USCB Financial (USCB) 10-Q 12 May 22 2022 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2022	May 01, 2022
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Document Fiscal Year Focus	2022
Entity File Number	001-41196
Entity Registrant Name	USCB Financial Holdings, Inc.
Entity Incorporation State Country Code	FL
Entity Tax Identification Number	87-4070846
Entity Address Address Line 1	2301 N.W. 87th Avenue
Entity Address City Or Town	Miami
Entity Address State Or Province	FL
Entity Address Postal Zip Code	33172
City Area Code	305
Local Phone Number	715-5200
Security 12b Title	Class A common stock, $1.00 par value per share
Trading Symbol	USCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding		20,000,753
Amendment Flag	false
Entity Central Index Key	0001901637
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Assets:
Cash and due from banks		$ 13,764	$ 6,477
Interest-bearing deposits in banks		80,349	39,751
Total cash & cash equivalents		94,113	46,228
Investment securities held to maturity (fair value $120,157)		122,361	122,658
Investment securities available for sale, at fair value		392,214	401,542
Federal Home Loan Bank stock, at cost		2,277	2,100
Loans held for investment, net of allowance of $15,057 and $15,086, respectively		1,243,314	1,175,024
Accrued interest receivable		6,303	5,975
Premises and equipment, net		5,245	5,278
Bank owned life insurance		41,986	41,720
Deferred tax asset, net		38,860	34,929
Lease right-of-use asset		13,441	14,185
Other assets		7,138	4,300
Total assets		1,967,252	1,853,939
Deposits:
Demand		656,622	605,425
Money market and savings accounts		772,022	703,856
Interest-bearing checking accounts		61,619	55,878
Time deposits over $250,000		118,069	119,401
Time deposits $250,000 or less		104,962	105,819
Total deposits		1,713,294	1,590,379
Federal Home Loan Bank advances		36,000	36,000
Lease liability		13,441	14,185
Accrued interest and other liabilities		12,478	9,478
Total liabilities		1,775,213	1,650,042
Stockholders' Equity:
Additional paid-in capital on common stock	[1]	310,887	310,666
Accumulated deficit		(119,391)	(124,245)
Accumulated other comprehensive income (loss)		(19,458)	(2,516)
Total stockholders' equity		192,039	203,897
Total liabilities and stockholders' equity		1,967,252	1,853,939
Preferred Stock Class C [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class D [Member]
Stockholders' Equity:
Preferred stock
Preferred Stock Class E [Member]
Stockholders' Equity:
Preferred stock
Common Class A [Member]
Stockholders' Equity:
Common stock	[1]	20,001	19,992
Common Class B [Member]
Stockholders' Equity:
Common stock
[1]	<div>(1) Class A common stock outstanding and additional paid-in-capital for December 31, 2020 were adjusted to reflect the 1 for 5 reverse stock split. See Note 13 "Stockholders' Equity" for further discussion on the stock split.</div>

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) $ in Thousands	Mar. 31, 2022USD ($)$ / sharesshares	Dec. 31, 2021USD ($)$ / sharesshares
Investment securities held to maturity, fair value | $	$ 112,690	$ 120,157
Loans held for investment, allowance | $	$ 15,074	$ 15,057
Preferred stock, share outstanding	0
Preferred Stock Class C [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 5	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value | $ / shares	$ 1	$ 1
Preferred stock, per share liquidation preference | $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value | $ / shares	$ 1	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	20,000,753	19,991,753
Common stock, shares outstanding	20,000,753	19,991,753
Common Class B [Member]
Common stock, par value | $ / shares	$ 1	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Interest income:
Loans, including fees		$ 12,982	$ 11,868
Investment securities		2,329	1,844
Interest-bearing deposits in financial institutions		31	16
Total interest income		15,342	13,728
Interest expense:
Interest-bearing deposits		16	14
Savings and money market accounts		551	548
Time deposits		259	554
Federal Home Loan Bank advances		137	137
Total interest expense		963	1,253
Net interest income before provision for credit losses		14,379	12,475
Provision for credit losses			160
Net interest income after provision for credit losses		14,379	12,635
Non-interest income:
Service fees		900	889
Gain on sale of securities available for sale, net		21	62
Gain on sale of loans held for sale, net		334	964
Loan settlement		161
Other non-interest income		529	406
Total non-interest income		1,945	2,321
Non-interest expense:
Salaries and employee benefits		5,875	5,278
Occupancy		1,270	1,387
Regulatory assessment and fees		213	178
Consulting and legal fees		517	185
Network and information technology services		387	508
Other operating		1,350	1,141
Total non -interest expense		9,612	8,677
Net income before income tax expense		6,712	6,279
Income tax expense		1,858	1,498
Net income		4,854	4,781
Preferred stock dividend			781
Net income (loss) available to common stockholders		4,854	4,000
Common Class A [Member]
Non-interest expense:
Net income (loss) available to common stockholders		$ 4,854	$ 4,000
Per share information:
Net income (loss) per share, basic	[1],[2]	$ 0.24	$ 0.78
Net income (loss) per share, diluted	[1],[2]	$ 0.24	$ 0.78
Common Class B [Member]
Non-interest expense:
Net income (loss) available to common stockholders			$ 4,000
Per share information:
Net income (loss) per share, basic	[1]		$ 0.16
Net income (loss) per share, diluted	[1]		$ 0.16
[1]	(1)
[2]	(2) common stock were adjusted to reflect the 1

Consolidated Statements of Op_2

Consolidated Statements of Operations (Parenthetical)	Jun. 16, 2021	Mar. 31, 2021
Common Class A [Member]
Common stock, stock split conversion ratio	0.2	0.2

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 4,854	$ 4,781
Other comprehensive income (loss):
Unrealized gain (loss) on investment securities	(22,775)	(6,070)
Amortization of net unrealized gains on securities transferred from available-for-sale to held-to-maturity	65
Reclassification adjustment for gain included in net income	(21)	(62)
Tax effect	5,789	1,503
Total other comprehensive income (loss), net of tax	(16,942)	(4,629)
Total comprehensive income	$ (12,088)	$ 152

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance at at Dec. 31, 2020	$ 171,001	$ 32,077	$ 10,010	$ 177,755	$ (53,622)	$ 4,781
Balance, shares at at Dec. 31, 2020		12,350,879	10,010,521
Net income	4,781				4,781
Other comprehensive income	(4,629)					(4,629)
Dividends - preferred stock	(781)				(781)
Stock based compensation	$ 53			53
Exercise of stock options, shares	64,000
Balance at at Mar. 31, 2021	$ 170,425	$ 32,077	$ 10,010	177,808	(49,622)	152
Balance, shares at at Mar. 31, 2021		12,350,879	10,010,521
Balance at at Dec. 31, 2021	203,897		$ 19,992	310,666	(124,245)	(2,516)
Balance, shares at at Dec. 31, 2021			19,991,753
Net income	4,854				4,854
Other comprehensive income	(16,942)					(16,942)
Stock based compensation	128
Exercise of stock options	$ 102		$ 9	93
Exercise of stock options, shares	9,000		9,000
Balance at at Mar. 31, 2022	$ 192,039		$ 20,001	$ 310,887	$ (119,391)	$ (19,458)
Balance, shares at at Mar. 31, 2022			20,000,753

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals)	Jun. 16, 2021	Mar. 31, 2021
Common Class A [Member]
Common stock, stock split conversion ratio	0.2	0.2

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income	$ 4,854	$ 4,781
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses		(160)
Depreciation and amortization	188	329
Amortization of premiums on securities, net	169	54
Accretion of deferred loan fees, net	(807)	(1,249)
Stock based compensation	128	53
Gain on sale of available for sale securities	(21)	(62)
Gain on sale of loans held for sale	(334)	(964)
Increase in cash surrender value of bank owned life insurance	(266)	(170)
Decrease in deferred tax asset	1,858	1,498
Net change in operating assets and liabilities:
Accrued interest receivable	(328)	(462)
Other assets	(2,838)	(1,660)
Accrued interest and other liabilities	3,000	2,071
Net cash provided by operating activities	5,603	4,059
Cash flows from investing activities:
Purchase of investment securities held to maturity	(2,432)
Proceeds from maturities and pay-down of investment securities held to maturity	2,626
Purchase of investment securities available for sale	(42,794)	(41,094)
Proceeds from maturities and pay-down of investment securities available for sale	14,788	13,699
Proceeds from sales of investment securities available for sale	14,558	14,248
Net increase in loans held for investment	(617)	(72,969)
Purchase of loans held for investment	(70,175)
Additions to premises and equipment	(155)	(184)
Proceeds from the sale of loans held for sale	3,643	9,788
Proceeds from the redemption of Federal Home Loan Bank stock		611
Purchase of Federal Home Loan Bank stock	(177)
Net cash used in investment activities	(80,735)	(75,901)
Cash flows from financing activities:
Proceeds from issuance of Class A common stock, net	102
Cash dividends paid		(781)
Net increase in deposits	122,915	130,829
Net cash provided by financing activities	123,017	130,048
Net increase (decrease) in cash and cash equivalents	47,885	58,206
Cash and cash equivalents at beginning of year	46,228	47,734
Cash and cash equivalents at end of year	94,113	105,940
Supplemental disclosures of cash flow information:
Interest paid	961	1,042
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	$ 3,309	$ 8,824

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Overview USCB Financial Holdings, Inc., a owned subsidiary, is a Florida in South Florida. During the year ended December 31, common outstanding shares USCB Financial Holdings, Inc. acquired all issued and outstanding shares of the Class A voting common stock of the Bank in connection with the reorganization of the Bank into the holding IPO and the exchange and redemption of shares, see The Company’s as of or for the period ended March 31, 2022 and December period ended March 31, 2021. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and GAAP”) for comple management, presented have been Company’s consolidated financial for the year ended December 31, 2021. Principles of Consolidation The balances are eliminated in consolidation. Use of Estimates To prepare on available most significant and income taxes. Concentration of Credit Risks Credit perform as contracted and any collateral or security proved to be insufficient (whether on or off-balance sheet) arising from financial instruments exist in relation to certain concentration arises when to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not have a significant exposure to any individual customer At March Company’s 187.1 156.4 concentration accounted for 14.9 % of net loans outstanding at March 31, 2022 and 13.1 % at December 31, 2021. At March 31, 2022 and December 31, 2021, the to foreign banks in Ecuador, Honduras, and El 61.4 47.9 These foreign banks maintained deposits 30.3 28.9 December 31, 2021, respectively. At various times during to the Company from institutions. Bank Owned Life Insurance Bank owned sheet date, which is typically At March 31, value of $ 42.0 and officers. Reclassifications Certain presentation. Reclassifications had no impact on the net income Recently Issued Accounting Standards Issued and Adopted The Company adopted no were consolidated financial statements or internal controls. Issued and Not Yet Adopted Measurement of Credit Losses on Financial Instruments In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal financial statements general economic conditions, evaluating the impact of ASU will lead to significant changes the ACL. software solution to assist with the CECL estimation process, Reference Rate Reform In Reference Rate Reform 2021-01 which provides optional the effects 2022. The ASU will have a material effect on our business operatio Trouble Debt Restructuring In Restructurings and Vintage Disclosures. restructurings for loan modifications by after permitted for entities that have already adopted CECL. CECL implementation efforts, statements when adopted.

