USCB Financial (USCB) 10-Q 10 Nov 22 2022 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2022	Nov. 01, 2022
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Document Fiscal Year Focus	2022
Entity File Number	001-41196
Entity Registrant Name	USCB Financial Holdings, Inc.
Entity Incorporation State Country Code	FL
Entity Tax Identification Number	87-4070846
Entity Address Address Line 1	2301 N.W. 87th Avenue
Entity Address City Or Town	Miami
Entity Address State Or Province	FL
Entity Address Postal Zip Code	33172
City Area Code	305
Local Phone Number	715-5200
Security 12b Title	Class A common stock, $1.00 par value per share
Trading Symbol	USCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding		20,000,753
Amendment Flag	false
Entity Central Index Key	0001901637
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Assets:
Cash and due from banks		$ 5,975	$ 6,477
Interest-bearing deposits in banks		67,351	39,751
Total cash & cash equivalents		73,326	46,228
Investment securities held to maturity (fair value $101,067 and $120,157, respectively)		178,865	122,658
Investment securities available for sale, at fair value		248,571	401,542
Federal Home Loan Bank stock, at cost		1,902	2,100
Loans held for investment, net of allowance of $15,786 and $15,057, respectively		1,414,909	1,175,024
Accrued interest receivable		6,568	5,975
Premises and equipment, net		4,923	5,278
Bank owned life insurance		42,514	41,720
Deferred tax asset, net		43,928	34,929
Lease right-of-use asset		13,484	14,185
Other assets		8,463	4,300
Total assets		2,037,453	1,853,939
Deposits:
Demand		662,808	605,425
Money market and savings accounts		851,727	703,856
Interest-bearing checking accounts		63,721	55,878
Time deposits		218,386	225,220
Total deposits		1,796,642	1,590,379
Federal Home Loan Bank advances		26,000	36,000
Lease liability		13,484	14,185
Accrued interest and other liabilities		23,910	9,478
Total liabilities		1,860,036	1,650,042
Stockholders' Equity:
Additional paid-in capital on common stock	[1]	311,156	310,666
Accumulated deficit		(108,538)	(124,245)
Accumulated other comprehensive loss		(45,202)	(2,516)
Total stockholders' equity		177,417	203,897
Total liabilities and stockholders' equity		2,037,453	1,853,939
Preferred Stock Class C [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class D [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class E [Member]
Stockholders' Equity:
Preferred stock
Common Class A [Member]
Stockholders' Equity:
Common stock	[1]	20,001	19,992
Common Class B [Member]
Stockholders' Equity:
Common stock
[1]<div>(1) Class A common stock outstanding and additional paid-in-capital for December 31, 2020 were adjusted to reflect the 1 for 5 reverse stock split. See Note 13 "Stockholders' Equity" for further discussion on the stock split.</div>

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) $ in Thousands	Sep. 30, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares shares
Investment securities held to maturity, fair value | $	$ 159,739	$ 120,157
Loans held for investment, allowance | $	$ 16,604	$ 15,057
Preferred stock, share outstanding	0
Preferred Stock Class C [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 5	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value | $ / shares	$ 1	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	20,000,753	19,991,753
Common stock, shares outstanding	20,000,753	19,991,753
Common Class B [Member]
Common stock, par value | $ / shares	$ 1	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income:
Loans, including fees		$ 15,954	$ 12,538	$ 42,989	$ 35,944
Investment securities		2,201	1,858	7,040	5,670
Interest-bearing deposits in financial institutions		322	38	474	77
Total interest income		18,477	14,434	50,503	41,691
Interest expense:
Interest-bearing checking		19	16	52	45
Savings and money market accounts		1,141	501	2,307	1,572
Time deposits		363	306	893	1,239
Federal Home Loan Bank advances		180	140	456	415
Total interest expense		1,703	963	3,708	3,271
Net interest income before provision for credit losses		16,774	13,471	46,795	38,420
Provision for credit losses		910		1,615	(160)
Net interest income after provision for credit losses		15,864	13,471	45,180	38,580
Non-interest income:
Service fees		934	856	2,917	2,648
(Loss) gain on sale of securities available for sale, net		(558)	(70)	(540)	179
Gain on sale of loans held for sale, net		330	532	686	1,519
Loan settlement			2,500	161	2,500
Other non-interest income		1,083	399	2,127	1,208
Total non-interest income		1,789	4,217	5,351	8,054
Non-interest expense:
Salaries and employee benefits		6,075	5,313	17,863	15,804
Occupancy		1,281	1,192	3,802	3,990
Regulatory assessment and fees		269	317	708	690
Consulting and legal fees		604	357	1,519	915
Network and information technology services		488	358	1,323	1,198
Other operating expense		1,415	1,470	4,080	3,761
Total non -interest expense		10,132	9,007	29,295	26,358
Income before income tax expense		7,521	8,681	21,236	20,276
Income tax expense		1,963	2,088	5,529	4,849
Net income		5,558	6,593	15,707	15,427
Less: Preferred stock dividends			542		2,077
Less: Exchange and redemption of preferred shares			89,585		89,585
Net income (loss) available to common stockholders		5,558	(83,534)	15,707	(76,235)
Common Class A [Member]
Non-interest expense:
Net income (loss) available to common stockholders		$ 5,558	$ (83,534)	$ 15,707	$ (76,235)
Per share information:
Net income (loss) per share, basic	[1],[2]	$ 0.28	$ (5.11)	$ 0.79	$ (8.57)
Net income (loss) per share, diluted	[1],[2]	$ 0.28	$ (5.11)	$ 0.78	$ (8.57)
Common Class B [Member]
Non-interest expense:
Net income (loss) available to common stockholders			$ (83,534)		$ (76,235)
Per share information:
Net income (loss) per share, basic	[2]		$ (1.02)		$ (1.71)
Net income (loss) per share, diluted	[2]		$ (1.02)		$ (1.71)
[1]<div></div>[2]<div>(1) For further details on the allocation of net income available to common stockholders and per share information, see Note ##eps "Earnings per Share".</div>

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Consolidated Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 5,558	$ 6,593	$ 15,707	$ 15,427
Other comprehensive income (loss):
Unrealized gain (loss) on investment securities	(11,679)	1,210	(57,577)	(4,627)
Amortization of net unrealized gains on securities transferred from available-for-sale to held-to-maturity	(52)	43	(177)	43
Reclassification adjustment for loss (gain) included in net income	558	70	(540)	179
Tax effect	2,832	(324)	(14,528)	(1,167)
Total other comprehensive income (loss), net of tax	(8,341)	999	(42,686)	(3,596)
Total comprehensive income	$ (2,783)	$ 7,592	$ (26,979)	$ 11,831

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Cumulative Effect Period Of Adoption Adjustment [Member] Common Stock [Member]	Cumulative Effect Period Of Adoption Adjustment [Member] Additional Paid-In Capital On Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Preferred Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Additional Paid-In Capital On Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Other Comprehensive Income (Loss) [Member]
Balance at at Dec. 31, 2020	$ 171,001	$ 32,077	$ 25,568	$ 162,197	$ (53,622)	$ 4,781	$ (15,558)	$ 15,558	$ 171,001	$ 32,077	$ 10,010	$ 177,755	$ (53,622)	$ 4,781
Balance, shares at at Dec. 31, 2020		12,350,879	25,568,147				15,557,626			12,350,879	10,010,521
Net income	15,427				15,427
Other comprehensive income	(3,596)					(3,596)
Dividends - preferred stock	(2,077)				(2,077)
Issuance of Class A common stock, net of offering costs of $6,048	39,952		$ 4,600	35,352
Issuance of Class A common stock, net of offering costs of $6,048, shares			4,600,000
Exchange of preferred stock		$ (22,154)	$ 10,279	92,503	(80,628)
Exchange of preferred stock, shares		11,109,025	10,278,072
Redemption of preferred stock	(18,920)	$ (9,923)			(8,997)
Redemption of preferred stock, shares		1,241,854
Stock based compensation	131			131
Balance at at Sep. 30, 2021	201,918		$ 24,889	305,741	(129,897)	1,185
Balance, shares at at Sep. 30, 2021		0	24,888,593
Balance at at Jun. 30, 2021	166,302	$ 24,616	$ 10,010	177,852	(46,362)	186
Balance, shares at at Jun. 30, 2021		12,343,379	10,010,521
Net income	6,593				6,593
Other comprehensive income	999					999
Dividends - preferred stock	(542)				(542)
Issuance of Class A common stock, net of offering costs of $6,048	39,952		$ 4,600	35,352
Issuance of Class A common stock, net of offering costs of $6,048, shares			4,600,000
Stock based compensation	34			34
Balance at at Sep. 30, 2021	201,918		$ 24,889	305,741	(129,897)	1,185
Balance, shares at at Sep. 30, 2021		0	24,888,593
Balance at at Dec. 31, 2021	203,897		$ 19,992	310,666	(124,245)	(2,516)
Balance, shares at at Dec. 31, 2021			19,991,753
Net income	15,707				15,707
Other comprehensive income	(42,686)					(42,686)
Stock based compensation	397			397
Exercise of stock options	102		$ 9	93
Exercise of stock options, shares			9,000
Balance at at Sep. 30, 2022	177,417		$ 20,001	311,156	(108,538)	(45,202)
Balance, shares at at Sep. 30, 2022			20,000,753
Balance at at Jun. 30, 2022	180,068		$ 20,001	311,024	(114,096)	(36,861)
Balance, shares at at Jun. 30, 2022			20,000,753
Net income	5,558				5,558
Other comprehensive income	(8,341)					(8,341)
Exchange of preferred stock		$ (22,154)	$ 10,279	92,503	(80,628)
Exchange of preferred stock, shares		11,109,025	10,278,072
Redemption of preferred stock	(11,420)	$ (2,462)			(8,958)
Redemption of preferred stock, shares		1,234,354
Stock based compensation	132			132
Balance at at Sep. 30, 2022	$ 177,417		$ 20,001	$ 311,156	$ (108,538)	$ (45,202)
Balance, shares at at Sep. 30, 2022			20,000,753

