Confluence Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M COMPANY	COM	88579Y101	213,937	1,784	SH		SOLE		0	0	1,784
ABBOTT LABS	COM	002824100	1,115,612	10,161	SH		SOLE		0	0	10,161
ABBVIE INCORPORATED	COM	00287Y109	2,580,847	15,970	SH		SOLE		0	0	15,970
ACV AUCTIONS INCORPORATED COM CLASS A	COM CL A	00091G104	137,583	16,758	SH		SOLE		0	0	16,758
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	149,049	10,251	SH		SOLE		0	0	10,251
AFLAC INCORPORATED	COM	001055102	761,042	10,579	SH		SOLE		0	0	10,579
AIR PRODUCTS & CHEMICALS INCORPORATED	COM	009158106	1,477,756	4,794	SH		SOLE		0	0	4,794
ALLSTATE CORPORATION	COM	020002101	1,011,776	7,461	SH		SOLE		0	0	7,461
ALPHABET INCORPORATED CAP STK CLASS A	CAP STK CL A	02079K305	2,209,985	25,048	SH		SOLE		0	0	25,048
ALPHABET INCORPORATED CAP STK CLASS C	CAP STK CL C	02079K107	1,116,578	12,584	SH		SOLE		0	0	12,584
ALTRIA GROUP INCORPORATED	COM	02209S103	2,161,534	47,288	SH		SOLE		0	0	47,288
AMAZON COM INCORPORATED	COM	023135106	1,130,388	13,457	SH		SOLE		0	0	13,457
AMERICAN ELEC PWR COMPANY INCORPORATED	COM	025537101	264,997	2,791	SH		SOLE		0	0	2,791
AMERICAN EXPRESS COMPANY	COM	025816109	712,451	4,822	SH		SOLE		0	0	4,822
AMGEN INCORPORATED	COM	031162100	447,844	1,705	SH		SOLE		0	0	1,705
ANSYS INCORPORATED	COM	03662Q105	420,608	1,741	SH		SOLE		0	0	1,741
APPLE INCORPORATED	COM	037833100	17,667,910	135,980	SH		SOLE		0	0	135,980
APPLIED MATLS INCORPORATED	COM	038222105	510,174	5,239	SH		SOLE		0	0	5,239
ASTRAZENECA PLC SPONSORED ADR	SPONSORED ADR	046353108	912,578	13,460	SH		SOLE		0	0	13,460
AT&T INCORPORATED	COM	00206R102	1,054,732	57,291	SH		SOLE		0	0	57,291
AUTOLIV INCORPORATED	COM	052800109	418,783	5,469	SH		SOLE		0	0	5,469
BALL CORPORATION	COM	058498106	235,704	4,609	SH		SOLE		0	0	4,609
BANK AMERICA CORPORATION	COM	060505104	340,548	10,282	SH		SOLE		0	0	10,282
BANK NEW YORK MELLON CORPORATION	COM	064058100	247,217	5,431	SH		SOLE		0	0	5,431
BARRICK GOLD CORPORATION	COM	067901108	518,166	30,161	SH		SOLE		0	0	30,161
BECTON DICKINSON & COMPANY	COM	075887109	711,396	2,797	SH		SOLE		0	0	2,797
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW	CL B NEW	084670702	2,855,163	9,243	SH		SOLE		0	0	9,243
BEST BUY INCORPORATED	COM	086516101	996,748	12,427	SH		SOLE		0	0	12,427
BNY MELLON HIGH YIELD STRATEGI SH BEN INT	SH BEN INT	09660L105	67,370	31,190	SH		SOLE		0	0	31,190
