Frontier Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
iShares Core S&P Small-Cap	CORE S&P SCP ETF	464287804	34,704,589	325,376	SH		SOLE		325,376	0	0
Vanguard FTSE Emerging Markets ETF	FTSE EMR MKT ETF	922042858	34,592,829	790,513	SH		SOLE		790,513	0	0
JPMorgan Active Growth ETF	ACTIVE GROWTH	46654Q609	16,173,382	215,215	SH		SOLE		215,215	0	0
Ishares Msci Etf	MSCI EMERG MRKT	464286533	14,695,708	256,873	SH		SOLE		256,873	0	0
iShares Core S&P 500	CORE S&P500 ETF	464287200	14,644,480	26,761	SH		SOLE		26,761	0	0
iShares Core MSCI Emerging Markets	CORE MSCI EMKT	46434G103	12,824,140	239,569	SH		SOLE		239,569	0	0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST	IMGP DBI MANAGED	53700T827	11,912,190	396,280	SH		SOLE		396,280	0	0
T. Rowe Price Dividend Growth ETF	PRICE DIV GRWT	87283Q404	10,842,450	281,622	SH		SOLE		281,622	0	0
iShares TIPS Bond	TIPS BD ETF	464287176	10,682,398	100,041	SH		SOLE		100,041	0	0
Vanguard Small-Cap ETF	SMALL CP ETF	922908751	8,654,147	39,691	SH		SOLE		39,691	0	0
Ishares Tr S&P 500/ Growth Index Fd	S&P 500 GRWT ETF	464287309	6,580,596	71,111	SH		SOLE		71,111	0	0
Vanguard Value ETF	VALUE ETF	922908744	6,161,636	38,412	SH		SOLE		38,412	0	0
Avantis International Small Cap Value ETF	INTL SMCP VLU	025072802	5,855,821	90,159	SH		SOLE		90,159	0	0
Timothy Plan High Dividend Stock ETF	HIG DV STK ETF	887432326	5,613,398	160,450	SH		SOLE		160,450	0	0
Schwab Short Term US	SHT TM US TRES	808524862	5,005,563	104,001	SH		SOLE		104,001	0	0
Jp Morgan Etf TRUST Ultra Short Income E	ULTRA SHRT INC	46641Q837	4,689,600	92,919	SH		SOLE		92,919	0	0
Vanguard REIT ETF	REAL ESTATE ETF	922908553	4,640,097	55,398	SH		SOLE		55,398	0	0
SPDR Portfolio Long Term Treasury ETF	PORTFOLIO LN TSR	78464A664	4,495,932	165,170	SH		SOLE		165,170	0	0
OneAscent Emerging Markets ETF	ONEASCENT EMGRG	90470L469	4,400,316	144,747	SH		SOLE		144,747	0	0
Abbvie Inc	COM	00287Y109	4,266,582	24,875	SH		SOLE		24,875	0	0
Northern Lts Fd Tr IV Inspire Gbl Hope	INSPIRE GBL HOPE	66538H658	3,829,340	104,885	SH		SOLE		104,885	0	0
iShares Short Treasury Bond	SHORT TREAS BD	464288679	3,788,854	34,288	SH		SOLE		34,288	0	0
Inspire International ESG ETF	INSPIRE INTL ETF	66538H419	3,350,701	113,737	SH		SOLE		113,737	0	0
Abbott Laboratories	COM	002824100	3,318,678	31,938	SH		SOLE		31,938	0	0
Vanguard Short-Term Treasury ETF	SHORT TERM TREAS	92206C102	3,274,015	56,458	SH		SOLE		56,458	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	2,448,793	33,987	SH		SOLE		33,987	0	0
Schwab US TIPS ETF	US TIPS ETF	808524870	2,385,169	45,860	SH		SOLE		45,860	0	0
Vanguard Bd Index Fd Inc Short Term Bd E	SHORT TRM BOND	921937827	2,366,103	30,849	SH		SOLE		30,849	0	0
iShares MSCI EAFE Small-Cap	EAFE SML CP ETF	464288273	2,178,687	35,345	SH		SOLE		35,345	0	0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF	BLOOMBERG 1-3 MO	78468R663	2,124,217	23,145	SH		SOLE		23,145	0	0
