Morton Brown Family Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	Stock	88579Y101	13,349	122	SH		SOLE		0	0	122
8X8 INC NEW COM	Stock	282914100	378	100	SH		SOLE		0	0	100
ABBOTT LABS COM	Stock	002824100	11,007	100	SH		SOLE		0	0	100
ABBVIE INC COM	Stock	00287Y109	16,117	104	SH		SOLE		0	0	104
ADAMS DIVERSIFIED EQUITY FD COM	CEF	006212104	3,436	194	SH		SOLE		0	0	194
ADOBE INC COM	Stock	00724F101	1,790	3	SH		SOLE		0	0	3
ADVANCED MICRO DEVICES INC COM	Stock	007903107	4,422	30	SH		SOLE		0	0	30
AGNC INVT CORP COM	REIT	00123Q104	667	68	SH		SOLE		0	0	68
AIR PRODS & CHEMS INC COM	Stock	009158106	981,937	3,586	SH		SOLE		0	0	3,586
AIRBNB INC COM CL A	Stock	009066101	20,013	147	SH		SOLE		0	0	147
ALPHABET INC CAP STK CL A	Stock	02079K305	111,752	800	SH		SOLE		0	0	800
ALPHABET INC CAP STK CL C	Stock	02079K107	104,288	740	SH		SOLE		0	0	740
AMAZON COM INC COM	Stock	023135106	102,408	674	SH		SOLE		0	0	674
AMERICAN WTR WKS CO INC NEW COM	Stock	030420103	92,393	700	SH		SOLE		0	0	700
AMERIPRISE FINL INC COM	Stock	03076C106	60,393	159	SH		SOLE		0	0	159
AMETEK INC COM	Stock	031100100	1,484	9	SH		SOLE		0	0	9
AMGEN INC COM	Stock	031162100	197,294	685	SH		SOLE		0	0	685
AMPIO PHARMACEUTICALS INC COM	Stock	03209T307	12	6	SH		SOLE		0	0	6
AMPLIFY TRANSFORMATIONAL DATA SHARING ETF	ETF	032108607	1,224	41	SH		SOLE		0	0	41
ANNALY CAPITAL MANAGEMENT INC COM NEW	REIT	035710839	136	7	SH		SOLE		0	0	7
AON PLC SHS CL A	Stock	G0403H108	118,736	408	SH		SOLE		0	0	408
APPLE INC COM	Stock	037833100	2,266,982	11,775	SH		SOLE		0	0	11,774
APPLIED MATLS INC COM	Stock	038222105	1,945	12	SH		SOLE		0	0	12
ARCHER DANIELS MIDLAND CO COM	Stock	039483102	8,305	115	SH		SOLE		0	0	115
ARES CAPITAL CORP COM	CEF	04010L103	53,715	2,682	SH		SOLE		0	0	2,681
AT&T INC COM	Stock	00206R102	43,998	2,622	SH		SOLE		0	0	2,622
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	23,297	100	SH		SOLE		0	0	100
AVANTIS EMERGING MARKETS EQUITY ETF	ETF	025072604	18,204,926	322,840	SH		SOLE		0	0	322,839
AVANTIS INT'L SM CAP EQUITY ETF	ETF	025072190	24,846	480	SH		SOLE		0	0	480
AVANTIS REAL ESTATE ETF	ETF	025072356	311,356	7,189	SH		SOLE		0	0	7,189
AVANTIS U.S. SMALL CAP VALUE ETF	ETF	025072877	4,385,186	48,833	SH		SOLE		0	0	48,832
BANK AMERICA CORP COM	Stock	060505104	387,811	11,518	SH		SOLE		0	0	11,518
BARRICK GOLD CORP COM	Stock	067901108	18,162	1,004	SH		SOLE		0	0	1,004
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	393,753	1,104	SH		SOLE		0	0	1,104
BLACKROCK INC COM	Stock	09247X101	2,435	3	SH		SOLE		0	0	3
BLACKROCK INNOVATION AND GRW SHS BEN INT	CEF	09260Q108	337	46	SH		SOLE		0	0	46
BLACKROCK TCP CAPITAL CORP COM	CEF	09259E108	32,450	2,812	SH		SOLE		0	0	2,811
BLACKROCK ULTRA SHORT-TERM BOND ETF	ETF	46434V878	7,353	146	SH		SOLE		0	0	146
BLOCK INC CL A	Stock	852234103	77,350	1,000	SH		SOLE		0	0	1,000
BLOOM ENERGY CORP COM CL A	Stock	093712107	2,220	150	SH		SOLE		0	0	150
BROADCOM INC COM	Stock	11135F101	982,300	880	SH		SOLE		0	0	880
CAPITAL SOUTHWEST CORP COM	CEF	140501107	34,102	1,439	SH		SOLE		0	0	1,438