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2022
Investments Securities [Abstract]
Investment Securities	2. The following value of investment securities at the dates indicated (in During the 28 value of 67.6 68.7 (“HTM”). These securities had a net unrealized gain 1.1 income comprehensive income (“AOCI”) in AOCI amortization out of AOCI for net unrealized gains on securities 65 Gains and losses on basis. The following table presents the proceeds, realized debt securities for the three months ended March 31, The indicated (in thousands). call or prepay separately. At March 31, equity other than the United States Government and Government Agencies. All the collateralized mortgage obligations and mortgage-backed securities are issued by United States Information pertaining length of dates (in thousands): As of March 31, 2022, the unrealized losses associated with $ 66.0 AFS associated with changes in the cost basis upon transfer The Company performs a review any changes in the than-temporary (“OTTI”) basis. Management considers several factors in their analysis including (i) severity and duration of the impairment, (ii) credit than not that it will be required to (v) underlying guarantor of the securities. The Company does not consider these in market recovery required to sell the securities before maturity. Pledged Securities The Company 20.0 guaranteed with investment on prevailing rates under this agreement. The Company is to legally maintain public deposits from cities, municipalities, and the state of Florida. These public deposits are secured by securities pledged to the 25 % of the outstanding maintain a minimum amount of pledged securities to be in the As of March 31, 2022, 63.7 to these public funds were eleven 19.6 As of 37.3 pledged to these public funds were eleven 20.4 March 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 28,197 $ - $ (764) $ 27,433 U.S. Treasury 2,463 - - 2,463 Collateralized mortgage obligations 163,382 9 (12,653) 150,738 Mortgage-backed securities - residential 114,655 - (8,617) 106,038 Mortgage-backed securities - commercial 46,280 26 (2,069) 44,237 Municipal securities 25,144 - (3,163) 21,981 Bank subordinated debt securities 27,003 476 (184) 27,295 Corporate bonds 12,066 91 (128) 12,029 $ 419,190 $ 602 $ (27,578) $ 392,214 Held-to-maturity: U.S. Government Agency $ 34,465 $ - $ (2,802) $ 31,663 Collateralized mortgage obligations 42,567 - (3,535) 39,032 Mortgage-backed securities - residential 28,981 - (2,327) 26,654 Mortgage-backed securities - commercial 3,099 - (282) 2,817 Corporate bonds 13,249 - (725) 12,524 $ 122,361 $ - $ (9,671) $ 112,690 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157 Three Months Ended March 31, Available-for-sale: 2022 2021 Proceeds from sale and call of securities $ 14,558 $ 14,248 Gross gains $ 158 $ 75 Gross losses (137) (13) Net realized gains $ 21 $ 62 Available-for-sale Held-to-maturity March 31, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 1,995 $ 2,014 $ 2,007 $ 2,003 Due after one year through five years 10,518 10,509 11,242 10,521 Due after five years through ten years 29,019 29,131 - - Due after ten years 25,144 22,114 - - U.S. Government Agency 28,197 27,433 34,465 31,663 Collateralized mortgage obligations 163,382 150,738 42,567 39,032 Mortgage-backed securities - residential 114,655 106,038 28,981 26,654 Mortgage-backed securities - commercial 46,280 44,237 3,099 2,817 $ 419,190 $ 392,214 $ 122,361 $ 112,690 March 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 35,156 $ (1,909) $ 16,223 $ (1,769) $ 51,379 $ (3,678) U.S. Treasury 2,463 - - - 2,463 - Collateralized mortgage obligations 131,069 (10,567) 52,672 (5,621) 183,741 (16,188) Mortgage-backed securities - residential 80,981 (5,493) 46,780 (5,109) 127,761 (10,602) Mortgage-backed securities - commercial 27,614 (1,619) 6,835 (665) 34,449 (2,284) Municipal securities 6,812 (802) 15,169 (2,361) 21,981 (3,163) Bank subordinated debt securities 6,316 (184) - - 6,316 (184) Corporate bonds 12,953 (247) - - 12,953 (247) $ 303,364 $ (20,821) $ 137,679 $ (15,525) $ 441,043 $ (36,346) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans

Loans	3 Months Ended
	Mar. 31, 2022
Loans [Abstract]
Loans	90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 716 $ - $ - $ 716 $ - $ 716 1-4 family residential 136,793 760 - 137,553 - 137,553 Condo residential 64,760 1,288 - 66,048 - 66,048 202,269 2,048 - 204,317 - 204,317 Commercial real estate: Land and construction 31,454 - - 31,454 - 31,454 Multi family residential 129,217 - - 129,217 - 129,217 Condo commercial 42,729 - - 42,729 - 42,729 Commercial property 576,451 2,123 - 578,574 - 578,574 Leasehold improvements 98 - - 98 - 98 779,949 2,123 - 782,072 - 782,072 Commercial and industrial: Secured 104,058 118 - 104,176 - 104,176 Unsecured 30,598 58 - 30,656 - 30,656 134,656 176 - 134,832 - 134,832 Foreign banks 63,985 - - 63,985 - 63,985 Consumer and other 73,485 280 - 73,765 - 73,765 Total $ 1,254,344 $ 4,627 $ - $ 1,258,971 $ - $ 1,258,971 March 31, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,621 $ 3,614 $ - $ 5,021 $ 5,035 $ - Commercial real estate 189 190 - 696 695 - 3,810 3,804 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,737 3,702 160 3,985 3,950 178 Commercial real estate 413 413 1 - - - Commercial and industrial 132 132 66 141 141 71 Consumer and other 217 217 108 224 224 111 4,499 4,464 335 4,350 4,315 360 Total $ 8,309 $ 8,268 $ 335 $ 10,067 $ 10,045 $ 360 Three Months Ended March 31, 2022 2021 Residential real estate $ 8,181 $ 9,494 Commercial real estate 649 727 Commercial and industrial 137 197 Consumer and other 220 276 Total $ 9,187 $ 10,694 March 31, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,357 $ - $ 7,357 $ 7,815 $ - $ 7,815 Commercial real estate 603 - 603 696 - 696 Commercial and industrial 132 - 132 141 - 141 Consumer and other 217 - 217 224 - 224 Total $ 8,309 $ - $ 8,309 $ 8,876 $ - $ 8,876" id="sjs-B4">3. The following table is a summary of the distribution of At 171.4 185.1 commercial real estate Reserve Bank of Atlanta. The Company was a participant loans. These the funds had to be used towards payroll cost, mortgage interest, rent, utilities and other costs loans 24.6 March 31, 2022 and $ 42.4 PPP loans had deferred loan fees of $ 590 1.5 The Company recognized 1.0 1.5 ended Statements of Operations. The collateral type loan environmental factors that may cause estimated credit losses Changes in thousands): Allowance for credit losses and the outstanding balances in follows (in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based payment periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory Special Mention close attention. If left uncorrected, these potential weaknesses prospects for the loan or of the institution’s Substandard – Loans classified as substandard are inadequately protected capacity of the obligator or of the collateral pledged, if weaknesses that jeopardize the liquidation of the debt. institution will sustain some loss if the deficiencies are Doubtful the added characteristic that the weaknesses make collection facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are Loan Aging The Company The Company The following December 31, 2021 (in thousands): There was no Interest $ 0 7 Impaired Loans The following table includes applicable, on the basis of impairment methodology for the dates Net investment balance is the unpaid principal balance The following thousands): Interest income recognized on impaired loans for the three months ended March 31, 2022 91 and $ 109 Troubled Debt Restructuring A troubled concession payment, conversion of The following table presents performing and non-performing The Company had allocated $ 335 360 and December 31, 2021, no and 2021. There was no March 31, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 204,317 16.2 % $ 201,359 16.9 % Commercial Real Estate 782,072 62.1 % 704,988 59.2 % Commercial and Industrial 134,832 10.7 % 146,592 12.3 % Foreign Banks 63,985 5.1 % 59,491 5.0 % Consumer and Other 73,765 5.9 % 79,229 6.6 % Total 1,258,971 100.0 % 1,191,659 100.0 % Less: Unearned income 583 1,578 Total 1,258,388 1,190,081 Less: Allowance for credit losses 15,074 15,057 Total $ 1,243,314 $ 1,175,024 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total March 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 160 $ 1 $ 66 $ - $ 108 $ 335 Collectively evaluated for impairment 2,197 9,182 2,289 491 580 14,739 Balances, end of period $ 2,357 $ 9,183 $ 2,355 $ 491 $ 688 $ 15,074 Loans: Individually evaluated for impairment $ 7,357 $ 603 $ 132 $ - $ 217 $ 8,309 Collectively evaluated for impairment 196,960 781,469 134,700 63,985 73,548 1,250,662 Balances, end of period $ 204,317 $ 782,072 $ 134,832 $ 63,985 $ 73,765 $ 1,258,971 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659 As of March 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 716 $ - $ - $ - $ 716 1-4 family residential 134,373 - 3,180 - 137,553 Condo residential 66,048 - - - 66,048 201,137 - 3,180 - 204,317 Commercial real estate: Land and construction 31,454 - - - 31,454 Multi family residential 129,217 - - - 129,217 Condo commercial 42,315 - 414 - 42,729 Commercial property 577,364 1,210 - - 578,574 Leasehold improvements 98 - - - 98 780,448 1,210 414 - 782,072 Commercial and industrial: (1) Secured 103,668 - 508 - 104,176 Unsecured 30,656 - - - 30,656 134,324 - 508 - 134,832 Foreign banks 63,985 - - - 63,985 Consumer and other loans 73,548 - 217 - 73,765 Total $ 1,253,442 $ 1,210 $ 4,319 $ - $ 1,258,971 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1) Accruing As of March 31, 2022: Current Past Due 30- 89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 716 $ - $ - $ 716 $ - $ 716 1-4 family residential 136,793 760 - 137,553 - 137,553 Condo residential 64,760 1,288 - 66,048 - 66,048 202,269 2,048 - 204,317 - 204,317 Commercial real estate: Land and construction 31,454 - - 31,454 - 31,454 Multi family residential 129,217 - - 129,217 - 129,217 Condo commercial 42,729 - - 42,729 - 42,729 Commercial property 576,451 2,123 - 578,574 - 578,574 Leasehold improvements 98 - - 98 - 98 779,949 2,123 - 782,072 - 782,072 Commercial and industrial: Secured 104,058 118 - 104,176 - 104,176 Unsecured 30,598 58 - 30,656 - 30,656 134,656 176 - 134,832 - 134,832 Foreign banks 63,985 - - 63,985 - 63,985 Consumer and other 73,485 280 - 73,765 - 73,765 Total $ 1,254,344 $ 4,627 $ - $ 1,258,971 $ - $ 1,258,971 March 31, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,621 $ 3,614 $ - $ 5,021 $ 5,035 $ - Commercial real estate 189 190 - 696 695 - 3,810 3,804 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,737 3,702 160 3,985 3,950 178 Commercial real estate 413 413 1 - - - Commercial and industrial 132 132 66 141 141 71 Consumer and other 217 217 108 224 224 111 4,499 4,464 335 4,350 4,315 360 Total $ 8,309 $ 8,268 $ 335 $ 10,067 $ 10,045 $ 360 Three Months Ended March 31, 2022 2021 Residential real estate $ 8,181 $ 9,494 Commercial real estate 649 727 Commercial and industrial 137 197 Consumer and other 220 276 Total $ 9,187 $ 10,694 March 31, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,357 $ - $ 7,357 $ 7,815 $ - $ 7,815 Commercial real estate 603 - 603 696 - 696 Commercial and industrial 132 - 132 141 - 141 Consumer and other 217 - 217 224 - 224 Total $ 8,309 $ - $ 8,309 $ 8,876 $ - $ 8,876

