Accurate Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AON PLC	SHS CL A	G0403H108	4,410,981	13,467	SH		SOLE		0	0	13,467
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	687,260	2,232	SH		SOLE		0	0	2,232
EATON CORP PLC	SHS	G29183103	225,959	1,067	SH		SOLE		0	0	1,067
MEDTRONIC PLC	SHS	G5960L103	333,551	4,583	SH		SOLE		0	0	4,583
CHUBB LIMITED	COM	H1467J104	2,422,017	11,206	SH		SOLE		0	0	11,206
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	581,587	6,138	SH		SOLE		0	0	6,138
ROYAL CARIBBEAN GROUP	COM	V7780T103	974,857	11,270	SH		SOLE		0	0	11,270
GENCO SHIPPING & TRADING LTD	SHS	Y2685T131	266,787	18,261	SH		SOLE		0	0	18,261
AT&T INC	COM	00206R102	647,412	44,409	SH		SOLE		0	0	44,409
ABBOTT LABS	COM	002824100	450,932	4,894	SH		SOLE		0	0	4,894
ABBVIE INC	COM	00287Y109	1,737,853	11,653	SH		SOLE		0	0	11,653
ADOBE INC	COM	00724F101	875,869	1,564	SH		SOLE		0	0	1,564
ADVANCED MICRO DEVICES INC	COM	007903107	393,957	3,746	SH		SOLE		0	0	3,746
AIM ETF PRODUCTS TRUST	US LRGCP B10 APR	00888H109	266,963	8,539	SH		SOLE		0	0	8,539
AIM ETF PRODUCTS TRUST	US LRGCP B20 APR	00888H208	500,485	17,691	SH		SOLE		0	0	17,691
AIM ETF PRODUCTS TRUST	US LRGCP B20 JUL	00888H406	227,396	7,650	SH		SOLE		0	0	7,650
AIM ETF PRODUCTS TRUST	US LRGCP B20 DEC	00888H794	254,013	9,531	SH		SOLE		0	0	9,531
ALPHABET INC	CAP STK CL C	02079K107	2,188,107	15,522	SH		SOLE		0	0	15,522
ALPHABET INC	CAP STK CL A	02079K305	2,280,481	16,326	SH		SOLE		0	0	16,326
ALTRIA GROUP INC	COM	02209S103	2,138,167	49,507	SH		SOLE		0	0	49,507
AMAZON COM INC	COM	023135106	4,602,306	35,102	SH		SOLE		0	0	35,102
AMERICAN ELEC PWR CO INC	COM	025537101	413,551	5,465	SH		SOLE		0	0	5,465
AMERICAN EXPRESS CO	COM	025816109	286,933	1,859	SH		SOLE		0	0	1,859
AMGEN INC	COM	031162100	831,879	2,924	SH		SOLE		0	0	2,924
ANALOG DEVICES INC	COM	032654105	320,882	1,859	SH		SOLE		0	0	1,859
ELEVANCE HEALTH INC	COM	036752103	2,187,788	4,698	SH		SOLE		0	0	4,698
APPLE INC	COM	037833100	15,611,490	88,140	SH		SOLE		0	0	88,140
APPLIED MATLS INC	COM	038222105	1,114,910	7,813	SH		SOLE		0	0	7,813
ARCH RESOURCES INC	CL A	03940R107	1,595,554	10,063	SH		SOLE		0	0	10,063
ARISTA NETWORKS INC	COM	040413106	242,328	1,240	SH		SOLE		0	0	1,240
ASTRAZENECA PLC	SPONSORED ADR	046353108	544,279	7,857	SH		SOLE		0	0	7,857
BP PLC	SPONSORED ADR	055622104	477,110	11,691	SH		SOLE		0	0	11,691
BANK AMERICA CORP	COM	060505104	801,499	29,061	SH		SOLE		0	0	29,061
BANK NEW YORK MELLON CORP	COM	064058100	241,717	5,569	SH		SOLE		0	0	5,569
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,141,861	11,991	SH		SOLE		0	0	11,991
BLACKROCK INC	COM	09247X101	672,971	1,058	SH		SOLE		0	0	1,058
BLACKSTONE INC	COM	09260D107	473,669	4,497	SH		SOLE		0	0	4,497
BLACKSTONE SECD LENDING FD	COMMON STOCK	09261X102	327,003	11,891	SH		SOLE		0	0	11,891
