Herold Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	574,934	5,258	SH		SOLE		5,258	0	0
ABBOTT LABS	COM	002824100	2,135,578	19,402	SH		SOLE		19,402	0	0
ABBVIE INC	COM	00287Y109	6,009,944	38,778	SH		SOLE		38,778	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	828,148	2,360	SH		SOLE		2,360	0	0
ADOBE INC	COM	00724F101	596,600	1,000	SH		SOLE		1,000	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	315,752	2,142	SH		SOLE		2,142	0	0
AIR PRODS & CHEMS INC	COM	009158106	1,327,109	4,847	SH		SOLE		4,847	0	0
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	480,965	15,500	SH		SOLE		15,500	0	0
ALPHABET INC	CAP STK CL C	02079K107	2,233,605	15,849	SH		SOLE		15,849	0	0
ALPHABET INC	CAP STK CL A	02079K305	4,569,209	32,709	SH		SOLE		32,709	0	0
ALTRIA GROUP INC	COM	02209S103	458,479	11,363	SH		SOLE		11,363	0	0
AMAZON COM INC	COM	023135106	2,791,442	18,372	SH		SOLE		18,372	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	10,948,857	134,258	SH		SOLE		134,258	0	0
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	1,260,859	20,864	SH		SOLE		20,864	0	0
AMERICAN CENTY ETF TR	AVANTIS CORE FI	025072562	360,951	8,629	SH		SOLE		8,629	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	5,156,885	57,422	SH		SOLE		57,422	0	0
AMERICAN EXPRESS CO	COM	025816109	421,986	2,252	SH		SOLE		2,252	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	1,448,987	6,712	SH		SOLE		6,712	0	0
AMGEN INC	COM	031162100	539,896	1,874	SH		SOLE		1,874	0	0
AMPHENOL CORP NEW	CL A	032095101	2,766,124	27,904	SH		SOLE		27,904	0	0
APPLE INC	COM	037833100	17,764,580	92,262	SH		SOLE		92,262	0	0
APTARGROUP INC	COM	038336103	432,670	3,500	SH		SOLE		3,500	0	0
ARCHER AVIATION INC	COM CL A	03945R102	398,818	64,954	SH		SOLE		64,954	0	0
ARCHER DANIELS MIDLAND CO	COM	039483102	415,337	5,751	SH		SOLE		5,751	0	0
AT&T INC	COM	00206R102	1,166,198	69,490	SH		SOLE		69,490	0	0
BANK AMERICA CORP	COM	060505104	1,585,734	47,093	SH		SOLE		47,093	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,061,064	2,975	SH		SOLE		2,975	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,085,250	2	SH		SOLE		2	0	0
BIOGEN INC	COM	09062X103	226,424	875	SH		SOLE		875	0	0
BIONTECH SE	SPONSORED ADS	09075V102	216,357	2,050	SH		SOLE		2,050	0	0
BLACKROCK INC	COM	09247X101	1,242,054	1,530	SH		SOLE		1,530	0	0
BLACKSTONE INC	COM	09260D107	959,065	7,324	SH		SOLE		7,324	0	0
BNY MELLON ETF TRUST	US LRG CP CORE	09661T107	607,036	6,715	SH		SOLE		6,715	0	0
BOEING CO	COM	097023105	1,665,856	6,390	SH		SOLE		6,390	0	0
BP PLC	SPONSORED ADR	055622104	461,740	13,040	SH		SOLE		13,040	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,628,986	31,744	SH		SOLE		31,744	0	0
BROADCOM INC	COM	11135F101	1,749,737	1,567	SH		SOLE		1,567	0	0
BROOKFIELD ASSET MANAGMT LTD	CL A LMT VTG SHS	113004105	597,958	14,813	SH		SOLE		14,813	0	0
BROOKFIELD CORP	CL A LTD VT SH	11271J107	2,410,052	59,782	SH		SOLE		59,782	0	0
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	3,712,435	117,892	SH		SOLE		117,892	0	0
BROOKFIELD INFRASTRUCTURE CO	COM SB VTG SHS A	11275Q107	497,341	14,096	SH		SOLE		14,096	0	0