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - Common Class A [Member] $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021 USD ($)	Sep. 30, 2021 USD ($)
Issuance of Class A common stock, offering costs	$ 6,048	$ 6,048
Common stock, stock split conversion ratio		0.2

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income	$ 15,707	$ 15,427
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	1,615	(160)
Depreciation and amortization	530	844
Amortization of premiums on securities, net	412	402
Accretion of deferred loan fees, net	(1,364)	(2,893)
Stock based compensation	397	131
Gain on sale of available for sale securities	540	(179)
Gain on sale of loans held for sale	(686)	(1,519)
Increase in cash surrender value of bank owned life insurance	(794)	(499)
Decrease in deferred tax asset	5,529	4,849
Net change in operating assets and liabilities:
Accrued interest receivable	(593)	(530)
Other assets	(4,163)	(2,724)
Accrued interest and other liabilities	14,432	10,499
Net cash provided by operating activities	31,562	23,648
Cash flows from investing activities:
Purchase of investment securities held to maturity	(2,432)	(31,919)
Proceeds from maturities and pay-down of investment securities held to maturity	9,689	645
Purchase of investment securities available for sale	(49,808)	(158,333)
Proceeds from maturities and pay-down of investment securities available for sale	35,502	41,966
Proceeds from sales of investment securities available for sale	45,647	48,939
Net increase in loans held for investment	(177,916)	(55,451)
Purchase of loans held for investment	(70,175)	(93,677)
Additions to premises and equipment	(175)	(314)
Proceeds from the sale of loans held for sale	8,641	15,606
Proceeds from the redemption of Federal Home Loan Bank stock	2,250	611
Purchase of Federal Home Loan Bank stock	(2,052)
Net cash used in investment activities	(200,829)	(231,927)
Cash flows from financing activities:
Proceeds from issuance of Class A common stock, net	102	39,952
Cash dividends paid		(2,077)
Net increase in deposits	206,263	211,187
Proceeds from Federal Home Loan Bank advances	60,000
Repayments on Federal Home Loan Bank advances	(70,000)
Net cash provided by financing activities	196,365	230,142
Net increase (decrease) in cash and cash equivalents	27,098	21,863
Cash and cash equivalents at beginning of year	46,228	47,734
Cash and cash equivalents at end of year	73,326	69,597
Supplemental disclosures of cash flow information:
Interest paid	3,675	3,329
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	7,955	14,087
Transfer of investment securities from available-for-sale to held-to-maturity	74,444	68,667
Transfer of premises and equipment to assets held for sale		652
Lease liability arising from obtaining right-of-use assets	$ 1,550
Preferred Stock Class C [Member]
Cash flows from financing activities:
Redemption of Preferred stock		(5,275)
Supplemental schedule of non-cash investing and financing activities:
Exchange of stock for Class A common stock		47,473
Preferred Stock Class D [Member]
Cash flows from financing activities:
Redemption of Preferred stock		(6,145)
Supplemental schedule of non-cash investing and financing activities:
Exchange of stock for Class A common stock		55,308
Preferred Stock Class E [Member]
Cash flows from financing activities:
Redemption of Preferred stock		$ (7,500)

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2022
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Overview USCB Financial Holdings, Inc., a owned subsidiary, is a Florida in South Florida. During the year ended December 31, common shares began outstanding exchange. Shortly thereafter, the Bank on the IPO and the exchange and redemption of shares The Company’s as of to only U.S. Century Bank as of September 30, 2021 Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K for the year ended December 31, 2021. Principles of Consolidation The balances are eliminated in consolidation. Use of Estimates To prepare on available most significant and income taxes. Reclassifications Certain presentation. Reclassifications had no impact on the net income Recently Issued Accounting Standards Issued and Not Yet Adopted Measurement of Credit Losses on Financial Instruments In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal financial statements general economic conditions, evaluating the impact of ASU will lead to significant changes the implementation of a software solution to assist parallel completed a data validation prior to adoption. Reference Rate Reform In Reference Rate Reform 2021-01 which provides optional the effects of) 2022. The ASU will have a material effect on our business operations Trouble Debt Restructuring In Restructurings and Vintage Disclosures. restructurings for loan modifications by after permitted for entities that have already adopted CECL. CECL implementation efforts, statements when adopted.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2022
Investment Securities [Abstract]
Investment Securities	2. The following value of investment securities at the dates indicated (in During the value, $ 63.8 68.7 The 10.6 1.1 accumulated securities. No Gains and losses on basis. The following table presents the proceeds, realized debt securities for the three and nine months ended September The amortized indicated (in thousands). call or prepay separately. At September 30, no 10% of total stockholders’ mortgage 2022 and December 31, 2021. Information pertaining length of dates (in thousands): As of 116.2 from impact associated with changes in the cost basis of the The Company performs a review any changes in the than-temporary of the impairment, more likely than defaults and (v) the underlying guarantor of the securities. The Company does not consider these in market recovery of required to sell the securities before maturity. Pledged Securities The Company 20.0 guaranteed with investment on prevailing rates no t have pledged under this agreement. The Company is a Qualified authority to maintain public deposits from cities, municipalities, and by securities 25 % of also maintain a minimum amount of pledged securities to be As of September 30, 141.7 pledged seventeen $ 39.1 As of 37.3 pledged eleven $ 20.4 September 30, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,400 $ - $ (1,372) $ 9,028 Collateralized mortgage obligations 121,760 - (21,712) 100,048 Mortgage-backed securities - residential 92,649 - (15,942) 76,707 Mortgage-backed securities - commercial 30,818 - (3,883) 26,935 Municipal securities 25,104 - (6,475) 18,629 Bank subordinated debt securities 14,503 28 (969) 13,562 Corporate bonds 4,039 - (377) 3,662 $ 299,273 $ 28 $ (50,730) $ 248,571 Held-to-maturity: U.S. Government Agency $ 45,243 $ - $ (5,804) $ 39,439 Collateralized mortgage obligations 70,424 - (6,773) 63,651 Mortgage-backed securities - residential 40,574 - (4,844) 35,730 Mortgage-backed securities - commercial 11,483 - (516) 10,967 Corporate bonds 11,141 - (1,189) 9,952 $ 178,865 $ - $ (19,126) $ 159,739 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157 Three Months Ended September 30, Nine Months Ended September 30, Available-for-sale: 2022 2021 2022 2021 Proceeds from sale and call of securities $ 13,809 $ 5,674 $ 45,647 $ 48,939 Gross gains $ 2 $ 72 $ 218 $ 510 Gross losses (560) (142) (758) (331) Net realized gain (loss) $ (558) $ (70) $ (540) $ 179 Available-for-sale Held-to-maturity September 30, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 1,522 $ 1,472 Due after one year through five years 4,039 3,662 9,619 8,480 Due after five years through ten years 15,503 14,362 - - Due after ten years 24,104 17,829 - - U.S. Government Agency 10,400 9,028 45,243 39,439 Collateralized mortgage obligations 121,760 100,048 70,424 63,651 Mortgage-backed securities - residential 92,649 76,707 40,574 35,730 Mortgage-backed securities - commercial 30,818 26,935 11,483 10,967 $ 299,273 $ 248,571 $ 178,865 $ 159,739 September 30, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 27,684 $ (3,810) $ 20,784 $ (4,726) $ 48,468 $ (8,536) Collateralized mortgage obligations 58,660 (9,750) 105,038 (23,488) 163,698 (33,238) Mortgage-backed securities - residential 38,911 (6,510) 73,524 (17,019) 112,435 (23,529) Mortgage-backed securities - commercial 21,508 (2,715) 16,395 (3,194) 37,903 (5,909) Municipal securities 800 (200) 17,829 (6,275) 18,629 (6,475) Bank subordinated debt securities 12,533 (970) - - 12,533 (970) Corporate bonds 13,614 (1,045) - - 13,614 (1,045) $ 173,710 $ (25,000) $ 233,570 $ (54,702) $ 407,280 $ (79,702) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans

Loans	9 Months Ended
	Sep. 30, 2022
Loans [Abstract]
Loans	3. The following table is a summary of the distribution of loans At September 30, 253.9 185.1 commercial Reserve Bank of Atlanta. The Company was a participant loans. These the funds had to be used towards payroll cost, mortgage interest, rent, utilities and other costs related to COVID-19. These loans are forgivable under specific criteria as determined by the SBA. 1.4 September 30, 2022 42.4 These PPP loans had deferred loan fees of $ 19 1.5 The Company 1.6 3.5 ended September 30, 2022 Statements of Operations. The collateral type loan environmental factors that may cause estimated credit losses Changes in as follows (in thousands): Allowance for and December 31, 2021 are as follows (in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based payment periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory Special Mention close attention. If left uncorrected, these potential weaknesses prospects for the loan or of the institution’s Substandard – Loans classified as substandard are inadequately protected capacity of the obligator or of the collateral pledged, if weaknesses that jeopardize the liquidation of the debt. institution will sustain some loss if the deficiencies are Doubtful the added characteristic that the weaknesses make collection facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are Loan Aging The Company The Company The following and December 31, 2021 (in thousands): There was no September 30, 2022 and 2021. Interest income on these loans for the three would 0 1 original terms. Impaired Loans The following table includes applicable, on the basis of impairment methodology at Net investment balance is the unpaid principal balance The following thousands): Interest $ 90 99 Interest $ 271 313 Troubled Debt Restructuring A troubled concession payment, conversion of modification. The following table presents performing and non-performing The Company had allocated $ 309 360 2022 and no ended September no TDR loan customers as of September 30, 2022. During the no TDR within no t have ended September 30, 2022 and 2021. September 30, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 186,551 13.0 % $ 201,359 16.9 % Commercial Real Estate 928,531 64.9 % 704,988 59.2 % Commercial and Industrial 121,145 8.5 % 146,592 12.3 % Foreign Banks 94,450 6.6 % 59,491 5.0 % Consumer and Other 100,845 7.0 % 79,229 6.6 % Total 1,431,522 100.0 % 1,191,659 100.0 % Less: Deferred fees (cost) 9 1,578 Total 1,431,513 1,190,081 Less: Allowance for credit losses 16,604 15,057 Total $ 1,414,909 $ 1,175,024 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2022 Beginning balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Provision for credit losses (1,009) 695 1,126 74 24 910 Recoveries 1 - - - - 1 Charge-offs - - (88) - (5) (93) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Nine Months Ended September 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,157) 1,227 1,011 268 266 1,615 Recoveries 33 - 11 - 3 47 Charge-offs (16) - (88) - (11) (115) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2021 Beginning balance $ 2,540 $ 8,752 $ 2,467 $ 554 $ 535 $ 14,848 Provision for credit losses (787) 719 277 (29) (180) - Recoveries 48 - 3 - 3 54 Charge-offs - - - - (2) (2) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Nine Months Ended September 30, 2021 Beginning balance $ 3,408 $ 9,453 $ 1,689 $ 348 $ 188 $ 15,086 Provision for credit losses (1,434) 18 904 177 175 (160) Recoveries 56 - 154 - 5 215 Charge-offs (229) - - - (12) (241) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total September 30, 2022: Allowance for credit losses: Individually evaluated for impairment $ 160 $ - $ 48 $ - $ 101 $ 309 Collectively evaluated for impairment 1,198 9,985 3,661 725 726 16,295 Balances, end of period $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Loans: Individually evaluated for impairment $ 7,257 $ 586 $ 92 $ - $ 203 $ 8,138 Collectively evaluated for impairment 179,294 927,945 121,053 94,450 100,642 1,423,384 Balances, end of period $ 186,551 $ 928,531 $ 121,145 $ 94,450 $ 100,845 $ 1,431,522 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659 As of September 30, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ - $ 723 1-4 family residential 129,240 - - - 129,240 Condo residential 56,588 - - - 56,588 186,551 - - - 186,551 Commercial real estate: Land and construction 35,977 - - - 35,977 Multi-family residential 155,018 - - - 155,018 Condo commercial 55,451 - 400 - 55,851 Commercial property 681,685 - - - 681,685 928,131 - 400 - 928,531 Commercial and industrial: (1) Secured 115,444 - 339 - 115,783 Unsecured 5,362 - - - 5,362 120,806 - 339 - 121,145 Foreign banks 94,450 - - - 94,450 Consumer and other loans 100,642 - 203 - 100,845 Total $ 1,430,580 $ - $ 942 $ - $ 1,431,522 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi-family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1) Accruing As of September 30, 2022: Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ 723 $ - $ 723 1-4 family residential 128,703 537 - 129,240 - 129,240 Condo residential 55,911 677 - 56,588 - 56,588 185,337 1,214 - 186,551 - 186,551 Commercial real estate: - Land and construction 35,977 - - 35,977 - 35,977 Multi-family residential 155,018 - - 155,018 - 155,018 Condo commercial 55,851 - - 55,851 - 55,851 Commercial property 679,058 2,627 - 681,685 - 681,685 925,904 2,627 - 928,531 - 928,531 Commercial and industrial: - Secured 115,783 - - 115,783 - 115,783 Unsecured 4,324 1,038 - 5,362 - 5,362 120,107 1,038 - 121,145 - 121,145 Foreign banks 94,450 - - 94,450 - 94,450 Consumer and other 100,845 - - 100,845 - 100,845 Total $ 1,426,643 $ 4,879 $ - $ 1,431,522 $ - $ 1,431,522 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi-family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659 September 30, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,574 $ 3,567 $ - $ 5,021 $ 5,035 $ - Commercial real estate 586 586 - 696 695 - 4,160 4,153 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,683 3,653 160 3,985 3,950 178 Commercial and industrial 92 92 48 141 141 71 Consumer and other 203 203 101 224 224 111 3,978 3,948 309 4,350 4,315 360 Total $ 8,138 $ 8,101 $ 309 $ 10,067 $ 10,045 $ 360 Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Residential real estate $ 7,282 $ 7,980 $ 7,732 $ 8,738 Commercial real estate 590 709 619 611 Commercial and industrial 95 177 116 187 Consumer and other 207 248 214 262 Total $ 8,174 $ 9,114 $ 8,681 $ 9,798 September 30, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,257 $ - $ 7,257 $ 7,815 $ - $ 7,815 Commercial real estate 586 - 586 696 - 696 Commercial and industrial 92 - 92 141 - 141 Consumer and other 203 - 203 224 - 224 Total $ 8,138 $ - $ 8,138 $ 8,876 $ - $ 8,876

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2022
Income Taxes [Abstract]
Income Taxes	4. The Company’s provision for income taxes is presented The actual income tax expense for the nine months expense 21 % before provision for income taxes) as follows (in thousands): The Company’s deferred tax assets and deferred September 30, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 23,580 $ 28,819 Allowance for credit losses 4,208 3,816 Lease liability 3,418 3,595 Unrealized losses on available for sale securities 15,345 817 Deferred loan fees 2 400 Depreciable property 146 361 Stock option compensation 332 241 Accruals 467 600 Other, net 22 2 Deferred tax assets: 47,520 38,651 Deferred tax liability: Lease right of use asset (3,418) (3,595) Deferred expenses (174) (127) Deferred tax liability (3,592) (3,722) Net deferred tax assets $ 43,928 $ 34,929 The Company 89.1 111.9 expiring in various amounts between earnings of the Company. In assessing the realizability of deferred tax assets, management considers portion or upon the generation of Management considers the scheduled reversal strategies in making this assessment. The major tax of Florida. With few exceptions, the Company is no longer subject to U.S. federal and state income tax examinations by tax authorities for years before 2018. For the three months ended no t have any unrecognized as a result of no recorded as a result of tax uncertainties. Nine Months Ended September 30, 2022 2021 Current: Federal $ - $ - State - - Total - - Deferred: Federal 4,342 3,962 State 1,187 887 Total 5,529 4,849 Total $ 5,529 $ 4,849 Nine Months Ended September 30, 2022 2021 Federal taxes at statutory rate $ 4,460 $ 4,258 State income taxes, net of federal tax benefit 923 710 Bank owned life insurance (202) (122) Other, net 348 3 Total $ 5,529 $ 4,849

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements	9 Months Ended
	Sep. 30, 2022
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	5. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial instruments include letters of amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the commitments and conditional obligations as it does for on-balance The Company's for unused lines of credit, and standby letters of credit A September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 119,830 $ 134,877 Standby and commercial letters of credit 5,413 6,420 Total $ 125,243 $ 141,297 Commitments to established in the contract. Commitments generally have Unfunded lines of customers. These lines of not be drawn upon to the total extent to which the Company Standby performance of a arrangements. Essentially all letters of credit have fixed maturity dates and since upon, they do not generally present a significant liquidity

Derivatives

Derivatives	9 Months Ended
	Sep. 30, 2022
Derivatives [Abstract]
Derivatives	6. The Company utilizes interest rate swap agreements its interest rate risk exposure by the individual interest rate swap agreements. The Company enters into interest rate swaps with its loan customers. The Company had 16 18 with 34.6 39.2 December 31, 2021, corresponding Company to provide the counterparty the Consolidated accounting purposes. The following table reflects the Company’s customer-related Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability September 30, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 34,635 $ 1,260 Other assets/Other liabilities $ 5,254 $ 5,254 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2022
Fair Value Measurements [Abstract]
Fair Value Measurements	7. Determination of Fair Value The Company determine fair value financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market However, in where quoted techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in The fair (that is, market conditions. change in the depends on the facts within the range that is most representative of fair value under Fair Value Hierarchy In accordance with at fair assumptions used to determine fair value. Level 1 entity has equity securities that sources for market transactions involving identical assets Level 2 asset liabilities; quoted by observable market data for substantially the full term of the Level 3 significant whose value well as instruments for which determination of fair value A significant to the fair value measurement. Items Measured at Fair Value AFS investment securities: for such securities, Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or party broker-dealers securities, pricing models or discounted cash flow analyses Derivatives: classified within Level 2 of the hierarchy. The September 30, 2022 and December 31, 2021 for each Items Measured at Fair Value Impaired Loans: At September 30, 2022 guidance, individual loans with 4.0 4.4 down to 3.7 4.0 $ 309 360 2022 present value management's estimates of changes in economic conditions Other Real estimate of valuation technique the appraiser the value for changes in a consequence of the carrying cost or the considered a Level 3 valuation. The following table represents the Company’s assets measured at 2022 and December 31, 2021 for each of the fair value The following table presents value on a non-recurring basis at September 30, 2022 There no December 31, 2021. Items Not Measured at Fair Value The following table value as of September 30, 2022 and December 31, 2021 (in September 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 9,028 $ - $ 9,028 $ - $ 10,520 $ - $ 10,520 Collateralized mortgage obligations - 100,048 - 100,048 - 156,829 - 156,829 Mortgage-backed securities - residential - 76,707 - 76,707 - 118,842 - 118,842 Mortgage-backed securities - commercial - 26,935 - 26,935 - 50,117 - 50,117 Municipal securities - 18,629 - 18,629 - 24,276 - 24,276 Bank subordinated debt securities - 13,562 - 13,562 - 28,408 - 28,408 Corporate bonds - 3,662 - 3,662 - 12,550 - 12,550 Total - 248,571 - 248,571 - 401,542 - 401,542 Derivative assets - 5,254 - 5,254 - 1,434 - 1,434 Total assets at fair value $ - $ 253,825 $ - $ 253,825 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434 Level 1 Level 2 Level 3 Total September 30, 2022: Impaired loans $ - $ - $ 3,669 $ 3,669 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990 Fair Value Valuation Technique(s) Unobservable Input(s) September 30, 2022: Residential real estate $ 3,523 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 44 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 102 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,669 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount September 30, 2022: Financial Assets: Cash and due from banks $ 5,975 $ 5,975 $ - $ - $ 5,975 Interest-bearing deposits in banks $ 67,351 $ 67,351 $ - $ - $ 67,351 Investment securities held to maturity $ 178,865 $ - $ 159,739 $ - $ 159,739 Loans held for investment, net $ 1,414,909 $ - $ - $ 1,366,891 $ 1,366,891 Accrued interest receivable $ 6,568 $ - $ 1,278 $ 5,290 $ 6,568 Financial Liabilities: Demand deposits $ 662,808 $ 662,808 $ - $ - $ 662,808 Money market and savings accounts $ 851,727 $ 851,727 $ - $ - $ 851,727 Interest-bearing checking accounts $ 63,721 $ 63,721 $ - $ - $ 63,721 Time deposits $ 218,386 $ - $ - $ 212,450 $ 212,450 FHLB advances $ 26,000 $ - $ 24,505 $ - $ 24,505 Accrued interest payable $ 129 $ 20 $ 30 $ 79 $ 129 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity

Stockholders' Equity	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity [Abstract]
Stockholders' Equity	8. Common Stock The rights conversion rights. have no transferred. In June 2021, the Bank effected a 1 for 5 1.00 shares of one shares common stock, earnings per share and stock common stock was not adjusted but if sold or exchanged would be converted 1 Class “Board”) to include reverse stock Consolidated Statements of Changes in Stockholders’ In July 2021, 4,600,000 of 10.00 40.0 deducting underwriting discounts and expenses. In December 2021, of Class five shares of 6,121,052 for 1,224,212 In December 2021, the of the Bank, which at (the “Reorganization”) Class A common stock, par value $ 1.00 one newly 1.00 Company’s wholly owned subsidiary. In the same designations, held previously owned of the Bank’s common stock. Preferred Stock In April 2021, stock at 7.5 103 shareholders approved the repurchase which the Bank The common stock. The offer 90 % of 10 % exchange ratio for the the IPO price for shares of Class A common stock. During the year ended December 31, 2021, 47,473 11,061,552 D preferred stock converted into an aggregate of 10,278,072 C and Class D preferred shares had 102.8 C preferred stock 1,234,354 value for $ 11.4 The fair value of consideration shares $ 89.6 no no outstanding dividends to be paid. Dividends The following dividend amounts were paid on the preferred shares for the three 2022 and 2021 (in thousands): Declaration of dividends by the Board is required before dividend payments are made. No the Board for no The capitalized” 13.65 % and 13.58 %, respectively. Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 1,000 dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 $ - $ 440 $ - $ 1,494 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 5.00 dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 - 102 - 348 Preferred stock - Class E: Non-voting, Partially Cumulative, Perpetual: $ 1.00 1,000 annual dividend rate of 7 % of liquidation preference paid quarterly. Quarterly dividend of $ 17.50 - - - 235 Total $ - $ 542 $ - $ 2,077

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	9. Earnings securities. Basic EPS number of common shares outstanding for computed by shares outstanding for the period determined using the treasury-stock method. For common stock options and are only included in the calculation To stockholders was no shares of Class B common stock as of September 30, 2022. To stockholders was allocated as if all the income for based on the effect for the 1 for to Common B common shares was calculated based on their 20 % per share equivalent to Class A common shares. The months ended September 30, 2022 and 2021 (in thousands): The following table reflects the calculation of basic and diluted earnings per common share class for the three and nine months ended September 30, 2022 and 2021 (in thousands, See Note 8 “Stockholders’ Equity” for further discussion Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Net Income $ 5,558 $ 6,593 $ 15,707 $ 15,427 Less: Preferred stock dividends - 542 - 2,077 Less: Exchange and redemption of preferred shares - 89,585 - 89,585 Net income (loss) available to common stockholders $ 5,558 $ (83,534) $ 15,707 $ (76,235) Three Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding 20,000,753 - 15,121,460 6,121,052 Earnings (loss) per share, basic $ 0.28 $ - $ (5.11) $ (1.02) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding for basic EPS 20,000,753 - 15,121,460 6,121,052 Add: Dilutive effects of assumed exercises of stock options 147,455 - - - Weighted avg. shares including dilutive potential common shares 20,148,208 - 15,121,460 6,121,052 Earnings (loss) per share, diluted $ 0.28 $ - $ (5.11) $ (1.02) Anti-dilutive stock options excluded from diluted EPS 15,000 - 95,602 - (1) outstanding. The allocation also assumes that 0.20 1,224,212 Nine Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ (76,235) $ (76,235) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% $ 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding 19,998,841 - 7,674,609 6,121,052 Earnings (loss) per share, basic $ 0.79 $ - $ (8.57) $ (1.71) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ 76,235 $ 76,235 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding for basic EPS 19,998,841 - 7,674,609 6,121,052 Add: Dilutive effects of assumed exercises of stock options 179,248 - - - Weighted avg. shares including dilutive potential common shares 20,178,089 - 7,674,609 6,121,052 Earnings (loss) per share, diluted $ 0.78 $ - $ (8.57) $ (1.71) Anti-dilutive stock options excluded from diluted EPS 15,000 - 168,709 - (1) outstanding. The allocation also assumes that 0.20 1,224,212

Loss Contingencies

Loss Contingencies	9 Months Ended
	Sep. 30, 2022
Loss Contingencies [Abstract]
Loss Contingencies	10. Loss contingencies, management, none on the Company’s Consolidated Financial Statements.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	9 Months Ended
	Sep. 30, 2022
Summary of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and (“U.S. opinion periods presented with Form 10-K for the year ended December 31, 2021.
Principles of Consolidation	Principles of Consolidation The balances are eliminated in consolidation.
Use of Estimates	Use of Estimates To prepare on available most significant and income taxes.
Reclassifications	Reclassifications Certain presentation. Reclassifications had no impact on the net income
Recently Issued Accounting Standards	Recently Issued Accounting Standards Issued and Not Yet Adopted Measurement of Credit Losses on Financial Instruments In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal financial statements general economic conditions, evaluating the impact of ASU will lead to significant changes the implementation of a software solution to assist parallel completed a data validation prior to adoption. Reference Rate Reform In Reference Rate Reform 2021-01 which provides optional the effects of) 2022. The ASU will have a material effect on our business operations Trouble Debt Restructuring In Restructurings and Vintage Disclosures. restructurings for loan modifications by after permitted for entities that have already adopted CECL. CECL implementation efforts, statements when adopted.

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investment Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	September 30, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,400 $ - $ (1,372) $ 9,028 Collateralized mortgage obligations 121,760 - (21,712) 100,048 Mortgage-backed securities - residential 92,649 - (15,942) 76,707 Mortgage-backed securities - commercial 30,818 - (3,883) 26,935 Municipal securities 25,104 - (6,475) 18,629 Bank subordinated debt securities 14,503 28 (969) 13,562 Corporate bonds 4,039 - (377) 3,662 $ 299,273 $ 28 $ (50,730) $ 248,571 Held-to-maturity: U.S. Government Agency $ 45,243 $ - $ (5,804) $ 39,439 Collateralized mortgage obligations 70,424 - (6,773) 63,651 Mortgage-backed securities - residential 40,574 - (4,844) 35,730 Mortgage-backed securities - commercial 11,483 - (516) 10,967 Corporate bonds 11,141 - (1,189) 9,952 $ 178,865 $ - $ (19,126) $ 159,739 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157
Schedule of Realized Gains and Losses	Three Months Ended September 30, Nine Months Ended September 30, Available-for-sale: 2022 2021 2022 2021 Proceeds from sale and call of securities $ 13,809 $ 5,674 $ 45,647 $ 48,939 Gross gains $ 2 $ 72 $ 218 $ 510 Gross losses (560) (142) (758) (331) Net realized gain (loss) $ (558) $ (70) $ (540) $ 179
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity September 30, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 1,522 $ 1,472 Due after one year through five years 4,039 3,662 9,619 8,480 Due after five years through ten years 15,503 14,362 - - Due after ten years 24,104 17,829 - - U.S. Government Agency 10,400 9,028 45,243 39,439 Collateralized mortgage obligations 121,760 100,048 70,424 63,651 Mortgage-backed securities - residential 92,649 76,707 40,574 35,730 Mortgage-backed securities - commercial 30,818 26,935 11,483 10,967 $ 299,273 $ 248,571 $ 178,865 $ 159,739
Debt Securities Available For Sale Unrealized Loss Position Fair Value [Table Text Block]	September 30, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 27,684 $ (3,810) $ 20,784 $ (4,726) $ 48,468 $ (8,536) Collateralized mortgage obligations 58,660 (9,750) 105,038 (23,488) 163,698 (33,238) Mortgage-backed securities - residential 38,911 (6,510) 73,524 (17,019) 112,435 (23,529) Mortgage-backed securities - commercial 21,508 (2,715) 16,395 (3,194) 37,903 (5,909) Municipal securities 800 (200) 17,829 (6,275) 18,629 (6,475) Bank subordinated debt securities 12,533 (970) - - 12,533 (970) Corporate bonds 13,614 (1,045) - - 13,614 (1,045) $ 173,710 $ (25,000) $ 233,570 $ (54,702) $ 407,280 $ (79,702) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2022
Loans [Abstract]
Summary of Loans Held for Investment	September 30, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 186,551 13.0 % $ 201,359 16.9 % Commercial Real Estate 928,531 64.9 % 704,988 59.2 % Commercial and Industrial 121,145 8.5 % 146,592 12.3 % Foreign Banks 94,450 6.6 % 59,491 5.0 % Consumer and Other 100,845 7.0 % 79,229 6.6 % Total 1,431,522 100.0 % 1,191,659 100.0 % Less: Deferred fees (cost) 9 1,578 Total 1,431,513 1,190,081 Less: Allowance for credit losses 16,604 15,057 Total $ 1,414,909 $ 1,175,024
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2022 Beginning balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Provision for credit losses (1,009) 695 1,126 74 24 910 Recoveries 1 - - - - 1 Charge-offs - - (88) - (5) (93) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Nine Months Ended September 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,157) 1,227 1,011 268 266 1,615 Recoveries 33 - 11 - 3 47 Charge-offs (16) - (88) - (11) (115) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2021 Beginning balance $ 2,540 $ 8,752 $ 2,467 $ 554 $ 535 $ 14,848 Provision for credit losses (787) 719 277 (29) (180) - Recoveries 48 - 3 - 3 54 Charge-offs - - - - (2) (2) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Nine Months Ended September 30, 2021 Beginning balance $ 3,408 $ 9,453 $ 1,689 $ 348 $ 188 $ 15,086 Provision for credit losses (1,434) 18 904 177 175 (160) Recoveries 56 - 154 - 5 215 Charge-offs (229) - - - (12) (241) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total September 30, 2022: Allowance for credit losses: Individually evaluated for impairment $ 160 $ - $ 48 $ - $ 101 $ 309 Collectively evaluated for impairment 1,198 9,985 3,661 725 726 16,295 Balances, end of period $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Loans: Individually evaluated for impairment $ 7,257 $ 586 $ 92 $ - $ 203 $ 8,138 Collectively evaluated for impairment 179,294 927,945 121,053 94,450 100,642 1,423,384 Balances, end of period $ 186,551 $ 928,531 $ 121,145 $ 94,450 $ 100,845 $ 1,431,522 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659
Loan Credit Exposures	As of September 30, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ - $ 723 1-4 family residential 129,240 - - - 129,240 Condo residential 56,588 - - - 56,588 186,551 - - - 186,551 Commercial real estate: Land and construction 35,977 - - - 35,977 Multi-family residential 155,018 - - - 155,018 Condo commercial 55,451 - 400 - 55,851 Commercial property 681,685 - - - 681,685 928,131 - 400 - 928,531 Commercial and industrial: (1) Secured 115,444 - 339 - 115,783 Unsecured 5,362 - - - 5,362 120,806 - 339 - 121,145 Foreign banks 94,450 - - - 94,450 Consumer and other loans 100,642 - 203 - 100,845 Total $ 1,430,580 $ - $ 942 $ - $ 1,431,522 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi-family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1)
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of September 30, 2022: Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ 723 $ - $ 723 1-4 family residential 128,703 537 - 129,240 - 129,240 Condo residential 55,911 677 - 56,588 - 56,588 185,337 1,214 - 186,551 - 186,551 Commercial real estate: - Land and construction 35,977 - - 35,977 - 35,977 Multi-family residential 155,018 - - 155,018 - 155,018 Condo commercial 55,851 - - 55,851 - 55,851 Commercial property 679,058 2,627 - 681,685 - 681,685 925,904 2,627 - 928,531 - 928,531 Commercial and industrial: - Secured 115,783 - - 115,783 - 115,783 Unsecured 4,324 1,038 - 5,362 - 5,362 120,107 1,038 - 121,145 - 121,145 Foreign banks 94,450 - - 94,450 - 94,450 Consumer and other 100,845 - - 100,845 - 100,845 Total $ 1,426,643 $ 4,879 $ - $ 1,431,522 $ - $ 1,431,522 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi-family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659
Impaired Loans	September 30, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,574 $ 3,567 $ - $ 5,021 $ 5,035 $ - Commercial real estate 586 586 - 696 695 - 4,160 4,153 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,683 3,653 160 3,985 3,950 178 Commercial and industrial 92 92 48 141 141 71 Consumer and other 203 203 101 224 224 111 3,978 3,948 309 4,350 4,315 360 Total $ 8,138 $ 8,101 $ 309 $ 10,067 $ 10,045 $ 360 Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Residential real estate $ 7,282 $ 7,980 $ 7,732 $ 8,738 Commercial real estate 590 709 619 611 Commercial and industrial 95 177 116 187 Consumer and other 207 248 214 262 Total $ 8,174 $ 9,114 $ 8,681 $ 9,798
Performing and Non-Performing Troubled Debt Restructurings	September 30, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,257 $ - $ 7,257 $ 7,815 $ - $ 7,815 Commercial real estate 586 - 586 696 - 696 Commercial and industrial 92 - 92 141 - 141 Consumer and other 203 - 203 224 - 224 Total $ 8,138 $ - $ 8,138 $ 8,876 $ - $ 8,876