BOEING CO	COM	097023105	256,683	1,383	SH		SOLE		0	0	1,383
BOSTON SCIENTIFIC CORP	COM	101137107	2,750,726	54,513	SH		SOLE		0	0	54,513
BRISTOL-MYERS SQUIBB CO	COM	110122108	536,284	9,355	SH		SOLE		0	0	9,355
BROADCOM INC	COM	11135F101	1,565,068	1,769	SH		SOLE		0	0	1,769
CF INDS HLDGS INC	COM	125269100	344,036	3,975	SH		SOLE		0	0	3,975
CME GROUP INC	COM	12572Q105	2,186,442	10,099	SH		SOLE		0	0	10,099
CSX CORP	COM	126408103	637,356	20,317	SH		SOLE		0	0	20,317
CVS HEALTH CORP	COM	126650100	226,381	3,144	SH		SOLE		0	0	3,144
COTERRA ENERGY INC	COM	127097103	355,247	12,083	SH		SOLE		0	0	12,083
CADENCE DESIGN SYSTEM INC	COM	127387108	445,967	1,784	SH		SOLE		0	0	1,784
CAL MAINE FOODS INC	COM NEW	128030202	209,099	4,582	SH		SOLE		0	0	4,582
CANOPY GROWTH CORP	COM	138035100	7,889	11,380	SH		SOLE		0	0	11,380
CATERPILLAR INC	COM	149123101	1,410,371	5,174	SH		SOLE		0	0	5,174
CHEVRON CORP NEW	COM	166764100	3,536,366	21,104	SH		SOLE		0	0	21,104
CISCO SYS INC	COM	17275R102	2,056,244	38,119	SH		SOLE		0	0	38,119
CITIGROUP INC	COM NEW	172967424	251,517	6,105	SH		SOLE		0	0	6,105
COCA COLA CO	COM	191216100	2,878,407	53,238	SH		SOLE		0	0	53,238
COMCAST CORP NEW	CL A	20030N101	641,549	14,466	SH		SOLE		0	0	14,466
CONOCOPHILLIPS	COM	20825C104	1,877,787	14,968	SH		SOLE		0	0	14,968
CONSTELLATION BRANDS INC	CL A	21036P108	327,933	1,379	SH		SOLE		0	0	1,379
CORECIVIC INC	COM	21871N101	204,190	18,118	SH		SOLE		0	0	18,118
COSTCO WHSL CORP NEW	COM	22160K105	581,199	1,012	SH		SOLE		0	0	1,012
CROWN CASTLE INC	COM	22822V101	299,941	3,211	SH		SOLE		0	0	3,211
DNP SELECT INCOME FD INC	COM	23325P104	180,146	18,824	SH		SOLE		0	0	18,824
DT MIDSTREAM INC	COMMON STOCK	23345M107	239,613	4,288	SH		SOLE		0	0	4,288
DANAHER CORPORATION	COM	235851102	329,470	1,555	SH		SOLE		0	0	1,555
DEERE & CO	COM	244199105	742,940	1,900	SH		SOLE		0	0	1,900
DEVON ENERGY CORP NEW	COM	25179M103	671,278	13,450	SH		SOLE		0	0	13,450
DISNEY WALT CO	COM	254687106	296,901	3,445	SH		SOLE		0	0	3,445
DOW INC	COM	260557103	1,333,535	26,289	SH		SOLE		0	0	26,289
DUKE ENERGY CORP NEW	COM NEW	26441C204	445,302	5,006	SH		SOLE		0	0	5,006
EASTMAN CHEM CO	COM	277432100	228,065	3,065	SH		SOLE		0	0	3,065
EMERSON ELEC CO	COM	291011104	373,824	3,895	SH		SOLE		0	0	3,895
ENBRIDGE INC	COM	29250N105	292,206	8,966	SH		SOLE		0	0	8,966
EVERGY INC	COM	30034W106	209,911	4,190	SH		SOLE		0	0	4,190
EVERSOURCE ENERGY	COM	30040W108	231,046	4,166	SH		SOLE		0	0	4,166
EXXON MOBIL CORP	COM	30231G102	7,049,176	63,287	SH		SOLE		0	0	63,287
F N B CORP	COM	302520101	415,228	36,811	SH		SOLE		0	0	36,811
META PLATFORMS INC	CL A	30303M102	1,735,772	5,359	SH		SOLE		0	0	5,359
FAIR ISAAC CORP	COM	303250104	264,974	289	SH		SOLE		0	0	289
FEDEX CORP	COM	31428X106	270,862	1,092	SH		SOLE		0	0	1,092
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	911,878	23,316	SH		SOLE		0	0	23,316
