Frontier Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Vanguard FTSE Emerging Markets ETF	FTSE EMR MKT ETF	922042858	24,370,038	509,301	SH		SOLE		509,301	0	0
Franklin Intl Low Volatility Hi Div ETF	FRANKLIN INTL LW	52468L505	13,696,824	440,696	SH		SOLE		440,696	0	0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST	IMGP DBI MANAGED	53700T827	10,824,754	384,812	SH		SOLE		384,812	0	0
iShares Core S&P Small-Cap	CORE S&P SCP ETF	464287804	43,324,024	370,417	SH		SOLE		370,417	0	0
T. Rowe Price Dividend Growth ETF	PRICE DIV GRWT	87283Q404	11,107,685	271,184	SH		SOLE		271,184	0	0
Ishares Msci Etf	MSCI EMERG MRKT	464286533	15,450,279	246,416	SH		SOLE		246,416	0	0
JPMorgan Active Growth ETF	ACTIVE GROWTH	46654Q609	17,486,688	227,454	SH		SOLE		227,454	0	0
SPDR Portfolio Long Term Treasury ETF	PORTFOLIO LN TSR	78464A664	5,619,770	193,319	SH		SOLE		193,319	0	0
iShares Core MSCI Emerging Markets	CORE MSCI EMKT	46434G103	9,434,836	164,341	SH		SOLE		164,341	0	0
Timothy Plan High Dividend Stock ETF	HIG DV STK ETF	887432326	5,053,304	134,040	SH		SOLE		134,040	0	0
Schwab Short Term US	SHT TM US TRES	808524862	5,747,893	117,352	SH		SOLE		117,352	0	0
OneAscent Emerging Markets ETF	ONEASCENT EMGRG	90470L469	3,410,896	111,448	SH		SOLE		111,448	0	0
Inspire International ESG ETF	INSPIRE INTL ETF	66538H419	3,463,901	107,242	SH		SOLE		107,242	0	0
iShares Em Mkts Eq Fac ETF	EMNG MKTS EQT	46434G889	5,332,708	107,104	SH		SOLE		107,104	0	0
iShares TIPS Bond	TIPS BD ETF	464287176	10,596,213	95,919	SH		SOLE		95,919	0	0
Avantis International Small Cap Value ETF	INTL SMCP VLU	025072802	6,375,705	90,218	SH		SOLE		90,218	0	0
Northern Lts Fd Tr IV Inspire Gbl Hope	INSPIRE GBL HOPE	66538H658	3,306,536	83,689	SH		SOLE		83,689	0	0
Jp Morgan Etf TRUST Ultra Short Income E	ULTRA SHRT ETF	46641Q837	3,550,144	69,967	SH		SOLE		69,967	0	0
Ishares Tr S&P 500/ Growth Index Fd	S&P 500 GRWT ETF	464287309	6,610,487	69,039	SH		SOLE		69,039	0	0
Vanguard Short-Term Treasury ETF	SHORT TERM TREAS	92206C102	3,940,719	66,769	SH		SOLE		66,769	0	0
T ROWE PRICE CPTL APRCTN EQT ETF	CAP APPRECIATION	87283Q867	1,917,494	57,669	SH		SOLE		57,669	0	0
Vanguard REIT ETF	REAL ESTATE ETF	922908553	5,336,584	54,779	SH		SOLE		54,779	0	0
Timothy Plan US Small Cap Core ETF	U S SM CP CORE	887432342	2,098,282	53,918	SH		SOLE		53,918	0	0
Inspire Fidelis Multi Factor ETF	INSPIRE FIDELIS	66538H187	1,470,032	46,757	SH		SOLE		46,757	0	0
Schwab US TIPS ETF	US TIPS ETF	808524870	2,434,167	45,388	SH		SOLE		45,388	0	0
TCW Flexible Income ETF	FLEXIBLE INCOME	29287L700	1,636,271	41,102	SH		SOLE		41,102	0	0
Vanguard Small-Cap ETF	SMALL CP ETF	922908751	9,656,802	40,710	SH		SOLE		40,710	0	0
Vanguard Value ETF	VALUE ETF	922908744	6,903,689	39,547	SH		SOLE		39,547	0	0
JP MORGAN ETF TRUST EQUITY PRE MIUM INCOME ETF	EQUITY PREMIUM	46641Q332	2,140,461	35,968	SH		SOLE		35,968	0	0
IQ MacKay Municipal Intermediate ETF	NYLI MACKAY MUN	45409F827	876,111	35,614	SH		SOLE		35,614	0	0
iShares Short Treasury Bond	SHORT TREAS BD	464288679	3,871,833	34,998	SH		SOLE		34,998	0	0
Inspire Small/Mid Cap Impact ETF	INSPIRE SML/ MID	66538H641	1,324,530	34,948	SH		SOLE		34,948	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	2,499,165	33,273	SH		SOLE		33,273	0	0
