American Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LAB	Equities	002824100	3,976,389	36,126	SH		SOLE		36,126	0	0
ABBVIE INC	Equities	00287Y109	1,055,191	6,809	SH		SOLE		4,419	0	2,390
ACCENTURE PLC	Equities	G1151C101	7,845,997	22,359	SH		SOLE		17,757	0	4,602
ADOBE SYS INC	Equities	00724F101	17,898	30	SH		DFND		0	0	30
ADOBE SYS INC	Equities	00724F101	279,805	469	SH		SOLE		0	0	469
ADT CORPORATION	Equities	00090Q103	91,211	13,374	SH		SOLE		0	0	13,374
AFLAC INC	Equities	001055102	307,725	3,730	SH		SOLE		3,210	0	520
Agilent Technologies Inc	Equities	464288257	704,141	6,919	SH		SOLE		6,919	0	0
AIRBNB INC CL A	Equities	009066101	667,631	4,904	SH		SOLE		0	0	4,904
ALASKA AIR GROUP	Equities	011659109	229,302	5,869	SH		SOLE		0	0	5,869
ALBEMARLE CORP.	Equities	012653101	249,517	1,727	SH		SOLE		0	0	1,727
ALLEGHENY TECH	Equities	01741R102	559,690	12,309	SH		SOLE		0	0	12,309
ALLISON TRANSMISSION HOLDINGS I	Equities	01973R101	530,154	9,117	SH		SOLE		0	0	9,117
ALPHABET, INC. CLASS A	Equities	02079K305	1,209,715	8,660	SH		SOLE		2,094	0	6,566
ALPHABET, INC. CLASS C	Equities	02079K107	1,382,382	9,809	SH		SOLE		3,277	0	6,532
AMAZON.COM INC	Equities	023135106	36,466	240	SH		DFND		0	0	240
AMAZON.COM INC	Equities	023135106	5,724,491	37,676	SH		SOLE		27,001	0	10,675
AMERICAN EXPRESS CO	Equities	025816109	1,674,070	8,936	SH		SOLE		848	0	8,088
AMERICAN TOWER CORP A	Equities	03027X100	5,177,234	23,982	SH		SOLE		17,474	0	6,508
AMGEN	Equities	031162100	358,297	1,244	SH		SOLE		254	0	990
AMPHENOL CORP	Equities	032095101	3,475,795	35,063	SH		SOLE		34,373	0	690
AON PLC CLASS A	Equities	G0403H108	452,827	1,556	SH		SOLE		229	0	1,327
Apollo Global Management Inc Cl	Equities	03769M106	370,151	3,972	SH		SOLE		0	0	3,972
APPLE INC	Equities	037833100	12,085,881	62,774	SH		SOLE		46,033	0	16,741
APPLIED MATLS INC	Equities	038222105	452,986	2,795	SH		SOLE		505	0	2,290
AppLovin Corp Cl A	Equities	03831W108	215,190	5,400	SH		SOLE		0	0	5,400
Arch Capital Group Ltd	Equities	G0450A105	758,297	10,210	SH		SOLE		137	0	10,073
ARISTA NETWORKS	Equities	040413106	636,819	2,704	SH		SOLE		0	0	2,704
Array Technologies Inc	Equities	04271T100	352,111	20,959	SH		SOLE		0	0	20,959
ASML HOLDING NV	Equities	N07059210	451,881	597	SH		SOLE		53	0	544
ASTRAZENECA PLC ADR	Equities	046353108	300,718	4,465	SH		SOLE		450	0	4,015
Atlassian Corp Cl A	Equities	049468101	440,517	1,852	SH		SOLE		0	0	1,852
AUTOMATIC DATA PROC	Equities	053015103	445,206	1,911	SH		SOLE		1,215	0	696
Avantor Inc	Equities	05352A100	208,666	9,140	SH		SOLE		267	0	8,873
Azul Holdings Inc	Equities	05501U106	279,091	28,802	SH		SOLE		0	0	28,802
BANK OF AMERICA	Equities	060505104	244,478	7,261	SH		SOLE		3,661	0	3,600
Beacon Roofing Supply Inc	Equities	073685109	461,119	5,299	SH		SOLE		0	0	5,299
BECTON DICKINSON & CO	Equities	075887109	254,315	1,043	SH		SOLE		1,043	0	0
