CFSB Bancorp (CFSB) 10-Q 11 May 22 2022 Q3 Quarterly report Financial data

Cover Page

Cover Page - $ / shares	9 Months Ended
	Mar. 31, 2022	May 09, 2022
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Entity Registrant Name	CFSB Bancorp, Inc.
Document Period End Date	Mar. 31, 2022
Title of 12(b) Security	Stock, Par Value $0.01 Common Per Share
Document Fiscal Year Focus	2022
Security Exchange Name	NASDAQ
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--06-30
Entity Central Index Key	0001879103
Entity File Number	001-41220
Entity Tax Identification Number	87-4396534
Entity Incorporation, State or Country Code	X1
Entity Address, Address Line One	15 Beach Street
Entity Address, City or Town	Quincy
Entity Address, State or Province	MA
Entity Address, Postal Zip Code	02170
City Area Code	617
Local Phone Number	471-0750
Entity Current Reporting Status	Yes
Trading Symbol	CFSB
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Shell Company	false
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		6,521,642
Entity Listing, Par Value Per Share	$ 0.01

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Mar. 31, 2022	Jun. 30, 2021
Assets
Cash and due from banks	$ 1,637,000	$ 1,708,000
Short-term investments	35,628,000	38,970,000
Total cash and cash equivalents	37,265,000	40,678,000
Certificates of deposit	980,000	980,000
Securities available for sale, at fair value	231,000	2,294,000
Securities held to maturity, at amortized cost, fair value of $128,089 at March 31, 2022 and $107,391 at June 30, 2021	134,719,000	105,114,000
Federal Home Loan Bank stock, at cost	453,000	453,000
Loans, net of allowance for loan losses of $1,747 at March 31, 2022 and $1,722 at June 30, 2021	172,758,000	174,433,000
Premises and equipment, net	3,310,000	3,459,000
Accrued interest receivable	1,211,000	1,146,000
Bank-owned life insurance	10,068,000	9,250,000
Deferred tax asset	955,000	665,000
Other Assets	589,000	382,000
Total Assets	362,539,000	338,854,000
Deposits
Non-interest bearing	29,228,000	30,129,000
Interest bearing	254,752,000	254,505,000
Total deposits	283,980,000	284,634,000
Short-term borrowings	115,000	918,000
Mortgagors' escrow accounts	1,540,000	1,572,000
Accrued expenses and other liabilities	3,245,000	3,085,000
Total liabilities	288,880,000	290,209,000
Stockholders' Equity
Preferred Stock, $.01 par value, 10,000,000 and -0- shares authorized as of March 31, 2022 and June 30, 2021, respectively, none issued and outstanding as of March 31, 2022 and June 30, 2021	0	0
Common Stock, $.01 par value, 90,000,000 and -0- shares authorized as of March 31, 2022 and June 30, 2021, respectively; 6,521,642 and -0- issued and outstanding as of March 31, 2022 and June 30, 2021	65,000	0
Additional Paid in Capital	27,720,000	0
Retained earnings	48,406,000	48,628,000
Accumulated other comprehensive income	4,000	17,000
Unearned compensation - ESOP, 253,621 and -0- shares unallocated at March 31, 2022 and June 30, 2021, respectively	(2,536,000)	0
Total stockholders' equity	73,659,000	48,645,000
Total liabilities and stockholders' equity	$ 362,539,000	$ 338,854,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Statement of Financial Position [Abstract]
Debt securities, Held to maturity, Fair value	$ 128,089	$ 107,391
Loans and leases receivable, Allowance	$ 1,747	$ 1,722
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	0
Preferred Stock, Shares Issued	0	0
Preferred stock, shares outstanding	0	0
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common stock, shares authorized	90,000,000	0
Common stock, shares issued	6,521,642	0
Common stock, shares outstanding	6,521,642	0
Unearned compensation ESOP	253,621	0

Consolidated Statements of Net

Consolidated Statements of Net Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Interest and dividend income:
Interest and fees on loans	$ 1,615	$ 1,760	$ 4,909	$ 5,431
Interest and dividends on debt securities:
Taxable	548	409	1,507	1,326
Tax exempt	117	141	360	426
Interest on short-term investments and certificates of deposit	17	13	50	35
Total interest and dividend income	2,297	2,323	6,826	7,218
Interest expense:
Deposits	245	442	774	1,722
Short-term borrowings	1	13	7	51
Total interest expense	246	455	781	1,773
Net interest income	2,051	1,868	6,045	5,445
Provision for loan losses	1	15	26	45
Net interest income, after provision for loan losses	2,050	1,853	6,019	5,400
Non-interest income:
Customer service fees	32	27	93	87
Income on bank-owned life insurance	75	72	224	217
Gain on sale of securities available for sale	0	0	48	0
Other income	46	46	205	194
Total non-interest income	153	145	570	498
Non-interest expense:
Salaries and employee benefits	956	883	3,102	2,981
Occupancy and equipment	238	236	656	630
Advertising	32	21	110	68
Data processing	89	102	260	272
Deposit insurance	24	21	67	64
Charitable Foundation contribution	1,554	0	1,554	0
Other general and administrative	334	267	1,026	776
Total non-interest expense	3,227	1,530	6,775	4,791
Income (loss) before income taxes	(1,024)	468	(186)	1,107
Provision (benefit) for income taxes	(196)	67	(64)	111
Net income (loss)	$ (828)	$ 401	$ (122)	$ 996
Earnings (loss) per share:
Basic and diluted	$ (0.15)
Weighted Average Shares:
Basic and diluted	5,500,173

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ (828)	$ 401	$ (122)	$ 996
Other comprehensive income:
Change in unrealized holding gains (losses)	(3)	(19)	30	(21)
Reclassification adjustment for net realized gains	0	0	(48)	0
Net change in unrealized losses	(3)	(19)	(18)	(21)
Tax effect	1	6	5	6
Net-of-tax amount	(2)	(13)	(13)	(15)
Comprehensive income (loss)	$ (830)	$ 388	$ (135)	$ 981

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Tax effect related to net realized gain on sale of security available for sale			$ 14,000
Sales	$ 0	$ 0	$ 0	$ 0

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity and Retained Earnings (Unaudited) - USD ($)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Unearned Compensation ESOP [Member]
Beginning Balance at Jun. 30, 2020	$ 47,246,000			$ 47,236,000	$ 10,000
Comprehensive income (loss)	593,000			595,000	(2,000)
Ending Balance at Dec. 31, 2020	47,839,000			47,831,000	8,000
Beginning Balance at Jun. 30, 2020	47,246,000			47,236,000	10,000
Comprehensive income (loss)	981,000
Ending Balance at Mar. 31, 2021	48,227,000			48,232,000	(5,000)
Beginning Balance at Dec. 31, 2020	47,839,000			47,831,000	8,000
Comprehensive income (loss)	388,000			401,000	(13,000)
Ending Balance at Mar. 31, 2021	48,227,000			48,232,000	(5,000)
Beginning Balance (in shares) at Jun. 30, 2021		0
Beginning Balance at Jun. 30, 2021	48,645,000	$ 0	$ 0	48,628,000	17,000	$ 0
Comprehensive income (loss)	462,000	$ 0	0	472,000	(10,000)	0
Ending Balance (in shares) at Sep. 30, 2021		0
Ending Balance at Sep. 30, 2021	49,107,000	$ 0	0	49,100,000	7,000	0
Beginning Balance (in shares) at Jun. 30, 2021		0
Beginning Balance at Jun. 30, 2021	48,645,000	$ 0	0	48,628,000	17,000	0
Comprehensive income (loss)	(135,000)
Ending Balance (in shares) at Mar. 31, 2022		6,521,642
Ending Balance at Mar. 31, 2022	73,659,000	$ 65,000	27,720,000	48,406,000	4,000	(2,536,000)
Beginning Balance (in shares) at Sep. 30, 2021		0
Beginning Balance at Sep. 30, 2021	49,107,000	$ 0	0	49,100,000	7,000	0
Comprehensive income (loss)	233,000	$ 0	0	234,000	(1,000)	0
Ending Balance (in shares) at Dec. 31, 2021		0
Ending Balance at Dec. 31, 2021	49,340,000	$ 0	0	49,334,000	6,000	0
Comprehensive income (loss)	(830,000)	0	0	(828,000)	(2,000)	0
Transfer of cash from CFSB to 15 Beach MHC	(100,000)	$ 0	0	(100,000)	0	0
Issuance of shares to the mutual holding company (in shares)		3,586,903
Issuance of shares to the mutual holding company	36,000	$ 36,000	0	0	0	0
Issuance of shares in the intial public offering, net of expenses	26,445,000	$ 28,000	26,417,000	0	0	0
Issuance of shares in the intial public offering, net of expenses (in shares)		2,804,306
Issuance and contribution of shares to the Colonial Federal Savings Bank Charitable Foundation	1,304,000	$ 1,000	1,303,000	0	0	0
Issuance and contribution of shares to the Colonial Federal Savings Bank Charitable Foundation (in shares)		130,433
Purchase of shares by the ESOP	2,556,000	$ 0	0	0	0	(2,556,000)
ESOP shares committed to be released	20,000					20,000
Ending Balance (in shares) at Mar. 31, 2022		6,521,642
Ending Balance at Mar. 31, 2022	$ 73,659,000	$ 65,000	$ 27,720,000	$ 48,406,000	$ 4,000	$ (2,536,000)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity and Retained Earnings (Unaudited) (Parenthetical) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)shares
Purchase of shares by the ESOP (in shares)	255,648
Common Stock [Member]
Issuance of shares in the initial public offering, net of expenses | $	$ 1,583,000
Purchase of shares by the ESOP (in shares)	255,648
ESOP shares committed to be released, (in shares)	2,027

