USCB Financial (USCB) 10-K 22 Mar 24 2023 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Mar. 15, 2024	Jun. 30, 2023
Document and Entity Information [Abstract]
Document Type	10-K
Document Annual Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Dec. 31, 2023
Document Transition Report	false
Document Fiscal Year Focus	2023
Entity File Number	001-41196
Entity Registrant Name	USCB Financial Holdings, Inc.
Entity Incorporation State Country Code	FL
Entity Tax Identification Number	87-4070846
Entity Address Address Line 1	2301 NW 87th Avenue
Entity Address City Or Town	Doral
Entity Address State Or Province	FL
Entity Address Postal Zip Code	33172
City Area Code	305
Local Phone Number	715-5200
Security 12b Title	Class A Common Stock, $1.00 par value per share
Trading Symbol	USCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding		19,650,463
Amendment Flag	false
Entity Central Index Key	0001901637
Document Fiscal Period Focus	FY
Entity Well Known Seasoned Issuer	No
Entity Voluntary Filers	No
Icfr Auditor Attestation Flag	false
Documents Incorporated By Reference [Text Block]	Certain portions of the registrant’s Proxy Statement for the 2024 Annual Meeting of Shareholders (the “2024 reference into Part III of this report.
Entity Public Float			$ 104.8
Auditor Name	Crowe LLP
Auditor Firm Id	173
Auditor Location	Fort Lauderdale, Florida
DocumentFinStmtErrorCorrectionFlag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 8,019	$ 6,605
Interest-bearing deposits in banks	33,043	47,563
Total cash and cash equivalents	41,062	54,168
Investment securities held to maturity net allowance of $8 and $0,respectively (fair value $155,510 and $169,088, respectively)	174,974	188,699
Investment securities available for sale, at fair value	229,329	230,140
Federal Home Loan Bank stock, at cost	10,153	2,882
Loans held for investment, net of allowance of $21,084 and $17,487, respectively	1,759,743	1,489,851
Accrued interest receivable	10,688	7,546
Premises and equipment, net	4,836	5,263
Bank owned life insurance	51,781	42,781
Deferred tax asset, net	37,282	42,360
Lease right-of-use asset	11,423	14,395
Other assets	7,822	7,749
Total assets	2,339,093	2,085,834
Deposits:
Demand	552,762	629,776
Money market and savings accounts	1,048,272	915,853
Interest-bearing checking accounts	47,702	66,675
Time deposits	288,403	216,977
Total deposits	1,937,139	1,829,281
Federal Home Loan Bank advances	183,000	46,000
Lease liability	11,423	14,395
Accrued interest and other liabilities	15,563	13,730
Total liabilities	2,147,125	1,903,406
Commitments and contingencies (See Notes 10 and 18)
Stockholders' Equity:
Additional paid-in capital on common stock	305,212	311,282
Accumulated deficit	(88,548)	(104,104)
Accumulated other comprehensive income (loss)	(44,271)	(44,751)
Total stockholders' equity	191,968	182,428
Total liabilities and stockholders' equity	2,339,093	2,085,834
Preferred Stock Class C [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class D [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class E [Member]
Stockholders' Equity:
Preferred stock
Common Class A [Member]
Stockholders' Equity:
Preferred stock	19,575	20,001
Common Class B [Member]
Stockholders' Equity:
Preferred stock

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Held to maturity, allowance for credit loss	$ 8,000	$ 0
Investment securities held to maturity, fair value	155,510,000	169,088,000
Allowance for credit losses	$ 21,084,000	$ 17,487,000
Common stock, par value	$ 1
Preferred Stock Class C [Member]
Preferred stock, par value	1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 5	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value	$ 1	$ 1
Preferred stock, per share liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	19,575,435	20,000,753
Common stock, shares outstanding	19,575,435	20,000,753
Common Class B [Member]
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Interest income:
Loans, including fees	$ 87,884,000	$ 60,825,000
Investment securities	10,012,000	9,346,000
Interest-bearing deposits in financial institutions	3,121,000	929,000
Total interest income	101,017,000	71,100,000
Interest expense:
Interest-bearing deposits	901,000	86,000
Savings and money markets accounts	29,658,000	5,173,000
Time deposits	8,500,000	1,509,000
Federal Home Loan Bank advances	3,390,000	671,000
Total interest expense	42,449,000	7,439,000
Net interest income before provision for credit losses	58,568,000	63,661,000
Provision for credit losses	2,367,000	2,495,000
Net interest income after provision for credit losses	56,201,000	61,166,000
Non-interest income:
Service fees	5,055,000	4,010,000
Bank Owned life insurance income	2,160,000	1,061,000
Gain (loss) on sale of securities available for sale, net	(1,859,000)	(2,529,000)
Gain on sale of loans held for sale, net	801,000	891,000
Loan settlement		161,000
Other non-interest income	1,246,000	1,634,000
Total non-interest income	7,403,000	5,228,000
Non-interest expense:
Salaries and employee benefits	24,429,000	23,943,000
Occupancy	5,230,000	5,058,000
Regulatory assessment and fees	1,453,000	930,000
Consulting and legal fees	1,899,000	1,890,000
Network and information technology services	2,016,000	1,806,000
Audit and tax services fees	1,287,000	918,000
Other operating	5,494,000	4,764,000
Total non-interest expense	41,808,000	39,309,000
Net income before income tax expense	21,796,000	27,085,000
Income tax expense	5,251,000	6,944,000
Net income	16,545,000	20,141,000
Net income available to common stockholders	16,545,000	20,141,000
Common Class A [Member]
Non-interest expense:
Net income available to common stockholders	$ 16,545,000	$ 20,141,000
Per share information:
Net income per share, basic	$ 0.84	$ 1.01
Net income per share, diluted	$ 0.84	$ 1

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Consolidated Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 16,545	$ 20,141
Other comprehensive income (loss):
Unrealized gain (loss) on investment securities	(1,801)	(59,260)
Amortization of net unrealized gains on securities transferred from available-for-sale to held-to-maturity	251	120
Reclassification adjustment on sale of available for sale securities for loss included in net income	1,859	2,529
Unrealized gain on cash flow hedge	334
Tax effect	(163)	14,376
Total other comprehensive income (loss), net of tax	480	(42,235)
Total comprehensive income (loss)	$ 17,025	$ (22,094)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Loss [Member]	Cumulative Effect Period Of Adoption Adjustment [Member]	Cumulative Effect Period Of Adoption Adjustment [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Additional Paid-In Capital On Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Other Comprehensive Loss [Member]
Balance at Dec. 31, 2021	$ 203,897	$ 19,992	$ 310,666	$ (124,245)	$ (2,516)
Balance, shares at Dec. 31, 2021		19,991,753
Net income	20,141			20,141
Other comprehensive income (loss)	(42,235)				(42,235)
Exercise of stock options	$ 102	$ 9	93
Exercise of stock options, shares	9,000	9,000
Stock-based compensation	$ 523		523
Balance at Dec. 31, 2022	182,428	$ 20,001	311,282	(104,104)	(44,751)	$ (989)	$ (989)	$ 181,439	$ 20,001	$ 311,282	$ (105,093)	$ (44,751)
Balance, shares at Dec. 31, 2022		20,000,753							20,000,753
Net income	16,545			16,545
Other comprehensive income (loss)	480				480
Exercise of stock options	$ 75	$ 10	65
Exercise of stock options, shares	10,000	10,000
Repurchase of Class A common stock, shares		(669,920)
Repurchase of Class A common stock	$ (7,583)	$ (670)	(6,913)
Restricted stock issued		242	(242)
Restricted stock issued, shares	242,713
Restricted stock forfeiture		$ (8)	(8)
Restricted stock forfeiture, shares		(8,111)
Stock-based compensation	$ 1,012		1,012
Balance at Dec. 31, 2023	$ 191,968	$ 19,575	$ 305,212	$ (88,548)	$ (44,271)
Balance, shares at Dec. 31, 2023		19,575,435

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net income	$ 16,545	$ 20,141
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	2,367	2,495
Depreciation and amortization	590	688
(Accretion) amortization of premiums on securities, net	(770)	433
Accretion of deferred loan fees, net	(184)	(1,497)
Stock-based compensation	1,012	523
Loss on sale of available for sale securities	1,859	2,529
Gain on sale of loans held for sale	(801)	(891)
Increase in cash surrender value of bank owned life insurance	(2,160)	(1,061)
Decrease in deferred tax assets	5,251	6,945
Net change in operating assets and liabilities:
Accrued interest receivable	(3,142)	(1,571)
Other assets	261	(3,449)
Accrued interest and other liabilities	1,718	4,252
Net cash provided by operating activities	22,546	29,537
Cash flows from investing activities:
Purchase of investment securities held to maturity	(86,788)	(14,739)
Proceeds from maturities and pay-downs of investment securities held to maturity	101,541	12,237
Purchase of investment securities available for sale	(40,379)	(53,113)
Proceeds from maturities and pay-downs of investment securities available for sale	15,189	40,754
Proceeds from sales of investment securities available for sale	24,185	60,649
Net increase in loans held for investment	(239,361)	(257,580)
Purchase of loans held for investment	(45,645)	(70,175)
Additions to premises and equipment	(163)	(673)
Proceeds from the sale of loans held for sale	12,530	12,821
Purchase of bank owned life insurance	(6,840)
Proceeds from the redemption of Federal Home Loan Bank stock	15,495	3,440
Purchase of Federal Home Loan Bank stock	(22,766)	(4,222)
Net cash used in investment activities	(273,002)	(270,601)
Cash flows from financing activities:
Proceeds from exercise of Class A common stock options, net	75	102
Repurchase of Class A common stock	(7,583)
Net increase in deposits	107,858	238,902
Proceeds from Federal Home Loan Bank advances	529,350	126,000
Repayments on Federal Home Loan Bank advances	(392,350)	(116,000)
Net cash provided by financing activities	237,350	249,004
Net increase (decrease) in cash and cash equivalents	(13,106)	7,940
Cash and cash equivalents at beginning of period	54,168	46,228
Cash and cash equivalents at end of period	41,062	54,168
Supplemental disclosure of cash flow information:
Interest paid	41,306	7,306
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	11,729	11,930
Transfer of investment securities from available-for-sale to held-to-maturity		63,798
Lease liability arising from obtaining right-of-use asset		$ 3,203

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Overview USCB Financial Holdings, Inc., a owned subsidiary, is a Florida in South Florida. In December 2021, USCB Financial stock of share of 1.00 exchanged for one newly issued share of the Company’s 1.00 The Bank transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, Florida Peninsula tittle LLC began operations in 2021. Principles of Consolidation Intercompany transactions been prepared in accordance with GAAP. Risk and Uncertainties Banking Environment Industry events liquidity positions and public commercial clients without a high level of industry concentration. In response the FDIC liquidity by allowing institutions to pledge basis depository institutions, with Company drew 80.0 no 2024. All advances must be paid by January 2025. Market conditions and external factors may unpredictably impact the competitive landscape for deposits in the banking industry. liquidity and the premium at are sufficient to meet its needs as of the balance sheet An unexpected influx to primarily demands or to fund continuing operations. These sources may include proceeds from FHLB advances, sales of securities and loans, federal funds lines of credit from correspondent Such reliance on secondary funding sources could increase the Company's net guarantee they capital expenditures, or other investments, or liquidating assets. Use of Estimates The controlled and the reported amounts of of the could materially affect amounts reported in subsequent Cash and Cash Equivalents The equivalents. For due from banks, and interest-bearing deposits in banks. Restricted Cash The Company may be required to maintain The Company reports restricted cash the company had $ 0 Interest-Bearing Deposits in Other Financial Institutions Interest-bearing deposits in other financial institutions consist other accounts. Investment Securities Debt securities ability to hold to accounts for them on a trade date basis. Debt securities that and recorded at amortized cost. Trading securities are Securities not classified unrealized gains and must be recorded at fair value with changes in fair value Purchase premiums and discounts are amortized or accreted over held-to-maturity considered in determining the estimated life of in the Consolidated on the sale of securities are recorded on trade date and are determined On Measurement of Credit Losses an expected under the CECL methodology held-to-maturity debt such change is debt securities management does not intend to sell or CECL requires a loss reserve for securities as well as the impact the explicit and/or The securitizations. measurement Moody’s baseline represents the likelihood a borrower will adjusted for the current economic environment. LGD projects Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB system. Members are required to of borrowings and asset, and 2022, FHLB 10.2 2.9 cash and stock dividends are reported as interest income. Loans Held for Investment and Allowance for Credit Loans held for investment (“loans”) are reported at their outstanding principal cost, method. amortized, using the interest method or the straight-line If the non-accrual status as of for restoration to accrual status. or interest restoration principal and interest of the remaining contractual principal and interest or the loan becomes secured and in the process of collection. All interest accrued but not on these unpaid principal, which may change as conditions dictate. The Company has determined that the entire balance of payment is not received by due loans until the date the loan goes into nonaccrual The Company provides for loan losses through a provision for credit losses charged to operations. When management believes that a recoveries, if any, The Management uses a disciplined the Company loans analyzed on a pooled basis. The ACL consists • • • • • Residential borrower’s credit, capacity including: current income, ratio and credit history. The Company relies on appraisals in determining the value of the property. analysis and the diversity of the residential portfolio. Commercial real estate Underwriting of commercial real estate loans will analyze the key market and business factors to arrive at a decision on the credit worthiness of the borrower. The analysis may include the capacity of the borrower, debt service, rental rates in geographic sell or lease properties securing the commercial real estate loans Commercial inventory, and receivables. the debt based The Company mitigates the risk in the commercial portfolio Foreign banks Latin America. Most of these loans are for trade capital and have a includes a credit analysis, peer comparison and current borrower and country where the borrower is mitigated as these loans are short term, have limited exposure, Other loans are secured and account collateralized loans. Repayment of these loans are primarily from the personal income of the borrowers. Loans are underwritten based on the credit worthiness of the borrower. Under sources, provide the basis for estimation of expected credit losses. Qualitative adjustments are applied to the expected credit losses estimated management in the assessment of qualitative factor adjustments The economic regression economic factors were used A fundamentally utilizes run determine the lifetime expected of the instrument is the difference the measurement date. Management segments, a Adjustments management implemented a software attrition measurements based on the loan portfolio. Portfolio segments are the level at which loss assumptions characteristics inherent in the currently segments the is Company has established relationships between internal segmentation and FFIEC loss driver for each loan the Federal Reserve Bank residential utilized for the line basis to the lookback period's historical mean for the The model incorporates qualitative that may management's model. Qualitative factors (“Q-Factors”) used in the ACL methodology • Changes in lending policies, procedures, and strategies • Changes in international, national, regional, and local conditions • Changes in nature and volume of portfolio • Changes in the volume and severity of past due loans • Concentration risk • Changes in the value of underlying collateral • The effect of other external factors: e.g., competition, • Changes in lending management, among others The credit losses within collectively evaluated loan portfolio. Concentration of Credit Risks Credit perform as contracted and any collateral or security proved to be insufficient (whether on or off-balance sheet) arising from financial instruments exist in relation to certain concentration arises to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not have a significant exposure to any individual customer Most of the Company's business activity is State of Florida. The Company's loan portfolio is concentrated largely in real estate and commercial loans in South Florida. Many of the the South Florida real estate industry portfolio. At December 31, top ten lending relationships 163.1 197.9 concentration represented 9.2 % and 13.1 % of 2023 and December 31, 2022, the largest commercial real estate loan note one loan with an outstanding balance of $ 20 st At December 31, 2023, 105.4 banks located in Ecuador, Dominican Republic, Honduras, and El Salvador. At December 31, 2022, the Company also had a concentration of risk 88.8 Salvador. 43.9 31.4 2023 and 2022, respectively. At various times during to the Company from institution. Premises and Equipment, net Land is Depreciation is computed are amortized over the lives of these assets were as follows: Building 40 Furniture, fixtures and equipment 3 25 Computer hardware and software 3 5 Leasehold improvements Maintenance When items are retired or are removed from the accounts and any resulting gains or losses Other Real Estate Owned OREO consists of real estate recorded at basis. Subsequent to lower of carrying with owned recognized when been arranged. Bank Owned Life Insurance BOLI is carried at surrender Company 51.8 These policies cover certain present and former executives Employee 401(k) Plan The expense is the amount of matching contributions. Income Taxes Income taxes are accounted for under the for the assets and and temporary differences are expected to be recovered in tax rates is recognized in income in the period that includes Management is required to based on the considers taxable loss of temporary differences, and available tax planning The Company recognizes positions taken guidance on tax liabilities, if any, would Impairment of Long-Lived Assets The Company's long-lived changes in circumstances to be held and flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge asset. Assets lower of disposal group classified as held for Consolidated Balance Sheets. Transfer of Financial Assets Transfers of over presumptively transferee obtains the transferred agreement to repurchase them before their maturity or Comprehensive Income (Loss) Under available-for-sale, are equity section of the Consolidated income (loss). held-to-maturity are recorded to the remaining life of each security. The amortization component of comprehensive income (loss). See Note 2 “Investment Advertising Costs Advertising costs are expensed as incurred. Earnings per Common Share Basic earnings number additional potential earnings additional information splits. Interest Income Interest income is recognized as earned, based upon the principal Operating Segments While the Company monitors financial performance make resource allocations or performance decisions by Company Stock-Based Compensation Stock-based compensation accounting guidance requires that the compensation transactions be recognized in the accompanying Consolidated the grant covers performance-based awards, share appreciation rights, and The stock-based compensation accounting guidance and recognized compensation cost Scholes model is used to estimate the fair value of stock Loss Contingencies Loss liabilities when the of management, none of these actions, either individually or in the aggregate, is expected to have a material adverse effect on the Company’s Consolidated Financial Statements. Dividend Restrictions Banking Company or by the Company to the stockholders. Fair Value Measurements Fair values fully disclosed in Note judgment. Changes in assumptions or in market conditions Derivative Instruments Derivative financial instruments are to information. Rate Swaps Designated as Cash Flow Hedges The corresponding recognition losses are realized. As of December 31, 2023 the cash Interest Rate Swaps Designated as Fair Value The corresponding recognition in the assets being hedged. Interest Rate Swaps The Company enters into interest rate swaps variable interest rate to a fixed rate. The Company swap agreement allowing the Company enters into a matching agreement with swaps are other non-interest income. Interest manage its interest exchanged by the parties. of the individual interest rate swap agreements. Revenue from Contracts with Customers Revenue from to receive for the and investment Deposit and other transaction-based fees, are the most recognized when the service provided by the this standard that is received from sources other than deposit Cash Flow Statement The Company reports the net activity rather than gross activity in the Consolidated cash customer deposits, accrued interest payable, other liabilities, and Reclassifications Certain presentation. Reclassifications had no impact on the net income Recently Issued Accounting Standards Issued and Adopted Guidance on Accounting for Credit Losses on Financial Instruments On January 1, 2023, the Company implemented Accounting Standard Update (“ASU”) 2016-13 Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended. This update replaces the incurred applies to also applies to off-balance sheet credit of accordance with Topic 842 on leases. Furthermore, ASC 326 amended the accounting treatment for available-for-sale debt securities. One notable down on available-for-sale debt securities that management does not intend to will not need reflect historical credit performance as well as the impact At adoption 84 % or 1.3 Flow (“DCF)” method 16 % or $ 251.0 method. The remaining $ 7.9 The impact of 1.1 million and 259 adjustment resulted in 1.0 CECL on the Company’s consolidated balance sheet See “Allowance for Credit Losses” section in Note 3 for Guidance on Accounting for Trouble In March 2022, the have adopted ASU 2016-13, Financial Instruments Write-offs. and restructuring difficulty to determine disclosure component of receivables and investment leases within the scope of Subtopic 326-20. The Company adopted ASU 2022-02 concurrently with the adoption of ASU 2016-13. Issued and Not Yet Guidance on Reference Rate Reform In Reference Rate Reform 2021-01 which provides the effects 2024. The ASU will have material effects on our business January 1, 2023 As Reported Under ASC 326 Pre - ASC 326 Adoption Impact of ASC 326 Adoption Assets Allowance for credit losses $ 18,553 $ 17,487 $ 1,066 Deferred tax asset, net 42,696 42,360 336 Liabilities Reserve for unfunded credit commitments 516 257 259 Stockholder's Equity Retained earnings $ (105,093) $ (104,104) $ (989)

