Frontier Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Vanguard FTSE Emerging Markets ETF	FTSE EMR MKT ETF	922042858	34,291,696	834,348	SH		SOLE		834,348	0	0
iShares Core S&P Small-Cap	CORE S&P SCP ETF	464287804	25,817,507	238,499	SH		SOLE		238,499	0	0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF	BLOOMBERG 1-3 MO	78468R663	17,885,787	195,708	SH		SOLE		195,708	0	0
Ishares Msci Etf	MSCI EMERG MRKT	464286533	14,352,598	258,187	SH		SOLE		258,187	0	0
iShares Core S&P 500	CORE S&P500 ETF	464287200	13,617,294	28,510	SH		SOLE		28,510	0	0
iShares Core MSCI Emerging Markets	CORE MSCI EMKT	46434G103	12,636,431	249,831	SH		SOLE		249,831	0	0
T. Rowe Price Dividend Growth ETF	PRICE DIV GRWT	87283Q404	12,062,381	342,001	SH		SOLE		342,001	0	0
JPMorgan Active Growth ETF	ACTIVE GROWTH	46654Q609	11,039,685	180,712	SH		SOLE		180,712	0	0
iShares TIPS Bond	TIPS BD ETF	464287176	10,985,994	102,205	SH		SOLE		102,205	0	0
Vanguard Value ETF	VALUE ETF	922908744	10,083,986	67,451	SH		SOLE		67,451	0	0
Vanguard Small-Cap ETF	SMALL CP ETF	922908751	8,576,694	40,204	SH		SOLE		40,204	0	0
Timothy Plan High Dividend Stock ETF	HIG DV STK ETF	887432326	8,080,538	244,006	SH		SOLE		244,006	0	0
Ishares Tr S&P 500/ Growth Index Fd	S&P 500 GRWT ETF	464287309	6,110,343	81,363	SH		SOLE		81,363	0	0
Vanguard REIT ETF	REAL ESTATE ETF	922908553	5,098,418	57,701	SH		SOLE		57,701	0	0
Avantis International Small Cap Value ETF	INTL SMCP VLU	025072802	4,957,553	79,334	SH		SOLE		79,334	0	0
iShares Core MSCI EAFE	CORE MSCI EAFE	46432F842	4,280,043	60,839	SH		SOLE		60,839	0	0
SPDR Portfolio Long Term Treasury ETF	PORTFOLIO LN TSR	78464A664	3,939,635	135,756	SH		SOLE		135,756	0	0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST	IMGP DBI MANAGED	53700T827	3,874,824	150,420	SH		SOLE		150,420	0	0
Abbvie Inc	COM	00287Y109	3,853,794	24,868	SH		SOLE		24,868	0	0
Jp Morgan Etf TRUST Ultra Short Income E	ULTRA SHRT INC	46641Q837	3,808,072	75,813	SH		SOLE		75,813	0	0
Inspire International ESG ETF	INSPIRE INTL ETF	66538H419	3,537,277	119,786	SH		SOLE		119,786	0	0
Abbott Laboratories	COM	002824100	3,515,416	31,938	SH		SOLE		31,938	0	0
iShares Short Treasury Bond	SHORT TREAS BD	464288679	3,475,206	31,555	SH		SOLE		31,555	0	0
Vanguard Short-Term Treasury ETF	SHORT TERM TREAS	92206C102	3,367,761	57,736	SH		SOLE		57,736	0	0
OneAscent Emerging Markets ETF	ONEASCENT EMGRG	90470L469	2,962,433	101,176	SH		SOLE		101,176	0	0
Vanguard Bd Index Fd Inc Short Term Bd E	SHORT TRM BOND	921937827	2,403,960	31,212	SH		SOLE		31,212	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	2,401,466	32,651	SH		SOLE		32,651	0	0
iShares MSCI EAFE Small-Cap	EAFE SML CP ETF	464288273	2,268,612	36,650	SH		SOLE		36,650	0	0
