Darrow 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLSTATE CORP COM	COM	020002101	1	11	SH		SOLE	NONE	0	0	11
ALPHABET INC CAP STK CL A	CAP STK CL A	02079K305	30	14	SH		SOLE	NONE	0	0	14
ALPHABET INC CAP STK CL C	CAP STK CL C	02079K107	26	12	SH		SOLE	NONE	0	0	12
AMAZON COM INC COM	COM	023135106	380	3,580	SH		SOLE	NONE	0	0	3,580
AMERICAN TOWER CORP NEW COM	COM	03027X100	5	19	SH		SOLE	NONE	0	0	19
APPLE INC COM	COM	037833100	107	783	SH		SOLE	NONE	0	0	783
AT&T INC COM	COM	00206R102	21	1,012	SH		SOLE	NONE	0	0	1,012
BJS WHSL CLUB HLDGS INC COM	COM	05550J101	6	97	SH		SOLE	NONE	0	0	97
BLACKROCK SHORT MATURITY BOND ETF	BLACKROCK ST MAT	46431W507	1,167	23,710	SH		SOLE	NONE	0	0	23,710
COMCAST CORP NEW CL A	CL A	20030N101	9	241	SH		SOLE	NONE	0	0	241
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	SBI CONS DISCR	81369Y407	20	147	SH		SOLE	NONE	0	0	147
CVS HEALTH CORP COM	COM	126650100	22	242	SH		SOLE	NONE	0	0	242
DISCOVER FINL SVCS COM	COM	254709108	2	24	SH		SOLE	NONE	0	0	24
EATON CORP PLC SHS	SHS	G29183103	7	60	SH		SOLE	NONE	0	0	60
EXXON MOBIL CORP COM	COM	30231G102	540	6,313	SH		SOLE	NONE	0	0	6,313
GENERAL DYNAMICS CORP COM	COM	369550108	11	53	SH		SOLE	NONE	0	0	53
HEALTH CARE SELECT SECTOR SPDR FUND	SBI HEALTHCARE	81369Y209	97	759	SH		SOLE	NONE	0	0	759
INVESCO QQQ TRUST	UNIT SER 1	46090E103	10,260	36,607	SH		SOLE	NONE	0	0	36,607
INVESCO S&P 500 EQUAL WEIGHT ETF	S&P500 EQL WGT	46137V357	4,208	31,349	SH		SOLE	NONE	0	0	31,349
INVESCO S&P 500 LOW VOLATILITY ETF	S&P500 LOW VOL	46138E354	59	959	SH		SOLE	NONE	0	0	959
INVESCO S&P 500 TOP 50 ETF	S&P 500 TOP 50	46137V233	616	2,151	SH		SOLE	NONE	0	0	2,151
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	BROAD USD HIGH	46435U853	2	75	SH		SOLE	NONE	0	0	75
ISHARES CORE MSCI EAFE ETF	CORE MSCI EAFE	46432F842	0	4	SH		SOLE	NONE	0	0	4
ISHARES CORE MSCI EMERGING MARKETS ETF	CORE MSCI EMKT	46434G103	6,104	124,428	SH		SOLE	NONE	0	0	124,428
ISHARES CORE S&P 500 ETF	CORE S&P500 ETF	464287200	2,183	5,758	SH		SOLE	NONE	0	0	5,758
ISHARES CORE U.S. AGGREGATE BOND ETF	CORE US AGGBD ET	464287226	4	45	SH		SOLE	NONE	0	0	45
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ESG AWRE 1 5 YR	46435G243	77	3,222	SH		SOLE	NONE	0	0	3,222
ISHARES ESG AWARE U.S. AGGREGATE BOND ETF	ESG AWR US AGRGT	46435U549	48	989	SH		SOLE	NONE	0	0	989
ISHARES ESG AWARE USD CORPORATE BOND ETF	ESG AWRE USD ETF	46435G193	56	2,420	SH		SOLE	NONE	0	0	2,420
ISHARES ESG MSCI USA LEADERS ETF	ESG MSCI LEADR	46435U218	52	796	SH		SOLE	NONE	0	0	796
ISHARES GLOBAL CONSUMER STAPLES ETF	GLB CNSM STP ETF	464288737	306	5,305	SH		SOLE	NONE	0	0	5,305
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	IBOXX HI YD ETF	464288513	6,754	91,762	SH		SOLE	NONE	0	0	91,762
ISHARES MSCI USA ESG SELECT ETF	MSCI USA ESG SLC	464288802	50	632	SH		SOLE	NONE	0	0	632
ISHARES MSCI USA MIN VOL FACTOR ETF	MSCI USA MIN VOL	46429B697	10,990	156,538	SH		SOLE	NONE	0	0	156,538
ISHARES S&P MID-CAP 400 GROWTH ETF	S&P MC 400GR ETF	464287606	1,970	30,914	SH		SOLE	NONE	0	0	30,914
ISHARES S&P MIDCAP FUND	CORE S&P MCP ETF	464287507	196	869	SH		SOLE	NONE	0	0	869
ISHARES S&P SMALL-CAP FUND	CORE S&P SCP ETF	464287804	63	683	SH		SOLE	NONE	0	0	683
ISHARES TIPS BOND ETF	TIPS BD ETF	464287176	3	31	SH		SOLE	NONE	0	0	31
LOCKHEED MARTIN CORP COM	COM	539830109	12	28	SH		SOLE	NONE	0	0	28
MCDONALDS CORP COM	COM	580135101	8	35	SH		SOLE	NONE	0	0	35