BERKSHIRE HATHAWAY INC CLASS B	Equities	084670702	4,164,006	11,675	SH		SOLE		11,675	0	0
BLACKROCK INC.	Equities	09247X101	3,868,227	4,765	SH		SOLE		4,765	0	0
BOOKING HOLDINGS INC.	Equities	09857L108	517,894	146	SH		SOLE		12	0	134
BORGWARNER INC.	Equities	099724106	209,830	5,853	SH		SOLE		0	0	5,853
BOSTON BEER COMPANY INC.	Equities	100557107	254,700	737	SH		SOLE		0	0	737
BOYD GAMING CORP	Equities	103304101	229,904	3,672	SH		SOLE		0	0	3,672
BROADCOM INC.	Equities	11135F101	503,429	451	SH		SOLE		107	0	344
BUILDERS FIRSTSOURCE INC	Equities	12008R107	665,423	3,986	SH		SOLE		0	0	3,986
CADENCE DESIGN SYSTEMS, INC.	Equities	127387108	344,276	1,264	SH		SOLE		59	0	1,205
Caesars Entertainment Inc	Equities	12769G100	329,707	7,033	SH		SOLE		0	0	7,033
CANADIAN NAT RESOURC	Equities	136385101	200,819	3,065	SH		SOLE		0	0	3,065
CANADIAN PACIFIC KANSAS CITY LT	Equities	13646K108	556,820	7,043	SH		SOLE		371	0	6,672
CARDINAL HEALTH INC	Equities	14149Y108	336,672	3,340	SH		SOLE		0	0	3,340
CARPENTER TECHNOLOGY CORPORATIO	Equities	144285103	241,428	3,410	SH		SOLE		0	0	3,410
CATERPILLAR INC	Equities	149123101	585,427	1,980	SH		SOLE		430	0	1,550
CENCORA INC	Equities	03073E105	268,842	1,309	SH		SOLE		119	0	1,190
CHEVRON CORP	Equities	166764100	626,770	4,202	SH		SOLE		2,222	0	1,980
CHUBB LTD	Equities	H1467J104	7,623,884	33,734	SH		SOLE		27,436	0	6,298
CIGNA CORPORATION NEW	Equities	125523100	213,807	714	SH		SOLE		394	0	320
CINTAS CORP.	Equities	172908105	3,975,145	6,596	SH		SOLE		6,490	0	106
CISCO SYS INC	Equities	17275R102	396,784	7,854	SH		SOLE		4,084	0	3,770
COCA-COLA	Equities	191216100	768,742	13,045	SH		SOLE		4,273	0	8,772
COLGATE-PALMOLIVE CO	Equities	194162103	1,404,410	17,619	SH		SOLE		384	0	17,235
COMCAST CORPORATION	Equities	20030N101	4,473,840	102,026	SH		SOLE		98,706	0	3,320
Controladora Vuela Cia De Aviac	Equities	21240E105	207,889	22,163	SH		SOLE		0	0	22,163
COOPER COMPANIES	Equities	216648402	256,582	678	SH		SOLE		18	0	660
COSTCO WHOLESALE CORP	Equities	22160K105	13,202	20	SH		DFND		0	0	20
COSTCO WHOLESALE CORP	Equities	22160K105	6,440,636	9,757	SH		SOLE		9,105	0	652
CROWDSTRIKE HOLDINGS ORD SHS CL	Equities	22788C105	454,470	1,780	SH		SOLE		0	0	1,780
CUMMINS INC	Equities	231021106	4,360,174	18,200	SH		SOLE		18,166	0	34
Dana Inc	Equities	235825205	160,593	10,992	SH		SOLE		0	0	10,992
DANAHER CORP	Equities	235851102	1,690,633	7,308	SH		SOLE		195	0	7,113
DEERE CO	Equities	244199105	4,429,760	11,078	SH		SOLE		10,858	0	220
DOLLAR GENERAL CORPORATION	Equities	256677105	2,925,916	21,522	SH		SOLE		20,869	0	653
DOMINOS PIZZA INC.	Equities	25754A201	257,232	624	SH		SOLE		0	0	624
DOVER CORPORATION	Equities	260003108	2,809,955	18,269	SH		SOLE		18,269	0	0
EA BRIDGEWAY BLUE CHIP ETF	Equities	02072L714	395,725	38,124	SH		SOLE		38,124	0	0