BROOKFIELD RENEWABLE CORP	CL A SUB VTG	11284V105	348,694	12,111	SH		SOLE		12,111	0	0
BROOKFIELD RENEWABLE PARTNER	PARTNERSHIP UNIT	G16258108	1,237,493	47,088	SH		SOLE		47,088	0	0
CALAMOS DYNAMIC CONV & INCOM	COM	12811V105	423,886	21,430	SH		SOLE		21,430	0	0
CARDINAL HEALTH INC	COM	14149Y108	262,080	2,600	SH		SOLE		2,600	0	0
CATERPILLAR INC	COM	149123101	399,155	1,350	SH		SOLE		1,350	0	0
CHARGEPOINT HOLDINGS INC	COM CL A	15961R105	30,420	13,000	SH		SOLE		13,000	0	0
CHEVRON CORP NEW	COM	166764100	3,649,504	24,465	SH		SOLE		24,465	0	0
CHUBB LIMITED	COM	H1467J104	2,521,944	11,159	SH		SOLE		11,159	0	0
CIMPRESS PLC	SHS EURO	G2143T103	1,192,745	14,900	SH		SOLE		14,900	0	0
CINTAS CORP	COM	172908105	3,028,969	5,026	SH		SOLE		5,026	0	0
CISCO SYS INC	COM	17275R102	1,521,630	30,119	SH		SOLE		30,119	0	0
CITIGROUP INC	COM NEW	172967424	513,680	9,986	SH		SOLE		9,986	0	0
COCA COLA CO	COM	191216100	378,260	6,418	SH		SOLE		6,418	0	0
COMCAST CORP NEW	CL A	20030N101	2,162,219	49,309	SH		SOLE		49,309	0	0
CONOCOPHILLIPS	COM	20825C104	220,533	1,900	SH		SOLE		1,900	0	0
CONSOLIDATED EDISON INC	COM	209115104	1,763,308	19,380	SH		SOLE		19,380	0	0
CORNING INC	COM	219350105	482,633	15,850	SH		SOLE		15,850	0	0
COSTCO WHSL CORP NEW	COM	22160K105	994,741	1,507	SH		SOLE		1,507	0	0
CROWN CASTLE INC	COM	22822V101	430,055	3,733	SH		SOLE		3,733	0	0
CVS HEALTH CORP	COM	126650100	1,892,677	23,965	SH		SOLE		23,965	0	0
DEERE & CO	COM	244199105	2,315,151	5,789	SH		SOLE		5,789	0	0
DEVON ENERGY CORP NEW	COM	25179M103	221,970	4,900	SH		SOLE		4,900	0	0
DIAMONDBACK ENERGY INC	COM	25278X109	1,000,421	6,451	SH		SOLE		6,451	0	0
DICKS SPORTING GOODS INC	COM	253393102	911,972	6,206	SH		SOLE		6,206	0	0
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	413,396	7,976	SH		SOLE		7,976	0	0
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	428,761	10,111	SH		SOLE		10,111	0	0
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	313,605	9,126	SH		SOLE		9,126	0	0
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	2,818,434	115,415	SH		SOLE		115,415	0	0
DISNEY WALT CO	COM	254687106	1,107,341	12,262	SH		SOLE		12,262	0	0
DOLLAR GEN CORP NEW	COM	256677105	262,655	1,932	SH		SOLE		1,932	0	0
DOW INC	COM	260557103	460,341	8,393	SH		SOLE		8,393	0	0
DUPONT DE NEMOURS INC	COM	26614N102	359,750	4,676	SH		SOLE		4,676	0	0
EATON CORP PLC	SHS	G29183103	2,526,568	10,491	SH		SOLE		10,491	0	0
EATON VANCE NEW YORK MUN BD	COM	27827Y109	132,582	13,737	SH		SOLE		13,737	0	0
ELEVANCE HEALTH INC	COM	036752103	1,076,451	2,282	SH		SOLE		2,282	0	0
ELI LILLY & CO	COM	532457108	6,344,725	10,884	SH		SOLE		10,884	0	0
EMERGENT BIOSOLUTIONS INC	COM	29089Q105	24,000	10,000	SH		SOLE		10,000	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	166,765	12,084	SH		SOLE		12,084	0	0
ETF SER SOLUTIONS	DISTILLATE US	26922A321	3,999,119	81,003	SH		SOLE		81,003	0	0
EXPEDITORS INTL WASH INC	COM	302130109	318,000	2,500	SH		SOLE		2,500	0	0
EXXON MOBIL CORP	COM	30231G102	3,510,834	35,112	SH		SOLE		35,112	0	0
FEDEX CORP	COM	31428X106	698,197	2,760	SH		SOLE		2,760	0	0
FIDELITY COVINGTON TRUST	DIVID ETF RISI	316092832	540,947	12,320	SH		SOLE		12,320	0	0