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2022
Income Taxes [Abstract]
Components of Income Tax Expense	September 30, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 23,580 $ 28,819 Allowance for credit losses 4,208 3,816 Lease liability 3,418 3,595 Unrealized losses on available for sale securities 15,345 817 Deferred loan fees 2 400 Depreciable property 146 361 Stock option compensation 332 241 Accruals 467 600 Other, net 22 2 Deferred tax assets: 47,520 38,651 Deferred tax liability: Lease right of use asset (3,418) (3,595) Deferred expenses (174) (127) Deferred tax liability (3,592) (3,722) Net deferred tax assets $ 43,928 $ 34,929
Statutory Tax Expense	Nine Months Ended September 30, 2022 2021 Federal taxes at statutory rate $ 4,460 $ 4,258 State income taxes, net of federal tax benefit 923 710 Bank owned life insurance (202) (122) Other, net 348 3 Total $ 5,529 $ 4,849
Provision for Income Taxes	Nine Months Ended September 30, 2022 2021 Current: Federal $ - $ - State - - Total - - Deferred: Federal 4,342 3,962 State 1,187 887 Total 5,529 4,849 Total $ 5,529 $ 4,849

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements (Tables)	9 Months Ended
	Sep. 30, 2022
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	September 30, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 119,830 $ 134,877 Standby and commercial letters of credit 5,413 6,420 Total $ 125,243 $ 141,297

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
	Sep. 30, 2022
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability September 30, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 34,635 $ 1,260 Other assets/Other liabilities $ 5,254 $ 5,254 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Measurements [Abstract]
Schedule Of Assets Measured At Fair Value On Recurring Basis	September 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 9,028 $ - $ 9,028 $ - $ 10,520 $ - $ 10,520 Collateralized mortgage obligations - 100,048 - 100,048 - 156,829 - 156,829 Mortgage-backed securities - residential - 76,707 - 76,707 - 118,842 - 118,842 Mortgage-backed securities - commercial - 26,935 - 26,935 - 50,117 - 50,117 Municipal securities - 18,629 - 18,629 - 24,276 - 24,276 Bank subordinated debt securities - 13,562 - 13,562 - 28,408 - 28,408 Corporate bonds - 3,662 - 3,662 - 12,550 - 12,550 Total - 248,571 - 248,571 - 401,542 - 401,542 Derivative assets - 5,254 - 5,254 - 1,434 - 1,434 Total assets at fair value $ - $ 253,825 $ - $ 253,825 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434
Schedule Of Assets Measured At Fair Value On A Nonrecurring Basis	Level 1 Level 2 Level 3 Total September 30, 2022: Impaired loans $ - $ - $ 3,669 $ 3,669 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990
Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis	Fair Value Valuation Technique(s) Unobservable Input(s) September 30, 2022: Residential real estate $ 3,523 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 44 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 102 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,669 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990
Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount September 30, 2022: Financial Assets: Cash and due from banks $ 5,975 $ 5,975 $ - $ - $ 5,975 Interest-bearing deposits in banks $ 67,351 $ 67,351 $ - $ - $ 67,351 Investment securities held to maturity $ 178,865 $ - $ 159,739 $ - $ 159,739 Loans held for investment, net $ 1,414,909 $ - $ - $ 1,366,891 $ 1,366,891 Accrued interest receivable $ 6,568 $ - $ 1,278 $ 5,290 $ 6,568 Financial Liabilities: Demand deposits $ 662,808 $ 662,808 $ - $ - $ 662,808 Money market and savings accounts $ 851,727 $ 851,727 $ - $ - $ 851,727 Interest-bearing checking accounts $ 63,721 $ 63,721 $ - $ - $ 63,721 Time deposits $ 218,386 $ - $ - $ 212,450 $ 212,450 FHLB advances $ 26,000 $ - $ 24,505 $ - $ 24,505 Accrued interest payable $ 129 $ 20 $ 30 $ 79 $ 129 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity [Abstract]
Schedule Of Dividends On Preferred Shares	Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 1,000 dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 $ - $ 440 $ - $ 1,494 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 5.00 dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 - 102 - 348 Preferred stock - Class E: Non-voting, Partially Cumulative, Perpetual: $ 1.00 1,000 annual dividend rate of 7 % of liquidation preference paid quarterly. Quarterly dividend of $ 17.50 - - - 235 Total $ - $ 542 $ - $ 2,077

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares	Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Net Income $ 5,558 $ 6,593 $ 15,707 $ 15,427 Less: Preferred stock dividends - 542 - 2,077 Less: Exchange and redemption of preferred shares - 89,585 - 89,585 Net income (loss) available to common stockholders $ 5,558 $ (83,534) $ 15,707 $ (76,235)
Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class	Three Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding 20,000,753 - 15,121,460 6,121,052 Earnings (loss) per share, basic $ 0.28 $ - $ (5.11) $ (1.02) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding for basic EPS 20,000,753 - 15,121,460 6,121,052 Add: Dilutive effects of assumed exercises of stock options 147,455 - - - Weighted avg. shares including dilutive potential common shares 20,148,208 - 15,121,460 6,121,052 Earnings (loss) per share, diluted $ 0.28 $ - $ (5.11) $ (1.02) Anti-dilutive stock options excluded from diluted EPS 15,000 - 95,602 - (1) outstanding. The allocation also assumes that 0.20 1,224,212 Nine Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ (76,235) $ (76,235) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% $ 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding 19,998,841 - 7,674,609 6,121,052 Earnings (loss) per share, basic $ 0.79 $ - $ (8.57) $ (1.71) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ 76,235 $ 76,235 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding for basic EPS 19,998,841 - 7,674,609 6,121,052 Add: Dilutive effects of assumed exercises of stock options 179,248 - - - Weighted avg. shares including dilutive potential common shares 20,178,089 - 7,674,609 6,121,052 Earnings (loss) per share, diluted $ 0.78 $ - $ (8.57) $ (1.71) Anti-dilutive stock options excluded from diluted EPS 15,000 - 168,709 - (1) outstanding. The allocation also assumes that 0.20 1,224,212

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Narrative) (Details) $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares	Jun. 16, 2021 $ / shares
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding		$ 1,431,513	$ 1,190,081
Federal Home Loan Bank stock, at cost		1,902	2,100
Bank owned life insurance		$ 42,514	$ 41,720
Preferred Stock Shares Outstanding | shares		0
Common Class A [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value | $ / shares		$ 1	$ 1	$ 1
Common stock, stock split conversion ratio	0.2