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2022
Income Taxes [Abstract]
Income Taxes	4. The Company’s provision for income taxes is presented The actual expense for the year (computed by applying the U.S. federal corporate tax rate of 21 % for 2022 and 2021 to income before provision for income taxes) as follows (in thousands): The Company’s deferred tax assets and deferred March 31, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 27,731 $ 28,819 Allowance for credit losses 3,820 3,816 Lease liability 3,407 3,595 Unrealized loss on available for sale securities 6,606 817 Deferred loan fees 148 400 Depreciable property 106 361 Stock option compensation 264 241 Accruals 195 600 Other, net 142 2 Deferred tax asset 42,419 38,651 Deferred tax liability: Lease right of use asset (3,407) (3,595) Deferred expenses (152) (127) Deferred tax liability (3,559) (3,722) Net deferred tax asset $ 38,860 $ 34,929 The Company has approximately 105.5 128.2 expiring in various amounts between 2031 and 2036 and are In assessing the portion or upon the generation of Management considers the scheduled reversal strategies in making this assessment. The major tax jurisdictions where the Company files income tax returns are the U.S. federal jurisdiction and the state Florida. With few authorities for years before 2018. For the three months ended no t have any unrecognized result of no recorded as a result of tax uncertainties.

Equity Based And Other Compensa

Equity Based And Other Compensation Plans	3 Months Ended
	Mar. 31, 2022
Equity Based And Other Compensation Plans [Abstract]
Equity Based And Other Compensation Plans	5. The Company’s Amended and Restated 2015 Equity Incentive Plan (the “2015 Option Plan”) is used to issue shares of common statements on the Form 10-K for more information on the 2015 At 1,391,667 557,667 shares available for grant under the 2015 Option Plan Stock option balances, months options issued are only the stock split. The Company recognizes compensation expense based Scholes vesting ultimately vest, actual option forfeitures. The Statements 128 March 31, 2022 and $ 53 Cash activities. Excess tax benefits tax asset no ended March 31, 2022 and 2021. Unrecognized 1.2 145 March 31, 2022 and 2021, respectively. The fair value of options granted was determined using Assumption March 31, 2022 Risk-free interest rate Expected term 10 Expected stock price volatility 10 % Dividend yield 0 % The following table presents a summary of stock options Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Years Aggregate Intrinsic Value Balance at January 1, 2022 959,667 $ 10.87 8.4 Granted 10,000 $ 14.12 Exercised 9,000 $ 11.35 Balance at March 31, 2022 960,667 $ 10.90 8.1 Exercisable at March 31, 2022 322,667 $ 9.08 5.8 $ 1,693 Balance at January 1, 2021 (1) 339,667 $ 9.37 7.1 Granted 64,000 $ 8.91 Balance at March 31, 2021 403,667 $ 9.29 7.1 Exercisable at March 31, 2021 243,666 $ 8.73 6.3 $ 208 (1) reverse stock split. See Note 9 "Stockholders' Equity" The aggregate intrinsic value in valuation of the Company’s stock and the exercise price, multiplied by would have been received by the option holders had all option The weighted average 3.35 1.85 and 2021

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements	3 Months Ended
	Mar. 31, 2022
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	6. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial instruments include letters of amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the commitments and conditional obligations as it does for on-balance-sheet The Company's exposure for unused lines of credit, and standby letters of credit A March 31, 2022 and December 31, 2021 (in thousands): March 31, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 125,484 $ 134,877 Standby and commercial letters of credit 5,552 6,420 $ 131,036 $ 141,297 Commitments to established in the contract. Commitments generally have Unfunded lines of customers. These lines of not be drawn upon to the total extent to which the Company is committed. Standby performance of a arrangements. Essentially all letters of credit have fixed maturity dates and many of them expire without being drawn upon, they do not generally present a significant liquidity risk

Derivatives

Derivatives	3 Months Ended
	Mar. 31, 2022
Derivatives [Abstract]
Derivatives	7. The Company utilizes interest rate swap agreements its interest parties. The amounts exchanged are interest rate swap agreements. The Company enters into interest rate swaps with its loan customers. The Company had 17 18 with 36.5 39.2 December 31, 2021, corresponding Company to provide the counterparty the Consolidated accounting purposes. The following table reflects the Company’s customer Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability March 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 36,513 $ 1,260 Other assets/Other liabilities $ 2,277 $ 2,277 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Fair Value Measurements [Abstract]
Fair Value Measurements	8. Determination of Fair Value The Company determine fair value financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market However, in where quoted techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in The fair (that is, market conditions. change in the depends on the facts within the range that is most representative of fair value under Fair Value Hierarchy In accordance with at fair assumptions used to determine fair value. Level 1 entity has equity securities that sources for market transactions involving identical assets Level 2 asset liabilities; quoted by observable market data for substantially the full term of the Level 3 significant whose value well as instruments for which determination of fair value A significant to the fair value measurement. Items Measured at Fair Value AFS investment securities: for such securities, Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or party broker-dealers securities, pricing models or discounted cash flow analyses Derivatives: classified within Level 2 of the hierarchy. The following and December 31, 2021 for each of the fair value hierarchy Items Measured at Fair Value Impaired Loans: At March guidance, individual loans with 4.5 4.4 down to 4.2 4.0 $ 335 360 and December 31, 2021, respectively. value management's estimates of changes in economic conditions Other Real Estate: estimate of valuation technique the appraiser the value for changes in a consequence of the carrying cost or the considered a Level 3 valuation. The following table and December 31, 2021 for each of the fair value hierarchy The following table presents value on a non-recurring basis at March 31, 2022 and There were no 2021. Items Not Measured at Fair Value The following table value as of March 31, 2022 and December 31, 2021 (in March 31, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 27,433 $ - $ 27,433 $ - $ 10,520 $ - $ 10,520 U.S. Treasury - 2,463 - 2,463 - - - - Collateralized mortgage obligations - 150,738 - 150,738 - 156,829 - 156,829 Mortgage-backed securities - residential - 106,038 - 106,038 - 118,842 - 118,842 Mortgage-backed securities - commercial - 44,237 - 44,237 - 50,117 - 50,117 Municipal Securities - 21,981 - 21,981 - 24,276 - 24,276 Bank subordinated debt securities - 27,295 - 27,295 - 28,408 - 28,408 Corporate bonds - 12,029 - 12,029 - 12,550 - 12,550 Total - 392,214 - 392,214 - 401,542 - 401,542 Derivative assets - 2,277 - 2,277 - 1,434 - 1,434 Total assets at fair value $ - $ 394,491 $ - $ 394,491 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 2,277 $ - $ 2,277 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 2,277 $ - $ 2,277 $ - $ 1,434 $ - $ 1,434 Level 1 Level 2 Level 3 Total March 31, 2022: Impaired loans $ - $ - $ 4,164 $ 4,164 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990 Fair Value Valuation Technique(s) Unobservable Input(s) March 31, 2022: Residential real estate $ 3,576 Sales comparison approach Adj. for differences between comparable sales Commercial real estate 413 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 66 Discounted cash flow Adj. for differences in net operating income expectations Other 109 Discounted cash flow Adj. for differences in net operating income expectations Total $ 4,164 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Other 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount March 31, 2022: Financial Assets: Cash and due from banks $ 13,764 $ 13,764 $ - $ - $ 13,764 Interest-bearing deposits in banks $ 80,349 $ 80,349 $ - $ - $ 80,349 Investment securities held to maturity $ 122,361 $ - $ 112,690 $ - $ 112,690 Loans held for investment, net $ 1,243,314 $ - $ - $ 1,276,299 $ 1,276,299 Accrued interest receivable $ 6,303 $ - $ 1,681 $ 4,622 $ 6,303 Financial Liabilities: Demand deposits $ 656,622 $ 656,622 $ - $ - $ 656,622 Money market and savings accounts $ 772,022 $ 772,022 $ - $ - $ 772,022 Interest-bearing checking accounts $ 61,619 $ 61,619 $ - $ - $ 61,619 Time deposits $ 223,031 $ - $ - $ 220,103 $ 220,103 FHLB advances $ 36,000 $ - $ 36,100 $ - $ 36,100 Accrued interest payable $ 98 $ - $ 48 $ 50 $ 98 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity

Stockholders' Equity	3 Months Ended
	Mar. 31, 2022
Stockholders' Equity [Abstract]
Stockholders' Equity	9. Common Stock The rights conversion rights. have no transferred. In June 2021, the Bank effected a 1 for 5 1.00 shares of one shares common stock, earnings per share and stock 1 for 5 common stock was not adjusted but if sold or exchanged would be converted 1 for 5 1 Class “Board”) 1 for 5 adjustments Changes in Stockholders’ Equity. In July 2021, 4,600,000 of 10.00 40.0 deducting underwriting discounts and expenses. In December 2021, the Bank entered into agreements with the B common stock for Class A common stock at 6,121,052 stock were exchanged for 1,224,212 In December 2021, the Class A voting the Bank’s capital Each of the outstanding 1.00 was converted into and 1.00 and the Bank became the Company’s wholly owned In the same designations, held previously owned of the Bank’s common stock. Preferred Stock In April 2021, stock at 7.5 103 shareholders approved the repurchase which the Bank The common stock. The offer 90 % of 10 % exchange ratio for the shares of for shares of Class A common stock. During the year ended December 31, 2021, 47,473 11,061,552 D preferred stock converted into an aggregate of 10,278,072 C and Class D preferred shares had 102.8 C preferred stock and Class for $11.4 million. The fair value of the 89.6 March 31, 2022 and December 31, 2021, there were no no Dividends The following 2021 (in thousands): Declaration of dividends by the Board is required before dividend payments are made. No the Board for the common stock classes for the three months ended March 31, 2022 and 2021. no dividends declared and unpaid as of March 31, 2022 and

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Share	10. Earnings securities. Basic EPS number of common shares outstanding for computed by shares outstanding for the period determined using the treasury-stock method. For common stock options and are only included in the calculation To allocated between Class A and Class as of March 31, 2022. To allocated outstanding shares the 1 for B shares was calculated based on their 20 % per share equivalent to Class A common shares. The following March 31, 2022 and 2021 (in thousands): The following table reflects ended March 31, 2022 and 2021 (in thousands, except See Note 9 “Stockholders’ Equity” for further discussion

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2022
Regulatory Matters [Abstract]
Regulatory Matters	11. The Bank is and Consumer Protection 2.5 % capital conservation the minimum requirements limit December 31, 2021, the capital ratios for the Bank were At March 31, 2022, the most recent notification from the regulatory authorities under the regulatory framework for prompt corrective action. Actual and required capital 2022 include the capital conservation buffer previously Effective December bank holding company. Pursuant to this transaction, each of the outstanding shares of the Bank’s $ 1.00 stock held by its 1.00 value common stock, for further details.

Loss Contingencies

Loss Contingencies	3 Months Ended
	Mar. 31, 2022
Loss Contingencies [Abstract]
Loss Contingencies	12. Loss contingencies, management, none on the Company’s Consolidated Financial Statements.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	3 Months Ended
	Mar. 31, 2022
Summary of Significant Accounting Policies [Abstract]
Basis of Consolidated Financial Statement Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and GAAP”) for comple management, presented have been Company’s consolidated financial for the year ended December 31, 2021.
Principles of Consolidation	Principles of Consolidation The balances are eliminated in consolidation.
Concentration of Credit Risks	Concentration of Credit Risks Credit perform as contracted and any collateral or security proved to be insufficient (whether on or off-balance sheet) arising from financial instruments exist in relation to certain concentration arises when to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not have a significant exposure to any individual customer At March Company’s 187.1 156.4 concentration accounted for 14.9 % of net loans outstanding at March 31, 2022 and 13.1 % at December 31, 2021. At March 31, 2022 and December 31, 2021, the to foreign banks in Ecuador, Honduras, and El 61.4 47.9 These foreign banks maintained deposits 30.3 28.9 December 31, 2021, respectively. At various times during to the Company from institutions.
Bank Owned Life Insurance	Bank Owned Life Insurance Bank owned sheet date, which is typically At March 31, value of $ 42.0 and officers.
Reclassifications	Reclassifications Certain presentation. Reclassifications had no impact on the net income
Recently Issued Accounting Standards	Recently Issued Accounting Standards Issued and Adopted The Company adopted no were consolidated financial statements or internal controls. Issued and Not Yet Adopted Measurement of Credit Losses on Financial Instruments In June Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) credit under U.S. GAAP statement Company 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal financial statements general economic conditions, evaluating the impact of ASU will lead to significant changes the ACL. software solution to assist with the CECL estimation process, Reference Rate Reform In Reference Rate Reform 2021-01 which provides optional the effects 2022. The ASU will have a material effect on our business operatio Trouble Debt Restructuring In Restructurings and Vintage Disclosures. restructurings for loan modifications by after permitted for entities that have already adopted CECL. CECL implementation efforts, statements when adopted.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Investments Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	March 31, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 28,197 $ - $ (764) $ 27,433 U.S. Treasury 2,463 - - 2,463 Collateralized mortgage obligations 163,382 9 (12,653) 150,738 Mortgage-backed securities - residential 114,655 - (8,617) 106,038 Mortgage-backed securities - commercial 46,280 26 (2,069) 44,237 Municipal securities 25,144 - (3,163) 21,981 Bank subordinated debt securities 27,003 476 (184) 27,295 Corporate bonds 12,066 91 (128) 12,029 $ 419,190 $ 602 $ (27,578) $ 392,214 Held-to-maturity: U.S. Government Agency $ 34,465 $ - $ (2,802) $ 31,663 Collateralized mortgage obligations 42,567 - (3,535) 39,032 Mortgage-backed securities - residential 28,981 - (2,327) 26,654 Mortgage-backed securities - commercial 3,099 - (282) 2,817 Corporate bonds 13,249 - (725) 12,524 $ 122,361 $ - $ (9,671) $ 112,690 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157
Schedule of Realized Gains and Losses	Three Months Ended March 31, Available-for-sale: 2022 2021 Proceeds from sale and call of securities $ 14,558 $ 14,248 Gross gains $ 158 $ 75 Gross losses (137) (13) Net realized gains $ 21 $ 62
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity March 31, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 1,995 $ 2,014 $ 2,007 $ 2,003 Due after one year through five years 10,518 10,509 11,242 10,521 Due after five years through ten years 29,019 29,131 - - Due after ten years 25,144 22,114 - - U.S. Government Agency 28,197 27,433 34,465 31,663 Collateralized mortgage obligations 163,382 150,738 42,567 39,032 Mortgage-backed securities - residential 114,655 106,038 28,981 26,654 Mortgage-backed securities - commercial 46,280 44,237 3,099 2,817 $ 419,190 $ 392,214 $ 122,361 $ 112,690
Debt Securities Available For Sale Unrealized Loss Position Fair Value [Table Text Block]	March 31, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 35,156 $ (1,909) $ 16,223 $ (1,769) $ 51,379 $ (3,678) U.S. Treasury 2,463 - - - 2,463 - Collateralized mortgage obligations 131,069 (10,567) 52,672 (5,621) 183,741 (16,188) Mortgage-backed securities - residential 80,981 (5,493) 46,780 (5,109) 127,761 (10,602) Mortgage-backed securities - commercial 27,614 (1,619) 6,835 (665) 34,449 (2,284) Municipal securities 6,812 (802) 15,169 (2,361) 21,981 (3,163) Bank subordinated debt securities 6,316 (184) - - 6,316 (184) Corporate bonds 12,953 (247) - - 12,953 (247) $ 303,364 $ (20,821) $ 137,679 $ (15,525) $ 441,043 $ (36,346) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2022
Loans [Abstract]
Summary of Loans Held for Investment	March 31, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 204,317 16.2 % $ 201,359 16.9 % Commercial Real Estate 782,072 62.1 % 704,988 59.2 % Commercial and Industrial 134,832 10.7 % 146,592 12.3 % Foreign Banks 63,985 5.1 % 59,491 5.0 % Consumer and Other 73,765 5.9 % 79,229 6.6 % Total 1,258,971 100.0 % 1,191,659 100.0 % Less: Unearned income 583 1,578 Total 1,258,388 1,190,081 Less: Allowance for credit losses 15,074 15,057 Total $ 1,243,314 $ 1,175,024
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total March 31, 2022: Allowance for credit losses: Individually evaluated for impairment $ 160 $ 1 $ 66 $ - $ 108 $ 335 Collectively evaluated for impairment 2,197 9,182 2,289 491 580 14,739 Balances, end of period $ 2,357 $ 9,183 $ 2,355 $ 491 $ 688 $ 15,074 Loans: Individually evaluated for impairment $ 7,357 $ 603 $ 132 $ - $ 217 $ 8,309 Collectively evaluated for impairment 196,960 781,469 134,700 63,985 73,548 1,250,662 Balances, end of period $ 204,317 $ 782,072 $ 134,832 $ 63,985 $ 73,765 $ 1,258,971 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659
Loan Credit Exposures	As of March 31, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 716 $ - $ - $ - $ 716 1-4 family residential 134,373 - 3,180 - 137,553 Condo residential 66,048 - - - 66,048 201,137 - 3,180 - 204,317 Commercial real estate: Land and construction 31,454 - - - 31,454 Multi family residential 129,217 - - - 129,217 Condo commercial 42,315 - 414 - 42,729 Commercial property 577,364 1,210 - - 578,574 Leasehold improvements 98 - - - 98 780,448 1,210 414 - 782,072 Commercial and industrial: (1) Secured 103,668 - 508 - 104,176 Unsecured 30,656 - - - 30,656 134,324 - 508 - 134,832 Foreign banks 63,985 - - - 63,985 Consumer and other loans 73,548 - 217 - 73,765 Total $ 1,253,442 $ 1,210 $ 4,319 $ - $ 1,258,971 (1) As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit ("HELOC") and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1)
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of March 31, 2022: Current Past Due 30- 89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 716 $ - $ - $ 716 $ - $ 716 1-4 family residential 136,793 760 - 137,553 - 137,553 Condo residential 64,760 1,288 - 66,048 - 66,048 202,269 2,048 - 204,317 - 204,317 Commercial real estate: Land and construction 31,454 - - 31,454 - 31,454 Multi family residential 129,217 - - 129,217 - 129,217 Condo commercial 42,729 - - 42,729 - 42,729 Commercial property 576,451 2,123 - 578,574 - 578,574 Leasehold improvements 98 - - 98 - 98 779,949 2,123 - 782,072 - 782,072 Commercial and industrial: Secured 104,058 118 - 104,176 - 104,176 Unsecured 30,598 58 - 30,656 - 30,656 134,656 176 - 134,832 - 134,832 Foreign banks 63,985 - - 63,985 - 63,985 Consumer and other 73,485 280 - 73,765 - 73,765 Total $ 1,254,344 $ 4,627 $ - $ 1,258,971 $ - $ 1,258,971 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due > 90 Days and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659
Impaired Loans	March 31, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,621 $ 3,614 $ - $ 5,021 $ 5,035 $ - Commercial real estate 189 190 - 696 695 - 3,810 3,804 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,737 3,702 160 3,985 3,950 178 Commercial real estate 413 413 1 - - - Commercial and industrial 132 132 66 141 141 71 Consumer and other 217 217 108 224 224 111 4,499 4,464 335 4,350 4,315 360 Total $ 8,309 $ 8,268 $ 335 $ 10,067 $ 10,045 $ 360 Three Months Ended March 31, 2022 2021 Residential real estate $ 8,181 $ 9,494 Commercial real estate 649 727 Commercial and industrial 137 197 Consumer and other 220 276 Total $ 9,187 $ 10,694
Performing and Non-Performing Troubled Debt Restructurings	March 31, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,357 $ - $ 7,357 $ 7,815 $ - $ 7,815 Commercial real estate 603 - 603 696 - 696 Commercial and industrial 132 - 132 141 - 141 Consumer and other 217 - 217 224 - 224 Total $ 8,309 $ - $ 8,309 $ 8,876 $ - $ 8,876