iShares Core US Aggregate Bond	CORE US AGGBD ET	464287226	1,940,364	19,989	SH		SOLE		19,989	0	0
T ROWE PRICE CPTL APRCTN EQT ETF	CAP APPRECIATION	87283Q867	1,814,524	57,769	SH		SOLE		57,769	0	0
Franklin Intl Low Volatility Hi Div ETF	FRANKLIN INTL LW	52468L505	1,766,581	59,601	SH		SOLE		59,601	0	0
iShares 20 Year Treasury Bond	20 YR TR BD ETF	464287432	1,762,172	19,200	SH		SOLE		19,200	0	0
JP MORGAN ETF TRUST EQUITY PRE MIUM INCOME ETF	EQUITY PREMIUM	46641Q332	1,635,708	28,859	SH		SOLE		28,859	0	0
Timothy Plan US Small Cap Core ETF	U S SM CP CORE	887432342	1,632,827	45,960	SH		SOLE		45,960	0	0
iShares Core MSCI EAFE	CORE MSCI EAFE	46432F842	1,473,508	20,285	SH		SOLE		20,285	0	0
Inspire Small/Mid Cap Impact ETF	INSPIRE SML/ MID	66538H641	1,195,718	34,528	SH		SOLE		34,528	0	0
JPMorgan Core Plus Bond ETF	CORE PLUS BD ETF	46641Q670	1,141,014	24,628	SH		SOLE		24,628	0	0
Cambria Emerging Shareholder Yield ETF	EMRG SHAREHLDR	132061706	952,822	27,690	SH		SOLE		27,690	0	0
First Trust TCWOpportunistic Fxd Inc ETF	TCW OPPORTUNIS	33740F805	898,327	20,867	SH		SOLE		20,867	0	0
JPMorgan Nasdaq Equity Premium Inc ETF	NASDAQ EQT PREM	46654Q203	833,645	15,021	SH		SOLE		15,021	0	0
Inspire Fidelis Multi Factor ETF	INSPIRE FIDELIS	66538H187	832,189	28,143	SH		SOLE		28,143	0	0
Schwab Emerging Markets Equity ETF	EMRG MKTEQ ETF	808524706	799,433	30,099	SH		SOLE		30,099	0	0
Timothy Plan US Large/Mid Cap Core ETF	US LRGMD CP CORE	887432359	743,776	18,330	SH		SOLE		18,330	0	0
Inspire 100 ETF	INSPIRE 100 ETF	66538H534	732,330	19,282	SH		SOLE		19,282	0	0
BALLAST SMALL MID CAP ETF	BALLAST SMLMD CP	90470L550	690,326	19,240	SH		SOLE		19,240	0	0
Spdr Gold Tr Gold Shs	GOLD SHS	78463V107	658,576	3,063	SH		SOLE		3,063	0	0
iShares S&P 500 Value Index	S&P 500 VAL ETF	464287408	602,710	3,311	SH		SOLE		3,311	0	0
Amazon.Com Inc	COM	023135106	507,861	2,628	SH		SOLE		2,628	0	0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF	INTL ETF	887432334	349,618	13,182	SH		SOLE		13,182	0	0
APPLE COMPUTER INC	COM	037833100	348,999	1,657	SH		SOLE		1,657	0	0
Pimco Etf Tr Enhanced Short Mat Active E	ENHAN SHRT MA AC	72201R833	345,536	3,433	SH		SOLE		3,433	0	0
Vanguard Index Fds Vanguard Growth	GROWTH ETF	922908736	318,337	851	SH		SOLE		851	0	0
Franklin Senior Loan ETF	SENIOR LOAN ETF	35473P595	295,004	12,085	SH		SOLE		12,085	0	0
Exxon Mobil Corporation	COM	30231G102	276,394	2,401	SH		SOLE		2,401	0	0
iShares MSCI EAFE Value	EAFE VALUE ETF	464288877	232,160	4,377	SH		SOLE		4,377	0	0
Google Inc Class A	CAP STK CL A	02079K305	225,573	1,238	SH		SOLE		1,238	0	0
iShares U.S. Small-Cap Eq Fac ETF	US SML CAP EQT	46434V290	219,447	3,585	SH		SOLE		3,585	0	0
FS CREDIT OPPORTUNITIES CORP C OMMON STOCK	COMMON STOCK	30290Y101	73,691	11,568	SH		SOLE		11,568	0	0