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022 USD ($) Item	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) Item	Sep. 30, 2021 USD ($) Item	Dec. 31, 2021 USD ($)
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	$ 299,273,000		$ 299,273,000		$ 405,853,000
Fair Value	248,571,000		248,571,000		401,542,000
Pledged und public funds, fair value	0		0
OCI, Debt Securities, Available-for-Sale, Transfer from Held-to-Maturity, Gain (Loss), before Adjustment and Tax	(52,000)	$ 43,000	(177,000)	$ 43,000
Debt Securities Available For Sale Realized Gain Loss	$ (558,000)	$ (70,000)	$ (540,000)	$ 179,000
Number Of Securities, Any One Issuer | Item	0		0
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged			25%
Pledged und public funds, fair value	$ 141,700,000		$ 141,700,000		37,300,000
Maximum [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged und public funds, fair value	20,000,000		20,000,000
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	4,039,000		4,039,000		12,068,000
Fair Value	3,662,000		$ 3,662,000		12,550,000
Corporate Bond Securities [Member] | Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities | Item			17	11
Pledged und public funds, fair value	39,100,000		$ 39,100,000		20,400,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value	63,800,000		63,800,000		68,700,000
Net unrealized gain	$ (10,600,000)				$ 1,100,000
Unrealized losses			116,200,000
Debt Securities Available For Sale Realized Gain Loss			$ 0

Investment Securities (Schedule

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale:
Amortized Cost	$ 299,273	$ 405,853
Unrealized Gains	28	2,982
Unrealized Losses	(50,730)	(7,293)
Fair Value	248,571	401,542
Held-to-maturity:
Amortized Cost	178,865	122,658
Unrealized Gains		14
Unrealized Losses	(19,126)	(2,515)
Fair Value	159,739	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale:
Amortized Cost		10,564
Unrealized Gains		6
Unrealized Losses		(50)
Fair Value		10,520
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	10,400
Unrealized Losses	(1,372)
Fair Value	9,028
Held-to-maturity:
Amortized Cost	45,243	34,505
Unrealized Gains		14
Unrealized Losses	(5,804)	(615)
Fair Value	39,439	33,904
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	121,760	160,506
Unrealized Gains		22
Unrealized Losses	(21,712)	(3,699)
Fair Value	100,048	156,829
Held-to-maturity:
Amortized Cost	70,424	44,820
Unrealized Losses	(6,773)	(1,021)
Fair Value	63,651	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	92,649	120,643
Unrealized Gains		228
Unrealized Losses	(15,942)	(2,029)
Fair Value	76,707	118,842
Held-to-maturity:
Amortized Cost	40,574	26,920
Unrealized Losses	(4,844)	(568)
Fair Value	35,730	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	30,818	49,905
Unrealized Gains		820
Unrealized Losses	(3,883)	(608)
Fair Value	26,935	50,117
Held-to-maturity:
Amortized Cost	11,483	3,103
Unrealized Losses	(516)	(90)
Fair Value	10,967	3,013
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	25,104	25,164
Unrealized Gains		6
Unrealized Losses	(6,475)	(894)
Fair Value	18,629	24,276
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	14,503	27,003
Unrealized Gains	28	1,418
Unrealized Losses	(969)	(13)
Fair Value	13,562	28,408
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost	4,039	12,068
Unrealized Gains		482
Unrealized Losses	(377)
Fair Value	3,662	12,550
Held-to-maturity:
Amortized Cost	11,141	13,310
Unrealized Losses	(1,189)	(221)
Fair Value	$ 9,952	$ 13,089

Investment Securities (Schedu_2

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Investment Securities [Abstract]
Proceeds from sales and call of securities	$ 13,809	$ 5,674	$ 45,647	$ 48,939
Gross Gains	2	72	218	510
Gross Losses	(560)	(142)	758	331
Net realized gains (losses)	$ (558)	$ (70)	$ (540)	$ 179

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale, Amortized Cost:
Due after one year through five years	$ 4,039
Due after five years through ten years	15,503
Due after ten years	24,104
Amortized Cost	299,273	$ 405,853
Available-for-sale, Fair Value:
Due after one year through five years	3,662
Due after five years through ten years	14,362
Due after ten years	17,829
Fair Value	248,571	401,542
Held-to-maturity, Amortized Cost:
Due within one year	1,522
Due after one year through five years	9,619
Amortized Cost	178,865	122,658
Held-to-maturity, Fair Value:
Due within one year	1,472
Due after one year through five years	8,480
Fair Value	159,739	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	10,400
Amortized Cost		10,564
Available-for-sale, Fair Value:
Without single maturity date	9,028
Fair Value		10,520
Held-to-maturity, Amortized Cost:
Without single maturity date	45,243
Held-to-maturity, Fair Value:
Without single maturity date	39,439
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Amortized Cost	10,400
Available-for-sale, Fair Value:
Fair Value	9,028
Held-to-maturity, Fair Value:
Fair Value	39,439	33,904
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	121,760
Amortized Cost	121,760	160,506
Available-for-sale, Fair Value:
Without single maturity date	100,048
Fair Value	100,048	156,829
Held-to-maturity, Amortized Cost:
Without single maturity date	70,424
Held-to-maturity, Fair Value:
Without single maturity date	63,651
Fair Value	63,651	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	92,649
Amortized Cost	92,649	120,643
Available-for-sale, Fair Value:
Without single maturity date	76,707
Fair Value	76,707	118,842
Held-to-maturity, Amortized Cost:
Without single maturity date	40,574
Held-to-maturity, Fair Value:
Without single maturity date	35,730
Fair Value	35,730	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	30,818
Amortized Cost	30,818	49,905
Available-for-sale, Fair Value:
Without single maturity date	26,935
Fair Value	26,935	50,117
Held-to-maturity, Amortized Cost:
Without single maturity date	11,483
Held-to-maturity, Fair Value:
Without single maturity date	10,967
Fair Value	$ 10,967	$ 3,013

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	$ 173,710	$ 311,459
Less than 12 months, Unrealized Losses	(25,000)	(5,381)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	233,570	110,794
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	54,702	4,095
Debt Securities Available For Sale Unrealized Loss Position	407,280	422,253
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	79,702	9,476
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	27,684	25,951
Less than 12 months, Unrealized Losses	(3,810)	(254)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	20,784	15,477
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	4,726	516
Debt Securities Available For Sale Unrealized Loss Position	48,468	41,428
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	8,536	770
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	58,660	155,668
Less than 12 months, Unrealized Losses	(9,750)	(3,223)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	105,038	38,459
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	23,488	1,497
Debt Securities Available For Sale Unrealized Loss Position	163,698	194,127
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	33,238	4,720
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	38,911	88,772
Less than 12 months, Unrealized Losses	(6,510)	(1,178)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	73,524	37,373
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	17,019	1,274
Debt Securities Available For Sale Unrealized Loss Position	112,435	126,145
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	23,529	2,452
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	21,508	25,289
Less than 12 months, Unrealized Losses	(2,715)	(318)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	16,395	7,507
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	3,194	309
Debt Securities Available For Sale Unrealized Loss Position	37,903	32,796
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	5,909	627
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	800	11,292
Less than 12 months, Unrealized Losses	(200)	(395)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	17,829	11,978
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	6,275	499
Debt Securities Available For Sale Unrealized Loss Position	18,629	23,270
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	6,475	894
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	12,533	4,487
Less than 12 months, Unrealized Losses	(970)	(13)
Debt Securities Available For Sale Unrealized Loss Position	12,533	4,487
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	970	$ 13
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	13,614
Less than 12 months, Unrealized Losses	(1,045)
Debt Securities Available For Sale Unrealized Loss Position	13,614
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	$ 1,045

Loans (Narrative) (Details)

Loans (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 1,431,522,000		$ 1,431,522,000		$ 1,191,659,000
Interest income recognized attributable to nonaccrual loans			0	$ 0
Interest income	0	$ 1,000
Interest income recognized on impaired loans	90,000	99,000	271,000	313,000
Allocated of specfic allowance for TDR loans	309,000		309,000		360,000
Commitment to lend additional funds	0		0		0
Charge-offs	93,000	2,000	115,000	241,000
Total TDRs	8,138,000		8,138,000		8,876,000
TDR Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Allocated of specfic allowance for TDR loans	309,000		309,000		360,000
Charge-offs	0	$ 0	0	0
Defaults on loans modified as TDR			0	0
Total TDRs	0		0		0
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan amount	1,400,000		1,400,000		42,400,000
Deferred loan fees	19,000,000		19,000,000		1,500,000
Interest income recognized attributable to nonaccrual loans			1,600,000	$ 3,500,000
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	121,145,000		121,145,000		146,592,000
Allocated of specfic allowance for TDR loans	48,000		48,000		71,000
Charge-offs	88,000		88,000
Total TDRs	92,000		92,000		141,000
Commercial and Industrial [Member] | Federal Home Loan Bank Advances [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 253,900,000		$ 253,900,000		$ 185,100,000

Loans (Summary of Loans Held fo

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 1,431,522	$ 1,191,659
Less: Unearned income	9	1,578
Total loans net of unearned income	1,431,513	1,190,081
Less: ACL	16,604	15,057
Total net loans	$ 1,414,909	$ 1,175,024
Percent of Total	100%	100%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 186,551	$ 201,359
Percent of Total	13%	16.90%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 928,531	$ 704,988
Percent of Total	64.90%	59.20%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 121,145	$ 146,592
Percent of Total	8.50%	12.30%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 94,450	$ 59,491
Percent of Total	6.60%	5%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 100,845	$ 79,229
Percent of Total	7%	6.60%