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2022
Income Taxes [Abstract]
Provision for Income Taxes	March 31, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 27,731 $ 28,819 Allowance for credit losses 3,820 3,816 Lease liability 3,407 3,595 Unrealized loss on available for sale securities 6,606 817 Deferred loan fees 148 400 Depreciable property 106 361 Stock option compensation 264 241 Accruals 195 600 Other, net 142 2 Deferred tax asset 42,419 38,651 Deferred tax liability: Lease right of use asset (3,407) (3,595) Deferred expenses (152) (127) Deferred tax liability (3,559) (3,722) Net deferred tax asset $ 38,860 $ 34,929

Equity Based And Other Compen_2

Equity Based And Other Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Equity Based And Other Compensation Plans [Abstract]
Schedule Of Stock Options Valuation Assumptions	Assumption March 31, 2022 Risk-free interest rate Expected term 10 Expected stock price volatility 10 % Dividend yield 0 %
Schedule Of Stock Options Activity	Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Years Aggregate Intrinsic Value Balance at January 1, 2022 959,667 $ 10.87 8.4 Granted 10,000 $ 14.12 Exercised 9,000 $ 11.35 Balance at March 31, 2022 960,667 $ 10.90 8.1 Exercisable at March 31, 2022 322,667 $ 9.08 5.8 $ 1,693 Balance at January 1, 2021 (1) 339,667 $ 9.37 7.1 Granted 64,000 $ 8.91 Balance at March 31, 2021 403,667 $ 9.29 7.1 Exercisable at March 31, 2021 243,666 $ 8.73 6.3 $ 208 (1) reverse stock split. See Note 9 "Stockholders' Equity"

Off-Balance Sheet Arrangements

Off-Balance Sheet Arrangements (Tables)	3 Months Ended
	Mar. 31, 2022
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	March 31, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 125,484 $ 134,877 Standby and commercial letters of credit 5,552 6,420 $ 131,036 $ 141,297

Derivatives (Tables)

Derivatives (Tables)	3 Months Ended
	Mar. 31, 2022
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability March 31, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 36,513 $ 1,260 Other assets/Other liabilities $ 2,277 $ 2,277 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Measurements [Abstract]
Schedule Of Assets Measured At Fair Value On Recurring Basis	March 31, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 27,433 $ - $ 27,433 $ - $ 10,520 $ - $ 10,520 U.S. Treasury - 2,463 - 2,463 - - - - Collateralized mortgage obligations - 150,738 - 150,738 - 156,829 - 156,829 Mortgage-backed securities - residential - 106,038 - 106,038 - 118,842 - 118,842 Mortgage-backed securities - commercial - 44,237 - 44,237 - 50,117 - 50,117 Municipal Securities - 21,981 - 21,981 - 24,276 - 24,276 Bank subordinated debt securities - 27,295 - 27,295 - 28,408 - 28,408 Corporate bonds - 12,029 - 12,029 - 12,550 - 12,550 Total - 392,214 - 392,214 - 401,542 - 401,542 Derivative assets - 2,277 - 2,277 - 1,434 - 1,434 Total assets at fair value $ - $ 394,491 $ - $ 394,491 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 2,277 $ - $ 2,277 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 2,277 $ - $ 2,277 $ - $ 1,434 $ - $ 1,434
Schedule Of Assets Measured At Fair Value On A Nonrecurring Basis	Level 1 Level 2 Level 3 Total March 31, 2022: Impaired loans $ - $ - $ 4,164 $ 4,164 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990
Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis	Fair Value Valuation Technique(s) Unobservable Input(s) March 31, 2022: Residential real estate $ 3,576 Sales comparison approach Adj. for differences between comparable sales Commercial real estate 413 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 66 Discounted cash flow Adj. for differences in net operating income expectations Other 109 Discounted cash flow Adj. for differences in net operating income expectations Total $ 4,164 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Other 113 Discounted cash flow Adj. for differences in net operating income expectations Total $ 3,990
Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount March 31, 2022: Financial Assets: Cash and due from banks $ 13,764 $ 13,764 $ - $ - $ 13,764 Interest-bearing deposits in banks $ 80,349 $ 80,349 $ - $ - $ 80,349 Investment securities held to maturity $ 122,361 $ - $ 112,690 $ - $ 112,690 Loans held for investment, net $ 1,243,314 $ - $ - $ 1,276,299 $ 1,276,299 Accrued interest receivable $ 6,303 $ - $ 1,681 $ 4,622 $ 6,303 Financial Liabilities: Demand deposits $ 656,622 $ 656,622 $ - $ - $ 656,622 Money market and savings accounts $ 772,022 $ 772,022 $ - $ - $ 772,022 Interest-bearing checking accounts $ 61,619 $ 61,619 $ - $ - $ 61,619 Time deposits $ 223,031 $ - $ - $ 220,103 $ 220,103 FHLB advances $ 36,000 $ - $ 36,100 $ - $ 36,100 Accrued interest payable $ 98 $ - $ 48 $ 50 $ 98 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Narrative) (Details) $ / shares in Units, $ in Thousands	Jun. 16, 2021$ / shares	Mar. 31, 2022USD ($)$ / sharesshares	Mar. 31, 2021	Dec. 31, 2021USD ($)$ / shares	Dec. 28, 2021$ / shares
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding		$ 1,258,388		$ 1,190,081
Deposits with right of offset		30,300		28,900
Federal Home Loan Bank stock, at cost		2,277		2,100
Bank owned life insurance		$ 41,986		$ 41,720
Preferred Stock Shares Outstanding | shares		0
Common Class A [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value | $ / shares	$ 1	$ 1		$ 1
Common stock, stock split conversion ratio	0.2		0.2
Subsidiaries [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value | $ / shares					$ 1
Loans Outstanding [Member] | Customer Concentration Risk [Member] | Top Ten Lending Relationships [Member]
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding		$ 187,100		$ 156,400
Concentration risk percentage		14.90%	13.10%
Loans Outstanding [Member] | Customer Concentration Risk [Member] | Ecuador, Honduras, Panama, and El Salvador [Member]
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding		$ 61,400		$ 47,900

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)Item	Mar. 31, 2021Item	Dec. 31, 2021USD ($)
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	$ 419,190		$ 405,853
Fair Value	392,214		401,542
Pledged und public funds, fair value	20,000
OCI, Debt Securities, Available-for-Sale, Transfer from Held-to-Maturity, Gain (Loss), before Adjustment and Tax	$ 65
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged	25.00%
Pledged und public funds, fair value	$ 63,700		37,300
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	12,066		12,068
Fair Value	$ 12,029		12,550
Corporate Bond Securities [Member] | Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities | Item	11	11
Pledged und public funds, fair value	$ 19,600		$ 20,400
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities | Item	28
Amortized cost	$ 67,600
Fair Value	68,700
Net unrealized gain	1,100
Unrealized losses	$ 66,000

Investment Securities (Schedule

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available-for-sale:
Amortized Cost	$ 419,190	$ 405,853
Unrealized Gains	602	2,982
Unrealized Losses	(27,578)	(7,293)
Fair Value	392,214	401,542
Held-to-maturity:
Amortized Cost	122,361	122,658
Unrealized Gains		14
Unrealized Losses	(9,671)	(2,515)
Fair Value	112,690	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale:
Amortized Cost		10,564
Unrealized Gains		6
Unrealized Losses		(50)
Fair Value		10,520
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	28,197
Unrealized Losses	(764)
Fair Value	27,433
Held-to-maturity:
Amortized Cost	34,465	34,505
Unrealized Gains		14
Unrealized Losses	(2,802)	(615)
Fair Value	31,663	33,904
U S Treasury Securities [Member]
Available-for-sale:
Amortized Cost	2,463
Fair Value	2,463
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	163,382	160,506
Unrealized Gains	9	22
Unrealized Losses	(12,653)	(3,699)
Fair Value	150,738	156,829
Held-to-maturity:
Amortized Cost	42,567	44,820
Unrealized Losses	(3,535)	(1,021)
Fair Value	39,032	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	114,655	120,643
Unrealized Gains		228
Unrealized Losses	(8,617)	(2,029)
Fair Value	106,038	118,842
Held-to-maturity:
Amortized Cost	28,981	26,920
Unrealized Losses	(2,327)	(568)
Fair Value	26,654	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	46,280	49,905
Unrealized Gains	26	820
Unrealized Losses	(2,069)	(608)
Fair Value	44,237	50,117
Held-to-maturity:
Amortized Cost	3,099	3,103
Unrealized Losses	(282)	(90)
Fair Value	2,817	3,013
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	25,144	25,164
Unrealized Gains		6
Unrealized Losses	(3,163)	(894)
Fair Value	21,981	24,276
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	27,003	27,003
Unrealized Gains	476	1,418
Unrealized Losses	(184)	(13)
Fair Value	27,295	28,408
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost	12,066	12,068
Unrealized Gains	91	482
Unrealized Losses	(128)
Fair Value	12,029	12,550
Held-to-maturity:
Amortized Cost	13,249	13,310
Unrealized Losses	(725)	(221)
Fair Value	$ 12,524	$ 13,089