BOEING COMPANY	COM	097023105	362,442	1,903	SH		SOLE		0	0	1,903
BP PLC SPONSORED ADR	SPONSORED ADR	055622104	388,870	11,133	SH		SOLE		0	0	11,133
BRISTOL-MYERS SQUIBB COMPANY	COM	110122108	972,235	13,513	SH		SOLE		0	0	13,513
BROADCOM INCORPORATED	COM	11135F101	1,505,904	2,693	SH		SOLE		0	0	2,693
CAMPING WORLD HLDGS INCORPORATED CLASS A	CL A	13462K109	261,390	11,711	SH		SOLE		0	0	11,711
CAPITAL GROUP DIVID VALUE ETF SHS CREATION UNIT	SHS CREATION UNI	14020W106	30,682,567	1,300,660	SH		SOLE		0	0	1,300,660
CAPITAL GROUP GLOBAL GROWTH SHS CREATION UNIT	SHS CREATION UNI	14020X104	968,225	46,084	SH		SOLE		0	0	46,084
CAPITAL GROUP GROWTH ETF SHS CREATION UNIT	SHS CREATION UNI	14020G101	3,648,266	182,962	SH		SOLE		0	0	182,962
CAPITAL GROUP INTL FOCUS SHS CREATION UNIT	SHS CREATION UNI	14019W109	4,678,570	224,607	SH		SOLE		0	0	224,607
CARDINAL HEALTH INCORPORATED	COM	14149Y108	734,203	9,551	SH		SOLE		0	0	9,551
CATERPILLAR INCORPORATED	COM	149123101	986,407	4,118	SH		SOLE		0	0	4,118
CENTRAL SECS CORPORATION	COM	155123102	425,211	12,735	SH		SOLE		0	0	12,735
CHEVRON CORPORATION NEW	COM	166764100	4,206,594	23,436	SH		SOLE		0	0	23,436
CHUBB LIMITED	COM	H1467J104	2,174,489	9,857	SH		SOLE		0	0	9,857
CIGNA CORPORATION NEW	COM	125523100	434,387	1,311	SH		SOLE		0	0	1,311
CINTAS CORPORATION	COM	172908105	999,887	2,214	SH		SOLE		0	0	2,214
CISCO SYSTEMS INCORPORATED	COM	17275R102	3,063,684	64,309	SH		SOLE		0	0	64,309
CME GROUP INCORPORATED	COM	12572Q105	1,105,195	6,572	SH		SOLE		0	0	6,572
COCA COLA COMPANY	COM	191216100	1,105,854	17,385	SH		SOLE		0	0	17,385
COHERENT CORPORATION	COM	19247G107	201,930	5,753	SH		SOLE		0	0	5,753
COMCAST CORPORATION NEW CLASS A	CL A	20030N101	1,709,977	48,898	SH		SOLE		0	0	48,898
CONOCOPHILLIPS	COM	20825C104	2,531,893	21,457	SH		SOLE		0	0	21,457
CONSOLIDATED EDISON INCORPORATED	COM	209115104	324,490	3,405	SH		SOLE		0	0	3,405
CONSTELLATION BRANDS INCORPORATED CLASS A	CL A	21036P108	483,160	2,085	SH		SOLE		0	0	2,085
CONSTELLATION ENERGY CORPORATION	COM	21037T109	256,246	2,972	SH		SOLE		0	0	2,972
CORTEVA INCORPORATED	COM	22052L104	500,606	8,517	SH		SOLE		0	0	8,517
COSTCO WHOLESALE CORPORATION NEW	COM	22160K105	1,183,130	2,592	SH		SOLE		0	0	2,592
CSX CORPORATION	COM	126408103	415,177	13,401	SH		SOLE		0	0	13,401
CUMMINS INCORPORATED	COM	231021106	448,963	1,853	SH		SOLE		0	0	1,853