Eagle Materials Inc	Equities	26969P108	417,445	2,058	SH		SOLE		0	0	2,058
Element Solutions Inc	Equities	28618M106	204,072	8,819	SH		SOLE		0	0	8,819
ELEVANCE HEALTH INC	Equities	036752103	356,028	755	SH		SOLE		565	0	190
ELI LILLY & CO	Equities	532457108	1,445,059	2,479	SH		SOLE		1,949	0	530
ENCOMPASS HEALTH CORPORATION	Equities	29261A100	494,262	7,408	SH		SOLE		0	0	7,408
EOG RESOURCES	Equities	26875P101	3,253,071	26,896	SH		SOLE		26,256	0	640
Epam Sys Inc	Equities	29414B104	435,603	1,465	SH		SOLE		0	0	1,465
EQUIFAX INC	Equities	294429105	278,696	1,127	SH		SOLE		0	0	1,127
EVEREST RE GROUP	Equities	G3223R108	543,806	1,538	SH		SOLE		0	0	1,538
EXXON MOBIL	Equities	30231G102	623,775	6,239	SH		SOLE		3,189	0	3,050
Fabrinet	Equities	G3323L100	273,124	1,435	SH		SOLE		0	0	1,435
FASTENAL CO	Equities	311900104	213,352	3,294	SH		SOLE		824	0	2,470
FERGUSON PLC	Equities	G3421J106	334,590	1,733	SH		SOLE		54	0	1,679
Ferrari N.V.	Equities	N3167Y103	465,680	1,376	SH		SOLE		0	0	1,376
First Bancorp	Equities	318672706	242,769	14,758	SH		SOLE		0	0	14,758
First Citizens BancShares Inc/N	Equities	31946M103	222,778	157	SH		SOLE		8	0	149
FLEXTRONICS INTL	Equities	Y2573F102	289,340	9,499	SH		SOLE		579	0	8,920
FT Cboe Vest Buffered Allocatio	Equities	33740U778	276,412	12,989	SH		SOLE		12,989	0	0
FTAI AVIATION LTD	Equities	G3730V105	483,952	10,430	SH		SOLE		0	0	10,430
GENERAL ELECTRIC CO.	Equities	369604301	273,766	2,145	SH		SOLE		795	0	1,350
GILEAD SCIENCES INC.	Equities	375558103	2,950,060	36,416	SH		SOLE		35,256	0	1,160
Goldman Sachs ActiveBeta US LgC	Equities	381430503	315,103	3,359	SH		SOLE		3,359	0	0
GOLDMAN SACHS GRP	Equities	38141G104	271,582	704	SH		SOLE		454	0	250
GOODYEAR TIRE & RUBBER CO	Equities	382550101	160,126	11,182	SH		SOLE		0	0	11,182
GRANITE CONSTRUCTION INC	Equities	387328107	241,432	4,747	SH		SOLE		0	0	4,747
GRID DYNAMICS HOLDINGS INC ORDI	Equities	39813G109	161,133	12,088	SH		SOLE		0	0	12,088
GUIDEWIRE SOFTWARE INC	Equities	40171V100	315,235	2,891	SH		SOLE		0	0	2,891
HERSHEY FOODS CO	Equities	427866108	3,414,462	18,314	SH		SOLE		17,964	0	350
HOME DEPOT INC.	Equities	437076102	5,056,469	14,591	SH		SOLE		14,030	0	561
HONEYWELL INTERNATIONAL INC	Equities	438516106	7,242,248	34,535	SH		SOLE		27,349	0	7,186
HUBSPOT INC.	Equities	443573100	33,671	58	SH		DFND		0	0	58
HUBSPOT INC.	Equities	443573100	446,435	769	SH		SOLE		0	0	769
HUNT J B TRANS SVCS INC	Equities	445658107	3,174,068	15,891	SH		SOLE		15,565	0	326
I SHARES MSCI EAFE GROWTH	Equities	464288885	563,335	5,817	SH		SOLE		5,817	0	0
ICICI BANK ADR	Equities	45104G104	257,067	10,783	SH		SOLE		0	0	10,783
Icon PLC ADR	Equities	G4705A100	460,555	1,627	SH		SOLE		0	0	1,627
IDACORP Inc	Equities	451107106	81,436,869	828,284	SH		SOLE		827,483	0	801
INOVIO PHARMACEUTICALS INC	Equities	45773H201	11,900	23,333	SH		SOLE		23,333	0	0