FIRST TR EXCHANGE-TRADED FD	FT CBOE VEST S&P	33739Q705	677,608	13,109	SH		SOLE		13,109	0	0
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	770,288	12,909	SH		SOLE		12,909	0	0
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	443,710	9,181	SH		SOLE		9,181	0	0
FIRST TR EXCHANGE-TRADED FD	CBOE VEST RISING	33738D879	1,224,944	53,069	SH		SOLE		53,069	0	0
FIRST TR EXCHANGE-TRADED FD	LIMITED DURATION	33738D804	216,465	11,413	SH		SOLE		11,413	0	0
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	1,317,807	25,504	SH		SOLE		25,504	0	0
FIRST TR EXCHANGE-TRADED FD	RBA INDL ETF	33738R704	273,260	4,723	SH		SOLE		4,723	0	0
FIRST TR EXCHANGE-TRADED FD	GROWTH STRENGTH	33733E823	766,727	28,152	SH		SOLE		28,152	0	0
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	747,675	9,339	SH		SOLE		9,339	0	0
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	564,559	4,805	SH		SOLE		4,805	0	0
FLEXSHARES TR	US QT LW VLTY	33939L654	1,001,213	17,812	SH		SOLE		17,812	0	0
FLEXSHARES TR	HIG YLD VL ETF	33939L662	737,036	18,032	SH		SOLE		18,032	0	0
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	1,027,737	25,097	SH		SOLE		25,097	0	0
FLEXSHARES TR	QLT DIV DEF IDX	33939L845	616,406	10,436	SH		SOLE		10,436	0	0
FLEXSHARES TR	CRE SLCT BD FD	33939L670	1,028,711	45,985	SH		SOLE		45,985	0	0
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	1,262,985	53,471	SH		SOLE		53,471	0	0
FLEXSHARES TR	M STAR DEV MKT	33939L803	573,596	8,398	SH		SOLE		8,398	0	0
FLEXSHARES TR	INT QLTDVDYNAM	33939L829	449,776	16,121	SH		SOLE		16,121	0	0
FORD MTR CO DEL	COM	345370860	502,981	41,260	SH		SOLE		41,260	0	0
FRANKLIN RESOURCES INC	COM	354613101	650,912	21,850	SH		SOLE		21,850	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	367,447	2,879	SH		SOLE		2,879	0	0
GILEAD SCIENCES INC	COM	375558103	590,511	7,288	SH		SOLE		7,288	0	0
GLOBAL X FDS	S&P 500 COVERED	37954Y475	457,425	11,598	SH		SOLE		11,598	0	0
GOLDMAN SACHS ETF TR	ACTIVEBETA INT	381430107	265,199	8,120	SH		SOLE		8,120	0	0
GOLDMAN SACHS ETF TR	ACCESS INVT GR	381430479	355,755	7,682	SH		SOLE		7,682	0	0
GOLDMAN SACHS ETF TR	INNOVAT EQ ETF	38149W820	330,246	6,291	SH		SOLE		6,291	0	0
GOLDMAN SACHS ETF TR	JUST US LRG CP	381430396	203,908	3,000	SH		SOLE		3,000	0	0
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,960,441	20,898	SH		SOLE		20,898	0	0
GOLDMAN SACHS ETF TR	MARKETBETA US EQ	381430123	378,834	5,797	SH		SOLE		5,797	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	685,128	1,776	SH		SOLE		1,776	0	0
GSK PLC	SPONSORED ADR	37733W204	395,903	10,681	SH		SOLE		10,681	0	0
HERSHEY CO	COM	427866108	1,277,593	6,852	SH		SOLE		6,852	0	0
HESS CORP	COM	42809H107	216,240	1,500	SH		SOLE		1,500	0	0
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	202,130	11,904	SH		SOLE		11,904	0	0
HOME DEPOT INC	COM	437076102	4,613,591	13,312	SH		SOLE		13,312	0	0
ICICI BANK LIMITED	ADR	45104G104	952,408	39,950	SH		SOLE		39,950	0	0
ILLINOIS TOOL WKS INC	COM	452308109	302,541	1,155	SH		SOLE		1,155	0	0
INSPIRE MED SYS INC	COM	457730109	203,430	1,000	SH		SOLE		1,000	0	0