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2023
Investment Securities [Abstract]
Investment Securities	2. The following value of investment securities at the dates indicated (in For the year ended December 31, 2023, there were no For the year 26 with an amortized cost basis and fair value amount 74.4 63.8 these securities had a total net unrealized loss of $ 10.6 Transfers of debt securities into the HTM category from the AFS category are made at fair value at the date of transfer. The securities. There was no impact to net income. Such amounts years transferred from 251 120 net unrealized losses retained in AOCI was $ 9.5 9.8 The following debt securities for the years ended December 31, 2023 and The indicated (in thousands). call or prepay separately. At December 31, stockholders’ obligations and mortgage-backed securities are issued Information pertaining length of dates (in thousands): The 126.8 portfolio to the HTM portfolio represent unrealized losses since the date of purchase, independent of the impact associated with changes in the cost basis upon transfer between portfolios. On Measurement of Credit Losses an expected methodology is applicable debt securities. In addition, ASC 326 amended the accou require management does not intend to sell or believes that CECL requires a loss reserve for securities as well as the impact the explicit guarantee of the US Government is sufficient requirement Company calculates quarterly the loss reserve securities forecast. The borrower will economic environment. LGD projects the expected loss The Company monitors are monitored by the Company on at least a quarterly basis. As of maturity securities held by the Company were rated investment At December 31, 2023, HTM securities 165.6 mortgage-backed no reserves 9.4 corporate bonds. The required reserve for these the portion of the HTM exposed to non-government a $ 8 cost less ACL. The required. At 54.9 collateralized mortgage 284.1 attributable contractual cash flows for these securities are guaranteed by U.S. Government agencies entities. The municipal bonds are of high credit the assessment of are a expects to recover the entire amortized cost basis of these securities. At December 31, 2023, the it is not more than likely than not that the Company will be required to sell cost basis. As of December 31, 2023, the Company maintains a master repurchase agreement with a public banking institution for up 20.0 variable interest rate no t have any securities pledged under this agreement. In 2018, the Company became a Qualified Public Depositor (“QPD”) with the State of Florida. As a QPD, the Company has the are secured by 25 % of the The Company must also maintain a minimum amount At December 31, 2023, the Company had twenty-eight 86.9 of Florida 268.4 2023. At December 31, eighteen 49.0 Florida under the public funds program. The Company held 204.2 The Board Term unions, securities, and other qualifying assets as collateral. These The Company had no 132.1 in securities making new loans as of March 2024. On January 12, 2024, the Company borrowed $ 80 4.81 %, maturing on January 10, 2025, under the BTFP program. December 31, 2023 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 9,664 $ - $ (1,491) $ 8,173 Collateralized mortgage obligations 103,645 - (23,039) 80,606 Mortgage-backed securities - residential 63,795 - (11,608) 52,187 Mortgage-backed securities - commercial 49,212 56 (6,504) 42,764 Municipal securities 25,005 - (5,667) 19,338 Bank subordinated debt securities 28,106 188 (2,033) 26,261 $ 279,427 $ 244 $ (50,342) $ 229,329 Held-to-maturity: U.S. Government Agency $ 43,626 $ 2 $ (5,322) $ 38,306 Collateralized mortgage obligations 62,735 - (7,983) 54,752 Mortgage-backed securities - residential 43,784 348 (4,533) 39,599 Mortgage-backed securities - commercial 15,439 - (1,257) 14,182 Corporate bonds 9,398 - (727) 8,671 $ 174,982 $ 350 $ (19,822) $ 155,510 Allowance for credit losses - securities held-to-maturity (8) Securities held-to maturity, net of allowance for credit losses $ 174,974 December 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,177 $ - $ (1,522) $ 8,655 Collateralized mortgage obligations 118,951 - (23,410) 95,541 Mortgage-backed securities - Residential 73,838 - (12,959) 60,879 Mortgage-backed securities - Commercial 32,244 15 (4,305) 27,954 Municipal securities 25,084 - (6,601) 18,483 Bank subordinated debt securities 15,964 5 (1,050) 14,919 Corporate bonds 4,037 - (328) 3,709 $ 280,295 $ 20 $ (50,175) $ 230,140 Held-to-maturity: U.S. Government Agency $ 44,914 $ 25 $ (5,877) $ 39,062 U.S. Treasury 9,841 - (13) 9,828 Collateralized mortgage obligations 68,727 28 (7,830) 60,925 Mortgage-backed securities - Residential 42,685 372 (4,574) 38,483 Mortgage-backed securities - Commercial 11,442 - (665) 10,777 Corporate bonds 11,090 - (1,077) 10,013 $ 188,699 $ 425 $ (20,036) $ 169,088 Available-for-sale: 2023 2022 Proceeds from sales and call of securities $ 24,185 $ 60,649 Gross Gains $ 3 $ 217 Gross Losses (1,862) (2,746) Net realized gains (losses) $ (1,859) $ (2,529) Available-for-sale Held-to-maturity December 31, 2023: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ - $ - Due after one year through five years 2,710 2,853 9,398 8,671 Due after five years through ten years 32,116 28,673 - - Due after ten years 18,285 14,073 - - U.S. Government Agency 9,664 8,173 43,626 38,306 Collateralized mortgage obligations 103,645 80,606 62,735 54,752 Mortgage-backed securities - residential 63,795 52,187 43,784 39,599 Mortgage-backed securities - commercial 49,212 42,764 15,439 14,182 $ 279,427 $ 229,329 $ 174,982 $ 155,510 December 31, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ - $ - $ 46,479 $ (8,043) $ 46,479 $ (8,043) Collateralized mortgage obligations - - 135,358 (35,566) 135,358 (35,566) Mortgage-backed securities - residential 5,290 (47) 83,484 (18,365) 88,774 (18,412) Mortgage-backed securities - commercial 20,292 (611) 33,083 (8,623) 53,375 (9,234) Municipal securities - - 19,338 (5,667) 19,338 (5,667) Bank subordinated debt securities 8,600 (331) 12,287 (1,703) 20,887 (2,034) Corporate bonds - - 8,671 (406) 8,671 (406) $ 34,182 $ (989) $ 338,700 $ (78,373) $ 372,882 $ (79,362) December 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 11,407 $ (1,093) $ 36,310 $ (7,616) $ 47,717 $ (8,709) U.S. Treasury 9,828 (13) - - 9,828 (13) Collateralized mortgage obligations 16,500 (963) 139,965 (34,962) 156,465 (35,925) Mortgage-backed securities - residential 5,059 (564) 91,742 (19,348) 96,801 (19,912) Mortgage-backed securities - commercial 10,052 (1,173) 26,823 (5,300) 36,875 (6,473) Municipal securities - - 18,483 (6,601) 18,483 (6,601) Bank subordinated debt securities 11,295 (670) 2,619 (381) 13,914 (1,051) Corporate bonds 13,723 (926) - - 13,723 (926) $ 77,864 $ (5,402) $ 315,942 $ (74,208) $ 393,806 $ (79,610)

Loans

Loans	12 Months Ended
	Dec. 31, 2023
Loans [Abstract]
Loans	90 Days and Still Accruing Total Accruing Non- Accrual Total Loans Residential real estate: Home equity line of credit and other $ 559 $ - $ - $ 559 $ - $ 559 1-4 family residential 155,842 711 - 156,553 - 156,553 Condo residential 43,572 3,735 - 47,307 - 47,307 199,973 4,446 - 204,419 - 204,419 Commercial real estate: Land and construction 33,710 - - 33,710 - 33,710 Multi-family residential 181,287 - - 181,287 - 181,287 Condo commercial 58,106 - - 58,106 - 58,106 Commercial property 772,569 1,890 - 774,459 - 774,459 Leasehold improvements 31 - - 31 - 31 1,045,703 1,890 - 1,047,593 - 1,047,593 Commercial and industrial: Secured 200,235 29 - 200,264 468 200,732 Unsecured 19,025 - - 19,025 - 19,025 219,260 29 - 219,289 468 219,757 Foreign banks 114,945 - - 114,945 - 114,945 Consumer and other 191,930 - - 191,930 - 191,930 Total $ 1,771,811 $ 6,365 $ - $ 1,778,176 $ 468 $ 1,778,644 Accruing As of December 31, 2022: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non- Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi-family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228 December 31, 2023 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ $ $ $ Commercial real estate - - - - Commercial and industrial - 468 468 - Consumer and other - - - - Total $ - $ 468 $ 468 $ - 2022 Residential real estate $ 7,626 Commercial real estate 575 Commercial and industrial 109 Consumer and other 210 Total $ 8,520 December 31, 2022 Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - Commercial real estate 393 393 - 3,944 3,937 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 Commercial and industrial 82 82 41 Consumer and other 196 196 98 3,933 3,904 294 Total $ 7,877 $ 7,841 $ 294 Recorded Investment Prior to Modification Recorded Investment After Modification Number of Loans Combination Modifications Total Modifications Number of Loans Combination Modifications Total Modifications Residential real estate - $ - $ - - $ - $ - Commercial real estate - - - - - - Commercial and industrial 2 650 650 2 650 650 Consumer and other - - - - - - 2 $ 650 $ 650 2 $ 650 $ 650" id="sjs-B4" xml:space="preserve"> 3. The following table is a summary of the distribution of At December 31, 2023 and 2022, the Company had $ 534.2 338.1 estate and residential mortgage loans pledged as collateral on lines of credit with the FHLB and the of Atlanta. At December 31, 2023 and 2022, the Company no The Company was a participant of the SBAs Paycheck to provide a direct incentive for small businesses mortgage interest, rent, determined by 271 1.3 December 31, 2022, which are categorized as commercial and industrial loans. These PPP $ 6 13 The 8 1.6 December 31, Statements of Operations. Allowance for Credit Losses In general, the Company utilizes to estimate cash flow analyses. in development of from FFIEC Call Report forecasts in projective receivables use at least product growth long-term average loss rate is calculated and applied on a quarterly basis for the remaining life of the pool. Adjustments for economic expectations are made through qualitative factors. Qualitative factors (“Q-Factors”) used in the ACL methodology • Changes in lending policies, procedures, and strategies • Changes in international, national, regional, and local conditions • Changes in nature and volume of portfolio • Changes in the volume and severity of past due loans • Concentration risk • Changes in the value of underlying collateral • The effect of other external factors: e.g., competition, • Changes in lending management, among others The collateral type and lien position to group loans according to risk. The Company evaluates methodology 'Remaining for the Company’s own a scorecard methodology loss. The maximum losses for In estimating credit losses for the loan portfolio to differ from ACL December 31, 2022, it was estimated under the incurred Prior to probable incurred credit the economic component information and events, terms of borrower is experiencing financial difficulties, were Changes in the ACL for the years ended December 31, 2023 Allowance for credit losses and the outstanding balances in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based payment periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory Special Mention close attention. If left uncorrected, these potential weaknesses prospects for the loan or of the institution’s Substandard – Loans classified as substandard are inadequately protected capacity of the obligator or of the collateral pledged, if weaknesses that jeopardize the liquidation of the debt. institution will sustain some loss if the deficiencies are Doubtful the added characteristic that the weaknesses make collection facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are Loan Aging The Company The Company The following table include an aging analysis 2022 (in thousands): There were no Non-accrual Status The following table and still accruing as of December 31, 2023 (in thousands): The Company did not have loans in non-accrual status Accrued interest no attributable these 40 0 thousand, respectively, Collateral-Dependent Loans A expected to no loans as of December 31, Impaired Loans The following table includes applicable, on the basis of impairment methodology as of December Interest 351 investment balance is the unpaid principal balance of the loans The following table thousands): Loan Modifications to Borrowers Experiencing Financial The following December 31, 2023 (in thousands): The Company had two new 31, 2023. There were no December 31, 2023 December 31, 2022 Total Percent of Total Total Percent of Total Residential Real Estate $ 204,419 11.5 % $ 185,636 12.3 % Commercial Real Estate 1,047,593 58.8 % 970,410 64.4 % Commercial and Industrial 219,757 12.4 % 126,984 8.4 % Foreign Banks 114,945 6.5 % 93,769 6.2 % Consumer and Other 191,930 10.8 % 130,429 8.7 % Total 1,778,644 100.0 % 1,507,228 100.0 % Plus: Deferred cost 2,183 110 Total 1,780,827 1,507,338 Less: Allowance for credit losses 21,084 17,487 Total $ 1,759,743 $ 1,489,851 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2023: Beginning balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Cumulative effect of adoption of accounting principle 1,238 1,105 (2,158) 23 858 1,066 Provision for credit losses (2) 95 (882) 1,897 168 1,225 2,503 Recoveries 10 72 3 85 Charge-offs (57) (57) Ending Balance $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 December 31, 2022: Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,179) 1,385 1,474 263 552 2,495 Recoveries 33 - 18 - 4 55 Charge-offs - - (104) - (16) (120) Ending Balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 (1) Impact of CECL adoption on January 1, 2023 (2) Provision for credit losses excludes $ 144 8 investment securities held to maturity. Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2023: Allowance for credit losses: Individually evaluated $ 145 $ - $ 128 $ - $ - $ 273 Collectively evaluated 2,550 10,366 3,846 911 3,138 20,811 Balances, end of period $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 Loans: Individually evaluated $ 6,994 $ - $ 1,668 $ - $ - $ 8,662 Collectively evaluated 197,425 1,047,593 218,089 114,945 191,930 1,769,982 Balances, end of period $ 204,419 $ 1,047,593 $ 219,757 $ 114,945 $ 191,930 $ 1,778,644 December 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 155 $ - $ 41 $ - $ 98 $ 294 Collectively evaluated for impairment 1,197 10,143 4,122 720 1,011 17,193 Balances, end of period $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Loans: Individually evaluated for impairment $ 7,206 $ 393 $ 82 $ - $ 196 $ 7,877 Collectively evaluated for impairment 178,430 970,017 126,902 93,769 130,233 1,499,351 Balances, end of period $ 185,636 $ 970,410 $ 126,984 $ 93,769 $ 130,429 $ 1,507,228 As of December 31, 2023 Term Loans by Origination Year Revolving Loans Total 2023 2022 2021 2020 2019 Prior Residential real estate Pass $ 44,365 $ 36,325 $ 26,180 $ 6,080 $ 9,325 $ 75,654 $ 6,198 $ 204,127 Special Mention - - - - - - - - Substandard - - - - 292 - - 292 Doubtful - - - - - - - - Total 44,365 36,325 26,180 6,080 9,617 75,654 6,198 204,419 Commercial real estate Pass 148,311 337,938 184,024 104,182 78,153 182,714 4,710 1,040,032 Special Mention - - - - - - - - Substandard - - 6,867 694 - - - 7,561 Doubtful - - - - - - - - Total 148,311 337,938 190,891 104,876 78,153 182,714 4,710 1,047,593 Commercial and industrial Pass 97,753 37,414 34,090 6,499 13,706 3,113 25,554 218,129 Special Mention - - - - - - - - Substandard - - 330 - 1,298 - - 1,628 Doubtful - - - - - - - - Total 97,753 37,414 34,420 6,499 15,004 3,113 25,554 219,757 Foreign banks Pass 114,945 - - - - - - 114,945 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total 114,945 - - - - - - 114,945 Consumer and other loans Pass 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - Total 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Total Pass 476,967 486,064 286,260 117,376 101,744 262,818 37,934 1,769,163 Special Mention - - - - - - - - Substandard - - 7,197 694 1,590 - - 9,481 Doubtful - - - - - - - - Total $ 476,967 486,064 293,457 118,070 103,334 262,818 37,934 1,778,644 As of December 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 623 $ - $ - $ - $ 623 1-4 family residential 132,178 - - - 132,178 Condo residential 52,835 - - - 52,835 185,636 - - - 185,636 Commercial real estate: Land and construction 38,687 - - - 38,687 Multi-family residential 176,820 - - - 176,820 Condo commercial 49,601 - 393 - 49,994 Commercial property 702,357 - 2,552 - 704,909 Leasehold improvements - - - - - 967,465 - 2,945 - 970,410 Commercial and industrial: (1) Secured 120,873 - 807 - 121,680 Unsecured 5,304 - - - 5,304 126,177 - 807 - 126,984 Foreign banks 93,769 - - - 93,769 Consumer and other loans 130,233 - 196 - 130,429 Total $ 1,503,280 $ - $ 3,948 $ - $ 1,507,228 (1) Accruing As of December 31, 2023: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non- Accrual Total Loans Residential real estate: Home equity line of credit and other $ 559 $ - $ - $ 559 $ - $ 559 1-4 family residential 155,842 711 - 156,553 - 156,553 Condo residential 43,572 3,735 - 47,307 - 47,307 199,973 4,446 - 204,419 - 204,419 Commercial real estate: Land and construction 33,710 - - 33,710 - 33,710 Multi-family residential 181,287 - - 181,287 - 181,287 Condo commercial 58,106 - - 58,106 - 58,106 Commercial property 772,569 1,890 - 774,459 - 774,459 Leasehold improvements 31 - - 31 - 31 1,045,703 1,890 - 1,047,593 - 1,047,593 Commercial and industrial: Secured 200,235 29 - 200,264 468 200,732 Unsecured 19,025 - - 19,025 - 19,025 219,260 29 - 219,289 468 219,757 Foreign banks 114,945 - - 114,945 - 114,945 Consumer and other 191,930 - - 191,930 - 191,930 Total $ 1,771,811 $ 6,365 $ - $ 1,778,176 $ 468 $ 1,778,644 Accruing As of December 31, 2022: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non- Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi-family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228 December 31, 2023 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ $ $ $ Commercial real estate - - - - Commercial and industrial - 468 468 - Consumer and other - - - - Total $ - $ 468 $ 468 $ - 2022 Residential real estate $ 7,626 Commercial real estate 575 Commercial and industrial 109 Consumer and other 210 Total $ 8,520 December 31, 2022 Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - Commercial real estate 393 393 - 3,944 3,937 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 Commercial and industrial 82 82 41 Consumer and other 196 196 98 3,933 3,904 294 Total $ 7,877 $ 7,841 $ 294 Recorded Investment Prior to Modification Recorded Investment After Modification Number of Loans Combination Modifications Total Modifications Number of Loans Combination Modifications Total Modifications Residential real estate - $ - $ - - $ - $ - Commercial real estate - - - - - - Commercial and industrial 2 650 650 2 650 650 Consumer and other - - - - - - 2 $ 650 $ 650 2 $ 650 $ 650