INSPIRE MEDICAL SYSTEMS INC.	Equities	457730109	339,321	1,668	SH		SOLE		0	0	1,668
Insulet Corporation	Equities	45784P101	211,122	973	SH		SOLE		0	0	973
Integral Ad Science Holding Cor	Equities	45828L108	167,586	11,646	SH		SOLE		0	0	11,646
INVESCO QQQ TRUST	Equities	46090E103	12,506,828	30,540	SH		SOLE		30,540	0	0
Invesco S&P MidCap Momentum ETF	Equities	46137V464	646,180	7,195	SH		SOLE		7,195	0	0
INVESCO S&P SMALLCAP MOMENTUM E	Equities	46137V498	770,549	13,600	SH		SOLE		13,600	0	0
ISHARE MSCI BRAZIL	Equities	464286400	3,884,743	111,120	SH		SOLE		111,120	0	0
ISHARES BARCLAYS AGGREGATE BD F	Equities	464287226	385,254	3,882	SH		SOLE		3,882	0	0
ISHARES BARCLAYS TIPS BOND	Equities	464287176	549,206	5,117	SH		SOLE		5,117	0	0
ISHARES BROAD USD HIGH YLD CORP	Equities	46435U853	8,527,447	234,593	SH		SOLE		234,593	0	0
ISHARES CORE DIVIDEND GROWTH	Equities	46434V621	111,082,324	2,063,960	SH		SOLE		2,063,960	0	0
iShares Core Growth Allocation	Equities	464289875	344,770	8,306	SH		SOLE		8,306	0	0
ISHARES CORE MSCI EAFE ETF	Equities	46432F842	352,838	5,015	SH		SOLE		5,015	0	0
ISHARES CORE S&P 500 ETF	Equities	464287200	5,747,106	12,033	SH		SOLE		12,033	0	0
ISHARES CORE S&P MID-CAP ETF	Equities	464287507	53,572,299	193,297	SH		SOLE		193,297	0	0
ISHARES CORE S&P SMALL-CAP ETF	Equities	464287804	263,248	2,432	SH		SOLE		2,432	0	0
ISHARES CORE S&P TOTAL US STOCK	Equities	464287150	282,621	2,686	SH		SOLE		2,686	0	0
ISHARES EDGE MSCI USA QUALITY F	Equities	46432F339	21,979,081	149,376	SH		SOLE		149,376	0	0
iShares ESG Aware MSCI USA Smal	Equities	46435U663	348,615	9,172	SH		SOLE		9,172	0	0
ISHARES GOLD TRUST	Equities	464285204	340,721	8,730	SH		SOLE		8,730	0	0
iShares Morningstar Mid-Cap Gro	Equities	464288307	701,497	10,884	SH		SOLE		10,884	0	0
ISHARES MORNINGSTAR U.S. EQUITY	Equities	464287127	961,239	14,617	SH		SOLE		14,617	0	0
ISHARES MSCI INDIA ETF	Equities	46429B598	3,767,255	77,182	SH		SOLE		77,182	0	0
ISHARES RUSSELL 1000 VALUE INDE	Equities	464287598	467,313	2,828	SH		SOLE		1,878	0	950
ISHARES RUSSELL 2000 INDEX	Equities	464287655	223,734	1,115	SH		SOLE		1,115	0	0
ISHARES RUSSELL 2000 VALUE INDE	Equities	464287630	254,696	1,640	SH		SOLE		1,640	0	0
ISHARES RUSSELL MID CAP GROWTH	Equities	464287481	481,522	4,610	SH		SOLE		4,610	0	0
ISHARES RUSSELL TOP 200 GROWTH	Equities	464289438	1,991,841	11,368	SH		SOLE		11,368	0	0
ISHARES S&P 500 VAL IDX FD	Equities	464287408	761,841	4,381	SH		SOLE		4,381	0	0
ISHARES S&P GROWTH INDEX FD	Equities	464287309	740,941	9,866	SH		SOLE		9,866	0	0
ISHARES S&P MIDCAP 400 VALUE IN	Equities	464287705	1,787,516	15,674	SH		SOLE		15,674	0	0
JABIL CIRCUIT INC	Equities	466313103	387,806	3,044	SH		SOLE		19	0	3,025
JAZZ PHARMACEUTICALS PLC	Equities	G50871105	200,982	1,634	SH		SOLE		40	0	1,594