META PLATFORMS INC CL A	CL A	30303M102	21	133	SH		SOLE	NONE	0	0	133
MICROSOFT CORP COM	COM	594918104	82	319	SH		SOLE	NONE	0	0	319
MODERNA INC COM	COM	60770K107	17	120	SH		SOLE	NONE	0	0	120
MORGAN STANLEY COM NEW	COM NEW	617446448	1	26	SH		SOLE	NONE	0	0	26
NATURAL ORDER ACQUISITION CORP UNIT EX	UNIT 99/99/9999	63889L206	23	2,336	SH		SOLE	NONE	0	0	2,336
PFIZER INC COM	COM	717081103	11	215	SH		SOLE	NONE	0	0	215
PRINCIPAL MILLENNIALS ETF	PRIN MILLENNIALS	74255Y508	51	1,320	SH		SOLE	NONE	0	0	1,320
PUBLIC SVC ENTERPRISE GRP INC COM	COM	744573106	117	1,851	SH		SOLE	NONE	0	0	1,851
QUEST DIAGNOSTICS INC COM	COM	74834L100	6	52	SH		SOLE	NONE	0	0	52
SCHWAB EMERGING MARKETS EQUITY ETF	EMRG MKTEQ ETF	808524706	145	5,722	SH		SOLE	NONE	0	0	5,722
SCHWAB INTERNATIONAL EQUITY ETF	INTL EQTY ETF	808524805	582	18,537	SH		SOLE	NONE	0	0	18,537
SCHWAB US DIVIDEND EQUITY ETF	US DIVIDEND EQ	808524797	268	3,743	SH		SOLE	NONE	0	0	3,743
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	PORTFOLI S&P1500	78464A805	194	4,184	SH		SOLE	NONE	0	0	4,184
SPDR S&P 500 ETF	TR UNIT	78462F103	144	384	SH		SOLE	NONE	0	0	384
SPDR S&P MIDCAP 400 ETF	UTSER1 S&PDCRP	78467Y107	1,647	3,983	SH		SOLE	NONE	0	0	3,983
UNITED PARCEL SERVICE INC CL B	CL B	911312106	388	2,128	SH		SOLE	NONE	0	0	2,128
VANECK MORNINGSTAR WIDE MOAT ETF	MRNGSTR WDE MOAT	92189F643	10,726	168,313	SH		SOLE	NONE	0	0	168,313
VANGUARD DIVIDEND APPRECIATION INDEX FUND	DIV APP ETF	921908844	1,256	8,760	SH		SOLE	NONE	0	0	8,760
VANGUARD FTSE DEVELOPED MARKETS ETF	VAN FTSE DEV MKT	921943858	66	1,635	SH		SOLE	NONE	0	0	1,635
VANGUARD FTSE EMERGING MARKETS ETF	FTSE EMR MKT ETF	922042858	27	661	SH		SOLE	NONE	0	0	661
VANGUARD FTSE PACIFIC ETF	FTSE PACIFIC ETF	922042866	439	6,920	SH		SOLE	NONE	0	0	6,920
VANGUARD HIGH DIVIDEND YIELD ETF	HIGH DIV YLD	921946406	9,196	90,423	SH		SOLE	NONE	0	0	90,423
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND	INTERMED TERM	921937819	10,207	131,453	SH		SOLE	NONE	0	0	131,453
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	INT-TERM CORP	92206C870	99	1,239	SH		SOLE	NONE	0	0	1,239
VANGUARD MID-CAP INDEX FUND	MID CAP ETF	922908629	5	30	SH		SOLE	NONE	0	0	30
VANGUARD MID-CAP VALUE INDEX FUND	MCAP VL IDXVIP	922908512	101	784	SH		SOLE	NONE	0	0	784
VANGUARD REAL ESTATE ETF	REAL ESTATE ETF	922908553	34	383	SH		SOLE	NONE	0	0	383
VANGUARD SHORT-TERM BOND INDEX FUND	SHORT TRM BOND	921937827	9,663	125,843	SH		SOLE	NONE	0	0	125,843
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	SHRT TRM CORP BD	92206C409	705	9,251	SH		SOLE	NONE	0	0	9,251
VANGUARD TOTAL BOND MARKET INDEX FUND	TOTAL BND MRKT	921937835	7,736	102,803	SH		SOLE	NONE	0	0	102,803
VANGUARD TOTAL INTERNATIONAL BOND ETF	TOTAL INT BD ETF	92203J407	24	489	SH		SOLE	NONE	0	0	489
VANGUARD TOTAL STOCK MARKET INDEX FUND	TOTAL STK MKT	922908769	243	1,289	SH		SOLE	NONE	0	0	1,289
VANGUARD ULTRA-SHORT BOND ETF	VANGUARD ULTRA	92203C303	188	3,841	SH		SOLE	NONE	0	0	3,841
VANGUARD VALUE INDEX FUND	VALUE ETF	922908744	25	191	SH		SOLE	NONE	0	0	191
VERIZON COMMUNICATIONS INC COM	COM	92343V104	85	1,689	SH		SOLE	NONE	0	0	1,689
VIATRIS INC COM	COM	92556V106	0	26	SH		SOLE	NONE	0	0	26
WARNER BROS DISCOVERY INC COM SER A	COM SER A	934423104	3	241	SH		SOLE	NONE	0	0	241
WISDOMTREE EUROPE HEDGED EQUITY FUND	EUROPE HEDGED EQ	97717X701	98	1,501	SH		SOLE	NONE	0	0	1,501
WP CAREY INC COM	COM	92936U109	8	100	SH		SOLE	NONE	0	0	100