CVS HEALTH CORPORATION	COM	126650100	1,592,803	17,092	SH		SOLE		0	0	17,092
DANAHER CORPORATION	COM	235851102	453,603	1,709	SH		SOLE		0	0	1,709
DARDEN RESTAURANTS INCORPORATED	COM	237194105	1,189,451	8,599	SH		SOLE		0	0	8,599
DEERE & COMPANY	COM	244199105	1,631,432	3,805	SH		SOLE		0	0	3,805
DEVON ENERGY CORPORATION NEW	COM	25179M103	1,811,202	29,446	SH		SOLE		0	0	29,446
DICKS SPORTING GOODS INCORPORATED	COM	253393102	1,271,586	10,571	SH		SOLE		0	0	10,571
DIMENSIONAL ETF TRUST INTL VALE ETF	INTERNATNAL VAL	25434V807	8,352,351	274,748	SH		SOLE		0	0	274,748
DIMENSIONAL ETF TRUST U S SM CAP ETF	US SMALL CAP ETF	25434V500	9,212,586	180,109	SH		SOLE		0	0	180,109
DIMENSIONAL ETF TRUST U S TARGET VALUE ETF	US TARGETED VLU	25434V609	1,646,063	37,453	SH		SOLE		0	0	37,453
DIMENSIONAL ETF TRUST US MARKETWIDE VALUE ETF	US MKTWIDE VALUE	25434V724	828,597	24,749	SH		SOLE		0	0	24,749
DIMENSIONAL ETF TRUST WORLD EX U S CORE EQUITY 2 ETF	WORLD EX US CORE	25434V880	5,464,727	252,997	SH		SOLE		0	0	252,997
DISCOVER FINL SVCS	COM	254709108	231,270	2,364	SH		SOLE		0	0	2,364
DISNEY WALT COMPANY	COM	254687106	974,011	11,211	SH		SOLE		0	0	11,211
DOMINION ENERGY INCORPORATED	COM	25746U109	527,965	8,610	SH		SOLE		0	0	8,610
DOW INCORPORATED	COM	260557103	794,573	15,768	SH		SOLE		0	0	15,768
DTE ENERGY COMPANY	COM	233331107	499,855	4,253	SH		SOLE		0	0	4,253
DUKE ENERGY CORPORATION NEW COM NEW	COM NEW	26441C204	953,129	9,255	SH		SOLE		0	0	9,255
DUPONT DE NEMOURS INCORPORATED	COM	26614N102	843,458	12,290	SH		SOLE		0	0	12,290
EATON CORPORATION PLC SHS	SHS	G29183103	1,556,669	9,918	SH		SOLE		0	0	9,918
EATON VANCE TAX-MANAGED DIVERS	COM	27828N102	151,454	13,946	SH		SOLE		0	0	13,946
EATON VANCE TAX-MANAGED GLOBAL	COM	27829F108	95,991	12,714	SH		SOLE		0	0	12,714
ECOVYST INCORPORATED	COM	27923Q109	116,066	13,100	SH		SOLE		0	0	13,100
EDWARDS LIFESCIENCES CORPORATION	COM	28176E108	300,678	4,030	SH		SOLE		0	0	4,030
EMERSON ELEC COMPANY	COM	291011104	524,478	5,460	SH		SOLE		0	0	5,460
EXELON CORPORATION	COM	30161N101	390,730	9,038	SH		SOLE		0	0	9,038
EXXON MOBIL CORPORATION	COM	30231G102	4,785,240	43,384	SH		SOLE		0	0	43,384
FEDEX CORPORATION	COM	31428X106	235,483	1,360	SH		SOLE		0	0	1,360
FIRST TRUST CAPITAL STRENGTH ETF	CAP STRENGTH ETF	33733E104	607,320	8,103	SH		SOLE		0	0	8,103
FIRSTENERGY CORPORATION	COM	337932107	451,478	10,765	SH		SOLE		0	0	10,765