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	14,190	247	SH		SOLE		0	0	247
CATERPILLAR INC COM	Stock	149123101	85,744	290	SH		SOLE		0	0	290
CHEFS WHSE INC COM	Stock	163086101	942	32	SH		SOLE		0	0	32
CHEMOURS CO COM	Stock	163851108	34,694	1,100	SH		SOLE		0	0	1,100
CHEVRON CORP NEW COM	Stock	166764100	11,485	77	SH		SOLE		0	0	77
CINCINNATI FINL CORP COM	Stock	172062101	828	8	SH		SOLE		0	0	8
CISCO SYS INC COM	Stock	17275R102	35,551	704	SH		SOLE		0	0	703
CME GROUP INC COM	Stock	12572Q105	1,685	8	SH		SOLE		0	0	8
CNFINANCE HLDGS LTD SPON ADS	ADR	18979T105	555	250	SH		SOLE		0	0	250
COCA COLA CO COM	Stock	191216100	3,241	55	SH		SOLE		0	0	55
COLGATE PALMOLIVE CO COM	Stock	194162103	2,312	29	SH		SOLE		0	0	29
COMERICA INC COM	Stock	200340107	128,307	2,299	SH		SOLE		0	0	2,299
CONOCOPHILLIPS COM	Stock	20825C104	20,660	178	SH		SOLE		0	0	178
CORNING INC COM	Stock	219350105	36,297	1,192	SH		SOLE		0	0	1,192
CORTEVA INC COM	Stock	22052L104	14,376	300	SH		SOLE		0	0	300
COSTCO WHSL CORP NEW COM	Stock	22160K105	29,816	45	SH		SOLE		0	0	45
CROSSAMERICA PARTNERS LP UT LTD PTN INT	Stock	22758A105	461,836	20,256	SH		SOLE		0	0	20,255
CROWN CASTLE INC COM	REIT	22822V101	2,995	26	SH		SOLE		0	0	26
CUMMINS INC COM	Stock	231021106	8,204	34	SH		SOLE		0	0	34
CVS HEALTH CORP COM	Stock	126650100	1,263	16	SH		SOLE		0	0	16
DEERE & CO COM	Stock	244199105	14,795	37	SH		SOLE		0	0	37
DENALI THERAPEUTICS INC COM	Stock	24823R105	6,395	298	SH		SOLE		0	0	298
DISH NETWORK CORPORATION CL A	Stock	25470M109	127	22	SH		SOLE		0	0	22
DISNEY WALT CO COM	Stock	254687106	144,497	1,600	SH		SOLE		0	0	1,600
DOMINION ENERGY INC COM	Stock	25746U109	3,384	72	SH		SOLE		0	0	72
DOW INC COM	Stock	260557103	16,452	300	SH		SOLE		0	0	300
DUPONT DE NEMOURS INC COM	Stock	26614N102	17,002	221	SH		SOLE		0	0	221
EDITAS MEDICINE INC COM	Stock	28106W103	658	65	SH		SOLE		0	0	65
ELEVANCE HEALTH INC COM	Stock	036752103	6,602	14	SH		SOLE		0	0	14
ELI LILLY & CO COM	Stock	532457108	19,236	33	SH		SOLE		0	0	33
EMERSON ELEC CO COM	Stock	291011104	38,932	400	SH		SOLE		0	0	400
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	40	0	SH		SOLE		0	0	0
ENERGY TRANSFER L P COM UT LTD PTN	Stock	29273V100	1,739	126	SH		SOLE		0	0	126
ESSA BANCORP INC COM	Stock	29667D104	4,004	200	SH		SOLE		0	0	200
EVGO INC CL A COM	Stock	30052F100	3,580	1,000	SH		SOLE		0	0	1,000
EXXON MOBIL CORP COM	Stock	30231G102	177,011	1,770	SH		SOLE		0	0	1,770
FIDELITY COVINGTON TRUST MSCI CONSUMER STAPLES INDEX ETF	ETF	316092303	141	3	SH		SOLE		0	0	3
FIDELITY HIGH DIVIDEND ETF	ETF	316092840	9,978	236	SH		SOLE		0	0	236
FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF	ETF	316092204	6,661	84	SH		SOLE		0	0	84
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	6,492	45	SH		SOLE		0	0	45
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	5,756	153	SH		SOLE		0	0	153
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND	ETF	33739H101	347,551	15,488	SH		SOLE		0	0	15,488
FISKER INC CL A COM STK	Stock	33813J106	53	30	SH		SOLE		0	0	30
FORD MTR CO DEL COM	Stock	345370860	2,979	244	SH		SOLE		0	0	244