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	217,835	5,411	SH		SOLE		0	0	5,411
FIFTH THIRD BANCORP	COM	316773100	270,728	10,703	SH		SOLE		0	0	10,703
FIRST HORIZON CORPORATION	COM	320517105	135,332	12,450	SH		SOLE		0	0	12,450
FORD MTR CO DEL	COM	345370860	381,996	31,734	SH		SOLE		0	0	31,734
FORTINET INC	COM	34959E109	832,967	14,202	SH		SOLE		0	0	14,202
FREEPORT-MCMORAN INC	CL B	35671D857	396,848	10,879	SH		SOLE		0	0	10,879
GABELLI UTIL TR	COM	36240A101	85,115	14,500	SH		SOLE		0	0	14,500
GALLAGHER ARTHUR J & CO	COM	363576109	802,555	3,400	SH		SOLE		0	0	3,400
GARTNER INC	COM	366651107	828,718	2,356	SH		SOLE		0	0	2,356
GENERAL DYNAMICS CORP	COM	369550108	681,995	2,825	SH		SOLE		0	0	2,825
GENERAL ELECTRIC CO	COM NEW	369604301	241,164	2,192	SH		SOLE		0	0	2,192
GILEAD SCIENCES INC	COM	375558103	508,226	6,317	SH		SOLE		0	0	6,317
GLOBAL NET LEASE INC	COM NEW	379378201	202,358	23,530	SH		SOLE		0	0	23,530
HERSHEY CO	COM	427866108	261,322	1,370	SH		SOLE		0	0	1,370
HOME DEPOT INC	COM	437076102	2,373,456	8,019	SH		SOLE		0	0	8,019
HONEYWELL INTL INC	COM	438516106	637,572	3,422	SH		SOLE		0	0	3,422
HUBBELL INC	COM	443510607	384,429	1,283	SH		SOLE		0	0	1,283
HUNTINGTON BANCSHARES INC	COM	446150104	163,522	15,778	SH		SOLE		0	0	15,778
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C300	979,675	29,665	SH		SOLE		0	0	29,665
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C839	383,375	13,430	SH		SOLE		0	0	13,430
INNOVATOR ETFS TR	EQUITY DEF PROTN	45783Y541	204,019	8,280	SH		SOLE		0	0	8,280
INNOVATOR ETFS TR	PREM INC 20 BARR	45783Y582	337,286	13,659	SH		SOLE		0	0	13,659
INTEL CORP	COM	458140100	264,396	7,331	SH		SOLE		0	0	7,331
GLUCOTRACK INC	COM NEW	45824Q507	5,215	22,098	SH		SOLE		0	0	22,098
INTERNATIONAL BUSINESS MACHS	COM	459200101	700,051	4,989	SH		SOLE		0	0	4,989
INTERNATIONAL PAPER CO	COM	460146103	590,470	16,628	SH		SOLE		0	0	16,628
INVESCO ACTIVELY MANAGED ETF	VAR RATE INVT	46090A879	217,263	8,694	SH		SOLE		0	0	8,694
INVESCO QQQ TR	UNIT SER 1	46090E103	2,152,129	5,845	SH		SOLE		0	0	5,845
INVESCO ACTVELY MNGD ETC FD	OPTIMUM YIELD	46090F100	254,703	17,106	SH		SOLE		0	0	17,106
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,402,719	5,094	SH		SOLE		0	0	5,094
INTUIT	COM	461202103	486,809	903	SH		SOLE		0	0	903
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	514,140	16,500	SH		SOLE		0	0	16,500
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	440,781	3,088	SH		SOLE		0	0	3,088
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	712,159	12,001	SH		SOLE		0	0	12,001
INVESCO EXCH TRADED FD TR II	S&P 500 REVENUE	46138G698	414,932	5,245	SH		SOLE		0	0	5,245
ISHARES TR	CORE S&P TTL STK	464287150	216,681	2,261	SH		SOLE		0	0	2,261
ISHARES TR	CORE S&P500 ETF	464287200	400,669	915	SH		SOLE		0	0	915
