Cassady Schiller Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3m Company	COM	88579Y101	128,339	1,221	SH		SOLE		0	0	1,221
Abbott Laboratories	COM	002824100	509,135	5,028	SH		SOLE		0	0	5,028
Abbvie Inc	COM	00287Y109	404,800	2,540	SH		SOLE		0	0	2,540
ACCELLERON INDS ADR	COM	00449R109	164	7	SH		SOLE		0	0	7
Accenture Plc Cl A	CL A	G1151C101	143,477	502	SH		SOLE		0	0	502
AdaptHealth Corp	COM	00653Q102	3,605	290	SH		SOLE		0	0	290
Advanced Micro Devic	COM	007903107	98,010	1,000	SH		SOLE		0	0	1,000
Advansix Inc	COM	00773T101	191	5	SH		SOLE		0	0	5
Aehr Test Systems	COM	00760J108	3,102	100	SH		SOLE		0	0	100
Air Products & Chemicals, Inc.	COM	009158106	37,625	131	SH		SOLE		0	0	131
Akoustis Technologies Inc	COM	00973N102	1,540	500	SH		SOLE		0	0	500
Alcon Inc Ord Shs	COM	H01301128	6,137	87	SH		SOLE		0	0	87
Alibaba Group Hldg	COM	01609W102	11,751	115	SH		SOLE		0	0	115
Allstate Corporation	COM	020002101	8,311	75	SH		SOLE		0	0	75
Alpine 4 Holdings Inc	COM	02083E105	87	170	SH		SOLE		0	0	170
ALPS Sector Dividend Dogs ETF	ETF	00162Q858	36,659	716	SH		SOLE		0	0	716
Altria Group Inc	COM	02209S103	4,462	100	SH		SOLE		0	0	100
Amarin Corp PLC ADR	COM	023111206	735	490	SH		SOLE		0	0	490
Amazon Com Inc	COM	023135106	380,314	3,682	SH		SOLE		0	0	3,682
American Electric Power Company, Inc.	COM	025537101	186,075	2,045	SH		SOLE		0	0	2,045
American Express Company	COM	025816109	74,392	451	SH		SOLE		0	0	451
American Financial Group, Inc.	COM	025932104	231,568	1,906	SH		SOLE		0	0	1,906
American Tower Corp	COM	03027X100	15,530	76	SH		SOLE		0	0	76
Ameriprise Financial	COM	03076C106	12,260	40	SH		SOLE		0	0	40
Amerisourcebergen Co	COM	03073E105	27,059	169	SH		SOLE		0	0	169
Amgen, Inc.	COM	031162100	72,767	301	SH		SOLE		0	0	301
Amplify BlackSwan Gr & Trsry Cor ETF	ETF	032108888	62,134	2,432	SH		SOLE		0	0	2,432
Amplify BlackSwan ISWN ETF	ETF	032108821	25,206	1,295	SH		SOLE		0	0	1,295
Amplify Lithium & Battery Tech ETF	ETF	032108805	3,681	286	SH		SOLE		0	0	286
Analog Devices Inc	COM	032654105	9,467	48	SH		SOLE		0	0	48
Aon PLC	COM	G0403H108	86,705	275	SH		SOLE		0	0	275
APPHARVEST ORD	COM	03783T103	1,534	2,506	SH		SOLE		0	0	2,506
Apple, Inc.	COM	037833100	3,850,837	23,353	SH		SOLE		0	0	23,353
Applied Energetics Inc	COM	03819M106	99	45	SH		SOLE		0	0	45
Applied Materials Inc	COM	038222105	1,228	10	SH		SOLE		0	0	10
Ares Capital Corp	COM	04010L103	8,516	466	SH		SOLE		0	0	466
Astellas Pharma Inc	COM	04623U102	9,908	698	SH		SOLE		0	0	698
AT&T, Inc.	COM	00206R102	59,752	3,104	SH		SOLE		0	0	3,104
Auto Data Processing	COM	053015103	1,381,864	6,207	SH		SOLE		0	0	6,207
Autodesk Inc	COM	052769106	6,245	30	SH		SOLE		0	0	30
Bank of America Corp.	COM	060505104	20,020	700	SH		SOLE		0	0	700
Barrick Gold Corp	COM	067901108	130	7	SH		SOLE		0	0	7
Barrons 400 Etf	ETF	00162Q726	16,341	300	SH		SOLE		0	0	300
Baxter International Inc	COM	071813109	32,056	790	SH		SOLE		0	0	790
Beam Inc	COM	07373V105	2,572	84	SH		SOLE		0	0	84
Becton Dickinson & Co	COM	075887109	1,238	5	SH		SOLE		0	0	5
Berkshire Hathaway B New	CL B	084670702	348,910	1,130	SH		SOLE		0	0	1,130
Biogen Idec, Inc.	COM	09062X103	151,804	546	SH		SOLE		0	0	546
Biomarin Pharmaceutical Inc	COM	09061G101	486	5	SH		SOLE		0	0	5
Bionano Genomics Inc	COM	09075F107	1,110	1,000	SH		SOLE		0	0	1,000
Bitcoin Investment Trst	COM	389637109	4,025	246	SH		SOLE		0	0	246
Blackrock Inc	COM	09247X101	8,029	12	SH		SOLE		0	0	12
Boeing Co	COM	097023105	17,207	11	SH		SOLE		0	0	11
BorgWarner Inc	COM	099724106	982	20	SH		SOLE		0	0	20
BP PLC	COM	055622104	607	16	SH		SOLE		0	0	16
Bristol-Myers Squibb Co.	COM	110122108	242,585	3,500	SH		SOLE		0	0	3,500
Broadcom Ltd	COM	11135F101	11,548	18	SH		SOLE		0	0	18
Broadridge Finl Solution	COM	11133T103	87,942	600	SH		SOLE		0	0	600
Brown-Forman Corp	COM	115637209	6,170	96	SH		SOLE		0	0	96
Cardinal Health Inc	COM	14149Y108	17,743	239	SH		SOLE		0	0	239
Carnival Corp	COM	143658300	7,917	780	SH		SOLE		0	0	780
