Frontier Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Vanguard FTSE Emerging Markets ETF	FTSE EMR MKT ETF	922042858	32,270,478	823,017	SH		SOLE		823,017	0	0
iShares Core S&P Small-Cap	CORE S&P SCP ETF	464287804	17,434,522	184,825	SH		SOLE		184,825	0	0
Ishares Msci Etf	MSCI EMERG MRKT	464286533	14,050,219	263,359	SH		SOLE		263,359	0	0
iShares Core S&P 500	CORE S&P500 ETF	464287200	12,806,087	29,821	SH		SOLE		29,821	0	0
iShares TIPS Bond	TIPS BD ETF	464287176	11,800,275	113,770	SH		SOLE		113,770	0	0
T. Rowe Price Dividend Growth ETF	PRICE DIV GRWT	87283Q404	11,474,264	357,677	SH		SOLE		357,677	0	0
iShares Core MSCI Emerging Markets	CORE MSCI EMKT	46434G103	11,314,617	237,752	SH		SOLE		237,752	0	0
JPMorgan Active Growth ETF	ACTIVE GROWTH	46654Q609	9,791,759	181,699	SH		SOLE		181,699	0	0
Vanguard Value ETF	VALUE ETF	922908744	9,245,122	67,028	SH		SOLE		67,028	0	0
Vanguard Small-Cap ETF	SMALL CP ETF	922908751	7,202,488	38,094	SH		SOLE		38,094	0	0
Timothy Plan High Dividend Stock ETF	HIG DV STK ETF	887432326	7,028,890	229,604	SH		SOLE		229,604	0	0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST	IMGP DBI MANAGED	53700T827	5,737,162	198,518	SH		SOLE		198,518	0	0
Ishares Tr S&P 500/ Growth Index Fd	S&P 500 GRWT ETF	464287309	5,609,865	81,992	SH		SOLE		81,992	0	0
Vanguard REIT ETF	REAL ESTATE ETF	922908553	4,835,637	63,913	SH		SOLE		63,913	0	0
Avantis International Small Cap Value ETF	INTL SMCP VLU	025072802	4,647,976	80,345	SH		SOLE		80,345	0	0
iShares Core MSCI EAFE	CORE MSCI EAFE	46432F842	3,731,199	57,983	SH		SOLE		57,983	0	0
Abbvie Inc	COM	00287Y109	3,706,824	24,868	SH		SOLE		24,868	0	0
SPDR Portfolio Long Term Treasury ETF	PORTFOLIO LN TSR	78464A664	3,675,000	140,535	SH		SOLE		140,535	0	0
Jp Morgan Etf TRUST Ultra Short Income E	ULTRA SHRT INC	46641Q837	3,514,402	70,036	SH		SOLE		70,036	0	0
Abbott Laboratories	COM	002824100	3,093,195	31,938	SH		SOLE		31,938	0	0
Inspire International ESG ETF	INSPIRE INTL ETF	66538H419	2,565,768	97,373	SH		SOLE		97,373	0	0
Vanguard Bd Index Fd Inc Short Term Bd E	SHORT TRM BOND	921937827	2,313,044	30,771	SH		SOLE		30,771	0	0
iShares MSCI EAFE Small-Cap	EAFE SML CP ETF	464288273	2,152,436	38,116	SH		SOLE		38,116	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	2,117,074	30,339	SH		SOLE		30,339	0	0
Vanguard Short-Term Treasury ETF	SHORT TERM TREAS	92206C102	2,051,029	35,608	SH		SOLE		35,608	0	0
OneAscent Emerging Markets ETF	ONEASCENT EMGRG	90470L469	2,022,055	75,467	SH		SOLE		75,467	0	0
iShares Core US Aggregate Bond	CORE US AGGBD ET	464287226	1,854,915	19,725	SH		SOLE		19,725	0	0
iShares S&P 500 Value Index	S&P 500 VAL ETF	464287408	1,770,041	11,506	SH		SOLE		11,506	0	0
Inspire 100 ETF	INSPIRE 100 ETF	66538H534	1,635,966	52,334	SH		SOLE		52,334	0	0