Leases

Leases	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Leases	4. The operations. As of The Company 2026 to 2036. Many of these leases have extension dates. The Company straight-line basis over lease elected the short-term ROU assets or lease liabilities are not to be recognized ROU assets and of lease payments other assets while lease liabilities are classified under As information available advance rate matching or nearing the lease term. The following table presents the ROU assets and lease liabilities 2023 2022 ROU assets: Operating leases $ 11,423 $ 14,395 Lease liabilities: Operating leases $ 11,423 $ 14,395 The weighted average remaining lease term and weighted average 2023 2022 Weighted average remaining lease term (in years): Operating leases 6.35 6.98 Weighted average discount rate: Operating leases 2.94 % 2.94 % Future lease payment obligations and a reconciliation to lease 2024 $ 3,236 2025 3,312 2026 2,383 2027 951 2028 492 Thereafter 2,987 Total 13,361 Less: interest component (1,938) Total $ 11,423

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2023
Premises And Equipment [Abstract]
Premises And Equipment	5. A summary of premises and equipment are presented 2023 2022 Land $ 972 $ 972 Building 1,952 1,952 Furniture, fixtures and equipment 8,981 8,841 Computer hardware and software 4,592 4,575 Leasehold improvements 10,457 10,451 Premises and equipment, gross 26,954 26,791 Accumulated depreciation and amortization (22,118) (21,528) Premises and equipment, net $ 4,836 $ 5,263 Depreciation 590 688 2023 and 2022, respectively.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2023
Income Taxes [Abstract]
Income Taxes	6. The Company’s provision and 2022 (in thousands): The actual income for the year (computed by applying the 21 % for 2023 and 2022 to for income taxes) as follows (in thousands): 2023 2022 Federal taxes at statutory rate $ 4,577 $ 5,688 State income taxes, net of federal tax benefit 947 1,177 Bank owned life insurance (273) (269) Other, net - 348 Total $ 5,251 $ 6,944 The following table presents thousands): 2023 2022 Deferred tax assets: Net operating loss $ 16,430 $ 21,720 Allowance for credit losses 5,410 4,432 Lease liability 2,895 3,648 Unrealized loss on available for sale securities 15,114 15,193 Depreciable property 203 158 Equity compensation 630 373 Accruals 382 723 Other, net 10 - Deferred tax asset $ 41,074 $ 46,247 Deferred tax liability: Deferred loan cost (553) (28) Lease right of use asset (2,895) (3,648) Deferred expenses (180) (175) Cash flow hedge (85) Other, net (79) (36) Deferred tax liability $ (3,792) $ (3,887) Net deferred tax asset $ 37,282 $ 42,360 At December 31, 61.5 84.1 loss carryforwards taxable earnings of the Company. In assessing the portion or upon the generation of Management considers the scheduled reversal strategies in making this assessment. The U.S. The Company is generally no longer subject to U.S. Federal or For no t have result of no recorded as a result of tax uncertainties. 2023 2022 Current: Federal $ - $ - State - - Total - - Deferred: Federal 4,121 5,462 State 1,130 1,482 Total 5,251 6,944 Total $ 5,251 $ 6,944

Deposits

Deposits	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Deposits	7. The following table presents deposits by type at December 31, 2023 2022 Non-interest bearing deposits $ 552,762 $ 629,776 Interest-bearing transaction accounts 47,702 66,675 Saving and money market deposits 1,048,272 915,853 Time deposits 288,403 216,977 Total $ 1,937,139 $ 1,829,281 Time 2022 were $ 117.2 82.0 The Company brought in $ 50 4.98 % to boost liquidity during the second quarter of 2023. 5.13 %.There were no as of December 31, 2022. At December 31, 2023, the scheduled maturities of time deposits 2024 $ 280,529 2025 6,074 2026 831 2027 874 2028 95 $ 288,403 At December 31, $ 213 230

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2023
Borrowings [Abstract]
Borrowings	8. Borrowed funds million and at December 31, 2022 were $46.0 million. The following table presents outstanding FHLB advances The advances, subject held at the FHLB as additional collateral. See Note 3 “Loans” At December 31, 2023 Interest Rate Type of Rate Maturity Date Amount 2.05 % Fixed March 27, 2025 $ 10,000 1.07 % Fixed July 18, 2025 6,000 1.04 % Fixed July 30, 2024 5,000 3.76 % Fixed January 24, 2028 11,000 3.77 % Fixed April 25, 2028 50,000 5.57 % Fixed December 26, 2024 101,000 $ 183,000 At December 31, 2022 Interest Rate Type of Rate Maturity Date Amount 2.05 % Fixed March 27, 2025 $ 10,000 1.07 % Fixed July 18, 2025 6,000 1.04 % Fixed July 30, 2024 5,000 0.81 % Fixed August 17, 2023 5,000 4.14 % Fixed January 13, 2023 20,000 $ 46,000

Equity Based And Other Compensa

Equity Based And Other Compensation Plans	12 Months Ended
	Dec. 31, 2023
Equity Based And Other Compensation Plans [Abstract]
Equity Based And Other Compensation Plans	9. Employee 401(k) Plan The Company has an a provision that the employer may contribute to the accounts of eligible employees for whom a salary deferral is made. The Company contributed $ 306 313 respectively; Operations. Stock-Based Compensation In authorized grants 2,000,000 2015 Option vesting Options granted 10 -year life expiration of 10 10 -year life and 2025. In issuance of 3,000,000 5 in 2030. The 1,000,000 December issuance of 1,400,000 600,000 2,400,000 At December 31, 2023, there were 1,160,564 2022, there were 1,386,667 shares available for grant under the 2015 Option Plan. Stock Options The Company recognizes compensation expense based Scholes vesting ultimately vest, actual option forfeitures. The Statements 459 December 31, 2023 523 no years ended December 31, 2023 and 2022. Unrecognized compensation cost remaining 342 787 for the years ended December 31, 2023 and 2022, respectively. Cash activities. Excess tax benefits tax asset attributable to the compensation cost for such For the fair value of options granted in 2023 and 2022, The following table presents a summary of stock options The aggregate intrinsic value in the table above represents the total pre-tax intrinsic value of exercisable options at the dates presented number of exercised their options. The weighted $ 3.91 3.45 , respectively. Restricted Stock In 2023 , the Company issued 242,713 awards pursuant transferred until certain restrictions have lapsed. There were no The Company's common line over the expense associated with these awards totaled $ 2.3 Compensation expense 553 under salaries and benefits in the accompanying Consolidated The following table presents a summary of restricted stock Assumption 2023 2022 Risk-free interest rate 3.53 % 2.34 % Expected term 10 years 10 years Expected stock price volatility 10 % 10 % Dividend yield 0 % 0 % Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Years Aggregate Intrinsic Value (in thousands) Balance at January 1, 2023 965,667 $ 10.91 7.4 Granted 7,500 $ 12.41 Exercised (10,000) $ 7.50 Forfeitures (16,000) $ 10.34 Balance at December 31, 2023 947,167 $ 10.97 6.5 Exercisable at December 31, 2023 758,000 $ 10.71 6.1 $ 1,195 Balance at January 1, 2022 959,667 $ 10.87 8.4 Granted 15,000 $ 14.03 Exercised (9,000) $ 11.35 Balance at December 31, 2022 965,667 $ 10.91 7.4 Exercisable at December 31, 2022 560,000 $ 10.18 6.4 $ 1,131 Restricted Stock Weighted Average Grant Date Fair Value Balance at January 1, 2023 - $ - Granted 242,713 $ 12.24 Forfeited (8,111) $ 12.67 Vested (16,180) $ 12.67 Balance at December 31, 2023 218,422 $ 12.19

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements	12 Months Ended
	Dec. 31, 2023
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	10. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial instruments include letters of amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the commitments and conditional obligations as it does for The Company's for unused lines of credit, and standby letters of credit On Measurement of Credit Losses an expected under the CECL methodology held-to-maturity debt valuation allowance for probable incurred credit losses. The Company ASC commitments. Loss rates loss rate and the exposure at default is allowance were $ 372 166 A December 31, 2023 and 2022 (in thousands): 2023 2022 Commitments to grant loans and unfunded lines of credit $ 85,117 $ 95,461 Standby and commercial letters of credit 3,987 4,320 Total $ 89,104 $ 99,781 Commitments to established in the contract. Commitments generally have Unfunded lines of customers. These lines of not be drawn upon to the total extent to which the Company Standby performance of a arrangements. Essentially all letters of credit have fixed maturity dates and many of them expire without being drawn upon, they do not generally present a significant liquidity risk

Derivatives

Derivatives	12 Months Ended
	Dec. 31, 2023
Derivatives [Abstract]
Derivatives	11. The Company utilizes interest rate swap agreements its interest parties. The amounts exchanged are interest rate swap agreements. Rate Swaps Designated as Cash Flow Hedges As of December two $ 50 average 2.38 3.59 %, compound SOFR (Secured Overnight Financing Rate) being received. no on December 31, 2022. The corresponding recognition losses are realized. Interest Rate Swaps Designated as Fair Value As of December four $ 200 maturity of 2.23 4.74 %, with the weighted average being received. The corresponding recognition in the assets being hedged. Interest Rate Swaps The Company also 20 15 swaps with loan customers with a notional aggregate 46.5 33.9 2022, respectively. corresponding Company to provide the counterparty the Consolidated accounting purposes. The following table reflects the Company’s customer Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability December 31, 2023: Derivatives Designated as Cash Flow Hedges Interest rate swaps $ 50,000 $ - Other assets $ 334 $ - Derivatives Designated as Fair Value Hedges Interest rate swaps $ 200,000 $ - Other liabilities $ - $ 3,430 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 46,463 $ 1,326 Other assets/Other liabilities $ 4,558 $ 4,558 December 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 33,893 $ 1,278 Other assets/Other liabilities $ 5,011 $ 5,011

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2023
Fair Value Measurements [Abstract]
Fair Value Measurements	12. Determination of Fair Value The Company determine fair value financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market However, in where quoted techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in The fair (that is, market conditions. change in the depends on the facts within the range that is most representative of fair value under Fair Value Hierarchy In accordance with at fair assumptions used to determine fair value. Level 1 entity has equity securities that sources for market transactions involving identical assets Level 2 asset liabilities; quoted by observable market data for substantially the full term of the Level 3 significant whose value well as instruments for which determination of fair value A significant to the fair value measurement. Items Measured at Fair Value Investment securities: such securities, Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or party broker-dealers securities, pricing models or discounted cash flow analyses Derivatives: classified within Level 2 of the hierarchy. The following table represents and 2022 for each of the fair value hierarchy levels (in thousands): Items Measured at Fair Value Individually Evaluated ASC 326 loans effective as individual loans 3.9 3.6 impairment charge of $ 294 subject to write value conditions and are considered a Level 3 valuation. Other Real Estate: estimate of valuation technique the appraiser the value for changes in a consequence of the carrying cost or the considered a Level 3 valuation. The following table represents the Company’s assets measured at fair value on a non-recurring basis at December 31, 2023 and 2022 for each of the fair value hierarchy levels The following table presents value on a non-recurring basis at December 31, 2022 (in There were no Items Not Measured at Fair Value The carrying amounts and estimated fair values of financial instruments not carried at fair value, at December 31, 2023 and 2022 are as follows (in thousands): 2023 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 8,173 $ - $ 8,173 $ - $ 8,655 $ - $ 8,655 Collateralized mortgage obligations - 80,606 - 80,606 - 95,541 - 95,541 Mortgage-backed securities - residential - 52,187 - 52,187 - 60,879 - 60,879 Mortgage-backed securities - commercial - 42,764 - 42,764 - 27,954 - 27,954 Municipal securities - 19,338 - 19,338 - 18,483 - 18,483 Bank subordinated debt securities - 26,261 - 26,261 - 14,919 - 14,919 Corporate bonds - - - - - 3,709 - 3,709 Total - 229,329 - 229,329 - 230,140 - 230,140 Derivative assets - 4,892 - 4,892 - 5,011 - 5,011 Total assets at fair value $ - $ 234,221 $ - $ 234,221 $ - $ 235,151 $ - $ 235,151 Derivative liabilities $ - $ 7,988 $ - $ 7,988 $ - $ 5,011 $ - $ 5,011 Total liabilities at fair value $ - $ 7,988 $ - $ 7,988 $ - $ 5,011 $ - $ 5,011 Level 1 Level 2 Level 3 Total December 31, 2022: Impaired loans $ - $ - $ 3,639 $ 3,639 Fair Value Valuation Technique(s) Unobservable Input(s) December 31, 2022: Residential real estate $ 3,500 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 41 Discounted cash flow Adj. for differences in net operating income expectations Other 98 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,639 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount December 31, 2023: Financial Assets: Cash and due from banks $ 8,019 $ 8,019 $ - $ - $ 8,019 Interest-bearing deposits in banks $ 33,043 $ 33,043 $ - $ - $ 33,043 Investment securities held to maturity, net $ 174,974 $ - $ 155,510 $ - $ 155,510 Loans held for investment, net $ 1,759,743 $ - $ - $ 1,723,210 $ 1,723,210 Accrued interest receivable $ 10,688 $ - $ 1,448 $ 9,240 $ 10,688 Financial Liabilities: Demand Deposits $ 552,762 $ 552,762 $ - $ - $ 552,762 Money market and savings accounts $ 1,048,272 $ 1,048,272 $ - $ - $ 1,048,272 Interest-bearing checking accounts $ 47,702 $ 47,702 $ - $ - $ 47,702 Time deposits $ 288,403 $ - $ - $ 287,104 $ 287,104 FHLB advances $ 183,000 $ - $ 182,282 $ - $ 182,282 Accrued interest payable $ 1,372 $ - $ 551 $ 821 $ 1,372 December 31, 2022: Financial Assets: Cash and due from banks $ 6,605 $ 6,605 $ - $ - $ 6,605 Interest-bearing deposits in banks $ 47,563 $ 47,563 $ - $ - $ 47,563 Investment securities held to maturity $ 188,699 $ - $ 169,088 $ - $ 169,088 Loans held for investment, net $ 1,489,851 $ - $ - $ 1,436,877 $ 1,436,877 Accrued interest receivable $ 7,546 $ - $ 1,183 $ 6,363 $ 7,546 Financial Liabilities: Demand deposits $ 629,776 $ 629,776 $ - $ - $ 629,776 Money market and savings accounts $ 915,853 $ 915,853 $ - $ - $ 915,853 Interest-bearing checking accounts $ 66,675 $ 66,675 $ - $ - $ 66,675 Time deposits $ 216,977 $ - $ - $ 211,406 $ 211,406 FHLB advances $ 46,000 $ - $ 44,547 $ - $ 44,547 Accrued interest payable $ 229 $ - $ 92 $ 137 $ 229

Stockholders' Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2023
Stockholders' Equity [Abstract]
Stockholders' Equity	13. Common Stock In 2023 , the Company issued 242,713 awards no December 31, 2022. During the year ended December 669,920 weighted average price per share 11.28 . The aggregate purchase 7.6 million, including 80,080 this program. Shares of the Company’s Class A common stock issued and 2022 were 19,575,435 20,000,753 , respectively. Dividends Declaration of dividends by the Board is required before dividend payments are made. No the Board there were no See Note 19, Subsequent Events, for information regarding The guidelines as of December 31, 2023 and December the Company and the Bank were 12.78 % and 12.65 %, respectively.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share	14. Earnings securities. Basic EPS number of common shares outstanding for computed by shares outstanding for the period determined using the treasury-stock method. For common stock options and are only included in the calculation The December 31, 2023 and 2022 (in thousands): 2023 2022 Net Income $ 16,545 $ 20,141 Net income available to common stockholders $ 16,545 $ 20,141 The following table December 31, 2023 and 2022 (in thousands, except 2023 2022 Class A Class A Basic EPS Numerator: Net income available to common shares $ 16,545 $ 20,141 Denominator: Weighted average shares outstanding 19,621,698 19,999,323 Earnings per share, basic $ 0.84 $ 1.01 Diluted EPS Numerator: Net income available to common shares $ 16,545 $ 20,141 Denominator: Weighted average shares outstanding for basic EPS 19,621,698 19,999,323 Add: Dilutive effects of assumed exercises of stock options 65,936 177,515 Weighted avg. shares including dilutive potential common shares 19,687,634 20,176,838 Earnings per share, diluted $ 0.84 $ 1.00 Anti-dilutive stock options excluded from diluted EPS 720,500 15,000 Net income has not been allocated to unvested not material to net income per share of common of all of the outstanding shares of common stock

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2023
Regulatory Matters [Abstract]
Regulatory Matters	15. Banks and banking discretionary actions financial Company and the and certain capital weightings, and other factors. Based on changes to the Federal Reserve’s definition of a “Small Bank to $3.0 billion in assets At such time when the Company reaches the of the Bank. The Bank calculations, as capital levels. The Bank is and Consumer Protection 2.5 % capital conservation the minimum requirements limit the ability of 2022, the capital ratios for the Bank were sufficient Prompt undercapitalized, represent overall financial condition. If If required. At December 31, well capitalized guidelines termination of deposit rates of capitalized, an institution in the Bank’s category. Actual and required thousands, except ratios). The required amounts for capital adequacy previously discussed. The Company the Company’s defined by state banking regulations. However, for any dividend declaration, the Company must consider such as the amount Bank. It is likely that bank company, if they deem Actual Minimum Capital Requirements To be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2023: Total $ 233,109 12.65 % $ 147,432 8.00 % $ 184,290 10.00 % Tier 1 risk-based capital: $ 211,645 11.48 % $ 110,574 6.00 % $ 147,432 8.00 % Common equity tier 1 capital: $ 211,645 11.48 % $ 82,931 4.50 % $ 119,789 6.50 % Leverage ratio: $ 211,645 9.17 % $ 92,328 4.00 % $ 115,410 5.00 % December 31, 2022: Total $ 216,693 13.58 % $ 127,616 8.00 % $ 159,520 10.00 % Tier 1 risk-based capital: $ 198,909 12.47 % $ 95,712 6.00 % $ 127,616 8.00 % Common equity tier 1 capital: $ 198,909 12.47 % $ 71,784 4.50 % $ 103,688 6.50 % Leverage ratio: $ 198,909 9.56 % $ 83,210 4.00 % $ 104,012 5.00 %

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2023
Related Party Transactions [Abstract]
Related Party Transactions	16. In Company. Consolidated Financial Statements at December 31, 2023 Loan Purchases During 2023, the Bank purchased $ 85.1 paid those entities fees of $ 1.9 During 2022, the Bank purchased $ 42.8 paid those entities fees of $ 881 Years Ended December 31, 2023 2022 Consolidated Balance Sheets: Loans held for investment, net $ - $ - Deposits $ 2,792 $ 6,825 Consolidated Statements of Operations: Interest income $ - $ - Interest expense $ 154 $ 54

Parent Company Condensed Financ

Parent Company Condensed Financial Information	12 Months Ended
	Dec. 31, 2023
Parent Company Condensed Financial Information [Abstract]
Parent Company Condensed Financial Information	17. In December Bank. thousands): December 31, 2023 December 31, 2022 ASSETS: Cash and Cash Equivalents $ 2,426 $ 1,102 Investment in bank subsidiary 188,827 181,326 Other assets 715 - Total $ 191,968 $ 182,428 LIABILITIES AND STOCKHOLDERS' EQUITY: Other liabilities $ - $ - Stockholders' equity 191,968 182,428 Total $ 191,968 $ 182,428 The condensed thousands): The condensed cash Years Ended December 31, 2023 December 31, 2022 INCOME: Dividends from subsidiaries $ 11,100 $ 1,000 Total 11,100 1,000 EXPENSE: Employee compensation and benefits 553 - Other operating 2,268 Total 2,821 - Income before income taxes and undistributed subsidiary income 8,279 1,000 Provision (benefit) for income taxes (715) - Equity in undisbursed subsidiary income 7,551 19,141 Net Income $ 16,545 $ 20,141 Years Ended December 31, 2023 December 31, 2022 Cash flows from operating activities: Net income $ 16,545 $ 20,141 Adjustments to reconcile net income to net cash provided activities: Equity in undistributed earnings of subsidiaries (7,551) (19,141) Stock-based compensation 553 Increase in deferred tax asset (715) Net cash provided by operating activities 8,832 1,000 Cash flows from investing activities: Capital contributions to subsidiary - - Other - - Net cash used in investing activities - - Cash flows from financing activities: Dividends paid - - Proceeds from exercise of stock options 75 102 Repurchase of common stock (7,583) - Net cash (used in) provided by financing activities (7,508) 102 Net increase in cash and cash equivalents 1,324 1,102 Cash and cash equivalents, beginning of period 1,102 - Cash and cash equivalents, end of period $ 2,426 $ 1,102

Loss Contingencies

Loss Contingencies	12 Months Ended
	Dec. 31, 2023
Loss Contingencies [Abstract]
Loss Contingencies	18. Loss contingencies, management, none on the Company’s Consolidated Financial Statements.

