USCB Financial (USCB) 10-Q 11 Aug 22 2022 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2022	Aug. 01, 2022
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Jun. 30, 2022
Document Transition Report	false
Document Fiscal Year Focus	2022
Entity File Number	001-41196
Entity Registrant Name	USCB Financial Holdings, Inc.
Entity Incorporation State Country Code	FL
Entity Tax Identification Number	87-4070846
Entity Address Address Line 1	2301 N.W. 87th Avenue
Entity Address City Or Town	Miami
Entity Address State Or Province	FL
Entity Address Postal Zip Code	33172
City Area Code	305
Local Phone Number	715-5200
Security 12b Title	Class A common stock, $1.00 par value per share
Trading Symbol	USCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding		20,000,753
Amendment Flag	false
Entity Central Index Key	0001901637
Document Fiscal Period Focus	Q2

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands		Jun. 30, 2022	Dec. 31, 2021
Assets:
Cash and due from banks		$ 7,448	$ 6,477
Interest-bearing deposits in banks		75,824	39,751
Total cash & cash equivalents		83,272	46,228
Investment securities held to maturity (fair value $101,067 and $120,157, respectively)		116,671	122,658
Investment securities available for sale, at fair value		339,464	401,542
Federal Home Loan Bank stock, at cost		3,402	2,100
Loans held for investment, net of allowance of $15,786 and $15,057, respectively		1,356,947	1,175,024
Accrued interest receivable		5,991	5,975
Premises and equipment, net		5,088	5,278
Bank owned life insurance		42,249	41,720
Deferred tax asset, net		43,059	34,929
Lease right-of-use asset		13,574	14,185
Other assets		6,369	4,300
Total assets		2,016,086	1,853,939
Deposits:
Demand		653,708	605,425
Money market and savings accounts		802,841	703,856
Interest-bearing checking accounts		63,416	55,878
Time deposits		218,755	225,220
Total deposits		1,738,720	1,590,379
Federal Home Loan Bank advances		66,000	36,000
Lease liability		13,574	14,185
Accrued interest and other liabilities		17,724	9,478
Total liabilities		1,836,018	1,650,042
Stockholders' Equity:
Additional paid-in capital on common stock	[1]	311,024	310,666
Accumulated deficit		(114,096)	(124,245)
Accumulated other comprehensive loss		(36,861)	(2,516)
Total stockholders' equity		180,068	203,897
Total liabilities and stockholders' equity		2,016,086	1,853,939
Preferred Stock Class C [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class D [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class E [Member]
Stockholders' Equity:
Preferred stock
Common Class A [Member]
Stockholders' Equity:
Common stock	[1]	20,001	19,992
Common Class B [Member]
Stockholders' Equity:
Common stock
[1]<div>(1) Class A common stock outstanding and additional paid-in-capital for December 31, 2020 were adjusted to reflect the 1 for 5 reverse stock split. See Note 13 "Stockholders' Equity" for further discussion on the stock split.</div>

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) $ in Thousands	Jun. 30, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares shares
Investment securities held to maturity, fair value | $	$ 101,067	$ 120,157
Loans held for investment, allowance | $	$ 15,786	$ 15,057
Preferred stock, share outstanding	0
Preferred Stock Class C [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 5	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value | $ / shares	$ 1	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	20,000,753	19,991,753
Common stock, shares outstanding	20,000,753	19,991,753
Common Class B [Member]
Common stock, par value | $ / shares	$ 1	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest income:
Loans, including fees		$ 14,053	$ 11,538	$ 27,035	$ 23,406
Investment securities		2,510	1,968	4,839	3,812
Interest-bearing deposits in financial institutions		121	23	152	39
Total interest income		16,684	13,529	32,026	27,257
Interest expense:
Interest-bearing deposits		17	15	33	29
Savings and money market accounts		615	523	1,166	1,071
Time deposits		271	379	530	933
Federal Home Loan Bank advances		139	138	276	275
Total interest expense		1,042	1,055	2,005	2,308
Net interest income before provision for credit losses		15,642	12,474	30,021	24,949
Provision for credit losses		705		705	(160)
Net interest income after provision for credit losses		14,937	12,474	29,316	25,109
Non-interest income:
Service fees		1,083	903	1,983	1,792
Gain on sale of securities available for sale, net		(3)	187	18	249
Gain on sale of loans held for sale, net		22	23	356	987
Loan settlement				161
Other non-interest income		515	403	1,044	809
Total non-interest income		1,617	1,516	3,562	3,837
Non-interest expense:
Salaries and employee benefits		5,913	5,213	11,788	10,491
Occupancy		1,251	1,411	2,521	2,798
Regulatory assessment and fees		226	195	439	373
Consulting and legal fees		398	373	915	558
Network and information technology services		448	332	835	840
Other operating expense		1,315	1,150	2,665	2,291
Total non -interest expense		9,551	8,674	19,163	17,351
Income before income tax expense		7,003	5,316	13,715	11,595
Income tax expense		1,708	1,263	3,566	2,761
Net income		5,295	4,053	10,149	8,834
Less: Preferred stock dividends			754		1,535
Net income available to common stockholders		5,295	3,299	10,149	7,299
Common Class A [Member]
Non-interest expense:
Net income available to common stockholders		$ 5,295	$ 3,299	$ 10,149	$ 7,299
Per share information:
Net income (loss) per share, basic	[1],[2]	$ 0.26	$ 0.65	$ 0.51	$ 1.43
Net income (loss) per share, diluted	[1],[2]	$ 0.26	$ 0.64	$ 0.50	$ 1.41
Common Class B [Member]
Non-interest expense:
Net income available to common stockholders			$ 3,299		$ 7,299
Per share information:
Net income (loss) per share, basic	[2]		$ 0.13		$ 0.29
Net income (loss) per share, diluted	[2]		$ 0.13		$ 0.29
[1]<div></div>[2]<div>(1) For further details on the allocation of net income available to common stockholders and per share information, see Note ##eps "Earnings per Share".</div>

Consolidated Statements of Op_2

Consolidated Statements of Operations (Parenthetical)	6 Months Ended
	Jun. 30, 2021
Common Class A [Member]
Common stock, stock split conversion ratio	0.2

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Consolidated Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 5,295	$ 4,053	$ 10,149	$ 8,834
Other comprehensive income (loss):
Unrealized gain (loss) on investment securities	(23,253)	233	(45,898)	(5,837)
Amortization of net unrealized gains on securities transferred from available-for-sale to held-to-maturity	(61)		(126)
Reclassification adjustment for gain included in net income	3	(187)	18	249
Tax effect	5,908	(12)	(11,697)	(1,491)
Total other comprehensive income (loss), net of tax	(17,403)	34	(34,345)	(4,595)
Total comprehensive income	$ (12,108)	$ 4,087	$ (24,196)	$ 4,239

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance at at Dec. 31, 2020	$ 171,001	$ 32,077	$ 10,010	$ 177,755	$ (53,622)	$ 4,781
Balance, shares at at Dec. 31, 2020		12,350,879	10,010,521
Net income	8,834				8,834
Other comprehensive income	(4,595)					(4,595)
Dividends - preferred stock	(1,535)				(1,535)
Preferred stock repurchase	(7,500)	$ (7,461)			(39)
Preferred stock repurchase, shares		(7,500)
Stock based compensation	97			97
Balance at at Jun. 30, 2021	166,302	$ 24,616	$ 10,010	177,852	(46,362)	186
Balance, shares at at Jun. 30, 2021		12,343,379	10,010,521
Balance at at Mar. 31, 2021	170,425	$ 32,077	$ 10,010	177,808	(49,622)	152
Balance, shares at at Mar. 31, 2021		12,350,879	10,010,521
Net income	4,053				4,053
Other comprehensive income	34					34
Dividends - preferred stock	(754)				(754)
Preferred stock repurchase	(7,500)	$ (7,461)			(39)
Preferred stock repurchase, shares		(7,500)
Stock based compensation	44			44
Balance at at Jun. 30, 2021	166,302	$ 24,616	$ 10,010	177,852	(46,362)	186
Balance, shares at at Jun. 30, 2021		12,343,379	10,010,521
Balance at at Dec. 31, 2021	203,897		$ 19,992	310,666	(124,245)	(2,516)
Balance, shares at at Dec. 31, 2021			19,991,753
Net income	10,149				10,149
Other comprehensive income	(34,345)					(34,345)
Stock based compensation	265			265
Exercise of stock options	102		$ 9	93
Exercise of stock options, shares			9,000
Balance at at Jun. 30, 2022	180,068		$ 20,001	311,024	(114,096)	(36,861)
Balance, shares at at Jun. 30, 2022			20,000,753
Balance at at Mar. 31, 2022	192,039		$ 20,001	310,887	(119,391)	(19,458)
Balance, shares at at Mar. 31, 2022			20,000,753
Net income	5,295				5,295
Other comprehensive income	(17,403)					(17,403)
Stock based compensation	137			137
Balance at at Jun. 30, 2022	$ 180,068		$ 20,001	$ 311,024	$ (114,096)	$ (36,861)
Balance, shares at at Jun. 30, 2022			20,000,753

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals)	6 Months Ended
	Jun. 30, 2021
Common Class A [Member]
Common stock, stock split conversion ratio	0.2

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities:
Net income	$ 10,149	$ 8,834
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	705	(160)
Depreciation and amortization	363	642
Amortization of premiums on securities, net	306	192
Accretion of deferred loan fees, net	(508)	(2,016)
Stock based compensation	265	97
Gain on sale of available for sale securities	(18)	(249)
Gain on sale of loans held for sale	(356)	(987)
Increase in cash surrender value of bank owned life insurance	(529)	(335)
Decrease in deferred tax asset	3,567	2,760
Net change in operating assets and liabilities:
Accrued interest receivable	(16)	(65)
Other assets	(2,069)	(863)
Accrued interest and other liabilities	8,246	6,001
Net cash provided by operating activities	20,105	13,851
Cash flows from investing activities:
Purchase of investment securities held to maturity	(2,432)
Proceeds from maturities and pay-down of investment securities held to maturity	8,173
Purchase of investment securities available for sale	(42,794)	(138,937)
Proceeds from maturities and pay-down of investment securities available for sale	26,950	28,159
Proceeds from sales of investment securities available for sale	31,838	43,266
Net increase in loans held for investment	(115,607)	(68,609)
Purchase of loans held for investment	(70,175)	(44,868)
Additions to premises and equipment	(173)	(240)
Proceeds from the sale of loans held for sale	4,018	9,811
Proceeds from the redemption of Federal Home Loan Bank stock		611
Purchase of Federal Home Loan Bank stock	(1,302)
Net cash used in investment activities	(161,504)	(170,807)
Cash flows from financing activities:
Proceeds from issuance of Class A common stock, net	102
Cash dividends paid		(1,535)
Redemption of Preferred stock		(7,500)
Net increase in deposits	148,341	165,374
Proceeds from Federal Home Loan Bank advances	30,000
Net cash provided by financing activities	178,443	156,339
Net increase (decrease) in cash and cash equivalents	37,044	(617)
Cash and cash equivalents at beginning of year	46,228	47,734
Cash and cash equivalents at end of year	83,272	47,117
Supplemental disclosures of cash flow information:
Interest paid	2,002	2,359
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	3,662	8,824
Transfer of premises and equipment to assets held for sale		$ 656
Lease liability arising from obtaining right-of-use assets	$ 898