Carrier Global Corp-Wi	COM	14448C104	77,711	1,699	SH		SOLE		0	0	1,699
Catalyst Pharma Inc	COM	14888U101	13,264	800	SH		SOLE		0	0	800
Caterpillar Inc	COM	149123101	11,442	50	SH		SOLE		0	0	50
CBIZ Inc	COM	124805102	24,745	500	SH		SOLE		0	0	500
Centene Corp	COM	15135B101	12,642	200	SH		SOLE		0	0	200
CenturyLink Inc	COM	550241103	53	20	SH		SOLE		0	0	20
Charles Schwab Corp	COM	808513105	13,566	259	SH		SOLE		0	0	259
Charles Schwab US REIT ETF	ETF	808524847	1,285	66	SH		SOLE		0	0	66
Chemours Company	COM	163851108	2,395	80	SH		SOLE		0	0	80
Chevron Corp.	COM	166764100	738,845	4,528	SH		SOLE		0	0	4,528
Chipotle Mexican Grl	COM	169656105	1,708	1	SH		SOLE		0	0	1
Chubb Corporation	COM	H1467J104	58,254	300	SH		SOLE		0	0	300
Cigna Holding Co	COM	125523100	13,032	51	SH		SOLE		0	0	51
Cincinnati Financial Corp.	COM	172062101	37,268,315	332,513	SH		SOLE		0	0	332,513
Cintas Corp.	COM	172908105	2,820,429	6,096	SH		SOLE		0	0	6,096
Cirrus Logic Inc	COM	172755100	10,938	100	SH		SOLE		0	0	100
Cisco Systems, Inc.	COM	17275R102	300,790	5,754	SH		SOLE		0	0	5,754
Citigroup, Inc.	COM	172967424	2,157	46	SH		SOLE		0	0	46
Citizens Financial Group Inc	COM	174610204	23,540	1,000	SH		SOLE		0	0	1,000
Civista Bancshares Inc Com No Par	COM	178867107	6,668	395	SH		SOLE		0	0	395
Coca-Cola Co.	COM	191216100	263,336	4,245	SH		SOLE		0	0	4,245
Cohen & Steers REIT & Preferred Income	COM	19247X100	2,244	115	SH		SOLE		0	0	115
Colgate-Palmolive Co.	COM	194162103	5,636	75	SH		SOLE		0	0	75
Comcast Corp.	COM	20030N101	125,141	3,301	SH		SOLE		0	0	3,301
ConAgra Foods, Inc.	COM	205887102	3,756	100	SH		SOLE		0	0	100
Concentrix Corp Ordinary Shares	COM	20602D101	47,648	392	SH		SOLE		0	0	392
Conduent Incorporate	COM	206787103	24	7	SH		SOLE		0	0	7
ConocoPhillips	COM	20825C104	43,454	438	SH		SOLE		0	0	438
Constellation Brand	COM	21036P108	28,236	125	SH		SOLE		0	0	125
Corteva Inc com	COM	22052L104	24,727	410	SH		SOLE		0	0	410
Costco Whsl Corp New	COM	22160K105	108,815	6,219	SH		SOLE		0	0	6,219
Crown Castle International Corp	COM	22822V101	23,422	175	SH		SOLE		0	0	175
CSX Corp.	COM	126408103	160,075	5,347	SH		SOLE		0	0	5,347
Cummins Inc	COM	231021106	41,804	175	SH		SOLE		0	0	175
CVS Corp.	COM	126650100	36,635	493	SH		SOLE		0	0	493
D X C Technology Com	COM	23355L106	204	8	SH		SOLE		0	0	8
Daimler AG	COM	D1668R123	461	6	SH		SOLE		0	0	6
DAIMLER TRUCK HLDG ADR	COM	23384L101	101	6	SH		SOLE		0	0	6
Danaher Corp	COM	235851102	323,871	1,285	SH		SOLE		0	0	1,285
Dell Technologies Inc Cl C	CL C	24703L202	281	7	SH		SOLE		0	0	7
Delta Air Lines, Inc.	COM	247361702	55,488	1,589	SH		SOLE		0	0	1,589
DFA TA US Core Equity 2	ETF	25434V708	4,221,807	165,691	SH		SOLE		0	0	165,691
DFA TA World Ex US Core Equity Portfolio	COM	25434V880	164,837	7,148	SH		SOLE		0	0	7,148
DFA Tax-Man Intl Value	COM	25434V807	296,410	9,197	SH		SOLE		0	0	9,197
DFA Tax-Man US Equity	ETF	25434V401	1,884,921	42,425	SH		SOLE		0	0	42,425
DFA Tax-Man US Mktwd Val II	ETF	25434V724	2,385,209	71,243	SH		SOLE		0	0	71,243
DFA Tax-Man US Small-Cap	ETF	25434V500	1,717,398	32,588	SH		SOLE		0	0	32,588
DFA Tax-Man US Targeted Val	ETF	25434V609	1,668,222	37,488	SH		SOLE		0	0	37,488
DIGITAL WORLD ACQUISITION CORP C	CL A	25400Q105	3,161	225	SH		SOLE		0	0	225
DigitalOcean Holdings Inc	COM	25402D102	157	4	SH		SOLE		0	0	4
DIMENSIONAL EMERG CORE EQY MRKT ETF	ETF	25434V302	109,345	4,750	SH		SOLE		0	0	4,750
DIMENSIONAL INTERN CORE EQT MKT ETF	ETF	25434V203	34,038	1,263	SH		SOLE		0	0	1,263
DIMENSIONAL US CORE EQUITY MARKT ETF	ETF	25434V104	226,621	7,877	SH		SOLE		0	0	7,877
DIMENSIONAL US SMALL CAP VALU ETF	ETF	25434V815	24,606	987	SH		SOLE		0	0	987
Direxion Daily S&P500 Bull 3X ETF	ETF	25459W862	439	6	SH		SOLE		0	0	6
Discover Financial Svcs	COM	254709108	19,768	200	SH		SOLE		0	0	200
Dolby Laboratories Inc	COM	25659T107	10,678	125	SH		SOLE		0	0	125
Dollar Tree Inc	COM	256746108	14,355	100	SH		SOLE		0	0	100