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2023
Subsequent Events [Abstract]
Subsequent Events	19. Dividends On January quarterly dividend 0.05 stockholders of record as of the close of business February 15, 2024 was $ 1.0

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2023
Summary of Significant Accounting Policies [Abstract]
Overview	Overview USCB Financial Holdings, Inc., a owned subsidiary, is a Florida in South Florida. In December 2021, USCB Financial stock of share of 1.00 exchanged for one newly issued share of the Company’s 1.00 The Bank transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, Florida Peninsula tittle LLC began operations in 2021.
Principles of Consolidation	Principles of Consolidation Intercompany transactions been prepared in accordance with GAAP.
Risks and Uncertainties	Risk and Uncertainties Banking Environment Industry events liquidity positions and public commercial clients without a high level of industry concentration. In response the FDIC liquidity by allowing institutions to pledge basis depository institutions, with Company drew 80.0 no 2024. All advances must be paid by January 2025. Market conditions and external factors may unpredictably impact the competitive landscape for deposits in the banking industry. liquidity and the premium at are sufficient to meet its needs as of the balance sheet An unexpected influx to primarily demands or to fund continuing operations. These sources may include proceeds from FHLB advances, sales of securities and loans, federal funds lines of credit from correspondent Such reliance on secondary funding sources could increase the Company's net guarantee they capital expenditures, or other investments, or liquidating assets.
Use of Estimates	Use of Estimates The controlled and the reported amounts of of the could materially affect amounts reported in subsequent
Cash and Cash Equivalents	Cash and Cash Equivalents The equivalents. For due from banks, and interest-bearing deposits in banks.
Restricted Cash	Restricted Cash The Company may be required to maintain The Company reports restricted cash the company had $ 0
Interest-Bearing Deposits in Other Financial Institutions	Interest-Bearing Deposits in Other Financial Institutions Interest-bearing deposits in other financial institutions consist other accounts.
Investment Securities	Investment Securities Debt securities ability to hold to accounts for them on a trade date basis. Debt securities that and recorded at amortized cost. Trading securities are Securities not classified unrealized gains and must be recorded at fair value with changes in fair value Purchase premiums and discounts are amortized or accreted over held-to-maturity considered in determining the estimated life of in the Consolidated on the sale of securities are recorded on trade date and are determined On Measurement of Credit Losses an expected under the CECL methodology held-to-maturity debt such change is debt securities management does not intend to sell or CECL requires a loss reserve for securities as well as the impact the explicit and/or The securitizations. measurement Moody’s baseline represents the likelihood a borrower will adjusted for the current economic environment. LGD projects
Federal Home Loan Bank Stock	Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB system. Members are required to of borrowings and asset, and 2022, FHLB 10.2 2.9 cash and stock dividends are reported as interest income.
Loans Held for Investment and Allowance for Credit Losses	Loans Held for Investment and Allowance for Credit Loans held for investment (“loans”) are reported at their outstanding principal cost, method. amortized, using the interest method or the straight-line If the non-accrual status as of for restoration to accrual status. or interest restoration principal and interest of the remaining contractual principal and interest or the loan becomes secured and in the process of collection. All interest accrued but not on these unpaid principal, which may change as conditions dictate. The Company has determined that the entire balance of payment is not received by due loans until the date the loan goes into nonaccrual The Company provides for loan losses through a provision for credit losses charged to operations. When management believes that a recoveries, if any, The Management uses a disciplined the Company loans analyzed on a pooled basis. The ACL consists • • • • • Residential borrower’s credit, capacity including: current income, ratio and credit history. The Company relies on appraisals in determining the value of the property. analysis and the diversity of the residential portfolio. Commercial real estate Underwriting of commercial real estate loans will analyze the key market and business factors to arrive at a decision on the credit worthiness of the borrower. The analysis may include the capacity of the borrower, debt service, rental rates in geographic sell or lease properties securing the commercial real estate loans Commercial inventory, and receivables. the debt based The Company mitigates the risk in the commercial portfolio Foreign banks Latin America. Most of these loans are for trade capital and have a includes a credit analysis, peer comparison and current borrower and country where the borrower is mitigated as these loans are short term, have limited exposure, Other loans are secured and account collateralized loans. Repayment of these loans are primarily from the personal income of the borrowers. Loans are underwritten based on the credit worthiness of the borrower. Under sources, provide the basis for estimation of expected credit losses. Qualitative adjustments are applied to the expected credit losses estimated management in the assessment of qualitative factor adjustments The economic regression economic factors were used A fundamentally utilizes run determine the lifetime expected of the instrument is the difference the measurement date. Management segments, a Adjustments management implemented a software attrition measurements based on the loan portfolio. Portfolio segments are the level at which loss assumptions characteristics inherent in the currently segments the is Company has established relationships between internal segmentation and FFIEC loss driver for each loan the Federal Reserve Bank residential utilized for the line basis to the lookback period's historical mean for the The model incorporates qualitative that may management's model. Qualitative factors (“Q-Factors”) used in the ACL methodology • Changes in lending policies, procedures, and strategies • Changes in international, national, regional, and local conditions • Changes in nature and volume of portfolio • Changes in the volume and severity of past due loans • Concentration risk • Changes in the value of underlying collateral • The effect of other external factors: e.g., competition, • Changes in lending management, among others The credit losses within collectively evaluated loan portfolio.
Concentration of Credit Risks	Concentration of Credit Risks Credit perform as contracted and any collateral or security proved to be insufficient (whether on or off-balance sheet) arising from financial instruments exist in relation to certain concentration arises to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not have a significant exposure to any individual customer Most of the Company's business activity is State of Florida. The Company's loan portfolio is concentrated largely in real estate and commercial loans in South Florida. Many of the the South Florida real estate industry portfolio. At December 31, top ten lending relationships 163.1 197.9 concentration represented 9.2 % and 13.1 % of 2023 and December 31, 2022, the largest commercial real estate loan note one loan with an outstanding balance of $ 20 st At December 31, 2023, 105.4 banks located in Ecuador, Dominican Republic, Honduras, and El Salvador. At December 31, 2022, the Company also had a concentration of risk 88.8 Salvador. 43.9 31.4 2023 and 2022, respectively. At various times during to the Company from institution.
Premises and Equipment, net	Premises and Equipment, net Land is Depreciation is computed are amortized over the lives of these assets were as follows: Building 40 Furniture, fixtures and equipment 3 25 Computer hardware and software 3 5 Leasehold improvements Maintenance When items are retired or are removed from the accounts and any resulting gains or losses
Other Real Estate Owned	Other Real Estate Owned OREO consists of real estate recorded at basis. Subsequent to lower of carrying with owned recognized when been arranged.
Bank Owned Life Insurance	Bank Owned Life Insurance BOLI is carried at surrender Company 51.8 These policies cover certain present and former executives
Employee 401(k) Plan	Employee 401(k) Plan The expense is the amount of matching contributions.
Income Taxes	Income Taxes Income taxes are accounted for under the for the assets and and temporary differences are expected to be recovered in tax rates is recognized in income in the period that includes Management is required to based on the considers taxable loss of temporary differences, and available tax planning The Company recognizes positions taken guidance on tax liabilities, if any, would
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets The Company's long-lived changes in circumstances to be held and flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge asset. Assets lower of disposal group classified as held for Consolidated Balance Sheets.
Transfers of Financial Assets	Transfer of Financial Assets Transfers of over presumptively transferee obtains the transferred agreement to repurchase them before their maturity or
Comprehensive Income (Loss)	Comprehensive Income (Loss) Under available-for-sale, are equity section of the Consolidated income (loss). held-to-maturity are recorded to the remaining life of each security. The amortization component of comprehensive income (loss). See Note 2 “Investment
Advertising Costs	Advertising Costs Advertising costs are expensed as incurred.
Earnings per Common Share	Earnings per Common Share Basic earnings number additional potential earnings additional information splits.
Interest Income	Interest Income Interest income is recognized as earned, based upon the principal
Operating Segments	Operating Segments While the Company monitors financial performance make resource allocations or performance decisions by Company
Stock-Based Compensation	Stock-Based Compensation Stock-based compensation accounting guidance requires that the compensation transactions be recognized in the accompanying Consolidated the grant covers performance-based awards, share appreciation rights, and The stock-based compensation accounting guidance and recognized compensation cost Scholes model is used to estimate the fair value of stock
Loss Contingencies	Loss Contingencies Loss liabilities when the of management, none of these actions, either individually or in the aggregate, is expected to have a material adverse effect on the Company’s Consolidated Financial Statements.
Dividend Restrictions	Dividend Restrictions Banking Company or by the Company to the stockholders.
Fair Value Measurements	Fair Value Measurements Fair values fully disclosed in Note judgment. Changes in assumptions or in market conditions
Derivatives Instruments	Derivative Instruments Derivative financial instruments are to information. Rate Swaps Designated as Cash Flow Hedges The corresponding recognition losses are realized. As of December 31, 2023 the cash Interest Rate Swaps Designated as Fair Value The corresponding recognition in the assets being hedged. Interest Rate Swaps The Company enters into interest rate swaps variable interest rate to a fixed rate. The Company swap agreement allowing the Company enters into a matching agreement with swaps are other non-interest income. Interest manage its interest exchanged by the parties. of the individual interest rate swap agreements.
Revenue from Contract with Customers	Revenue from Contracts with Customers Revenue from to receive for the and investment Deposit and other transaction-based fees, are the most recognized when the service provided by the this standard that is received from sources other than deposit
Cash Flow Statement	Cash Flow Statement The Company reports the net activity rather than gross activity in the Consolidated cash customer deposits, accrued interest payable, other liabilities, and
Reclassifications	Reclassifications Certain presentation. Reclassifications had no impact on the net income
Recently Issued Accounting Standards	Recently Issued Accounting Standards Issued and Adopted Guidance on Accounting for Credit Losses on Financial Instruments On January 1, 2023, the Company implemented Accounting Standard Update (“ASU”) 2016-13 Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended. This update replaces the incurred applies to also applies to off-balance sheet credit of accordance with Topic 842 on leases. Furthermore, ASC 326 amended the accounting treatment for available-for-sale debt securities. One notable down on available-for-sale debt securities that management does not intend to will not need reflect historical credit performance as well as the impact At adoption 84 % or 1.3 Flow (“DCF)” method 16 % or $ 251.0 method. The remaining $ 7.9 The impact of 1.1 million and 259 adjustment resulted in 1.0 CECL on the Company’s consolidated balance sheet See “Allowance for Credit Losses” section in Note 3 for Guidance on Accounting for Trouble In March 2022, the have adopted ASU 2016-13, Financial Instruments Write-offs. and restructuring difficulty to determine disclosure component of receivables and investment leases within the scope of Subtopic 326-20. The Company adopted ASU 2022-02 concurrently with the adoption of ASU 2016-13. Issued and Not Yet Guidance on Reference Rate Reform In Reference Rate Reform 2021-01 which provides the effects 2024. The ASU will have material effects on our business January 1, 2023 As Reported Under ASC 326 Pre - ASC 326 Adoption Impact of ASC 326 Adoption Assets Allowance for credit losses $ 18,553 $ 17,487 $ 1,066 Deferred tax asset, net 42,696 42,360 336 Liabilities Reserve for unfunded credit commitments 516 257 259 Stockholder's Equity Retained earnings $ (105,093) $ (104,104) $ (989)

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2023
Summary of Significant Accounting Policies [Abstract]
Schedule of Impact of Adopting CECL	January 1, 2023 As Reported Under ASC 326 Pre - ASC 326 Adoption Impact of ASC 326 Adoption Assets Allowance for credit losses $ 18,553 $ 17,487 $ 1,066 Deferred tax asset, net 42,696 42,360 336 Liabilities Reserve for unfunded credit commitments 516 257 259 Stockholder's Equity Retained earnings $ (105,093) $ (104,104) $ (989)

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2023
Investment Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	December 31, 2023 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 9,664 $ - $ (1,491) $ 8,173 Collateralized mortgage obligations 103,645 - (23,039) 80,606 Mortgage-backed securities - residential 63,795 - (11,608) 52,187 Mortgage-backed securities - commercial 49,212 56 (6,504) 42,764 Municipal securities 25,005 - (5,667) 19,338 Bank subordinated debt securities 28,106 188 (2,033) 26,261 $ 279,427 $ 244 $ (50,342) $ 229,329 Held-to-maturity: U.S. Government Agency $ 43,626 $ 2 $ (5,322) $ 38,306 Collateralized mortgage obligations 62,735 - (7,983) 54,752 Mortgage-backed securities - residential 43,784 348 (4,533) 39,599 Mortgage-backed securities - commercial 15,439 - (1,257) 14,182 Corporate bonds 9,398 - (727) 8,671 $ 174,982 $ 350 $ (19,822) $ 155,510 Allowance for credit losses - securities held-to-maturity (8) Securities held-to maturity, net of allowance for credit losses $ 174,974 December 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,177 $ - $ (1,522) $ 8,655 Collateralized mortgage obligations 118,951 - (23,410) 95,541 Mortgage-backed securities - Residential 73,838 - (12,959) 60,879 Mortgage-backed securities - Commercial 32,244 15 (4,305) 27,954 Municipal securities 25,084 - (6,601) 18,483 Bank subordinated debt securities 15,964 5 (1,050) 14,919 Corporate bonds 4,037 - (328) 3,709 $ 280,295 $ 20 $ (50,175) $ 230,140 Held-to-maturity: U.S. Government Agency $ 44,914 $ 25 $ (5,877) $ 39,062 U.S. Treasury 9,841 - (13) 9,828 Collateralized mortgage obligations 68,727 28 (7,830) 60,925 Mortgage-backed securities - Residential 42,685 372 (4,574) 38,483 Mortgage-backed securities - Commercial 11,442 - (665) 10,777 Corporate bonds 11,090 - (1,077) 10,013 $ 188,699 $ 425 $ (20,036) $ 169,088
Schedule of Realized Gains and Losses	Available-for-sale: 2023 2022 Proceeds from sales and call of securities $ 24,185 $ 60,649 Gross Gains $ 3 $ 217 Gross Losses (1,862) (2,746) Net realized gains (losses) $ (1,859) $ (2,529)
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity December 31, 2023: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ - $ - Due after one year through five years 2,710 2,853 9,398 8,671 Due after five years through ten years 32,116 28,673 - - Due after ten years 18,285 14,073 - - U.S. Government Agency 9,664 8,173 43,626 38,306 Collateralized mortgage obligations 103,645 80,606 62,735 54,752 Mortgage-backed securities - residential 63,795 52,187 43,784 39,599 Mortgage-backed securities - commercial 49,212 42,764 15,439 14,182 $ 279,427 $ 229,329 $ 174,982 $ 155,510
Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value	December 31, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ - $ - $ 46,479 $ (8,043) $ 46,479 $ (8,043) Collateralized mortgage obligations - - 135,358 (35,566) 135,358 (35,566) Mortgage-backed securities - residential 5,290 (47) 83,484 (18,365) 88,774 (18,412) Mortgage-backed securities - commercial 20,292 (611) 33,083 (8,623) 53,375 (9,234) Municipal securities - - 19,338 (5,667) 19,338 (5,667) Bank subordinated debt securities 8,600 (331) 12,287 (1,703) 20,887 (2,034) Corporate bonds - - 8,671 (406) 8,671 (406) $ 34,182 $ (989) $ 338,700 $ (78,373) $ 372,882 $ (79,362) December 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 11,407 $ (1,093) $ 36,310 $ (7,616) $ 47,717 $ (8,709) U.S. Treasury 9,828 (13) - - 9,828 (13) Collateralized mortgage obligations 16,500 (963) 139,965 (34,962) 156,465 (35,925) Mortgage-backed securities - residential 5,059 (564) 91,742 (19,348) 96,801 (19,912) Mortgage-backed securities - commercial 10,052 (1,173) 26,823 (5,300) 36,875 (6,473) Municipal securities - - 18,483 (6,601) 18,483 (6,601) Bank subordinated debt securities 11,295 (670) 2,619 (381) 13,914 (1,051) Corporate bonds 13,723 (926) - - 13,723 (926) $ 77,864 $ (5,402) $ 315,942 $ (74,208) $ 393,806 $ (79,610)