FRESHPET INC COM	Stock	358039105	8,676	100	SH		SOLE		0	0	100
FULTON FINL CORP PA COM	Stock	360271100	26,221	1,593	SH		SOLE		0	0	1,593
GAMING & LEISURE PPTYS INC COM	REIT	36467J108	8,761	178	SH		SOLE		0	0	177
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	11,675	151	SH		SOLE		0	0	151
GENERAL DYNAMICS CORP COM	Stock	369550108	7,011	27	SH		SOLE		0	0	27
GENERAL ELECTRIC CO COM NEW	Stock	369604301	57,816	453	SH		SOLE		0	0	453
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	19,741	51	SH		SOLE		0	0	51
GOSSAMER BIO INC COM	Stock	38341P102	23	25	SH		SOLE		0	0	25
GUARDANT HEALTH INC COM	Stock	40131M109	1,569	58	SH		SOLE		0	0	58
HANCOCK JOHN TAX-ADVANTAGED DI COM	CEF	41013V100	5,865	309	SH		SOLE		0	0	309
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	45,229	332	SH		SOLE		0	0	331
HERSHEY CO COM	Stock	427866108	60,966	327	SH		SOLE		0	0	327
HOME DEPOT INC COM	Stock	437076102	22,012	64	SH		SOLE		0	0	63
HONEYWELL INTL INC COM	Stock	438516106	3,146	15	SH		SOLE		0	0	15
HUMANA INC COM	Stock	444859102	4,578	10	SH		SOLE		0	0	10
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	9,278	81	SH		SOLE		0	0	81
INNOVATIVE INDL PPTYS INC COM	REIT	45781V101	4,940	49	SH		SOLE		0	0	49
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	66,598	407	SH		SOLE		0	0	407
INTERNATIONAL FLAVORS&FRAGRANC COM	Stock	459506101	16,194	200	SH		SOLE		0	0	200
INVESCO QQQ TRUST SERIES I	ETF	46090E103	1,300,940	3,177	SH		SOLE		0	0	3,176
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	1,562	37	SH		SOLE		0	0	37
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	2,868,015	29,090	SH		SOLE		0	0	29,090
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	13,383	261	SH		SOLE		0	0	261
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	1,582	16	SH		SOLE		0	0	16
ISHARES 3-7 YEAR TREASURY BOND ETF	ETF	464288661	254,055	2,169	SH		SOLE		0	0	2,169
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288638	16,016	308	SH		SOLE		0	0	308
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	10,673	79	SH		SOLE		0	0	78
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	10,358	150	SH		SOLE		0	0	150
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	48,384	899	SH		SOLE		0	0	899
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	687,481	12,925	SH		SOLE		0	0	12,925
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	2,953,669	28,960	SH		SOLE		0	0	28,960
ISHARES CORE MODERATE ALLOCATION ETF	ETF	464289875	21,668	522	SH		SOLE		0	0	522
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	2,536,751	36,059	SH		SOLE		0	0	36,059
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	16,894	334	SH		SOLE		0	0	334
ISHARES CORE S&P 500 ETF	ETF	464287200	123,706	259	SH		SOLE		0	0	259
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	471,432	1,701	SH		SOLE		0	0	1,701
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	111,065	1,026	SH		SOLE		0	0	1,026
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	49,031	471	SH		SOLE		0	0	471
ISHARES CORE S&P US VALUE ETF	ETF	464287663	66,621	790	SH		SOLE		0	0	790