Dover Corporation	COM	260003108	7,901	52	SH		SOLE		0	0	52
Dow Inc	COM	260557103	24,230	442	SH		SOLE		0	0	442
Duke Energy Corp.	COM	26441C204	75,730	787	SH		SOLE		0	0	787
Eastman Chemical Co.	COM	277432100	16,868	200	SH		SOLE		0	0	200
Eaton Corp Plc	COM	G29183103	48,489	283	SH		SOLE		0	0	283
Ebay Inc	COM	278642103	1,597	36	SH		SOLE		0	0	36
Ecolab Inc	COM	278865100	27,478	166	SH		SOLE		0	0	166
Edwards Lifesciences Cp	COM	28176E108	90,589	1,095	SH		SOLE		0	0	1,095
EI DuPont de Nemours & Co.	COM	26614N102	12,201	170	SH		SOLE		0	0	170
Elevance Health Inc	COM	036752103	421,186	916	SH		SOLE		0	0	916
Eli Lilly & Co.	COM	532457108	104,400	304	SH		SOLE		0	0	304
EMBECTA ORD WI	COM	29082K105	28	1	SH		SOLE		0	0	1
Embraer-Empresa Brasileira de Aeronautica, SA	COM	29082A107	851	52	SH		SOLE		0	0	52
Emerson Electric Co.	COM	291011104	76,248	875	SH		SOLE		0	0	875
Enbridge Inc	COM	29250N105	29,414	771	SH		SOLE		0	0	771
Energy Select Sector	COM	81369Y506	250,476	3,024	SH		SOLE		0	0	3,024
EPR Properties	COM	26884U109	2,019	53	SH		SOLE		0	0	53
Essential Utilities Inc	COM	29670G102	27,281	625	SH		SOLE		0	0	625
Evoqua Water Technologies Corp com	COM	30057T105	16,258	327	SH		SOLE		0	0	327
Exxon Mobil Corp.	COM	30231G102	866,753	7,904	SH		SOLE		0	0	7,904
Facebook Inc	COM	30303M102	122,925	580	SH		SOLE		0	0	580
Fidelity Total Bond ETF	ETF	316188309	1,858,377	40,400	SH		SOLE		0	0	40,400
Fidelity NASDAQ Composite Tr Stk ETF	ETF	315912808	16,303	340	SH		SOLE		0	0	340
Fifth Third Bancorp	COM	316773100	1,124,206	42,200	SH		SOLE		0	0	42,200
FIFTH THIRD BANCORP DS REP SRS K PRF	COM	316773860	18,454	850	SH		SOLE		0	0	850
First Finl Bancorp Ohio	COM	320209109	15,478	711	SH		SOLE		0	0	711
First TST NASDAQ Clean Ed ID ETF	ETF	33733E500	1,776	34	SH		SOLE		0	0	34
Ford Motor Company New	COM	345370860	32,159	2,552	SH		SOLE		0	0	2,552
Franco-Nevada Corp	COM	351858105	11,664	80	SH		SOLE		0	0	80
Garrett Motion Inc	COM	366505105	107	14	SH		SOLE		0	0	14
GE HEALTHCARE TECHNOLOGIES ORD WI	COM	36266G107	39,292	479	SH		SOLE		0	0	479
General Dynamics Corp	COM	369550108	13,693	60	SH		SOLE		0	0	60
General Electric Co.	COM	369604301	138,142	1,445	SH		SOLE		0	0	1,445
General Motors Co	COM	37045V100	84,244	2,297	SH		SOLE		0	0	2,297
Gilead Sciences Inc	COM	375558103	7,052	85	SH		SOLE		0	0	85
Global X Lithium & Battery Tech ETF	ETF	37954Y855	4,067	64	SH		SOLE		0	0	64
Goldman Sachs Group	COM	38141G104	52,338	160	SH		SOLE		0	0	160
Google Inc	COM	02079K107	151,840	1,460	SH		SOLE		0	0	1,460
Google Inc	COM	02079K305	507,240	4,890	SH		SOLE		0	0	4,890
Grainger W W Inc	COM	384802104	425,956	618	SH		SOLE		0	0	618
GrowGeneration Corp	COM	39986L109	342	100	SH		SOLE		0	0	100
Guidewire Software Inc	COM	40171V100	328	4	SH		SOLE		0	0	4
Hawaiian Electric Industries Inc	COM	419870100	19,200	500	SH		SOLE		0	0	500
HEALTHCARE TRUST INC 01/01/2099	COM	42226B105	46,991	3,133	SH		SOLE		0	0	3,133
Healthpeak Properties Ord	COM	42250P103	1,560	71	SH		SOLE		0	0	71
Healthwarehouse.Com	COM	42227G202	1,400	10,000	SH		SOLE		0	0	10,000
Hess Corporation	COM	42809H107	126,385	955	SH		SOLE		0	0	955
Hewlett Packard Ente	COM	42824C109	1,593	100	SH		SOLE		0	0	100
Hewlett-Packard Co.	COM	40434L105	2,935	100	SH		SOLE		0	0	100
Highlands REIT Inc	COM	43110A104	1,809	6,462	SH		SOLE		0	0	6,462
Hillenbrand, Inc.	COM	431571108	438,702	9,230	SH		SOLE		0	0	9,230
Home Depot, Inc.	COM	437076102	291,312	987	SH		SOLE		0	0	987
Honeywell International	COM	438516106	99,765	522	SH		SOLE		0	0	522
Hormel Foods Corp	COM	440452100	4,427	111	SH		SOLE		0	0	111
Hubbell Inc	COM	443510607	486,620	2,000	SH		SOLE		0	0	2,000
Huntington Bancshares	COM	446150104	51,744	4,620	SH		SOLE		0	0	4,620
Icon PLC	COM	G4705A100	21,359	100	SH		SOLE		0	0	100
Illinois Tool Works Inc	COM	452308109	2,619,765	10,761	SH		SOLE		0	0	10,761
IMUGENE ORD	COM	Q48850103	869	10,000	SH		SOLE		0	0	10,000
Insight Enterprises Inc	COM	45765U103	71,480	500	SH		SOLE		0	0	500