JOHNSON & JOHNSON	Equities	478160104	6,877,970	43,881	SH		SOLE		35,736	0	8,145
JP MORGAN CHASE	Equities	46625H100	7,681,206	45,157	SH		SOLE		42,827	0	2,330
JP MORGAN ULTRA SHORT INCOME ET	Equities	46641Q837	3,604,928	71,768	SH		SOLE		71,768	0	0
KBR INC.	Equities	48242W106	431,644	7,790	SH		SOLE		0	0	7,790
KKR & CO. INC. CLASS A	Equities	48251W104	209,776	2,532	SH		SOLE		487	0	2,045
KLA CORP.	Equities	482480100	5,463,057	9,398	SH		SOLE		9,279	0	119
Knight-Swift Transportation Hol	Equities	499049104	362,734	6,292	SH		SOLE		0	0	6,292
Leslies Poolmart	Equities	527064109	74,158	10,732	SH		SOLE		0	0	10,732
Lexington Corp Properties Trust	Equities	529043101	114,874	11,580	SH		SOLE		0	0	11,580
LINDE PLC	Equities	G54950103	7,368,137	17,940	SH		SOLE		13,858	0	4,082
LIVE NATION ENTERTAINMENT INC	Equities	538034109	508,248	5,430	SH		SOLE		0	0	5,430
LOCKHEED MARTIN CORPORATION	Equities	539830109	620,939	1,370	SH		SOLE		0	0	1,370
LOWES COS INC	Equities	548661107	516,984	2,323	SH		SOLE		983	0	1,340
Macom Tech Solutions Hldgs Inc	Equities	55405Y100	222,058	2,389	SH		SOLE		0	0	2,389
MARRIOTT INTL INC NEW	Equities	571903202	421,478	1,869	SH		SOLE		0	0	1,869
MARSH & MCLENNAN COMPANIES, INC	Equities	571748102	5,149,226	27,177	SH		SOLE		20,186	0	6,991
Mastec Inc	Equities	576323109	432,664	5,714	SH		SOLE		112	0	5,602
MASTERCARD INCORPORATED	Equities	57636Q104	3,795,939	8,900	SH		SOLE		8,900	0	0
MATADOR RESOURCES CO	Equities	576485205	205,833	3,620	SH		SOLE		3,500	0	120
MATTEL INC	Equities	577081102	303,987	16,101	SH		SOLE		0	0	16,101
MCDONALDS	Equities	580135101	1,928,501	6,504	SH		SOLE		2,282	0	4,222
MCKESSON CORP	Equities	58155Q103	772,714	1,669	SH		SOLE		188	0	1,481
MEDTRONIC CORPORATION	Equities	G5960L103	894,894	10,863	SH		SOLE		556	0	10,307
MERCADOLIBRE INC.	Equities	58733R102	425,887	271	SH		SOLE		0	0	271
MERCK & CO, INC. NEW	Equities	58933Y105	490,808	4,502	SH		SOLE		2,702	0	1,800
META PLATFORMS INC. CL A	Equities	30303M102	1,107,541	3,129	SH		SOLE		399	0	2,730
MICROSOFT	Equities	594918104	21,810	58	SH		DFND		0	0	58
MICROSOFT	Equities	594918104	14,683,986	39,049	SH		SOLE		27,455	0	11,594
Middleby Corp	Equities	596278101	206,185	1,401	SH		SOLE		57	0	1,344
MONGODB INC.	Equities	60937P106	232,227	568	SH		SOLE		10	0	558
Monolithic Power Systems	Equities	609839105	386,668	613	SH		SOLE		0	0	613
MORGAN STANLEY	Equities	617446448	270,518	2,901	SH		SOLE		1,411	0	1,490
MRC Global	Equities	55345K103	335,453	30,468	SH		SOLE		0	0	30,468
Natera Inc Com	Equities	632307104	212,600	3,394	SH		SOLE		0	0	3,394
NEUROCRINE BIOSCIENCES INC	Equities	64125C109	353,117	2,680	SH		SOLE		0	0	2,680
NEXTERA ENERGY INC.	Equities	65339F101	3,491,882	57,489	SH		SOLE		57,489	0	0
NIKE, INC	Equities	654106103	4,372,578	40,274	SH		SOLE		26,428	0	13,846
NORFOLK SOUTHERN	Equities	655844108	371,826	1,573	SH		SOLE		1,573	0	0