ISHARES ESG ADVANCED MSCI EAFE ETF	ETF	46436E759	6,132	96	SH		SOLE		0	0	96
ISHARES ESG ADVANCED MSCI USA ETF	ETF	46436E767	11,309	284	SH		SOLE		0	0	284
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	63,379	2,589	SH		SOLE		0	0	2,589
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	520,320	6,888	SH		SOLE		0	0	6,888
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	213,584	6,662	SH		SOLE		0	0	6,662
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	912,279	8,695	SH		SOLE		0	0	8,695
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	233,115	6,133	SH		SOLE		0	0	6,133
ISHARES ESG AWARE USD CORPORATE BOND ETF	ETF	46435G193	63,597	2,733	SH		SOLE		0	0	2,733
ISHARES GLOBAL REIT ETF	ETF	46434V647	8,054,380	333,101	SH		SOLE		0	0	333,100
ISHARES MORNINGSTAR MID-CAP ETF	ETF	464288208	31,688	472	SH		SOLE		0	0	472
ISHARES MORNINGSTAR MID-CAP GROWTH ETF	ETF	464288307	322	5	SH		SOLE		0	0	5
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	177,364	3,475	SH		SOLE		0	0	3,475
ISHARES MSCI EAFE ETF	ETF	464287465	2,933,903	38,937	SH		SOLE		0	0	38,937
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	496,196	8,926	SH		SOLE		0	0	8,926
ISHARES MSCI EUROZONE ETF	ETF	464286608	2,467	52	SH		SOLE		0	0	52
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	2,630	26	SH		SOLE		0	0	26
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	17,547,673	161,864	SH		SOLE		0	0	161,863
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	214,810	709	SH		SOLE		0	0	708
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	20,822	126	SH		SOLE		0	0	126
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,055,935	5,261	SH		SOLE		0	0	5,261
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	10,873	70	SH		SOLE		0	0	70
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	2,298	22	SH		SOLE		0	0	22
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	459,280	4,456	SH		SOLE		0	0	4,456
ISHARES SELECT DIVIDEND ETF	ETF	464287168	15,604	133	SH		SOLE		0	0	133
ISHARES SEMICONDUCTOR ETF	ETF	464287523	14,403	25	SH		SOLE		0	0	25
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	8,799,468	83,463	SH		SOLE		0	0	83,462
ISHARES TIPS BOND ETF	ETF	464287176	2,795	26	SH		SOLE		0	0	26
ISHARES TRUST ISHARES USD GREEN BOND ETF	ETF	46435U440	76,796	1,626	SH		SOLE		0	0	1,626
ISHARES U.S. TECHNOLOGY ETF	ETF	464287721	73,650	600	SH		SOLE		0	0	600
JAZZ PHARMACEUTICALS PLC SHS USD	Stock	G50871105	615	5	SH		SOLE		0	0	5
JOBY AVIATION INC COMMON STOCK	Stock	G65163100	7,980	1,200	SH		SOLE		0	0	1,200
JOHNSON & JOHNSON COM	Stock	478160104	9,561	61	SH		SOLE		0	0	61
JPMORGAN CHASE & CO COM	Stock	46625H100	49,179	289	SH		SOLE		0	0	289
JUMIA TECHNOLOGIES AG SPONSORED ADS	ADR	48138M105	353	100	SH		SOLE		0	0	100
KELLANOVA COM	Stock	487836108	37,795	676	SH		SOLE		0	0	676
KEYCORP COM	Stock	493267108	16,070	1,116	SH		SOLE		0	0	1,116
LIBERTY ALL STAR EQUITY FD SH BEN INT	CEF	530158104	351	55	SH		SOLE		0	0	55
LINDE PLC SHS	Stock	G54950103	2,054	5	SH		SOLE		0	0	5
LOCKHEED MARTIN CORP COM	Stock	539830109	0	0	SH		SOLE		0	0	0
LULULEMON ATHLETICA INC COM	Stock	550021109	30,677	60	SH		SOLE		0	0	60