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2023
Loans [Abstract]
Summary of Loans Held for Investment	December 31, 2023 December 31, 2022 Total Percent of Total Total Percent of Total Residential Real Estate $ 204,419 11.5 % $ 185,636 12.3 % Commercial Real Estate 1,047,593 58.8 % 970,410 64.4 % Commercial and Industrial 219,757 12.4 % 126,984 8.4 % Foreign Banks 114,945 6.5 % 93,769 6.2 % Consumer and Other 191,930 10.8 % 130,429 8.7 % Total 1,778,644 100.0 % 1,507,228 100.0 % Plus: Deferred cost 2,183 110 Total 1,780,827 1,507,338 Less: Allowance for credit losses 21,084 17,487 Total $ 1,759,743 $ 1,489,851
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2023: Beginning balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Cumulative effect of adoption of accounting principle 1,238 1,105 (2,158) 23 858 1,066 Provision for credit losses (2) 95 (882) 1,897 168 1,225 2,503 Recoveries 10 72 3 85 Charge-offs (57) (57) Ending Balance $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 December 31, 2022: Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,179) 1,385 1,474 263 552 2,495 Recoveries 33 - 18 - 4 55 Charge-offs - - (104) - (16) (120) Ending Balance $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 (1) Impact of CECL adoption on January 1, 2023 (2) Provision for credit losses excludes $ 144 8 investment securities held to maturity. Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total December 31, 2023: Allowance for credit losses: Individually evaluated $ 145 $ - $ 128 $ - $ - $ 273 Collectively evaluated 2,550 10,366 3,846 911 3,138 20,811 Balances, end of period $ 2,695 $ 10,366 $ 3,974 $ 911 $ 3,138 $ 21,084 Loans: Individually evaluated $ 6,994 $ - $ 1,668 $ - $ - $ 8,662 Collectively evaluated 197,425 1,047,593 218,089 114,945 191,930 1,769,982 Balances, end of period $ 204,419 $ 1,047,593 $ 219,757 $ 114,945 $ 191,930 $ 1,778,644 December 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 155 $ - $ 41 $ - $ 98 $ 294 Collectively evaluated for impairment 1,197 10,143 4,122 720 1,011 17,193 Balances, end of period $ 1,352 $ 10,143 $ 4,163 $ 720 $ 1,109 $ 17,487 Loans: Individually evaluated for impairment $ 7,206 $ 393 $ 82 $ - $ 196 $ 7,877 Collectively evaluated for impairment 178,430 970,017 126,902 93,769 130,233 1,499,351 Balances, end of period $ 185,636 $ 970,410 $ 126,984 $ 93,769 $ 130,429 $ 1,507,228
Loan Credit Exposures	As of December 31, 2023 Term Loans by Origination Year Revolving Loans Total 2023 2022 2021 2020 2019 Prior Residential real estate Pass $ 44,365 $ 36,325 $ 26,180 $ 6,080 $ 9,325 $ 75,654 $ 6,198 $ 204,127 Special Mention - - - - - - - - Substandard - - - - 292 - - 292 Doubtful - - - - - - - - Total 44,365 36,325 26,180 6,080 9,617 75,654 6,198 204,419 Commercial real estate Pass 148,311 337,938 184,024 104,182 78,153 182,714 4,710 1,040,032 Special Mention - - - - - - - - Substandard - - 6,867 694 - - - 7,561 Doubtful - - - - - - - - Total 148,311 337,938 190,891 104,876 78,153 182,714 4,710 1,047,593 Commercial and industrial Pass 97,753 37,414 34,090 6,499 13,706 3,113 25,554 218,129 Special Mention - - - - - - - - Substandard - - 330 - 1,298 - - 1,628 Doubtful - - - - - - - - Total 97,753 37,414 34,420 6,499 15,004 3,113 25,554 219,757 Foreign banks Pass 114,945 - - - - - - 114,945 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total 114,945 - - - - - - 114,945 Consumer and other loans Pass 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Special Mention - - - - - - - - Substandard - - - - - - - - Doubtful - Total 71,593 74,387 41,966 615 560 1,337 1,472 191,930 Total Pass 476,967 486,064 286,260 117,376 101,744 262,818 37,934 1,769,163 Special Mention - - - - - - - - Substandard - - 7,197 694 1,590 - - 9,481 Doubtful - - - - - - - - Total $ 476,967 486,064 293,457 118,070 103,334 262,818 37,934 1,778,644 As of December 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 623 $ - $ - $ - $ 623 1-4 family residential 132,178 - - - 132,178 Condo residential 52,835 - - - 52,835 185,636 - - - 185,636 Commercial real estate: Land and construction 38,687 - - - 38,687 Multi-family residential 176,820 - - - 176,820 Condo commercial 49,601 - 393 - 49,994 Commercial property 702,357 - 2,552 - 704,909 Leasehold improvements - - - - - 967,465 - 2,945 - 970,410 Commercial and industrial: (1) Secured 120,873 - 807 - 121,680 Unsecured 5,304 - - - 5,304 126,177 - 807 - 126,984 Foreign banks 93,769 - - - 93,769 Consumer and other loans 130,233 - 196 - 130,429 Total $ 1,503,280 $ - $ 3,948 $ - $ 1,507,228 (1)
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of December 31, 2023: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non- Accrual Total Loans Residential real estate: Home equity line of credit and other $ 559 $ - $ - $ 559 $ - $ 559 1-4 family residential 155,842 711 - 156,553 - 156,553 Condo residential 43,572 3,735 - 47,307 - 47,307 199,973 4,446 - 204,419 - 204,419 Commercial real estate: Land and construction 33,710 - - 33,710 - 33,710 Multi-family residential 181,287 - - 181,287 - 181,287 Condo commercial 58,106 - - 58,106 - 58,106 Commercial property 772,569 1,890 - 774,459 - 774,459 Leasehold improvements 31 - - 31 - 31 1,045,703 1,890 - 1,047,593 - 1,047,593 Commercial and industrial: Secured 200,235 29 - 200,264 468 200,732 Unsecured 19,025 - - 19,025 - 19,025 219,260 29 - 219,289 468 219,757 Foreign banks 114,945 - - 114,945 - 114,945 Consumer and other 191,930 - - 191,930 - 191,930 Total $ 1,771,811 $ 6,365 $ - $ 1,778,176 $ 468 $ 1,778,644 Accruing As of December 31, 2022: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non- Accrual Total Loans Residential real estate: Home equity line of credit and other $ 623 $ - $ - $ 623 $ - $ 623 1-4 family residential 131,120 1,058 - 132,178 - 132,178 Condo residential 50,310 2,525 - 52,835 - 52,835 182,053 3,583 - 185,636 - 185,636 Commercial real estate: Land and construction 38,687 - - 38,687 - 38,687 Multi-family residential 176,820 - - 176,820 - 176,820 Condo commercial 49,994 - - 49,994 - 49,994 Commercial property 704,884 25 - 704,909 - 704,909 Leasehold improvements - - - - - - 970,385 25 - 970,410 - 970,410 Commercial and industrial: Secured 121,649 31 - 121,680 - 121,680 Unsecured 4,332 972 - 5,304 - 5,304 125,981 1,003 - 126,984 - 126,984 Foreign banks 93,769 - - 93,769 - 93,769 Consumer and other 130,169 260 - 130,429 - 130,429 Total $ 1,502,357 $ 4,871 $ - $ 1,507,228 $ - $ 1,507,228
Non-Accrual status	December 31, 2023 Nonaccrual Loans With No Related Allowance Nonaccrual Loans With Related Allowance Total Non- accruals Loans Past Due Over 90 Days and Still Accruing Residential real estate $ $ $ $ Commercial real estate - - - - Commercial and industrial - 468 468 - Consumer and other - - - - Total $ - $ 468 $ 468 $ -
Impaired Loans	2022 Residential real estate $ 7,626 Commercial real estate 575 Commercial and industrial 109 Consumer and other 210 Total $ 8,520
Restructured Loans, by Type of Modification	Recorded Investment Prior to Modification Recorded Investment After Modification Number of Loans Combination Modifications Total Modifications Number of Loans Combination Modifications Total Modifications Residential real estate - $ - $ - - $ - $ - Commercial real estate - - - - - - Commercial and industrial 2 650 650 2 650 650 Consumer and other - - - - - - 2 $ 650 $ 650 2 $ 650 $ 650
Performing and Non-Performing Troubled Debt Restructurings	December 31, 2022 Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,551 $ 3,544 $ - Commercial real estate 393 393 - 3,944 3,937 - Impaired Loans with Specific Allowance: Residential real estate 3,655 3,626 155 Commercial and industrial 82 82 41 Consumer and other 196 196 98 3,933 3,904 294 Total $ 7,877 $ 7,841 $ 294

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
ROU Assets And Leases Liabilities	2023 2022 ROU assets: Operating leases $ 11,423 $ 14,395 Lease liabilities: Operating leases $ 11,423 $ 14,395
Weighted Average Remaining Lease Term And Weighted Average Discount Rate	2023 2022 Weighted average remaining lease term (in years): Operating leases 6.35 6.98 Weighted average discount rate: Operating leases 2.94 % 2.94 %
Future Lease Payment Obligations And Reconciliation To Lease Liability	2024 $ 3,236 2025 3,312 2026 2,383 2027 951 2028 492 Thereafter 2,987 Total 13,361 Less: interest component (1,938) Total $ 11,423

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2023
Premises And Equipment [Abstract]
Summary Of Premises And Equipment	2023 2022 Land $ 972 $ 972 Building 1,952 1,952 Furniture, fixtures and equipment 8,981 8,841 Computer hardware and software 4,592 4,575 Leasehold improvements 10,457 10,451 Premises and equipment, gross 26,954 26,791 Accumulated depreciation and amortization (22,118) (21,528) Premises and equipment, net $ 4,836 $ 5,263

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2023
Income Taxes [Abstract]
Provision for Income Taxes	2023 2022 Current: Federal $ - $ - State - - Total - - Deferred: Federal 4,121 5,462 State 1,130 1,482 Total 5,251 6,944 Total $ 5,251 $ 6,944
Statutory Tax Expense	2023 2022 Federal taxes at statutory rate $ 4,577 $ 5,688 State income taxes, net of federal tax benefit 947 1,177 Bank owned life insurance (273) (269) Other, net - 348 Total $ 5,251 $ 6,944
Schedule of Deferred Tax Assets and Liabilities	2023 2022 Deferred tax assets: Net operating loss $ 16,430 $ 21,720 Allowance for credit losses 5,410 4,432 Lease liability 2,895 3,648 Unrealized loss on available for sale securities 15,114 15,193 Depreciable property 203 158 Equity compensation 630 373 Accruals 382 723 Other, net 10 - Deferred tax asset $ 41,074 $ 46,247 Deferred tax liability: Deferred loan cost (553) (28) Lease right of use asset (2,895) (3,648) Deferred expenses (180) (175) Cash flow hedge (85) Other, net (79) (36) Deferred tax liability $ (3,792) $ (3,887) Net deferred tax asset $ 37,282 $ 42,360

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Schedule Of Deposits By Types	2023 2022 Non-interest bearing deposits $ 552,762 $ 629,776 Interest-bearing transaction accounts 47,702 66,675 Saving and money market deposits 1,048,272 915,853 Time deposits 288,403 216,977 Total $ 1,937,139 $ 1,829,281
Schedule Of Maturities Of Time Deposits	2024 $ 280,529 2025 6,074 2026 831 2027 874 2028 95 $ 288,403

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2023
Borrowings [Abstract]
Schedule Of Fixed Interest Rates And Expected Maturities	At December 31, 2023 Interest Rate Type of Rate Maturity Date Amount 2.05 % Fixed March 27, 2025 $ 10,000 1.07 % Fixed July 18, 2025 6,000 1.04 % Fixed July 30, 2024 5,000 3.76 % Fixed January 24, 2028 11,000 3.77 % Fixed April 25, 2028 50,000 5.57 % Fixed December 26, 2024 101,000 $ 183,000 At December 31, 2022 Interest Rate Type of Rate Maturity Date Amount 2.05 % Fixed March 27, 2025 $ 10,000 1.07 % Fixed July 18, 2025 6,000 1.04 % Fixed July 30, 2024 5,000 0.81 % Fixed August 17, 2023 5,000 4.14 % Fixed January 13, 2023 20,000 $ 46,000

Equity Based And Other Compen_2

Equity Based And Other Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2023
Equity Based And Other Compensation Plans [Abstract]
Schedule Of Stock Options Valuation Assumptions	Assumption 2023 2022 Risk-free interest rate 3.53 % 2.34 % Expected term 10 years 10 years Expected stock price volatility 10 % 10 % Dividend yield 0 % 0 %
Schedule Of Stock Options Activity	Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Years Aggregate Intrinsic Value (in thousands) Balance at January 1, 2023 965,667 $ 10.91 7.4 Granted 7,500 $ 12.41 Exercised (10,000) $ 7.50 Forfeitures (16,000) $ 10.34 Balance at December 31, 2023 947,167 $ 10.97 6.5 Exercisable at December 31, 2023 758,000 $ 10.71 6.1 $ 1,195 Balance at January 1, 2022 959,667 $ 10.87 8.4 Granted 15,000 $ 14.03 Exercised (9,000) $ 11.35 Balance at December 31, 2022 965,667 $ 10.91 7.4 Exercisable at December 31, 2022 560,000 $ 10.18 6.4 $ 1,131
Summary of Restricted Stock Award	Restricted Stock Weighted Average Grant Date Fair Value Balance at January 1, 2023 - $ - Granted 242,713 $ 12.24 Forfeited (8,111) $ 12.67 Vested (16,180) $ 12.67 Balance at December 31, 2023 218,422 $ 12.19

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements (Tables)	12 Months Ended
	Dec. 31, 2023
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	2023 2022 Commitments to grant loans and unfunded lines of credit $ 85,117 $ 95,461 Standby and commercial letters of credit 3,987 4,320 Total $ 89,104 $ 99,781

Derivatives (Tables)

Derivatives (Tables)	12 Months Ended
	Dec. 31, 2023
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability December 31, 2023: Derivatives Designated as Cash Flow Hedges Interest rate swaps $ 50,000 $ - Other assets $ 334 $ - Derivatives Designated as Fair Value Hedges Interest rate swaps $ 200,000 $ - Other liabilities $ - $ 3,430 Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 46,463 $ 1,326 Other assets/Other liabilities $ 4,558 $ 4,558 December 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 33,893 $ 1,278 Other assets/Other liabilities $ 5,011 $ 5,011

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Measurements [Abstract]
Schedule of Assets Measured at Fair Value on Recurring Basis	2023 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 8,173 $ - $ 8,173 $ - $ 8,655 $ - $ 8,655 Collateralized mortgage obligations - 80,606 - 80,606 - 95,541 - 95,541 Mortgage-backed securities - residential - 52,187 - 52,187 - 60,879 - 60,879 Mortgage-backed securities - commercial - 42,764 - 42,764 - 27,954 - 27,954 Municipal securities - 19,338 - 19,338 - 18,483 - 18,483 Bank subordinated debt securities - 26,261 - 26,261 - 14,919 - 14,919 Corporate bonds - - - - - 3,709 - 3,709 Total - 229,329 - 229,329 - 230,140 - 230,140 Derivative assets - 4,892 - 4,892 - 5,011 - 5,011 Total assets at fair value $ - $ 234,221 $ - $ 234,221 $ - $ 235,151 $ - $ 235,151 Derivative liabilities $ - $ 7,988 $ - $ 7,988 $ - $ 5,011 $ - $ 5,011 Total liabilities at fair value $ - $ 7,988 $ - $ 7,988 $ - $ 5,011 $ - $ 5,011
Schedule of Assets Measured at Fair Value on a Nonrecurring Basis	Level 1 Level 2 Level 3 Total December 31, 2022: Impaired loans $ - $ - $ 3,639 $ 3,639
Quantified Information about Level 3 Fair Value Measurements for Assets Measured at Fair Value on a Non-recurring Basis	Fair Value Valuation Technique(s) Unobservable Input(s) December 31, 2022: Residential real estate $ 3,500 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 41 Discounted cash flow Adj. for differences in net operating income expectations Other 98 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,639
Carrying Amounts and Estimated Fair Values of Financial Instruments not Carried at Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount December 31, 2023: Financial Assets: Cash and due from banks $ 8,019 $ 8,019 $ - $ - $ 8,019 Interest-bearing deposits in banks $ 33,043 $ 33,043 $ - $ - $ 33,043 Investment securities held to maturity, net $ 174,974 $ - $ 155,510 $ - $ 155,510 Loans held for investment, net $ 1,759,743 $ - $ - $ 1,723,210 $ 1,723,210 Accrued interest receivable $ 10,688 $ - $ 1,448 $ 9,240 $ 10,688 Financial Liabilities: Demand Deposits $ 552,762 $ 552,762 $ - $ - $ 552,762 Money market and savings accounts $ 1,048,272 $ 1,048,272 $ - $ - $ 1,048,272 Interest-bearing checking accounts $ 47,702 $ 47,702 $ - $ - $ 47,702 Time deposits $ 288,403 $ - $ - $ 287,104 $ 287,104 FHLB advances $ 183,000 $ - $ 182,282 $ - $ 182,282 Accrued interest payable $ 1,372 $ - $ 551 $ 821 $ 1,372 December 31, 2022: Financial Assets: Cash and due from banks $ 6,605 $ 6,605 $ - $ - $ 6,605 Interest-bearing deposits in banks $ 47,563 $ 47,563 $ - $ - $ 47,563 Investment securities held to maturity $ 188,699 $ - $ 169,088 $ - $ 169,088 Loans held for investment, net $ 1,489,851 $ - $ - $ 1,436,877 $ 1,436,877 Accrued interest receivable $ 7,546 $ - $ 1,183 $ 6,363 $ 7,546 Financial Liabilities: Demand deposits $ 629,776 $ 629,776 $ - $ - $ 629,776 Money market and savings accounts $ 915,853 $ 915,853 $ - $ - $ 915,853 Interest-bearing checking accounts $ 66,675 $ 66,675 $ - $ - $ 66,675 Time deposits $ 216,977 $ - $ - $ 211,406 $ 211,406 FHLB advances $ 46,000 $ - $ 44,547 $ - $ 44,547 Accrued interest payable $ 229 $ - $ 92 $ 137 $ 229

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Calculation of Net Income (Loss) Available to Common Stockholders before being Allocable between Class A and Class B Common Shares	2023 2022 Net Income $ 16,545 $ 20,141 Net income available to common stockholders $ 16,545 $ 20,141
Calculation of Basic and Diluted Earnings (Loss) per Common Share Class	2023 2022 Class A Class A Basic EPS Numerator: Net income available to common shares $ 16,545 $ 20,141 Denominator: Weighted average shares outstanding 19,621,698 19,999,323 Earnings per share, basic $ 0.84 $ 1.01 Diluted EPS Numerator: Net income available to common shares $ 16,545 $ 20,141 Denominator: Weighted average shares outstanding for basic EPS 19,621,698 19,999,323 Add: Dilutive effects of assumed exercises of stock options 65,936 177,515 Weighted avg. shares including dilutive potential common shares 19,687,634 20,176,838 Earnings per share, diluted $ 0.84 $ 1.00 Anti-dilutive stock options excluded from diluted EPS 720,500 15,000 Net income has not been allocated to unvested not material to net income per share of common of all of the outstanding shares of common stock

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2023
Regulatory Matters [Abstract]
Schedule Of Actual Capital Amounts And Ratios	Actual Minimum Capital Requirements To be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2023: Total $ 233,109 12.65 % $ 147,432 8.00 % $ 184,290 10.00 % Tier 1 risk-based capital: $ 211,645 11.48 % $ 110,574 6.00 % $ 147,432 8.00 % Common equity tier 1 capital: $ 211,645 11.48 % $ 82,931 4.50 % $ 119,789 6.50 % Leverage ratio: $ 211,645 9.17 % $ 92,328 4.00 % $ 115,410 5.00 % December 31, 2022: Total $ 216,693 13.58 % $ 127,616 8.00 % $ 159,520 10.00 % Tier 1 risk-based capital: $ 198,909 12.47 % $ 95,712 6.00 % $ 127,616 8.00 % Common equity tier 1 capital: $ 198,909 12.47 % $ 71,784 4.50 % $ 103,688 6.50 % Leverage ratio: $ 198,909 9.56 % $ 83,210 4.00 % $ 104,012 5.00 %

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2023
Related Party Transactions [Abstract]
Schedule Of Loans To And Deposits From Related Parties	Years Ended December 31, 2023 2022 Consolidated Balance Sheets: Loans held for investment, net $ - $ - Deposits $ 2,792 $ 6,825 Consolidated Statements of Operations: Interest income $ - $ - Interest expense $ 154 $ 54