Investment Securities (Schedu_2

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Investments Securities [Abstract]
Proceeds from sales and call of securities	$ 14,558	$ 14,248
Gross Gains	158	75
Gross Losses	(137)	(13)
Net realized gains (losses)	$ 21	$ 62

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available-for-sale, Amortized Cost:
Due within one year	$ 1,995
Due after one year through five years	10,518
Due after five years through ten years	29,019
Due after ten years	25,144
Amortized Cost	419,190	$ 405,853
Available-for-sale, Fair Value:
Due within one year	2,014
Due after one year through five years	10,509
Due after five years through ten years	29,131
Due after ten years	22,114
Fair Value	392,214	401,542
Held-to-maturity, Amortized Cost:
Due within one year	2,007
Due after one year through five years	11,242
Amortized Cost	122,361	122,658
Held-to-maturity, Fair Value:
Due within one year	2,003
Due after one year through five years	10,521
Fair Value	112,690	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	28,197
Amortized Cost		10,564
Available-for-sale, Fair Value:
Without single maturity date	27,433
Fair Value		10,520
Held-to-maturity, Amortized Cost:
Without single maturity date	34,465
Held-to-maturity, Fair Value:
Without single maturity date	31,663
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Amortized Cost	28,197
Available-for-sale, Fair Value:
Fair Value	27,433
Held-to-maturity, Fair Value:
Fair Value	31,663	33,904
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	163,382
Amortized Cost	163,382	160,506
Available-for-sale, Fair Value:
Without single maturity date	150,738
Fair Value	150,738	156,829
Held-to-maturity, Amortized Cost:
Without single maturity date	42,567
Held-to-maturity, Fair Value:
Without single maturity date	39,032
Fair Value	39,032	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	114,655
Amortized Cost	114,655	120,643
Available-for-sale, Fair Value:
Without single maturity date	106,038
Fair Value	106,038	118,842
Held-to-maturity, Amortized Cost:
Without single maturity date	28,981
Held-to-maturity, Fair Value:
Without single maturity date	26,654
Fair Value	26,654	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	46,280
Amortized Cost	46,280	49,905
Available-for-sale, Fair Value:
Without single maturity date	44,237
Fair Value	44,237	50,117
Held-to-maturity, Amortized Cost:
Without single maturity date	3,099
Held-to-maturity, Fair Value:
Without single maturity date	2,817
Fair Value	$ 2,817	$ 3,013

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	$ 303,364	$ 311,459
Less than 12 months, Unrealized Losses	(20,821)	(5,381)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	137,679	110,794
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	15,525	4,095
Debt Securities Available For Sale Unrealized Loss Position	441,043	422,253
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	36,346	9,476
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	35,156	25,951
Less than 12 months, Unrealized Losses	(1,909)	(254)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	16,223	15,477
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	1,769	516
Debt Securities Available For Sale Unrealized Loss Position	51,379	41,428
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	3,678	770
U S Treasury Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	2,463
Debt Securities Available For Sale Unrealized Loss Position	2,463
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	131,069	155,668
Less than 12 months, Unrealized Losses	(10,567)	(3,223)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	52,672	38,459
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	5,621	1,497
Debt Securities Available For Sale Unrealized Loss Position	183,741	194,127
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	16,188	4,720
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	80,981	88,772
Less than 12 months, Unrealized Losses	(5,493)	(1,178)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	46,780	37,373
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	5,109	1,274
Debt Securities Available For Sale Unrealized Loss Position	127,761	126,145
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	10,602	2,452
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	27,614	25,289
Less than 12 months, Unrealized Losses	(1,619)	(318)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	6,835	7,507
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	665	309
Debt Securities Available For Sale Unrealized Loss Position	34,449	32,796
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	2,284	627
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	6,812	11,292
Less than 12 months, Unrealized Losses	(802)	(395)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	15,169	11,978
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	2,361	499
Debt Securities Available For Sale Unrealized Loss Position	21,981	23,270
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	3,163	894
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	6,316	4,487
Less than 12 months, Unrealized Losses	(184)	(13)
Debt Securities Available For Sale Unrealized Loss Position	6,316	4,487
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	184	$ 13
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	12,953
Less than 12 months, Unrealized Losses	(247)
Debt Securities Available For Sale Unrealized Loss Position	12,953
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	$ 247

Loans (Narrative) (Details)

Loans (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Loans pledged as collateral	$ 171,400,000		$ 185,100,000
Interest income recognized attributable to nonaccrual loans	0	$ 0
Interest income	0	7,000
Interest income recognized on impaired loans	91,000	109,000
Allocated of specfic allowance for TDR loans	335,000		360,000
Commitment to lend additional funds	0		0
Charge-offs	21,000	9,000
Total TDRs	8,309,000		8,876,000
TDR Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge-offs	0	0
Defaults on loans modified as TDR	0	0
Total TDRs	0		0
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan amount	24,600,000		42,400,000
Deferred loan fees	590,000,000		1,500,000
Interest income recognized attributable to nonaccrual loans	1,000,000	$ 1,500,000
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Allocated of specfic allowance for TDR loans	66,000		71,000
Total TDRs	$ 132,000		$ 141,000

Loans (Summary of Loans Held fo

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 1,258,971	$ 1,191,659
Less: Unearned income	583	1,578
Total loans net of unearned income	1,258,388	1,190,081
Less: ACL	15,074	15,057
Total net loans	$ 1,243,314	$ 1,175,024
Percent of Total	100.00%	100.00%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 204,317	$ 201,359
Percent of Total	16.20%	16.90%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 782,072	$ 704,988
Percent of Total	62.10%	59.20%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 134,832	$ 146,592
Percent of Total	10.70%	12.30%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 63,985	$ 59,491
Percent of Total	5.10%	5.00%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 73,765	$ 79,229
Percent of Total	5.90%	6.60%

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 15,057	$ 15,086
Provision for credit losses		(160)
Recoveries	38	92
Charge-offs	(21)	(9)
Ending balance	15,074	15,009
Allowance for Credit Losses:
Individually evaluated for impairment	335		$ 360
Collectively evaluated for impairment	14,739		14,697
Balances, end of period	15,074	15,009	15,057
Loans:
Individually evaluated for impairment	8,309		10,067
Collectively evaluated for impairment	1,250,662		1,181,592
Balances, end of period	1,258,971		1,191,659
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,498	3,408
Provision for credit losses	(157)	(325)
Recoveries	32	4
Charge-offs	(16)
Ending balance	2,357	3,087
Allowance for Credit Losses:
Individually evaluated for impairment	160		178
Collectively evaluated for impairment	2,197		2,320
Balances, end of period	2,357	3,087	2,498
Loans:
Individually evaluated for impairment	7,357		9,006
Collectively evaluated for impairment	196,960		192,353
Balances, end of period	204,317		201,359
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	8,758	9,453
Provision for credit losses	(425)	(133)
Ending balance	9,183	9,320
Allowance for Credit Losses:
Individually evaluated for impairment	1
Collectively evaluated for impairment	9,182		8,758
Balances, end of period	9,183	9,320	8,758
Loans:
Individually evaluated for impairment	603		696
Collectively evaluated for impairment	781,469		704,292
Balances, end of period	782,072		704,988
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,775	1,689
Provision for credit losses	(426)	(229)
Recoveries	6	87
Ending balance	2,355	2,005
Allowance for Credit Losses:
Individually evaluated for impairment	66		71
Collectively evaluated for impairment	2,289		2,704
Balances, end of period	2,355	2,005	2,775
Loans:
Individually evaluated for impairment	132		141
Collectively evaluated for impairment	134,700		146,451
Balances, end of period	134,832		146,592
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	457	348
Provision for credit losses	(34)	(59)
Ending balance	491	407
Allowance for Credit Losses:
Collectively evaluated for impairment	491		457
Balances, end of period	491	407	457
Loans:
Collectively evaluated for impairment	63,985		59,491
Balances, end of period	63,985		59,491
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	569	188
Provision for credit losses	(124)	(10)
Recoveries		1
Charge-offs	(5)	(9)
Ending balance	688	190
Allowance for Credit Losses:
Individually evaluated for impairment	108		111
Collectively evaluated for impairment	580		458
Balances, end of period	688	$ 190	569
Loans:
Individually evaluated for impairment	217		224
Collectively evaluated for impairment	73,548		79,005
Balances, end of period	$ 73,765		$ 79,229

Loans (Loan Credit Exposures) (

Loans (Loan Credit Exposures) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,258,971	$ 1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	204,317	201,359
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	716	701
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	137,553	135,421
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	66,048	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	782,072	704,988
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	31,454	24,581
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,217	127,489
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	42,729	42,400
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	578,574	510,411
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	98	107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	134,832	146,592
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	104,176	98,141
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	30,656	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	63,985	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	73,765	79,229
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,253,442	1,184,662
Pass [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	201,137	196,778
Pass [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	716	701
Pass [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	134,373	130,840
Pass [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	66,048	65,237
Pass [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	780,448	703,349
Pass [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	31,454	24,581
Pass [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,217	127,489
Pass [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	42,315	41,983
Pass [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	577,364	509,189
Pass [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	98	107
Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	134,324	146,039
Pass [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	103,668	97,605
Pass [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	30,656	48,434
Pass [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	63,985	59,491
Pass [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	73,548	79,005
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,210	1,222
Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,210	1,222
Special Mention [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,210	1,222
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,319	5,775
Substandard [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,180	4,581
Substandard [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,180	4,581
Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	414	417
Substandard [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	414	417
Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	508	553
Substandard [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	508	536
Substandard [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		17
Substandard [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 217	$ 224