INTEL CORP	COM	458140100	817,923	16,275	SH		SOLE		16,275	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,514,899	21,489	SH		SOLE		21,489	0	0
INTUIT	COM	461202103	3,198,904	5,118	SH		SOLE		5,118	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	2,682,012	7,950	SH		SOLE		7,950	0	0
INVESCO EXCH TRADED FD TR II	S&P ULTRA DIVIDE	46138G656	536,497	12,274	SH		SOLE		12,274	0	0
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	261,751	6,171	SH		SOLE		6,171	0	0
INVESCO EXCH TRD SLF IDX FD	RUSL 1000 DYNM	46138J619	2,912,106	56,643	SH		SOLE		56,643	0	0
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	1,379,531	14,071	SH		SOLE		14,071	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	6,320,363	40,053	SH		SOLE		40,053	0	0
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	265,423	12,555	SH		SOLE		12,555	0	0
INVESCO MUNICIPAL TRUST	COM	46131J103	98,092	10,293	SH		SOLE		10,293	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	240,688	587	SH		SOLE		587	0	0
IQVIA HLDGS INC	COM	46266C105	1,249,452	5,400	SH		SOLE		5,400	0	0
IRON MTN INC DEL	COM	46284V101	612,564	8,753	SH		SOLE		8,753	0	0
ISHARES SILVER TR	ISHARES	46428Q109	558,766	25,655	SH		SOLE		25,655	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	307,495	2,089	SH		SOLE		2,089	0	0
ISHARES TR	CORE S&P500 ETF	464287200	1,576,657	3,301	SH		SOLE		3,301	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	3,367,052	30,427	SH		SOLE		30,427	0	0
ISHARES TR	EAFE VALUE ETF	464288877	280,663	5,387	SH		SOLE		5,387	0	0
ISHARES TR	RUS MID CAP ETF	464287499	388,650	5,000	SH		SOLE		5,000	0	0
ISHARES TR	20 YR TR BD ETF	464287432	363,087	3,672	SH		SOLE		3,672	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	748,918	14,402	SH		SOLE		14,402	0	0
ISHARES TR	MSCI INTL QUALTY	46434V456	2,444,617	65,085	SH		SOLE		65,085	0	0
ISHARES TR	U.S. TECH ETF	464287721	209,166	1,704	SH		SOLE		1,704	0	0
ISHARES TR	CONV BD ETF	46435G102	987,090	12,560	SH		SOLE		12,560	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	3,921,029	72,854	SH		SOLE		72,854	0	0
J P MORGAN EXCHANGE TRADED F	INCOME ETF	46641Q159	1,924,991	42,205	SH		SOLE		42,205	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	2,436,690	44,317	SH		SOLE		44,317	0	0
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	623,329	12,484	SH		SOLE		12,484	0	0
J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	46641Q761	1,397,764	29,204	SH		SOLE		29,204	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	2,770,383	55,152	SH		SOLE		55,152	0	0
J P MORGAN EXCHANGE TRADED F	BETABUILDRS US	46641Q399	236,198	2,750	SH		SOLE		2,750	0	0
JOBY AVIATION INC	COMMON STOCK	G65163100	97,223	14,620	SH		SOLE		14,620	0	0
JOHNSON & JOHNSON	COM	478160104	3,068,422	19,575	SH		SOLE		19,575	0	0
JPMORGAN CHASE & CO	COM	46625H100	5,948,894	34,969	SH		SOLE		34,969	0	0
KINDER MORGAN INC DEL	COM	49456B101	486,956	27,605	SH		SOLE		27,605	0	0
KRAFT HEINZ CO	COM	500754106	314,330	8,500	SH		SOLE		8,500	0	0
LAM RESEARCH CORP	COM	512807108	1,047,219	1,337	SH		SOLE		1,337	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,562,772	3,448	SH		SOLE		3,448	0	0