FISERV INCORPORATED	COM	337738108	318,573	3,152	SH		SOLE		0	0	3,152
GENERAL DYNAMICS CORPORATION	COM	369550108	1,150,734	4,638	SH		SOLE		0	0	4,638
GENERAL ELECTRIC COMPANY COM NEW	COM NEW	369604301	518,409	6,187	SH		SOLE		0	0	6,187
GENERAL MLS INCORPORATED	COM	370334104	722,044	8,611	SH		SOLE		0	0	8,611
HALLIBURTON COMPANY	COM	406216101	325,819	8,280	SH		SOLE		0	0	8,280
HOME DEPOT INCORPORATED	COM	437076102	4,059,284	12,852	SH		SOLE		0	0	12,852
HONEYWELL INTERNATIONAL INCORPORATED	COM	438516106	264,446	1,234	SH		SOLE		0	0	1,234
HUNTINGTON BANCSHARES INCORPORATED	COM	446150104	458,031	32,484	SH		SOLE		0	0	32,484
ILLINOIS TOOL WKS INCORPORATED	COM	452308109	471,806	2,142	SH		SOLE		0	0	2,142
INTEL CORPORATION	COM	458140100	1,160,433	43,906	SH		SOLE		0	0	43,906
INTERCONTINENTAL EXCHANGE INCORPORATED	COM	45866F104	222,643	2,170	SH		SOLE		0	0	2,170
INTERNATIONAL BUSINESS MACHINES	COM	459200101	1,888,340	13,403	SH		SOLE		0	0	13,403
INVESCO FTSE RAFI US 1000 ETF	FTSE RAFI 1000	46137V613	296,647	1,912	SH		SOLE		0	0	1,912
INVESCO QQQ	UNIT SER 1	46090E103	412,201	1,548	SH		SOLE		0	0	1,548
IQVIA HLDGS INCORPORATED	COM	46266C105	215,954	1,054	SH		SOLE		0	0	1,054
ISHARES GOLD TR ISHARES NEW	ISHARES NEW	464285204	1,584,464	45,807	SH		SOLE		0	0	45,807
ISHARES SILVER TR ISHARES	ISHARES	46428Q109	835,659	37,950	SH		SOLE		0	0	37,950
ISHARES TR CORE DIV GRWTH	CORE DIV GRWTH	46434V621	9,215,008	184,300	SH		SOLE		0	0	184,300
ISHARES TR CORE MSCI TOTAL	CORE MSCI TOTAL	46432F834	310,410	5,363	SH		SOLE		0	0	5,363
ISHARES TR CORE S&P MCP ETF	CORE S&P MCP ETF	464287507	982,557	4,062	SH		SOLE		0	0	4,062
ISHARES TR CORE S&P SCP ETF	CORE S&P SCP ETF	464287804	352,723	3,727	SH		SOLE		0	0	3,727
ISHARES TR CORE S&P500 ETF	CORE S&P500 ETF	464287200	2,417,065	6,291	SH		SOLE		0	0	6,291
ISHARES TR INTL DIV GRWTH	INTL DIV GRWTH	46435G524	4,554,922	79,037	SH		SOLE		0	0	79,037
ISHARES TR INTL SEL DIV ETF	INTL SEL DIV ETF	464288448	249,604	9,190	SH		SOLE		0	0	9,190
ISHARES TR MSCI EAFE ETF	MSCI EAFE ETF	464287465	6,436,414	98,056	SH		SOLE		0	0	98,056
ISHARES TR MSCI EMG MKT ETF	MSCI EMG MKT ETF	464287234	4,724,390	124,654	SH		SOLE		0	0	124,654
ISHARES TR MSCI USA VALUE	MSCI USA VALUE	46432F388	227,303	2,494	SH		SOLE		0	0	2,494
ISHARES TR RUS 1000 GRW ETF	RUS 1000 GRW ETF	464287614	11,754,565	54,866	SH		SOLE		0	0	54,866