iShares Short Treasury Bond	SHORT TREAS BD	464288679	1,609,829	14,573	SH		SOLE		14,573	0	0
Northern Lts Fd Tr IV Inspire Gbl Hope	INSPIRE GBL HOPE	66538H658	1,415,770	44,451	SH		SOLE		44,451	0	0
Timothy Plan US Small Cap Core ETF	U S SM CP CORE	887432342	1,389,205	44,843	SH		SOLE		44,843	0	0
iShares 20 Year Treasury Bond	20 YR TR BD ETF	464287432	1,109,068	12,505	SH		SOLE		12,505	0	0
Quanta Services Inc Ltd Vote Com Stk	COM	74762E102	1,098,405	5,872	SH		SOLE		5,872	0	0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF	BLOOMBERG 1-3 MO	78468R663	1,091,096	11,883	SH		SOLE		11,883	0	0
JP MORGAN ETF TRUST EQUITY PRE MIUM INCOME ETF	EQUITY PREMIUM	46641Q332	1,015,521	18,960	SH		SOLE		18,960	0	0
SPDR Blackstone Senior Loan ETF	BLACKSTONE SENR	78467V608	971,157	23,161	SH		SOLE		23,161	0	0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF	INTL ETF	887432334	896,212	37,387	SH		SOLE		37,387	0	0
Timothy Plan US Large/Mid Cap Core ETF	US LRGMD CP CORE	887432359	862,214	25,013	SH		SOLE		25,013	0	0
BALLAST SMALL MID CAP ETF	BALLAST SMLMD CP	90470L550	840,798	24,402	SH		SOLE		24,402	0	0
Schwab Emerging Markets Equity ETF	EMRG MKTEQ ETF	808524706	706,976	29,531	SH		SOLE		29,531	0	0
Schwab Short Term US	SHT TM US TRES	808524862	639,855	13,361	SH		SOLE		13,361	0	0
iShares National AMT-Free Muni Bond	NATIONAL MUN ETF	464288414	561,250	5,473	SH		SOLE		5,473	0	0
Spdr Gold Tr Gold Shs	GOLD SHS	78463V107	554,984	3,237	SH		SOLE		3,237	0	0
JPMorgan Core Plus Bond ETF	CORE PLUS BD ETF	46641Q670	520,604	11,654	SH		SOLE		11,654	0	0
General Electric	COM NEW	369604301	494,324	4,471	SH		SOLE		4,471	0	0
APPLE COMPUTER INC	COM	037833100	444,307	2,595	SH		SOLE		2,595	0	0
Amazon.Com Inc	COM	023135106	331,275	2,606	SH		SOLE		2,606	0	0
Spdr Ser Tr Barclays Conv Secs Etf	BBG CONV SEC ETF	78464A359	296,565	4,374	SH		SOLE		4,374	0	0
Bank Of America Corp	COM	060505104	276,264	10,090	SH		SOLE		10,090	0	0
Ishares TRUST Msci Eafe Min Volatil Etf	MSCI EAFE MIN VL	46429B689	262,066	4,018	SH		SOLE		4,018	0	0
Vanguard Index Fds Vanguard Growth	GROWTH ETF	922908736	252,178	926	SH		SOLE		926	0	0
Southern Co	COM	842587107	247,312	3,821	SH		SOLE		3,821	0	0
Exxon Mobil Corporation	COM	30231G102	241,993	2,058	SH		SOLE		2,058	0	0
Vanguard Index Fds Vanguard Large Cap Vi	LARGE CAP ETF	922908637	234,953	1,201	SH		SOLE		1,201	0	0
Brookfield Infrastructure	LP INT UNIT	G16252101	203,691	6,928	SH		SOLE		6,928	0	0
iShares MSCI EAFE Value	EAFE VALUE ETF	464288877	202,944	4,148	SH		SOLE		4,148	0	0
Ishares Tr Msci All Country Asia Ex Japa	MSCI AC ASIA ETF	464288182	202,692	3,192	SH		SOLE		3,192	0	0
FS CREDIT OPPORTUNITIES CORP C OMMON STOCK	COMMON STOCK	30290Y101	86,519	15,963	SH		SOLE		15,963	0	0