MANNKIND CORP COM NEW	Stock	56400P706	106	29	SH		SOLE		0	0	29
MARRIOTT INTL INC NEW CL A	Stock	571903202	171,162	759	SH		SOLE		0	0	759
MCDONALDS CORP COM	Stock	580135101	355,547	1,199	SH		SOLE		0	0	1,199
MEDTRONIC PLC SHS	Stock	G5960L103	3,542	43	SH		SOLE		0	0	43
MERCK & CO INC COM	Stock	58933Y105	45,352	416	SH		SOLE		0	0	416
META PLATFORMS INC CL A	Stock	30303M102	12,389	35	SH		SOLE		0	0	35
MICROSOFT CORP COM	Stock	594918104	877,810	2,334	SH		SOLE		0	0	2,334
MONDELEZ INTL INC CL A	Stock	609207105	55,119	761	SH		SOLE		0	0	761
MORGAN STANLEY COM NEW	Stock	617446448	9,139	98	SH		SOLE		0	0	98
NETFLIX INC COM	Stock	64110L106	7,303	15	SH		SOLE		0	0	15
NEW MTN FIN CORP COM	CEF	647551100	35,251	2,771	SH		SOLE		0	0	2,771
NEXTERA ENERGY INC COM	Stock	65339F101	63,048	1,038	SH		SOLE		0	0	1,038
NIKE INC CL B	Stock	654106103	119,861	1,104	SH		SOLE		0	0	1,104
NORTHROP GRUMMAN CORP COM	Stock	666807102	159,736	341	SH		SOLE		0	0	341
NVIDIA CORPORATION COM	Stock	67066G104	197,104	398	SH		SOLE		0	0	398
OMNICOM GROUP INC COM	Stock	681919106	39,708	459	SH		SOLE		0	0	459
ORACLE CORP COM	Stock	68389X105	16,573	157	SH		SOLE		0	0	157
ORASURE TECHNOLOGIES INC COM	Stock	68554V108	820	100	SH		SOLE		0	0	100
ORGANON & CO COMMON STOCK	Stock	68622V106	5,768	400	SH		SOLE		0	0	400
PAYCHEX INC COM	Stock	704326107	119,110	1,000	SH		SOLE		0	0	1,000
PENN ENTERTAINMENT INC COM	Stock	707569109	2,602	100	SH		SOLE		0	0	100
PEPSICO INC COM	Stock	713448108	46,449	273	SH		SOLE		0	0	273
PFIZER INC COM	Stock	717081103	83,034	2,884	SH		SOLE		0	0	2,884
PHILIP MORRIS INTL INC COM	Stock	718172109	6,665	71	SH		SOLE		0	0	70
PHILLIPS 66 COM	Stock	718546104	29,025	218	SH		SOLE		0	0	218
PPL CORP COM	Stock	69351T106	213,045	7,861	SH		SOLE		0	0	7,861
PROCTER AND GAMBLE CO COM	Stock	742718109	61,107	417	SH		SOLE		0	0	417
PROLOGIS INC. COM	REIT	74340W103	3,333	25	SH		SOLE		0	0	25
PRUDENTIAL FINL INC COM	Stock	744320102	8,815	85	SH		SOLE		0	0	85
QUALCOMM INC COM	Stock	747525103	172,688	1,194	SH		SOLE		0	0	1,194
REPUBLIC SVCS INC COM	Stock	760759100	1,979	12	SH		SOLE		0	0	12
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	1,947	83	SH		SOLE		0	0	83
RTX CORPORATION COM	Stock	75513E101	85,686	1,018	SH		SOLE		0	0	1,018
SALESFORCE INC COM	Stock	79466L302	11,052	42	SH		SOLE		0	0	42
SANOFI SPONSORED ADR	ADR	80105N105	46,100	927	SH		SOLE		0	0	927
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	143,956	5,807	SH		SOLE		0	0	5,807
SCHWAB INTERMEDIATE-TERM US TREASURY ETF	ETF	808524854	9,142,515	183,880	SH		SOLE		0	0	183,880
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	229,152	6,200	SH		SOLE		0	0	6,200
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	ETF	808524888	13,103,300	375,560	SH		SOLE		0	0	375,560
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	38,324	791	SH		SOLE		0	0	791
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	57,982,004	1,041,531	SH		SOLE		0	0	1,041,530
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	231,917	4,112	SH		SOLE		0	0	4,112