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Overview USCB Financial Holdings, Inc., a owned subsidiary, is a Florida in South Florida. During the year ended December 31, common shares began outstanding exchange. Shortly thereafter, common stock For further information on the IPO and the exchange The Company’s as of June 30, 2022 and December Century Bank as of June 30, 2021 and for the three and six Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K for the year ended December 31, 2021. Principles of Consolidation The balances are eliminated in consolidation. Use of Estimates To prepare on available most significant and income taxes. Reclassifications Certain presentation. Reclassifications had no impact on the net income Recently Issued Accounting Standards Issued and Not Yet Adopted Measurement of Credit Losses In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal financial statements general economic conditions, evaluating the impact of ASU will lead to significant changes the implementation of a software solution to assist parallel completed a data validation prior to adoption. Reference Rate Reform In Reference Rate Reform 2021-01 which provides optional the effects of) 2022. The ASU will have a material effect on our business operations Trouble Debt Restructuring In Restructurings and Vintage Disclosures. restructurings for loan modifications by after permitted for entities that have already adopted CECL. CECL implementation efforts, statements when adopted.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2022
Investment Securities [Abstract]
Investment Securities	2. The following value of investment securities at the dates indicated (in During the 28 value of 67.6 68.7 (“HTM”). These securities had a net unrealized gain 1.1 income on the transfer other comprehensive income (“AOCI”) retained in AOCI are being amortized over the remaining months ended June 30, 2022, total amortization HTM was $ 61 126 2.0 during the second quarter of 2022. Gains and losses on basis. The following table presents the proceeds, realized debt securities for the three and six months ended June The amortized indicated (in thousands). call or prepay separately. At June 30, 2022, there were total mortgage obligations and mortgage-backed securities are issued by United States sponsored entities December 31, 2021. Information pertaining length of dates (in thousands): As of June 30, 62.2 AFS associated with changes in the cost basis upon transfer The Company performs a review any changes in the than-temporary (“OTTI”) basis. Management of the impairment, more likely than defaults and (v) the underlying guarantor of the securities. The company does not consider these investments to be OTTI as the decline in market value in market recovery required to sell the securities before maturity. Pledged Securities The Company 20.0 guaranteed with investment on prevailing rates at the time funding is requested. As of June 30, 2022, the Company did not have any under this agreement. The Company is a authority to maintain public deposits by securities 25 % of also maintain a minimum amount of pledged securities to be As of June 30, 2022, the Company had a total of $ 93.7 to the state of Florida for these public funds were fourteen 23.6 As of 37.3 pledged eleven $ 20.4 June 30, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 27,816 $ - $ (1,966) $ 25,850 U.S. Treasury 2,468 - (31) 2,437 Collateralized mortgage obligations 155,340 - (21,520) 133,820 Mortgage-backed securities - residential 111,708 - (15,726) 95,982 Mortgage-backed securities - commercial 44,670 - (4,549) 40,121 Municipal securities 25,124 - (5,522) 19,602 Bank subordinated debt securities 16,503 53 (584) 15,972 Corporate bonds 6,062 - (382) 5,680 $ 389,691 $ 53 $ (50,280) $ 339,464 Held-to-maturity: U.S. Government Agency $ 34,100 $ - $ (4,692) $ 29,408 Collateralized mortgage obligations 40,806 - (5,513) 35,293 Mortgage-backed securities - residential 27,478 - (3,954) 23,524 Mortgage-backed securities - commercial 3,095 - (403) 2,692 Corporate bonds 11,192 - (1,042) 10,150 $ 116,671 $ - $ (15,604) $ 101,067 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157 Three Months Ended June 30, Six Months Ended June 30, Available-for-sale: 2022 2021 2022 2021 Proceeds from sale and call of securities $ 17,280 $ 29,018 $ 31,838 $ 43,266 Gross gains $ 58 $ 363 $ 216 $ 438 Gross losses (61) (176) (198) (189) Net realized gain (loss) $ (3) $ 187 $ 18 $ 249 Available-for-sale Held-to-maturity June 30, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due after one year through five years $ 8,530 $ 8,117 $ 11,192 $ 10,150 Due after five years through ten years 17,503 16,822 - - Due after ten years 24,124 18,752 - - U.S. Government Agency 27,816 25,850 34,100 29,408 Collateralized mortgage obligations 155,340 133,820 40,806 35,293 Mortgage-backed securities - residential 111,708 95,982 27,478 23,524 Mortgage-backed securities - commercial 44,670 40,121 3,095 2,692 $ 389,691 $ 339,464 $ 116,671 $ 101,067 June 30, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 40,053 $ (3,976) $ 15,205 $ (2,787) $ 55,258 $ (6,763) U.S. Treasury 2,437 (31) - - 2,437 (31) Collateralized mortgage obligations 100,414 (14,042) 68,699 (12,991) 169,113 (27,033) Mortgage-backed securities - residential 77,724 (10,426) 41,782 (8,927) 119,506 (19,353) Mortgage-backed securities - commercial 36,712 (3,830) 6,101 (1,057) 42,813 (4,887) Municipal securities 6,050 (1,560) 13,552 (3,962) 19,602 (5,522) Bank subordinated debt securities 11,919 (584) - - 11,919 (584) Corporate bonds 15,830 (859) - - 15,830 (859) $ 291,139 $ (35,308) $ 145,339 $ (29,724) $ 436,478 $ (65,032) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans

Loans	6 Months Ended
	Jun. 30, 2022
Loans [Abstract]
Loans	and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 707 $ - $ - $ 707 $ - $ 707 1-4 family residential 144,937 - - 144,937 - 144,937 Condo residential 57,338 680 - 58,018 - 58,018 202,982 680 - 203,662 - 203,662 Commercial real estate: - Land and construction 37,326 - - 37,326 - 37,326 Multi-family residential 134,535 - - 134,535 - 134,535 Condo commercial 48,509 - - 48,509 - 48,509 Commercial property 622,986 - - 622,986 - 622,986 Leasehold improvements 89 - - 89 - 89 843,445 - - 843,445 - 843,445 Commercial and industrial: - Secured 111,556 199 - 111,755 - 111,755 Unsecured 19,516 - - 19,516 - 19,516 131,072 199 - 131,271 - 131,271 - Foreign banks 84,770 - - 84,770 - 84,770 Consumer and other 109,250 - - 109,250 - 109,250 - Total $ 1,371,519 $ 879 $ - $ 1,372,398 $ - $ 1,372,398 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi-family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659 June 30, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,598 $ 3,592 $ - $ 5,021 $ 5,035 $ - Commercial real estate 593 593 - 696 695 - 4,191 4,185 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,710 3,677 165 3,985 3,950 178 Commercial and industrial 99 99 50 141 141 71 Consumer and other 210 210 104 224 224 111 4,019 3,986 319 4,350 4,315 360 Total $ 8,210 $ 8,171 $ 319 $ 10,067 $ 10,045 $ 360 Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 Residential real estate $ 7,332 $ 8,321 $ 7,890 $ 9,027 Commercial real estate 599 718 631 723 Commercial and industrial 115 188 124 192 Consumer and other 214 262 217 268 Total $ 8,260 $ 9,489 $ 8,862 $ 10,210 June 30, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,307 $ - $ 7,307 $ 7,815 $ - $ 7,815 Commercial real estate 594 - 594 696 - 696 Commercial and industrial 99 - 99 141 - 141 Consumer and other 210 - 210 224 - 224 Total $ 8,210 $ - $ 8,210 $ 8,876 $ - $ 8,876" id="sjs-B4">3. The following table is a summary of the distribution of At 159.9 185.1 commercial real estate Reserve Bank of Atlanta. The Company was a participant loans. These the funds had to be used towards payroll cost, mortgage interest, rent, utilities and other costs related to COVID-19. These loans 13.5 June 30, 2022 and 42.4 PPP loans had deferred loan fees of $ 149 1.5 The Company 1.5 2.4 ended Statements of Operations. The collateral type loan environmental factors that may cause estimated credit losses Changes in the allowance for credit losses for (in thousands): Allowance for credit losses and the follows (in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based payment periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory Special Mention close attention. If left uncorrected, these potential weaknesses prospects for the loan or of the institution’s Substandard – Loans classified as substandard are inadequately protected capacity of the obligator or of the collateral pledged, if weaknesses that jeopardize the liquidation of the debt. institution will sustain some loss if the deficiencies are Doubtful the added characteristic that the weaknesses make collection facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are Loan Aging The Company The Company The December 31, 2021 (in thousands): There was no Interest income on 0 $ 1 Impaired Loans The following table includes applicable, on the basis of impairment methodology at Net investment balance is the unpaid principal balance The following thousands): Interest income recognized on 90 and $ 105 Interest income 181 and $ 214 Troubled Debt Restructuring A troubled concession payment, conversion of modification. The following table presents performing and non-performing The Company had allocated 319 360 and December no June 30, 2022 and 2021. There were no as of June 30, 2022. During the no within the prior no t have any 2022 and 2021. June 30, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 203,662 14.8 % $ 201,359 16.9 % Commercial Real Estate 843,445 61.5 % 704,988 59.2 % Commercial and Industrial 131,271 9.5 % 146,592 12.3 % Foreign Banks 84,770 6.2 % 59,491 5.0 % Consumer and Other 109,250 8.0 % 79,229 6.6 % Total 1,372,398 100.0 % 1,191,659 100.0 % Less: Deferred fees (cost) (335) 1,578 Total 1,372,733 1,190,081 Less: Allowance for credit losses 15,786 15,057 Total $ 1,356,947 $ 1,175,024 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended June 30, 2022 Beginning balance $ 2,357 $ 9,183 $ 2,355 $ 491 $ 688 $ 15,074 Provision for credit losses 9 107 311 160 118 705 Recoveries - - 5 - 3 8 Charge-offs - - - - (1) (1) Ending Balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Six Months Ended June 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (148) 532 (115) 194 242 705 Recoveries 32 - 11 - 3 46 Charge-offs (16) - - - (6) (22) Ending Balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total June 30, 2022: Allowance for credit losses: Individually evaluated for impairment $ 165 $ - $ 50 $ - $ 104 $ 319 Collectively evaluated for impairment 2,201 9,290 2,621 651 704 15,467 Balances, end of period $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Loans: Individually evaluated for impairment $ 7,307 $ 594 $ 99 $ - $ 210 $ 8,210 Collectively evaluated for impairment 196,355 842,851 131,172 84,770 109,040 1,364,188 Balances, end of period $ 203,662 $ 843,445 $ 131,271 $ 84,770 $ 109,250 $ 1,372,398 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659 As of June 30, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 707 $ - $ - $ - $ 707 1-4 family residential 144,937 - - - 144,937 Condo residential 58,018 - - - 58,018 203,662 - - - 203,662 Commercial real estate: Land and construction 37,326 - - - 37,326 Multi-family residential 134,535 - - - 134,535 Condo commercial 48,103 - 406 - 48,509 Commercial property 621,789 1,197 - - 622,986 Leasehold improvements 89 - - - 89 841,842 1,197 406 - 843,445 Commercial and industrial: (1) Secured 111,293 - 462 - 111,755 Unsecured 19,516 - - - 19,516 130,809 - 462 - 131,271 Foreign banks 84,770 - - - 84,770 Consumer and other loans 109,040 - 210 - 109,250 Total $ 1,370,123 $ 1,197 $ 1,078 $ - $ 1,372,398 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi-family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1) Accruing As of June 30, 2022: Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 707 $ - $ - $ 707 $ - $ 707 1-4 family residential 144,937 - - 144,937 - 144,937 Condo residential 57,338 680 - 58,018 - 58,018 202,982 680 - 203,662 - 203,662 Commercial real estate: - Land and construction 37,326 - - 37,326 - 37,326 Multi-family residential 134,535 - - 134,535 - 134,535 Condo commercial 48,509 - - 48,509 - 48,509 Commercial property 622,986 - - 622,986 - 622,986 Leasehold improvements 89 - - 89 - 89 843,445 - - 843,445 - 843,445 Commercial and industrial: - Secured 111,556 199 - 111,755 - 111,755 Unsecured 19,516 - - 19,516 - 19,516 131,072 199 - 131,271 - 131,271 - Foreign banks 84,770 - - 84,770 - 84,770 Consumer and other 109,250 - - 109,250 - 109,250 - Total $ 1,371,519 $ 879 $ - $ 1,372,398 $ - $ 1,372,398 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi-family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659 June 30, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,598 $ 3,592 $ - $ 5,021 $ 5,035 $ - Commercial real estate 593 593 - 696 695 - 4,191 4,185 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,710 3,677 165 3,985 3,950 178 Commercial and industrial 99 99 50 141 141 71 Consumer and other 210 210 104 224 224 111 4,019 3,986 319 4,350 4,315 360 Total $ 8,210 $ 8,171 $ 319 $ 10,067 $ 10,045 $ 360 Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 Residential real estate $ 7,332 $ 8,321 $ 7,890 $ 9,027 Commercial real estate 599 718 631 723 Commercial and industrial 115 188 124 192 Consumer and other 214 262 217 268 Total $ 8,260 $ 9,489 $ 8,862 $ 10,210 June 30, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,307 $ - $ 7,307 $ 7,815 $ - $ 7,815 Commercial real estate 594 - 594 696 - 696 Commercial and industrial 99 - 99 141 - 141 Consumer and other 210 - 210 224 - 224 Total $ 8,210 $ - $ 8,210 $ 8,876 $ - $ 8,876

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2022
Income Taxes [Abstract]
Income Taxes	4. The Company’s provision for income taxes is presented The actual income tax for the year (computed by applying the 21 % for 2022 and 2021 to for income taxes) as follows (in thousands): The Company’s deferred tax assets and deferred June 30, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 25,768 $ 28,819 Allowance for credit losses 4,001 3,816 Lease liability 3,440 3,595 Unrealized losses on available for sale securities 12,514 817 Deferred loan fees - 400 Depreciable property 134 361 Stock option compensation 298 241 Accruals 447 600 Other, net 144 2 Deferred tax assets: 46,746 38,651 Deferred tax liability: Deferred loan cost (85) - Lease right of use asset (3,440) (3,595) Deferred expenses (162) (127) Deferred tax liability (3,687) (3,722) Net deferred tax assets $ 43,059 $ 34,929 The Company 97.8 120.5 expiring in various amounts between 2031 and 2036 and are In assessing the realizability of deferred tax assets, management considers portion or upon the generation of Management considers the scheduled reversal strategies in making this assessment. The major tax jurisdictions where the Company files income tax returns are the U.S. federal jurisdiction and the state Florida. With few authorities for years before 2018. For the three no t have result of no recorded as a result of tax uncertainties. Six Months Ended June 30, 2022 2021 Current: Federal $ - $ - State - - Total - - Deferred: Federal 2,778 2,268 State 788 493 Total 3,566 2,761 Total $ 3,566 $ 2,761 Six Months Ended June 30, 2022 2021 Federal taxes at statutory rate $ 2,880 $ 2,435 State income taxes, net of federal tax benefit 596 406 Bank owned life insurance (134) (82) Other, net 224 2 Total $ 3,566 $ 2,761

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements	6 Months Ended
	Jun. 30, 2022
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	5. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial instruments include letters of amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the commitments and conditional obligations as it does for on-balance The Company's exposure for unused lines of credit, and standby letters of credit A June 30, 2022 and December 31, 2021 (in thousands): June 30, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 142,498 $ 134,877 Standby and commercial letters of credit 3,843 6,420 $ 146,341 $ 141,297 Commitments to established in the contract. Commitments generally have Unfunded lines of customers. These lines of not be drawn upon to the total extent to which the Company Standby performance of a arrangements. Essentially all letters of credit have fixed maturity dates and many of them expire without being drawn upon, they do not generally present a significant liquidity risk

Derivatives

Derivatives	6 Months Ended
	Jun. 30, 2022
Derivatives [Abstract]
Derivatives	6. The Company utilizes interest rate swap agreements its interest parties. The amounts exchanged are interest rate swap agreements. The Company enters into interest rate swaps with its loan customers. The Company had 17 18 with 36.3 39.2 December 31, 2021, corresponding Company to provide the counterparty the Consolidated accounting purposes. The following table reflects the Company’s customer-related Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability June 30, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 36,315 $ 1,260 Other assets/Other liabilities $ 3,831 $ 3,831 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2022
Fair Value Measurements [Abstract]
Fair Value Measurements	7. Determination of Fair Value The Company determine fair value financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market However, in where quoted techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in The fair (that is, market conditions. change in the depends on the facts within the range that is most representative of fair value under Fair Value Hierarchy In accordance with at fair assumptions used to determine fair value. Level 1 entity has equity securities that sources for market transactions involving identical assets Level 2 asset liabilities; quoted by observable market data for substantially the full term of the Level 3 significant whose value well as instruments for which determination of fair value A significant to the fair value measurement. Items Measured at Fair Value AFS investment securities: for such securities, Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or party broker-dealers securities, pricing models or discounted cash flow analyses Derivatives: classified within Level 2 of the hierarchy. The following table represents the Company's assets measured at fair value on a recurring basis at June 30, 2022 and December 31, 2021 for each of the fair value hierarchy Items Measured at Fair Value Impaired At guidance, individual loans with 4.0 4.4 down to 3.7 4.0 $ 319 360 and December 31, 2021, respectively. value management's estimates of changes in economic conditions Other Real estimate of valuation technique the appraiser the value for changes in a consequence of the carrying cost or the considered a Level 3 valuation. The following table represents the Company’s assets measured at fair value on a non-recurring basis at June 30, 2022 and December 31, 2021 for each of the fair value hierarchy The following table presents value on a non-recurring basis at June 30, 2022 and December There were no 2021. Items Not Measured at Fair Value The following table value as of June 30, 2022 and December 31, 2021 (in June 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 25,850 $ - $ 25,850 $ - $ 10,520 $ - $ 10,520 U.S. Treasury 2,437 - - 2,437 - - - - Collateralized mortgage obligations - 133,820 - 133,820 - 156,829 - 156,829 Mortgage-backed securities - residential - 95,982 - 95,982 - 118,842 - 118,842 Mortgage-backed securities - commercial - 40,121 - 40,121 - 50,117 - 50,117 Municipal Securities - 19,602 - 19,602 - 24,276 - 24,276 Bank subordinated debt securities - 15,972 - 15,972 - 28,408 - 28,408 Corporate bonds - 5,680 - 5,680 - 12,550 - 12,550 Total 2,437 337,027 - 339,464 - 401,542 - 401,542 Derivative assets - 3,831 - 3,831 - 1,434 - 1,434 Total assets at fair value $ 2,437 $ 340,858 $ - $ 343,295 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 3,831 $ - $ 3,831 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 3,831 $ - $ 3,831 $ - $ 1,434 $ - $ 1,434 Level 1 Level 2 Level 3 Total June 30, 2022: Impaired loans $ - $ - $ 3,700 $ 3,700 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990 Fair Value Valuation Technique(s) Unobservable Input(s) June 30, 2022: Residential real estate $ 3,546 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 48 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 106 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,700 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount June 30, 2022: Financial Assets: Cash and due from banks $ 7,448 $ 7,448 $ - $ - $ 7,448 Interest-bearing deposits in banks $ 75,824 $ 75,824 $ - $ - $ 75,824 Investment securities held to maturity $ 116,671 $ - $ 101,067 $ - $ 101,067 Loans held for investment, net $ 1,356,947 $ - $ - $ 1,339,283 $ 1,339,283 Accrued interest receivable $ 5,991 $ - $ 1,246 $ 4,745 $ 5,991 Financial Liabilities: Demand deposits $ 653,708 $ 653,708 $ - $ - $ 653,708 Money market and savings accounts $ 802,841 $ 802,841 $ - $ - $ 802,841 Interest-bearing checking accounts $ 63,416 $ 63,416 $ - $ - $ 63,416 Time deposits $ 218,755 $ - $ - $ 214,737 $ 214,737 FHLB advances $ 66,000 $ - $ 64,985 $ - $ 64,985 Accrued interest payable $ 99 $ - $ 50 $ 49 $ 99 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity

Stockholders' Equity	6 Months Ended
	Jun. 30, 2022
Stockholders' Equity [Abstract]
Stockholders' Equity	8. Common Stock The rights conversion rights. have no transferred. In June 2021, the Bank effected a 1 for 5 1.00 shares of one shares common stock, earnings per share and stock common stock was not adjusted but if sold or exchanged would be converted 1 Class “Board”) adjustments Changes in Stockholders’ Equity. In July 2021, 4,600,000 of 10.00 40.0 deducting underwriting discounts and expenses. In December 2021, the Bank entered into agreements with the B common stock for Class A common stock at 6,121,052 stock were exchanged for 1,224,212 In December 2021, the Class A voting the Bank’s capital Each of the outstanding 1.00 was converted into and 1.00 and the Bank became the Company’s wholly owned In the same designations, held previously owned of the Bank’s common stock. Preferred Stock In April 2021, stock at 7.5 103 shareholders approved the repurchase which the Bank The common stock. The offer 90 % of 10 % exchange ratio for the the IPO price for shares of Class A common stock. During the year ended December 31, 2021, 47,473 11,061,552 D preferred stock converted into an aggregate of 10,278,072 C and Class D preferred shares had 102.8 C preferred stock 1,234,354 value for $ 11.4 The fair value of consideration shares $ 89.6 no no to be paid these on. Dividends The following dividend and 2021 (in thousands): Declaration of dividends by the Board is required before dividend payments are made. No the Board for the no dividends declared and unpaid as of June 30, 2022 and 2021. The capitalized” guidelines. 13.74 % and 13.67 %, respectively. Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 1,000 dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 $ - $ 528 $ - $ 1,055 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 5.00 dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 - 123 - 246 Preferred stock - Class E: Non-voting, Partially Cumulative, Perpetual: $ 1.00 1,000 annual dividend rate of 7 % of liquidation preference paid quarterly. Quarterly dividend of $ 17.50 - 103 - 234 Total $ - $ 754 $ - $ 1,535

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	9. Earnings securities. Basic EPS number of common shares outstanding for computed by shares outstanding for the period determined using the treasury-stock method. For common stock options and are only included in the calculation To calculate EPS for the three and six not allocated between common stock as of June 30, 2022. To calculate EPS for the three and six allocated outstanding shares the 1 for B shares was calculated based on their 20 % per share equivalent to Class A common shares. The following ended June 30, 2022 and 2021 (in thousands): The following table reflects months ended June 30, 2022 and 2021 (in thousands, See Note 8 “Stockholders’ Equity” for further discussion Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 Net Income $ 5,295 $ 4,053 $ 10,149 $ 8,834 Less: Preferred stock dividends - 754 - 1,535 Net income available to common stockholders $ 5,295 $ 3,299 $ 10,149 $ 7,299 Three Months Ended June 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income available to common shares before allocation $ 5,295 $ - $ 3,299 $ 3,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.0% 24.0% Net income available to common shares after allocation $ 5,295 $ - $ 2,509 $ 790 Denominator: Weighted average shares outstanding 20,000,753 - 3,889,469 6,121,052 Earnings per share, basic $ 0.26 $ - $ 0.65 $ 0.13 Diluted EPS Numerator: Net income available to common shares before allocation $ 5,295 $ - $ 3,299 $ 3,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.0% 24.0% Net income available to common shares after allocation $ 5,295 $ - $ 2,509 $ 790 Denominator: Weighted average shares outstanding for basic EPS 20,000,753 - 3,889,469 6,121,052 Add: Dilutive effects of assumed exercises of stock options 170,508 - 44,167 - Weighted avg. shares including dilutive potential common shares 20,171,261 - 3,933,636 6,121,052 Earnings per share, diluted $ 0.26 $ - $ 0.64 $ 0.13 Anti-dilutive stock options excluded from diluted EPS 15,000 - 103,666 - (1) shares outstanding. The allocation also assumes that 0.20 or 1,224,212 Six Months Ended June 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income available to common shares before allocation $ 10,149 $ - $ 7,299 $ 7,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.1% 23.9% Net income available to common shares after allocation $ 10,149 $ - $ 5,551 $ 1,748 Denominator: Weighted average shares outstanding 19,997,869 - 3,889,469 6,121,052 Earnings per share, basic $ 0.51 $ - $ 1.43 $ 0.29 Diluted EPS Numerator: Net income available to common shares before allocation $ 10,149 $ - $ 7,299 $ 7,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.1% 23.9% Net income available to common shares after allocation $ 10,149 $ - $ 5,551 $ 1,748 Denominator: Weighted average shares outstanding for basic EPS 19,997,869 - 3,889,469 6,121,052 Add: Dilutive effects of assumed exercises of stock options 195,049 - 44,167 - Weighted avg. shares including dilutive potential common shares 20,192,918 - 3,933,636 6,121,052 Earnings per share, diluted $ 0.50 $ - $ 1.41 $ 0.29 Anti-dilutive stock options excluded from diluted EPS 15,000 - 103,666 - (1) shares outstanding. The allocation also assumes that or 1,224,212 shares of Class A shares.

Loss Contingencies

Loss Contingencies	6 Months Ended
	Jun. 30, 2022
Loss Contingencies [Abstract]
Loss Contingencies	10. Loss contingencies, management, none on the Company’s

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	6 Months Ended
	Jun. 30, 2022
Summary of Significant Accounting Policies [Abstract]
Basis of Consolidated Financial Statement Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K for the year ended December 31, 2021.
Principles of Consolidation	Principles of Consolidation The balances are eliminated in consolidation.
Use of Estimates	Use of Estimates To prepare on available most significant and income taxes.
Reclassifications	Reclassifications Certain presentation. Reclassifications had no impact on the net income
Recently Issued Accounting Standards	Recently Issued Accounting Standards Issued and Not Yet Adopted Measurement of Credit Losses In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal financial statements general economic conditions, evaluating the impact of ASU will lead to significant changes the implementation of a software solution to assist parallel completed a data validation prior to adoption. Reference Rate Reform In Reference Rate Reform 2021-01 which provides optional the effects of) 2022. The ASU will have a material effect on our business operations Trouble Debt Restructuring In Restructurings and Vintage Disclosures. restructurings for loan modifications by after permitted for entities that have already adopted CECL. CECL implementation efforts, statements when adopted.

