COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Apple Inc | Com | 037833100 | 621,289 | 3,203 | SH | | SOLE | | 0 | 0 | 3,203 |
iShares MSCI ACWI | Com | 464288257 | 329,842 | 3,438 | SH | | SOLE | | 0 | 0 | 3,438 |
Ishares Core US Aggregate Bond Etf | Com | 464287226 | 1,668,774 | 17,037 | SH | | SOLE | | 0 | 0 | 17,037 |
Amazon.Com Inc | Com | 023135106 | 2,191,352 | 16,810 | SH | | SOLE | | 0 | 0 | 16,810 |
Air Products & Chemicals Inc | Com | 009158106 | 966,883 | 3,228 | SH | | SOLE | | 0 | 0 | 3,228 |
AVANTIS INTERNATIONAL EQUITY ETF | Com | 025072703 | 44,229,773 | 770,554 | SH | | SOLE | | 0 | 0 | 770,554 |
AVANTIS EMERGING MARKETS EQ ETF | Com | 025072604 | 15,979,677 | 296,965 | SH | | SOLE | | 0 | 0 | 296,965 |
AVANTIS US SMALL CAP VALUE ETF | Com | 025072877 | 2,784,060 | 35,872 | SH | | SOLE | | 0 | 0 | 35,872 |
Becton Dickinson and Co | Com | 075887109 | 1,017,388 | 3,854 | SH | | SOLE | | 0 | 0 | 3,854 |
Vanguard Intermediate-Term Bond ETF | Com | 921937819 | 4,274,117 | 56,814 | SH | | SOLE | | 0 | 0 | 56,814 |
Bank Of New York Mellon Corp Com Usd0.01 | Com | 064058100 | 513,004 | 11,523 | SH | | SOLE | | 0 | 0 | 11,523 |
Booking Holdings Inc Com | Com | 09857L108 | 2,816,444 | 1,043 | SH | | SOLE | | 0 | 0 | 1,043 |
Vanguard Long-Term Bond ETF | Com | 921937793 | 5,548,950 | 74,065 | SH | | SOLE | | 0 | 0 | 74,065 |
Bristol-Myers Squibb Company | Com | 110122108 | 1,917,758 | 29,988 | SH | | SOLE | | 0 | 0 | 29,988 |
Berkshire Hathaway Inc Com Usd0.0033 Cla | Com | 084670702 | 3,585,956 | 10,516 | SH | | SOLE | | 0 | 0 | 10,516 |
Vanguard Short-Term Bond ETF | Com | 921937827 | 4,779,576 | 63,247 | SH | | SOLE | | 0 | 0 | 63,247 |
Banyan Gold Corp | Com | 06683K106 | 7,366 | 26,708 | SH | | SOLE | | 0 | 0 | 26,708 |
Comcast Corp | Com | 20030N101 | 1,202,313 | 28,937 | SH | | SOLE | | 0 | 0 | 28,937 |
Danaher Corp | Com | 235851102 | 1,882,080 | 7,842 | SH | | SOLE | | 0 | 0 | 7,842 |
SPDR Dow Jones Industrial Average ETF | Com | 78467X109 | 1,885,673 | 5,484 | SH | | SOLE | | 0 | 0 | 5,484 |
Disney Walt Co Com | Com | 254687106 | 861,016 | 9,644 | SH | | SOLE | | 0 | 0 | 9,644 |
Ebay Inc. Com | Com | 278642103 | 773,634 | 17,311 | SH | | SOLE | | 0 | 0 | 17,311 |
Ishares Msci Eafe Etf | Com | 464287465 | 1,638,428 | 22,599 | SH | | SOLE | | 0 | 0 | 22,599 |
Diamondback Energy Inc | Com | 25278X109 | 1,318,979 | 10,041 | SH | | SOLE | | 0 | 0 | 10,041 |
FedEx Corp | Com | 31428X106 | 1,938,846 | 7,821 | SH | | SOLE | | 0 | 0 | 7,821 |