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 15,786	$ 14,848	$ 15,057	$ 15,086
Provision for credit losses	(910)		(1,615)	160
Recoveries	1	54	47	215
Charge-offs	(93)	(2)	(115)	(241)
Ending balance	16,604	14,900	16,604	14,900
Allowance for Credit Losses:
Individually evaluated for impairment	309		309		$ 360
Collectively evaluated for impairment	16,295		16,295		14,697
Balances, end of period	16,604	14,900	16,604	14,900	15,057
Loans:
Individually evaluated for impairment	8,138		8,138		10,067
Collectively evaluated for impairment	1,423,384		1,423,384		1,181,592
Balances, end of period	1,431,522		1,431,522		1,191,659
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,366	2,540	2,498	3,408
Provision for credit losses	(1,009)	787	(1,157)	1,434
Recoveries	1	48	33	56
Charge-offs			(16)	(229)
Ending balance	1,358	1,801	1,358	1,801
Allowance for Credit Losses:
Individually evaluated for impairment	160		160		178
Collectively evaluated for impairment	1,198		1,198		2,320
Balances, end of period	1,358	1,801	1,358	1,801	2,498
Loans:
Individually evaluated for impairment	7,257		7,257		9,006
Collectively evaluated for impairment	179,294		179,294		192,353
Balances, end of period	186,551		186,551		201,359
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	9,290	8,752	8,758	9,453
Provision for credit losses	(695)	(719)	1,227	(18)
Ending balance	9,985	9,471	9,985	9,471
Allowance for Credit Losses:
Collectively evaluated for impairment	9,985		9,985		8,758
Balances, end of period	9,985	9,471	9,985	9,471	8,758
Loans:
Individually evaluated for impairment	586		586		696
Collectively evaluated for impairment	927,945		927,945		704,292
Balances, end of period	928,531		928,531		704,988
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,671	2,467	2,775	1,689
Provision for credit losses	1,126	(277)	(1,011)	(904)
Recoveries		3	11	154
Charge-offs	(88)		(88)
Ending balance	3,709	2,747	3,709	2,747
Allowance for Credit Losses:
Individually evaluated for impairment	48		48		71
Collectively evaluated for impairment	3,661		3,661		2,704
Balances, end of period	3,709	2,747	3,709	2,747	2,775
Loans:
Individually evaluated for impairment	92		92		141
Collectively evaluated for impairment	121,053		121,053		146,451
Balances, end of period	121,145		121,145		146,592
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	651	554	457	348
Provision for credit losses	(74)	29	(268)	(177)
Ending balance	725	525	725	525
Allowance for Credit Losses:
Collectively evaluated for impairment	725		725		457
Balances, end of period	725	525	725	525	457
Loans:
Collectively evaluated for impairment	94,450		94,450		59,491
Balances, end of period	94,450		94,450		59,491
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	808	535	569	188
Provision for credit losses	(24)	180	(266)	(175)
Recoveries		3	3	5
Charge-offs	(5)	(2)	(11)	(12)
Ending balance	827	356	827	356
Allowance for Credit Losses:
Individually evaluated for impairment	101		101		111
Collectively evaluated for impairment	726		726		458
Balances, end of period	827	$ 356	827	$ 356	569
Loans:
Individually evaluated for impairment	203		203		224
Collectively evaluated for impairment	100,642		100,642		79,005
Balances, end of period	$ 100,845		$ 100,845		$ 79,229

Loans (Loan Credit Exposures) (

Loans (Loan Credit Exposures) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,431,522	$ 1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	186,551	201,359
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	723	701
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,240	135,421
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	56,588	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	928,531	704,988
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35,977	24,581
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	155,018	127,489
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	55,851	42,400
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	681,685	510,411
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	121,145	146,592
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	115,783	98,141
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,362	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	94,450	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100,845	79,229
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,430,580	1,184,662
Pass [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	186,551	196,778
Pass [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	723	701
Pass [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,240	130,840
Pass [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	56,588	65,237
Pass [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	928,131	703,349
Pass [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35,977	24,581
Pass [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	155,018	127,489
Pass [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	55,451	41,983
Pass [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	681,685	509,189
Pass [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		107
Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	120,806	146,039
Pass [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	115,444	97,605
Pass [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,362	48,434
Pass [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	94,450	59,491
Pass [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100,642	79,005
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Special Mention [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	942	5,775
Substandard [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	400	417
Substandard [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	400	417
Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	339	553
Substandard [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	339	536
Substandard [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		17
Substandard [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 203	$ 224

Loans (Aging Analysis of Accrui

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	$ 1,431,522	$ 1,190,469
Non-Accrual		1,190
Balances, end of period	1,431,522	1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	186,551	200,169
Non-Accrual		1,190
Balances, end of period	186,551	201,359
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	723	701
Balances, end of period	723	701
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	129,240	134,231
Non-Accrual		1,190
Balances, end of period	129,240	135,421
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	56,588	65,237
Balances, end of period	56,588	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	928,531	704,988
Balances, end of period	928,531	704,988
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	35,977	24,581
Balances, end of period	35,977	24,581
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	155,018	127,489
Balances, end of period	155,018	127,489
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	55,851	42,400
Balances, end of period	55,851	42,400
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	681,685	510,411
Balances, end of period	681,685	510,411
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing		107
Balances, end of period		107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	121,145	146,592
Balances, end of period	121,145	146,592
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	115,783	98,141
Balances, end of period	115,783	98,141
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	5,362	48,451
Balances, end of period	5,362	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	94,450	59,491
Balances, end of period	94,450	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	100,845	79,229
Balances, end of period	100,845	79,229
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,426,643	1,188,080
Current [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	185,337	198,886
Current [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	723	701
Current [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	128,703	133,942
Current [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	55,911	64,243
Current [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	925,904	704,552
Current [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	35,977	24,581
Current [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	155,018	127,053
Current [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	55,851	42,400
Current [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	679,058	510,411
Current [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		107
Current [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	120,107	146,182
Current [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	115,783	98,141
Current [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,324	48,041
Current [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	94,450	59,491
Current [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	100,845	78,969
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,879	2,389
Past Due 30-89 Days [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,214	1,283
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	537	289
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	677	994
Past Due 30-89 Days [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,627	436
Past Due 30-89 Days [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		436
Past Due 30-89 Days [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,627
Past Due 30-89 Days [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,038	410
Past Due 30-89 Days [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	$ 1,038	410
Past Due 30-89 Days [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		$ 260

Loans (Impaired Loans) (Details

Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	$ 4,160		$ 4,160		$ 5,717
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,978		3,978		4,350
Unpaid Principal Balance	8,138		8,138		10,067
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,948		3,948		4,315
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	4,153		4,153		5,730
Net Investment Income	8,101		8,101		10,045
Valuation Allowance	309		309		360
Average Recorded Investment	8,174	$ 9,114	8,681	$ 9,798
Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	3,574		3,574		5,021
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,683		3,683		3,985
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,653		3,653		3,950
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,567		3,567		5,035
Valuation Allowance	160		160		178
Average Recorded Investment	7,282	7,980	8,738	7,732
Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	586		586		696
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	586		586		695
Average Recorded Investment	590	709	611	619
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	92		92		141
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	92		92		141
Valuation Allowance	48		48		71
Average Recorded Investment	95	177	187	116
Consumer and Other [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	203		203		224
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	203		203		224
Valuation Allowance	101		101		$ 111
Average Recorded Investment	$ 207	$ 248	$ 262	$ 214

Loans (Performing and Non-Perfo

Loans (Performing and Non-Performing Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 8,138	$ 8,876
Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,257	7,815
Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	586	696
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	92	141
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	203	224
Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	8,138	8,876
Performing Financing Receivable [Member] | Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,257	7,815
Performing Financing Receivable [Member] | Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	586	696
Performing Financing Receivable [Member] | Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	92	141
Performing Financing Receivable [Member] | Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 203	$ 224

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Tax Disclosure [Line Items]
Federal staturoy income tax rate			21%	21%
Unrecognized tax benefits	$ 0	$ 0	$ 0	$ 0
Interest or penalties	0	$ 0	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	89,100,000		89,100,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 111,900,000		$ 111,900,000

Income Taxes (Components of Inc

Income Taxes (Components of Income Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Deferred:
Federal			$ 4,342	$ 3,962
State			1,187	887
Total deferred			5,529	4,849
Total	$ 1,963	$ 2,088	$ 5,529	$ 4,849

Income Taxes (Statutory Tax Exp

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Taxes [Abstract]
Federal taxes at statutory rate			$ 4,460	$ 4,258
State income taxes, net of federal tax benefit			923	710
Bank owned life insurance			(202)	(122)
Other, net			348	3
Total	$ 1,963	$ 2,088	$ 5,529	$ 4,849

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Deferred tax assets:
Net operating loss	$ 23,580	$ 28,819
Allowance for credit losses	4,208	3,816
Lease liability	3,418	3,595
Unrealized loss on available for sale securities	15,345	817
Deferred loan fees	2	400
Depreciable property	146	361
Stock option compensation	332	241
Accrual	467	600
Other, net	22	2
Deferred tax asset	47,520	38,651
Deferred tax liabilities:
Lease right of use asset	(3,418)	(3,595)
Deferred expenses	(174)	(127)
Deferred tax liability	(3,592)	(3,722)
Net deferred tax asset	$ 43,928	$ 34,929

Equity Based And Other Compensa

Equity Based And Other Compensation Plans (Narrative) (Details)	9 Months Ended
	Sep. 30, 2021
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2

Equity Based And Other Compen_2

Equity Based And Other Compensation Plans (Schedule Of Stock Options Activity) (Details)	9 Months Ended
	Sep. 30, 2021
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2

Off-Balance Sheet Arrangement_2

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 125,243	$ 141,297
Commitments to Grant Loans and Unfunded Lines of Credit
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	119,830	134,877
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 5,413	$ 6,420

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Millions	Sep. 30, 2022 USD ($) Item	Dec. 31, 2021 USD ($) Item
Derivatives Fair Value [Line Items]
Number of instruments with loan customers | Item	16	18
Notional amount | $	$ 34.6	$ 39.2

Derivatives (Summary of Interes

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivatives Fair Value [Line Items]
Notional Amount	$ 34,600	$ 39,200
Not Designated as Hedging Instrument [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	34,635	39,156
Collateral Amount	1,260	1,260
Not Designated as Hedging Instrument [Member] | Other Assets [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Asset	5,254	1,434
Not Designated as Hedging Instrument [Member] | Other Liabilities [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Liability	$ 5,254	$ 1,434

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 1,414,909,000		$ 1,414,909,000		$ 1,175,024,000
Impaired loan impairment charge	93,000	$ 2,000	115,000	$ 241,000
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	4,000,000		4,000,000		4,400,000
Impaired loans fair value	3,669,000		3,669,000		3,990,000
Impaired loan impairment charge			309,000	$ 360,000
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans fair value	3,669,000		3,669,000		3,990,000
Financial liabilities measured at fair value	$ 0		$ 0		$ 0