Consolidated Statements of Ch_3

Consolidated Statements of Changes of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities
Net income (loss)	$ (122)	$ 996
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	26	45
Gain on sales of securities available for sale, net	(48)	0
Depreciation and amortization, net	627	516
Contribution of stock to charitable foundation	1,304
ESOP expense	20	0
Net change in:
Cash surrender value of bank-owned life insurance	(183)	(181)
Accrued interest receivable	(65)	91
Other, net	(432)	(176)
Net cash (used in) provided by operating activities	1,127	1,291
Activity in securities available for sale:
Maturities, prepayments and calls	62	78
Purchases	0	(1,982)
Sales	2,031	0
Activity in securities held to maturity:
Maturities, prepayments and calls	16,923	20,030
Purchases	(46,962)	(22,212)
Loan originations and payments, net	1,649	14,419
Additions to premises and equipment	(44)	(61)
Purchase of bank-owned life insurance	(635)	0
Redemption of Federal Home Loan Bank Stock	0	101
Net cash (used in) provided by investing activities	(26,976)	10,372
Cash flows from financing activities:
Net increase in deposits	(654)	6,871
Net decrease in short-term borrowings	(803)	(2,203)
Proceeds from sale of common stock, net	26,481	0
Common stock purchased by ESOP	(2,556)	0
Net decrease in mortgagors' escrow accounts	(32)	(41)
Net cash provided by financing activities	22,436	4,627
Net change in cash and cash equivalents	(3,413)	16,290
Cash and cash equivalents at beginning of year	40,678	38,344
Cash and cash equivalents at end of year	37,265	54,634
Supplemental information:
Interest paid on deposits, short term borrowings and long-term debt	783	1,778
Income taxes paid	$ 196	$ 146

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS	9 Months Ended
	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS Basis of presentation and consolidation These unaudited consolidated financial statements of CFSB Bancorp, Inc. (the "Company") include the accounts of Colonial Federal Savings Bank (the “Bank”) and its wholly-owned subsidiary, Beach Street Security Corporation, which was established for the purpose of buying, holding and selling securities. All significant intercompany balances and transactions have been eliminated in consolidation. In the opinion of management, all adjustments necessary for a fair presentation are reflected in these unaudited consolidated financial statements, and all adjustments made are of a normal recurring nature. Business The Bank provides a variety of financial services to individuals and small businesses through its offices in Quincy, Holbrook and Weymouth. Its primary deposit products are savings, checking and term certificate accounts, and its primary lending product are residential mortgage loans and, to a lesser extent, commercial and multi-family real estate loans. Reorganization and Offering On January 12, 2022 the Bank reorganized from a federally chartered mutual savings bank to a two-tier mutual holding company structure. As part of the reorganization, a mutual holding company (the “MHC”) was formed as a federal corporation, into which all of the current voting rights of the members of the Bank were transferred. As part of the reorganization, the Bank converted to a federal stock savings bank (the “Stock Bank”). A stock holding company (the “Holding Company”) was established as a federal corporation and a majority-owned subsidiary of the MHC at all times so long as the MHC remains in existence. Concurrently with the reorganization, the Holding Company offered for sale 43 % of its common stock in a stock offering and contributed 2 % of its common stock to a charitable foundation established as a part of the reorganization. The remainder of the Holding Company common stock is held by the MHC. The Holding Company offered shares of common stock for sale on a priority basis to depositors of the Bank and the tax qualified employee plans of the Bank. The Company sold 2,804,306 shares of common stock at $ 10.00 per share for gross offering proceeds of $ 28.0 million. Employee Stock Ownership Plan (ESOP) The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of shareholders' equity. The Company records compensation expense for the ESOP equal to fair market value of shares when they are committed to be released from the suspense account to participants' accounts under the plan. Earnings Per Share The following table presents the factors used in the earnings (loss) per share calculation: Three Months Ended Basic and diluted March 31, 2022 Net loss $ ( 828,000 ) Weighted average common shares outstanding 5,724,552 Less: Average unallocated ESOP shares ( 224,380 ) Average shares 5,500,173 Basic and diluted earnings per common share $ ( 0.15 ) Use of estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the unaudited consolidated balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term are the allowance for loan losses and deferred income taxes. Reclassification Certain amounts in the 2021 unaudited consolidated financial statements have been reclassified to conform to the 2022 presentation. Recent accounting pronouncements In February 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) 2016-02, Leases (Topic 842). This ASU is intended to improve financial reporting about leasing transactions and the key provision impacting the Company is the requirement for a lessee to record a right-to-use asset and a liability representing the obligation to make lease payments for long-term operating leases. The ASU, as amended, will be effective for fiscal years beginning after December 15, 2021. Management is currently evaluating the impact of adopting this ASU. It is expected that assets and liabilities will increase based on the estimated present value of remaining lease payments in place at the adoption date. On June 16, 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326), which requires entities to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Entities will now use forward-looking information to better form their credit loss estimates. The ASU also requires enhanced disclosures to help financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. This ASU, as amended, is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Management is currently evaluating the impact of adopting this ASU to the unaudited consolidated financial statements, which may be material.

RESTRICTIONS ON CASH AND AMOUNT

RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS	9 Months Ended
	Mar. 31, 2022
Cash and Cash Equivalents [Abstract]
RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS	2. RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS Effective March 26, 2020, the Board of Governors of the Federal Reserve reduced reserve requirement ratios to zero percent and therefore no reserve balance was required at March 31, 2022 or June 30, 2021 .

SECURITIES

SECURITIES	9 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. SECURITIES The amortized cost and fair value of securities, with gross unrealized gains and losses, follows: March 31, 2022 (In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Securities available for sale: Government-sponsored enterprises: Mortgage-backed securities $ 209 $ 5 $ - $ 214 Collateralized mortgage obligations 17 - - 17 Total securities available for sale $ 226 $ 5 $ - $ 231 Securities held to maturity: Government-sponsored enterprises: Mortgage-backed securities $ 40,305 $ 145 $ ( 1,286 ) $ 39,164 Collateralized mortgage obligations 9 - - 9 Municipal bonds 44,025 46 ( 3,147 ) 40,924 Corporate bonds 50,380 133 ( 2,521 ) 47,992 Total securities held to maturity $ 134,719 $ 324 $ ( 6,954 ) $ 128,089 June 30, 2021 (In thousands) Amortized Gross Unrealized Gains Gross Unrealized Losses Fair Value Securities available for sale: Government-sponsored enterprises: Debt obligations $ 1,983 $ 12 $ - $ 1,995 Mortgage-backed securities 260 12 - 272 Collateralized mortgage obligations 27 - - 27 Total securities available for sale $ 2,270 $ 24 $ - $ 2,294 Securities held to maturity: Government-sponsored enterprises: Debt obligations $ 1,001 $ 12 $ - $ 1,013 Mortgage-backed securities 27,680 1,229 ( 12 ) 28,897 Collateralized mortgage obligations 17 1 - 18 Municipal bonds 38,360 458 ( 216 ) 38,602 Corporate bonds 38,056 936 ( 131 ) 38,861 Total securities held to maturity $ 105,114 $ 2,636 $ ( 359 ) $ 107,391 Securities with an amortized cost of $ 14,690,000 and a fair value of $ 13,547,000 at March 31, 2022 were pledged to secure a credit line with the Federal Reserve Bank. See Note 7. The amortized cost and fair value of debt securities, by contractual maturity, is shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2022 Available for Sale Held to Maturity (In thousands) Amortized Cost Fair Value Amortized Cost Fair Value Within 1 year $ - $ - $ 4,710 $ 4,726 Over 1 year through 5 years - - 24,804 24,663 Over 5 years through 10 years - - 36,028 33,939 Over 10 years - - 28,863 25,588 - - 94,405 88,916 Mortgage-backed securities 209 214 40,305 39,164 Collateralized mortgage obligations 17 17 9 9 $ 226 $ 231 $ 134,719 $ 128,089 Information pertaining to securities with gross unrealized losses at March 31, 2022 and June 30, 2021 aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: Less Than Twelve Months Over Twelve Months (In thousands) Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value March 31, 2022 Securities held to maturity: Mortgage-backed securities $ 1,146 $ 26,970 $ 140 $ 2,040 Municipal bonds 2,122 20,138 1,025 7,022 Corporate bonds 1,879 30,925 642 6,036 Total temporarily impaired securities held to maturity $ 5,147 $ 78,033 $ 1,807 $ 15,098 Less Than Twelve Months Over Twelve Months (In thousands) Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value June 30, 2021 Securities held to maturity: Mortgage-backed securities $ 12 $ 2,598 $ - $ - Municipal bonds 216 7,839 - - Corporate bonds 131 9,249 - - Total temporarily impaired securities held to maturity $ 359 $ 19,686 $ - $ - At March 31, 2022 , 128 debt securities have unrealized losses with aggregate depreciation of 6.95 % from the Bank’s amortized cost basis. These unrealized losses are the result of changes in the interest rate environment and there have been no downgrades in the investment quality of these securities. The contractual terms of these securities do not permit the entities to settle the security at a price less than par value. Because the Bank does not intend to sell these securities and it is not more likely than not that the Bank will be required to sell the securities before recovery of their amortized cost bases, which may be maturity, it does not consider these securities to be other-than-temporarily impaired at March 31, 2022. Proceeds from the sale of securities available for sale was $ 0 and $ 2,031 ,000 for the three and nine months ended March 31, 2022 , respectively. There were no sales during the three and nine months ended March 31, 2021 .