Ishares Tr Fltg Rate Nt Etf | Com | 46429B655 | 915,573 | 18,016 | SH | | SOLE | | 0 | 0 | 18,016 |
Great Basin Gold Ltd | Com | 390124105 | 0 | 10,343 | SH | | SOLE | | 0 | 0 | 10,343 |
General Dynamics Corp Com Usd1.00 | Com | 369550108 | 805,121 | 3,742 | SH | | SOLE | | 0 | 0 | 3,742 |
Gentex Corp | Com | 371901109 | 232,090 | 7,932 | SH | | SOLE | | 0 | 0 | 7,932 |
Alphabet Inc C | Com | 02079K107 | 771,789 | 6,380 | SH | | SOLE | | 0 | 0 | 6,380 |
Alphabet Inc Cap Stk Cl A | Com | 02079K305 | 5,084,856 | 42,480 | SH | | SOLE | | 0 | 0 | 42,480 |
Ishares Tr Iboxx Hi Yd Etf | Com | 464288513 | 5,666,187 | 75,479 | SH | | SOLE | | 0 | 0 | 75,479 |
Ishares Tr Blackrock Ultra | Com | 46434V878 | 7,209,124 | 143,323 | SH | | SOLE | | 0 | 0 | 143,323 |
iShares 7-10 Year Treasury Bond ETF | Com | 464287440 | 1,934,370 | 20,025 | SH | | SOLE | | 0 | 0 | 20,025 |
Ishares S&P Midcap 400 Index Fund | Com | 464287507 | 9,986,637 | 38,193 | SH | | SOLE | | 0 | 0 | 38,193 |
iShares S&P Mid-Cap 400 Value ETF | Com | 464287705 | 6,130,546 | 57,225 | SH | | SOLE | | 0 | 0 | 57,225 |
iShares Core S&P Small-Cap | Com | 464287804 | 2,474,473 | 24,832 | SH | | SOLE | | 0 | 0 | 24,832 |
Ishares S&P 500 Value Etf | Com | 464287408 | 19,422,434 | 120,494 | SH | | SOLE | | 0 | 0 | 120,494 |
Ishares S&P 500 | Com | 464287200 | 28,146,079 | 63,149 | SH | | SOLE | | 0 | 0 | 63,149 |
iShares S&P 500 Growth | Com | 464287309 | 2,754,006 | 39,075 | SH | | SOLE | | 0 | 0 | 39,075 |
Ishares Tr Rus MD Cp Gr Etf | Com | 464287481 | 5,149,734 | 53,293 | SH | | SOLE | | 0 | 0 | 53,293 |
iShares US Basic Materials | Com | 464287838 | 1,939,736 | 14,579 | SH | | SOLE | | 0 | 0 | 14,579 |
J.A.G. Mines Ltd | Com | 466080108 | 0 | 415,000 | SH | | SOLE | | 0 | 0 | 415,000 |
Johnson & Johnson | Com | 478160104 | 213,190 | 1,288 | SH | | SOLE | | 0 | 0 | 1,288 |
Jpmorgan Chase & Co | Com | 46625H100 | 1,062,059 | 7,302 | SH | | SOLE | | 0 | 0 | 7,302 |
CarMax Inc | Com | 143130102 | 1,825,832 | 21,814 | SH | | SOLE | | 0 | 0 | 21,814 |
Mastercard Incorporated Cl A | Com | 57636Q104 | 1,714,388 | 4,359 | SH | | SOLE | | 0 | 0 | 4,359 |
Meta Platforms Inc Class A | Com | 30303M102 | 3,478,772 | 12,122 | SH | | SOLE | | 0 | 0 | 12,122 |
Microsoft Corp | Com | 594918104 | 4,564,583 | 13,404 | SH | | SOLE | | 0 | 0 | 13,404 |
Nuveen ESG Emerging Markets Equity ETF | Com | 67092P888 | 293,664 | 10,753 | SH | | SOLE | | 0 | 0 | 10,753 |