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Investment Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	June 30, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 27,816 $ - $ (1,966) $ 25,850 U.S. Treasury 2,468 - (31) 2,437 Collateralized mortgage obligations 155,340 - (21,520) 133,820 Mortgage-backed securities - residential 111,708 - (15,726) 95,982 Mortgage-backed securities - commercial 44,670 - (4,549) 40,121 Municipal securities 25,124 - (5,522) 19,602 Bank subordinated debt securities 16,503 53 (584) 15,972 Corporate bonds 6,062 - (382) 5,680 $ 389,691 $ 53 $ (50,280) $ 339,464 Held-to-maturity: U.S. Government Agency $ 34,100 $ - $ (4,692) $ 29,408 Collateralized mortgage obligations 40,806 - (5,513) 35,293 Mortgage-backed securities - residential 27,478 - (3,954) 23,524 Mortgage-backed securities - commercial 3,095 - (403) 2,692 Corporate bonds 11,192 - (1,042) 10,150 $ 116,671 $ - $ (15,604) $ 101,067 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157
Schedule of Realized Gains and Losses	Three Months Ended June 30, Six Months Ended June 30, Available-for-sale: 2022 2021 2022 2021 Proceeds from sale and call of securities $ 17,280 $ 29,018 $ 31,838 $ 43,266 Gross gains $ 58 $ 363 $ 216 $ 438 Gross losses (61) (176) (198) (189) Net realized gain (loss) $ (3) $ 187 $ 18 $ 249
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity June 30, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due after one year through five years $ 8,530 $ 8,117 $ 11,192 $ 10,150 Due after five years through ten years 17,503 16,822 - - Due after ten years 24,124 18,752 - - U.S. Government Agency 27,816 25,850 34,100 29,408 Collateralized mortgage obligations 155,340 133,820 40,806 35,293 Mortgage-backed securities - residential 111,708 95,982 27,478 23,524 Mortgage-backed securities - commercial 44,670 40,121 3,095 2,692 $ 389,691 $ 339,464 $ 116,671 $ 101,067
Debt Securities Available For Sale Unrealized Loss Position Fair Value [Table Text Block]	June 30, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 40,053 $ (3,976) $ 15,205 $ (2,787) $ 55,258 $ (6,763) U.S. Treasury 2,437 (31) - - 2,437 (31) Collateralized mortgage obligations 100,414 (14,042) 68,699 (12,991) 169,113 (27,033) Mortgage-backed securities - residential 77,724 (10,426) 41,782 (8,927) 119,506 (19,353) Mortgage-backed securities - commercial 36,712 (3,830) 6,101 (1,057) 42,813 (4,887) Municipal securities 6,050 (1,560) 13,552 (3,962) 19,602 (5,522) Bank subordinated debt securities 11,919 (584) - - 11,919 (584) Corporate bonds 15,830 (859) - - 15,830 (859) $ 291,139 $ (35,308) $ 145,339 $ (29,724) $ 436,478 $ (65,032) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2022
Loans [Abstract]
Summary of Loans Held for Investment	June 30, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 203,662 14.8 % $ 201,359 16.9 % Commercial Real Estate 843,445 61.5 % 704,988 59.2 % Commercial and Industrial 131,271 9.5 % 146,592 12.3 % Foreign Banks 84,770 6.2 % 59,491 5.0 % Consumer and Other 109,250 8.0 % 79,229 6.6 % Total 1,372,398 100.0 % 1,191,659 100.0 % Less: Deferred fees (cost) (335) 1,578 Total 1,372,733 1,190,081 Less: Allowance for credit losses 15,786 15,057 Total $ 1,356,947 $ 1,175,024
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended June 30, 2022 Beginning balance $ 2,357 $ 9,183 $ 2,355 $ 491 $ 688 $ 15,074 Provision for credit losses 9 107 311 160 118 705 Recoveries - - 5 - 3 8 Charge-offs - - - - (1) (1) Ending Balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Six Months Ended June 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (148) 532 (115) 194 242 705 Recoveries 32 - 11 - 3 46 Charge-offs (16) - - - (6) (22) Ending Balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total June 30, 2022: Allowance for credit losses: Individually evaluated for impairment $ 165 $ - $ 50 $ - $ 104 $ 319 Collectively evaluated for impairment 2,201 9,290 2,621 651 704 15,467 Balances, end of period $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Loans: Individually evaluated for impairment $ 7,307 $ 594 $ 99 $ - $ 210 $ 8,210 Collectively evaluated for impairment 196,355 842,851 131,172 84,770 109,040 1,364,188 Balances, end of period $ 203,662 $ 843,445 $ 131,271 $ 84,770 $ 109,250 $ 1,372,398 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659
Loan Credit Exposures	As of June 30, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 707 $ - $ - $ - $ 707 1-4 family residential 144,937 - - - 144,937 Condo residential 58,018 - - - 58,018 203,662 - - - 203,662 Commercial real estate: Land and construction 37,326 - - - 37,326 Multi-family residential 134,535 - - - 134,535 Condo commercial 48,103 - 406 - 48,509 Commercial property 621,789 1,197 - - 622,986 Leasehold improvements 89 - - - 89 841,842 1,197 406 - 843,445 Commercial and industrial: (1) Secured 111,293 - 462 - 111,755 Unsecured 19,516 - - - 19,516 130,809 - 462 - 131,271 Foreign banks 84,770 - - - 84,770 Consumer and other loans 109,040 - 210 - 109,250 Total $ 1,370,123 $ 1,197 $ 1,078 $ - $ 1,372,398 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi-family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1)
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of June 30, 2022: Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 707 $ - $ - $ 707 $ - $ 707 1-4 family residential 144,937 - - 144,937 - 144,937 Condo residential 57,338 680 - 58,018 - 58,018 202,982 680 - 203,662 - 203,662 Commercial real estate: - Land and construction 37,326 - - 37,326 - 37,326 Multi-family residential 134,535 - - 134,535 - 134,535 Condo commercial 48,509 - - 48,509 - 48,509 Commercial property 622,986 - - 622,986 - 622,986 Leasehold improvements 89 - - 89 - 89 843,445 - - 843,445 - 843,445 Commercial and industrial: - Secured 111,556 199 - 111,755 - 111,755 Unsecured 19,516 - - 19,516 - 19,516 131,072 199 - 131,271 - 131,271 - Foreign banks 84,770 - - 84,770 - 84,770 Consumer and other 109,250 - - 109,250 - 109,250 - Total $ 1,371,519 $ 879 $ - $ 1,372,398 $ - $ 1,372,398 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi-family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659
Impaired Loans	June 30, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,598 $ 3,592 $ - $ 5,021 $ 5,035 $ - Commercial real estate 593 593 - 696 695 - 4,191 4,185 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,710 3,677 165 3,985 3,950 178 Commercial and industrial 99 99 50 141 141 71 Consumer and other 210 210 104 224 224 111 4,019 3,986 319 4,350 4,315 360 Total $ 8,210 $ 8,171 $ 319 $ 10,067 $ 10,045 $ 360 Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 Residential real estate $ 7,332 $ 8,321 $ 7,890 $ 9,027 Commercial real estate 599 718 631 723 Commercial and industrial 115 188 124 192 Consumer and other 214 262 217 268 Total $ 8,260 $ 9,489 $ 8,862 $ 10,210
Performing and Non-Performing Troubled Debt Restructurings	June 30, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,307 $ - $ 7,307 $ 7,815 $ - $ 7,815 Commercial real estate 594 - 594 696 - 696 Commercial and industrial 99 - 99 141 - 141 Consumer and other 210 - 210 224 - 224 Total $ 8,210 $ - $ 8,210 $ 8,876 $ - $ 8,876

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2022
Income Taxes [Abstract]
Components of Income Tax Expense	June 30, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 25,768 $ 28,819 Allowance for credit losses 4,001 3,816 Lease liability 3,440 3,595 Unrealized losses on available for sale securities 12,514 817 Deferred loan fees - 400 Depreciable property 134 361 Stock option compensation 298 241 Accruals 447 600 Other, net 144 2 Deferred tax assets: 46,746 38,651 Deferred tax liability: Deferred loan cost (85) - Lease right of use asset (3,440) (3,595) Deferred expenses (162) (127) Deferred tax liability (3,687) (3,722) Net deferred tax assets $ 43,059 $ 34,929
Statutory Tax Expense	Six Months Ended June 30, 2022 2021 Federal taxes at statutory rate $ 2,880 $ 2,435 State income taxes, net of federal tax benefit 596 406 Bank owned life insurance (134) (82) Other, net 224 2 Total $ 3,566 $ 2,761
Provision for Income Taxes	Six Months Ended June 30, 2022 2021 Current: Federal $ - $ - State - - Total - - Deferred: Federal 2,778 2,268 State 788 493 Total 3,566 2,761 Total $ 3,566 $ 2,761

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements (Tables)	6 Months Ended
	Jun. 30, 2022
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	June 30, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 142,498 $ 134,877 Standby and commercial letters of credit 3,843 6,420 $ 146,341 $ 141,297

Derivatives (Tables)

Derivatives (Tables)	6 Months Ended
	Jun. 30, 2022
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability June 30, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 36,315 $ 1,260 Other assets/Other liabilities $ 3,831 $ 3,831 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2022
Fair Value Measurements [Abstract]
Schedule Of Assets Measured At Fair Value On Recurring Basis	June 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 25,850 $ - $ 25,850 $ - $ 10,520 $ - $ 10,520 U.S. Treasury 2,437 - - 2,437 - - - - Collateralized mortgage obligations - 133,820 - 133,820 - 156,829 - 156,829 Mortgage-backed securities - residential - 95,982 - 95,982 - 118,842 - 118,842 Mortgage-backed securities - commercial - 40,121 - 40,121 - 50,117 - 50,117 Municipal Securities - 19,602 - 19,602 - 24,276 - 24,276 Bank subordinated debt securities - 15,972 - 15,972 - 28,408 - 28,408 Corporate bonds - 5,680 - 5,680 - 12,550 - 12,550 Total 2,437 337,027 - 339,464 - 401,542 - 401,542 Derivative assets - 3,831 - 3,831 - 1,434 - 1,434 Total assets at fair value $ 2,437 $ 340,858 $ - $ 343,295 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 3,831 $ - $ 3,831 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 3,831 $ - $ 3,831 $ - $ 1,434 $ - $ 1,434
Schedule Of Assets Measured At Fair Value On A Nonrecurring Basis	Level 1 Level 2 Level 3 Total June 30, 2022: Impaired loans $ - $ - $ 3,700 $ 3,700 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990
Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis	Fair Value Valuation Technique(s) Unobservable Input(s) June 30, 2022: Residential real estate $ 3,546 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 48 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 106 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,700 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990
Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount June 30, 2022: Financial Assets: Cash and due from banks $ 7,448 $ 7,448 $ - $ - $ 7,448 Interest-bearing deposits in banks $ 75,824 $ 75,824 $ - $ - $ 75,824 Investment securities held to maturity $ 116,671 $ - $ 101,067 $ - $ 101,067 Loans held for investment, net $ 1,356,947 $ - $ - $ 1,339,283 $ 1,339,283 Accrued interest receivable $ 5,991 $ - $ 1,246 $ 4,745 $ 5,991 Financial Liabilities: Demand deposits $ 653,708 $ 653,708 $ - $ - $ 653,708 Money market and savings accounts $ 802,841 $ 802,841 $ - $ - $ 802,841 Interest-bearing checking accounts $ 63,416 $ 63,416 $ - $ - $ 63,416 Time deposits $ 218,755 $ - $ - $ 214,737 $ 214,737 FHLB advances $ 66,000 $ - $ 64,985 $ - $ 64,985 Accrued interest payable $ 99 $ - $ 50 $ 49 $ 99 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2022
Stockholders' Equity [Abstract]
Schedule Of Dividends On Preferred Shares	Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 1,000 dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 $ - $ 528 $ - $ 1,055 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 5.00 dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 - 123 - 246 Preferred stock - Class E: Non-voting, Partially Cumulative, Perpetual: $ 1.00 1,000 annual dividend rate of 7 % of liquidation preference paid quarterly. Quarterly dividend of $ 17.50 - 103 - 234 Total $ - $ 754 $ - $ 1,535

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares	Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 Net Income $ 5,295 $ 4,053 $ 10,149 $ 8,834 Less: Preferred stock dividends - 754 - 1,535 Net income available to common stockholders $ 5,295 $ 3,299 $ 10,149 $ 7,299
Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class	Three Months Ended June 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income available to common shares before allocation $ 5,295 $ - $ 3,299 $ 3,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.0% 24.0% Net income available to common shares after allocation $ 5,295 $ - $ 2,509 $ 790 Denominator: Weighted average shares outstanding 20,000,753 - 3,889,469 6,121,052 Earnings per share, basic $ 0.26 $ - $ 0.65 $ 0.13 Diluted EPS Numerator: Net income available to common shares before allocation $ 5,295 $ - $ 3,299 $ 3,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.0% 24.0% Net income available to common shares after allocation $ 5,295 $ - $ 2,509 $ 790 Denominator: Weighted average shares outstanding for basic EPS 20,000,753 - 3,889,469 6,121,052 Add: Dilutive effects of assumed exercises of stock options 170,508 - 44,167 - Weighted avg. shares including dilutive potential common shares 20,171,261 - 3,933,636 6,121,052 Earnings per share, diluted $ 0.26 $ - $ 0.64 $ 0.13 Anti-dilutive stock options excluded from diluted EPS 15,000 - 103,666 - (1) shares outstanding. The allocation also assumes that 0.20 or 1,224,212 Six Months Ended June 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income available to common shares before allocation $ 10,149 $ - $ 7,299 $ 7,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.1% 23.9% Net income available to common shares after allocation $ 10,149 $ - $ 5,551 $ 1,748 Denominator: Weighted average shares outstanding 19,997,869 - 3,889,469 6,121,052 Earnings per share, basic $ 0.51 $ - $ 1.43 $ 0.29 Diluted EPS Numerator: Net income available to common shares before allocation $ 10,149 $ - $ 7,299 $ 7,299 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 76.1% 23.9% Net income available to common shares after allocation $ 10,149 $ - $ 5,551 $ 1,748 Denominator: Weighted average shares outstanding for basic EPS 19,997,869 - 3,889,469 6,121,052 Add: Dilutive effects of assumed exercises of stock options 195,049 - 44,167 - Weighted avg. shares including dilutive potential common shares 20,192,918 - 3,933,636 6,121,052 Earnings per share, diluted $ 0.50 $ - $ 1.41 $ 0.29 Anti-dilutive stock options excluded from diluted EPS 15,000 - 103,666 - (1) shares outstanding. The allocation also assumes that or 1,224,212 shares of Class A shares.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Narrative) (Details) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares	Jun. 16, 2021 $ / shares
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding		$ 1,372,733	$ 1,190,081
Federal Home Loan Bank stock, at cost		3,402	2,100
Bank owned life insurance		$ 42,249	$ 41,720
Preferred Stock Shares Outstanding | shares		0
Common Class A [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value | $ / shares		$ 1	$ 1	$ 1
Common stock, stock split conversion ratio	0.2