LOWES COS INC	COM	548661107	837,678	3,764	SH		SOLE		3,764	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	7,335,705	17,199	SH		SOLE		17,199	0	0
MCDONALDS CORP	COM	580135101	1,448,155	4,884	SH		SOLE		4,884	0	0
MERCK & CO INC	COM	58933Y105	4,120,367	37,792	SH		SOLE		37,792	0	0
META PLATFORMS INC	CL A	30303M102	2,890,083	8,165	SH		SOLE		8,165	0	0
MICROSOFT CORP	COM	594918104	14,446,053	38,411	SH		SOLE		38,411	0	0
MONDELEZ INTL INC	CL A	609207105	217,290	3,000	SH		SOLE		3,000	0	0
MORGAN STANLEY	COM NEW	617446448	674,501	7,233	SH		SOLE		7,233	0	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	753,296	11,074	SH		SOLE		11,074	0	0
NETFLIX INC	COM	64110L106	473,247	972	SH		SOLE		972	0	0
NEW YORK CMNTY BANCORP INC	COM	649445103	440,587	43,065	SH		SOLE		43,065	0	0
NEXTERA ENERGY INC	COM	65339F101	1,371,436	22,578	SH		SOLE		22,578	0	0
NIKE INC	CL B	654106103	3,964,817	36,518	SH		SOLE		36,518	0	0
NOVO-NORDISK A S	ADR	670100205	517,250	5,000	SH		SOLE		5,000	0	0
NUCOR CORP	COM	670346105	1,910,959	10,980	SH		SOLE		10,980	0	0
NUVEEN MASSACHUSETS QLT MUN	COM	67061E104	121,758	11,585	SH		SOLE		11,585	0	0
NUVEEN N Y MUN VALUE FD	COM	67062M105	236,084	28,512	SH		SOLE		28,512	0	0
NUVEEN NEW YORK AMT QLT MUNI	COM	670656107	389,936	37,031	SH		SOLE		37,031	0	0
NVIDIA CORPORATION	COM	67066G104	6,516,759	13,159	SH		SOLE		13,159	0	0
OCCIDENTAL PETE CORP	COM	674599105	251,132	4,205	SH		SOLE		4,205	0	0
OLD DOMINION FREIGHT LINE IN	COM	679580100	835,385	2,061	SH		SOLE		2,061	0	0
ONE GAS INC	COM	68235P108	395,064	6,200	SH		SOLE		6,200	0	0
ONEOK INC NEW	COM	682680103	3,276,323	46,657	SH		SOLE		46,657	0	0
ORACLE CORP	COM	68389X105	611,516	5,800	SH		SOLE		5,800	0	0
PACER FDS TR	US CASH COWS 100	69374H881	1,907,409	36,687	SH		SOLE		36,687	0	0
PEPSICO INC	COM	713448108	1,110,224	6,536	SH		SOLE		6,536	0	0
PFIZER INC	COM	717081103	1,835,884	63,762	SH		SOLE		63,762	0	0
PHILIP MORRIS INTL INC	COM	718172109	799,868	8,502	SH		SOLE		8,502	0	0
PHILLIPS 66	COM	718546104	3,465,447	26,028	SH		SOLE		26,028	0	0
PIMCO ETF TR	1-5 US TIP IDX	72201R205	1,141,157	22,310	SH		SOLE		22,310	0	0
PIMCO NEW YORK MUN FD II	COM	72200Y102	113,117	14,902	SH		SOLE		14,902	0	0
PIMCO NEW YORK MUN INCOME FD	COM	72201E105	66,755	11,200	SH		SOLE		11,200	0	0
PROCTER AND GAMBLE CO	COM	742718109	3,897,423	26,592	SH		SOLE		26,592	0	0
PROLOGIS INC.	COM	74340W103	1,927,518	14,460	SH		SOLE		14,460	0	0
PRUDENTIAL FINL INC	COM	744320102	330,292	3,184	SH		SOLE		3,184	0	0
PUBLIC STORAGE	COM	74460D109	215,025	705	SH		SOLE		705	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	944,890	15,452	SH		SOLE		15,452	0	0
QUALCOMM INC	COM	747525103	1,812,897	12,534	SH		SOLE		12,534	0	0
RTX CORPORATION	COM	75513E101	905,410	10,757	SH		SOLE		10,757	0	0
S&P GLOBAL INC	COM	78409V104	2,903,027	6,590	SH		SOLE		6,590	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	1,184,669	14,280	SH		SOLE		14,280	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	1,866,246	38,519	SH		SOLE		38,519	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	253,985	3,335	SH		SOLE		3,335	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,023,735	36,064	SH		SOLE		36,064	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	303,609	8,074	SH		SOLE		8,074	0	0