Parent Company Condensed Fina_2

Parent Company Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2023
Parent Company Condensed Financial Information [Abstract]
Schedule Of Condensed Balance Sheets	December 31, 2023 December 31, 2022 ASSETS: Cash and Cash Equivalents $ 2,426 $ 1,102 Investment in bank subsidiary 188,827 181,326 Other assets 715 - Total $ 191,968 $ 182,428 LIABILITIES AND STOCKHOLDERS' EQUITY: Other liabilities $ - $ - Stockholders' equity 191,968 182,428 Total $ 191,968 $ 182,428
Schedule Of Income Statement	Years Ended December 31, 2023 December 31, 2022 INCOME: Dividends from subsidiaries $ 11,100 $ 1,000 Total 11,100 1,000 EXPENSE: Employee compensation and benefits 553 - Other operating 2,268 Total 2,821 - Income before income taxes and undistributed subsidiary income 8,279 1,000 Provision (benefit) for income taxes (715) - Equity in undisbursed subsidiary income 7,551 19,141 Net Income $ 16,545 $ 20,141
Schedule Of Cash Flow	Years Ended December 31, 2023 December 31, 2022 Cash flows from operating activities: Net income $ 16,545 $ 20,141 Adjustments to reconcile net income to net cash provided activities: Equity in undistributed earnings of subsidiaries (7,551) (19,141) Stock-based compensation 553 Increase in deferred tax asset (715) Net cash provided by operating activities 8,832 1,000 Cash flows from investing activities: Capital contributions to subsidiary - - Other - - Net cash used in investing activities - - Cash flows from financing activities: Dividends paid - - Proceeds from exercise of stock options 75 102 Repurchase of common stock (7,583) - Net cash (used in) provided by financing activities (7,508) 102 Net increase in cash and cash equivalents 1,324 1,102 Cash and cash equivalents, beginning of period 1,102 - Cash and cash equivalents, end of period $ 2,426 $ 1,102

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Narrative) (Details)	1 Months Ended	3 Months Ended	12 Months Ended
	Jan. 31, 2024 USD ($)	Dec. 31, 2023 USD ($) $ / shares	Dec. 31, 2023 USD ($) Item $ / shares	Dec. 31, 2022 USD ($) Item $ / shares	Dec. 31, 2021 USD ($)
Significant Accounting Policies Disclosure [Line Items]
Deposits with right of offset		$ 43,900,000	$ 43,900,000	$ 31,400,000
Common stock, par value | $ / shares		$ 1	$ 1
Allowance for credit losses		$ 21,084,000	$ 21,084,000	17,487,000	$ 15,057,000
Increase in reserve on unfunded commitments				257,000
Stockholders' equity		191,968,000	191,968,000	182,428,000	203,897,000
Accumulated deficit		(88,548,000)	(88,548,000)	(104,104,000)
Collectively evaluated for impairment		1,769,982,000	1,769,982,000	1,499,351,000
Individually evaluated for impairment		8,662,000	8,662,000	7,877,000
Federal Home Loan Bank stock, at cost		10,153,000	10,153,000	2,882,000
Restricted Cash
Bank Owned Life Insurance		51,781,000	51,781,000	42,781,000
Loans pledged as collateral		1,778,644,000	$ 1,778,644,000	1,507,228,000
Proceeds from Bank Term Funding Program (BTFP)		0
Accounting standards update			Accounting Standards Update 201613 [Member]
Subsequent Event [Member]
Significant Accounting Policies Disclosure [Line Items]
Proceeds from Bank Term Funding Program (BTFP)	$ 80,000,000
Discounted Cash Flow [Member]
Significant Accounting Policies Disclosure [Line Items]
Collectively evaluated for impairment				1,300,000,000
Remaining life method [Member]
Significant Accounting Policies Disclosure [Line Items]
Collectively evaluated for impairment				$ 251,000,000
Percentage of loans evaluated				16%
Cumulative Effect Period Of Adoption Adjustment [Member]
Significant Accounting Policies Disclosure [Line Items]
Allowance for credit losses				$ 1,066,000
Increase in allowance for credit losses				1,100,000
Increase in reserve on unfunded commitments				259,000
Stockholders' equity				(989,000)
Retained Earnings [Member]
Significant Accounting Policies Disclosure [Line Items]
Stockholders' equity		(88,548,000)	$ (88,548,000)	(104,104,000)	$ (124,245,000)
Retained Earnings [Member] | Cumulative Effect Period Of Adoption Adjustment [Member]
Significant Accounting Policies Disclosure [Line Items]
Stockholders' equity				$ (989,000)
Mortgage-Backed Securities - Commercial [Member] | Asset Pledged As Collateral Without Right [Member]
Significant Accounting Policies Disclosure [Line Items]
Number of loans pledged as collateral | Item			1	1
Loans pledged as collateral		$ 20,000,000	$ 20,000,000	$ 20,000,000
Common Class A [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value | $ / shares		$ 1	$ 1	$ 1
U.S. Century Bank [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value | $ / shares		$ 1	$ 1
Building [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life		40 years	40 years
Furniture, Fixtures And Equipment [Member] | Maximum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life		25 years	25 years
Furniture, Fixtures And Equipment [Member] | Minimum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life		3 years	3 years
Furniture, Fixtures And Equipment [Member] | Minimum [Member] | Discounted Cash Flow [Member]
Significant Accounting Policies Disclosure [Line Items]
Percentage of loans evaluated				84%
Computer Equipment [Member] | Maximum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life		5 years	5 years
Computer Equipment [Member] | Minimum [Member]
Significant Accounting Policies Disclosure [Line Items]
Estimated useful Life		3 years	3 years
Loans Outstanding [Member] | Customer Concentration Risk [Member] | Top Ten Lending Relationships [Member]
Significant Accounting Policies Disclosure [Line Items]
Concentration risk percentage			9.20%	13.10%
Loans outstanding		$ 163,100,000	$ 163,100,000	$ 197,900,000
Loans Outstanding [Member] | Customer Concentration Risk [Member] | Ecuador, Honduras, Panama, and El Salvador [Member] | Mortgage-Backed Securities - Commercial [Member] | Asset Pledged As Collateral Without Right [Member]
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding		$ 105,400,000	$ 105,400,000	$ 88,800,000

Summary of Significant Accoun_5

Summary of Significant Accounting Policies (Schedule of Impact of Adopting CECL) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Significant Accounting Policies Disclosure [Line Items]
Allowance for credit losses	$ 21,084	$ 17,487	$ 15,057
Deferred tax asset, net	37,282	42,360
Increase in reserve on unfunded commitments		257
Stockholders' equity	191,968	182,428	203,897
Retained Earnings [Member]
Significant Accounting Policies Disclosure [Line Items]
Stockholders' equity	$ (88,548)	(104,104)	$ (124,245)
Cumulative Effect Period Of Adoption Adjustment [Member]
Significant Accounting Policies Disclosure [Line Items]
Allowance for credit losses		1,066
Deferred tax asset, net		336
Increase in reserve on unfunded commitments		259
Stockholders' equity		(989)
Cumulative Effect Period Of Adoption Adjustment [Member] | Retained Earnings [Member]
Significant Accounting Policies Disclosure [Line Items]
Stockholders' equity		(989)
Cumulative Effect Period Of Adoption Adjusted Balance [Member]
Significant Accounting Policies Disclosure [Line Items]
Allowance for credit losses		18,553
Deferred tax asset, net		42,696
Increase in reserve on unfunded commitments		516
Stockholders' equity		181,439
Cumulative Effect Period Of Adoption Adjusted Balance [Member] | Retained Earnings [Member]
Significant Accounting Policies Disclosure [Line Items]
Stockholders' equity		$ (105,093)

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	12 Months Ended
	Dec. 31, 2023 USD ($) Item	Dec. 31, 2022 USD ($) Item	Jan. 12, 2024 USD ($)
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, amortized cost	$ 279,427,000	$ 280,295,000
Investment securities available for sale, at fair value	229,329,000	230,140,000
Unrealized Losses	50,342,000	50,175,000
Borrowing from BTFB	0
Investment securities held to maturity	174,982,000	188,699,000
Held to maturity, allowance for credit loss	8,000	0
Unamortized net unrealized loss	19,822,000	20,036,000
Transfer of investment securities from available-for-sale to held-to-maturity		63,798,000
Bank Term Funding Program [Member] | Subsequent Event [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Borrowing from BTFB			$ 80,000,000
Percent of advance from bank term funding program			4.81%
Asset Pledged As Collateral With Right [Member] | Securities Sold Under Agreements To Repurchase [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Repurchase agreement with a public banking institution	20,000,000	0
Asset Pledged As Collateral With Right [Member] | Bank Term Funding Program [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged under public funds, fair value	$ 132,100,000
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged	25%
Pledged under public funds, fair value	$ 86,900,000	49,000,000
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, amortized cost		4,037,000
Investment securities available for sale, at fair value		3,709,000
Unrealized Losses		328,000
Investment securities held to maturity	9,398,000	11,090,000
Unamortized net unrealized loss	$ 727,000	$ 1,077,000
Corporate Bond Securities [Member] | Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities | Item	28	18
Pledged under public funds, fair value	$ 268,400,000	$ 204,200,000
Mortgage Backed Securities and Collateralized Mortgage Obligations of Government Sponsored Entities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities available for sale, at fair value	284,100,000
US Government and US Agency Issued Bonds and Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities held to maturity	165,600,000
Held to maturity, allowance for credit loss	0
Investment Grade Corporate Bonds [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Investment securities held to maturity	$ 9,400,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities | Item	0	26
Investment securities available for sale, amortized cost		$ 74,400,000
Investment securities available for sale, at fair value		63,800,000
Net unrealized gain (loss)		10,600,000
Held to maturity, allowance for credit loss	$ 126,800,000
Unamortized net unrealized loss	9,500,000	9,800,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member] | Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Net unrealized gain (loss)	251,000	$ 120,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member] | Mortgage Backed Securities and Collateralized Mortgage Obligations of Government Sponsored Entities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Unrealized Losses	$ 54,900,000

Investment Securities (Schedule

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Available-for-sale:
Amortized Cost	$ 279,427,000	$ 280,295,000
Unrealized Gains	244,000	20,000
Unrealized Losses	(50,342,000)	(50,175,000)
Fair Value	229,329,000	230,140,000
Held-to-maturity:
Amortized Cost	174,982,000	188,699,000
Unrealized Gains	350,000	425,000
Unrealized Losses	(19,822,000)	(20,036,000)
Fair Value	155,510,000	169,088,000
Allowance for credit losses - securities held-to-maturity	(8,000)	0
Securities held-to maturity, net of allowance for credit losses	174,974,000	188,699,000
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	9,664,000	10,177,000
Unrealized Gains
Unrealized Losses	(1,491,000)	(1,522,000)
Fair Value	8,173,000	8,655,000
Held-to-maturity:
Amortized Cost	43,626,000	44,914,000
Unrealized Gains	2,000	25,000
Unrealized Losses	(5,322,000)	(5,877,000)
Fair Value	38,306,000	39,062,000
U.S. Treasury [Member]
Held-to-maturity:
Amortized Cost		9,841,000
Unrealized Gains
Unrealized Losses		(13,000)
Fair Value		9,828,000
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	103,645,000	118,951,000
Unrealized Gains
Unrealized Losses	(23,039,000)	(23,410,000)
Fair Value	80,606,000	95,541,000
Held-to-maturity:
Amortized Cost	62,735,000	68,727,000
Unrealized Gains		28,000
Unrealized Losses	(7,983,000)	(7,830,000)
Fair Value	54,752,000	60,925,000
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	63,795,000	73,838,000
Unrealized Gains
Unrealized Losses	(11,608,000)	(12,959,000)
Fair Value	52,187,000	60,879,000
Held-to-maturity:
Amortized Cost	43,784,000	42,685,000
Unrealized Gains	348,000	372,000
Unrealized Losses	(4,533,000)	(4,574,000)
Fair Value	39,599,000	38,483,000
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	49,212,000	32,244,000
Unrealized Gains	56,000	15,000
Unrealized Losses	(6,504,000)	(4,305,000)
Fair Value	42,764,000	27,954,000
Held-to-maturity:
Amortized Cost	15,439,000	11,442,000
Unrealized Gains
Unrealized Losses	(1,257,000)	(665,000)
Fair Value	14,182,000	10,777,000
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	25,005,000	25,084,000
Unrealized Gains
Unrealized Losses	(5,667,000)	(6,601,000)
Fair Value	19,338,000	18,483,000
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	28,106,000	15,964,000
Unrealized Gains	188,000	5,000
Unrealized Losses	(2,033,000)	(1,050,000)
Fair Value	26,261,000	14,919,000
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost		4,037,000
Unrealized Gains
Unrealized Losses		(328,000)
Fair Value		3,709,000
Held-to-maturity:
Amortized Cost	9,398,000	11,090,000
Unrealized Gains
Unrealized Losses	(727,000)	(1,077,000)
Fair Value	$ 8,671,000	$ 10,013,000

Investment Securities (Schedu_2

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Investment Securities [Abstract]
Proceeds from sale and call of securities	$ 24,185	$ 60,649
Gross gains	3	217
Gross losses	(1,862)	(2,746)
Net realized gains (losses)	$ (1,859)	$ (2,529)

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Available-for-sale, Amortized Cost:
Due within one year
Due after one year through five years	2,710
Due after five years through ten years	32,116
Due after ten years	18,285
Amortized Cost	279,427	$ 280,295
Available-for-sale, Fair Value:
Due within one year
Due after one year through five years	2,853
Due after five years through ten years	28,673
Due after ten years	14,073
Fair Value	229,329	230,140
Held-to-maturity, Amortized Cost:
Due within one year
Due after one year through five years	9,398
Due after five years through ten years
Due after ten years
Amortized Cost	174,982	188,699
Held-to-maturity, Fair Value:
Due within one year
Due after one year through five years	8,671
Due after five years through ten years
Due after ten years
Fair Value	155,510	169,088
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	9,664
Amortized Cost	9,664	10,177
Available-for-sale, Fair Value:
Without single maturity date	8,173
Fair Value	8,173	8,655
Held-to-maturity, Amortized Cost:
Amortized Cost	43,626	44,914
Held-to-maturity, Fair Value:
Without single maturity date	38,306
Fair Value	38,306	39,062
U.S. Treasury [Member]
Held-to-maturity, Amortized Cost:
Amortized Cost		9,841
Held-to-maturity, Fair Value:
Fair Value		9,828
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	103,645
Amortized Cost	103,645	118,951
Available-for-sale, Fair Value:
Without single maturity date	80,606
Fair Value	80,606	95,541
Held-to-maturity, Amortized Cost:
Without single maturity date	62,735
Amortized Cost	62,735	68,727
Held-to-maturity, Fair Value:
Without single maturity date	54,752
Fair Value	54,752	60,925
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	63,795
Amortized Cost	63,795	73,838
Available-for-sale, Fair Value:
Without single maturity date	52,187
Fair Value	52,187	60,879
Held-to-maturity, Amortized Cost:
Without single maturity date	43,784
Amortized Cost	43,784	42,685
Held-to-maturity, Fair Value:
Without single maturity date	39,599
Fair Value	39,599	38,483
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	49,212
Amortized Cost	49,212	32,244
Available-for-sale, Fair Value:
Without single maturity date	42,764
Fair Value	42,764	27,954
Held-to-maturity, Amortized Cost:
Without single maturity date	15,439
Amortized Cost	15,439	11,442
Held-to-maturity, Fair Value:
Without single maturity date	14,182
Fair Value	$ 14,182	$ 10,777

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	$ 34,182	$ 77,864
Unrealized Losses, Less than 12 months	(989)	(5,402)
Fair Value, 12 Months or More	338,700	315,942
Unrealized Losses 12 Months Or Longer	(78,373)	(74,208)
Fair value	372,882	393,806
Unrealized Losses	(79,362)	(79,610)
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months		11,407
Unrealized Losses, Less than 12 months		(1,093)
Fair Value, 12 Months or More	46,479	36,310
Unrealized Losses 12 Months Or Longer	(8,043)	(7,616)
Fair value	46,479	47,717
Unrealized Losses	(8,043)	(8,709)
U.S. Treasury [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months		9,828
Unrealized Losses, Less than 12 months		(13)
Fair Value, 12 Months or More
Unrealized Losses 12 Months Or Longer
Fair value		9,828
Unrealized Losses		(13)
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months		16,500
Unrealized Losses, Less than 12 months		(963)
Fair Value, 12 Months or More	135,358	139,965
Unrealized Losses 12 Months Or Longer	(35,566)	(34,962)
Fair value	135,358	156,465
Unrealized Losses	(35,566)	(35,925)
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	5,290	5,059
Unrealized Losses, Less than 12 months	(47)	(564)
Fair Value, 12 Months or More	83,484	91,742
Unrealized Losses 12 Months Or Longer	(18,365)	(19,348)
Fair value	88,774	96,801
Unrealized Losses	(18,412)	(19,912)
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	20,292	10,052
Unrealized Losses, Less than 12 months	(611)	(1,173)
Fair Value, 12 Months or More	33,083	26,823
Unrealized Losses 12 Months Or Longer	(8,623)	(5,300)
Fair value	53,375	36,875
Unrealized Losses	(9,234)	(6,473)
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, 12 Months or More	19,338	18,483
Unrealized Losses 12 Months Or Longer	(5,667)	(6,601)
Fair value	19,338	18,483
Unrealized Losses	(5,667)	(6,601)
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months	8,600	11,295
Unrealized Losses, Less than 12 months	(331)	(670)
Fair Value, 12 Months or More	12,287	2,619
Unrealized Losses 12 Months Or Longer	(1,703)	(381)
Fair value	20,887	13,914
Unrealized Losses	(2,034)	(1,051)
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value Less than 12 months		13,723
Unrealized Losses, Less than 12 months		(926)
Fair Value, 12 Months or More	8,671
Unrealized Losses 12 Months Or Longer	(406)
Fair value	8,671	13,723
Unrealized Losses	$ (406)	$ (926)

Loans (Narrative) (Details)

Loans (Narrative) (Details)	12 Months Ended
	Dec. 31, 2023 USD ($) Item	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 1,778,644,000	$ 1,507,228,000
Loans in process of foreclosure amount	0	0
Interest income recognized attributable to nonaccrual loans	0	0
Allocated of specific allowance for TDR loans		294,000
Charge-offs	57,000	120,000
Recorded Investment Prior to Modification	650,000
Total Non-accruals	468,000
Allowance for credit losses	$ 21,084,000	17,487,000	$ 15,057,000
Number of loans modified | Item	2
Loan modifications that subsequently defaulted	$ 0
Past Due >90Days and Still Accruing	0	0
Loans performed in accordance with their original terms [Member]
Accounts Notes And Loans Receivable [Line Items]
Interest income recognized attributable to nonaccrual loans	40,000
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan amount	271,000	1,300,000
Deferred loan fees	6,000	13,000
Interest income recognized attributable to nonaccrual loans	1,600,000	8,000
Collateral Pledged [Member] | Loans performed in accordance with their original terms [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	0	0
Interest income recognized on impaired loans		351,000
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	219,757,000	126,984,000
Charge-offs		104,000
Recorded Investment Prior to Modification	650,000
Total Non-accruals	468,000
Allowance for credit losses	$ 3,974,000	4,163,000	$ 2,775,000
Number of loans modified | Item	2
Past Due >90Days and Still Accruing
Commercial and Industrial [Member] | Federal Home Loan Bank Advances [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 534,200,000	$ 338,100,000