ISHARES TR	CORE US AGGBD ET	464287226	3,187,254	34,464	SH		SOLE		0	0	34,464
ISHARES TR	S&P 500 GRWT ETF	464287309	221,950	3,157	SH		SOLE		0	0	3,157
ISHARES TR	CORE S&P MCP ETF	464287507	2,533,825	10,115	SH		SOLE		0	0	10,115
ISHARES TR	RUS 1000 VAL ETF	464287598	648,065	4,251	SH		SOLE		0	0	4,251
ISHARES TR	RUS 1000 GRW ETF	464287614	330,153	1,202	SH		SOLE		0	0	1,202
ISHARES TR	RUSSELL 3000 ETF	464287689	357,476	1,433	SH		SOLE		0	0	1,433
ISHARES TR	CORE S&P SCP ETF	464287804	997,834	10,623	SH		SOLE		0	0	10,623
ISHARES TR	SHRT NAT MUN ETF	464288158	269,039	2,607	SH		SOLE		0	0	2,607
ISHARES TR	NATIONAL MUN ETF	464288414	2,596,544	25,508	SH		SOLE		0	0	25,508
ISHARES TR	IBOXX HI YD ETF	464288513	1,610,515	22,248	SH		SOLE		0	0	22,248
ISHARES TR	ISHS 5-10YR INVT	464288638	1,261,781	26,414	SH		SOLE		0	0	26,414
ISHARES TR	ISHS 1-5YR INVS	464288646	258,807	5,230	SH		SOLE		0	0	5,230
ISHARES TR	CORE HIGH DV ETF	46429B663	7,237,135	73,332	SH		SOLE		0	0	73,332
ISHARES TR	0-5 YR TIPS ETF	46429B747	243,423	2,513	SH		SOLE		0	0	2,513
ISHARES TR	CORE MSCI EAFE	46432F842	2,663,575	41,469	SH		SOLE		0	0	41,469
ISHARES INC	CORE MSCI EMKT	46434G103	310,039	6,504	SH		SOLE		0	0	6,504
ISHARES TR	EXPONENTIAL TECH	46434V381	301,407	5,740	SH		SOLE		0	0	5,740
ISHARES TR	BLACKROCK ULTRA	46434V878	507,476	10,091	SH		SOLE		0	0	10,091
ISHARES TR	CORE MSCI INTL	46435G326	230,295	3,959	SH		SOLE		0	0	3,959
ISHARES TR	0-3 MNTH TREASRY	46436E718	6,762,485	67,295	SH		SOLE		0	0	67,295
JPMORGAN CHASE & CO	COM	46625H100	3,820,020	25,891	SH		SOLE		0	0	25,891
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	229,214	4,257	SH		SOLE		0	0	4,257
JOHNSON & JOHNSON	COM	478160104	1,643,082	10,523	SH		SOLE		0	0	10,523
KEYCORP	COM	493267108	197,091	17,788	SH		SOLE		0	0	17,788
KINDER MORGAN INC DEL	COM	49456B101	390,386	22,528	SH		SOLE		0	0	22,528
KOHLS CORP	COM	500255104	236,885	11,477	SH		SOLE		0	0	11,477
L3HARRIS TECHNOLOGIES INC	COM	502431109	585,181	3,282	SH		SOLE		0	0	3,282
LAMAR ADVERTISING CO NEW	CL A	512816109	208,459	2,438	SH		SOLE		0	0	2,438
LAMB WESTON HLDGS INC	COM	513272104	379,802	4,371	SH		SOLE		0	0	4,371
ELI LILLY & CO	COM	532457108	1,827,949	3,004	SH		SOLE		0	0	3,004
LOCKHEED MARTIN CORP	COM	539830109	873,026	1,979	SH		SOLE		0	0	1,979
LOWES COS INC	COM	548661107	594,871	3,002	SH		SOLE		0	0	3,002
LUMEN TECHNOLOGIES INC	COM	550241103	57,771	40,684	SH		SOLE		0	0	40,684
MANHATTAN ASSOCIATES INC	COM	562750109	306,301	1,481	SH		SOLE		0	0	1,481
MARATHON PETE CORP	COM	56585A102	532,321	3,517	SH		SOLE		0	0	3,517
MARSH & MCLENNAN COS INC	COM	571748102	2,937,938	15,388	SH		SOLE		0	0	15,388
MARRIOTT INTL INC NEW	CL A	571903202	805,201	4,077	SH		SOLE		0	0	4,077
MASTERCARD INCORPORATED	CL A	57636Q104	3,407,054	8,480	SH		SOLE		0	0	8,480
MCDONALDS CORP	COM	580135101	1,408,174	5,609	SH		SOLE		0	0	5,609