Loans (Aging Analysis of Accrui

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	$ 1,258,971	$ 1,190,469
Non-Accrual		1,190
Balances, end of period	1,258,971	1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	204,317	200,169
Non-Accrual		1,190
Balances, end of period	204,317	201,359
Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	716	701
Balances, end of period	716	701
Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	137,553	134,231
Non-Accrual		1,190
Balances, end of period	137,553	135,421
Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	66,048	65,237
Balances, end of period	66,048	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	782,072	704,988
Balances, end of period	782,072	704,988
Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	31,454	24,581
Balances, end of period	31,454	24,581
Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	129,217	127,489
Balances, end of period	129,217	127,489
Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	42,729	42,400
Balances, end of period	42,729	42,400
Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	578,574	510,411
Balances, end of period	578,574	510,411
Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	98	107
Balances, end of period	98	107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	134,832	146,592
Balances, end of period	134,832	146,592
Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	104,176	98,141
Balances, end of period	104,176	98,141
Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	30,656	48,451
Balances, end of period	30,656	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	63,985	59,491
Balances, end of period	63,985	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	73,765	79,229
Balances, end of period	73,765	79,229
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,254,344	1,188,080
Current [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	202,269	198,886
Current [Member] | Residential Real Estate [Member] | HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	716	701
Current [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	136,793	133,942
Current [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	64,760	64,243
Current [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	779,949	704,552
Current [Member] | Commercial Real Estate [Member] | Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	31,454	24,581
Current [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	129,217	127,053
Current [Member] | Commercial Real Estate [Member] | Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	42,729	42,400
Current [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	576,451	510,411
Current [Member] | Commercial Real Estate [Member] | Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	98	107
Current [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	134,656	146,182
Current [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	104,058	98,141
Current [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	30,598	48,041
Current [Member] | Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	63,985	59,491
Current [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	73,485	78,969
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,627	2,389
Past Due 30-89 Days [Member] | Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,048	1,283
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	760	289
Past Due 30-89 Days [Member] | Residential Real Estate [Member] | Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,288	994
Past Due 30-89 Days [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,123	436
Past Due 30-89 Days [Member] | Commercial Real Estate [Member] | Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		436
Past Due 30-89 Days [Member] | Commercial Real Estate [Member] | Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,123
Past Due 30-89 Days [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	176	410
Past Due 30-89 Days [Member] | Commercial and Industrial [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	118
Past Due 30-89 Days [Member] | Commercial and Industrial [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	58	410
Past Due 30-89 Days [Member] | Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	$ 280	$ 260

Loans (Impaired Loans) (Details

Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	$ 3,810		$ 5,717
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	4,499		4,350
Unpaid Principal Balance	8,309		10,067
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	4,464		4,315
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,804		5,730
Net Investment Income	8,268		10,045
Valuation Allowance	335		360
Average Recorded Investment	9,187	$ 10,694
Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	3,621		5,021
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,737		3,985
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,702		3,950
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,614		5,035
Valuation Allowance	160		178
Average Recorded Investment	8,181	9,494
Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	189		696
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	413
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	413
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	190		695
Valuation Allowance	1
Average Recorded Investment	649	727
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	132		141
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	132		141
Valuation Allowance	66		71
Average Recorded Investment	137	197
Consumer and Other [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	217		224
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	217		224
Valuation Allowance	108		$ 111
Average Recorded Investment	$ 220	$ 276

Loans (Performing and Non-Perfo

Loans (Performing and Non-Performing Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 8,309	$ 8,876
Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,357	7,815
Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	603	696
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	132	141
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	217	224
Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	8,309	8,876
Performing Financing Receivable [Member] | Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,357	7,815
Performing Financing Receivable [Member] | Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	603	696
Performing Financing Receivable [Member] | Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	132	141
Performing Financing Receivable [Member] | Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 217	$ 224

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Income Tax Disclosure [Line Items]
Federal staturoy income tax rate	21.00%	21.00%
Unrecognized tax benefits	$ 0		$ 0
Interest or penalties	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	105,500,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 128,200,000

Income Taxes (Components of Inc

Income Taxes (Components of Income Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Deferred:
Federal	$ 1,442	$ 1,235
State	416	263
Total deferred	1,858	1,498
Total	$ 1,858	$ 1,498

Income Taxes (Statutory Tax Exp

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Income Taxes [Abstract]
Federal taxes at statutory rate	$ 1,409	$ 1,319
State income taxes, net of federal tax benefit	289	220
Bank owned life insurance	(67)	(42)
Other, net	227	1
Total	$ 1,858	$ 1,498

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Deferred tax assets:
Net operating loss	$ 27,731	$ 28,819
Allowance for credit losses	3,820	3,816
Lease liability	3,407	3,595
Unrealized loss on available for sale securities	6,606	817
Deferred loan fees	148	400
Depreciable property	106	361
Stock option compensation	264	241
Accrual	195	600
Other, net	142	2
Deferred tax asset	42,419	38,651
Deferred tax liabilities:
Lease right of use asset	(3,407)	(3,595)
Deferred expenses	(152)	(127)
Deferred tax liability	(3,559)	(3,722)
Net deferred tax asset	$ 38,860	$ 34,929

Equity Based And Other Compen_3

Equity Based And Other Compensation Plans (Narrative) (Details)	Jun. 16, 2021	Mar. 31, 2022USD ($)$ / sharesshares	Mar. 31, 2021USD ($)$ / shares	Dec. 31, 2021USD ($)shares
2015 Option Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares available for grant | shares		1,391,667		557,667
Compensation expense		$ 128,000	$ 53,000
Tax benefit from compensation expense		0	$ 0
Unrecognized compensation cost		$ 1,200,000		$ 145,000
Weighted average fair value of options granted | $ / shares		$ 3.35	$ 1.85
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2		0.2

Equity Based And Other Compen_4

Equity Based And Other Compensation Plans (Schedule Of Stock Options Valuation Assumptions) (Details) - Stock Option [Member]	3 Months Ended
	Mar. 31, 2022
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Risk-free interest rate	2.19%
Expected term	10 years
Expected stock price volatility	10.00%
Dividend yield	0.00%

Equity Based And Other Compen_5

Equity Based And Other Compensation Plans (Schedule Of Stock Options Activity) (Details) $ / shares in Units, $ in Thousands	Jun. 16, 2021	Mar. 31, 2022USD ($)$ / sharesshares	Mar. 31, 2021USD ($)$ / sharesshares	Dec. 31, 2021$ / sharesshares	Dec. 31, 2020$ / sharesshares
Equity Based And Other Compensation Plans [Abstract]
Stock Options, Balance at the beginning | shares		959,667	339,667	339,667
Stock Options, Granted | shares		10,000
Stock Options, Exercised | shares		(9,000)	(64,000)
Stock Options, Balance at the ending | shares		960,667	403,667	959,667	339,667
Stock Options, Exercisable | shares		322,667	243,666
Weighted Average Exercise Price, Balance at the beginning | $ / shares		$ 10.87	$ 9.37	$ 9.37
Weighted Average Exercise Price, Granted | $ / shares		14.12
Weighted Average Exercise Price, Exercised | $ / shares		11.35	8.91
Weighted Average Exercise Price, Balance at the ending | $ / shares		10.90	9.29	$ 10.87	$ 9.37
Weighted Average Exercise Price, Exercisable | $ / shares		$ 9.08	$ 8.73
Weighted Average Remaining Contractual Years		8 years 1 month 6 days	7 years 1 month 6 days	8 years 4 months 24 days	7 years 1 month 6 days
Weighted Average Remaining Contractual Years, Exercisable		5 years 9 months 18 days	6 years 3 months 18 days
Aggregate Intrinsic Value, Exercisable | $		$ 1,693	$ 208
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2		0.2

Off-Balance Sheet Arrangement_2

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 131,036	$ 141,297
Commitments to Grant Loans and Unfunded Lines of Credit
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	125,484	134,877
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 5,552	$ 6,420

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Millions	Mar. 31, 2022USD ($)Item	Dec. 31, 2021USD ($)Item
Derivatives Fair Value [Line Items]
Number of instruments with loan customers | Item	1	1
Notional amount | $	$ 36.5	$ 39.2

Derivatives (Summary of Interes

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivatives Fair Value [Line Items]
Notional Amount	$ 36,500	$ 39,200
Not Designated as Hedging Instrument [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	36,513	39,156
Collateral Amount	1,260	1,260
Not Designated as Hedging Instrument [Member] | Other Assets [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Asset	2,277	1,434
Not Designated as Hedging Instrument [Member] | Other Liabilities [Member] | Customer Loans [Member]
Derivatives Fair Value [Line Items]
Liability	$ 2,277	$ 1,434

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 1,243,314,000		$ 1,175,024,000
Impaired loan impairment charge	21,000	$ 9,000
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	4,500,000		4,400,000
Impaired loans fair value	4,164,000		3,990,000
Impaired loan impairment charge	335,000	$ 360,000
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans fair value	4,164,000		3,990,000
Financial liabilities measured at fair value	$ 0		$ 0

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets Measured At Fair Value On Recurring And Nonrecurring Basis) (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 392,214,000	$ 401,542,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	392,214,000	401,542,000
Derivative assets	2,277,000	1,434,000
Total assets at fair value	394,491,000	402,976,000
Derivative liabilities	2,277,000	1,434,000
Total liabilities at fair value	2,277,000	1,434,000
U.S. Government Agency - SBA [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	27,433,000	10,520,000
U.S. Government Agency [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	2,463,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	150,738,000	156,829,000
Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	106,038,000	118,842,000
Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	44,237,000	50,117,000
Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	21,981,000	24,276,000
Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	27,295,000	28,408,000
Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	12,029,000	12,550,000
Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	4,164,000	3,990,000
Level 2 [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	392,214,000	401,542,000
Derivative assets	2,277,000	1,434,000
Total assets at fair value	394,491,000	402,976,000
Derivative liabilities	2,277,000	1,434,000
Total liabilities at fair value	2,277,000	1,434,000
Level 2 [Member] | U.S. Government Agency - SBA [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	27,433,000	10,520,000
Level 2 [Member] | U.S. Government Agency [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	2,463,000
Level 2 [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	150,738,000	156,829,000
Level 2 [Member] | Mortgage-Backed Securities - Residential [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	106,038,000	118,842,000
Level 2 [Member] | Mortgage-Backed Securities - Commercial [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	44,237,000	50,117,000
Level 2 [Member] | Municipal Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	21,981,000	24,276,000
Level 2 [Member] | Bank Subordinated Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	27,295,000	28,408,000
Level 2 [Member] | Corporate Bonds [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	12,029,000	12,550,000
Level 3 [Member] | Impaired Loans [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	4,164,000	3,990,000
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quanti