ISHARES TR RUS 1000 VAL ETF	RUS 1000 VAL ETF	464287598	2,735,766	18,040	SH		SOLE		0	0	18,040
ISHARES TR RUS 2000 GRW ETF	RUS 2000 GRW ETF	464287648	721,218	3,362	SH		SOLE		0	0	3,362
ISHARES TR RUSSELL 2000 ETF	RUSSELL 2000 ETF	464287655	510,177	2,926	SH		SOLE		0	0	2,926
ISHARES TR S&P 100 ETF	S&P 100 ETF	464287101	458,322	2,687	SH		SOLE		0	0	2,687
ISHARES TR S&P 500 GRWT ETF	S&P 500 GRWT ETF	464287309	915,291	15,646	SH		SOLE		0	0	15,646
ISHARES TR S&P 500 VAL ETF	S&P 500 VAL ETF	464287408	350,634	2,417	SH		SOLE		0	0	2,417
ISHARES TR S&P MC 400VL ETF	S&P MC 400VL ETF	464287705	244,339	2,424	SH		SOLE		0	0	2,424
ISHARES TR SP SMCP600VL ETF	SP SMCP600VL ETF	464287879	250,780	2,746	SH		SOLE		0	0	2,746
JOHNSON & JOHNSON	COM	478160104	4,666,864	26,419	SH		SOLE		0	0	26,419
JONES LANG LASALLE INCORPORATED	COM	48020Q107	447,192	2,806	SH		SOLE		0	0	2,806
JPMORGAN CHASE & COMPANY	COM	46625H100	5,296,086	39,494	SH		SOLE		0	0	39,494
JPMORGAN EQUITY PREMIUM INCOME ETF	EQUITY PREMIUM	46641Q332	15,978,572	293,239	SH		SOLE		0	0	293,239
KEYSIGHT TECHNOLOGIES INCORPORATED	COM	49338L103	247,538	1,447	SH		SOLE		0	0	1,447
KRAFT HEINZ COMPANY	COM	500754106	277,276	6,811	SH		SOLE		0	0	6,811
KROGER COMPANY	COM	501044101	352,940	7,917	SH		SOLE		0	0	7,917
L3HARRIS TECHNOLOGIES INCORPORATED	COM	502431109	733,356	3,522	SH		SOLE		0	0	3,522
LAUDER ESTEE COMPANIES INCORPORATED CLASS A	CL A	518439104	217,274	876	SH		SOLE		0	0	876
LILLY ELI & COMPANY	COM	532457108	2,314,304	6,326	SH		SOLE		0	0	6,326
LINDE PLC SHS	SHS	G5494J103	541,785	1,661	SH		SOLE		0	0	1,661
LOCKHEED MARTIN CORPORATION	COM	539830109	487,463	1,002	SH		SOLE		0	0	1,002
LOWES COMPANIES INCORPORATED	COM	548661107	617,644	3,100	SH		SOLE		0	0	3,100
MARATHON PETE CORPORATION	COM	56585A102	2,907,555	24,981	SH		SOLE		0	0	24,981
MARRIOTT INTERNATIONAL INCORPORATED NEW CLASS A	CL A	571903202	250,284	1,681	SH		SOLE		0	0	1,681
MASTERCARD INCORPORATED CLASS A	CL A	57636Q104	439,878	1,265	SH		SOLE		0	0	1,265
MCDONALDS CORPORATION	COM	580135101	2,777,420	10,539	SH		SOLE		0	0	10,539
MCKESSON CORPORATION	COM	58155Q103	1,115,982	2,975	SH		SOLE		0	0	2,975
MEDTRONIC PLC SHS	SHS	G5960L103	842,351	10,838	SH		SOLE		0	0	10,838
MERCK & COMPANY INCORPORATED	COM	58933Y105	3,519,239	31,719	SH		SOLE		0	0	31,719
META PLATFORMS INCORPORATED CLASS A	CL A	30303M102	401,936	3,340	SH		SOLE		0	0	3,340