LOANS

LOANS	9 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
LOANS	4. LOANS A summary of the balances of loans follows: (In thousands) March 31, 2022 June 30, 2021 Mortgage loans on real estate: Residential: 1-4 family $ 140,080 $ 139,687 Multifamily 15,353 15,868 Second mortgages and home equity lines of credit 1,955 2,454 Commercial 15,307 16,366 Total mortgage loans on real estate 172,695 174,375 Other loans: Consumer 97 139 Home improvement 2,062 1,972 Total other loans 2,159 2,111 Total loans 174,854 176,486 Less: Allowance for loan losses ( 1,747 ) ( 1,722 ) Net deferred loan fees ( 349 ) ( 331 ) Loans, net $ 172,758 $ 174,433 Mortgage loans serviced for others are not included in the accompanying unaudited consolidated balance sheets. The unpaid principal balances of mortgage loans serviced for others were $ 121,000 at March 31, 2022 and $ 499,000 at June 30, 2021. Residential loans are subject to a blanket lien securing FHLB advances. See Note 7. Activity in the allowance for loan losses and allocation of the allowance to loan segments follows: (In thousands) Residential Real Estate Commercial Real Estate Consumer Unallocated Total Balance at June 30, 2021 $ 1,262 $ 279 $ 58 $ 123 $ 1,722 Provision (credit) for loan losses ( 14 ) ( 14 ) - 53 25 Loans charged-off - - - - - Recoveries - - - - - Balance at December 31, 2021 1,248 265 58 176 1,747 Provision (credit) for loan losses ( 10 ) ( 4 ) 3 12 1 Loans charged-off - - ( 1 ) - ( 1 ) Recoveries - - - - - Balance at March 31, 2022 $ 1,238 $ 261 $ 60 $ 188 $ 1,747 Balance at June 30, 2020 $ 1,228 $ 301 $ 48 $ 85 $ 1,662 Provision (credit) for loan losses 24 ( 8 ) 7 7 30 Loans charged-off - - - - - Recoveries - - - - - Balance at December 31, 2020 1,252 293 55 92 1,692 Provision (credit) for loan losses ( 20 ) - ( 2 ) 37 15 Loans charged-off - - - - - Recoveries - - - - - Balance at March 31, 2021 $ 1,232 $ 293 $ 53 $ 129 $ 1,707 March 31, 2022 Allowance for impaired loans $ - $ - $ - $ - $ - Allowance for non-impaired loans 1,238 261 60 188 1,747 Total allowance for loan losses $ 1,238 $ 261 $ 60 $ 188 $ 1,747 Impaired loans $ - $ - $ - $ - $ - Non-impaired loans 157,388 15,307 2,159 - 174,854 Total loans $ 157,388 $ 15,307 $ 2,159 $ - $ 174,854 December 31, 2021 Allowance for impaired loans $ - $ - $ - $ - $ - Allowance for non-impaired loans 1,248 265 58 176 1,747 Total allowance for loan losses $ 1,248 $ 265 $ 58 $ 176 $ 1,747 Impaired loans $ - $ - $ - $ - $ - Non-impaired loans 157,414 15,508 2,110 - 175,032 Total loans $ 157,414 $ 15,508 $ 2,110 $ - $ 175,032 June 30, 2021 Allowance for impaired loans $ - $ - $ - $ - $ - Allowance for non-impaired loans 1,262 279 58 123 1,722 Total allowance for loan losses $ 1,262 $ 279 $ 58 $ 123 $ 1,722 Impaired loans $ - $ - $ - $ - $ - Non-impaired loans 158,009 16,366 2,111 - 176,486 Total loans $ 158,009 $ 16,366 $ 2,111 $ - $ 176,486 At March 31, 2022 and June 30, 2021 , there were no past due loans or loans on non-accrual. At March 31, 2022 and June 30, 2021 , there were no loans past due ninety days or more and still accruing. There were no impaired loans at March 31, 2022 or June 30, 2021. During the three and nine months ended March 31, 2022 and 2021 , there were no troubled debt restructurings or troubled debt restructurings that defaulted in the first twelve months after restructuring. Management performs a discounted cash flow calculation to determine the amount of impairment reserve required on each of the troubled debt restructurings. Any reserve required is recorded through the provision for loan losses. Credit Quality Information The Bank utilizes an internal loan rating system for residential real estate and commercial real estate loans as follows: Pass: Loans in this category are considered to pose low to average risk. Passed assets are generally protected by the current net worth and paying capacity of the obligor or by the value of collateral pledged. Special Mention: Loans in this category possess credit deficiencies or potential weaknesses deserving management’s close attention. If uncorrected, such deficiencies or weaknesses may expose the Bank to an increased risk of loss. Substandard: Loans in this category are considered to be inadequately protected by the current net worth and paying capacity of the obligors and/or the collateral pledged. These assets have a well-defined weakness and are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful: Loans in this category have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable. Loss: Loans in this category are considered uncollectible and continuance as a bankable asset is not warranted. Loans in this category are generally charged-off. On an annual basis, or more often if needed, the Bank formally reviews the ratings on all commercial real estate and construction loans. On a monthly basis, the Bank reviews the residential and other loan portfolios for credit quality primarily through the use of delinquency reports. The following table presents information on the Bank’s loans by risk ratings: March 31, 2022 June 30, 2021 (In thousands) Residential Real Estate Commercial Real Estate Residential Real Estate Commercial Real Estate Pass $ 157,388 $ 13,103 $ 158,009 $ 14,342 Special mention - 2,204 - 2,024 $ 157,388 $ 15,307 $ 158,009 $ 16,366 At March 31, 2022 and June 30, 2021 , there were no loans rated substandard, doubtful or loss.

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	9 Months Ended
	Mar. 31, 2022
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	REMISES AND EQUIPMENT A summary of the cost and accumulated depreciation and amortization of premises and equipment follows: (In thousands) March 31, 2022 June 30, 2021 Land $ 1,553 $ 1,553 Bank buildings 1,066 1,066 Building improvements 926 926 Furniture, fixtures and equipment 1,311 1,267 Leasehold improvements 167 167 5,023 4,979 Less accumulated depreciation and amortization ( 1,713 ) ( 1,520 ) $ 3,310 $ 3,459 Depreciation and amortization expense for the three months ended March 31, 2022 and 2021 amounted to $ 63,000 and $ 68,000 , respectively. Depreciation and amortization expense for the nine months ended March 31, 2022 and 2021 amounted to $ 193,000 and $ 202,000 , respectively.

DEPOSITS

DEPOSITS	9 Months Ended
	Mar. 31, 2022
Statistical Disclosure for Banks [Abstract]
DEPOSITS	6. DEPOSITS A summary of deposit balances, by type, is as follows: (In thousands) March 31, 2022 June 30, 2021 NOW and demand $ 62,101 $ 62,745 Regular and other 73,229 68,998 Money market deposits 43,683 41,319 Total non-certificate accounts 179,013 173,062 Term certificates of $250,000 or more 25,418 25,833 Term certificates less than $250,000 79,549 85,739 Total certificate accounts 104,967 111,572 Total deposits $ 283,980 $ 284,634 A summary of certificate accounts by maturity is as follows: March 31, 2022 June 30, 2021 (Dollars in thousands) Amount Weighted Average Rate Amount Weighted Average Rate Due within 1 year $ 76,875 0.51 % $ 67,440 0.66 % Over 1 year to 2 years 20,754 1.49 33,517 1.11 Over 2 years to 3 years 5,583 0.97 5,208 1.86 Over 3 years to 5 years 1,755 0.65 5,407 0.95 $ 104,967 0.73 % $ 111,572 0.86 %

FEDERAL HOME LOAN BANK ADVANCES

FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS	9 Months Ended
	Mar. 31, 2022
Federal Home Loan Banks [Abstract]
FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS	7. FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS Short-term FHLB advances with an original maturity of less than one year amounted to $ 115,000 with a weighted average rate of 2.65 % at March 31, 2022 and $ 918,000 with a weighted average rate of 2.75 % at June 30, 2021. There were no long-term FHLB advances outstanding at March 31, 2022 and June 30, 2021. The Bank has an available line of credit in the amount of $ 2,354,000 with the FHLB of Boston at an interest rate that adjusts daily . Borrowings under the line are limited to 2 % of the Bank’s total assets. At March 31, 2022 and June 30, 2021 , there were no funds advanced under the line of credit. All borrowings from the FHLB are secured by a blanket lien on qualified collateral, defined principally as first mortgage loans on owner-occupied 1-4 family residential property. The Bank has an available line of credit under the Federal Reserve Bank Borrower-in-Custody program offered through the Discount Window. Under the terms of the credit line at March 31, 2022 and June 30, 2021 , the Bank has pledged certain qualifying securities with a fair market value of $ 13,547,000 and $ 10,081,000 , respectively, and the line bears a variable interest rate equal to the federal funds rate plus 0.50 %. At March 31, 2022 and June 30, 2021 , there was no outstanding balance under this program.

MINIMUM REGULATORY CAPITAL REQU

MINIMUM REGULATORY CAPITAL REQUIREMENTS	9 Months Ended
	Mar. 31, 2022
Regulatory Capital Requirements Under Banking Regulations Abstract [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	8. MINIMUM REGULATORY CAPITAL REQUIREMENTS The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's unaudited consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Federal banking regulations require minimum capital requirements for community banking institutions as set forth in the following table. Additionally, community banking institutions must maintain a capital conservation buffer of common equity Tier 1 capital in an amount greater than 2.5 % of total risk-weighted assets to avoid being subject to limitations on capital distributions and discretionary bonuses. At March 31, 2022, the Bank met the required capital conservation buffer. Management believes that the Bank’s capital levels will remain characterized as “well capitalized.” As of March 31, 2022, the most recent notification from the Office of the Comptroller of Currency categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum capital ratios as set forth in the following table. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Bank’s actual capital amounts and ratios as of March 31, 2022 and June 30, 2021 are also presented in the table. Actual Minimum Capital Requirement Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio March 31, 2022 Total capital (to risk weighted assets) $ 64,655 35.0 % $ 14,797 8.0 % $ 18,496 10.0 % Common equity Tier 1 capital (to risk weighted assets) 62,908 34.0 8,323 4.5 12,023 6.5 Tier 1 capital (to risk weighted assets) 62,908 34.0 11,098 6.0 14,797 8.0 Tier 1 capital (to adjusted total assets) 62,908 17.4 14,479 4.0 18,099 5.0 June 30, 2021 Total capital (to risk weighted assets) $ 50,350 29.7 % $ 13,585 8.0 % $ 16,981 10.0 % Common equity Tier 1 capital (to risk weighted assets) 48,628 28.6 7,641 4.5 11,038 6.5 Tier 1 capital (to risk weighted assets) 48,628 28.6 10,189 6.0 13,585 8.0 Tier 1 capital (to adjusted total assets) 48,628 14.4 13,519 4.0 16,898 5.0

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	9. COMMITMENTS AND CONTINGENCIES Loan commitments The Bank is a party to credit-related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and advance funds on lines of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the unaudited consolidated balance sheets. The Bank’s exposure to credit loss is represented by the contractual amount of these commitments. The Bank uses the same credit policies in making commitments as it does for on-balance sheet instruments. At March 31, 2022 and June 30, 2021, the following financial instruments were outstanding whose contract amounts represent credit risk: (In thousands) March 31, 2022 June 30, 2021 Commitments to grant loans $ 4,199 $ 1,460 Unadvanced funds on equity lines of credit 5,419 5,659 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for construction loans and lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s credit worthiness on a case-by-case basis and the commitments are collateralized by real estate. Operating lease commitments Pursuant to the terms of noncancelable lease agreements in effect at March 31, 2022 pertaining to premises, future minimum rent commitments for the fiscal years ending 2022 through 2026 and thereafter amounted to $ 23,000 , $ 119,000 , $ 119,000 , $ 119,000 , $ 119,000 and $ 747,000 , respectively. The cost of the lease payments is not included above. Total lease expense for the nine months ended March 31, 2022 and 2021 amounted to $ 68,000 for each period. Other contingencies Various legal claims also arise from time to time in the normal course of business which, in the opinion of management, will have no material effect on the Bank’s unaudited consolidated financial statements.