Fair Value Measurements (Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis) (Details) - Fair Value, Nonrecurring [Member] - Impaired Loans [Member] - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 4,164	$ 3,990
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	4,164	3,990
Level 3 [Member] | Residential Real Estate [Member] | Sales Comparison Approach [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,576	3,807
Level 3 [Member] | Commercial And Industrial [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	66	70
Level 3 [Member] | Other [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 109	$ 113

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financial Assets:
Investment securities held to maturity	$ 112,690	$ 120,157
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	13,764	6,477
Interest-bearing deposits in banks	80,349	39,751
Investment securities held to maturity	122,361	122,658
Loans held for investment, net	1,243,314	1,175,024
Accrued interest receivable	6,303	5,975
Financial Liabilities:
Demand deposits	656,622	605,425
Money market and savings accounts	772,022	703,856
Interest-bearing checking accounts	61,619	55,878
Time deposits	223,031	225,200
FHLB advances	36,000	36,000
Accrued interes payable	98	96
Fair Value [Member]
Financial Assets:
Cash and due from banks	13,764	6,477
Interest-bearing deposits in banks	80,349	39,751
Investment securities held to maturity	112,690	120,157
Loans held for investment, net	1,276,299	1,189,191
Accrued interest receivable	6,303	5,975
Financial Liabilities:
Demand deposits	656,622	605,425
Money market and savings accounts	772,022	703,856
Interest-bearing checking accounts	61,619	55,878
Time deposits	220,103	224,688
FHLB advances	36,100	36,479
Accrued interes payable	98	96
Fair Value [Member] | Level 1 [Member]
Financial Assets:
Cash and due from banks	13,764	6,477
Interest-bearing deposits in banks	80,349	39,751
Financial Liabilities:
Demand deposits	656,622	605,425
Money market and savings accounts	772,022	703,856
Interest-bearing checking accounts	61,619	55,878
Fair Value [Member] | Level 2 [Member]
Financial Assets:
Investment securities held to maturity	112,690	120,157
Accrued interest receivable	1,681	1,222
Financial Liabilities:
FHLB advances	36,100	36,479
Accrued interes payable	48	50
Fair Value [Member] | Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,276,299	1,189,191
Accrued interest receivable	4,622	4,753
Financial Liabilities:
Time deposits	220,103	224,688
Accrued interes payable	$ 50	$ 46

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details)	Dec. 21, 2021shares	Jul. 27, 2021USD ($)$ / sharesshares	Jun. 16, 2021$ / sharesshares	Mar. 31, 2022USD ($)$ / sharesshares	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)$ / sharesshares	Dec. 28, 2021$ / shares	Apr. 05, 2021USD ($)
Class of Stock [Line Items]
Common stock issued share price | $ / shares				$ 1
Net income | $				$ 4,854,000	$ 4,781,000
Preferred stock, share outstanding				0
Subsidiaries [Member]
Class of Stock [Line Items]
Common stock issued share price | $ / shares				$ 1
Common stock, par value | $ / shares							$ 1
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued				20,000,753		19,991,753
Stock issued	1,224,212
Conversion of common stock shares issued			1	10,278,072
Common stock, par value | $ / shares			$ 1	$ 1		$ 1
Common stock, stock split conversion ratio			0.2		0.2
Common Class A [Member] | IPO [Member]
Class of Stock [Line Items]
Stock issued		4,600,000
Proceeds from issuance of common stock | $		$ 40,000,000
Common stock issued share price | $ / shares		$ 10
Common Class B [Member]
Class of Stock [Line Items]
Common stock, shares issued				0		0
Common stock, par value | $ / shares				$ 1		$ 1
Conversion of stock, converted from	6,121,052
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Preferred stock converted				47,473
Preferred stock, shares issued				0		0
Preferred stock, share outstanding				0		0
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Preferred stock converted				11,061,552
Preferred stock, shares issued				0		0
Preferred stock, share outstanding				0		0
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Preferred shares total liquidation value | $								$ 7,500,000
Outstanding dividends | $								$ 103,000,000
Preferred stock, shares issued				0		0
Preferred stock, share outstanding				0		0
Class C Preferred Stock And Class D Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock conversion ratio				0.90
Preferred stock remaining conversion ratio to be redeemed in form of the cash				10.00%
Preferred shares total liquidation value | $				$ 102,800,000
Net income | $				(89,600,000)
Preferred Stock [Member]
Class of Stock [Line Items]
Outstanding dividends | $				0
Common Stock [Member]
Class of Stock [Line Items]
Outstanding dividends | $				$ 0		$ 0

Stockholders' Equity (Schedule

Stockholders' Equity (Schedule Of Dividends On Preferred Shares) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Class of Stock [Line Items]
Dividend paid		$ 781
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Dividend paid		527
Preferred stock, par value	$ 1		$ 1
Preferred stock, per share liquidation preference	$ 1,000		1,000
Preferred stock, dividend rate, percentage	4.00%
Quarterly paid per share	$ 10
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Dividend paid		123
Preferred stock, par value	1		1
Preferred stock, per share liquidation preference	$ 5		5
Preferred stock, dividend rate, percentage	4.00%
Quarterly paid per share	$ 0.01
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Dividend paid		$ 131
Preferred stock, par value	1		1
Preferred stock, per share liquidation preference	$ 1,000		$ 1,000
Preferred stock, dividend rate, percentage	7.00%
Quarterly paid per share	$ 17.50

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details)	Jun. 16, 2021	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Percent used to calculate income allocation		20.00%
Common Class A [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common stock, stock split conversion ratio	0.2		0.2

Earnings Per Share (Calculation

Earnings Per Share (Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share [Abstract]
Net income	$ 4,854	$ 4,781
Less: Preferred stock dividends		781
Net income (loss) available to common stockholders	$ 4,854	$ 4,000

Earnings Per Share (Calculati_2

Earnings Per Share (Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class) (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Basic EPS
Net income (loss) available to common shares before allocation		$ 4,854	$ 4,000
Common Class A [Member]
Basic EPS
Net income (loss) available to common shares before allocation		$ 4,854	$ 4,000
Multiply: % allocated on weighted average shares outstanding		1.00%	0.76%
Net Income (loss) available to common shares after allocation		$ 4,854	$ 3,040
Weighted average shares outstanding		19,994,953	3,889,469
Earnings (loss) per share, basic	[1],[2]	$ 0.24	$ 0.78
Diluted EPS
Add: Dilutive effects of assumed exercises of stock options		114,830	23,810
Weighted ave. share including dilutive potential common shares		20,109,783	3,913,279
Earnings (loss) per share, diluted	[1],[2]	$ 0.24	$ 0.78
Anti-dilutive stock options excluded from diluted EPS calculation			77,000
Common stock shares converted			1,224,212
Common Class B [Member]
Basic EPS
Net income (loss) available to common shares before allocation			$ 4,000
Multiply: % allocated on weighted average shares outstanding			0.24%
Net Income (loss) available to common shares after allocation			$ 960
Weighted average shares outstanding			6,121,052
Earnings (loss) per share, basic	[1]		$ 0.16
Diluted EPS
Weighted ave. share including dilutive potential common shares			6,121,052
Earnings (loss) per share, diluted	[1]		$ 0.16
Common stock shares price per share			$ 0.20
[1]	(1)
[2]	(2) common stock were adjusted to reflect the 1

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details)	Mar. 31, 2022	Dec. 28, 2021$ / shares
Regulatory Matters [Abstract]
Capital conservation buffer, percent	0.025
Subsidiaries [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Common stock, par value		$ 1

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Actual Capital Amounts And Ratios) (Details) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total risk-based capital, Actual, Amount	$ 194,564	$ 186,735
Total risk-based capital, Actual, Ratio	0.1449	0.1492
Total risk-based capital, Minimum Capital Requirement, Amount	$ 107,425	$ 100,125
Total risk-based capital, Minimum Capital Requirement, Ratio	0.0800	0.0800
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 134,281	$ 125,157
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.1000	0.1000
Tier 1 risk-based capital, Actual, Amount	$ 179,243	$ 171,484
Tier 1 risk-based capital, Actual, Ratio	0.1335	0.1370
Tier 1 risk-based capital, Minimum Capital Requirement, Amount	$ 80,568	$ 75,094
Tier 1 risk-based capital, Minimum Capital Requirement, Ratio	0.0600	0.0600
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 107,425	$ 100,125
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Common equity tier 1 capital, Actual, Amount	$ 179,243	$ 171,484
Common equity tier 1 capital, Actual, Ratio	0.1335	0.1370
Common equity tier 1 capital, Minimum Capital Requirement, Amount	$ 60,426	$ 56,321
Common equity tier 1 capital, Minimum Capital Requirement, Ratio	0.0450	0.0450
Common equity tier 1 capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 87,282	$ 81,352
Common equity tier 1 capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0650	0.0650
Leverage ratio, Actual, Amount	$ 179,243	$ 171,484
Leverage ratio, Actual, Ratio	0.0947	0.0955
Leverage ratio, Minimum Capital Requirement, Amount	$ 75,681	$ 71,825
Leverage ratio, Minimum Capital Requirement, Ratio	0.0400	0.0400
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 94,601	$ 89,781
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500
U.S. Century Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total risk-based capital, Actual, Amount	$ 193,462
Total risk-based capital, Actual, Ratio	0.1441
Total risk-based capital, Minimum Capital Requirement, Amount	$ 107,425
Total risk-based capital, Minimum Capital Requirement, Ratio	0.0800
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 134,281
Total risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.1000
Tier 1 risk-based capital, Actual, Amount	$ 178,141
Tier 1 risk-based capital, Actual, Ratio	0.1327
Tier 1 risk-based capital, Minimum Capital Requirement, Amount	$ 80,568
Tier 1 risk-based capital, Minimum Capital Requirement, Ratio	0.0600
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 107,425
Tier 1 risk-based capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800
Common equity tier 1 capital, Actual, Amount	$ 178,141
Common equity tier 1 capital, Actual, Ratio	0.1327
Common equity tier 1 capital, Minimum Capital Requirement, Amount	$ 60,426
Common equity tier 1 capital, Minimum Capital Requirement, Ratio	0.0450
Common equity tier 1 capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 87,282
Common equity tier 1 capital, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0650
Leverage ratio, Actual, Amount	$ 178,141
Leverage ratio, Actual, Ratio	0.0942
Leverage ratio, Minimum Capital Requirement, Amount	$ 75,681
Leverage ratio, Minimum Capital Requirement, Ratio	0.0400
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 94,601
Leverage ratio, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500