iShares Core US Aggregate Bond	CORE US AGGBD ET	464287226	1,978,166	19,931	SH		SOLE		19,931	0	0
iShares 20 Year Treasury Bond	20 YR TR BD ETF	464287432	1,919,819	19,416	SH		SOLE		19,416	0	0
Inspire 100 ETF	INSPIRE 100 ETF	66538H534	1,915,265	54,879	SH		SOLE		54,879	0	0
Schwab US TIPS ETF	US TIPS ETF	808524870	1,869,479	35,814	SH		SOLE		35,814	0	0
Northern Lts Fd Tr IV Inspire Gbl Hope	INSPIRE GBL HOPE	66538H658	1,679,281	47,052	SH		SOLE		47,052	0	0
Timothy Plan US Small Cap Core ETF	U S SM CP CORE	887432342	1,664,052	47,034	SH		SOLE		47,034	0	0
iShares S&P 500 Value Index	S&P 500 VAL ETF	464287408	1,648,950	9,483	SH		SOLE		9,483	0	0
JP MORGAN ETF TRUST EQUITY PRE MIUM INCOME ETF	EQUITY PREMIUM	46641Q332	1,344,576	24,456	SH		SOLE		24,456	0	0
Quanta Services Inc Ltd Vote Com Stk	COM	74762E102	1,267,663	5,874	SH		SOLE		5,874	0	0
JPMorgan Core Plus Bond ETF	CORE PLUS BD ETF	46641Q670	1,145,223	24,322	SH		SOLE		24,322	0	0
BALLAST SMALL MID CAP ETF	BALLAST SMLMD CP	90470L550	929,901	25,126	SH		SOLE		25,126	0	0
Timothy Plan US Large/Mid Cap Core ETF	US LRGMD CP CORE	887432359	878,680	22,995	SH		SOLE		22,995	0	0
Schwab Short Term US	SHT TM US TRES	808524862	854,205	17,631	SH		SOLE		17,631	0	0
First Trust TCWOpportunistic Fxd Inc ETF	TCW OPPORTUNIS	33740F805	815,289	18,278	SH		SOLE		18,278	0	0
Schwab Emerging Markets Equity ETF	EMRG MKTEQ ETF	808524706	738,751	29,800	SH		SOLE		29,800	0	0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF	INTL ETF	887432334	636,837	24,080	SH		SOLE		24,080	0	0
APPLE COMPUTER INC	COM	037833100	614,254	3,190	SH		SOLE		3,190	0	0
Spdr Gold Tr Gold Shs	GOLD SHS	78463V107	587,848	3,075	SH		SOLE		3,075	0	0
General Electric	COM NEW	369604301	570,756	4,472	SH		SOLE		4,472	0	0
iShares National AMT-Free Muni Bond	NATIONAL MUN ETF	464288414	423,488	3,906	SH		SOLE		3,906	0	0
Amazon.Com Inc	COM	023135106	395,956	2,606	SH		SOLE		2,606	0	0
SPDR Blackstone Senior Loan ETF	BLACKSTONE SENR	78467V608	337,094	8,039	SH		SOLE		8,039	0	0
Spdr Ser Tr Barclays Conv Secs Etf	BBG CONV SEC ETF	78464A359	319,001	4,421	SH		SOLE		4,421	0	0
Vanguard Index Fds Vanguard Growth	GROWTH ETF	922908736	288,343	928	SH		SOLE		928	0	0
Ishares TRUST Msci Eafe Min Volatil Etf	MSCI EAFE MIN VL	46429B689	281,002	4,053	SH		SOLE		4,053	0	0
Southern Co	COM	842587107	270,536	3,858	SH		SOLE		3,858	0	0
iShares MSCI EAFE Value	EAFE VALUE ETF	464288877	259,579	4,982	SH		SOLE		4,982	0	0
SPDR Bloomberg 3-12 Mth TBill ETF	BLOOMBERG 3-12 M	78468R523	224,869	2,269	SH		SOLE		2,269	0	0
Brookfield Infrastructure	LP INT UNIT	G16252101	218,172	6,928	SH		SOLE		6,928	0	0
Exxon Mobil Corporation	COM	30231G102	207,703	2,077	SH		SOLE		2,077	0	0
FS CREDIT OPPORTUNITIES CORP C OMMON STOCK	COMMON STOCK	30290Y101	63,292	11,163	SH		SOLE		11,163	0	0