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	9 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
EMPLOYEE BENEFIT PLANS	10. EMPLOYEE BENEFIT PLANS Employee Stock Ownership Plan As part of the stock offering, the Bank established the Colonial Federal Savings Bank Employee Stock Ownership Plan ("ESOP') to provide eligible employees of the Bank the opportunity to own Company Stock. The ESOP is a tax-qualified retirement plan for the benefit of Bank employees. Contributions are allocated to eligible participants on the basis of compensation, subject to federal limits. The number of shares committed to be released per year is 10,226 . The ESOP funded its purchase of 255,648 shares through a loan from the Company equal to 100% of the purchase price of the common stock. The ESOP trustee will repay the loan principally through the Bank's contributions to the ESOP over the loan term of 25 years . At March 31, 2022 , the principal balance on the ESOP loan was $ 2.6 million. March 31, 2022 Shares held by the ESOP include the following: Committed to be allocated 2,027 Unallocated 253,621 Total 255,648 Defined benefit plan The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (the "Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. Pension expense under the Pentegra DB Plan amounted to $ 180,000 and $ 195,000 for the three months ended March 31, 2022 and 2021 , respectively, and $ 555,000 and $ 585,000 for the nine months ended March 31, 2022 and 2021, respectively. There were no contributions made to the Pentegra DB Plan during the three months ended March 31, 2022 and 2021, respectively. 401(k) plan The Bank has a savings plan which is intended to qualify under Section 401(k) of the Internal Revenue Code. The plan provides for voluntary contributions by participating employees ranging from 2 % to 15 % of their compensation, subject to certain limitations. The Bank matches 10 % of the employee’s voluntary contributions up to 3 % of their compensation. Employer 401(k) contribution expense amounted to $ 7,000 and $ 10,000 for the three months ended March 31, 2022 and 2021 and $ 27,000 and $ 29,000 for the nine months ended March 31, 2022 and 2021 Supplemental compensation plan The Bank has entered into a Supplemental Executive Retirement Plan (the “SERP”) with certain officers, which provides for payments upon attaining the retirement age noted in the SERP. The present value of these future payments is provided over the remaining terms of the officers’ employment and at March 31, 2022 and June 30, 2021 , the accrued liability amounted to $ 799,000 and $ 748,000 , respectively. SERP expense for the nine months ended March 31, 2022 and 2021 amounted to $ 52,000 and $ 62,000 , respectively In connection with these SERPs, the Bank purchased life insurance policies, which had a cash surrender value of $ 5,677,000 and $ 4,922,000 at March 31, 2022 and June 30, 2021, respectively. In addition, the Bank provides death benefits for officers and directors of the Bank under the terms of Split Dollar Agreements. The Bank has purchased life insurance contracts in connection with these agreements and the cash surrender value of the policies at March 31, 2022 and June 30, 2021 amounted to $ 4,391,000 and $ 4,328,000 , respectively. For the nine months ended March 31, 2022 and 2021 , post-retirement expense related to these obligations amounted to $ 41,000 and $ 29,000 , respectively.

FAIR VALUE OF ASSETS AND LIABIL

FAIR VALUE OF ASSETS AND LIABILITIES	9 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
FAIR VALUE OF ASSETS AND LIABILITIES	11. FAIR VALUE OF ASSETS AND LIABILITIES Determination of fair value The Bank uses fair value measurements to record fair value adjustments to certain assets. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in some instances, quoted market prices may not be available. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques, including collateral value. Those techniques are significantly affected by the assumptions used, including discount rates and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Fair value hierarchy The Bank groups its assets that are measured at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. Level 1 – Valuation is based on quoted prices in active exchange markets for identical assets. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. Level 2 – Valuation is based on observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets. Level 3 – Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets. Level 3 assets include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. Assets and liabilities measured at fair value on a recurring basis At March 31, 2022 and June 30, 2021, securities available for sale were measured at Level 2 with a fair value of $ 231 ,000 and $ 2,294 ,000 , respectively. All fair value measurements are obtained from a third-party pricing service and are not adjusted by management. Securities measured at fair value in Level 2 are based on pricing models that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, credit spreads and new issue data. There are no securities measured at fair value in Levels 1 and 3. There are no liabilities measured at fair value on a recurring basis at March 31, 2022 and June 30, 2021. Assets and liabilities measured at fair value on a non-recurring basis The Bank may also be required, from time to time, to measure certain other financial assets on a non-recurring basis in accordance with generally accepted accounting principles. These adjustments to fair value usually result from application of lower-of-cost-or-market accounting or write-downs of individual assets. There are no assets or liabilities measured at fair value on a non-recurring basis at March 31, 2022 or June 30, 2021. The following table summarizes financial assets and liabilities measured at fair value on a recurring basis as of March 31, 2022 and June 30, 2021. March 31, 2022 (In thousands) Carrying Level 1 Fair Value Level 2 Level 3 Total Assets: Cash and cash equivalents $ 37,265 $ 37,265 $ - $ - $ 37,265 Certificates of deposits 980 - 980 - 980 Securities available for sale 231 - 231 - 231 Securities held to maturity 134,719 - 128,089 - 128,089 Federal Home Loan Bank of Boston stock 453 - - 453 453 Loans - net 172,758 - - 168,212 168,212 Accrued interest receivable 1,211 - - 1,211 1,211 Liabilities: Deposits 283,980 - - 272,559 272,559 Short-term borrowings 115 - - 115 115 Accrued interest payable - - - - - June 30, 2021 (In thousands) Carrying Level 1 Fair Value Level 2 Level 3 Total Assets: Cash and cash equivalents $ 40,678 $ 40,678 $ - $ - $ 40,678 Certificates of deposits 980 - 988 - 988 Securities available for sale 2,294 - 2,294 - 2,294 Securities held to maturity 105,114 - 107,391 - 107,391 Federal Home Loan Bank of Boston stock 453 - - 453 453 Loans - net 174,433 - - 177,324 177,324 Accrued interest receivable 1,146 - - 1,146 1,146 Liabilities: - Deposits 284,634 - - 285,915 285,915 Short-term borrowings 918 - - 925 925 Accrued interest payable 3 - - 3 3

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS (Policies)	9 Months Ended
	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of presentation and consolidation	Basis of presentation and consolidation These unaudited consolidated financial statements of CFSB Bancorp, Inc. (the "Company") include the accounts of Colonial Federal Savings Bank (the “Bank”) and its wholly-owned subsidiary, Beach Street Security Corporation, which was established for the purpose of buying, holding and selling securities. All significant intercompany balances and transactions have been eliminated in consolidation. In the opinion of management, all adjustments necessary for a fair presentation are reflected in these unaudited consolidated financial statements, and all adjustments made are of a normal recurring nature.
Business	Business The Bank provides a variety of financial services to individuals and small businesses through its offices in Quincy, Holbrook and Weymouth. Its primary deposit products are savings, checking and term certificate accounts, and its primary lending product are residential mortgage loans and, to a lesser extent, commercial and multi-family real estate loans.
Reorganization and Offering	Reorganization and Offering On January 12, 2022 the Bank reorganized from a federally chartered mutual savings bank to a two-tier mutual holding company structure. As part of the reorganization, a mutual holding company (the “MHC”) was formed as a federal corporation, into which all of the current voting rights of the members of the Bank were transferred. As part of the reorganization, the Bank converted to a federal stock savings bank (the “Stock Bank”). A stock holding company (the “Holding Company”) was established as a federal corporation and a majority-owned subsidiary of the MHC at all times so long as the MHC remains in existence. Concurrently with the reorganization, the Holding Company offered for sale 43 % of its common stock in a stock offering and contributed 2 % of its common stock to a charitable foundation established as a part of the reorganization. The remainder of the Holding Company common stock is held by the MHC. The Holding Company offered shares of common stock for sale on a priority basis to depositors of the Bank and the tax qualified employee plans of the Bank. The Company sold 2,804,306 shares of common stock at $ 10.00 per share for gross offering proceeds of $ 28.0 million.
Employee Stock Ownership Plan (ESOP)	Employee Stock Ownership Plan (ESOP) The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of shareholders' equity. The Company records compensation expense for the ESOP equal to fair market value of shares when they are committed to be released from the suspense account to participants' accounts under the plan.
Earnings Per Share	Earnings Per Share The following table presents the factors used in the earnings (loss) per share calculation: Three Months Ended Basic and diluted March 31, 2022 Net loss $ ( 828,000 ) Weighted average common shares outstanding 5,724,552 Less: Average unallocated ESOP shares ( 224,380 ) Average shares 5,500,173 Basic and diluted earnings per common share $ ( 0.15 )
Use of estimates	Use of estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the unaudited consolidated balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term are the allowance for loan losses and deferred income taxes.
Reclassification	Reclassification Certain amounts in the 2021 unaudited consolidated financial statements have been reclassified to conform to the 2022 presentation.
Recent accounting pronouncements	Recent accounting pronouncements In February 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) 2016-02, Leases (Topic 842). This ASU is intended to improve financial reporting about leasing transactions and the key provision impacting the Company is the requirement for a lessee to record a right-to-use asset and a liability representing the obligation to make lease payments for long-term operating leases. The ASU, as amended, will be effective for fiscal years beginning after December 15, 2021. Management is currently evaluating the impact of adopting this ASU. It is expected that assets and liabilities will increase based on the estimated present value of remaining lease payments in place at the adoption date. On June 16, 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326), which requires entities to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Entities will now use forward-looking information to better form their credit loss estimates. The ASU also requires enhanced disclosures to help financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. This ASU, as amended, is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Management is currently evaluating the impact of adopting this ASU to the unaudited consolidated financial statements, which may be material.