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2022 USD ($) Item	Jun. 30, 2021 Item	Dec. 31, 2021 USD ($)
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	$ 389,691	$ 389,691		$ 405,853
Fair Value	339,464	339,464		401,542
Pledged und public funds, fair value	20,000	20,000
OCI, Debt Securities, Available-for-Sale, Transfer from Held-to-Maturity, Gain (Loss), before Adjustment and Tax	(61)	$ (126)
Debt Securities, Held-to-Maturity, Maturity In Current Period	2,000
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged		25%
Pledged und public funds, fair value	93,700	$ 93,700		37,300
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	6,062	6,062		12,068
Fair Value	5,680	$ 5,680		12,550
Corporate Bond Securities [Member] | Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities | Item		14	11
Pledged und public funds, fair value	23,600	$ 23,600		20,400
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities | Item		28
Amortized cost	$ 67,600	$ 67,600
Fair Value				68,700
Net unrealized gain				$ 1,100
Unrealized losses		$ 62,200

Investment Securities (Schedule

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Available-for-sale:
Amortized Cost	$ 389,691	$ 405,853
Unrealized Gains	53	2,982
Unrealized Losses	(50,280)	(7,293)
Fair Value	339,464	401,542
Held-to-maturity:
Amortized Cost	116,671	122,658
Unrealized Gains		14
Unrealized Losses	(15,604)	(2,515)
Fair Value	101,067	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale:
Amortized Cost		10,564
Unrealized Gains		6
Unrealized Losses		(50)
Fair Value		10,520
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	27,816
Unrealized Losses	(1,966)
Fair Value	25,850
Held-to-maturity:
Amortized Cost	34,100	34,505
Unrealized Gains		14
Unrealized Losses	(4,692)	(615)
Fair Value	29,408	33,904
U S Treasury Securities [Member]
Available-for-sale:
Amortized Cost	2,468
Fair Value	2,437
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	155,340	160,506
Unrealized Gains		22
Unrealized Losses	(21,520)	(3,699)
Fair Value	133,820	156,829
Held-to-maturity:
Amortized Cost	40,806	44,820
Unrealized Losses	(5,513)	(1,021)
Fair Value	35,293	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	111,708	120,643
Unrealized Gains		228
Unrealized Losses	(15,726)	(2,029)
Fair Value	95,982	118,842
Held-to-maturity:
Amortized Cost	27,478	26,920
Unrealized Losses	(3,954)	(568)
Fair Value	23,524	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	44,670	49,905
Unrealized Gains		820
Unrealized Losses	(4,549)	(608)
Fair Value	40,121	50,117
Held-to-maturity:
Amortized Cost	3,095	3,103
Unrealized Losses	(403)	(90)
Fair Value	2,692	3,013
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	25,124	25,164
Unrealized Gains		6
Unrealized Losses	(5,522)	(894)
Fair Value	19,602	24,276
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	16,503	27,003
Unrealized Gains	53	1,418
Unrealized Losses	(584)	(13)
Fair Value	15,972	28,408
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost	6,062	12,068
Unrealized Gains		482
Unrealized Losses	(382)
Fair Value	5,680	12,550
Held-to-maturity:
Amortized Cost	11,192	13,310
Unrealized Losses	(1,042)	(221)
Fair Value	$ 10,150	$ 13,089

Investment Securities (Schedu_2

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Investment Securities [Abstract]
Proceeds from sales and call of securities	$ 17,280	$ 29,018	$ 31,838	$ 43,266
Gross Gains	58	363	216	438
Gross Losses	(61)	(176)	198	189
Net realized gains (losses)	$ (3)	$ 187	$ 18	$ 249

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Available-for-sale, Amortized Cost:
Due after one year through five years	$ 8,530
Due after five years through ten years	17,503
Due after ten years	24,124
Amortized Cost	389,691	$ 405,853
Available-for-sale, Fair Value:
Due after one year through five years	8,117
Due after five years through ten years	16,822
Due after ten years	18,752
Fair Value	339,464	401,542
Held-to-maturity, Amortized Cost:
Due after one year through five years	11,192
Amortized Cost	116,671	122,658
Held-to-maturity, Fair Value:
Due after one year through five years	10,150
Fair Value	101,067	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	27,816
Amortized Cost		10,564
Available-for-sale, Fair Value:
Without single maturity date	25,850
Fair Value		10,520
Held-to-maturity, Amortized Cost:
Without single maturity date	34,100
Held-to-maturity, Fair Value:
Without single maturity date	29,408
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Amortized Cost	27,816
Available-for-sale, Fair Value:
Fair Value	25,850
Held-to-maturity, Fair Value:
Fair Value	29,408	33,904
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	155,340
Amortized Cost	155,340	160,506
Available-for-sale, Fair Value:
Without single maturity date	133,820
Fair Value	133,820	156,829
Held-to-maturity, Amortized Cost:
Without single maturity date	40,806
Held-to-maturity, Fair Value:
Without single maturity date	35,293
Fair Value	35,293	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	111,708
Amortized Cost	111,708	120,643
Available-for-sale, Fair Value:
Without single maturity date	95,982
Fair Value	95,982	118,842
Held-to-maturity, Amortized Cost:
Without single maturity date	27,478
Held-to-maturity, Fair Value:
Without single maturity date	23,524
Fair Value	23,524	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	44,670
Amortized Cost	44,670	49,905
Available-for-sale, Fair Value:
Without single maturity date	40,121
Fair Value	40,121	50,117
Held-to-maturity, Amortized Cost:
Without single maturity date	3,095
Held-to-maturity, Fair Value:
Without single maturity date	2,692
Fair Value	$ 2,692	$ 3,013

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	$ 291,139	$ 311,459
Less than 12 months, Unrealized Losses	(35,308)	(5,381)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	145,339	110,794
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	29,724	4,095
Debt Securities Available For Sale Unrealized Loss Position	436,478	422,253
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	65,032	9,476
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	40,053	25,951
Less than 12 months, Unrealized Losses	(3,976)	(254)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	15,205	15,477
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	2,787	516
Debt Securities Available For Sale Unrealized Loss Position	55,258	41,428
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	6,763	770
U S Treasury Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	2,437
Debt Securities Available For Sale Unrealized Loss Position	2,437
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	100,414	155,668
Less than 12 months, Unrealized Losses	(14,042)	(3,223)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	68,699	38,459
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	12,991	1,497
Debt Securities Available For Sale Unrealized Loss Position	169,113	194,127
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	27,033	4,720
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	77,724	88,772
Less than 12 months, Unrealized Losses	(10,426)	(1,178)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	41,782	37,373
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	8,927	1,274
Debt Securities Available For Sale Unrealized Loss Position	119,506	126,145
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	19,353	2,452
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	36,712	25,289
Less than 12 months, Unrealized Losses	(3,830)	(318)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	6,101	7,507
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	1,057	309
Debt Securities Available For Sale Unrealized Loss Position	42,813	32,796
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	4,887	627
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	6,050	11,292
Less than 12 months, Unrealized Losses	(1,560)	(395)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	13,552	11,978
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	3,962	499
Debt Securities Available For Sale Unrealized Loss Position	19,602	23,270
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	5,522	894
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	11,919	4,487
Less than 12 months, Unrealized Losses	(584)	(13)
Debt Securities Available For Sale Unrealized Loss Position	11,919	4,487
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	584	$ 13
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	15,830
Less than 12 months, Unrealized Losses	(859)
Debt Securities Available For Sale Unrealized Loss Position	15,830
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	$ 859

Loans (Narrative) (Details)

Loans (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 159,900,000		$ 159,900,000		$ 185,100,000
Interest income recognized attributable to nonaccrual loans			0	$ 0
Interest income	0	$ 1,000
Interest income recognized on impaired loans	90,000	105,000	181,000	214,000
Allocated of specfic allowance for TDR loans	319,000		319,000		360,000
Commitment to lend additional funds	0		0		0
Charge-offs	1,000	230,000	22,000	239,000
Total TDRs	8,210,000		8,210,000		8,876,000
TDR Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs	0	$ 0	0	0
Defaults on loans modified as TDR			0	0
Total TDRs	0		0		0
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan amount	13,500,000		13,500,000		42,400,000
Deferred loan fees	149,000,000		149,000,000		1,500,000
Interest income recognized attributable to nonaccrual loans			1,500,000	$ 2,400,000
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Allocated of specfic allowance for TDR loans	50,000		50,000		71,000
Total TDRs	$ 99,000		$ 99,000		$ 141,000

Loans (Summary of Loans Held fo

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 1,372,398	$ 1,191,659
Less: Unearned income	(335)	1,578
Total loans net of unearned income	1,372,733	1,190,081
Less: ACL	15,786	15,057
Total net loans	$ 1,356,947	$ 1,175,024
Percent of Total	100%	100%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 203,662	$ 201,359
Percent of Total	14.80%	16.90%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 843,445	$ 704,988
Percent of Total	61.50%	59.20%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 131,271	$ 146,592
Percent of Total	9.50%	12.30%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 84,770	$ 59,491
Percent of Total	6.20%	5%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 109,250	$ 79,229
Percent of Total	8%	6.60%