Intel Corp.	COM	458140100	52,956	1,621	SH		SOLE		0	0	1,621
Intercontinental Exchange Inc	COM	45866F104	41,716	400	SH		SOLE		0	0	400
International Business Machines Corp.	COM	459200101	82,587	630	SH		SOLE		0	0	630
Intuitive Surgical	COM	46120E602	381,672	1,494	SH		SOLE		0	0	1,494
Invesco Dynamic Pharmaceuticals ETF	ETF	46137V662	11,400	150	SH		SOLE		0	0	150
Invesco FTSE RAFI US 1000 ETF	ETF	46137V613	28,691	183	SH		SOLE		0	0	183
Invesco NASDAQ 100 ETF	ETF	46138G649	1,188	9	SH		SOLE		0	0	9
Invesco S&P 500 Equal Weight ETF	ETF	46137V357	37,312	258	SH		SOLE		0	0	258
Invesco S&P Emerging Markets Low Vol ETF	ETF	46138E297	2,033,568	87,541	SH		SOLE		0	0	87,541
Invesco Solar ETF	ETF	46138G706	2,717	35	SH		SOLE		0	0	35
Invesco WilderHill Clean Energy ETF	ETF	46137V134	3,799	94	SH		SOLE		0	0	94
iPath B Bloomberg Aluminum Ttl Ret ETN	CL B	06746P571	1,201	24	SH		SOLE		0	0	24
iShares 0-5 Year TIPS Bond ETF	ETF	46429B747	24,510	247	SH		SOLE		0	0	247
iShares 7-10 Year Treasury Bond ETF	ETF	464287440	50,056	505	SH		SOLE		0	0	505
iShares Cohen & Steers Realty Majors	ETF	464287564	61,205	1,102	SH		SOLE		0	0	1,102
Ishares Core Dividend	ETF	46434V621	213,265	4,266	SH		SOLE		0	0	4,266
Ishares Core High Dividend Etf	ETF	46429B663	28,973	285	SH		SOLE		0	0	285
iShares Core MSCI EAFE	ETF	46432F842	153,952	2,303	SH		SOLE		0	0	2,303
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	63,671	1,305	SH		SOLE		0	0	1,305
iShares Core MSCI Total Intl Stk ETF	ETF	46432F834	1,108,487	17,893	SH		SOLE		0	0	17,893
Ishares Core S&P Etf	ETF	464287507	414,507	1,657	SH		SOLE		0	0	1,657
iShares Core US Aggregate Bond	ETF	464287226	113,988	1,144	SH		SOLE		0	0	1,144
iShares Edge MSCI Min Vol USA	ETF	46429B697	67,721	931	SH		SOLE		0	0	931
iShares Edge MSCI USA Momentum Fctr ETF	ETF	46432F396	15,016	108	SH		SOLE		0	0	108
iShares Edge MSCI USA Quality Factor ETF	ETF	46432F339	482,574	3,890	SH		SOLE		0	0	3,890
iShares Edge MSCI USA Value Factor ETF	ETF	46432F388	29,073	314	SH		SOLE		0	0	314
iShares ESG Advanced MSCI EAFE ETF	ETF	46436E759	4,425	74	SH		SOLE		0	0	74
iShares ESG Aware MSCI EAFE ETF	ETF	46435G516	15,446	215	SH		SOLE		0	0	215
iShares Global REIT ETF	ETF	46434V647	168,734	7,430	SH		SOLE		0	0	7,430
iShares iBoxx High Yield Corporate Bd	ETF	464288513	15,110	200	SH		SOLE		0	0	200
iShares iBoxx Investment Grade Corporate Bond ET	ETF	464287242	21,922	200	SH		SOLE		0	0	200
iShares MSCI EAFE Index	ETF	464287465	1,026,652	14,355	SH		SOLE		0	0	14,355
iShares MSCI EAFE Min Vol Factor ETF	ETF	46429B689	16,507	244	SH		SOLE		0	0	244
iShares MSCI EAFE Small-Cap Index	ETF	464288273	488,342	8,206	SH		SOLE		0	0	8,206
iShares MSCI EAFE Value Index	ETF	464288877	190,493	3,925	SH		SOLE		0	0	3,925
Ishares Msci Emrg Mkt Fd	ETF	464287234	461,923	11,706	SH		SOLE		0	0	11,706
iShares MSCI USA Momentum Factor ETF	ETF	46432F396	176,721	1,211	SH		SOLE		0	0	1,211
Ishares National Muni	ETF	464288414	474,056	4,400	SH		SOLE		0	0	4,400
iShares North American Tech	ETF	464287549	8,515	25	SH		SOLE		0	0	25
iShares Russell 1000 ETF	ETF	464287622	1,677,123	7,768	SH		SOLE		0	0	7,768
iShares Russell 1000 Value ETF	ETF	464287598	482,701	3,182	SH		SOLE		0	0	3,182
iShares Russell 2000 Growth Index	ETF	464287648	69,849	308	SH		SOLE		0	0	308
iShares Russell 2000 Value Index	ETF	464287630	324,293	2,345	SH		SOLE		0	0	2,345
Ishares Russell 3000	ETF	464287689	3,121,795	13,261	SH		SOLE		0	0	13,261
Ishares Russell Mid Cap	ETF	464287473	67,736	638	SH		SOLE		0	0	638
Ishares Russell Mid Cap	ETF	464287481	704,169	7,734	SH		SOLE		0	0	7,734
iShares Russell Mid-Cap Index	ETF	464287499	160,791	2,300	SH		SOLE		0	0	2,300
iShares S&P 100	ETF	464287101	195,457	1,045	SH		SOLE		0	0	1,045
Ishares S&P 500 Growth	ETF	464287309	203,573	3,186	SH		SOLE		0	0	3,186
iShares S&P 500 Index	ETF	464287200	2,694,247	6,554	SH		SOLE		0	0	6,554
iShares S&P 500/BARRA Value Index	ETF	464287408	328,834	2,167	SH		SOLE		0	0	2,167