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS (Tables)	9 Months Ended
	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule Of Earnings (Loss) Per Share	The following table presents the factors used in the earnings (loss) per share calculation: Three Months Ended Basic and diluted March 31, 2022 Net loss $ ( 828,000 ) Weighted average common shares outstanding 5,724,552 Less: Average unallocated ESOP shares ( 224,380 ) Average shares 5,500,173 Basic and diluted earnings per common share $ ( 0.15 )

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule Of Debt Securities Fair Value To Amortized Cost Basis	The amortized cost and fair value of securities, with gross unrealized gains and losses, follows: March 31, 2022 (In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Securities available for sale: Government-sponsored enterprises: Mortgage-backed securities $ 209 $ 5 $ - $ 214 Collateralized mortgage obligations 17 - - 17 Total securities available for sale $ 226 $ 5 $ - $ 231 Securities held to maturity: Government-sponsored enterprises: Mortgage-backed securities $ 40,305 $ 145 $ ( 1,286 ) $ 39,164 Collateralized mortgage obligations 9 - - 9 Municipal bonds 44,025 46 ( 3,147 ) 40,924 Corporate bonds 50,380 133 ( 2,521 ) 47,992 Total securities held to maturity $ 134,719 $ 324 $ ( 6,954 ) $ 128,089 June 30, 2021 (In thousands) Amortized Gross Unrealized Gains Gross Unrealized Losses Fair Value Securities available for sale: Government-sponsored enterprises: Debt obligations $ 1,983 $ 12 $ - $ 1,995 Mortgage-backed securities 260 12 - 272 Collateralized mortgage obligations 27 - - 27 Total securities available for sale $ 2,270 $ 24 $ - $ 2,294 Securities held to maturity: Government-sponsored enterprises: Debt obligations $ 1,001 $ 12 $ - $ 1,013 Mortgage-backed securities 27,680 1,229 ( 12 ) 28,897 Collateralized mortgage obligations 17 1 - 18 Municipal bonds 38,360 458 ( 216 ) 38,602 Corporate bonds 38,056 936 ( 131 ) 38,861 Total securities held to maturity $ 105,114 $ 2,636 $ ( 359 ) $ 107,391
Schedule Of Investments Classified by Contractual Maturity Date	The amortized cost and fair value of debt securities, by contractual maturity, is shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2022 Available for Sale Held to Maturity (In thousands) Amortized Cost Fair Value Amortized Cost Fair Value Within 1 year $ - $ - $ 4,710 $ 4,726 Over 1 year through 5 years - - 24,804 24,663 Over 5 years through 10 years - - 36,028 33,939 Over 10 years - - 28,863 25,588 - - 94,405 88,916 Mortgage-backed securities 209 214 40,305 39,164 Collateralized mortgage obligations 17 17 9 9 $ 226 $ 231 $ 134,719 $ 128,089
Schedule Of Debt Securities Held To Maturity Securities Unrealized Loss Position Fair Value	Information pertaining to securities with gross unrealized losses at March 31, 2022 and June 30, 2021 aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: Less Than Twelve Months Over Twelve Months (In thousands) Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value March 31, 2022 Securities held to maturity: Mortgage-backed securities $ 1,146 $ 26,970 $ 140 $ 2,040 Municipal bonds 2,122 20,138 1,025 7,022 Corporate bonds 1,879 30,925 642 6,036 Total temporarily impaired securities held to maturity $ 5,147 $ 78,033 $ 1,807 $ 15,098 Less Than Twelve Months Over Twelve Months (In thousands) Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value June 30, 2021 Securities held to maturity: Mortgage-backed securities $ 12 $ 2,598 $ - $ - Municipal bonds 216 7,839 - - Corporate bonds 131 9,249 - - Total temporarily impaired securities held to maturity $ 359 $ 19,686 $ - $ -

LOANS (Tables)

LOANS (Tables)	9 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Schedule Of Loans And Lease Receivable	A summary of the balances of loans follows: (In thousands) March 31, 2022 June 30, 2021 Mortgage loans on real estate: Residential: 1-4 family $ 140,080 $ 139,687 Multifamily 15,353 15,868 Second mortgages and home equity lines of credit 1,955 2,454 Commercial 15,307 16,366 Total mortgage loans on real estate 172,695 174,375 Other loans: Consumer 97 139 Home improvement 2,062 1,972 Total other loans 2,159 2,111 Total loans 174,854 176,486 Less: Allowance for loan losses ( 1,747 ) ( 1,722 ) Net deferred loan fees ( 349 ) ( 331 ) Loans, net $ 172,758 $ 174,433
Schedule Of Allowance For Loan Losses And Allocation Of The Allowance To Loan Segments	Activity in the allowance for loan losses and allocation of the allowance to loan segments follows: (In thousands) Residential Real Estate Commercial Real Estate Consumer Unallocated Total Balance at June 30, 2021 $ 1,262 $ 279 $ 58 $ 123 $ 1,722 Provision (credit) for loan losses ( 14 ) ( 14 ) - 53 25 Loans charged-off - - - - - Recoveries - - - - - Balance at December 31, 2021 1,248 265 58 176 1,747 Provision (credit) for loan losses ( 10 ) ( 4 ) 3 12 1 Loans charged-off - - ( 1 ) - ( 1 ) Recoveries - - - - - Balance at March 31, 2022 $ 1,238 $ 261 $ 60 $ 188 $ 1,747 Balance at June 30, 2020 $ 1,228 $ 301 $ 48 $ 85 $ 1,662 Provision (credit) for loan losses 24 ( 8 ) 7 7 30 Loans charged-off - - - - - Recoveries - - - - - Balance at December 31, 2020 1,252 293 55 92 1,692 Provision (credit) for loan losses ( 20 ) - ( 2 ) 37 15 Loans charged-off - - - - - Recoveries - - - - - Balance at March 31, 2021 $ 1,232 $ 293 $ 53 $ 129 $ 1,707 March 31, 2022 Allowance for impaired loans $ - $ - $ - $ - $ - Allowance for non-impaired loans 1,238 261 60 188 1,747 Total allowance for loan losses $ 1,238 $ 261 $ 60 $ 188 $ 1,747 Impaired loans $ - $ - $ - $ - $ - Non-impaired loans 157,388 15,307 2,159 - 174,854 Total loans $ 157,388 $ 15,307 $ 2,159 $ - $ 174,854 December 31, 2021 Allowance for impaired loans $ - $ - $ - $ - $ - Allowance for non-impaired loans 1,248 265 58 176 1,747 Total allowance for loan losses $ 1,248 $ 265 $ 58 $ 176 $ 1,747 Impaired loans $ - $ - $ - $ - $ - Non-impaired loans 157,414 15,508 2,110 - 175,032 Total loans $ 157,414 $ 15,508 $ 2,110 $ - $ 175,032 June 30, 2021 Allowance for impaired loans $ - $ - $ - $ - $ - Allowance for non-impaired loans 1,262 279 58 123 1,722 Total allowance for loan losses $ 1,262 $ 279 $ 58 $ 123 $ 1,722 Impaired loans $ - $ - $ - $ - $ - Non-impaired loans 158,009 16,366 2,111 - 176,486 Total loans $ 158,009 $ 16,366 $ 2,111 $ - $ 176,486
Schedule Of Bank's Loans By Risk Ratings	The following table presents information on the Bank’s loans by risk ratings: March 31, 2022 June 30, 2021 (In thousands) Residential Real Estate Commercial Real Estate Residential Real Estate Commercial Real Estate Pass $ 157,388 $ 13,103 $ 158,009 $ 14,342 Special mention - 2,204 - 2,024 $ 157,388 $ 15,307 $ 158,009 $ 16,366

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	9 Months Ended
	Mar. 31, 2022
Property, Plant and Equipment [Abstract]
Summary Of The Cost And Accumulated Depreciation And Amortization	A summary of the cost and accumulated depreciation and amortization of premises and equipment follows: (In thousands) March 31, 2022 June 30, 2021 Land $ 1,553 $ 1,553 Bank buildings 1,066 1,066 Building improvements 926 926 Furniture, fixtures and equipment 1,311 1,267 Leasehold improvements 167 167 5,023 4,979 Less accumulated depreciation and amortization ( 1,713 ) ( 1,520 ) $ 3,310 $ 3,459

DEPOSITS (Tables)

DEPOSITS (Tables)	9 Months Ended
	Mar. 31, 2022
Statistical Disclosure for Banks [Abstract]
Summary of Deposit Balance	A summary of deposit balances, by type, is as follows: (In thousands) March 31, 2022 June 30, 2021 NOW and demand $ 62,101 $ 62,745 Regular and other 73,229 68,998 Money market deposits 43,683 41,319 Total non-certificate accounts 179,013 173,062 Term certificates of $250,000 or more 25,418 25,833 Term certificates less than $250,000 79,549 85,739 Total certificate accounts 104,967 111,572 Total deposits $ 283,980 $ 284,634
Summary of Accounts By Maturity	A summary of certificate accounts by maturity is as follows: March 31, 2022 June 30, 2021 (Dollars in thousands) Amount Weighted Average Rate Amount Weighted Average Rate Due within 1 year $ 76,875 0.51 % $ 67,440 0.66 % Over 1 year to 2 years 20,754 1.49 33,517 1.11 Over 2 years to 3 years 5,583 0.97 5,208 1.86 Over 3 years to 5 years 1,755 0.65 5,407 0.95 $ 104,967 0.73 % $ 111,572 0.86 %