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 15,074	$ 15,009	$ 15,057	$ 15,086
Provision for credit losses	(705)		(705)	160
Recoveries	8	69	46	161
Charge-offs	(1)	(230)	(22)	(239)
Ending balance	15,786	14,848	15,786	14,848
Allowance for Credit Losses:
Individually evaluated for impairment	319		319		$ 360
Collectively evaluated for impairment	15,467		15,467		14,697
Balances, end of period	15,786	14,848	15,786	14,848	15,057
Loans:
Individually evaluated for impairment	8,210		8,210		10,067
Collectively evaluated for impairment	1,364,188		1,364,188		1,181,592
Balances, end of period	1,372,398		1,372,398		1,191,659
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,357	3,087	2,498	3,408
Provision for credit losses	9	322	(148)	647
Recoveries		4	32	8
Charge-offs		(229)		(229)
Ending balance	2,366	2,540	2,366	2,540
Allowance for Credit Losses:
Individually evaluated for impairment	165		165		178
Collectively evaluated for impairment	2,201		2,201		2,320
Balances, end of period	2,366	2,540	2,366	2,540	2,498
Loans:
Individually evaluated for impairment	7,307		7,307		9,006
Collectively evaluated for impairment	196,355		196,355		192,353
Balances, end of period	203,662		203,662		201,359
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	9,183	9,320	8,758	9,453
Provision for credit losses	(107)	568	532	701
Ending balance	9,290	8,752	9,290	8,752
Allowance for Credit Losses:
Collectively evaluated for impairment	9,290		9,290		8,758
Balances, end of period	9,290	8,752	9,290	8,752	8,758
Loans:
Individually evaluated for impairment	594		594		696
Collectively evaluated for impairment	842,851		842,851		704,292
Balances, end of period	843,445		843,445		704,988
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,355	2,005	2,775	1,689
Provision for credit losses	311	(398)	115	(627)
Recoveries	5	64	11	151
Ending balance	2,671	2,467	2,671	2,467
Allowance for Credit Losses:
Individually evaluated for impairment	50		50		71
Collectively evaluated for impairment	2,621		2,621		2,704
Balances, end of period	2,671	2,467	2,671	2,467	2,775
Loans:
Individually evaluated for impairment	99		99		141
Collectively evaluated for impairment	131,172		131,172		146,451
Balances, end of period	131,271		131,271		146,592
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	491	407	457	348
Provision for credit losses	(160)	(147)	(194)	(206)
Ending balance	651	554	651	554
Allowance for Credit Losses:
Collectively evaluated for impairment	651		651		457
Balances, end of period	651	554	651	554	457
Loans:
Collectively evaluated for impairment	84,770		84,770		59,491
Balances, end of period	84,770		84,770		59,491
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	688	190	569	188
Provision for credit losses	(118)	(345)	(242)	(355)
Recoveries		1	3	2
Charge-offs	(1)	(1)	(6)	(10)
Ending balance	808	535	808	535
Allowance for Credit Losses:
Individually evaluated for impairment	104		104		111
Collectively evaluated for impairment	704		704		458
Balances, end of period	808	$ 535	808	$ 535	569
Loans:
Individually evaluated for impairment	210		210		224
Collectively evaluated for impairment	109,040		109,040		79,005
Balances, end of period	$ 109,250		$ 109,250		$ 79,229

Loans (Loan Credit Exposures) (

Loans (Loan Credit Exposures) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,372,398	$ 1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	203,662	201,359
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	707	701
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	144,937	135,421
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	58,018	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	843,445	704,988
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	37,326	24,581
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	134,535	127,489
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	48,509	42,400
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	622,986	510,411
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	89	107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	131,271	146,592
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	111,755	98,141
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	19,516	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	84,770	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	109,250	79,229
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,370,123	1,184,662
Pass [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	203,662	196,778
Pass [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	707	701
Pass [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	144,937	130,840
Pass [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	58,018	65,237
Pass [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	841,842	703,349
Pass [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	37,326	24,581
Pass [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	134,535	127,489
Pass [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	48,103	41,983
Pass [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	621,789	509,189
Pass [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	89	107
Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	130,809	146,039
Pass [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	111,293	97,605
Pass [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	19,516	48,434
Pass [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	84,770	59,491
Pass [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	109,040	79,005
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,197	1,222
Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,197	1,222
Special Mention [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,197	1,222
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,078	5,775
Substandard [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	406	417
Substandard [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	406	417
Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	462	553
Substandard [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	462	536
Substandard [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		17
Substandard [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 210	$ 224

Loans (Aging Analysis of Accrui

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	$ 1,372,398	$ 1,190,469
Non-Accrual		1,190
Balances, end of period	1,372,398	1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	203,662	200,169
Non-Accrual		1,190
Balances, end of period	203,662	201,359
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	707	701
Balances, end of period	707	701
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	144,937	134,231
Non-Accrual		1,190
Balances, end of period	144,937	135,421
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	58,018	65,237
Balances, end of period	58,018	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	843,445	704,988
Balances, end of period	843,445	704,988
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	37,326	24,581
Balances, end of period	37,326	24,581
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	134,535	127,489
Balances, end of period	134,535	127,489
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	48,509	42,400
Balances, end of period	48,509	42,400
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	622,986	510,411
Balances, end of period	622,986	510,411
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	89	107
Balances, end of period	89	107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	131,271	146,592
Balances, end of period	131,271	146,592
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	111,755	98,141
Balances, end of period	111,755	98,141
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	19,516	48,451
Balances, end of period	19,516	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	84,770	59,491
Balances, end of period	84,770	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	109,250	79,229
Balances, end of period	109,250	79,229
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,371,519	1,188,080
Current [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	202,982	198,886
Current [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	707	701
Current [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	144,937	133,942
Current [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	57,338	64,243
Current [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	843,445	704,552
Current [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	37,326	24,581
Current [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	134,535	127,053
Current [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	48,509	42,400
Current [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	622,986	510,411
Current [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	89	107
Current [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	131,072	146,182
Current [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	111,556	98,141
Current [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	19,516	48,041
Current [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	84,770	59,491
Current [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	109,250	78,969
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	879	2,389
Past Due 30-89 Days [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	680	1,283
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		289
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	680	994
Past Due 30-89 Days [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		436
Past Due 30-89 Days [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		436
Past Due 30-89 Days [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	199	410
Past Due 30-89 Days [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	$ 199
Past Due 30-89 Days [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		410
Past Due 30-89 Days [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		$ 260

Loans (Impaired Loans) (Details

Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	$ 4,191		$ 4,191		$ 5,717
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	4,019		4,019		4,350
Unpaid Principal Balance	8,210		8,210		10,067
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,986		3,986		4,315
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	4,185		4,185		5,730
Net Investment Income	8,171		8,171		10,045
Valuation Allowance	319		319		360
Average Recorded Investment	8,260	$ 9,489	8,862	$ 10,210
Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	3,598		3,598		5,021
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,710		3,710		3,985
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,677		3,677		3,950
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,592		3,592		5,035
Valuation Allowance	165		165		178
Average Recorded Investment	7,332	8,321	9,027	7,890
Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	593		593		696
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	593		593		695
Average Recorded Investment	599	718	723	631
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	99		99		141
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	99		99		141
Valuation Allowance	50		50		71
Average Recorded Investment	115	188	192	124
Consumer and Other [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	210		210		224
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	210		210		224
Valuation Allowance	104		104		$ 111
Average Recorded Investment	$ 214	$ 262	$ 268	$ 217

Loans (Performing and Non-Perfo

Loans (Performing and Non-Performing Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 8,210	$ 8,876
Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,307	7,815
Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	594	696
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	99	141
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	210	224
Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	8,210	8,876
Performing Financing Receivable [Member] | Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,307	7,815
Performing Financing Receivable [Member] | Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	594	696
Performing Financing Receivable [Member] | Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	99	141
Performing Financing Receivable [Member] | Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 210	$ 224

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Income Tax Disclosure [Line Items]
Federal staturoy income tax rate			21%	21%
Unrecognized tax benefits	$ 0	$ 0	$ 0	$ 0
Interest or penalties	0	$ 0	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	97,800,000		97,800,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 120,500,000		$ 120,500,000

Income Taxes (Components of Inc

Income Taxes (Components of Income Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Deferred:
Federal			$ 2,778	$ 2,268
State			788	493
Total deferred			3,566	2,761
Total	$ 1,708	$ 1,263	$ 3,566	$ 2,761

Income Taxes (Statutory Tax Exp

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Income Taxes [Abstract]
Federal taxes at statutory rate			$ 2,880	$ 2,435
State income taxes, net of federal tax benefit			596	406
Bank owned life insurance			(134)	(82)
Other, net			224	2
Total	$ 1,708	$ 1,263	$ 3,566	$ 2,761

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Deferred tax assets:
Net operating loss	$ 25,768	$ 28,819
Allowance for credit losses	4,001	3,816
Lease liability	3,440	3,595
Unrealized loss on available for sale securities	12,514	817
Deferred loan fees		400
Depreciable property	134	361
Stock option compensation	298	241
Accrual	447	600
Other, net	144	2
Deferred tax asset	46,746	38,651
Deferred tax liabilities:
Deferred Tax Liabilities Deferred Expense Deferred Financing Costs	85
Lease right of use asset	(3,440)	(3,595)
Deferred expenses	(162)	(127)
Deferred tax liability	(3,687)	(3,722)
Net deferred tax asset	$ 43,059	$ 34,929

Equity Based And Other Compensa

Equity Based And Other Compensation Plans (Narrative) (Details)	6 Months Ended
	Jun. 30, 2021
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2

Equity Based And Other Compen_2

Equity Based And Other Compensation Plans (Schedule Of Stock Options Activity) (Details)	6 Months Ended
	Jun. 30, 2021
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2

Off-Balance Sheet Arrangement_2

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 146,341	$ 141,297
Commitments to Grant Loans and Unfunded Lines of Credit
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	142,498	134,877
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 3,843	$ 6,420

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Millions	Jun. 30, 2022 USD ($) Item	Dec. 31, 2021 USD ($) Item
Derivatives Fair Value [Line Items]
Number of instruments with loan customers | Item	17	18
Notional amount | $	$ 36.3	$ 39.2