iShares S&P Small-Cap 600 Index	ETF	464287804	451,643	4,671	SH		SOLE		0	0	4,671
iShares S&P Small-Cap 600/BARRA Value Index	ETF	464287879	2,167,391	23,158	SH		SOLE		0	0	23,158
iShares Select Dividend	ETF	464287168	120,110	1,025	SH		SOLE		0	0	1,025
iShares Semiconductor ETF	ETF	464287523	4,906	11	SH		SOLE		0	0	11
iShares Short Maturity Bond ETF	ETF	46431W507	3,240,126	65,325	SH		SOLE		0	0	65,325
Ishares Short Term Ntnl	ETF	464288158	187,126	1,788	SH		SOLE		0	0	1,788
Ishares Silver TRUST	ETF	46428Q109	9,467	428	SH		SOLE		0	0	428
Ishares Tips Bond Etf	ETF	464287176	626,000	5,678	SH		SOLE		0	0	5,678
Ishares Total US Stock	ETF	464287150	1,106,249	12,217	SH		SOLE		0	0	12,217
Ishares Tr Russell 1000 Growth	ETF	464287614	135,254	554	SH		SOLE		0	0	554
Ishares Tr Russell 2000	ETF	464287655	365,187	2,047	SH		SOLE		0	0	2,047
Ishares Tr Sh Tr Crport Etf	ETF	464288646	85,918	1,700	SH		SOLE		0	0	1,700
iShares U.S. Energy ETF	ETF	464287796	67,813	1,550	SH		SOLE		0	0	1,550
iShares U.S. Healthcare ETF	ETF	464287762	2,731	10	SH		SOLE		0	0	10
iShares US Financial Services ETF	ETF	464287770	30,192	200	SH		SOLE		0	0	200
iShares US Pharmaceuticals	ETF	464288836	52,583	300	SH		SOLE		0	0	300
Ishares US Technology	ETF	464287721	219,634	2,366	SH		SOLE		0	0	2,366
JM Smucker Co.	COM	832696405	21,783	138	SH		SOLE		0	0	138
Johnson & Johnson	COM	478160104	1,405,139	9,065	SH		SOLE		0	0	9,065
JP Morgan Chase & Co.	COM	46625H100	417,253	3,202	SH		SOLE		0	0	3,202
Kimberly-Clark Corp	COM	494368103	11,140	83	SH		SOLE		0	0	83
Kraft Heinz Company	COM	500754106	6,226	161	SH		SOLE		0	0	161
Kroger Co.	COM	501044101	255,463	5,174	SH		SOLE		0	0	5,174
KYNDRYL HOLDINGS ORD WI	COM	50155Q100	1,771	120	SH		SOLE		0	0	120
L3Harris Technologies Inc	COM	502431109	6,083	31	SH		SOLE		0	0	31
LAM Research Corp.	COM	512807108	15,904	30	SH		SOLE		0	0	30
Lamar Advertising Co	COM	512816109	79,313	794	SH		SOLE		0	0	794
Lamb Weston Holdings	COM	513272104	3,449	33	SH		SOLE		0	0	33
Lcnb Corp	COM	50181P100	75,050	4,593	SH		SOLE		0	0	4,593
Lithia Motors Inc Class A	CL A	536797103	7,097	31	SH		SOLE		0	0	31
Lithium Corp	COM	536804107	254	2,440	SH		SOLE		0	0	2,440
Lockheed Martin Corp	COM	539830109	80,364	170	SH		SOLE		0	0	170
Lordstown Motors Corp	COM	54405Q100	377	568	SH		SOLE		0	0	568
Lowe's Companies, Inc.	COM	548661107	311,226	1,556	SH		SOLE		0	0	1,556
Macy's, Inc.	COM	55616P104	1,749	100	SH		SOLE		0	0	100
Marathon Oil Corp.	COM	565849106	5,990	250	SH		SOLE		0	0	250
Marathon Pete Corp	COM	56585A102	48,075	357	SH		SOLE		0	0	357
Marsh & Mc Lennan Co	COM	571748102	294,561	1,765	SH		SOLE		0	0	1,765
Mastercard Inc	COM	57636Q104	72,682	200	SH		SOLE		0	0	200
Mattel Inc	COM	577081102	2,890	157	SH		SOLE		0	0	157
McDonald's Corp.	COM	580135101	264,100	945	SH		SOLE		0	0	945
Medtronic, Inc.	COM	G5960L103	27,491	341	SH		SOLE		0	0	341
MercadoLibre Inc	COM	58733R102	39,542	30	SH		SOLE		0	0	30
Merck & Company, Inc.	COM	58933Y105	177,565	1,669	SH		SOLE		0	0	1,669
Mgp Ingredients Inc	COM	55303J106	4,836	50	SH		SOLE		0	0	50
Microchip Technology	COM	595017104	41,890	500	SH		SOLE		0	0	500
Microsoft Corp.	COM	594918104	2,118,240	7,347	SH		SOLE		0	0	7,347
Moderna Inc	COM	60770K107	23,037	150	SH		SOLE		0	0	150
Mondelez Intl Inc Cl A	CL A	609207105	3,068	44	SH		SOLE		0	0	44
Mylan Nv	COM	92556V106	4,608	479	SH		SOLE		0	0	479
Ncr Corp	COM	62886E108	519	22	SH		SOLE		0	0	22
Netflix Inc	COM	64110L106	9,328	27	SH		SOLE		0	0	27
Newell Rubbermaid	COM	651229106	9,222	741	SH		SOLE		0	0	741
Newmont Mining Corp	COM	651639106	4,902	100	SH		SOLE		0	0	100
Nextera Energy Inc	COM	65339F101	328,207	4,258	SH		SOLE		0	0	4,258
NextEra Energy Partners LP	COM	65341B106	18,225	300	SH		SOLE		0	0	300
Nike Inc	COM	654106103	35,443	289	SH		SOLE		0	0	289
Nokia OYJ	COM	654902204	1,218	248	SH		SOLE		0	0	248
Norfolk Southern Corp.	COM	655844108	125,292	591	SH		SOLE		0	0	591
NorthStar Healthcare Income Inc	COM	66705T105	8,618	2,941	SH		SOLE		0	0	2,941