MINIMUM REGULATORY CAPITAL RE_2

MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)	9 Months Ended
	Mar. 31, 2022
Regulatory Capital Requirements Under Banking Regulations Abstract [Abstract]
Summary of Bank's Actual Capital Amounts and Ratios	The Bank’s actual capital amounts and ratios as of March 31, 2022 and June 30, 2021 are also presented in the table. Actual Minimum Capital Requirement Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio March 31, 2022 Total capital (to risk weighted assets) $ 64,655 35.0 % $ 14,797 8.0 % $ 18,496 10.0 % Common equity Tier 1 capital (to risk weighted assets) 62,908 34.0 8,323 4.5 12,023 6.5 Tier 1 capital (to risk weighted assets) 62,908 34.0 11,098 6.0 14,797 8.0 Tier 1 capital (to adjusted total assets) 62,908 17.4 14,479 4.0 18,099 5.0 June 30, 2021 Total capital (to risk weighted assets) $ 50,350 29.7 % $ 13,585 8.0 % $ 16,981 10.0 % Common equity Tier 1 capital (to risk weighted assets) 48,628 28.6 7,641 4.5 11,038 6.5 Tier 1 capital (to risk weighted assets) 48,628 28.6 10,189 6.0 13,585 8.0 Tier 1 capital (to adjusted total assets) 48,628 14.4 13,519 4.0 16,898 5.0

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Loan Commitments	At March 31, 2022 and June 30, 2021, the following financial instruments were outstanding whose contract amounts represent credit risk: (In thousands) March 31, 2022 June 30, 2021 Commitments to grant loans $ 4,199 $ 1,460 Unadvanced funds on equity lines of credit 5,419 5,659

EMPLOYEE BENEFIT PLANS (Tables)

EMPLOYEE BENEFIT PLANS (Tables)	9 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Schedule Of Employee Stock Ownership Plan (ESOP) Disclosures	At March 31, 2022 , the principal balance on the ESOP loan was $ 2.6 million. March 31, 2022 Shares held by the ESOP include the following: Committed to be allocated 2,027 Unallocated 253,621 Total 255,648

FAIR VALUE OF ASSETS AND LIAB_2

FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	9 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Summary Of Generally Accepted Accounting Principles	The following table summarizes financial assets and liabilities measured at fair value on a recurring basis as of March 31, 2022 and June 30, 2021. March 31, 2022 (In thousands) Carrying Level 1 Fair Value Level 2 Level 3 Total Assets: Cash and cash equivalents $ 37,265 $ 37,265 $ - $ - $ 37,265 Certificates of deposits 980 - 980 - 980 Securities available for sale 231 - 231 - 231 Securities held to maturity 134,719 - 128,089 - 128,089 Federal Home Loan Bank of Boston stock 453 - - 453 453 Loans - net 172,758 - - 168,212 168,212 Accrued interest receivable 1,211 - - 1,211 1,211 Liabilities: Deposits 283,980 - - 272,559 272,559 Short-term borrowings 115 - - 115 115 Accrued interest payable - - - - - June 30, 2021 (In thousands) Carrying Level 1 Fair Value Level 2 Level 3 Total Assets: Cash and cash equivalents $ 40,678 $ 40,678 $ - $ - $ 40,678 Certificates of deposits 980 - 988 - 988 Securities available for sale 2,294 - 2,294 - 2,294 Securities held to maturity 105,114 - 107,391 - 107,391 Federal Home Loan Bank of Boston stock 453 - - 453 453 Loans - net 174,433 - - 177,324 177,324 Accrued interest receivable 1,146 - - 1,146 1,146 Liabilities: - Deposits 284,634 - - 285,915 285,915 Short-term borrowings 918 - - 925 925 Accrued interest payable 3 - - 3 3

SUMMARY OF SIGNIFICANT ACCOUN_4

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Thousands	Sep. 08, 2021	Mar. 31, 2022	Jun. 30, 2021
Common stock value issued		$ 65	$ 0
Number common stock shares sold		2,804,306
Common Stock, Par or Stated Value Per Share		$ 10
Common Stock Member
Percentage of stock offered for sale	43.00%
Percentage of stock contributed to charitable foundation	2.00%
Common stock value issued		$ 28,000

SUMMARY OF SIGNIFICANT ACCOUN_5

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS - Schedule Of Earnings (Loss) Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Collaborative Arrangement and Arrangement Other than Collaborative [Line Items]
Net income (loss)	$ (828)	$ 401	$ (122)	$ 996
Employee Stock Ownership Plan (ESOP) [Member]
Collaborative Arrangement and Arrangement Other than Collaborative [Line Items]
Net income (loss)	$ (828,000)
Weighted Average Number Of Shares Outstanding	5,724,552
Less: Average unallocated ESOP shares	(224,380)
Average shares	5,500,173
Basic earnings per common share	$ (0.15)

RESTRICTIONS ON CASH AND AMOU_2

RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS - Additional Information (Detail) - USD ($)	Mar. 31, 2022	Jun. 30, 2021	Mar. 26, 2020
Cash and Cash Equivalents [Abstract]
Federal reserve requirement ratio			0.00%
Federal reserve bank stock	$ 0	$ 0

SECURITIES - Schedule Of Debt S

SECURITIES - Schedule Of Debt Securities Fair Value To Amortized Cost Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Securities available for sale
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 226	$ 2,270
Available-for-sale securities, Unrealized Gains	5	24
Available-for-sale securities, Unrealized Losses	0	0
Available-for-sale securities, Fair Value	231	2,294
Securities held to maturity
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Total	134,719	105,114
Held-to-maturity securities, Unrealized Gains	324	2,636
Held-to-maturity securities, Unrealized Losses	(6,954)	(359)
Held-to-maturity securities, Fair Value	128,089	107,391
Government-sponsored enterprises: Debt obligations [Member] | Agency Securities [Member]
Securities available for sale
Debt Securities, Available-for-sale, Amortized Cost, Total		1,983
Available-for-sale securities, Unrealized Gains		12
Available-for-sale securities, Unrealized Losses		0
Available-for-sale securities, Fair Value		1,995
Securities held to maturity
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Total		1,001
Held-to-maturity securities, Unrealized Gains		12
Held-to-maturity securities, Unrealized Losses		0
Held-to-maturity securities, Fair Value		1,013
Government-sponsored enterprises: Mortgage-backed securities [Member] | Agency Securities [Member]
Securities available for sale
Debt Securities, Available-for-sale, Amortized Cost, Total	209	260
Available-for-sale securities, Unrealized Gains	5	12
Available-for-sale securities, Unrealized Losses	0	0
Available-for-sale securities, Fair Value	214	272
Securities held to maturity
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Total	40,305	27,680
Held-to-maturity securities, Unrealized Gains	145	1,229
Held-to-maturity securities, Unrealized Losses	(1,286)	(12)
Held-to-maturity securities, Fair Value	39,164	28,897
Government-sponsored enterprises: Collateralized mortgage obligations | Agency Securities [Member]
Securities available for sale
Debt Securities, Available-for-sale, Amortized Cost, Total	17	27
Available-for-sale securities, Unrealized Gains	0	0
Available-for-sale securities, Unrealized Losses	0	0
Available-for-sale securities, Fair Value	17	27
Securities held to maturity
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Total	9	17
Held-to-maturity securities, Unrealized Gains	0	1
Held-to-maturity securities, Unrealized Losses	0	0
Held-to-maturity securities, Fair Value	9	18
Municipal Bonds [Member]
Securities held to maturity
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Total	44,025	38,360
Held-to-maturity securities, Unrealized Gains	46	458
Held-to-maturity securities, Unrealized Losses	(3,147)	(216)
Held-to-maturity securities, Fair Value	40,924	38,602
Corporate Bond Securities [Member]
Securities held to maturity
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Total	50,380	38,056
Held-to-maturity securities, Unrealized Gains	133	936
Held-to-maturity securities, Unrealized Losses	(2,521)	(131)
Held-to-maturity securities, Fair Value	$ 47,992	$ 38,861

SECURITIES - Schedule Of Invest

SECURITIES - Schedule Of Investments Classified by Contractual Maturity Date (Detail) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Available for Sale Amortized Cost Within 1 year	$ 0
Available for Sale Amortized Cost Over 1 year through 5 years	0
Available for Sale Amortized Cost Over 5 years through 10 years	0
Available for Sale Amortized Cost Over 10 years	0
Available-for-sale Securities, Amortized Cost	226	$ 2,270
Available for Sale Fair Value Within 1 year	0
Available for Sale Fair Value Over 1 year through 5 years	0
Available for Sale Fair Value Over 5 years through 10 years	0
Available for Sale Fair Value Over 10 years	0
Available-for-sale securities, Fair Value	231	2,294
Held to Maturity Amortized Cost Within 1 year	4,710
Held to Maturity Amortized Cost Over 1 year through 5 years	24,804
Held to Maturity Amortized Cost Over 5 years through 10 years	36,028
Held to Maturity Amortized Cost Over 10 years	28,863
Held-to-maturity securities, Amortized Cost	134,719	105,114
Held to Maturity Fair Value Within 1 year	4,726
Held to Maturity Fair Value Over 1 year through 5 years	24,663
Held to Maturity Fair Value Over 5 years through 10 years	33,939
Held to Maturity Fair Value Over 10 years	25,588
Debt Securities, Held-to-maturity, Fair Value	128,089	107,391
Agency Securities [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Amortized Cost, Total	0
Available-for-sale Securities, Amortized Cost	209	260
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Fair Value, Total	0
Available-for-sale securities, Fair Value	214	272
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Total	94,405
Held-to-maturity securities, Amortized Cost	40,305	27,680
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Fair Value, Total	88,916
Debt Securities, Held-to-maturity, Fair Value	39,164	28,897
Agency Securities [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale Securities, Amortized Cost	17	27
Available-for-sale securities, Fair Value	17	27
Held-to-maturity securities, Amortized Cost	9	17
Debt Securities, Held-to-maturity, Fair Value	$ 9	$ 18