Loans (Summary of Loans Held fo

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 1,778,644	$ 1,507,228
Plus: Deferred fees (cost)	2,183	110
Total loans net of deferred fees (cost)	1,780,827	1,507,338
Less: ACL	21,084	17,487	$ 15,057
Total net loans	$ 1,759,743	$ 1,489,851
Percent of Total	100%	100%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 204,419	$ 185,636
Less: ACL	$ 2,695	$ 1,352	2,498
Percent of Total	11.50%	12.30%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 1,047,593	$ 970,410
Less: ACL	$ 10,366	$ 10,143	8,758
Percent of Total	58.80%	64.40%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 219,757	$ 126,984
Less: ACL	$ 3,974	$ 4,163	2,775
Percent of Total	12.40%	8.40%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 114,945	$ 93,769
Less: ACL	$ 911	$ 720	457
Percent of Total	6.50%	6.20%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 191,930	$ 130,429
Less: ACL	$ 3,138	$ 1,109	$ 569
Percent of Total	10.80%	8.70%

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 17,487,000	$ 15,057,000
Provision for credit losses		2,495,000
Recoveries	85,000	55,000
Charge-offs	(57,000)	(120,000)
Ending balance	21,084,000	17,487,000
Allowance for Credit Losses:
Individually evaluated for impairment	273,000	294,000
Collectively evaluated for impairment	20,811,000	17,193,000
Balances, end of period	21,084,000	17,487,000
Loans:
Individually evaluated for impairment	8,662,000	7,877,000
Collectively evaluated for impairment	1,769,982,000	1,499,351,000
Balances, end of period	1,778,644,000	1,507,228,000
Unfunded commitments	144,000
Held to maturity, allowance for credit loss	8,000	0
Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	1,066,000
Ending balance		1,066,000
Allowance for Credit Losses:
Balances, end of period		1,066,000
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	1,352,000	2,498,000
Provision for credit losses	95,000	(1,179,000)
Recoveries	10,000	33,000
Ending balance	2,695,000	1,352,000
Allowance for Credit Losses:
Individually evaluated for impairment	145,000	155,000
Collectively evaluated for impairment	2,550,000	1,197,000
Balances, end of period	2,695,000	1,352,000
Loans:
Individually evaluated for impairment	6,994,000	7,206,000
Collectively evaluated for impairment	197,425,000	178,430,000
Balances, end of period	204,419,000	185,636,000
Residential Real Estate [Member] | Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	1,238,000
Ending balance		1,238,000
Allowance for Credit Losses:
Balances, end of period		1,238,000
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	10,143,000	8,758,000
Provision for credit losses	(882,000)	1,385,000
Ending balance	10,366,000	10,143,000
Allowance for Credit Losses:
Collectively evaluated for impairment	10,366,000	10,143,000
Balances, end of period	10,366,000	10,143,000
Loans:
Individually evaluated for impairment		393,000
Collectively evaluated for impairment	1,047,593,000	970,017,000
Balances, end of period	1,047,593,000	970,410,000
Commercial Real Estate [Member] | Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	1,105,000
Ending balance		1,105,000
Allowance for Credit Losses:
Balances, end of period		1,105,000
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	4,163,000	2,775,000
Provision for credit losses	1,897,000	1,474,000
Recoveries	72,000	18,000
Charge-offs		(104,000)
Ending balance	3,974,000	4,163,000
Allowance for Credit Losses:
Individually evaluated for impairment	128,000	41,000
Collectively evaluated for impairment	3,846,000	4,122,000
Balances, end of period	3,974,000	4,163,000
Loans:
Individually evaluated for impairment	1,668,000	82,000
Collectively evaluated for impairment	218,089,000	126,902,000
Balances, end of period	219,757,000	126,984,000
Commercial and Industrial [Member] | Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	(2,158,000)
Ending balance		(2,158,000)
Allowance for Credit Losses:
Balances, end of period		(2,158,000)
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	720,000	457,000
Provision for credit losses	168,000	263,000
Ending balance	911,000	720,000
Allowance for Credit Losses:
Collectively evaluated for impairment	911,000	720,000
Balances, end of period	911,000	720,000
Loans:
Collectively evaluated for impairment	114,945,000	93,769,000
Balances, end of period	114,945,000	93,769,000
Foreign Banks [Member] | Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	23,000
Ending balance		23,000
Allowance for Credit Losses:
Balances, end of period		23,000
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	1,109,000	569,000
Provision for credit losses	1,225,000	552,000
Recoveries	3,000	4,000
Charge-offs	(57,000)	(16,000)
Ending balance	3,138,000	1,109,000
Allowance for Credit Losses:
Individually evaluated for impairment		98,000
Collectively evaluated for impairment	3,138,000	1,011,000
Balances, end of period	3,138,000	1,109,000
Loans:
Individually evaluated for impairment		196,000
Collectively evaluated for impairment	191,930,000	130,233,000
Balances, end of period	191,930,000	130,429,000
Consumer and Other [Member] | Cumulative Effect Period Of Adoption Adjustment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 858,000
Ending balance		858,000
Allowance for Credit Losses:
Balances, end of period		$ 858,000

Loans (Term Loans by Originatio

Loans (Term Loans by Origination Year) (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment [Line Items]
2023	$ 476,967,000
2022	486,064,000
2021	293,457,000
2020	118,070,000
2019	103,334,000
Prior	262,818,000
Revolving Loans	37,934,000
Total	1,778,644,000	$ 1,507,228,000
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	476,967,000
2022	486,064,000
2021	286,260,000
2020	117,376,000
2019	101,744,000
Prior	262,818,000
Revolving Loans	37,934,000
Total	1,769,163,000	1,503,280,000
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021	7,197,000
2020	694,000
2019	1,590,000
Prior
Revolving Loans
Total	9,481,000	3,948,000
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
2023	44,365,000
2022	36,325,000
2021	26,180,000
2020	6,080,000
2019	9,617,000
Prior	75,654,000
Revolving Loans	6,198,000
Total	204,419,000	185,636,000
Residential Real Estate [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	44,365,000
2022	36,325,000
2021	26,180,000
2020	6,080,000
2019	9,325,000
Prior	75,654,000
Revolving Loans	6,198,000
Total	204,127,000	185,636,000
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019	292,000
Prior
Revolving Loans
Total	292,000
Residential Real Estate [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
2023	148,311,000
2022	337,938,000
2021	190,891,000
2020	104,876,000
2019	78,153,000
Prior	182,714,000
Revolving Loans	4,710,000
Total	1,047,593,000	970,410,000
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	148,311,000
2022	337,938,000
2021	184,024,000
2020	104,182,000
2019	78,153,000
Prior	182,714,000
Revolving Loans	4,710,000
Total	1,040,032,000	967,465,000
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021	6,867,000
2020	694,000
2019
Prior
Revolving Loans
Total	7,561,000	2,945,000
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
2023	97,753,000
2022	37,414,000
2021	34,420,000
2020	6,499,000
2019	15,004,000
Prior	3,113,000
Revolving Loans	25,554,000
Total	219,757,000	126,984,000
Commercial and Industrial [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	97,753,000
2022	37,414,000
2021	34,090,000
2020	6,499,000
2019	13,706,000
Prior	3,113,000
Revolving Loans	25,554,000
Total	218,129,000	126,177,000
Commercial and Industrial [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Commercial and Industrial [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021	330,000
2020
2019	1,298,000
Prior
Revolving Loans
Total	1,628,000	807,000
Commercial and Industrial [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
2023	114,945,000
2022
2021
2020
2019
Prior
Revolving Loans
Total	114,945,000	93,769,000
Foreign Banks [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	114,945,000
2022
2021
2020
2019
Prior
Revolving Loans
Total	114,945,000	93,769,000
Foreign Banks [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Foreign Banks [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Foreign Banks [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
2023	71,593,000
2022	74,387,000
2021	41,966,000
2020	615,000
2019	560,000
Prior	1,337,000
Revolving Loans	1,472,000
Total	191,930,000	130,429,000
Consumer and Other [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
2023	71,593,000
2022	74,387,000
2021	41,966,000
2020	615,000
2019	560,000
Prior	1,337,000
Revolving Loans	1,472,000
Total	191,930,000	130,233,000
Consumer and Other [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total
Consumer and Other [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
2023
2022
2021
2020
2019
Prior
Revolving Loans
Total	0	$ 196,000
Consumer and Other [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total

Loans (Loan Credit Exposures) (

Loans (Loan Credit Exposures) (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,778,644,000	$ 1,507,228,000
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	204,419,000	185,636,000
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	559,000	623,000
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	156,553,000	132,178,000
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	47,307,000	52,835,000
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,047,593,000	970,410,000
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	33,710,000	38,687,000
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	181,287,000	176,820,000
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	58,106,000	49,994,000
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	774,459,000	704,909,000
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	31,000
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	219,757,000	126,984,000
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	200,732,000	121,680,000
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	19,025,000	5,304,000
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	114,945,000	93,769,000
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	191,930,000	130,429,000
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,769,163,000	1,503,280,000
Pass [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	204,127,000	185,636,000
Pass [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		623,000
Pass [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		132,178,000
Pass [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		52,835,000
Pass [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,040,032,000	967,465,000
Pass [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		38,687,000
Pass [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		176,820,000
Pass [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		49,601,000
Pass [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		702,357,000
Pass [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	218,129,000	126,177,000
Pass [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		120,873,000
Pass [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		5,304,000
Pass [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	114,945,000	93,769,000
Pass [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	191,930,000	130,233,000
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Special Mention [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	9,481,000	3,948,000
Substandard [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	292,000
Substandard [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	7,561,000	2,945,000
Substandard [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		393,000
Substandard [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		2,552,000
Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,628,000	807,000
Substandard [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		807,000
Substandard [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Substandard [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	$ 196,000
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans
Doubtful [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans

Loans (Aging Analysis of Accrui

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing	$ 0	$ 0
Total Accruing	1,778,176,000	1,507,228,000
Non-Accrual	468,000
Balances, end of period	1,778,644,000	1,507,228,000
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	204,419,000	185,636,000
Balances, end of period	204,419,000	185,636,000
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	559,000	623,000
Balances, end of period	559,000	623,000
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	156,553,000	132,178,000
Balances, end of period	156,553,000	132,178,000
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	47,307,000	52,835,000
Balances, end of period	47,307,000	52,835,000
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	1,047,593,000	970,410,000
Non-Accrual
Balances, end of period	1,047,593,000	970,410,000
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	33,710,000	38,687,000
Balances, end of period	33,710,000	38,687,000
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	181,287,000	176,820,000
Balances, end of period	181,287,000	176,820,000
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	58,106,000	49,994,000
Balances, end of period	58,106,000	49,994,000
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	774,459,000	704,909,000
Balances, end of period	774,459,000	704,909,000
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	31,000
Balances, end of period	31,000
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	219,289,000	126,984,000
Non-Accrual	468,000
Balances, end of period	219,757,000	126,984,000
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	200,264,000	121,680,000
Non-Accrual	468,000
Balances, end of period	200,732,000	121,680,000
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	19,025,000	5,304,000
Balances, end of period	19,025,000	5,304,000
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	114,945,000	93,769,000
Balances, end of period	114,945,000	93,769,000
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due >90Days and Still Accruing
Total Accruing	191,930,000	130,429,000
Non-Accrual
Balances, end of period	191,930,000	130,429,000
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,771,811,000	1,502,357,000
Current [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	199,973,000	182,053,000
Current [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	559,000	623,000
Current [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	155,842,000	131,120,000
Current [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	43,572,000	50,310,000
Current [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,045,703,000	970,385,000
Current [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	33,710,000	38,687,000
Current [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	181,287,000	176,820,000
Current [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	58,106,000	49,994,000
Current [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	772,569,000	704,884,000
Current [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	31,000
Current [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	219,260,000	125,981,000
Current [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	200,235,000	121,649,000
Current [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	19,025,000	4,332,000
Current [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	114,945,000	93,769,000
Current [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	191,930,000	130,169,000
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	6,365,000	4,871,000
Past Due 30-89 Days [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,446,000	3,583,000
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	711,000	1,058,000
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	3,735,000	2,525,000
Past Due 30-89 Days [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,890,000	25,000
Past Due 30-89 Days [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,890,000	25,000
Past Due 30-89 Days [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	29,000	1,003,000
Past Due 30-89 Days [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	$ 29,000	31,000
Past Due 30-89 Days [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		972,000
Past Due 30-89 Days [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		$ 260,000

Loans (Non-Accrual Status) (Det

Loans (Non-Accrual Status) (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance	468,000
Total Non-accruals	468,000
Loans Past Due Over 90 Days and Still Accruing	0	$ 0
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance	468,000
Total Non-accruals	468,000
Loans Past Due Over 90 Days and Still Accruing
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual Loans With No Related Allowance
Nonaccrual Loans With Related Allowance
Total Non-accruals
Loans Past Due Over 90 Days and Still Accruing

Loans (Impaired Loans) (Details

Loans (Impaired Loans) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	$ 3,944
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,933
Unpaid Principal Balance	7,877
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,937
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,904
Net Investment Income	7,841
Valuation Allowance	294
Average Recorded Investment	8,520
Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	3,551
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,655
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,544
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,626
Valuation Allowance	155
Average Recorded Investment	7,626
Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	393
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	82
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	393
Valuation Allowance	41
Average Recorded Investment	575
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	82
Average Recorded Investment	109
Consumer and Other [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	196
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	196
Valuation Allowance	98
Average Recorded Investment	$ 210

Loans (Performing and Non-Perfo

Loans (Performing and Non-Performing Troubled Debt Restructurings) (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification	$ 650
Residential Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification	650
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification

Loans (Restructured Loans, by T

Loans (Restructured Loans, by Type of Modification) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($) Item
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | Item	2
Recorded Investment Prior to Modification	$ 650
Recorded Investment After Modification	$ 650
Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | Item	0
Recorded Investment Prior to Modification
Recorded Investment After Modification
Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | Item	0
Recorded Investment Prior to Modification
Recorded Investment After Modification
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | Item	2
Recorded Investment Prior to Modification	$ 650
Recorded Investment After Modification	$ 650
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | Item	0
Recorded Investment Prior to Modification
Recorded Investment After Modification
Combination Modifications [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification	650
Recorded Investment After Modification	650
Combination Modifications [Member] | Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Recorded Investment After Modification
Combination Modifications [Member] | Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Recorded Investment After Modification
Combination Modifications [Member] | Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification	650
Recorded Investment After Modification	650
Combination Modifications [Member] | Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Recorded Investment Prior to Modification
Recorded Investment After Modification

Leases (ROU Assets And Leases L

Leases (ROU Assets And Leases Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
ROU Assets: Operating leases	$ 11,423	$ 14,395
Lease liabilities: Operating leases	$ 11,423	$ 14,395

Leases (Weighted Average Remain

Leases (Weighted Average Remaining Lease Term And Weighted Average Discount Rate) (Details)	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Weighed average remaining lease term: Operating leases (in years)	2.94%	2.94%
Weighted average discount rate: Operating leases	6 years 4 months 6 days	6 years 11 months 23 days

Leases (Future Lease Payment Ob

Leases (Future Lease Payment Obligations And Reconciliation To Lease Liability) (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Leases [Abstract]
2024	$ 3,236
2025	3,312
2026	2,383
2027	951
2028	492
2029	2,987
Total future minimum lease payments	$ 13,361

Leases (Future Lease Payment _2

Leases (Future Lease Payment Obligations And Reconciliation To Lease Liability II) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Total future minimum lease payments	$ 13,361
Less: interest component	(1,938)
Lease liability	$ 11,423	$ 14,395

Premises And Equipment (Narrati

Premises And Equipment (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Property Plant And Equipment [Line Items]
Depreciation and amortization expense	$ 590	$ 688

Premises And Equipment (Summary

Premises And Equipment (Summary Of Premises And Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 26,954	$ 26,791
Accumulated depreciation and amortization	(22,118)	(21,528)
Premises and equipment, net	4,836	5,263
Land [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	972	972
Building [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	1,952	1,952
Furniture, Fixtures And Equipment [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	8,981	8,841
Computer Equipment [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	4,592	4,575
Leasehold Improvements [Member]
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 10,457	$ 10,451

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Line Items]
Federal statutory income tax rate	21%	21%
Unrecognized tax benefits	$ 0	$ 0
Interest or penalties	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	61,500,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 84,100,000

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Current:
Federal
State
Total current
Deferred:
Federal	4,121	5,462
State	1,130	1,482
Total deferred	5,251	6,944
Total tax expense	$ 5,251	$ 6,944

Income Taxes (Statutory Tax Exp

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Income Taxes [Abstract]
Federal taxes at statutory rate	$ 4,577	$ 5,688
State income taxes, net of federal tax benefit	947	1,177
Bank owned life insurance	(273)	(269)
Other, net		348
Total tax expense	$ 5,251	$ 6,944

Income Taxes (Schedule of Defer

Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets:
Net operating loss	$ 16,430,000	$ 21,720,000
Allowance for credit losses	5,410,000	4,432,000
Lease liability	2,895,000	3,648,000
Unrealized losses on available for sale securities	15,114,000	15,193,000
Depreciable property	203,000	158,000
Equity compensation	630,000	373,000
Accruals	382,000	723,000
Other, net	10,000
Deferred tax asset	41,074,000	46,247,000
Deferred tax liabilities:
Deferred loan costs	(553,000)	(28,000)
Lease right of use asset	(2,895,000)	(3,648,000)
Deferred expenses	(180,000)	(175,000)
Cash flow hedge	(85,000)
Other, net	(79,000)	(36,000)
Deferred tax liability	(3,792,000)	(3,887,000)
Net deferred tax asset	$ 37,282,000	$ 42,360,000

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($)	Dec. 31, 2023	Jun. 30, 2023	Dec. 31, 2022
Deposits [Abstract]
Time deposits exceeding the FDIC insurance limit of $250 thousand	$ 117,200,000		$ 82,000,000
Reclassification of time deposits	$ 213,000		230,000
Brokered CDs		$ 50,000,000	$ 0
Weighted average rate	5.13%	4.98%

Deposits (Schedule Of Deposits

Deposits (Schedule Of Deposits By Types) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Non-interest bearing deposits	$ 552,762	$ 629,776
Interest-bearing transaction accounts	47,702	66,675
Saving and money market deposits	915,853	1,048,272
Time Deposits	288,403	216,977
Total deposits	$ 1,937,139	$ 1,829,281

Deposits (Schedule Of Maturitie

Deposits (Schedule Of Maturities Of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
2024	$ 280,529
2025	6,074
2026	831
2027	874
2028	95
Total deposits	$ 288,403	$ 216,977

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Borrowings [Abstract]
Borrowed funds, fixed rate advances from FHLB	$ 183,000	$ 46,000