Norwegian Cruise Line Holdings Ltd	COM	G66721104	1,345	101	SH		SOLE		0	0	101
Novartis AG	COM	66987V109	80,592	876	SH		SOLE		0	0	876
NovoCure Ltd	COM	G6674U108	6,014	100	SH		SOLE		0	0	100
Nutrien Ltd	COM	67077M108	11,078	150	SH		SOLE		0	0	150
Nvidia Corp	COM	67066G104	138,377	498	SH		SOLE		0	0	498
NXP Semiconductors NV	COM	N6596X109	14,172	76	SH		SOLE		0	0	76
Omega Healthcare Investors Inc	COM	681936100	45,007	1,642	SH		SOLE		0	0	1,642
On Semiconductor Co	COM	682189105	82	1	SH		SOLE		0	0	1
Oracle Corp.	COM	68389X105	166,327	1,790	SH		SOLE		0	0	1,790
Organon &Co Common Stock	COM	68622V106	3,034	129	SH		SOLE		0	0	129
OTIS Worldwide Corp-Wi	COM	68902V107	71,684	849	SH		SOLE		0	0	849
Parker-Hannifin Corp	COM	701094104	67,222	200	SH		SOLE		0	0	200
Park-Ohio Holdings Corp	COM	700666100	78,520	6,500	SH		SOLE		0	0	6,500
Paypal Holdings Inco	COM	70450Y103	17,542	231	SH		SOLE		0	0	231
PepsiCo, Inc.	COM	713448108	744,696	4,085	SH		SOLE		0	0	4,085
Pfizer, Inc.	COM	717081103	187,639	4,599	SH		SOLE		0	0	4,599
Philip Morris Intl Inc	COM	718172109	14,490	149	SH		SOLE		0	0	149
Phillips	COM	718546104	36,801	363	SH		SOLE		0	0	363
Phreesia Inc	COM	71944F106	9,332	289	SH		SOLE		0	0	289
PIMCO Enhanced Short Maturity Active ETF	ETF	72201R833	87,666	883	SH		SOLE		0	0	883
Pinnacle West Capital Corp	COM	723484101	9,905	125	SH		SOLE		0	0	125
Piper Sandler Cos	COM	724078100	2,218	16	SH		SOLE		0	0	16
PNC Financial Services Group, Inc.	COM	693475105	454,255	3,574	SH		SOLE		0	0	3,574
Powershares Qqq TRUST	COM	46090E103	45,893	143	SH		SOLE		0	0	143
PPG Industries Inc	COM	693506107	6,145	46	SH		SOLE		0	0	46
Principal Financial Grp	COM	74251V102	16,722	225	SH		SOLE		0	0	225
Procter & Gamble Co.	COM	742718109	14,389,597	96,776	SH		SOLE		0	0	96,776
Proshares S&P 500 Div	COM	74348A467	228,100	2,500	SH		SOLE		0	0	2,500
Proto Labs Inc	COM	743713109	3,315	100	SH		SOLE		0	0	100
Prudential Financial Inc	COM	744320102	4,882	59	SH		SOLE		0	0	59
Pub Svc Ent Group Inc	COM	744573106	37,845	606	SH		SOLE		0	0	606
Public Storage	COM	74460W644	21,633	850	SH		SOLE		0	0	850
Qualcomm Inc	COM	747525103	52,563	412	SH		SOLE		0	0	412
Quantumscape Corp	COM	74767V109	6,135	750	SH		SOLE		0	0	750
Radware Ltd	COM	M81873107	1,077	50	SH		SOLE		0	0	50
Raytheon Technologies Ord	COM	75513E101	137,123	1,400	SH		SOLE		0	0	1,400
Regions Financial Corp.	COM	7591EP100	4,379	236	SH		SOLE		0	0	236
Republic Services	COM	760759100	393,761	2,912	SH		SOLE		0	0	2,912
Resideo Technologies Inc	COM	76118Y104	439	24	SH		SOLE		0	0	24
Rockwell Automation Inc	COM	773903109	46,952	160	SH		SOLE		0	0	160
Roku Inc	COM	77543R102	15,468	235	SH		SOLE		0	0	235
Roper Technologies	COM	776696106	6,610	15	SH		SOLE		0	0	15
Royal Caribbean Crui	COM	V7780T103	31,213	478	SH		SOLE		0	0	478
Ryerson Holding Corp	COM	783754104	146	4	SH		SOLE		0	0	4
Salesforce Com	COM	79466L302	66,727	334	SH		SOLE		0	0	334
Sanofi SA ADR FSPONSORED ADR	COM	80105N105	163,532	3,005	SH		SOLE		0	0	3,005
Sch US Tips Etf	ETF	808524870	2,841	53	SH		SOLE		0	0	53
Schlumberger Ltd	COM	806857108	51,555	1,050	SH		SOLE		0	0	1,050
Schwab 1000 ETF	ETF	808524722	1,562,838	39,516	SH		SOLE		0	0	39,516
Schwab Emerging Markets Equity ETF	ETF	808524706	35,568	1,451	SH		SOLE		0	0	1,451
Schwab Fundamental US	ETF	808524771	3,899	71	SH		SOLE		0	0	71
Schwab Fundamental US Small Company ETF	ETF	808524763	2,677	55	SH		SOLE		0	0	55
Schwab International Dividend Equity ETF	ETF	808524672	591	25	SH		SOLE		0	0	25
Schwab International Equity ETF	ETF	808524805	1,359,956	39,079	SH		SOLE		0	0	39,079
Schwab Internatnal Small	ETF	808524888	44,834	1,330	SH		SOLE		0	0	1,330
Schwab US Broad Market	ETF	808524102	3,802,577	79,469	SH		SOLE		0	0	79,469
Schwab US Large Cap	ETF	808524409	1,790,931	27,309	SH		SOLE		0	0	27,309
Schwab US Large-Cap ETF	ETF	808524201	57,754	1,194	SH		SOLE		0	0	1,194
Schwab US Large-Cap Growth ETF	ETF	808524300	1,193,421	18,312	SH		SOLE		0	0	18,312