Novartis Ag Sponsored Adr | Com | 66987V109 | 1,189,729 | 11,790 | SH | | SOLE | | 0 | 0 | 11,790 |
Procter & Gamble Co | Com | 742718109 | 238,080 | 1,569 | SH | | SOLE | | 0 | 0 | 1,569 |
Parker-Hannifin Corp Com | Com | 701094104 | 1,691,073 | 4,336 | SH | | SOLE | | 0 | 0 | 4,336 |
Philip Morris International Inc | Com | 718172109 | 1,214,588 | 12,442 | SH | | SOLE | | 0 | 0 | 12,442 |
Pioneer Natural Resources Co | Com | 723787107 | 215,674 | 1,041 | SH | | SOLE | | 0 | 0 | 1,041 |
QUALCOMM Inc | Com | 747525103 | 979,272 | 8,226 | SH | | SOLE | | 0 | 0 | 8,226 |
Invesco Qqq Tr Unit Ser 1 | Com | 46090E103 | 30,192,976 | 81,731 | SH | | SOLE | | 0 | 0 | 81,731 |
Schwab Short-Term US Treasury ETF | Com | 808524862 | 591,301 | 12,303 | SH | | SOLE | | 0 | 0 | 12,303 |
Schwab Charles Corp Com | Com | 808513105 | 3,450,316 | 60,874 | SH | | SOLE | | 0 | 0 | 60,874 |
iShares 1-3 Year Treasury Bond | Com | 464287457 | 12,127,675 | 149,577 | SH | | SOLE | | 0 | 0 | 149,577 |
iShares 0-5 Year Invmt Grade Corp Bd ETF | Com | 46434V100 | 5,816,585 | 120,651 | SH | | SOLE | | 0 | 0 | 120,651 |
iShares Semiconductor ETF | Com | 464287523 | 7,465,829 | 14,718 | SH | | SOLE | | 0 | 0 | 14,718 |
Spdr S&P500 Etf TRUST Trust Unit Deposit | Com | 78462F103 | 1,070,964 | 2,416 | SH | | SOLE | | 0 | 0 | 2,416 |
Ishares Short-Term National Muni Bond Et | Com | 464288158 | 1,851,080 | 17,792 | SH | | SOLE | | 0 | 0 | 17,792 |
iShares MSCI USA ESG Select ETF | Com | 464288802 | 626,920 | 6,695 | SH | | SOLE | | 0 | 0 | 6,695 |
iShares Treasury Floating Rate Bond ETF | Com | 46434V860 | 550,175 | 10,858 | SH | | SOLE | | 0 | 0 | 10,858 |
Ishares Tr 20 Yr Tr Bd Etf | Com | 464287432 | 8,409,272 | 81,691 | SH | | SOLE | | 0 | 0 | 81,691 |
Visa Inc | Com | 92826C839 | 2,351,903 | 9,904 | SH | | SOLE | | 0 | 0 | 9,904 |
Vanguard Small-Cap ETF | Com | 922908751 | 866,564 | 4,357 | SH | | SOLE | | 0 | 0 | 4,357 |
Vanguard Small-Cap Value ETF | Com | 922908611 | 1,063,196 | 6,428 | SH | | SOLE | | 0 | 0 | 6,428 |
Vanguard FTSE Developed Markets ETF | Com | 921943858 | 358,172 | 7,756 | SH | | SOLE | | 0 | 0 | 7,756 |
Vanguard Value ETF | Com | 922908744 | 10,397,797 | 73,172 | SH | | SOLE | | 0 | 0 | 73,172 |
Welltower Inc Com | Com | 95040Q104 | 531,447 | 6,570 | SH | | SOLE | | 0 | 0 | 6,570 |
Wells Fargo Co New Com | Com | 949746101 | 798,494 | 18,709 | SH | | SOLE | | 0 | 0 | 18,709 |