iShares MSCI EAFE Small-Cap	EAFE SML CP ETF	464288273	2,213,214	32,691	SH		SOLE		32,691	0	0
Abbott Laboratories	COM	002824100	3,641,251	31,938	SH		SOLE		31,938	0	0
Vanguard Bd Index Fd Inc Short Term Bd E	SHORT TRM BOND	921937827	2,397,754	30,471	SH		SOLE		30,471	0	0
Schwab Emerging Markets Equity ETF	EMRG MKTEQ ETF	808524706	861,625	29,528	SH		SOLE		29,528	0	0
Cambria Emerging Shareholder Yield ETF	EMRG SHAREHLDR	132061706	960,709	27,766	SH		SOLE		27,766	0	0
iShares Core S&P 500	CORE S&P500 ETF	464287200	15,114,331	26,203	SH		SOLE		26,203	0	0
Abbvie Inc	COM	00287Y109	4,912,352	24,875	SH		SOLE		24,875	0	0
JPMorgan Core Plus Bond ETF	CORE PLUS BD ETF	46641Q670	1,195,969	24,792	SH		SOLE		24,792	0	0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF	BLOOMBERG 1-3 MO	78468R663	2,102,371	22,899	SH		SOLE		22,899	0	0
First Trust TCWOpportunistic Fxd Inc ETF	TCW OPPORTUNIS	33740F805	934,379	20,654	SH		SOLE		20,654	0	0
iShares Core MSCI EAFE	CORE MSCI EAFE	46432F842	1,532,288	19,632	SH		SOLE		19,632	0	0
iShares Core US Aggregate Bond	CORE US AGGBD ET	464287226	1,981,947	19,571	SH		SOLE		19,571	0	0
BALLAST SMALL MID CAP ETF	BALLAST SMLMD CP	90470L550	746,753	19,390	SH		SOLE		19,390	0	0
Inspire 100 ETF	INSPIRE 100 ETF	66538H534	778,960	19,153	SH		SOLE		19,153	0	0
JPMorgan Nasdaq Equity Premium Inc ETF	NASDAQ EQT PREM	46654Q203	1,047,404	19,068	SH		SOLE		19,068	0	0
iShares 20 Year Treasury Bond	20 YR TR BD ETF	464287432	1,853,430	18,893	SH		SOLE		18,893	0	0
Freedom 100 Emerging Markets ETF	FREEDOM 100 EM	02072L607	649,325	18,148	SH		SOLE		18,148	0	0
Timothy Plan US Large/Mid Cap Core ETF	US LRGMD CP CORE	887432359	625,163	14,210	SH		SOLE		14,210	0	0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF	INTL ETF	887432334	386,068	13,371	SH		SOLE		13,371	0	0
Franklin Senior Loan ETF	SENIOR LOAN ETF	35473P595	294,588	12,138	SH		SOLE		12,138	0	0
FS CREDIT OPPORTUNITIES CORP C OMMON STOCK	COMMON STOCK	30290Y101	74,558	11,741	SH		SOLE		11,741	0	0
Vanguard FTSE Developed Markets ETF	VAN FTSE DEV MKT	921943858	528,715	10,012	SH		SOLE		10,012	0	0
Quanta Services Inc Ltd Vote Com Stk	COM	74762E102	1,753,396	5,881	SH		SOLE		5,881	0	0
iShares MSCI EAFE Value	EAFE VALUE ETF	464288877	251,813	4,377	SH		SOLE		4,377	0	0
iShares U.S. Small-Cap Eq Fac ETF	US SML CAP EQT	46434V290	247,208	3,726	SH		SOLE		3,726	0	0
Pimco Etf Tr Enhanced Short Mat Active E	ENHAN SHRT MA AC	72201R833	342,624	3,403	SH		SOLE		3,403	0	0
iShares S&P 500 Value Index	S&P 500 VAL ETF	464287408	630,761	3,199	SH		SOLE		3,199	0	0
Spdr Gold Tr Gold Shs	GOLD SHS	78463V107	693,450	2,853	SH		SOLE		2,853	0	0
iShares MSCI Emerging Markets Asia	MSCI EM ASIA ETF	464286426	214,270	2,735	SH		SOLE		2,735	0	0
Amazon.Com Inc	COM	023135106	489,675	2,628	SH		SOLE		2,628	0	0
Exxon Mobil Corporation	COM	30231G102	283,767	2,421	SH		SOLE		2,421	0	0
Vanguard Index Fds Vanguard Growth	GROWTH ETF	922908736	765,303	1,993	SH		SOLE		1,993	0	0
APPLE COMPUTER INC	COM	037833100	433,118	1,859	SH		SOLE		1,859	0	0
Google Inc Class A	CAP STK CL A	02079K305	205,649	1,240	SH		SOLE		1,240	0	0