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	177,120	2,135	SH		SOLE		0	0	2,135
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	8,272	118	SH		SOLE		0	0	118
SCHWAB U.S. MID-CAP ETF	ETF	808524508	72,307	960	SH		SOLE		0	0	960
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	5,244	111	SH		SOLE		0	0	111
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	17,129	225	SH		SOLE		0	0	225
SCOTTS MIRACLE-GRO CO CL A	Stock	810186106	19,125	300	SH		SOLE		0	0	300
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS	Stock	G7997R103	18,013	211	SH		SOLE		0	0	211
SELECTIVE INS GROUP INC COM	Stock	816300107	81,875	823	SH		SOLE		0	0	823
SEMPRA COM	Stock	816851109	1,569	21	SH		SOLE		0	0	21
SHERWIN WILLIAMS CO COM	Stock	824348106	2,807	9	SH		SOLE		0	0	9
SHOCKWAVE MED INC COM	Stock	82489T104	19,056	100	SH		SOLE		0	0	100
SIBANYE STILLWATER LTD SPONSORED ADR	ADR	82575P107	190	35	SH		SOLE		0	0	35
SOUTHERN CO COM	Stock	842587107	22,018	314	SH		SOLE		0	0	314
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	ETF	78468R663	640	7	SH		SOLE		0	0	7
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF	ETF	78467V848	6,682	166	SH		SOLE		0	0	166
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	ETF	78467X109	56,531	150	SH		SOLE		0	0	150
SPDR GOLD SHARES	ETF	78463V107	63,468	332	SH		SOLE		0	0	332
SPDR NUVEEN BLOOMBERG SHORT TERM MUNICIPAL BOND ETF	ETF	78468R739	36,607	766	SH		SOLE		0	0	766
SPDR PORTFOLIO SHORT TERM TREASURY ETF	ETF	78468R101	13,014	448	SH		SOLE		0	0	448
SPDR S&P 500 ETF TRUST	ETF	78462F103	11,128,970	23,414	SH		SOLE		0	0	23,414
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	10,190,569	122,321	SH		SOLE		0	0	122,321
SPDR S&P DIVIDEND ETF	ETF	78464A763	2,499	20	SH		SOLE		0	0	20
SPDR S&P REGIONAL BANKING ETF	ETF	78464A698	17,602	336	SH		SOLE		0	0	335
STANLEY BLACK & DECKER INC COM	Stock	854502101	1,373	14	SH		SOLE		0	0	14
STARBUCKS CORP COM	Stock	855244109	33,684	351	SH		SOLE		0	0	350
STATE STR CORP COM	Stock	857477103	8,209	106	SH		SOLE		0	0	105
STONECO LTD COM CL A	Stock	G85158106	3,606	200	SH		SOLE		0	0	200
TARGET CORP COM	Stock	87612E106	1,424	10	SH		SOLE		0	0	10
TAYSHA GENE THERAPIES INC COM SHS	Stock	877619106	460	260	SH		SOLE		0	0	260
TEXTRON INC COM	Stock	883203101	40,210	500	SH		SOLE		0	0	500
THE BEACHBODY COMPANY INC COM CL A NEW	Stock	073463309	166	20	SH		SOLE		0	0	20
THE CIGNA GROUP COM	Stock	125523100	7,836	26	SH		SOLE		0	0	26
T-MOBILE US INC COM	Stock	872590104	1,924	12	SH		SOLE		0	0	12
TRACTOR SUPPLY CO COM	Stock	892356106	10,802	50	SH		SOLE		0	0	50
TRUIST FINL CORP COM	Stock	89832Q109	34,097	924	SH		SOLE		0	0	923
UGI CORP NEW COM	Stock	902681105	19,574	796	SH		SOLE		0	0	795
ULTA BEAUTY INC COM	Stock	90384S303	2,450	5	SH		SOLE		0	0	5
UNION PAC CORP COM	Stock	907818108	123,229	502	SH		SOLE		0	0	501
UNITED PARCEL SERVICE INC CL B	Stock	911312106	47,169	300	SH		SOLE		0	0	300
UNITED STATES STL CORP NEW COM	Stock	912909108	49	1	SH		SOLE		0	0	1
UNITEDHEALTH GROUP INC COM	Stock	91324P102	1,579	3	SH		SOLE		0	0	3
US BANCORP DEL COM NEW	Stock	902973304	13,348	308	SH		SOLE		0	0	308