MCKESSON CORP	COM	58155Q103	322,322	708	SH		SOLE		0	0	708
MERCK & CO INC	COM	58933Y105	1,486,661	14,272	SH		SOLE		0	0	14,272
METLIFE INC	COM	59156R108	750,688	11,743	SH		SOLE		0	0	11,743
MICROSOFT CORP	COM	594918104	6,926,792	20,859	SH		SOLE		0	0	20,859
MICROVISION INC DEL	COM NEW	594960304	34,240	16,000	SH		SOLE		0	0	16,000
MIDLAND STATES BANCORP INC	COM	597742105	1,500,815	71,095	SH		SOLE		0	0	71,095
MONDELEZ INTL INC	CL A	609207105	510,859	8,042	SH		SOLE		0	0	8,042
MONGODB INC	CL A	60937P106	251,339	687	SH		SOLE		0	0	687
MONSTER BEVERAGE CORP NEW	COM	61174X109	215,205	4,324	SH		SOLE		0	0	4,324
MOTOROLA SOLUTIONS INC	COM NEW	620076307	2,879,950	9,936	SH		SOLE		0	0	9,936
MYOMO INC	COM NEW	62857J201	23,012	17,701	SH		SOLE		0	0	17,701
NASDAQ INC	COM	631103108	2,209,702	44,256	SH		SOLE		0	0	44,256
NETFLIX INC	COM	64110L106	356,554	1,002	SH		SOLE		0	0	1,002
NEW YORK CMNTY BANCORP INC	COM	649445103	475,625	43,796	SH		SOLE		0	0	43,796
NEXTERA ENERGY INC	COM	65339F101	483,109	8,915	SH		SOLE		0	0	8,915
NIKE INC	CL B	654106103	562,742	5,476	SH		SOLE		0	0	5,476
NORTHROP GRUMMAN CORP	COM	666807102	396,915	812	SH		SOLE		0	0	812
NORTHWESTERN CORP	COM NEW	668074305	254,928	5,225	SH		SOLE		0	0	5,225
NUCOR CORP	COM	670346105	585,527	3,915	SH		SOLE		0	0	3,915
NVIDIA CORPORATION	COM	67066G104	3,538,031	8,045	SH		SOLE		0	0	8,045
OREILLY AUTOMOTIVE INC	COM	67103H107	2,317,847	2,450	SH		SOLE		0	0	2,450
ORACLE CORP	COM	68389X105	387,092	3,550	SH		SOLE		0	0	3,550
OVERSEAS SHIPHOLDING GROUP I	CL A NEW	69036R863	885,975	192,186	SH		SOLE		0	0	192,186
OWENS CORNING NEW	COM	690742101	527,910	4,109	SH		SOLE		0	0	4,109
PNC FINL SVCS GROUP INC	COM	693475105	916,211	7,691	SH		SOLE		0	0	7,691
PALO ALTO NETWORKS INC	COM	697435105	219,071	837	SH		SOLE		0	0	837
PARKER-HANNIFIN CORP	COM	701094104	256,200	636	SH		SOLE		0	0	636
PAYCHEX INC	COM	704326107	2,373,635	19,923	SH		SOLE		0	0	19,923
PEPSICO INC	COM	713448108	3,563,946	22,218	SH		SOLE		0	0	22,218
PFIZER INC	COM	717081103	1,159,444	35,396	SH		SOLE		0	0	35,396
PHILIP MORRIS INTL INC	COM	718172109	993,190	10,637	SH		SOLE		0	0	10,637
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	263,539	7,534	SH		SOLE		0	0	7,534
PINNACLE WEST CAP CORP	COM	723484101	225,950	2,966	SH		SOLE		0	0	2,966
PROCTER AND GAMBLE CO	COM	742718109	4,061,528	27,770	SH		SOLE		0	0	27,770
PROLOGIS INC.	COM	74340W103	319,980	2,955	SH		SOLE		0	0	2,955
PRUDENTIAL FINL INC	COM	744320102	596,982	6,161	SH		SOLE		0	0	6,161
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	262,707	4,320	SH		SOLE		0	0	4,320
QUALCOMM INC	COM	747525103	595,331	5,306	SH		SOLE		0	0	5,306
RTX CORPORATION	COM	75513E101	629,935	8,525	SH		SOLE		0	0	8,525
REGENERON PHARMACEUTICALS	COM	75886F107	229,297	274	SH		SOLE		0	0	274
REPUBLIC SVCS INC	COM	760759100	2,312,431	15,615	SH		SOLE		0	0	15,615
