0	0	0	565
VISA INC	COM CL A	92826C839	968,408	3,470	SH		SOLE	0	0	0	3,470
WALMART INC	COM	931142103	605,070	10,056	SH		SOLE	0	0	0	10,056
WELLS FARGO CO NEW	COM	949746101	255,198	4,403	SH		SOLE	0	0	0	4,403