SECURITIES - Schedule Of Debt_2

SECURITIES - Schedule Of Debt Securities Held To Maturity Securities Unrealized Loss Position Fair Value (Detail) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Schedule of Held-to-maturity Securities [Line Items]
Gross Unrealized Losses Less Than Twelve Months	$ 5,147	$ 359
Gross Unrealized Losses Over Twelve Months	1,807
Fair Value Less Than Twelve Months	78,033	19,686
Fair Value Over Twelve Months	15,098
Agency Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Gross Unrealized Losses Over Twelve Months		0
Fair Value Over Twelve Months		0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Agency Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Gross Unrealized Losses Less Than Twelve Months	1,146	12
Gross Unrealized Losses Over Twelve Months	140	0
Fair Value Less Than Twelve Months	26,970	2,598
Fair Value Over Twelve Months	2,040	0
Municipal Bonds [Member]
Schedule of Held-to-maturity Securities [Line Items]
Gross Unrealized Losses Less Than Twelve Months	2,122	216
Gross Unrealized Losses Over Twelve Months	1,025
Fair Value Less Than Twelve Months	20,138	7,839
Fair Value Over Twelve Months	7,022
Municipal Bonds [Member] | Agency Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Gross Unrealized Losses Over Twelve Months		0
Fair Value Over Twelve Months		0
Corporate Bond Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Gross Unrealized Losses Less Than Twelve Months	1,879	131
Gross Unrealized Losses Over Twelve Months	642
Fair Value Less Than Twelve Months	30,925	9,249
Fair Value Over Twelve Months	$ 6,036
Corporate Bond Securities [Member] | Agency Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Gross Unrealized Losses Over Twelve Months		0
Fair Value Over Twelve Months		$ 0

SECURITIES - Additional Informa

SECURITIES - Additional Information (Detail)	3 Months Ended		9 Months Ended
	Mar. 31, 2022USD ($)Number	Mar. 31, 2021USD ($)	Mar. 31, 2022USD ($)Number	Mar. 31, 2021USD ($)
Security owned and pledged as collateral, amortized cost	$ 14,690,000		$ 14,690,000
Security Owned and Pledged as Collateral, Fair Value	$ 13,547,000		$ 13,547,000
Debt securities in unrealized loss positions, qualitative disclosure, number of positions | Number	128		128
Debt securities in unrealized loss positions, percentage of depreciation applicable	6.95%
Proceeds from sale of debt securities, available for sale	$ 0	$ 0	$ 2,031,000	$ 0

LOANS - Schedule Of Loans And L

LOANS - Schedule Of Loans And Lease Receivable (Detail) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	$ 174,854	$ 175,032	$ 176,486
Allowance for loan losses	(1,747)	$ (1,747)	(1,722)	$ (1,707)	$ (1,692)	$ (1,662)
Net deferred loan fees	(349)		(331)
Loans, net	172,758		174,433
Residential Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	172,695		174,375
Other Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	2,159		2,111
1-4 family [Member] | Residential Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	140,080		139,687
Multifamily [Member] | Residential Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	15,353		15,868
Second mortgages and home equity lines of credit [Member] | Residential Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	1,955		2,454
Commercial [Member] | Residential Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	15,307		16,366
Consumer [Member] | Other Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	97		139
Home improvement [Member] | Other Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans and Leases Receivable, Gross	$ 2,062		$ 1,972

LOANS - Schedule Of Allowance F

LOANS - Schedule Of Allowance For Loan Losses And Allocation Of The Allowance To Loan Segments (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Dec. 31, 2020	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021
Allowance for loan losses
Beginning Balance	$ 1,747	$ 1,692	$ 1,722	$ 1,662	$ 1,722	$ 1,662
Provision (credit) for loan losses	1	15	25	30	26	45
Loans charged-off	(1)	0	0	0
Recoveries	0	0	0	0
Ending Balance	1,747	1,707	1,747	1,692	1,747	1,707
Allocation Of The Allowance To Loan Segments [Abstract]
Allowance for impaired loans	0		0		0		$ 0
Allowance for non-impaired loans	1,747		1,747		1,747		1,722
Total allowance for loan losses	1,747	1,707	1,747	1,692	1,747	1,707	1,722
Impaired loans	0		0		0		0
Non-impaired loans	174,854		175,032		174,854		176,486
Total loans	174,854		175,032		174,854		176,486
Residential Portfolio Segment [Member]
Allowance for loan losses
Beginning Balance	1,248	1,252	1,262	1,228	1,262	1,228
Provision (credit) for loan losses	(10)	(20)	(14)	24
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	1,238	1,232	1,248	1,252	1,238	1,232
Allocation Of The Allowance To Loan Segments [Abstract]
Allowance for impaired loans	0		0		0		0
Allowance for non-impaired loans	1,238		1,248		1,238		1,262
Total allowance for loan losses	1,238	1,232	1,248	1,252	1,238	1,232	1,262
Impaired loans	0		0		0		0
Non-impaired loans	157,388		157,414		157,388		158,009
Total loans	157,388		157,414		157,388		158,009
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses
Beginning Balance	265	293	279	301	279	301
Provision (credit) for loan losses	(4)	0	(14)	(8)
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	261	293	265	293	261	293
Allocation Of The Allowance To Loan Segments [Abstract]
Allowance for impaired loans	0		0		0		0
Allowance for non-impaired loans	261		265		261		279
Total allowance for loan losses	261	293	265	293	261	293	279
Impaired loans	0		0		0		0
Non-impaired loans	15,307		15,508		15,307		16,366
Total loans	15,307		15,508		15,307		16,366
Consumer Portfolio Segment [Member]
Allowance for loan losses
Beginning Balance	58	55	58	48	58	48
Provision (credit) for loan losses	3	(2)	0	7
Loans charged-off	(1)	0	0	0
Recoveries	0	0	0	0
Ending Balance	60	53	58	55	60	53
Allocation Of The Allowance To Loan Segments [Abstract]
Allowance for impaired loans	0		0		0		0
Allowance for non-impaired loans	60		58		60		58
Total allowance for loan losses	60	53	58	55	60	53	58
Impaired loans	0		0		0		0
Non-impaired loans	2,159		2,110		2,159		2,111
Total loans	2,159		2,110		2,159		2,111
Unallocated Financing Receivables [Member]
Allowance for loan losses
Beginning Balance	176	92	123	85	123	85
Provision (credit) for loan losses	12	37	53	7
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	188	129	176	92	188	129
Allocation Of The Allowance To Loan Segments [Abstract]
Allowance for impaired loans	0		0		0		0
Allowance for non-impaired loans	188		176		188		123
Total allowance for loan losses	188	$ 129	176	$ 92	188	$ 129	123
Impaired loans	0		0		0		0
Non-impaired loans	0		0		0		0
Total loans	$ 0		$ 0		$ 0		$ 0

LOANS - Summary of Bank's Loans

LOANS - Summary of Bank's Loans by Risk Ratings (Detail) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Gross	$ 174,854	$ 175,032	$ 176,486
Residential Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Gross	157,388	157,414	158,009
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Gross	157,388		158,009
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Gross	0		0
Commercial Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Gross	15,307	$ 15,508	16,366
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Gross	13,103		14,342
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Gross	$ 2,204		$ 2,024

LOANS - Additional Information

LOANS - Additional Information (Detail) - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021
Financing Receivable, Impaired [Line Items]
Loans and leases receivable, impaired, description			Management performs a discounted cash flow calculation to determine the amount of impairment reserve required on each of the troubled debt restructurings.
Mortgage Loans Serviced For Others [Member]
Financing Receivable, Impaired [Line Items]
Financing receivable, unpaid principal balances	$ 121,000		$ 121,000		$ 499,000
Loans Receivable [Member]
Financing Receivable, Impaired [Line Items]
Financing receivable, Ninety days or more past due, Still accruing	0		0		0
Impaired financing receivable	0		0		0
Financing receivable, troubled debt restructuring, subsequent default	0	$ 0	0	$ 0
Loans Receivable [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Impaired [Line Items]
Financing receivable, Past due	$ 0		$ 0		$ 0

PREMISES AND EQUIPMENT - Summar

PREMISES AND EQUIPMENT - Summary Of The Cost And Accumulated Depreciation And Amortization (Detail) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Property, Plant and Equipment [Line Items]
Premises and equipment, Gross	$ 5,023	$ 4,979
Less accumulated depreciation and amortization	(1,713)	(1,520)
Premises and equipment, net	3,310	3,459
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, Gross	1,553	1,553
Bank buildings [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, Gross	1,066	1,066
Building Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, Gross	926	926
Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, Gross	1,311	1,267
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, Gross	$ 167	$ 167

PREMISES AND EQUIPMENT - Addit

PREMISES AND EQUIPMENT - Additional Information (Detail) - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Property, Plant and Equipment [Line Items]
Depreciation and amortization expense	$ 63,000	$ 68,000	$ 193,000	$ 202,000

DEPOSITS - Summary Of Deposit B

DEPOSITS - Summary Of Deposit Balances (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
NOW and demand	$ 62,101	$ 62,745
Regular and other	73,229	68,998
Money market deposits	43,683	41,319
Total non-certificate accounts	179,013	173,062
Term certificates of $250,000 or more	25,418	25,833
Term certificates less than $250,000	79,549	85,739
Total certificate accounts	104,967	111,572
Total deposits	$ 283,980	$ 284,634

DEPOSITS - Summary Of Certifica

DEPOSITS - Summary Of Certificate Accounts By Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Deposit, Due within 1 year	$ 76,875	$ 67,440
Deposit, Over 1 year to 2 years	20,754	33,517
Deposit, Over 2 years to 3 years	5,583	5,208
Deposit, Over 3 years to 5 years	1,755	5,407
Total certificate accounts	$ 104,967	$ 111,572
Weighted Average Rate, Due within 1 year	0.51%	0.66%
Weighted Average Rate, Over 1 year to 2 years	1.49%	1.11%
Weighted Average Rate, Over 2 years to 3 years	0.97%	1.86%
Weighted Average Rate, Over 3 years to 5 years	0.65%	0.95%
Weighted Average Rate	0.73%	0.86%