RIO TINTO PLC	SPONSORED ADR	767204100	800,692	12,439	SH		SOLE		0	0	12,439
ROCKWELL AUTOMATION INC	COM	773903109	242,575	834	SH		SOLE		0	0	834
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,653,145	8,378	SH		SOLE		0	0	8,378
SPDR GOLD TR	GOLD SHS	78463V107	4,933,284	27,670	SH		SOLE		0	0	27,670
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	619,352	26,502	SH		SOLE		0	0	26,502
SPDR SER TR	PORTFOLIO INTRMD	78464A375	1,959,471	63,066	SH		SOLE		0	0	63,066
SPDR SER TR	PRTFLO S&P500 GW	78464A409	341,492	5,616	SH		SOLE		0	0	5,616
SPDR SER TR	PRTFLO S&P500 VL	78464A508	265,743	6,409	SH		SOLE		0	0	6,409
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	204,359	8,547	SH		SOLE		0	0	8,547
SPDR SER TR	PORTFOLIO S&P500	78464A854	779,053	15,253	SH		SOLE		0	0	15,253
SPDR SER TR	PORTFOLIO SH TSR	78468R101	361,411	12,612	SH		SOLE		0	0	12,612
SPDR SER TR	PORTFLI HIGH YLD	78468R606	265,837	12,078	SH		SOLE		0	0	12,078
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	717,384	8,086	SH		SOLE		0	0	8,086
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	7,326,994	79,954	SH		SOLE		0	0	79,954
SALESFORCE INC	COM	79466L302	335,835	1,601	SH		SOLE		0	0	1,601
SCHLUMBERGER LTD	COM STK	806857108	228,277	3,790	SH		SOLE		0	0	3,790
SCHWAB CHARLES CORP	COM	808513105	242,786	4,522	SH		SOLE		0	0	4,522
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	804,392	15,589	SH		SOLE		0	0	15,589
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	352,339	4,681	SH		SOLE		0	0	4,681
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	296,262	4,579	SH		SOLE		0	0	4,579
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	803,927	33,609	SH		SOLE		0	0	33,609
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	221,995	4,653	SH		SOLE		0	0	4,653
SELECT SECTOR SPDR TR	ENERGY	81369Y506	10,429,214	114,455	SH		SOLE		0	0	114,455
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	680,977	4,019	SH		SOLE		0	0	4,019
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	7,829,831	114,488	SH		SOLE		0	0	114,488
SERVICENOW INC	COM	81762P102	1,009,384	1,776	SH		SOLE		0	0	1,776
SHOPIFY INC	CL A	82509L107	202,162	3,732	SH		SOLE		0	0	3,732
SOUTHERN CO	COM	842587107	1,127,204	16,795	SH		SOLE		0	0	16,795
STEEL DYNAMICS INC	COM	858119100	751,438	7,037	SH		SOLE		0	0	7,037
STRYKER CORPORATION	COM	863667101	218,405	815	SH		SOLE		0	0	815
SYNOPSYS INC	COM	871607107	339,020	689	SH		SOLE		0	0	689
TJX COS INC NEW	COM	872540109	2,696,743	29,763	SH		SOLE		0	0	29,763
T-MOBILE US INC	COM	872590104	254,563	1,783	SH		SOLE		0	0	1,783
TESLA INC	COM	88160R101	8,876,591	34,831	SH		SOLE		0	0	34,831
TEXAS INSTRS INC	COM	882508104	616,671	3,998	SH		SOLE		0	0	3,998
THERMO FISHER SCIENTIFIC INC	COM	883556102	268,194	553	SH		SOLE		0	0	553
3M CO	COM	88579Y101	573,818	6,337	SH		SOLE		0	0	6,337