American Century Mid Cap Value Inv | Mutual Funds | 025076654 | 908,992 | 57,787 | SH | | SOLE | | 0 | 0 | 57,787 |
American Century Sustainable Equity Inv | Mutual Funds | 02508H600 | 414,709 | 9,342 | SH | | SOLE | | 0 | 0 | 9,342 |
American Century One Choice Agrsv Inv | Mutual Funds | 02507F720 | 799,959 | 55,669 | SH | | SOLE | | 0 | 0 | 55,669 |
American Century One Choice Mod Inv | Mutual Funds | 02507F738 | 617,910 | 44,776 | SH | | SOLE | | 0 | 0 | 44,776 |
CION Ares Diversified Credit I | Mutual Funds | 17260G301 | 2,041,450 | 83,290 | SH | | SOLE | | 0 | 0 | 83,290 |
Calvert International Responsible Idx I | Mutual Funds | 13161Y707 | 804,151 | 28,885 | SH | | SOLE | | 0 | 0 | 28,885 |
Counterpoint Tactical Income Cl I | Mutual Funds | 66538G759 | 6,296,984 | 571,933 | SH | | SOLE | | 0 | 0 | 571,933 |
DFA US Core Equity 1 I | Mutual Funds | 233203413 | 334,540 | 9,977 | SH | | SOLE | | 0 | 0 | 9,977 |
Touchstone Flexible Income A | Mutual Funds | 89154Q620 | 129,822 | 13,167 | SH | | SOLE | | 0 | 0 | 13,167 |
Fidelity International Index | Mutual Funds | 315911727 | 262,579 | 5,688 | SH | | SOLE | | 0 | 0 | 5,688 |
Franklin CA High Yield Municipal Adv | Mutual Funds | 354025801 | 98,645 | 10,149 | SH | | SOLE | | 0 | 0 | 10,149 |
Fidelity 500 Index Fund | Mutual Funds | 315911750 | 1,039,384 | 6,705 | SH | | SOLE | | 0 | 0 | 6,705 |
MainStay MacKay Convertible I | Mutual Funds | 56063N600 | 2,227,353 | 121,780 | SH | | SOLE | | 0 | 0 | 121,780 |
Metropolitan West Total Return Bd Plan | Mutual Funds | 592905764 | 173,431 | 20,404 | SH | | SOLE | | 0 | 0 | 20,404 |
Nuveen ESG Large-Cap Growth ETF | Mutual Funds | 67092P201 | 395,158 | 6,352 | SH | | SOLE | | 0 | 0 | 6,352 |
Parnassus Endeavor Investor | Mutual Funds | 701765869 | 414,161 | 8,741 | SH | | SOLE | | 0 | 0 | 8,741 |
PIMCO Income I-3 | Mutual Funds | 72202E393 | 2,008,163 | 192,907 | SH | | SOLE | | 0 | 0 | 192,907 |
Thompson Bond Fund | Mutual Funds | 884891201 | 10,424,243 | 1,085,859 | SH | | SOLE | | 0 | 0 | 1,085,859 |
Bluerock Total Inc Real Estate Cl I | Mutual Funds | 09630D407 | 6,992,384 | 208,666 | SH | | SOLE | | 0 | 0 | 208,666 |
First Trust Alternative Opportunities I | Mutual Funds | 75943J100 | 4,455,014 | 169,263 | SH | | SOLE | | 0 | 0 | 169,263 |
Vanguard Large Cap Index Admiral | Mutual Funds | 922908579 | 434,570 | 4,244 | SH | | SOLE | | 0 | 0 | 4,244 |
Wavelength Interest Rate Neutral Fund | Mutual Funds | 90386H883 | 14,107,814 | 1,507,245 | SH | | SOLE | | 0 | 0 | 1,507,245 |