NORTHROP GRUMMAN CORP.	Equities	666807102	1,715,733	3,665	SH		SOLE		169	0	3,496
NOVO-NORDISK A/S (DENMARK)	Equities	670100205	634,769	6,136	SH		SOLE		686	0	5,450
NUTANIX INC.	Equities	67059N108	723,457	15,170	SH		SOLE		0	0	15,170
NVIDIA CORP	Equities	67066G104	1,721,880	3,477	SH		SOLE		487	0	2,990
NVR INC.	Equities	62944T105	721,046	103	SH		SOLE		0	0	103
OKTA INC. CL A	Equities	679295105	5,432	60	SH		DFND		0	0	60
OKTA INC. CL A	Equities	679295105	291,869	3,224	SH		SOLE		0	0	3,224
PALO ALTO NETWORKS INC	Equities	697435105	337,343	1,144	SH		SOLE		18	0	1,126
PARKER-HANNIFIN CORP	Equities	701094104	289,780	629	SH		SOLE		409	0	220
PEPSI CO	Equities	713448108	5,479,378	32,262	SH		SOLE		22,716	0	9,546
PERMIAN RESOURCES CORP CL A	Equities	71424F105	356,592	26,220	SH		SOLE		0	0	26,220
Pimco Enhanced Short Maturity E	Equities	72201R833	384,345	3,852	SH		SOLE		3,852	0	0
Planet Fitness Inc Cl A	Equities	72703H101	312,878	4,286	SH		SOLE		0	0	4,286
Planet Labs PBC	Equities	72703X106	44,887	18,173	SH		SOLE		0	0	18,173
PNC BANK	Equities	693475105	290,963	1,879	SH		SOLE		1,438	0	441
POOL CORPORATION	Equities	73278L105	268,731	674	SH		SOLE		674	0	0
PROCTER & GAMBLE	Equities	742718109	4,603,114	31,412	SH		SOLE		22,761	0	8,651
PUBLIC STORAGE	Equities	74460D109	335,500	1,100	SH		SOLE		0	0	1,100
PURE STORAGE INC	Equities	74624M102	517,783	14,520	SH		SOLE		0	0	14,520
QORVO INC.	Equities	74736K101	229,049	2,034	SH		SOLE		0	0	2,034
QUALCOMM INC	Equities	747525103	465,709	3,220	SH		SOLE		750	0	2,470
QUANTA SERVICES INC.	Equities	74762E102	313,342	1,452	SH		SOLE		0	0	1,452
RENAISSANCERE HOLDINGS LTD.	Equities	G7496G103	224,420	1,145	SH		SOLE		0	0	1,145
ROSS STORES INC	Equities	778296103	300,306	2,170	SH		SOLE		24	0	2,146
SALESFORCE.COM INC.	Equities	79466L302	264,982	1,007	SH		SOLE		267	0	740
SCHWAB CORP	Equities	808513105	4,175,954	60,697	SH		SOLE		60,697	0	0
SCHWAB FUNDAMENTAL INTL LARGE C	Equities	808524755	13,951,558	413,625	SH		SOLE		413,625	0	0
SCHWAB INTERNATIONAL EQUITY ETF	Equities	808524805	369,970	10,010	SH		SOLE		10,010	0	0
SCHWAB US DIVIDEND EQUITY	Equities	808524797	37,708,753	495,321	SH		SOLE		495,321	0	0
SCHWAB US LARGE CAP	Equities	808524201	41,134,156	729,329	SH		SOLE		729,329	0	0
SCHWAB US MID-CAP ETF	Equities	808524508	296,841	3,941	SH		SOLE		3,941	0	0
SHARES S&P 500 PURE GROWTH PORT	Equities	46137V266	837,987	25,976	SH		SOLE		25,976	0	0
SHERWIN WILLIAMS CO.	Equities	824348106	2,232,268	7,157	SH		SOLE		6,657	0	500
SHIFT4 PAYMENTS INC	Equities	82452J109	315,945	4,250	SH		SOLE		0	0	4,250
Shoals Technologies Group Inc O	Equities	82489W107	159,021	10,233	SH		SOLE		0	0	10,233
SM ENERGY CO	Equities	78454L100	388,865	10,043	SH		SOLE		0	0	10,043
SMARTSHEET INC CLASS A	Equities	83200N103	260,141	5,440	SH		SOLE		0	0	5,440