MICROCHIP TECHNOLOGY INCORPORATED.	COM	595017104	780,618	11,112	SH		SOLE		0	0	11,112
MICROSOFT CORPORATION	COM	594918104	11,181,488	46,625	SH		SOLE		0	0	46,625
MONDELEZ INTERNATIONAL INCORPORATED CLASS A	CL A	609207105	563,459	8,454	SH		SOLE		0	0	8,454
MOTOROLA SOLUTIONS INCORPORATED COM NEW	COM NEW	620076307	1,474,457	5,721	SH		SOLE		0	0	5,721
NETAPP INCORPORATED	COM	64110D104	267,194	4,449	SH		SOLE		0	0	4,449
NETFLIX INCORPORATED	COM	64110L106	563,811	1,912	SH		SOLE		0	0	1,912
NEWMONT CORPORATION	COM	651639106	331,297	7,019	SH		SOLE		0	0	7,019
NEXTERA ENERGY INCORPORATED	COM	65339F101	692,793	8,287	SH		SOLE		0	0	8,287
NIKE INCORPORATED CLASS B	CL B	654106103	411,475	3,517	SH		SOLE		0	0	3,517
NORFOLK SOUTHN CORPORATION	COM	655844108	299,409	1,215	SH		SOLE		0	0	1,215
NUCOR CORPORATION	COM	670346105	1,594,901	12,100	SH		SOLE		0	0	12,100
NVIDIA CORPORATION	COM	67066G104	650,056	4,448	SH		SOLE		0	0	4,448
NXP SEMICONDUCTORS N V	COM	N6596X109	201,279	1,274	SH		SOLE		0	0	1,274
OCCIDENTAL PETE CORPORATION	COM	674599105	233,315	3,704	SH		SOLE		0	0	3,704
ORACLE CORPORATION	COM	68389X105	622,983	7,622	SH		SOLE		0	0	7,622
PAYCHEX INCORPORATED	COM	704326107	956,497	8,277	SH		SOLE		0	0	8,277
PAYPAL HLDGS INCORPORATED	COM	70450Y103	490,421	6,886	SH		SOLE		0	0	6,886
PEPSICO INCORPORATED	COM	713448108	4,629,218	25,624	SH		SOLE		0	0	25,624
PFIZER INCORPORATED	COM	717081103	2,832,650	55,282	SH		SOLE		0	0	55,282
PHILIP MORRIS INTERNATIONAL INCORPORATED	COM	718172109	1,819,689	17,979	SH		SOLE		0	0	17,979
PHILLIPS 66	COM	718546104	639,816	6,147	SH		SOLE		0	0	6,147
PIONEER NAT RES COMPANY	COM	723787107	351,147	1,537	SH		SOLE		0	0	1,537
PNC FINL SVCS GROUP INCORPORATED	COM	693475105	2,280,095	14,436	SH		SOLE		0	0	14,436
PPG INDUSTRIES INCORPORATED	COM	693506107	731,681	5,819	SH		SOLE		0	0	5,819
PPL CORPORATION	COM	69351T106	664,961	22,757	SH		SOLE		0	0	22,757
PROCTER AND GAMBLE COMPANY	COM	742718109	2,720,206	17,948	SH		SOLE		0	0	17,948
PUBLIC SVC ENTERPRISE GRP INCORPORATED	COM	744573106	220,266	3,595	SH		SOLE		0	0	3,595
QUALCOMM INCORPORATED	COM	747525103	614,682	5,591	SH		SOLE		0	0	5,591
RAYTHEON TECHNOLOGIES CORPORATION	COM	75513E101	384,909	3,814	SH		SOLE		0	0	3,814
ROCKWELL AUTOMATION INCORPORATED	COM	773903109	241,858	939	SH		SOLE		0	0	939
S & T BANCORP INCORPORATED	COM	783859101	7,604,708	222,490	SH		SOLE		0	0	222,490