Borrowings (Schedule Of Fixed I

Borrowings (Schedule Of Fixed Interest Rates And Expected Maturities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Amount	$ 183,000	$ 46,000
FHLB, Fixed Rate 0.81% [Member]
Debt Instrument [Line Items]
Interest Rate		0.81%
Debt Instrument, Maturity Date		Aug. 17, 2023
Amount		$ 5,000
FHLB, Fixed Rate 1.04% [Member]
Debt Instrument [Line Items]
Interest Rate	1.04%	1.04%
Debt Instrument, Maturity Date	Jul. 30, 2024	Jul. 30, 2024
Amount	$ 5,000	$ 5,000
FHLB, Fixed Rate 2.05% [Member]
Debt Instrument [Line Items]
Interest Rate	2.05%	2.05%
Debt Instrument, Maturity Date	Mar. 27, 2025	Mar. 27, 2025
Amount	$ 10,000	$ 10,000
FHLB, Fixed Rate 1.07% [Member]
Debt Instrument [Line Items]
Interest Rate	1.07%	1.07%
Debt Instrument, Maturity Date	Jul. 18, 2025	Jul. 18, 2025
Amount	$ 6,000	$ 6,000
FHLB, Fixed Rate 3.76% [Member]
Debt Instrument [Line Items]
Interest Rate	3.76%
Debt Instrument, Maturity Date	Jan. 24, 2028
Amount	$ 11,000
FHLB, Fixed Rate 3.77% [Member]
Debt Instrument [Line Items]
Interest Rate	3.77%
Debt Instrument, Maturity Date	Apr. 25, 2028
Amount	$ 50,000
FHLB, Fixed Rate 5.57% [Member]
Debt Instrument [Line Items]
Interest Rate	5.57%
Debt Instrument, Maturity Date	Dec. 26, 2024
Amount	$ 101,000
FHLB, Fixed Rate 4.14% [Member]
Debt Instrument [Line Items]
Interest Rate		4.14%
Debt Instrument, Maturity Date		Jan. 13, 2023
Amount		$ 20,000

Equity Based And Other Compen_3

Equity Based And Other Compensation Plans (Narrative) (Details) - USD ($)	1 Months Ended		12 Months Ended
	Dec. 31, 2021	Jul. 31, 2020	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2015
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Contributions to the 401(k) plan			$ 306,000	$ 313,000
Restricted Stock [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Compensation expense			553,000
Unrecognized compensation cost			$ 2,300,000
Awards outstanding				0
Restricted stock, Granted			242,713
2015 Option Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares authorized				1,000,000	2,000,000
Exercisable term, years					10 years
Expiration period					10 years
Number of additional shares authorized	1,400,000	3,000,000
Extended life of option plan		5 years
Number of shares available for grant			1,160,564	1,386,667
Compensation expense			$ 459,000	$ 523,000
Share-Based Payment Arrangement, Expense, Tax Benefit			0	0
Unrecognized compensation cost			$ 342,000	$ 787,000
Weighted average fair value of options granted			$ 3.91	$ 3.45
2015 Option Plan [Member] | Restricted Stock [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Restricted stock, Granted			2,400,000
2015 Option Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares available for grant			600,000

Equity Based And Other Compen_4

Equity Based And Other Compensation Plans (Schedule Of Stock Options Valuation Assumptions) (Details) - Stock Option [Member]	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Risk-free interest rate	3.53%	2.34%
Expected term	10 years	10 years
Expected stock price volatility	10%	10%
Dividend yield	0%	0%

Equity Based And Other Compen_5

Equity Based And Other Compensation Plans (Schedule Of Stock Options Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Equity Based And Other Compensation Plans [Abstract]
Stock Options, Balance at the beginning	965,667	959,667
Stock Options, Granted	7,500	15,000
Stock Options, Exercised	(10,000)	(9,000)
Stock Options, Forfeited	(16,000)
Stock Options, Balance at the ending	947,167	965,667	959,667
Stock Options, Exercisable	758,000	560,000
Weighted Average Exercise Price, Balance at the beginning	$ 10.91	$ 10.87
Weighted Average Exercise Price, Granted	12.41	14.03
Weighted Average Exercise Price, Exercised	7.50	14.03
Weighted Average Exercise Price, Forfeited	10.34	11.35
Weighted Average Exercise Price, Balance at the ending	10.97	10.91	$ 10.87
Weighted Average Exercise Price, Exercisable	$ 10.71	$ 10.18
Weighted Average Remaining Contractual Years	6 years 6 months	7 years 4 months 24 days	8 years 4 months 24 days
Weighted Average Remaining Contractual Years, Exercisable	6 years 1 month 6 days	6 years 4 months 24 days
Aggregate Intrinsic Value, Exercisable	$ 1,195	$ 1,131

Equity Based And Other Compen_6

Equity Based And Other Compensation Plans (Summary of Restricted Stock Award) (Details) - Restricted Stock [Member]	12 Months Ended
	Dec. 31, 2023 $ / shares shares
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Restricted stock, Balance at the beginning | shares	0
Restricted stock, Granted | shares	242,713
Restricted stock, Forfeited | shares	(8,111)
Restricted stock, Vested | shares	(16,180)
Restricted stock, Balance at the ending | shares	218,422
Weighted Average Grant Date Fair Value, Balance at the beginning | $ / shares	$ 0
Weighted Average Grant Date Fair Value, Granted | $ / shares	12.24
Weighted Average Grant Date Fair Value, Forfeited | $ / shares	12.67
Weighted Average Grant Date Fair Value, Vested | $ / shares	12.67
Weighted Average Grant Date Fair Value, Balance at the ending | $ / shares	$ 12.19

Off-Balance Sheet Arrangement_2

Off-Balance Sheet Arrangements (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Off-Balance Sheet Arrangements [Abstract]
Off-balance sheet commitment allowance	$ 372	$ 166

Off-Balance Sheet Arrangement_3

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 89,104	$ 99,781
Commitments to Grant Loans and Unfunded Lines of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	85,117	95,461
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 3,987	$ 4,320

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($) Item	Dec. 31, 2022 USD ($) Item
Derivatives Fair Value [Line Items]
Notional amount	$ 46,500
Customer Loans [Member]
Derivatives Fair Value [Line Items]
Number of instruments | Item	20	15
Notional amount	$ 46,500	$ 33,900
Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Notional amount	50,000
Designated As Hedging Instrument [Member]
Derivatives Fair Value [Line Items]
Notional amount	$ 200,000
Designated As Hedging Instrument [Member] | Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Number of instruments | Item	2	0
Notional amount	$ 50,000
Average maturity	2 years 4 months 17 days
Weighted average fixed interest rate	3.59%
Designated As Hedging Instrument [Member] | Fair Value Hedging [Member]
Derivatives Fair Value [Line Items]
Number of instruments | Item	4
Notional amount	$ 200,000
Average maturity	2 years 2 months 23 days
Weighted average fixed interest rate	4.74%

Derivatives (Summary of Interes

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Derivatives Fair Value [Line Items]
Notional Amount	$ 46,500
Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	46,500	$ 33,900
Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Notional Amount	50,000
Asset	334
Designated As Hedging Instrument [Member]
Derivatives Fair Value [Line Items]
Notional Amount	200,000
Liability	3,430
Designated As Hedging Instrument [Member] | Cash Flow Hedging [Member]
Derivatives Fair Value [Line Items]
Notional Amount	50,000
Not Designated as Hedging Instrument [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	46,463	33,893
Collateral Amount	1,326	1,278
Asset	4,558	$ 5,011
Derivative Asset Statement Of Financial Position Extensible Enumeration
Liability	$ 4,558	$ 5,011
Derivative Liability Statement Of Financial Position Extensible Enumeration

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 1,759,743,000	$ 1,489,851,000
Impaired loan impairment charge	57,000	120,000
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount		3,900,000
Impaired loans fair value		3,639,000
Impaired loan impairment charge		294,000
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans fair value		3,639,000
Financial liabilities measured at fair value	$ 0	$ 0

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule of Assets Measured at Fair Value on Recurring and Nonrecurring Basis) (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 229,329,000	$ 230,140,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	229,329,000	230,140,000
Derivative assets	4,892,000	5,011,000
Total assets at fair value	234,221,000	235,151,000
Derivative liabilities	7,988,000	5,011,000
Total liabilities at fair value	7,988,000	5,011,000
U.S. Treasury [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	8,173,000	8,655,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	80,606,000	95,541,000
Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	52,187,000	60,879,000
Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	42,764,000	27,954,000
Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	19,338,000	18,483,000
Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	26,261,000	14,919,000
Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value		3,709,000
Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		3,639,000
Level 2 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	229,329,000	230,140,000
Derivative assets	4,892,000	5,011,000
Total assets at fair value	234,221,000	235,151,000
Derivative liabilities	7,988,000	5,011,000
Total liabilities at fair value	7,988,000	5,011,000
Level 2 [Member] | U.S. Treasury [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	8,173,000	8,655,000
Level 2 [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	80,606,000	95,541,000
Level 2 [Member] | Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	52,187,000	60,879,000
Level 2 [Member] | Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	42,764,000	27,954,000
Level 2 [Member] | Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	19,338,000	18,483,000
Level 2 [Member] | Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	26,261,000	14,919,000
Level 2 [Member] | Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value		3,709,000
Level 3 [Member] | Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		3,639,000
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantified Information about Level 3 Fair Value Measurements for Assets Measured at Fair Value on a Non-recurring Basis) (Details) - Fair Value, Nonrecurring [Member] - Impaired Loans [Member] $ in Thousands	Dec. 31, 2022 USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 3,639
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,639
Level 3 [Member] | Residential Real Estate [Member] | Sales Comparison Approach [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,500
Level 3 [Member] | Commercial And Industrial [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	41
Level 3 [Member] | Other [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 98

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amounts and Estimated Fair Values of Financial Instruments not Carried at Fair Value) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financial Assets:
Investment securities held to maturity, net	$ 155,510	$ 169,088
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	8,019	6,605
Interest-bearing deposits in banks	33,043	47,563
Investment securities held to maturity, net	174,974	188,699
Loans held for investment, net	1,759,743	1,489,851
Accrued interest receivable	10,688	7,546
Financial Liabilities:
Demand deposits	552,762	629,776
Money market and savings accounts	1,048,272	915,853
Interest-bearing checking accounts	47,702	66,675
Time deposits	288,403	216,977
FHLB advances	183,000	46,000
Accrued interest payable	1,372	229
Fair Value [Member]
Financial Assets:
Cash and due from banks	8,019	6,605
Interest-bearing deposits in banks	33,043	47,563
Investment securities held to maturity, net	155,510	169,088
Loans held for investment, net	1,723,210	1,436,877
Accrued interest receivable	10,688	7,546
Financial Liabilities:
Demand deposits	552,762	629,776
Money market and savings accounts	1,048,272	915,853
Interest-bearing checking accounts	47,702	66,675
Time deposits	287,104	211,406
FHLB advances	182,282	44,547
Accrued interest payable	1,372	229
Fair Value [Member] | Level 1 [Member]
Financial Assets:
Cash and due from banks	8,019	6,605
Interest-bearing deposits in banks	33,043	47,563
Financial Liabilities:
Demand deposits	552,762	629,776
Money market and savings accounts	1,048,272	915,853
Interest-bearing checking accounts	47,702	66,675
Fair Value [Member] | Level 2 [Member]
Financial Assets:
Investment securities held to maturity, net	155,510	169,088
Accrued interest receivable	1,448	1,183
Financial Liabilities:
FHLB advances	182,282	44,547
Accrued interest payable	551	92
Fair Value [Member] | Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,723,210	1,436,877
Accrued interest receivable	9,240	6,363
Financial Liabilities:
Time deposits	287,104	211,406
Accrued interest payable	$ 821	$ 137

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details)	12 Months Ended
	Dec. 31, 2023 USD ($) $ / shares shares	Dec. 31, 2022 USD ($) shares
Class of Stock [Line Items]
Stock Repurchased During Period Value | $	$ 7,583,000
Total risk-based capital, Actual, Ratio	0.1278
2015 Equity Incentive Plan [Member]
Class of Stock [Line Items]
Shares remained authorized for repurchase	80,080
U.S. Century Bank [Member]
Class of Stock [Line Items]
Total risk-based capital, Actual, Ratio	0.1265	0.1358
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued	19,575,435	20,000,753
Shares Outstanding	19,575,435	20,000,753
Common Class A [Member] | 2015 Equity Incentive Plan [Member]
Class of Stock [Line Items]
Common stock, shares issued	242,713	0
Stock Repurchased During Period Value | $	$ 7,600,000
Common Class A [Member] | 2015 Equity Incentive Plan [Member] | Treasury Stock, Common [Member]
Class of Stock [Line Items]
Shares repurchased, cost per share | $ / shares	$ 11.28
Stock Repurchased During Period Shares	669,920
Common Stock [Member]
Class of Stock [Line Items]
Outstanding dividends | $	$ 0	$ 0

Earnings Per Share (Calculation

Earnings Per Share (Calculation of Net Income (Loss) Available to Common Stockholders before being Allocable between Class A and Class B Common Shares) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Earnings Per Share [Abstract]
Net income	$ 16,545	$ 20,141
Net income available to common stockholders	$ 16,545	$ 20,141

Earnings Per Share (Calculati_2

Earnings Per Share (Calculation of Basic and Diluted Earnings (Loss) per Common Share Class) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Basic EPS
Net income available to common stockholders	$ 16,545	$ 20,141
Common Class A [Member]
Basic EPS
Net income available to common stockholders	$ 16,545	$ 20,141
Weighted average shares outstanding	19,621,698	19,999,323
Earnings per share, basic	$ 0.84	$ 1.01
Diluted EPS
Add: Dilutive effects of assumed exercises of stock options	65,936	177,515
Weighted avg. shares including dilutive potential common shares	19,687,634	20,176,838
Earnings per share, diluted	$ 0.84	$ 1
Anti-dilutive stock options excluded from diluted EPS	720,500	15,000

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details)	Dec. 31, 2023 $ / shares
Regulatory Matters [Abstract]
Common stock, par value	$ 1
Capital conservation buffer, percent	0.025

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Actual Capital Amounts And Ratios) (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital To Risk Weighted Assets	0.1278
U.S. Century Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 233,109	$ 216,693
Capital To Risk Weighted Assets	0.1265	0.1358
Total risk-based capital, Minimum Capital Requirement, Amount	$ 147,432	$ 127,616
Total risk-based capital, Minimum Capital Requirement, Ratio	0.0800	0.0800
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 184,290	$ 159,520
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.1000	0.1000
Tier 1 risk-based capital, Actual, Amount	$ 211,645	$ 198,909
Tier 1 risk-based capital, Actual, Ratio	0.1148	0.1247
Tier 1 risk-based capital, Minimum Capital Requirement, Amount	$ 110,574	$ 95,712
Tier 1 risk-based capital, Minimum Capital Requirement, Ratio	0.0600	0.0600
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 147,432	$ 127,616
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Common equity tier 1 capital, Actual, Amount	$ 211,645	$ 198,909
Common equity tier 1 capital, Actual, Ratio	0.1148	0.1247
Common equity tier 1 capital, Minimum Capital Requirement, Amount	$ 82,931	$ 71,784
Common equity tier 1 capital, Minimum Capital Requirement, Ratio	0.0450	0.0450
Tier One Common Equity Required To Be Well Capitalized	$ 119,789	$ 103,688
Tier One Common Equity Required To Be Well Capitalized To Risk Weighted Assets	0.0650	0.0650
Leverage ratio, Minimum Capital Requirement, Amount	$ 211,645	$ 198,909
Leverage ratio, Minimum Capital Requirement, Amount	0.0917	0.0956
Leverage ratio, Minimum Capital Requirement, Amount	$ 92,328	$ 83,210
Leverage ratio, Minimum Capital Requirement, Ratio	0.0400	0.0400
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 115,410	$ 104,012
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500

Related Party Transactions (Nar

Related Party Transactions (Narrative) (Details) - U.S. Century Bank [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Related Party Transaction [Line Items]
Related party transaction fee amount	$ 1,900	$ 881
Related party transaction amounts	$ 85,100	$ 42,800

Related Party Transactions (Sch

Related Party Transactions (Schedule Of Loans To And Deposits From Related Parties) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Related Party Transactions [Abstract]
Loans held for investment, net
Deposits	2,792,000	6,825,000
Interest income	0	0
Interest expense	$ 154,000	$ 54,000

Parent Company Condensed Fina_3

Parent Company Condensed Financial Information (Schedule Of Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Condensed Balance Sheet Statements Captions [Line Items]
Cash and Cash Equivalents	$ 41,062	$ 54,168
Other assets	7,822	7,749
Total assets	2,339,093	2,085,834
Total stockholders' equity	191,968	182,428	$ 203,897
Total liabilities and stockholders' equity	2,339,093	2,085,834
Parent Company [Member]
Condensed Balance Sheet Statements Captions [Line Items]
Cash and Cash Equivalents	2,426	1,102
Investment in bank subsidiary	188,827	181,326
Other assets	715
Total assets	191,968	182,428
Other Liabilities
Total stockholders' equity	191,968	182,428
Total liabilities and stockholders' equity	$ 191,968	$ 182,428

Parent Company Condensed Fina_4

Parent Company Condensed Financial Information (Schedule Of Income Statement) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
EXPENSES:
Employee compensation and benefits	$ 24,429	$ 23,943
Other operating	5,494	4,764
Net income before income tax expense	21,796	27,085
Provision (benefit) for income taxes	5,251	6,944
Net income	16,545	20,141
Parent Company [Member]
INCOME:
Dividends from subsidiaries	1,000	11,100
Revenues	11,100	1,000
EXPENSES:
Employee compensation and benefits	553
Other operating	2,268
Total	2,821
Net income before income tax expense	8,279	1,000
Provision (benefit) for income taxes	(715)
Equity in undisbursed subsidiary income	7,551	19,141
Net income	$ 16,545	$ 20,141

Parent Company Condensed Fina_5

Parent Company Condensed Financial Information (Schedule Of Cash Flow) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net income	$ 16,545	$ 20,141
Stock-based compensation	1,012	523
Increase in deferred tax asset	5,251	6,945
Net cash provided by operating activities	22,546	29,537
Cash flows from investing activities:
Net cash used in investment activities	(273,002)	(270,601)
Cash flows from financing activities:
Net cash provided by financing activities	237,350	249,004
Net increase (decrease) in cash and cash equivalents	(13,106)	7,940
Cash and cash equivalents at beginning of period	54,168	46,228
Cash and cash equivalents at end of period	41,062	54,168
Parent Company [Member]
Cash flows from operating activities:
Net income	16,545	20,141
Equity in undistributed earnings of subsidiaries	(7,551)	(19,141)
Stock-based compensation	553
Increase in deferred tax asset	(715)
Net cash provided by operating activities	8,832	1,000
Cash flows from investing activities:
Capital contributions to subsidiary
Other
Net cash used in investment activities
Cash flows from financing activities:
Dividends paid
Proceeds from exercise of stock options	75	102
Repurchase of common stock	(7,583)
Net cash provided by financing activities	(7,508)	102
Net increase (decrease) in cash and cash equivalents	1,324	1,102
Cash and cash equivalents at beginning of period	1,102
Cash and cash equivalents at end of period	$ 2,426	$ 1,102

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - Subsequent Event [Member] - USD ($) $ / shares in Units, $ in Millions	Feb. 15, 2024	Jan. 29, 2024
Subsequent Events [Line Items]
Dividend paid	$ 1
Common Class A [Member]
Subsequent Events [Line Items]
Cash dividends		$ 0.05

Insider Trading Arrangements (D

Insider Trading Arrangements (Details)	3 Months Ended
	Dec. 31, 2023
Insider Trading Arr [Line Items]
Rule 10b 51 Arr Adopted Flag	false
Rule 10b 51 Arr Trmntd Flag	false
Non Rule 10b 51 Arr Adopted Flag	false
Non Rule 10b 51 Arr Trmntd Flag	false