Schwab US Mid-Cap ETF	ETF	808524508	4,071	60	SH		SOLE		0	0	60
Schwab US Small Cap Etf	ETF	808524607	38,941	929	SH		SOLE		0	0	929
Sector Spdr Consumer Fd	ETF	81369Y407	14,954	100	SH		SOLE		0	0	100
Select Str Financial	COM	81369Y605	49,943	1,553	SH		SOLE		0	0	1,553
Service Corp International	COM	817565104	34,390	500	SH		SOLE		0	0	500
ServiceNow Inc	COM	81762P102	11,618	25	SH		SOLE		0	0	25
SHELL ADR EACH REP 2 ORD	COM	780259305	36,078	627	SH		SOLE		0	0	627
Sherwin Williams Co	COM	824348106	51,248	228	SH		SOLE		0	0	228
Sirius XM Radio, Inc.	COM	82968B103	596	150	SH		SOLE		0	0	150
SNAP Inc Class A	CL A	83304A106	1,121	100	SH		SOLE		0	0	100
Southern Co.	COM	842587107	36,877	530	SH		SOLE		0	0	530
Southwest Airlines Co	COM	844741108	25,510	784	SH		SOLE		0	0	784
Spdr Dow Jones	ETF	78467X109	208,162	626	SH		SOLE		0	0	626
Spdr S&P Dividend Etf IV	ETF	78464A763	59,010	477	SH		SOLE		0	0	477
SPDR S&P Global Natural Resources ETF	ETF	78463X541	256,190	4,493	SH		SOLE		0	0	4,493
SPDR Trust Series 1	ETF	78462F103	1,047,250	2,558	SH		SOLE		0	0	2,558
SPDR Portfolio Aggregate Bond ETF	ETF	78464A649	19,059	739	SH		SOLE		0	0	739
SPDR Portfolio Developed Wld ex-US ETF	ETF	78463X889	69,700	2,170	SH		SOLE		0	0	2,170
SPDR Portfolio S&P 500 Value ETF	ETF	78464A508	64,134	1,575	SH		SOLE		0	0	1,575
SPDR Portfolio Short Term Treasury ETF	ETF	78468R101	53,988	1,847	SH		SOLE		0	0	1,847
SPDR S&P 500 ETF Call Opt 12/23 420.0 12/15/2023	ETF	78462F103	127,700	50	SH	Call	SOLE		0	0	50
SPDR S&P 500 Growth	ETF	78464A409	99,648	1,800	SH		SOLE		0	0	1,800
SPDR S&P 600 Small Cap Value ETF	ETF	78464A300	604,717	7,938	SH		SOLE		0	0	7,938
SPDR S&P Emerging Markets ETF	ETF	78463X509	20,273	594	SH		SOLE		0	0	594
SPDR S&P Emerging Markets Small Cap ETF	ETF	78463X756	11,396	225	SH		SOLE		0	0	225
SPDR S&P Health Care Equipment ETF	ETF	78464A581	5,242	56	SH		SOLE		0	0	56
SPDR S&P International Small Cap ETF	ETF	78463X871	26,046	841	SH		SOLE		0	0	841
SPDR S&P Regional Banking ETF	ETF	78464A698	176,023	4,013	SH		SOLE		0	0	4,013
Square Inc	COM	852234103	8,581	125	SH		SOLE		0	0	125
Standard Lithium	COM	853606101	380	100	SH		SOLE		0	0	100
Stanley Black & Decker	COM	854502101	25,624	318	SH		SOLE		0	0	318
Starbucks Corp	COM	855244109	47,379	455	SH		SOLE		0	0	455
STMicroelectronics NV	COM	861012102	28,082	525	SH		SOLE		0	0	525
streetTRACKS Gold Shares	COM	78463V107	87,030	475	SH		SOLE		0	0	475
Strive 500 ETF	ETF	02072L680	28,303	1,084	SH		SOLE		0	0	1,084
SYNNEX Corp	COM	87162W100	53,428	552	SH		SOLE		0	0	552
Sysco Corporation	COM	871829107	1,114,661	14,433	SH		SOLE		0	0	14,433
T ROWE PRICE BLUE CHIP GROWTH ETF	ETF	87283Q107	3,933	164	SH		SOLE		0	0	164
Technology Select Sector SPDR	COM	81369Y803	185,893	1,231	SH		SOLE		0	0	1,231
Telefonica Sa	COM	879382208	518	121	SH		SOLE		0	0	121
Teradata Corp	COM	88076W103	886	22	SH		SOLE		0	0	22
Tesla Motors Inc	COM	88160R101	132,982	641	SH		SOLE		0	0	641
Texas Instruments Inc	COM	882508104	105,840	569	SH		SOLE		0	0	569
The Scotts Miracle Gro Co	COM	810186106	2,999	43	SH		SOLE		0	0	43
The Travelers Companies, Inc.	COM	89417E109	171	1	SH		SOLE		0	0	1
Tjx Companies Inc	COM	872540109	25,859	330	SH		SOLE		0	0	330
Toyota Motor Corp.	COM	892331307	11,477	81	SH		SOLE		0	0	81
Tri Contl Corp	COM	895436103	30,533	1,150	SH		SOLE		0	0	1,150
Tricon Residential Inc	COM	89612W102	969	125	SH		SOLE		0	0	125
Tripadvisor Inc	COM	896945201	7,448	375	SH		SOLE		0	0	375
Truist Finl Corp Com	COM	89832Q109	210,465	6,172	SH		SOLE		0	0	6,172
U.S. Bancorp	COM	902973304	4,514,393	125,226	SH		SOLE		0	0	125,226
Unilever plc	COM	904767704	114,246	2,200	SH		SOLE		0	0	2,200
Union Pacific Corp	COM	907818108	60,378	300	SH		SOLE		0	0	300
United Parcel Service B	COM	911312106	92,940	479	SH		SOLE		0	0	479
United Rentals Inc	COM	911363109	19,788	50	SH		SOLE		0	0	50
United States Oil Etf	ETF	91232N207	6,644	100	SH		SOLE		0	0	100