SPDR DOW JONES INDUST AVERAGE E	Equities	78467X109	441,378	1,171	SH		SOLE		1,171	0	0
SPDR GOLD TRGOLD SHS	Equities	78463V107	4,860,301	25,424	SH		SOLE		25,374	0	50
SPDR PORTFOLIO DEVELOPED WORLD	Equities	78463X889	323,655	9,516	SH		SOLE		9,516	0	0
SPDR PORTFOLIO SMALL CAP ETF	Equities	78468R853	569,925	13,512	SH		SOLE		13,512	0	0
SPDR S&P 500	Equities	78462F103	5,420,874	11,405	SH		SOLE		11,405	0	0
SPDR S&P 500 GROWTH ETF	Equities	78464A409	2,877,724	44,232	SH		SOLE		44,232	0	0
SPDR S&P DIVIDEND ETF	Equities	78464A763	4,943,601	39,558	SH		SOLE		39,558	0	0
STARBUCKS CORP	Equities	855244109	2,692,792	28,047	SH		SOLE		28,047	0	0
Steris PLC	Equities	G8473T100	388,255	1,766	SH		SOLE		43	0	1,723
STOCK YARDS BANCORP INC.	Equities	861025104	327,219	6,355	SH		SOLE		6,355	0	0
Stoneridge Inc	Equities	86183P102	206,718	10,563	SH		SOLE		0	0	10,563
STRYKER CORP	Equities	863667101	4,158,302	13,886	SH		SOLE		9,749	0	4,137
Summit Materials Inc	Equities	86614U100	248,798	6,469	SH		SOLE		0	0	6,469
SYNOPSYS INC	Equities	871607107	751,769	1,460	SH		SOLE		0	0	1,460
TAIWAN SEMICONDUCTOR MFG CO LTD	Equities	874039100	4,967,352	47,763	SH		SOLE		47,763	0	0
TESLA MOTORS INC.	Equities	88160R101	715,125	2,878	SH		SOLE		328	0	2,550
TEXAS INSTRUMENTS	Equities	882508104	4,340,934	25,466	SH		SOLE		19,145	0	6,321
THE TRADE DESK INC.	Equities	88339J105	630,298	8,759	SH		SOLE		0	0	8,759
THERMO FISHER SCIENTIFIC INC	Equities	883556102	3,524,976	6,641	SH		SOLE		6,641	0	0
Thomson Reuters Corp.	Equities	884903808	224,448	1,535	SH		SOLE		0	0	1,535
TJX COMPANIES	Equities	872540109	7,685,853	81,930	SH		SOLE		61,087	0	20,843
TREX ORD SHS	Equities	89531P105	271,965	3,285	SH		SOLE		0	0	3,285
TRUIST FINANCIAL CORP.	Equities	89832Q109	697,936	18,904	SH		SOLE		18,904	0	0
UBS AG	Equities	H42097107	284,805	9,217	SH		SOLE		1,677	0	7,540
UNION PACIFIC CORP	Equities	907818108	886,688	3,610	SH		SOLE		907	0	2,703
UNITEDHEALTH GROUP	Equities	91324P102	8,805,211	16,725	SH		SOLE		13,477	0	3,248
VANGUARD DIVIDEND APPRECIATION	Equities	921908844	1,042,675	6,119	SH		SOLE		6,119	0	0
Vanguard Emerging Mrkts Govt Bo	Equities	921946885	4,669,633	73,249	SH		SOLE		73,249	0	0
VANGUARD FTSE ALL-WORLD EX-US E	Equities	922042775	210,859	3,756	SH		SOLE		3,756	0	0
VANGUARD FTSE DEVELOPED MARKETS	Equities	921943858	40,493,537	845,377	SH		SOLE		845,377	0	0
VANGUARD FTSE EMERGING MARKETS	Equities	922042858	20,011,800	486,905	SH		SOLE		486,905	0	0
VANGUARD GROWTH ETF	Equities	922908736	14,769,594	47,509	SH		SOLE		47,509	0	0
VANGUARD HEALTH CARE ETF	Equities	92204A504	389,185	1,552	SH		SOLE		1,552	0	0
VANGUARD INFORMATION TECHNOLOGY	Equities	92204A702	221,451	458	SH		SOLE		458	0	0
VANGUARD INTERMED TERM BOND ETF	Equities	921937819	75,873,064	993,363	SH		SOLE		993,363	0	0
VANGUARD INTERMEDIATE TERM GOVE	Equities	92206C706	29,269,891	493,424	SH		SOLE		493,424	0	0