VAIL RESORTS INC COM	Stock	91879Q109	35,436	166	SH		SOLE		0	0	166
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	11,458	60	SH		SOLE		0	0	60
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	14,426	85	SH		SOLE		0	0	84
VANGUARD EXTENDED MARKET ETF	ETF	922908652	78,264	476	SH		SOLE		0	0	476
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	ETF	922042718	1,881,316	16,355	SH		SOLE		0	0	16,355
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	16,804,020	350,815	SH		SOLE		0	0	350,814
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,879,935	45,741	SH		SOLE		0	0	45,740
VANGUARD GROWTH ETF	ETF	922908736	44,456	143	SH		SOLE		0	0	143
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	19,360	40	SH		SOLE		0	0	40
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	3,535,095	43,493	SH		SOLE		0	0	43,492
VANGUARD LONG-TERM TREASURY ETF	ETF	92206C847	9,599	156	SH		SOLE		0	0	156
VANGUARD MID-CAP ETF	ETF	922908629	12,330	53	SH		SOLE		0	0	53
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	585,813	2,668	SH		SOLE		0	0	2,668
VANGUARD MID-CAP VALUE ETF	ETF	922908512	290	2	SH		SOLE		0	0	2
VANGUARD REAL ESTATE ETF	ETF	922908553	303,568	3,436	SH		SOLE		0	0	3,435
VANGUARD S&P MID-CAP 400 GROWTH ETF	ETF	921932869	171,903	1,750	SH		SOLE		0	0	1,750
VANGUARD S&P SMALL-CAP 600 GROWTH ETF	ETF	921932794	111,904	1,040	SH		SOLE		0	0	1,040
VANGUARD S&P SMALL-CAP 600 VALUE ETF	ETF	921932778	2,478	28	SH		SOLE		0	0	28
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	3,007,106	38,867	SH		SOLE		0	0	38,866
VANGUARD SMALL-CAP ETF	ETF	922908751	1,879,651	8,811	SH		SOLE		0	0	8,811
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	9,187	38	SH		SOLE		0	0	38
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	48,140	943	SH		SOLE		0	0	943
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	55,236	751	SH		SOLE		0	0	751
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	4,369,142	88,507	SH		SOLE		0	0	88,506
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	762,985	13,164	SH		SOLE		0	0	13,164
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,109,715	4,678	SH		SOLE		0	0	4,678
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	1,132	11	SH		SOLE		0	0	11
VANGUARD VALUE ETF	ETF	922908744	39,618	265	SH		SOLE		0	0	265
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	32,531	863	SH		SOLE		0	0	862
VIATRIS INC COM	Stock	92556V106	466	43	SH		SOLE		0	0	43
VIKING THERAPEUTICS INC COM	Stock	92686J106	16,749	900	SH		SOLE		0	0	900
VIRGIN GALACTIC HOLDINGS INC COM	Stock	92766K106	1,960	800	SH		SOLE		0	0	800
VISA INC COM CL A	Stock	92826C839	4,947	19	SH		SOLE		0	0	19
WALMART INC COM	Stock	931142103	52,317	332	SH		SOLE		0	0	331
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	5,007	440	SH		SOLE		0	0	440
WELLS FARGO CO NEW COM	Stock	949746101	4,922	100	SH		SOLE		0	0	100
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	127,691	2,000	SH		SOLE		0	0	2,000
WK KELLOGG CO COM SHS	Stock	92942W107	2,221	169	SH		SOLE		0	0	169
YUM BRANDS INC COM	Stock	988498101	1,045	8	SH		SOLE		0	0	8