Unitedhealth Group, Inc.	COM	91324P102	58,129	123	SH		SOLE		0	0	123
Uniti Group Inc	COM	91325V108	146	41	SH		SOLE		0	0	41
Upstart Holdings Inc	COM	91680M107	18,734	1,179	SH		SOLE		0	0	1,179
VanEck Vectors Rare Earth/Strat Mtls ETF	ETF	92189H805	7,539	92	SH		SOLE		0	0	92
Vanguard Bond Index Fund	ETF	921937835	658,711	8,922	SH		SOLE		0	0	8,922
Vanguard Dividend	ETF	921908844	13,707	89	SH		SOLE		0	0	89
Vanguard Emerging Market	ETF	922042858	705,936	17,474	SH		SOLE		0	0	17,474
Vanguard Energy ETF	ETF	92204A306	6,054	53	SH		SOLE		0	0	53
Vanguard Extended Market	ETF	922908652	49,629	354	SH		SOLE		0	0	354
Vanguard Ftse All World	ETF	922042775	227,528	4,255	SH		SOLE		0	0	4,255
Vanguard Ftse Developed	ETF	921943858	711,389	15,749	SH		SOLE		0	0	15,749
Vanguard Growth Etf	ETF	922908736	8,279,902	33,194	SH		SOLE		0	0	33,194
Vanguard Health Care	ETF	92204A504	107,307	450	SH		SOLE		0	0	450
Vanguard High Dividend	ETF	921946406	591,478	5,606	SH		SOLE		0	0	5,606
Vanguard Information Technology ETF	ETF	92204A702	231,282	600	SH		SOLE		0	0	600
Vanguard Intermediate Corp Bd ETF	ETF	92206C870	661,340	8,244	SH		SOLE		0	0	8,244
Vanguard Intl Div Apprec ETF	ETF	921946810	47,892	650	SH		SOLE		0	0	650
Vanguard Mega Cap Growth ETF	ETF	921910816	116,775	571	SH		SOLE		0	0	571
Vanguard Mid Cap Etf IV	ETF	922908629	148,380	703	SH		SOLE		0	0	703
Vanguard Mid Cap Growth	ETF	922908538	2,662,634	13,662	SH		SOLE		0	0	13,662
Vanguard Mid Cap Value	ETF	922908512	4,174,086	31,134	SH		SOLE		0	0	31,134
Vanguard Muni Bnd Tax	ETF	922907746	20,264	400	SH		SOLE		0	0	400
Vanguard Reit	ETF	922908553	418,221	5,036	SH		SOLE		0	0	5,036
Vanguard S&P 500 Etf	ETF	922908363	11,231,336	29,865	SH		SOLE		0	0	29,865
Vanguard S&P 500 Growth ETF	ETF	921932505	30,944	134	SH		SOLE		0	0	134
Vanguard Short Term Cor	ETF	92206C409	1,357,443	17,807	SH		SOLE		0	0	17,807
Vanguard Short-Term Bond	ETF	921937827	136,233	1,781	SH		SOLE		0	0	1,781
Vanguard Small Cap	ETF	922908595	43,679	202	SH		SOLE		0	0	202
Vanguard Small Cap	ETF	922908751	1,019,898	5,380	SH		SOLE		0	0	5,380
Vanguard Small Cap Value	ETF	922908611	1,662,894	10,474	SH		SOLE		0	0	10,474
Vanguard Total International Stock ETF	ETF	921909768	1,258,857	22,801	SH		SOLE		0	0	22,801
Vanguard Total Stock	ETF	922908769	1,180,541	5,784	SH		SOLE		0	0	5,784
Vanguard Total World	ETF	922042742	22,604	245	SH		SOLE		0	0	245
Vanguard Value ETF	ETF	922908744	26,613,860	192,700	SH		SOLE		0	0	192,700
Verizon Communications, Inc.	COM	92343V104	43,479	1,118	SH		SOLE		0	0	1,118
Vgrd Ftse All Wrld Ex US	ETF	922042718	1,639	15	SH		SOLE		0	0	15
Visa Inc	COM	92826C839	420,483	1,865	SH		SOLE		0	0	1,865
Vision Hydrogen Corp	COM	92837Y200	44	165	SH		SOLE		0	0	165
Vmware Inc Cl A	CL A	928563402	375	3	SH		SOLE		0	0	3
Vodafone Group plc	COM	92857W308	994	90	SH		SOLE		0	0	90
Walgreens Boots Allianc	COM	931427108	76,387	2,209	SH		SOLE		0	0	2,209
Wal-Mart Stores, Inc.	COM	931142103	48,947	332	SH		SOLE		0	0	332
Walt Disney Co.	COM	254687106	218,684	2,184	SH		SOLE		0	0	2,184
WARNER BROS. DISCOVERY SRS A ORD WI	COM	934423104	12,790	847	SH		SOLE		0	0	847
Waste Management Inc Del	COM	94106L109	16,317	100	SH		SOLE		0	0	100
Wells Fargo & Co.	COM	949746101	2,953	79	SH		SOLE		0	0	79
Westinghouse Air Brake Technologies Corp	COM	929740108	4,548	45	SH		SOLE		0	0	45
Williams Companies	COM	969457100	14,930	500	SH		SOLE		0	0	500
Williams-Sonoma, Inc.	COM	969904101	10,098	83	SH		SOLE		0	0	83
Wipro Ltd	COM	97651M109	4,490	1,000	SH		SOLE		0	0	1,000
Wisconsin Egy Cp Hldg Co	COM	92939U106	77,823	821	SH		SOLE		0	0	821
WisdomTree US MidCap Dividend ETF	ETF	97717W505	30,735	750	SH		SOLE		0	0	750
WOLFSPEED ORD	COM	977852102	17,212	265	SH		SOLE		0	0	265
Workhorse Group Inc Com	COM	98138J206	3,259	2,450	SH		SOLE		0	0	2,450
Xerox Corp	COM	98421M106	176	11	SH		SOLE		0	0	11
Zimmer Biomet Hldgs	COM	98956P102	5,168	40	SH		SOLE		0	0	40
ZIMVIE ORD WI	COM	98888T107	29	4	SH		SOLE		0	0	4