VANGUARD INTERMEDIATE-TERM CORP	Equities	92206C870	22,832,059	280,907	SH		SOLE		280,907	0	0
VANGUARD INTL DIV APPREC ETF	Equities	921946810	17,938,478	226,096	SH		SOLE		226,096	0	0
VANGUARD LARGE CAP ETF	Equities	922908637	303,665	1,392	SH		SOLE		1,392	0	0
Vanguard Mega Cap Growth ETF	Equities	921910816	33,435,584	128,842	SH		SOLE		128,842	0	0
VANGUARD MID CAP ETF	Equities	922908629	69,203,954	297,472	SH		SOLE		297,472	0	0
VANGUARD MID CAP GROWTH ETF	Equities	922908538	260,736	1,187	SH		SOLE		1,187	0	0
VANGUARD MID CAP VALUE ETF	Equities	922908512	1,063,627	7,335	SH		SOLE		7,335	0	0
VANGUARD MORTGAGE-BACKED SECS E	Equities	92206C771	25,475,874	549,523	SH		SOLE		549,523	0	0
VANGUARD REAL ESTATE ETF	Equities	922908553	1,050,657	11,891	SH		SOLE		11,891	0	0
VANGUARD S&P 500	Equities	922908363	169,913,546	388,996	SH		SOLE		388,996	0	0
Vanguard S&P Mid-Cap 400 Index	Equities	921932885	622,252	6,622	SH		SOLE		6,622	0	0
Vanguard S&P Small-Cap 600 Inde	Equities	921932828	234,175	2,361	SH		SOLE		2,361	0	0
VANGUARD SHORT TERM GOVERNMENT	Equities	92206C102	11,374,227	194,998	SH		SOLE		194,998	0	0
VANGUARD SHORT-TERM CORP BD IDX	Equities	92206C409	2,692,189	34,797	SH		SOLE		34,797	0	0
Vanguard Shrt-Term Infl-Prot Se	Equities	922020805	3,858,889	81,257	SH		SOLE		81,257	0	0
VANGUARD SMALL CAP ETF	Equities	922908751	59,518,150	278,995	SH		SOLE		278,995	0	0
VANGUARD SMALL CAP GROWTH ETF	Equities	922908595	931,606	3,853	SH		SOLE		3,853	0	0
VANGUARD SMALL CAP VALUE ETF	Equities	922908611	613,329	3,408	SH		SOLE		3,408	0	0
VANGUARD ST BOND ETF	Equities	921937827	261,988	3,402	SH		SOLE		3,402	0	0
VANGUARD TOTAL BOND MARKET ETF	Equities	921937835	1,023,228	13,912	SH		SOLE		13,912	0	0
VANGUARD TOTAL INTERNATIONAL BO	Equities	92203J407	4,063,471	82,306	SH		SOLE		82,306	0	0
VANGUARD ULTRA-SHORT BOND ETF	Equities	92203C303	3,886,353	78,607	SH		SOLE		78,607	0	0
VANGUARD UTILITIES ETF	Equities	92204A876	377,931	2,757	SH		SOLE		2,757	0	0
VANGUARD VALUE ETF	Equities	922908744	1,228,232	8,216	SH		SOLE		8,216	0	0
VEEVA SYSTEMS INC CLASS A	Equities	922475108	785,674	4,081	SH		SOLE		0	0	4,081
VG TOTL STK VPRS	Equities	922908769	3,537,590	14,913	SH		SOLE		14,750	0	163
VISA INC	Equities	92826C839	5,698,541	21,888	SH		SOLE		14,324	0	7,564
WALMART INC.	Equities	931142103	569,905	3,615	SH		SOLE		3,549	0	66
WASTE CONNECTIONS INC.	Equities	94106B101	268,238	1,797	SH		SOLE		43	0	1,754
WINTRUST FINL CORP	Equities	97650W108	211,377	2,279	SH		SOLE		0	0	2,279
WOLFSPEED INC	Equities	977852102	287,253	6,602	SH		SOLE		0	0	6,602
XPO LOGISTICS INC.	Equities	983793100	501,628	5,727	SH		SOLE		0	0	5,727
ZoomInfo Technologies Inc	Equities	98980F104	209,418	11,326	SH		SOLE		0	0	11,326
ZSCALER INC.	Equities	98980G102	252,578	1,140	SH		SOLE		0	0	1,140