US BANCORP DEL	COM NEW	902973304	379,046	10,879	SH		SOLE		0	0	10,879
ULTA BEAUTY INC	COM	90384S303	390,566	1,018	SH		SOLE		0	0	1,018
UNION PAC CORP	COM	907818108	441,236	2,089	SH		SOLE		0	0	2,089
UNITED BANKSHARES INC WEST V	COM	909907107	210,635	7,585	SH		SOLE		0	0	7,585
UNITED PARCEL SERVICE INC	CL B	911312106	540,908	3,441	SH		SOLE		0	0	3,441
UNITEDHEALTH GROUP INC	COM	91324P102	3,888,478	7,245	SH		SOLE		0	0	7,245
UNUM GROUP	COM	91529Y106	578,807	11,202	SH		SOLE		0	0	11,202
VALERO ENERGY CORP	COM	91913Y100	477,822	3,655	SH		SOLE		0	0	3,655
VALLEY NATL BANCORP	COM	919794107	96,323	11,279	SH		SOLE		0	0	11,279
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	405,979	1,730	SH		SOLE		0	0	1,730
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	323,308	2,082	SH		SOLE		0	0	2,082
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	217,045	2,904	SH		SOLE		0	0	2,904
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	772,134	11,241	SH		SOLE		0	0	11,241
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	959,385	21,979	SH		SOLE		0	0	21,979
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	288,873	4,981	SH		SOLE		0	0	4,981
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	541,052	11,514	SH		SOLE		0	0	11,514
VANGUARD WORLD FDS	INF TECH ETF	92204A702	213,035	500	SH		SOLE		0	0	500
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	291,900	7,456	SH		SOLE		0	0	7,456
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	418,250	7,282	SH		SOLE		0	0	7,282
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	762,067	10,214	SH		SOLE		0	0	10,214
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	1,338,645	31,306	SH		SOLE		0	0	31,306
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	629,552	13,148	SH		SOLE		0	0	13,148
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	310,542	1,453	SH		SOLE		0	0	1,453
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	395,417	2,483	SH		SOLE		0	0	2,483
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,504,151	8,923	SH		SOLE		0	0	8,923
VANGUARD INDEX FDS	VALUE ETF	922908744	1,644,524	11,830	SH		SOLE		0	0	11,830
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,324,136	6,122	SH		SOLE		0	0	6,122
VERIZON COMMUNICATIONS INC	COM	92343V104	1,137,315	36,097	SH		SOLE		0	0	36,097
VISA INC	COM CL A	92826C839	4,042,159	16,759	SH		SOLE		0	0	16,759
WP CAREY INC	COM	92936U109	221,632	3,996	SH		SOLE		0	0	3,996
WALMART INC	COM	931142103	1,679,428	10,404	SH		SOLE		0	0	10,404
WASTE MGMT INC DEL	COM	94106L109	2,474,540	15,460	SH		SOLE		0	0	15,460
WEST FRASER TIMBER CO LTD	COM	952845105	497,546	7,162	SH		SOLE		0	0	7,162
YUM BRANDS INC	COM	988498101	2,676,292	22,407	SH		SOLE		0	0	22,407
ZACKS TRUST	EARNGS CONSTANT	98888G105	7,212,813	294,218	SH		SOLE		0	0	294,218
ZOETIS INC	CL A	98978V103	385,115	2,210	SH		SOLE		0	0	2,210