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets Measured At Fair Value On Recurring And Nonrecurring Basis) (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 248,571,000	$ 401,542,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	248,571,000	401,542,000
Derivative assets	5,254,000	1,434,000
Total assets at fair value	253,825,000	402,976,000
Derivative liabilities	5,254,000	1,434,000
Total liabilities at fair value	5,254,000	1,434,000
U.S. Government Agency - SBA [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	9,028,000	10,520,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	100,048,000	156,829,000
Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	76,707,000	118,842,000
Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	26,935,000	50,117,000
Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,629,000	24,276,000
Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	13,562,000	28,408,000
Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	3,662,000	12,550,000
Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,669,000	3,990,000
Level 2 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	248,571,000	401,542,000
Derivative assets	5,254,000	1,434,000
Total assets at fair value	253,825,000	402,976,000
Derivative liabilities	5,254,000	1,434,000
Total liabilities at fair value	5,254,000	1,434,000
Level 2 [Member] | U.S. Government Agency - SBA [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	9,028,000	10,520,000
Level 2 [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	100,048,000	156,829,000
Level 2 [Member] | Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	76,707,000	118,842,000
Level 2 [Member] | Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	26,935,000	50,117,000
Level 2 [Member] | Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,629,000	24,276,000
Level 2 [Member] | Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	13,562,000	28,408,000
Level 2 [Member] | Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	3,662,000	12,550,000
Level 3 [Member] | Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,669,000	3,990,000
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis) (Details) - Fair Value, Nonrecurring [Member] - Impaired Loans [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 3,669	$ 3,990
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,669	3,990
Level 3 [Member] | Residential Real Estate [Member] | Sales Comparison Approach [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,523	3,807
Level 3 [Member] | Commercial And Industrial [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	44	70
Level 3 [Member] | Other [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 102	$ 113

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial Assets:
Investment securities held to maturity	$ 159,739	$ 120,157
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	5,975	6,477
Interest-bearing deposits in banks	67,351	39,751
Investment securities held to maturity	178,865	122,658
Loans held for investment, net	1,414,909	1,175,024
Accrued interest receivable	6,568	5,975
Financial Liabilities:
Demand deposits	662,808	605,425
Money market and savings accounts	851,727	703,856
Interest-bearing checking accounts	63,721	55,878
Time deposits	218,386	225,200
FHLB advances	26,000	36,000
Accrued interes payable	129	96
Fair Value [Member]
Financial Assets:
Cash and due from banks	5,975	6,477
Interest-bearing deposits in banks	67,351	39,751
Investment securities held to maturity	159,739	120,157
Loans held for investment, net	1,366,891	1,189,191
Accrued interest receivable	6,568	5,975
Financial Liabilities:
Demand deposits	662,808	605,425
Money market and savings accounts	851,727	703,856
Interest-bearing checking accounts	63,721	55,878
Time deposits	212,450	224,688
FHLB advances	24,505	36,479
Accrued interes payable	129	96
Fair Value [Member] | Level 1 [Member]
Financial Assets:
Cash and due from banks	5,975	6,477
Interest-bearing deposits in banks	67,351	39,751
Financial Liabilities:
Demand deposits	662,808	605,425
Money market and savings accounts	851,727	703,856
Interest-bearing checking accounts	63,721	55,878
Accrued interes payable	20
Fair Value [Member] | Level 2 [Member]
Financial Assets:
Investment securities held to maturity	159,739	120,157
Accrued interest receivable	1,278	1,222
Financial Liabilities:
FHLB advances	24,505	36,479
Accrued interes payable	30	50
Fair Value [Member] | Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,366,891	1,189,191
Accrued interest receivable	5,290	4,753
Financial Liabilities:
Time deposits	212,450	224,688
Accrued interes payable	$ 79	$ 46

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details)				3 Months Ended		9 Months Ended		12 Months Ended
	Dec. 21, 2021 shares	Jul. 27, 2021 USD ($) $ / shares shares	Jun. 16, 2021 $ / shares shares	Sep. 30, 2022 USD ($) $ / shares shares	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) $ / shares shares	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($) $ / shares shares	Apr. 05, 2021 USD ($)
Class of Stock [Line Items]
Common stock issued share price | $ / shares				$ 1		$ 1
Net income | $				$ 5,558,000	$ 6,593,000	$ 15,707,000	$ 15,427,000
Preferred stock, share outstanding				0		0
Capital To Risk Weighted Assets				0.1365		0.1365
Subsidiaries [Member]
Class of Stock [Line Items]
Common stock issued share price | $ / shares				$ 1		$ 1
Capital To Risk Weighted Assets				0.1358		0.1358
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued				20,000,753		20,000,753		19,991,753
Stock issued	1,224,212
Conversion of common stock shares issued			1			10,278,072
Common stock, par value | $ / shares			$ 1	$ 1		$ 1		$ 1
Common stock, stock split conversion ratio							0.2
Common Class A [Member] | IPO [Member]
Class of Stock [Line Items]
Stock issued		4,600,000
Proceeds from issuance of common stock | $		$ 40,000,000
Common stock issued share price | $ / shares		$ 10
Common Class B [Member]
Class of Stock [Line Items]
Common stock, shares issued				0		0		0
Common stock, par value | $ / shares				$ 1		$ 1		$ 1
Conversion of stock, converted from	6,121,052
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Preferred stock converted				47,473		47,473
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Preferred stock converted				11,061,552		11,061,552
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Preferred shares total liquidation value | $									$ 7,500,000
Outstanding dividends | $									$ 103,000,000
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Class C Preferred Stock And Class D Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock conversion ratio				0.90		0.90
Preferred stock remaining conversion ratio to be redeemed in form of the cash						10%
Preferred shares total liquidation value | $				$ 102,800,000		$ 102,800,000
Net income | $						(89,600,000)
Stock Redeemed Or Called During Period Value | $								$ 11,400,000
Stock Redeemed Or Called During Period Shares								1,234,354
Preferred Stock [Member]
Class of Stock [Line Items]
Outstanding dividends | $				0		0
Common Stock [Member]
Class of Stock [Line Items]
Outstanding dividends | $				$ 0		$ 0		$ 0

Stockholders' Equity (Schedule

Stockholders' Equity (Schedule Of Dividends On Preferred Shares) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Class of Stock [Line Items]
Dividend paid	$ 542		$ 2,077
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Dividend paid	440		1,494
Preferred stock, par value		$ 1		$ 1
Preferred stock, per share liquidation preference		$ 1,000		1,000
Preferred stock, dividend rate, percentage		4%
Quarterly paid per share		$ 10
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Dividend paid	$ 102		348
Preferred stock, par value		1		1
Preferred stock, per share liquidation preference		$ 5		5
Preferred stock, dividend rate, percentage		4%
Quarterly paid per share		$ 0.01
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Dividend paid			$ 235
Preferred stock, par value		1		1
Preferred stock, per share liquidation preference		$ 1,000		$ 1,000
Preferred stock, dividend rate, percentage		7%
Quarterly paid per share		$ 17.50

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details)	9 Months Ended
	Sep. 30, 2022 shares	Sep. 30, 2021	Dec. 31, 2021 shares
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Percent used to calculate income allocation	20%
Common Class A [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common stock, stock split conversion ratio		0.2
Common Stock Shares Issued	20,000,753		19,991,753
Common Stock Shares Outstanding	20,000,753		19,991,753
Common Class B [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common Stock Shares Issued	0		0
Common Stock Shares Outstanding	0		0

Earnings Per Share (Calculation

Earnings Per Share (Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 5,558	$ 6,593	$ 15,707	$ 15,427
Less: Preferred stock dividends		542		2,077
Less: Exchange and redemption of preferred shares		89,585		89,585
Net income (loss) available to common stockholders	$ 5,558	$ (83,534)	$ 15,707	$ (76,235)

Earnings Per Share (Calculati_2

Earnings Per Share (Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class) (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Basic EPS
Net income (loss) available to common shares before allocation		$ 5,558	$ (83,534)	$ 15,707	$ (76,235)
Common Class A [Member]
Basic EPS
Net income (loss) available to common shares before allocation		$ 5,558	$ (83,534)	$ 15,707	$ (76,235)
Multiply: % allocated on weighted average shares outstanding		1%	0.925%	1%	0.862%
Net Income (loss) available to common shares after allocation		$ 5,558	$ (77,278)	$ 15,707	$ (65,747)
Weighted average shares outstanding		20,000,753	15,121,460	19,998,841	7,674,609
Earnings (loss) per share, basic	[1],[2]	$ 0.28	$ (5.11)	$ 0.79	$ (8.57)
Diluted EPS
Add: Dilutive effects of assumed exercises of stock options		147,455		179,248	0
Weighted ave. share including dilutive potential common shares		20,148,208	15,121,460	20,178,089	7,674,609
Earnings (loss) per share, diluted	[1],[2]	$ 0.28	$ (5.11)	$ 0.78	$ (8.57)
Anti-dilutive stock options excluded from diluted EPS calculation		15,000	95,602	15,000	168,709
Common stock shares converted					1,224,212
Common Class B [Member]
Basic EPS
Net income (loss) available to common shares before allocation			$ (83,534)		$ (76,235)
Multiply: % allocated on weighted average shares outstanding			0.075%		0.138%
Net Income (loss) available to common shares after allocation			$ (6,256)		$ (10,488)
Weighted average shares outstanding			6,121,052		6,121,052
Earnings (loss) per share, basic	[2]		$ (1.02)		$ (1.71)
Diluted EPS
Weighted ave. share including dilutive potential common shares			6,121,052		6,121,052
Earnings (loss) per share, diluted	[2]		$ (1.02)		$ (1.71)
Common stock shares price per share			$ 0.20		$ 0.20
[1]<div></div>[2]<div>(1) For further details on the allocation of net income available to common stockholders and per share information, see Note ##eps "Earnings per Share".</div>

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Actual Capital Amounts And Ratios) (Details)	Sep. 30, 2022
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total risk-based capital, Actual, Ratio	0.1365