Derivatives (Summary of Interes

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Derivatives Fair Value [Line Items]
Notional Amount	$ 36,300	$ 39,200
Not Designated as Hedging Instrument [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	36,315	39,156
Collateral Amount	1,260	1,260
Not Designated as Hedging Instrument [Member] | Other Assets [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Asset	3,831	1,434
Not Designated as Hedging Instrument [Member] | Other Liabilities [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Liability	$ 3,831	$ 1,434

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 1,356,947,000		$ 1,356,947,000		$ 1,175,024,000
Impaired loan impairment charge	1,000	$ 230,000	22,000	$ 239,000
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	4,000,000		4,000,000		4,400,000
Impaired loans fair value	3,700,000		3,700,000		3,990,000
Impaired loan impairment charge			319,000	$ 360,000
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans fair value	3,700,000		3,700,000		3,990,000
Financial liabilities measured at fair value	$ 0		$ 0		$ 0

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets Measured At Fair Value On Recurring And Nonrecurring Basis) (Details) - USD ($)	Jun. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 339,464,000	$ 401,542,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	339,464,000	401,542,000
Derivative assets	3,831,000	1,434,000
Total assets at fair value	343,295,000	402,976,000
Derivative liabilities	3,831,000	1,434,000
Total liabilities at fair value	3,831,000	1,434,000
U.S. Government Agency - SBA [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	25,850,000	10,520,000
U.S. Government Agency [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	2,437,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	133,820,000	156,829,000
Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	95,982,000	118,842,000
Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	40,121,000	50,117,000
Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	19,602,000	24,276,000
Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	15,972,000	28,408,000
Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	5,680,000	12,550,000
Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,700,000	3,990,000
Level 1 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	2,437,000
Total assets at fair value	2,437,000
Level 1 [Member] | U.S. Government Agency [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	2,437,000
Level 2 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	337,027,000	401,542,000
Derivative assets	3,831,000	1,434,000
Total assets at fair value	340,858,000	402,976,000
Derivative liabilities	3,831,000	1,434,000
Total liabilities at fair value	3,831,000	1,434,000
Level 2 [Member] | U.S. Government Agency - SBA [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	25,850,000	10,520,000
Level 2 [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	133,820,000	156,829,000
Level 2 [Member] | Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	95,982,000	118,842,000
Level 2 [Member] | Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	40,121,000	50,117,000
Level 2 [Member] | Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	19,602,000	24,276,000
Level 2 [Member] | Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	15,972,000	28,408,000
Level 2 [Member] | Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	5,680,000	12,550,000
Level 3 [Member] | Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,700,000	3,990,000
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis) (Details) - Fair Value, Nonrecurring [Member] - Impaired Loans [Member] - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 3,700	$ 3,990
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,700	3,990
Level 3 [Member] | Residential Real Estate [Member] | Sales Comparison Approach [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,546	3,807
Level 3 [Member] | Commercial And Industrial [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	48	70
Level 3 [Member] | Other [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 106	$ 113

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financial Assets:
Investment securities held to maturity	$ 101,067	$ 120,157
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	7,448	6,477
Interest-bearing deposits in banks	75,824	39,751
Investment securities held to maturity	116,671	122,658
Loans held for investment, net	1,356,947	1,175,024
Accrued interest receivable	5,991	5,975
Financial Liabilities:
Demand deposits	653,708	605,425
Money market and savings accounts	802,841	703,856
Interest-bearing checking accounts	63,416	55,878
Time deposits	218,755	225,200
FHLB advances	66,000	36,000
Accrued interes payable	99	96
Fair Value [Member]
Financial Assets:
Cash and due from banks	7,448	6,477
Interest-bearing deposits in banks	75,824	39,751
Investment securities held to maturity	101,067	120,157
Loans held for investment, net	1,339,283	1,189,191
Accrued interest receivable	5,991	5,975
Financial Liabilities:
Demand deposits	653,708	605,425
Money market and savings accounts	802,841	703,856
Interest-bearing checking accounts	63,416	55,878
Time deposits	214,737	224,688
FHLB advances	64,985	36,479
Accrued interes payable	99	96
Fair Value [Member] | Level 1 [Member]
Financial Assets:
Cash and due from banks	7,448	6,477
Interest-bearing deposits in banks	75,824	39,751
Financial Liabilities:
Demand deposits	653,708	605,425
Money market and savings accounts	802,841	703,856
Interest-bearing checking accounts	63,416	55,878
Fair Value [Member] | Level 2 [Member]
Financial Assets:
Investment securities held to maturity	101,067	120,157
Accrued interest receivable	1,246	1,222
Financial Liabilities:
FHLB advances	64,985	36,479
Accrued interes payable	50	50
Fair Value [Member] | Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,339,283	1,189,191
Accrued interest receivable	4,745	4,753
Financial Liabilities:
Time deposits	214,737	224,688
Accrued interes payable	$ 49	$ 46

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details)				3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 21, 2021 shares	Jul. 27, 2021 USD ($) $ / shares shares	Jun. 16, 2021 $ / shares shares	Jun. 30, 2022 USD ($) $ / shares shares	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) $ / shares shares	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($) $ / shares shares	Apr. 05, 2021 USD ($)
Class of Stock [Line Items]
Common stock issued share price | $ / shares				$ 1		$ 1
Net income | $				$ 5,295,000	$ 4,053,000	$ 10,149,000	$ 8,834,000
Preferred stock, share outstanding				0		0
Capital To Risk Weighted Assets				0.1374		0.1374
Subsidiaries [Member]
Class of Stock [Line Items]
Common stock issued share price | $ / shares				$ 1		$ 1
Capital To Risk Weighted Assets				0.1367		0.1367
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued				20,000,753		20,000,753		19,991,753
Stock issued	1,224,212
Conversion of common stock shares issued			1			10,278,072
Common stock, par value | $ / shares			$ 1	$ 1		$ 1		$ 1
Common stock, stock split conversion ratio							0.2
Common Class A [Member] | IPO [Member]
Class of Stock [Line Items]
Stock issued		4,600,000
Proceeds from issuance of common stock | $		$ 40,000,000
Common stock issued share price | $ / shares		$ 10
Common Class B [Member]
Class of Stock [Line Items]
Common stock, shares issued				0		0		0
Common stock, par value | $ / shares				$ 1		$ 1		$ 1
Conversion of stock, converted from	6,121,052
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Preferred stock converted				47,473		47,473
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Preferred stock converted				11,061,552		11,061,552
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Preferred shares total liquidation value | $									$ 7,500,000
Outstanding dividends | $									$ 103,000,000
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Class C Preferred Stock And Class D Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock conversion ratio				0.90		0.90
Preferred stock remaining conversion ratio to be redeemed in form of the cash						10%
Preferred shares total liquidation value | $				$ 102,800,000		$ 102,800,000
Net income | $						(89,600,000)
Stock Redeemed Or Called During Period Value | $								$ 11,400,000
Stock Redeemed Or Called During Period Shares								1,234,354
Preferred Stock [Member]
Class of Stock [Line Items]
Outstanding dividends | $				0		0
Common Stock [Member]
Class of Stock [Line Items]
Outstanding dividends | $				$ 0		$ 0		$ 0

Stockholders' Equity (Schedule

Stockholders' Equity (Schedule Of Dividends On Preferred Shares) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Class of Stock [Line Items]
Dividend paid	$ 754		$ 1,535
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Dividend paid	528		1,055
Preferred stock, par value		$ 1		$ 1
Preferred stock, per share liquidation preference		$ 1,000		1,000
Preferred stock, dividend rate, percentage		4%
Quarterly paid per share		$ 10
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Dividend paid	123		246
Preferred stock, par value		1		1
Preferred stock, per share liquidation preference		$ 5		5
Preferred stock, dividend rate, percentage		4%
Quarterly paid per share		$ 0.01
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Dividend paid	$ 103		$ 234
Preferred stock, par value		1		1
Preferred stock, per share liquidation preference		$ 1,000		$ 1,000
Preferred stock, dividend rate, percentage		7%
Quarterly paid per share		$ 17.50

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details)	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Percent used to calculate income allocation	20%
Common Class A [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common stock, stock split conversion ratio		0.2

Earnings Per Share (Calculation

Earnings Per Share (Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 5,295	$ 4,053	$ 10,149	$ 8,834
Less: Preferred stock dividends		754		1,535
Net income available to common stockholders	$ 5,295	$ 3,299	$ 10,149	$ 7,299

Earnings Per Share (Calculati_2

Earnings Per Share (Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class) (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Basic EPS
Net income (loss) available to common shares before allocation		$ 5,295	$ 3,299	$ 10,149	$ 7,299
Common Class A [Member]
Basic EPS
Net income (loss) available to common shares before allocation		$ 5,295	$ 3,299	$ 10,149	$ 7,299
Multiply: % allocated on weighted average shares outstanding		1%	0.76%	1%	0.761%
Net Income (loss) available to common shares after allocation		$ 5,295	$ 2,509	$ 10,149	$ 5,551
Weighted average shares outstanding		20,000,753	3,889,469	19,997,869.0220994	3,889,469
Earnings (loss) per share, basic	[1],[2]	$ 0.26	$ 0.65	$ 0.51	$ 1.43
Diluted EPS
Add: Dilutive effects of assumed exercises of stock options		170,508	44,167	195,049	44,167
Weighted ave. share including dilutive potential common shares		20,171,261	3,933,636	20,192,918.0220994	3,933,636
Earnings (loss) per share, diluted	[1],[2]	$ 0.26	$ 0.64	$ 0.50	$ 1.41
Anti-dilutive stock options excluded from diluted EPS calculation		15,000	103,666	15,000	103,666
Common stock shares converted					1,224,212
Common Class B [Member]
Basic EPS
Net income (loss) available to common shares before allocation			$ 3,299		$ 7,299
Multiply: % allocated on weighted average shares outstanding			0.24%		0.239%
Net Income (loss) available to common shares after allocation			$ 790		$ 1,748
Weighted average shares outstanding			6,121,052		6,121,052
Earnings (loss) per share, basic	[2]		$ 0.13		$ 0.29
Diluted EPS
Weighted ave. share including dilutive potential common shares			6,121,052		6,121,052
Earnings (loss) per share, diluted	[2]		$ 0.13		$ 0.29
Common stock shares price per share			$ 0.20		$ 0.20
[1]<div></div>[2]<div>(1) For further details on the allocation of net income available to common stockholders and per share information, see Note ##eps "Earnings per Share".</div>

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Actual Capital Amounts And Ratios) (Details)	Jun. 30, 2022
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total risk-based capital, Actual, Ratio	0.1374