SHELL PLC	SPON ADS	780259305	1,375,123	20,898	SH		SOLE		20,898	0	0
SPDR GOLD TR	GOLD SHS	78463V107	1,138,417	5,955	SH		SOLE		5,955	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	260,945	549	SH		SOLE		549	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	959,595	13,300	SH		SOLE		13,300	0	0
SPDR SER TR	PORTFLI HIGH YLD	78468R606	1,383,091	59,157	SH		SOLE		59,157	0	0
STARBUCKS CORP	COM	855244109	246,995	2,572	SH		SOLE		2,572	0	0
TARGET CORP	COM	87612E106	219,780	1,543	SH		SOLE		1,543	0	0
TESLA INC	COM	88160R101	2,001,009	8,053	SH		SOLE		8,053	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	917,794	1,729	SH		SOLE		1,729	0	0
TRACTOR SUPPLY CO	COM	892356106	901,578	4,192	SH		SOLE		4,192	0	0
TRAVELERS COMPANIES INC	COM	89417E109	228,588	1,200	SH		SOLE		1,200	0	0
UBER TECHNOLOGIES INC	COM	90353T100	224,731	3,650	SH		SOLE		3,650	0	0
UNION PAC CORP	COM	907818108	1,011,954	4,120	SH		SOLE		4,120	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	856,847	5,449	SH		SOLE		5,449	0	0
UNITED STS COMMODITY INDEX F	CM REP COPP FD	911718104	260,712	10,800	SH		SOLE		10,800	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	2,088,098	3,966	SH		SOLE		3,966	0	0
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	547,297	6,447	SH		SOLE		6,447	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,826,401	52,024	SH		SOLE		52,024	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	612,155	2,631	SH		SOLE		2,631	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	456,806	1,925	SH		SOLE		1,925	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	764,454	2,459	SH		SOLE		2,459	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	301,862	1,415	SH		SOLE		1,415	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	221,804	2,866	SH		SOLE		2,866	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	963,947	5,656	SH		SOLE		5,656	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	2,252,167	59,730	SH		SOLE		59,730	0	0
VISA INC	COM CL A	92826C839	7,597,903	29,183	SH		SOLE		29,183	0	0
WALMART INC	COM	931142103	4,222,708	26,784	SH		SOLE		26,784	0	0
WASTE MGMT INC DEL	COM	94106L109	1,423,243	7,946	SH		SOLE		7,946	0	0
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	523,321	12,463	SH		SOLE		12,463	0	0
WISDOMTREE TR	US QUALITY GROW	97717Y477	218,419	5,971	SH		SOLE		5,971	0	0
WISDOMTREE TR	YIELD ENHANCED	97717Y808	462,740	9,775	SH		SOLE		9,775	0	0
WISDOMTREE TR	US LARGECAP FUND	97717W588	1,053,918	21,030	SH		SOLE		21,030	0	0
WISDOMTREE TR	US EFFICIENT COR	97717Y790	1,065,030	27,100	SH		SOLE		27,100	0	0
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	1,963,395	39,079	SH		SOLE		39,079	0	0
WISDOMTREE TR	EM EX ST-OWNED	97717X578	501,703	17,372	SH		SOLE		17,372	0	0
WISDOMTREE TR	US QTLY DIV GRT	97717X669	2,588,761	36,834	SH		SOLE		36,834	0	0
WP CAREY INC	COM	92936U109	584,516	9,018	SH		SOLE		9,018	0	0
ZOETIS INC	CL A	98978V103	2,908,444	14,736	SH		SOLE		14,736	0	0