FEDERAL HOME LOAN BANK ADVANC_2

FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS - Additional Information (Detail) - USD ($)	9 Months Ended
	Mar. 31, 2022	Jun. 30, 2021
Federal Home Loan Bank, Advances [Line Items]
Advance, Maturity year one	$ 115,000	$ 918,000
Maturity average interest rate year one	2.65%	2.75%
General debt obligations, Disclosures, Description of collateral pledged	All borrowings from the FHLB are secured by a blanket lien on qualified collateral, defined principally as first mortgage loans on owner-occupied 1-4 family residential property.
Security owned and pledged as collateral, Fair value	$ 13,547,000
Federal reserve bank stock	$ 0	$ 0
Fed Funds Effective Rate Overnight Index Swap Rate [Member]
Federal Home Loan Bank, Advances [Line Items]
Debt instrument, Basis spread on Variable rate	0.50%
Line of Credit [Member]
Federal Home Loan Bank, Advances [Line Items]
Security owned and pledged as collateral, Fair value	$ 13,547,000	10,081,000
Federal Home Loan Bank of Boston [Member] | Line of Credit [Member]
Federal Home Loan Bank, Advances [Line Items]
Advances, general debt obligations, Maximum amount available	$ 2,354,000
Branch of FHLB bank, Interest rate, Terms	interest rate that adjusts daily
Branch of FHLB bank, Percentage of the banks total asset that can be borrowed	2.00%
Branch of FHLB bank, Amount of advances	$ 0	$ 0

MINIMUM REGULATORY CAPITAL RE_3

MINIMUM REGULATORY CAPITAL REQUIREMENTS - Summary of Bank's Actual Capital Amounts and Ratios (Detail) $ in Thousands	Mar. 31, 2022USD ($)	Jun. 30, 2021USD ($)
Capital	$ 64,655	$ 50,350
Common Equity Tier One Capital	62,908	48,628
Tier One Risk Based Capital	62,908	48,628
Tier One Leverage Capital	$ 62,908	$ 48,628
Capital To Risk Weighted Assets	35	29.7
CommonEquity Tier One Capital Ratio	34	28.6
Tier One Risk Based Capital To Risk Weighted Assets	34	28.6
Tier One Leverage Capital To Average Assets	17.4	14.4
Capital Required For Capital Adequacy	$ 14,797	$ 13,585
Common Equity TierOne Capital Required For Capital Adequacy	8,323	7,641
Tier One Risk Based Capital Required For Capital Adequacy	11,098	10,189
Tier One Leverage Capital Required For Capital Adequacy	$ 14,479	$ 13,519
Capital Required For Capital Adequacy To Risk Weighted Assets	8	8
Banking Regulation Common Equity Tier One Risk Based Capital Ratio Capital Adequacy Minimum	4.5	4.5
Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets	6	6
Tier One Leverage Capital Required For Capital Adequacy To Average Assets	4	4
Capital Required To Be Well Capitalized	$ 18,496	$ 16,981
Common Equity Tier One Capital Required To Be Well Capitalized	12,023	11,038
Tier One Risk Based Capital Required To Be Well Capitalized	14,797	13,585
Tier One Leverage Capital Required To Be Well Capitalized	$ 18,099	$ 16,898
Capital Required To Be Well Capitalized To Risk Weighted Assets	10	10
Banking Regulation Common Equity Tier One Risk Based Capital Ratio Well Capitalized Minimum	6.5	6.5
Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets	8	8
Tier One Leverage Capital Required To Be Well Capitalized To Average Assets	5	5

MINIMUM REGULATORY CAPITAL RE_4

MINIMUM REGULATORY CAPITAL REQUIREMENTS - Additional Information (Detail)	Mar. 31, 2022
Banking regulation, Capital conservation buffer, Capital conserved, Minimum	2.5

COMMITMENTS AND CONTINGENCIES -

COMMITMENTS AND CONTINGENCIES - Summary Of Financial Instruments And Outstanding Amounts Represent Credit Risk (Detail) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Commitments to grant loans
Loan Commitments [Line Items]
Off-Balance Sheet, Credit Loss, Liability	$ 4,199	$ 1,460
Unadvanced funds on equity lines of credit
Loan Commitments [Line Items]
Off-Balance Sheet, Credit Loss, Liability	$ 5,419	$ 5,659

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES - Additional Information (Details) - USD ($)	9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Concentration risk, Credit risk, Financial instruments, Off balance sheet risk	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for construction loans and lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements.
Operating leases, Future minimum payments due, Next twelve months	$ 23,000
Operating leases, Future minimum payments, Due in two years	119,000
Operating leases, Future minimum payments, Due in three years	119,000
Operating leases, Future minimum payments, Due in four years	119,000
Operating leases, Future minimum payments, Due in five years	119,000
Operating leases, Future minimum payments, Due thereafter	747,000
Operating leases, Rent expense	$ 68,000	$ 68,000

EMPLOYEE BENEFIT PLANS - Additi

EMPLOYEE BENEFIT PLANS - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021
ESOP loan balance	$ 2,600,000		$ 2,600,000
Debt Instrument, Term			25 years
FourHundredAndOne K Plan [Member]
Defined contribution plan, Employer matching contribution, Percent of employees gross pay			3.00%
Defined contribution plan, Employer discretionary contribution amount	7,000	$ 10,000	$ 27,000	$ 29,000
FourHundredAndOne K Plan [Member] | Maximum [Member]
Defined contribution plan, Voluntary contributions by Employees, Percent			15.00%
Defined contribution plan, Employer matching contribution, Percent of match			10.00%
FourHundredAndOne K Plan [Member] | Minimum [Member]
Defined contribution plan, Voluntary contributions by Employees, Percent			2.00%
Pension Plan [Member] | Pentegra DB Plan [Member]
Defined benefit plan, Service cost	180,000	$ 195,000	$ 555,000	585,000
Supplemental Employee Retirement Plan [Member]
Liability, Defined benefit plan	799,000		799,000		$ 748,000
Pension and other postretirement benefits, Expenses			52,000	62,000
Postretirement Life Insurance [Member] | Split Dollar Agreements [Member]
Cash surrender value of life insurance	4,391,000		4,391,000		4,328,000
Other Postretirement Benefits Plan [Member] | Split Dollar Agreements [Member]
Pension and other postretirement benefits, Expenses			41,000	$ 29,000
Postretirement Life Insurance In Connection With SERPs [Member]
Cash surrender value of life insurance	$ 5,677,000		$ 5,677,000		$ 4,922,000
Tax-Qualified Retirement Plan [Member]
Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares per year	10,226		10,226

EMPLOYEE BENEFIT PLANS - Schedu

EMPLOYEE BENEFIT PLANS - Schedule Of Employee Stock Ownership Plan (ESOP) Disclosures (Details) - shares	Mar. 31, 2022	Jun. 30, 2021
Shares held by the ESOP include the following:
Committed to be allocated	2,027
Unallocated	253,621	0
Total	255,648

FAIR VALUE OF ASSETS AND LIAB_3

FAIR VALUE OF ASSETS AND LIABILITIES - Summary Of Generally Accepted Accounting Principles (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Assets:
Cash and cash equivalents	$ 37,265	$ 40,678
Certificates of deposits	980	988
Securities available for sale, at fair value	231	2,294
Securities held to maturity	128,089	107,391
Federal Home Loan Bank of Boston stock	453	453
Loans—net	168,212	177,324
Accrued interest receivable	1,211	1,146
Liabilities:
Deposits	272,559	285,915
Short term borrowings	115	925
Accrued interest payable	0	3
Fair Value, Inputs, Level 1 [Member]
Assets:
Cash and cash equivalents	37,265	40,678
Certificates of deposits	0	0
Securities available for sale, at fair value	0	0
Securities held to maturity	0	0
Federal Home Loan Bank of Boston stock	0	0
Loans—net	0	0
Accrued interest receivable	0	0
Liabilities:
Deposits	0	0
Short term borrowings	0	0
Accrued interest payable	0	0
Fair Value, Inputs, Level 2 [Member]
Assets:
Cash and cash equivalents	0	0
Certificates of deposits	980	988
Securities available for sale, at fair value	231	2,294
Securities held to maturity	128,089	107,391
Federal Home Loan Bank of Boston stock	0	0
Loans—net	0	0
Accrued interest receivable	0	0
Liabilities:
Deposits	0	0
Short term borrowings	0	0
Accrued interest payable	0	0
Fair Value, Inputs, Level 3 [Member]
Assets:
Cash and cash equivalents	0	0
Certificates of deposits	0	0
Securities available for sale, at fair value	0	0
Securities held to maturity	0	0
Federal Home Loan Bank of Boston stock	453	453
Loans—net	168,212	177,324
Accrued interest receivable	1,211	1,146
Liabilities:
Deposits	272,559	285,915
Short term borrowings	115	925
Accrued interest payable	0	3
Carrying Value
Assets:
Cash and cash equivalents	37,265	40,678
Certificates of deposits	980	980
Securities available for sale, at fair value	231	2,294
Securities held to maturity	134,719	105,114
Federal Home Loan Bank of Boston stock	453	453
Loans—net	172,758	174,433
Accrued interest receivable	1,211	1,146
Liabilities:
Deposits	283,980	284,634
Short term borrowings	115	918
Accrued interest payable	$ 0	$ 3

FAIR VALUE OF ASSETS AND LIAB_4

FAIR VALUE OF ASSETS AND LIABILITIES - Additional Information (Details) - USD ($)	Mar. 31, 2022	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	$ 231,000	$ 2,294,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, Fair value disclosure	0	0
Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, Fair value disclosure	0	0
Assets, Fair value disclosure	0	0
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	231,000	2,294,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	231,000	2,294,000
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	$ 0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale		$ 0