S&P GLOBAL INCORPORATED	COM	78409V104	248,407	742	SH		SOLE		0	0	742
SEMPRA	COM	816851109	250,355	1,620	SH		SOLE		0	0	1,620
SHELL PLC SPON ADS	SPON ADS	780259305	261,571	4,593	SH		SOLE		0	0	4,593
SOUTHERN COMPANY	COM	842587107	864,177	12,102	SH		SOLE		0	0	12,102
SPDR BLOOMBERG CONVERTIBLE SECURITIES ET	BBG CONV SEC ETF	78464A359	1,608,564	25,001	SH		SOLE		0	0	25,001
SPDR GOLD SHARES	GOLD SHS	78463V107	1,566,625	9,235	SH		SOLE		0	0	9,235
SPDR PORTFOLIO S&P 500 ETF	PORTFOLIO S&P500	78464A854	662,645	14,732	SH		SOLE		0	0	14,732
SPDR PORTFOLIO S&P 500 GROWTH ETF	PRTFLO S&P500 GW	78464A409	448,697	8,855	SH		SOLE		0	0	8,855
SPDR S&P 500 ETF	TR UNIT	78462F103	1,126,639	2,946	SH		SOLE		0	0	2,946
SPDR S&P 600 SMALL CAP GROWTH ETF	S&P 600 SMCP GRW	78464A201	494,122	6,840	SH		SOLE		0	0	6,840
SPDR S&P REGIONAL BANKING ETF	S&P REGL BKG	78464A698	432,620	7,365	SH		SOLE		0	0	7,365
STARBUCKS CORPORATION	COM	855244109	206,237	2,079	SH		SOLE		0	0	2,079
STERIS PLC SHS USD	SHS USD	G8473T100	242,000	1,310	SH		SOLE		0	0	1,310
STRYKER CORPORATION	COM	863667101	829,555	3,393	SH		SOLE		0	0	3,393
SUN LIFE FINANCIAL INCORPORATED.	COM	866796105	231,404	4,985	SH		SOLE		0	0	4,985
SYSCO CORPORATION	COM	871829107	429,321	5,616	SH		SOLE		0	0	5,616
TARGET CORPORATION	COM	87612E106	586,310	3,934	SH		SOLE		0	0	3,934
TEREX CORPORATION NEW	COM	880779103	959,662	22,464	SH		SOLE		0	0	22,464
TESLA INCORPORATED	COM	88160R101	1,099,997	8,930	SH		SOLE		0	0	8,930
TEXAS INSTRS INCORPORATED	COM	882508104	491,530	2,975	SH		SOLE		0	0	2,975
THERMO FISHER SCIENTIFIC INCORPORATED	COM	883556102	1,630,593	2,961	SH		SOLE		0	0	2,961
TJX COMPANIES INCORPORATED NEW	COM	872540109	497,010	6,244	SH		SOLE		0	0	6,244
TRACTOR SUPPLY COMPANY	COM	892356106	573,898	2,551	SH		SOLE		0	0	2,551
TRANE TECHNOLOGIES PLC SHS	SHS	G8994E103	403,123	2,398	SH		SOLE		0	0	2,398
UNION PAC CORPORATION	COM	907818108	1,861,691	8,991	SH		SOLE		0	0	8,991
UNITED PARCEL SERVICE INCORPORATED CLASS B	CL B	911312106	964,242	5,547	SH		SOLE		0	0	5,547
UNITEDHEALTH GROUP INCORPORATED	COM	91324P102	1,404,324	2,649	SH		SOLE		0	0	2,649
VALERO ENERGY CORPORATION	COM	91913Y100	1,000,418	7,886	SH		SOLE		0	0	7,886
VALLEY NATL BANCORP	COM	919794107	624,018	55,174	SH		SOLE		0	0	55,174
VANECK GOLD MINERS ETF	GOLD MINERS ETF	92189F106	283,677	9,898	SH		SOLE		0	0	9,898
VANGUARD CONSUMER DISCRETIONARY ETF	CONSUM DIS ETF	92204A108	391,083	1,786	SH		SOLE		0	0	1,786
VANGUARD DIVIDEND APPRECIATION ETF	DIV APP ETF	921908844	18,212,268	119,936	SH		SOLE		0	0	119,936
VANGUARD EXTENDED MARKET ETF	EXTEND MKT ETF	922908652	582,990	4,388	SH		SOLE		0	0	4,388
VANGUARD FTSE DEVELOPED MARKETS ETF	VAN FTSE DEV MKT	921943858	407,214	9,703	SH		SOLE		0	0	9,703
VANGUARD FTSE EMERGING MARKETS ETF	FTSE EMR MKT ETF	922042858	252,659	6,482	SH		SOLE		0	0	6,482
VANGUARD GROWTH ETF	GROWTH ETF	922908736	202,241	949	SH		SOLE		0	0	949
VANGUARD HEALTH CARE ETF	HEALTH CAR ETF	92204A504	311,371	1,255	SH		SOLE		0	0	1,255
VANGUARD HIGH DIVIDEND YIELD ETF	HIGH DIV YLD	921946406	675,014	6,238	SH		SOLE		0	0	6,238
VANGUARD INDEX FUNDS S&P 500 ETF SHS NEW	S&P 500 ETF SHS	922908363	849,189	2,417	SH		SOLE		0	0	2,417
VANGUARD INDUSTRIALS ETF	INDUSTRIAL ETF	92204A603	243,459	1,333	SH		SOLE		0	0	1,333
VANGUARD INFORMATION TECHNOLOGY ETF	INF TECH ETF	92204A702	790,770	2,476	SH		SOLE		0	0	2,476
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	INTL HIGH ETF	921946794	14,926,433	250,570	SH		SOLE		0	0	250,570
VANGUARD MID-CAP ETF	MID CAP ETF	922908629	310,403	1,523	SH		SOLE		0	0	1,523
VANGUARD S&P 500 VALUE ETF	500 VAL IDX FD	921932703	314,995	2,249	SH		SOLE		0	0	2,249
VANGUARD SMALL-CAP ETF	SMALL CP ETF	922908751	366,162	1,995	SH		SOLE		0	0	1,995
VANGUARD TOTAL STOCK MARKET ETF	TOTAL STK MKT	922908769	784,760	4,105	SH		SOLE		0	0	4,105
VANGUARD VALUE ETF	VALUE ETF	922908744	547,303	3,899	SH		SOLE		0	0	3,899
VERIZON COMMUNICATIONS INCORPORATED	COM	92343V104	2,730,934	69,313	SH		SOLE		0	0	69,313
VISA INCORPORATED COM CLASS A	COM CL A	92826C839	2,758,746	13,279	SH		SOLE		0	0	13,279
WALMART INCORPORATED	COM	931142103	2,986,218	21,061	SH		SOLE		0	0	21,061
WASTE MGMT INCORPORATED DEL	COM	94106L109	926,829	5,908	SH		SOLE		0	0	5,908
WELLS FARGO COMPANY NEW	COM	949746101	320,939	7,773	SH		SOLE		0	0	7,773
WESTROCK COMPANY	COM	96145D105	384,663	10,940	SH		SOLE		0	0	10,940
WILLIAMS COMPANIES INCORPORATED	COM	969457100	209,273	6,361	SH		SOLE		0	0	6,361
WILLIAMS SONOMA INCORPORATED	COM	969904101	224,439	1,953	SH		SOLE		0	0	1,953
XCEL ENERGY INCORPORATED	COM	98389B100	230,452	3,287	SH		SOLE		0	0	3,287
YUM BRANDS INCORPORATED	COM	988498101	667,041	5,208	SH		SOLE		0	0	5,208
YUM CHINA HLDGS INCORPORATED	COM	98850P109	315,840	5,779	SH		SOLE		0	0	5,779